Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 187000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽137926
₽143670
₽141503
₽133944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
187 000
unemployment
-
-
-
132
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 873
health
-
-
-
3 786
income
-
-
-
28 050
total
-
-
-
36 841
Employee
21 471
-
180 540
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 885
-
2 891
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
income
2 147
-
18 054
-
health
988
-
1 515
-
total
5 256
-
22 822
-
Employer
21 471
-
180 540
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 366
-
3 628
-
unemployment
129
-
198
-
health
1 482
-
2 272
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
total
4 213
-
6 460
-
Corporate
161 317
187 000
-
-
income
16 131
18 700
-
-
total
16 131
18 700
-
-
Dividends
145 185
168 300
-
-
withholding
7 259
8 415
-
-
total
7 259
8 415
-
-
Income
187 000
187 000
187 000
187 000
Total tax
32 859
27 115
29 282
36 841
After tax
154 141
159 885
157 718
150 159
Living cost
16 215
16 215
16 215
16 215
Free-cash
137 926
143 670
141 503
133 944

Estimated living cost  is ₽16215 per week

₽10724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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