Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 185500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽73619
₽65359
₽41582
₽9243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
185 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 710
health
-
-
-
417
city
-
-
-
1 955
national
-
-
-
3 612
regional
-
-
-
9 539
pensions
-
-
-
17 067
total
-
-
-
36 300
Employee
88 449
-
166 090
-
pensions
7 431
-
13 887
-
national
419
-
2 677
-
unemployment
-
-
-
-
city
949
-
1 786
-
health
200
-
375
-
regional
2 896
-
8 252
-
total
11 895
-
26 977
-
Employer
88 449
-
166 090
-
pensions
7 431
-
13 887
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
3 321
-
health
200
-
375
-
unemployment
-
-
-
-
total
9 399
-
17 583
-
Corporate
86 679
185 500
-
-
regional
18 333
39 234
-
-
national
7 367
15 768
-
-
total
25 700
55 002
-
-
Dividends
60 980
130 498
-
-
withholding
21 343
45 674
-
-
total
21 343
45 674
-
-
Income
185 500
185 500
185 500
185 500
Total tax
68 337
100 676
44 560
36 300
After tax
117 163
84 824
140 940
149 200
Living cost
75 581
75 581
75 581
75 581
Free-cash
41 582
9 243
65 359
73 619

Estimated living cost  is ₽75581 per week

₽49149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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