Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 187000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽139968
₽132512
₽142741
₽136669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
187 000
income
-
-
-
28 050
health
-
-
-
4 003
unemployment
-
-
-
139
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 152
total
-
-
-
37 344
Employee
22 701
-
180 170
-
income
2 270
-
18 017
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
health
1 044
-
1 601
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 993
-
3 057
-
total
5 556
-
23 058
-
Employer
22 701
-
180 170
-
unemployment
136
-
209
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 502
-
3 836
-
health
1 566
-
2 402
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
total
4 453
-
6 830
-
Corporate
159 846
187 000
-
-
income
15 985
18 700
-
-
total
15 985
18 700
-
-
Dividends
143 861
168 300
-
-
withholding
7 193
8 415
-
-
total
7 193
8 415
-
-
Income
187 000
187 000
187 000
187 000
Total tax
33 187
27 115
29 888
37 344
After tax
153 813
159 885
157 112
149 656
Living cost
17 144
17 144
17 144
17 144
Free-cash
136 669
142 741
139 968
132 512

Estimated living cost  is ₽17144 per week

₽11339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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