Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 184500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽73145
₽64922
₽41305
₽9098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
184 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 690
health
-
-
-
416
city
-
-
-
1 945
national
-
-
-
3 583
regional
-
-
-
9 480
pensions
-
-
-
16 973
total
-
-
-
36 087
Employee
88 083
-
165 190
-
pensions
7 400
-
13 818
-
national
417
-
2 654
-
unemployment
-
-
-
-
city
945
-
1 775
-
health
199
-
371
-
regional
2 884
-
8 199
-
total
11 845
-
26 817
-
Employer
88 083
-
165 190
-
pensions
7 400
-
13 818
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
3 304
-
health
199
-
371
-
unemployment
-
-
-
-
total
9 360
-
17 493
-
Corporate
86 089
184 500
-
-
regional
18 208
39 023
-
-
national
7 317
15 682
-
-
total
25 525
54 705
-
-
Dividends
60 563
129 796
-
-
withholding
21 197
45 429
-
-
total
21 197
45 429
-
-
Income
184 500
184 500
184 500
184 500
Total tax
67 927
100 134
44 310
36 087
After tax
116 573
84 366
140 190
148 413
Living cost
75 268
75 268
75 268
75 268
Free-cash
41 305
9 098
64 922
73 145

Estimated living cost  is ₽75268 per week

₽48946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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