Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 185500
per

Your estimated
City
free-cash

Valencia , Spain
-₽16317
₽11693
-₽8808
-₽10238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
185 500
other
-
-
-
188
unemployment
-
-
-
1 296
income
-
-
-
26 275
pensions
-
-
-
52 496
accident
-
-
-
1 673
total
-
-
-
81 928
Employee
153 033
-
140 654
-
unemployment
2 372
-
2 183
-
other
149
-
141
-
pensions
7 194
-
6 613
-
income
29 503
-
26 723
-
total
39 218
-
35 660
-
Employer
153 033
-
140 654
-
other
1 225
-
1 123
-
accident
3 032
-
2 788
-
pensions
36 113
-
33 191
-
unemployment
8 419
-
7 736
-
total
48 789
-
44 838
-
Corporate
-
185 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
27 827
-
-
total
-
27 827
-
-
Dividends
-
157 673
-
-
withholding
-
32 170
-
-
total
-
32 170
-
-
Income
185 500
185 500
185 500
185 500
Total tax
88 007
59 997
80 498
81 928
After tax
97 493
125 503
105 002
103 572
Living cost
113 810
113 810
113 810
113 810
Free-cash
-16 317
11 693
-8 808
-10 238

Estimated living cost  is ₽113810 per month

₽76820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1995
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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