Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 185500
per

Your estimated
City
free-cash

Valencia , Spain
₽5304
-₽27745
-₽16394
-₽16542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
185 500
accident
-
-
-
1 668
income
-
-
-
25 996
pensions
-
-
-
52 498
other
-
-
-
183
unemployment
-
-
-
1 295
total
-
-
-
81 640
Employee
161 698
-
138 944
-
other
158
-
149
-
income
31 174
-
25 954
-
pensions
7 602
-
6 863
-
unemployment
2 506
-
2 266
-
total
41 440
-
35 232
-
Employer
161 698
-
138 944
-
accident
3 203
-
2 888
-
other
1 295
-
1 170
-
unemployment
8 896
-
8 033
-
pensions
38 157
-
34 465
-
total
51 551
-
46 556
-
Corporate
-
185 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
27 826
-
-
total
-
27 826
-
-
Dividends
-
157 674
-
-
withholding
-
32 116
-
-
total
-
32 116
-
-
Income
185 500
185 500
185 500
185 500
Total tax
92 991
59 942
81 788
81 640
After tax
92 509
125 558
103 712
103 860
Living cost
120 254
120 254
120 254
120 254
Free-cash
-27 745
5 304
-16 542
-16 394

Estimated living cost  is ₽120254 per month

₽81170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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