Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 185500
per

Your estimated
City
free-cash

Valencia , Spain
₽9445
-₽20333
-₽12403
-₽11065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
185 500
unemployment
-
-
-
1 298
accident
-
-
-
1 666
income
-
-
-
26 182
pensions
-
-
-
52 499
other
-
-
-
184
total
-
-
-
81 829
Employee
156 077
-
140 562
-
pensions
7 337
-
6 624
-
unemployment
2 419
-
2 187
-
income
30 091
-
26 598
-
other
152
-
144
-
total
39 999
-
35 553
-
Employer
156 077
-
140 562
-
pensions
36 831
-
33 267
-
accident
3 092
-
2 788
-
other
1 250
-
1 129
-
unemployment
8 587
-
7 754
-
total
49 760
-
44 938
-
Corporate
-
185 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
27 828
-
-
total
-
27 828
-
-
Dividends
-
157 672
-
-
withholding
-
32 153
-
-
total
-
32 153
-
-
Income
185 500
185 500
185 500
185 500
Total tax
89 759
59 981
80 491
81 829
After tax
95 741
125 519
105 009
103 671
Living cost
116 074
116 074
116 074
116 074
Free-cash
-20 333
9 445
-11 065
-12 403

Estimated living cost  is ₽116074 per month

₽78348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2035
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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