Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 183000
per

Your estimated
City
free-cash

Valencia , Spain
-₽3766
₽16641
-₽5173
-₽6975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
income
-
-
-
26 139
pensions
-
-
-
51 789
other
-
-
-
185
unemployment
-
-
-
1 279
accident
-
-
-
1 649
total
-
-
-
81 041
Employee
144 054
-
138 759
-
unemployment
2 233
-
2 151
-
pensions
6 772
-
6 521
-
other
140
-
140
-
income
27 772
-
26 582
-
total
36 917
-
35 394
-
Employer
144 054
-
138 759
-
accident
2 854
-
2 750
-
other
1 153
-
1 116
-
unemployment
7 925
-
7 630
-
pensions
33 994
-
32 744
-
total
45 926
-
44 240
-
Corporate
-
183 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
27 451
-
-
total
-
27 451
-
-
Dividends
-
155 549
-
-
withholding
-
31 776
-
-
total
-
31 776
-
-
Income
183 000
183 000
183 000
183 000
Total tax
82 843
59 227
79 634
81 041
After tax
100 157
123 773
103 366
101 959
Living cost
107 132
107 132
107 132
107 132
Free-cash
-6 975
16 641
-3 766
-5 173

Estimated living cost  is ₽107132 per month

₽72312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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