Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 182500
per

Your estimated
City
free-cash

Dresden , Germany
₽61470
₽72638
₽63616
₽84970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
21 354
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 938
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 131
total
-
-
-
88 317
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 599
-
182 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 131
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
56 938
-
total
8 031
-
66 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
143 901
182 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 187
1 505
-
-
income
21 585
27 375
-
-
trade
22 663
28 744
-
-
chamber of commerce
360
416
-
-
total
45 795
58 040
-
-
Dividends
98 105
124 461
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 327
1 691
-
-
withholding
24 142
30 732
-
-
total
25 469
32 423
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 295
90 463
66 963
88 317
After tax
103 205
92 037
115 537
94 183
Living cost
30 567
30 567
30 567
30 567
Free-cash
72 638
61 470
84 970
63 616

Estimated living cost  is ₽30567 per week

₽19228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽62886
₽62038
₽56144
₽57122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
20 030
pensions
-
-
-
21 900
national
-
-
-
31 470
social contributions
-
-
-
1 962
total
-
-
-
75 362
Employee
79 050
-
157 770
-
municipal
9 764
-
20 737
-
pensions
3 162
-
6 311
-
national
15 130
-
33 018
-
total
28 056
-
60 066
-
Employer
79 050
-
157 770
-
social contributions
850
-
1 696
-
pensions
6 324
-
12 622
-
total
7 174
-
14 318
-
Corporate
91 059
182 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 212
36 500
-
-
total
18 212
36 500
-
-
Dividends
72 847
146 000
-
-
withholding
16 026
32 120
-
-
total
16 026
32 120
-
-
Income
182 500
182 500
182 500
182 500
Total tax
69 468
68 620
74 384
75 362
After tax
113 032
113 880
108 116
107 138
Living cost
50 994
50 994
50 994
50 994
Free-cash
62 038
62 886
57 122
56 144

Estimated living cost  is ₽50994 per week

₽34660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽125005
₽116727
₽42389
₽56008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
182 500
microenterprise
-
-
-
-
income
-
-
-
33 913
surtax
-
-
-
46 537
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 666
total
-
-
-
119 116
Employee
29 489
-
138 313
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 230
-
surtax
-
-
20 055
-
income
5 249
-
28 024
-
total
8 493
-
61 309
-
Employer
29 489
-
138 313
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 974
-
surtax
-
-
15 214
-
total
7 103
-
44 188
-
Corporate
145 908
182 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 182
36 500
-
-
total
29 182
36 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

116 726
146 000
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
44 778
36 500
105 497
119 116
After tax
137 722
146 000
77 003
63 384
Living cost
20 995
20 995
20 995
20 995
Free-cash
116 727
125 005
56 008
42 389

Estimated living cost  is ₽20995 per week

₽13394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽48151
₽41969
₽58149
₽72259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
57 807
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
82 075
Employee
86 180
86 180
163 745
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
24 942
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
49 210
-
Employer
86 180
86 180
163 745
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 456
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 755
-
Corporate
82 286
81 229
-
-
income
16 457
16 246
-
-
total
16 457
16 246
-
-
Dividends
65 829
64 983
-
-
income
13 988
13 808
-
-
withholding
9 874
9 748
-
-
total
23 862
23 556
-
-
Income
182 500
182 500
182 500
182 500
Total tax
98 255
92 073
67 965
82 075
After tax
84 245
90 427
114 535
100 425
Living cost
42 276
42 276
42 276
42 276
Free-cash
41 969
48 151
72 259
58 149

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽60653
₽59778
₽54081
₽53134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
47 039
accident
-
-
-
171
pensions
-
-
-
9 238
other
-
-
-
9 930
unemployment
-
-
-
86
health
-
-
-
5 332
national
-
-
-
17 631
total
-
-
-
89 427
Employee
55 560
-
155 650
-
municipal
16 568
-
46 415
-
national
-
-
17 108
-
total
16 568
-
63 523
-
Employer
55 560
-
155 650
-
accident
111
-
171
-
other
6 456
-
9 930
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 238
-
health
3 417
-
5 256
-
total
17 457
-
26 851
-
Corporate
109 483
182 500
-
-
income
24 086
40 150
-
-
total
24 086
40 150
-
-
Dividends
85 397
142 350
-
-
withholding
25 619
42 705
-
-
total
25 619
42 705
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 730
82 855
90 374
89 427
After tax
98 770
99 645
92 126
93 073
Living cost
38 992
38 992
38 992
38 992
Free-cash
59 778
60 653
53 134
54 081

Estimated living cost  is ₽38992 per week

₽25842
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽51456
₽65635
₽53589
₽75892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
22 303
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 938
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 131
total
-
-
-
89 266
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 178
-
182 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 131
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
56 938
-
total
11 532
-
66 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
131 322
182 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 084
1 505
-
-
income
19 699
27 375
-
-
trade
21 602
30 021
-
-
chamber of commerce
341
414
-
-
total
42 726
59 315
-
-
Dividends
88 596
123 185
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 197
1 672
-
-
withholding
21 765
30 412
-
-
total
22 962
32 084
-
-
Income
182 500
182 500
182 500
182 500
Total tax
77 220
91 399
66 963
89 266
After tax
105 280
91 101
115 537
93 234
Living cost
39 645
39 645
39 645
39 645
Free-cash
65 635
51 456
75 892
53 589

Estimated living cost  is ₽39645 per week

₽26515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽100385
₽96200
₽91768
₽90175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
37 017
health
-
-
-
4 654
social contributions
-
-
-
16 328
total
-
-
-
57 999
Employee
77 601
77 601
170 655
-
social contributions
3 771
6 441
8 687
-
health
772
1 320
2 901
-
income
8 149
7 184
36 159
-
total
12 692
14 945
47 747
-
Employer
77 601
77 601
170 655
-
social contributions
3 771
6 441
8 687
-
health
841
1 436
3 158
-
total
4 612
7 877
11 845
-
Corporate
132 464
97 022
-
-
income
16 558
12 128
-
-
total
16 558
12 128
-
-
Dividends
115 906
84 893
-
-
withholding
19 705
14 432
-
-
total
19 705
14 432
-
-
Income
182 500
182 500
182 500
182 500
Total tax
53 567
49 382
59 592
57 999
After tax
128 933
133 118
122 908
124 501
Living cost
32 733
32 733
32 733
32 733
Free-cash
96 200
100 385
90 175
91 768

Estimated living cost  is ₽32733 per week

₽22376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽84174
₽84556
₽108090
₽87461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
22 311
pensions
-
-
-
18 250
unemployment
-
-
-
2 738
health
-
-
-
12 775
total
-
-
-
56 074
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 469
10 534
152 720
-
health
1 853
737
10 690
-
income
3 236
1 288
18 670
-
pensions
2 647
1 053
15 272
-
unemployment
397
158
2 291
-
total
8 133
3 236
46 923
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 469
10 534
152 720
-
pensions
5 161
2 054
29 780
-
total
5 161
2 054
29 780
-
Corporate
150 870
169 912
-
-
income
13 578
15 292
-
-
total
13 578
15 292
-
-
Dividends
137 292
154 620
-
-
social contributions
26 651
30 030
-
-
withholding
26 085
29 378
-
-
total
52 736
59 408
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 608
79 990
76 703
56 074
After tax
102 892
102 510
105 797
126 426
Living cost
18 336
18 336
18 336
18 336
Free-cash
84 556
84 174
87 461
108 090

Estimated living cost  is ₽18336 per week

₽12513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽121625
₽115354
₽73445
₽80814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
24 456
pensions
-
-
-
36 500
health
-
-
-
23 724
total
-
-
-
84 680
Employee
28 629
-
136 397
-
income
3 223
-
26 298
-
pensions
573
-
2 727
-
unemployment
458
-
2 183
-
total
4 254
-
31 208
-
Employer
28 629
-
136 397
-
unemployment
230
-
1 092
-
pensions
5 726
-
27 279
-
health
3 721
-
17 732
-
total
9 677
-
46 103
-
Corporate
144 194
182 500
-
-
income
28 840
36 500
-
-
total
28 840
36 500
-
-
Dividends
115 354
146 000
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
42 771
36 500
77 311
84 680
After tax
139 729
146 000
105 189
97 820
Living cost
24 375
24 375
24 375
24 375
Free-cash
115 354
121 625
80 814
73 445

Estimated living cost  is ₽24375 per week

₽16719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7290
₽11397
₽102665
₽77262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
253
income
-
-
-
50 776
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 763
Employee
34 721
-
164 662
-
health
3 975
-
18 854
-
income
4 763
-
38 821
-
pensions
3 910
-
7 654
-
total
12 648
-
65 329
-
Employer
34 721
-
164 662
-
accident
580
-
2 750
-
unemployment
851
-
4 034
-
pensions
5 646
-
11 053
-
total
7 077
-
17 837
-
Corporate
140 703
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

126 633
164 250
-
-
total
126 633
164 250
-
-
Dividends
14 070
18 250
-
-
withholding
2 673
3 468
-
-
total
2 673
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
149 031
167 718
83 166
57 763
After tax
33 469
14 782
99 334
124 737
Living cost
22 072
22 072
22 072
22 072
Free-cash
11 397
-7 290
77 262
102 665

Estimated living cost  is ₽22072 per week

₽16177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽164295
₽162592
₽171595
₽136920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
11 349
-
182 500
-
income
2 270
-
36 500
-
total
2 270
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

171 151
182 500
-
-
total
-
-
-
-
Dividends
171 151
182 500
-
-
withholding
8 558
9 125
-
-
total
8 558
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
10 828
9 125
36 500
1 825
After tax
171 672
173 375
146 000
180 675
Living cost
9 080
9 080
9 080
9 080
Free-cash
162 592
164 295
136 920
171 595

Estimated living cost  is ₽9080 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽107191
₽100378
₽76099
₽76428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
28 637
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 831
other
-
-
-
7 289
health
-
-
-
6 753
total
-
-
-
79 510
Employee
36 642
-
145 768
-
health
513
-
2 042
-
income
6 308
-
28 746
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 204
-
unemployment
366
-
1 457
-
total
9 751
-
42 449
-
Employer
36 642
-
145 768
-
accident
293
-
1 166
-
other
1 833
-
7 287
-
unemployment
366
-
1 457
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 230
-
24 780
-
health
513
-
2 042
-
total
9 235
-
36 732
-
Corporate
136 623
182 500
-
-
income
28 690
38 325
-
-
total
28 690
38 325
-
-
Dividends
107 933
144 175
-
-
withholding
7 555
10 093
-
-
total
7 555
10 093
-
-
Income
182 500
182 500
182 500
182 500
Total tax
55 231
48 418
79 181
79 510
After tax
127 269
134 082
103 319
102 990
Living cost
26 891
26 891
26 891
26 891
Free-cash
100 378
107 191
76 428
76 099

Estimated living cost  is ₽26891 per week

₽19000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1816
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽51292
₽55105
₽52985
₽36488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
52 595
pensions
-
-
-
9 194
total
-
-
-
61 789
Employee
95 822
-
159 386
-
health
1 579
-
2 295
-
income
17 273
-
41 598
-
pensions
9 244
-
11 279
-
total
28 096
-
55 172
-
Employer
95 822
-
159 386
-
pensions
11 314
-
20 085
-
health
1 820
-
3 029
-
total
13 134
-
23 114
-
Corporate
73 544
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 972
34 675
-
-
total
13 972
34 675
-
-
Dividends
59 571
147 825
-
-
withholding
4 467
28 807
-
-
total
4 467
28 807
-
-
Income
182 500
182 500
182 500
182 500
Total tax
59 669
63 482
78 286
61 789
After tax
122 831
119 018
104 214
120 711
Living cost
67 726
67 726
67 726
67 726
Free-cash
55 105
51 292
36 488
52 985

Estimated living cost  is ₽67726 per week

₽50749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽142799
₽138109
₽132469
₽139675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
27 375
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
36 792
Employee
17 531
-
175 580
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
17 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
22 665
-
Employer
17 531
-
175 580
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
161 529
182 500
-
-
income
16 152
18 250
-
-
total
16 152
18 250
-
-
Dividends
145 377
164 250
-
-
withholding
7 269
8 212
-
-
total
7 269
8 212
-
-
Income
182 500
182 500
182 500
182 500
Total tax
31 152
26 462
29 586
36 792
After tax
151 348
156 038
152 914
145 708
Living cost
13 239
13 239
13 239
13 239
Free-cash
138 109
142 799
139 675
132 469

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽34466
₽37002
₽44464
₽58574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
57 807
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
82 075
Employee
93 564
86 180
163 745
-
health
11 673
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
24 942
-
pensions
11 824
11 824
11 824
-
total
37 603
37 181
49 210
-
Employer
93 564
86 180
163 745
-
unemployment
3 369
3 102
3 855
-
pensions
6 511
5 998
7 456
-
health
6 502
5 990
7 444
-
total
16 382
15 090
18 755
-
Corporate
72 554
81 229
-
-
income
14 511
16 246
-
-
total
14 511
16 246
-
-
Dividends
58 043
64 983
-
-
income
12 335
13 808
-
-
withholding
8 706
9 748
-
-
total
21 041
23 556
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 537
92 073
67 965
82 075
After tax
92 963
90 427
114 535
100 425
Living cost
55 961
55 961
55 961
55 961
Free-cash
37 002
34 466
58 574
44 464

Estimated living cost  is ₽55961 per week

₽41280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽101480
₽92858
₽80170
₽72266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
18 462
health
-
-
-
24 638
solidarity contribution
-
-
-
278
social contributions
-
-
-
34 781
total
-
-
-
78 159
Employee
35 546
-
140 112
-
social contributions
2 310
-
7 742
-
health
4 799
-
18 915
-
solidarity contribution
-
-
-
-
income
4 265
-
17 018
-
total
11 374
-
43 675
-
Employer
35 546
-
140 112
-
social contributions
8 886
-
29 778
-
health
3 199
-
12 610
-
total
12 085
-
42 388
-
Corporate
134 869
182 500
-
-
income
25 625
34 675
-
-
total
25 625
34 675
-
-
Dividends
109 244
147 825
-
-
withholding
16 387
22 174
-
-
total
16 387
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 471
56 849
86 063
78 159
After tax
117 029
125 651
96 437
104 341
Living cost
24 171
24 171
24 171
24 171
Free-cash
92 858
101 480
72 266
80 170

Estimated living cost  is ₽24171 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽54786
₽49517
₽44361
₽36119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 084
regional
-
-
-
2 159
national
-
-
-
45 373
social contributions
-
-
-
46 939
total
-
-
-
95 555
Employee
89 690
-
182 500
-
social contributions
30 243
-
61 538
-
regional
846
-
1 906
-
municipal
475
-
967
-
national
15 541
-
39 386
-
total
47 105
-
103 797
-
Employer
89 690
-
182 500
-
total
-
-
-
-
Corporate
92 810
182 500
-
-
nationa
22 275
43 801
-
-
municipal
3 620
7 117
-
-
total
25 895
50 918
-
-
Dividends
66 916
131 583
-
-
withholding
17 399
34 212
-
-
total
17 399
34 212
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 399
85 130
103 797
95 555
After tax
92 101
97 370
78 703
86 945
Living cost
42 584
42 584
42 584
42 584
Free-cash
49 517
54 786
36 119
44 361

Estimated living cost  is ₽42584 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽92522
₽89384
₽64031
₽57861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
51 425
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
8 045
total
-
-
-
96 200
Employee
33 373
-
154 149
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
6 839
-
income
5 594
-
45 388
-
pensions
2 225
-
8 984
-
unemployment
2 323
-
9 374
-
total
11 103
-
74 019
-
Employer
33 373
-
154 149
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 954
-
health
1 519
-
6 128
-
total
7 025
-
28 351
-
Corporate
142 102
182 500
-
-
income
36 946
47 451
-
-
total
36 946
47 451
-
-
Dividends
105 156
135 049
-
-
withholding
15 773
20 258
-
-
total
15 773
20 258
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 847
67 709
102 370
96 200
After tax
111 653
114 791
80 130
86 300
Living cost
22 269
22 269
22 269
22 269
Free-cash
89 384
92 522
57 861
64 031

Estimated living cost  is ₽22269 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽72749
₽79436
₽74442
₽57945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
52 595
pensions
-
-
-
9 194
total
-
-
-
61 789
Employee
64 218
-
159 386
-
health
932
-
2 295
-
income
11 566
-
41 598
-
pensions
5 451
-
11 279
-
total
17 949
-
55 172
-
Employer
64 218
-
159 386
-
pensions
6 952
-
20 085
-
health
1 220
-
3 029
-
total
8 172
-
23 114
-
Corporate
110 111
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 922
34 675
-
-
total
20 922
34 675
-
-
Dividends
89 189
147 825
-
-
withholding
9 752
28 807
-
-
total
9 752
28 807
-
-
Income
182 500
182 500
182 500
182 500
Total tax
56 795
63 482
78 286
61 789
After tax
125 705
119 018
104 214
120 711
Living cost
46 269
46 269
46 269
46 269
Free-cash
79 436
72 749
57 945
74 442

Estimated living cost  is ₽46269 per week

₽34664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽7180
₽39812
₽70829
₽62580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
city
-
-
-
1 924
pensions
-
-
-
16 789
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 650
regional
-
-
-
9 252
health
-
-
-
411
national
-
-
-
3 371
total
-
-
-
35 397
Employee
89 260
-
163 347
-
city
958
-
1 755
-
regional
2 923
-
7 975
-
health
202
-
368
-
pensions
7 499
-
13 721
-
unemployment
-
-
-
-
national
422
-
2 470
-
total
12 004
-
26 289
-
Employer
89 260
-
163 347
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 268
-
unemployment
-
-
-
-
pensions
7 499
-
13 721
-
health
202
-
368
-
total
9 486
-
17 357
-
Corporate
82 773
182 500
-
-
regional
17 508
38 598
-
-
national
7 037
15 513
-
-
total
24 545
54 111
-
-
Dividends
58 229
128 389
-
-
withholding
20 379
44 935
-
-
total
20 379
44 935
-
-
Income
182 500
182 500
182 500
182 500
Total tax
66 414
99 046
43 646
35 397
After tax
116 086
83 454
138 854
147 103
Living cost
76 274
76 274
76 274
76 274
Free-cash
39 812
7 180
62 580
70 829

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽43931
₽60294
₽46055
₽69306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
23 251
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 938
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 131
total
-
-
-
90 214
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 650
-
182 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 131
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 132
-
56 938
-
total
14 419
-
66 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
121 850
182 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 005
1 505
-
-
income
18 278
27 375
-
-
trade
20 898
31 299
-
-
chamber of commerce
326
410
-
-
total
40 507
60 589
-
-
Dividends
81 343
121 912
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 097
1 655
-
-
withholding
19 952
30 094
-
-
total
21 049
31 749
-
-
Income
182 500
182 500
182 500
182 500
Total tax
75 975
92 338
66 963
90 214
After tax
106 525
90 162
115 537
92 286
Living cost
46 231
46 231
46 231
46 231
Free-cash
60 294
43 931
69 306
46 055

Estimated living cost  is ₽46231 per week

₽33765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽57455
₽63413
₽68241
₽65213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
28 920
pensions
-
-
-
32 090
other
-
-
-
5 657
health
-
-
-
7 865
surtax
-
-
-
-
social contributions
-
-
-
5 200
total
-
-
-
79 732
Employee
43 191
-
141 151
-
social contributions
1 231
-
4 022
-
surtax
-
-
-
-
income
2 549
-
27 535
-
pensions
4 884
-
9 853
-
total
8 664
-
41 410
-
Employer
43 191
-
141 151
-
other
1 490
-
5 522
-
social contributions
130
-
423
-
unemployment
1 748
-
5 717
-
pensions
7 095
-
16 582
-
health
3 024
-
13 106
-
total
13 487
-
41 350
-
Corporate
125 820
182 500
-
-
surtax
-
-
-
-
income
35 230
51 099
-
-
total
35 230
51 099
-
-
Dividends
90 590
131 401
-
-
surtax
-
-
-
-
social contributions
15 583
22 600
-
-
withholding
11 596
16 819
-
-
total
27 179
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
84 560
90 518
82 760
79 732
After tax
97 940
91 982
99 740
102 768
Living cost
34 527
34 527
34 527
34 527
Free-cash
63 413
57 455
65 213
68 241

Estimated living cost  is ₽34527 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽60875
₽66481
₽71661
₽68633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
28 920
pensions
-
-
-
32 090
other
-
-
-
5 657
health
-
-
-
7 865
surtax
-
-
-
-
social contributions
-
-
-
5 200
total
-
-
-
79 732
Employee
38 554
-
141 151
-
social contributions
1 099
-
4 022
-
surtax
-
-
-
-
income
1 988
-
27 535
-
pensions
4 361
-
9 853
-
total
7 448
-
41 410
-
Employer
38 554
-
141 151
-
other
1 331
-
5 522
-
social contributions
115
-
423
-
unemployment
1 561
-
5 717
-
pensions
6 335
-
16 582
-
health
2 698
-
13 106
-
total
12 040
-
41 350
-
Corporate
131 905
182 500
-
-
surtax
-
-
-
-
income
36 933
51 099
-
-
total
36 933
51 099
-
-
Dividends
94 972
131 401
-
-
surtax
-
-
-
-
social contributions
16 334
22 600
-
-
withholding
12 157
16 819
-
-
total
28 491
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
84 912
90 518
82 760
79 732
After tax
97 588
91 982
99 740
102 768
Living cost
31 107
31 107
31 107
31 107
Free-cash
66 481
60 875
68 633
71 661

Estimated living cost  is ₽31107 per week

₽18040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽89942
₽90469
₽95801
₽91898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
27 375
health
-
-
-
12 739
social contributions
-
-
-
25 186
total
-
-
-
65 300
Employee
34 217
-
182 500
-
social contributions
4 723
-
25 186
-
health
2 388
-
12 739
-
income
5 707
-
31 278
-
total
12 818
-
69 203
-
Employer
34 217
-
182 500
-
total
-
-
-
-
Corporate
148 283
182 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 413
9 126
-
-
total
7 413
9 126
-
-
Dividends
140 869
173 374
-
-
health
9 832
12 102
-
-
social contributions
19 440
23 926
-
-
withholding
21 129
26 005
-
-
total
50 401
62 033
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 632
71 159
69 203
65 300
After tax
111 868
111 341
113 297
117 200
Living cost
21 399
21 399
21 399
21 399
Free-cash
90 469
89 942
91 898
95 801

Estimated living cost  is ₽21399 per week

₽14321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1320
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽65370
₽63809
₽58121
₽12755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
chamber of commerce
-
-
-
730
income
-
-
-
50 871
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
88 819
Employee
50 434
40 217
146 297
-
other
504
402
1 180
-
health
1 952
1 557
4 562
-
income
5 742
2 967
41 014
-
pensions
5 165
4 117
12 073
-
unemployment
1 513
1 207
3 537
-
total
14 876
10 250
62 366
-
Employer
50 434
40 217
146 297
-
accident
655
523
1 532
-
other
2 396
1 909
6 707
-
chamber of commerce
201
161
586
-
unemployment
1 513
1 207
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 796
-
payroll
1 513
1 207
4 389
-
health
1 906
1 521
4 456
-
total
14 712
11 775
36 202
-
Corporate
117 354
130 509
142 466
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 338
32 628
35 617
-
total
29 338
32 628
35 617
-
Dividends
88 016
97 881
-
-
withholding
24 205
26 917
-
-
total
24 205
26 917
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 131
81 570
134 185
88 819
After tax
99 369
100 930
48 315
93 681
Living cost
35 560
35 560
35 560
35 560
Free-cash
63 809
65 370
12 755
58 121

Estimated living cost  is ₽35560 per week

₽23717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3034
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽65261
₽50126
₽42357
₽27194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
national
-
-
-
68 747
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 440
social contributions
-
-
-
25 160
total
-
-
-
103 347
Employee

The minimum management director salary is set at €45,000 per year.

72 187
-
141 350
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
7 373
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 392
-
6 644
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
10 602
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 230
-
national
22 193
-
51 515
-
total
35 392
-
77 364
-
Employer

The minimum management director salary is set at €45,000 per year.

72 187
-
141 350
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
1 837
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 064
-
surtax
8 185
-
16 029
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
12 523
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
8 693
-
total
21 011
-
41 146
-
Corporate
89 300
182 500
-
-
surtax
358
730
-
-
income
17 860
36 500
-
-
total
18 218
37 230
-
-
Dividends
71 081
145 270
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 957
43 213
-
-
total
20 957
43 213
-
-
Income
182 500
182 500
182 500
182 500
Total tax
95 578
80 443
118 510
103 347
After tax
86 922
102 057
63 990
79 153
Living cost
36 796
36 796
36 796
36 796
Free-cash
50 126
65 261
27 194
42 357

Estimated living cost  is ₽36796 per week

₽23701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽85145
₽78231
₽65918
₽61684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
843
income
-
-
-
52 073
pensions
-
-
-
26 471
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
80 136
Employee
50 235
-
152 680
-
other
50
-
94
-
income
10 599
-
48 608
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 789
-
54 549
-
Employer
50 235
-
152 680
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 764
-
5 144
-
pensions
11 855
-
22 076
-
total
16 013
-
29 821
-
Corporate
116 253
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 437
27 375
-
-
total
17 437
27 375
-
-
Dividends
98 816
155 125
-
-
withholding
20 584
33 534
-
-
total
20 584
33 534
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 823
60 909
84 370
80 136
After tax
114 677
121 591
98 130
102 364
Living cost
36 446
36 446
36 446
36 446
Free-cash
78 231
85 145
61 684
65 918

Estimated living cost  is ₽36446 per week

₽26838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽51587
₽38533
₽34856
₽42131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
1 538
income
-
-
-
30 505
pensions
-
-
-
27 354
health
-
-
-
12 822
surtax
-
-
-
9 047
communal
-
-
-
11 535
total
-
-
-
92 801
Employee
76 425
-
163 019
-
health
3 401
-
7 254
-
surtax
4 684
-
9 991
-
income
7 382
-
35 758
-
pensions
6 113
-
13 042
-
total
21 580
-
66 045
-
Employer
76 425
-
163 019
-
accident
688
-
1 467
-
pensions
6 113
-
13 042
-
health
2 331
-
4 972
-
total
9 132
-
19 481
-
Corporate
96 944
182 500
-
-
surtax
1 019
1 917
-
-
communal
6 544
12 318
-
-
income
14 541
27 375
-
-
total
22 104
41 610
-
-
Dividends
74 840
140 890
-
-
income
25 082
13 327
-
-
withholding
11 226
21 133
-
-
total
36 308
34 460
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 124
76 070
85 526
92 801
After tax
93 376
106 430
96 974
89 699
Living cost
54 843
54 843
54 843
54 843
Free-cash
38 533
51 587
42 131
34 856

Estimated living cost  is ₽54843 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽92124
₽88917
₽63633
₽57463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
51 425
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
8 045
total
-
-
-
96 200
Employee
33 986
-
154 149
-
other
-
-
-
-
health
868
-
3 434
-
surtax
121
-
6 839
-
income
5 697
-
45 388
-
pensions
2 267
-
8 984
-
unemployment
2 365
-
9 374
-
total
11 318
-
74 019
-
Employer
33 986
-
154 149
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 954
-
health
1 545
-
6 128
-
total
7 154
-
28 351
-
Corporate
141 359
182 500
-
-
income
36 753
47 451
-
-
total
36 753
47 451
-
-
Dividends
104 606
135 049
-
-
withholding
15 691
20 258
-
-
total
15 691
20 258
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 916
67 709
102 370
96 200
After tax
111 584
114 791
80 130
86 300
Living cost
22 667
22 667
22 667
22 667
Free-cash
88 917
92 124
57 463
63 633

Estimated living cost  is ₽22667 per week

₽13685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽68740
₽66501
₽59168
₽50968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 084
regional
-
-
-
2 751
national
-
-
-
45 373
social contributions
-
-
-
46 939
total
-
-
-
96 147
Employee
55 981
-
182 500
-
social contributions
18 877
-
61 538
-
regional
754
-
2 456
-
municipal
297
-
967
-
national
8 869
-
39 386
-
total
28 797
-
104 347
-
Employer
55 981
-
182 500
-
total
-
-
-
-
Corporate
126 519
182 500
-
-
nationa
30 364
43 801
-
-
municipal
6 287
9 070
-
-
total
36 651
52 871
-
-
Dividends
89 868
129 629
-
-
withholding
23 366
33 704
-
-
total
23 366
33 704
-
-
Income
182 500
182 500
182 500
182 500
Total tax
88 814
86 575
104 347
96 147
After tax
93 686
95 925
78 153
86 353
Living cost
27 185
27 185
27 185
27 185
Free-cash
66 501
68 740
50 968
59 168

Estimated living cost  is ₽27185 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽95866
₽85242
₽74556
₽66652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
18 462
health
-
-
-
24 638
solidarity contribution
-
-
-
278
social contributions
-
-
-
34 781
total
-
-
-
78 159
Employee
43 801
-
140 112
-
social contributions
2 847
-
7 742
-
health
5 913
-
18 915
-
solidarity contribution
-
-
-
-
income
5 256
-
17 018
-
total
14 016
-
43 675
-
Employer
43 801
-
140 112
-
social contributions
10 950
-
29 778
-
health
3 942
-
12 610
-
total
14 892
-
42 388
-
Corporate
123 806
182 500
-
-
income
23 523
34 675
-
-
total
23 523
34 675
-
-
Dividends
100 283
147 825
-
-
withholding
15 042
22 174
-
-
total
15 042
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 473
56 849
86 063
78 159
After tax
115 027
125 651
96 437
104 341
Living cost
29 785
29 785
29 785
29 785
Free-cash
85 242
95 866
66 652
74 556

Estimated living cost  is ₽29785 per week

₽22150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽68840
₽68345
₽61683
₽16168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
chamber of commerce
-
-
-
730
income
-
-
-
50 871
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
88 620
Employee
44 114
40 217
146 482
-
other
440
402
1 180
-
health
1 706
1 557
4 562
-
income
3 930
2 967
41 104
-
pensions
4 518
4 117
12 073
-
unemployment
1 323
1 207
3 537
-
total
11 917
10 250
62 456
-
Employer
44 114
40 217
146 482
-
accident
573
523
1 532
-
other
2 095
1 909
6 714
-
chamber of commerce
176
161
586
-
unemployment
1 323
1 207
3 537
-
surtax
-
-
-
-
pensions
5 537
5 048
14 796
-
payroll
1 323
1 207
4 395
-
health
1 668
1 521
4 456
-
total
12 695
11 576
36 016
-
Corporate
125 690
130 708
142 652
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 423
32 678
35 663
-
total
31 423
32 678
35 663
-
Dividends
94 267
98 030
-
-
withholding
25 923
26 959
-
-
total
25 923
26 959
-
-
Income
182 500
182 500
182 500
182 500
Total tax
81 958
81 463
134 135
88 620
After tax
100 542
101 037
48 365
93 880
Living cost
32 197
32 197
32 197
32 197
Free-cash
68 345
68 840
16 168
61 683

Estimated living cost  is ₽32197 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽159226
₽156573
₽166526
₽131851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
17 686
-
182 500
-
income
3 537
-
36 500
-
total
3 537
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

164 814
182 500
-
-
total
-
-
-
-
Dividends
164 814
182 500
-
-
withholding
8 241
9 125
-
-
total
8 241
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
11 778
9 125
36 500
1 825
After tax
170 722
173 375
146 000
180 675
Living cost
14 149
14 149
14 149
14 149
Free-cash
156 573
159 226
131 851
166 526

Estimated living cost  is ₽14149 per week

₽9575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽98583
₽90143
₽61824
₽56992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
182 500
income
-
-
-
42 046
pensions
-
-
-
33 329
unemployment
-
-
-
274
health
-
-
-
17 958
total
-
-
-
93 607
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
157 916
-
health
2 882
-
10 200
-
income
7 696
-
38 957
-
pensions
6 917
-
24 477
-
unemployment
63
-
220
-
total
17 558
-
73 854
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
157 916
-
unemployment
27
-
94
-
pensions
3 949
-
13 975
-
health
2 972
-
10 516
-
total
6 948
-
24 585
-
Corporate
130 926
182 500
-
-
income
24 875
34 675
-
-
total
24 875
34 675
-
-
Dividends
106 050
147 825
-
-
withholding
15 907
22 173
-
-
total
15 907
22 173
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 288
56 848
98 439
93 607
After tax
117 212
125 652
84 061
88 893
Living cost
27 069
27 069
27 069
27 069
Free-cash
90 143
98 583
56 992
61 824

Estimated living cost  is ₽27069 per week

₽18577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽67449
₽19403
₽82538
₽125628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
35 573
social contributions
-
-
-
20 805
total
-
-
-
56 378
Employee
62 493
-
-
-
social contributions
5 124
-
730
-
income
13 785
-
-
-
total
18 909
-
730
-
Employer
62 493
-
-
-
social contributions
88 116
-
12 558
-
total
88 116
-
12 558
-
Corporate
31 891
182 500
-
-
income
7 016
40 150
-
-
total
7 016
40 150
-
-
Dividends
24 875
142 350
-
-
income
5 472
31 317
-
-
total
5 472
31 317
-
-
Income
182 500
182 500
182 500
182 500
Total tax
119 513
71 467
13 288
56 378
After tax
62 987
111 033
169 212
126 122
Living cost
43 584
43 584
43 584
43 584
Free-cash
19 403
67 449
125 628
82 538

Estimated living cost  is ₽43584 per week

₽28279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽72151
₽71134
₽65778
₽51941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
income
-
-
-
21 648
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
total
-
-
-
85 067
Employee
46 415
-
147 474
-
social contributions
5 106
-
16 223
-
surtax
-
-
-
-
income
9 654
-
47 655
-
total
14 760
-
63 878
-
Employer
46 415
-
147 474
-
social contributions
11 023
-
35 026
-
total
11 023
-
35 026
-
Corporate
125 062
182 500
-
-
surtax
-
-
-
-
income
26 264
38 325
-
-
total
26 264
38 325
-
-
Dividends
98 798
144 175
-
-
withholding
27 664
40 369
-
-
total
27 664
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 711
78 694
98 904
85 067
After tax
102 789
103 806
83 596
97 433
Living cost
31 655
31 655
31 655
31 655
Free-cash
71 134
72 151
51 941
65 778

Estimated living cost  is ₽31655 per week

₽23684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽43240
₽50175
₽54026
₽50998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
28 920
pensions
-
-
-
32 090
other
-
-
-
5 657
health
-
-
-
7 865
surtax
-
-
-
-
social contributions
-
-
-
5 200
total
-
-
-
79 732
Employee
63 207
-
141 151
-
social contributions
1 800
-
4 022
-
surtax
-
-
-
-
income
5 515
-
27 535
-
pensions
7 149
-
9 853
-
total
14 464
-
41 410
-
Employer
63 207
-
141 151
-
other
2 181
-
5 522
-
social contributions
190
-
423
-
unemployment
2 561
-
5 717
-
pensions
10 386
-
16 582
-
health
4 424
-
13 106
-
total
19 742
-
41 350
-
Corporate
99 552
182 500
-
-
surtax
-
-
-
-
income
27 874
51 099
-
-
total
27 874
51 099
-
-
Dividends
71 678
131 401
-
-
surtax
-
-
-
-
social contributions
12 328
22 600
-
-
withholding
9 175
16 819
-
-
total
21 503
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 583
90 518
82 760
79 732
After tax
98 917
91 982
99 740
102 768
Living cost
48 742
48 742
48 742
48 742
Free-cash
50 175
43 240
50 998
54 026

Estimated living cost  is ₽48742 per week

₽32988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽133915
₽130523
₽103909
₽108758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
8 107
social contributions
-
-
-
40 148
total
-
-
-
48 255
Employee
32 444
-
158 010
-
income
-
-
8 645
-
social contributions
2 109
-
10 271
-
total
2 109
-
18 916
-
Employer
32 444
-
158 010
-
social contributions
5 029
-
24 490
-
total
5 029
-
24 490
-
Corporate
145 027
182 500
-
-
income
14 503
18 249
-
-
total
14 503
18 249
-
-
Dividends
130 524
164 251
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
21 641
18 249
43 406
48 255
After tax
160 859
164 251
139 094
134 245
Living cost
30 336
30 336
30 336
30 336
Free-cash
130 523
133 915
108 758
103 909

Estimated living cost  is ₽30336 per week

₽19615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽37473
-₽37473
₽58743
-₽37473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
38 154
pensions
-
-
-
875
national
-
-
-
21 575
labour market
-
-
-
14 530
total
-
-
-
75 134
Employee
205 227
205 227
205 227
-
labour market
16 395
16 395
16 395
-
national
25 072
25 072
25 072
-
municipal
43 702
43 702
43 702
-
pensions
292
292
292
-
total
85 461
85 461
85 461
-
Employer
205 227
205 227
205 227
-
labour market
16 418
16 418
16 418
-
municipal
43 772
43 772
43 772
-
pensions
583
583
583
-
national
25 116
25 116
25 116
-
total
85 889
85 889
85 889
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
171 350
171 350
171 350
75 134
After tax
11 150
11 150
11 150
107 366
Living cost
48 623
48 623
48 623
48 623
Free-cash
-37 473
-37 473
-37 473
58 743

Estimated living cost  is ₽48623 per week

₽33278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽6964
₽11449
₽102991
₽77588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
253
income
-
-
-
50 776
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 763
Employee
34 209
-
164 662
-
health
3 917
-
18 854
-
income
4 693
-
38 821
-
pensions
3 852
-
7 654
-
total
12 462
-
65 329
-
Employer
34 209
-
164 662
-
accident
571
-
2 750
-
unemployment
838
-
4 034
-
pensions
5 562
-
11 053
-
total
6 971
-
17 837
-
Corporate
141 320
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

127 187
164 250
-
-
total
127 187
164 250
-
-
Dividends
14 132
18 250
-
-
withholding
2 685
3 468
-
-
total
2 685
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
149 305
167 718
83 166
57 763
After tax
33 195
14 782
99 334
124 737
Living cost
21 746
21 746
21 746
21 746
Free-cash
11 449
-6 964
77 588
102 991

Estimated living cost  is ₽21746 per week

₽15829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽75319
₽77968
₽78279
₽56690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
182 500
municipal
-
-
-
32 419
health
-
-
-
2 390
national
-
-
-
30 667
total
-
-
-
65 476
Employee
53 095
-
153 530
-
health
396
-
1 944
-
municipal
8 697
-
25 006
-
pensions
3 583
-
10 363
-
unemployment
797
-
2 304
-
national
877
-
18 478
-
total
14 350
-
58 095
-
Employer
53 095
-
153 530
-
accident
54
-
153
-
unemployment
345
-
998
-
pensions
9 212
-
26 637
-
health
408
-
1 182
-
total
10 019
-
28 970
-
Corporate
119 387
182 500
-
-
income
23 878
36 500
-
-
total
23 878
36 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

71 632
109 500
-
-
national
4 646
12 226
-
-
municipal
12 894
19 710
-
-
total
17 540
31 936
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 787
68 436
87 065
65 476
After tax
116 713
114 064
95 435
117 024
Living cost
38 745
38 745
38 745
38 745
Free-cash
77 968
75 319
56 690
78 279

Estimated living cost  is ₽38745 per week

₽25308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽109753
₽104264
₽101136
₽99543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
37 017
health
-
-
-
4 654
social contributions
-
-
-
16 328
total
-
-
-
57 999
Employee
77 601
77 601
170 655
-
social contributions
2 934
6 441
8 687
-
health
601
1 320
2 901
-
income
8 449
7 184
36 159
-
total
11 984
14 945
47 747
-
Employer
77 601
77 601
170 655
-
social contributions
2 934
6 441
8 687
-
health
653
1 436
3 158
-
total
3 587
7 877
11 845
-
Corporate
143 563
97 022
-
-
income
17 945
12 128
-
-
total
17 945
12 128
-
-
Dividends
125 618
84 893
-
-
withholding
21 355
14 432
-
-
total
21 355
14 432
-
-
Income
182 500
182 500
182 500
182 500
Total tax
54 871
49 382
59 592
57 999
After tax
127 629
133 118
122 908
124 501
Living cost
23 365
23 365
23 365
23 365
Free-cash
104 264
109 753
99 543
101 136

Estimated living cost  is ₽23365 per week

₽14003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽135104
₽129970
₽137770
₽117527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
182 500
income
-
-
-
18 607
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
28 707
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
172 637
-
health
1 969
-
8 139
-
income
1 584
-
16 106
-
pensions
3 474
-
14 363
-
unemployment
115
-
479
-
total
7 142
-
39 087
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
172 637
-
unemployment
115
-
479
-
pensions
1 274
-
5 267
-
health
996
-
4 117
-
total
2 385
-
9 863
-
Corporate
156 951
182 500
-
-
income
14 126
16 426
-
-
total
14 126
16 426
-
-
Dividends
142 826
166 074
-
-
withholding
12 854
14 947
-
-
total
12 854
14 947
-
-
Income
182 500
182 500
182 500
182 500
Total tax
36 507
31 373
48 950
28 707
After tax
145 993
151 127
133 550
153 793
Living cost
16 023
16 023
16 023
16 023
Free-cash
129 970
135 104
117 527
137 770

Estimated living cost  is ₽16023 per week

₽10223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽93840
₽89384
₽74613
₽70379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
843
income
-
-
-
52 073
pensions
-
-
-
26 471
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
80 136
Employee
37 315
-
152 680
-
other
36
-
94
-
income
7 194
-
48 608
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
54 549
-
Employer
37 315
-
152 680
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 806
-
22 076
-
total
11 897
-
29 821
-
Corporate
133 288
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 994
27 375
-
-
total
19 994
27 375
-
-
Dividends
113 294
155 125
-
-
withholding
23 912
33 534
-
-
total
23 912
33 534
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 365
60 909
84 370
80 136
After tax
117 135
121 591
98 130
102 364
Living cost
27 751
27 751
27 751
27 751
Free-cash
89 384
93 840
70 379
74 613

Estimated living cost  is ₽27751 per week

₽18732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽111124
₽110670
₽114251
₽114053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
62 026
pensions
-
-
-
2 010
health
-
-
-
1 457
total
-
-
-
65 493
Employee
4 198
-
180 238
-
health
210
-
503
-
income
812
-
61 920
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
63 429
-
Employer
4 198
-
180 238
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
177 358
182 500
-
-
income
39 019
40 150
-
-
total
39 019
40 150
-
-
Dividends
138 339
142 350
-
-
withholding
27 668
28 470
-
-
total
27 668
28 470
-
-
Income
182 500
182 500
182 500
182 500
Total tax
69 074
68 620
65 691
65 493
After tax
113 426
113 880
116 809
117 007
Living cost
2 756
2 756
2 756
2 756
Free-cash
110 670
111 124
114 053
114 251

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽114403
₽109439
₽95445
₽95446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
182 500
income
-
-
-
41 409
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
69 602
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
169 149
-
health
1 355
-
3 841
-
income
3 628
-
41 409
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
56 251
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
169 149
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
151 470
182 500
-
-
income
22 721
27 375
-
-
total
22 721
27 375
-
-
Dividends
128 750
155 125
-
-
withholding
19 312
23 269
-
-
total
19 312
23 269
-
-
Income
182 500
182 500
182 500
182 500
Total tax
55 608
50 644
69 601
69 602
After tax
126 892
131 856
112 899
112 898
Living cost
17 453
17 453
17 453
17 453
Free-cash
109 439
114 403
95 446
95 445

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽76599
₽76235
₽70226
₽56389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
income
-
-
-
21 648
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
total
-
-
-
85 067
Employee
39 169
-
147 474
-
social contributions
4 309
-
16 223
-
surtax
-
-
-
-
income
7 653
-
47 655
-
total
11 962
-
63 878
-
Employer
39 169
-
147 474
-
social contributions
9 302
-
35 026
-
total
9 302
-
35 026
-
Corporate
134 030
182 500
-
-
surtax
-
-
-
-
income
28 146
38 325
-
-
total
28 146
38 325
-
-
Dividends
105 883
144 175
-
-
withholding
29 648
40 369
-
-
total
29 648
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 058
78 694
98 904
85 067
After tax
103 442
103 806
83 596
97 433
Living cost
27 207
27 207
27 207
27 207
Free-cash
76 235
76 599
56 389
70 226

Estimated living cost  is ₽27207 per week

₽19270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽86124
₽79520
₽66897
₽62663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
843
income
-
-
-
52 073
pensions
-
-
-
26 471
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
80 136
Employee
48 739
-
152 680
-
other
48
-
94
-
income
10 180
-
48 608
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 273
-
54 549
-
Employer
48 739
-
152 680
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 502
-
22 076
-
total
15 539
-
29 821
-
Corporate
118 222
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 734
27 375
-
-
total
17 734
27 375
-
-
Dividends
100 488
155 125
-
-
withholding
20 967
33 534
-
-
total
20 967
33 534
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 513
60 909
84 370
80 136
After tax
114 987
121 591
98 130
102 364
Living cost
35 467
35 467
35 467
35 467
Free-cash
79 520
86 124
62 663
66 897

Estimated living cost  is ₽35467 per week

₽25471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽138667
₽132513
₽128337
₽135543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
27 375
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
36 792
Employee
23 001
-
175 580
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
17 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
22 665
-
Employer
23 001
-
175 580
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
154 986
182 500
-
-
income
15 499
18 250
-
-
total
15 499
18 250
-
-
Dividends
139 487
164 250
-
-
withholding
6 974
8 212
-
-
total
6 974
8 212
-
-
Income
182 500
182 500
182 500
182 500
Total tax
32 616
26 462
29 586
36 792
After tax
149 884
156 038
152 914
145 708
Living cost
17 371
17 371
17 371
17 371
Free-cash
132 513
138 667
135 543
128 337

Estimated living cost  is ₽17371 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽54952
₽68155
₽57119
₽76575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
19 456
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 938
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 131
total
-
-
-
86 419
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 213
-
182 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 131
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
56 938
-
total
11 251
-
66 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 287
182 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 092
1 505
-
-
income
19 842
27 375
-
-
trade
18 983
26 189
-
-
chamber of commerce
347
421
-
-
total
40 264
55 490
-
-
Dividends
92 024
127 010
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 245
1 726
-
-
withholding
22 623
31 370
-
-
total
23 868
33 096
-
-
Income
182 500
182 500
182 500
182 500
Total tax
75 383
88 586
66 963
86 419
After tax
107 117
93 914
115 537
96 081
Living cost
38 962
38 962
38 962
38 962
Free-cash
68 155
54 952
76 575
57 119

Estimated living cost  is ₽38962 per week

₽26877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽70262
₽72492
₽38134
₽38134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
56 320
social contributions
-
-
-
30 559
total
-
-
-
86 879
Employee
78 941
-
182 500
-
income
14 896
-
56 320
-
social contributions
6 558
-
30 559
-
total
21 454
-
86 879
-
Employer
78 941
-
182 500
-
total
-
-
-
-
Corporate
103 559
182 500
-
-
income
12 944
22 813
-
-
total
12 944
22 813
-
-
Dividends
90 615
159 687
-
-
withholding
18 123
31 938
-
-
total
18 123
31 938
-
-
Income
182 500
182 500
182 500
182 500
Total tax
52 521
54 751
86 879
86 879
After tax
129 979
127 749
95 621
95 621
Living cost
57 487
57 487
57 487
57 487
Free-cash
72 492
70 262
38 134
38 134

Estimated living cost  is ₽57487 per week

₽43735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽76659
₽80186
₽110398
₽92839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
182 500
income
-
-
-
28 727
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
35 468
Employee
46 295
-
177 858
-
income
5 023
-
43 743
-
social contributions
4 638
-
4 642
-
total
9 661
-
48 385
-
Employer
46 295
-
177 858
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
131 566
182 500
-
-
income
46 049
63 875
-
-
total
46 049
63 875
-
-
Dividends
85 517
118 625
-
-
social contributions
5 332
5 332
-
-
total
5 332
5 332
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 680
69 207
53 027
35 468
After tax
116 820
113 293
129 473
147 032
Living cost
36 634
36 634
36 634
36 634
Free-cash
80 186
76 659
92 839
110 398

Estimated living cost  is ₽36634 per week

₽24130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽81403
₽87400
₽83096
₽66599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
52 595
pensions
-
-
-
9 194
total
-
-
-
61 789
Employee
51 632
-
159 386
-
health
674
-
2 295
-
income
9 403
-
41 598
-
pensions
3 941
-
11 279
-
total
14 018
-
55 172
-
Employer
51 632
-
159 386
-
pensions
5 216
-
20 085
-
health
981
-
3 029
-
total
6 197
-
23 114
-
Corporate
124 670
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 687
34 675
-
-
total
23 687
34 675
-
-
Dividends
100 983
147 825
-
-
withholding
13 583
28 807
-
-
total
13 583
28 807
-
-
Income
182 500
182 500
182 500
182 500
Total tax
57 485
63 482
78 286
61 789
After tax
125 015
119 018
104 214
120 711
Living cost
37 615
37 615
37 615
37 615
Free-cash
87 400
81 403
66 599
83 096

Estimated living cost  is ₽37615 per week

₽25804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9118
₽11116
₽100837
₽75434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
accident
-
-
-
253
income
-
-
-
50 776
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
57 763
Employee
37 595
-
164 662
-
health
4 304
-
18 854
-
income
5 158
-
38 821
-
pensions
4 233
-
7 654
-
total
13 695
-
65 329
-
Employer
37 595
-
164 662
-
accident
628
-
2 750
-
unemployment
921
-
4 034
-
pensions
6 113
-
11 053
-
total
7 662
-
17 837
-
Corporate
137 244
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

123 519
164 250
-
-
total
123 519
164 250
-
-
Dividends
13 724
18 250
-
-
withholding
2 608
3 468
-
-
total
2 608
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
147 484
167 718
83 166
57 763
After tax
35 016
14 782
99 334
124 737
Living cost
23 900
23 900
23 900
23 900
Free-cash
11 116
-9 118
75 434
100 837

Estimated living cost  is ₽23900 per week

₽17540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽139943
₽135221
₽94325
₽116518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
182 500
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
30 161
pensions
-
-
-
29 696
unemployment
-
-
-
1 937
total
-
-
-
74 544
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
182 500
-
work injury
109
-
403
-
income
2 181
-
30 161
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
52 351
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 690
182 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 607
1 825
-
-
total
1 607
1 825
-
-
Dividends
159 083
180 675
-
-
withholding
23 862
27 101
-
-
total
23 862
27 101
-
-
Income
182 500
182 500
182 500
182 500
Total tax
33 648
28 926
52 351
74 544
After tax
148 852
153 574
130 149
107 956
Living cost
13 631
13 631
13 631
13 631
Free-cash
135 221
139 943
116 518
94 325

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽55925
₽51333
₽44580
₽36571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 220
regional
-
-
-
4 185
national
-
-
-
45 373
social contributions
-
-
-
46 939
total
-
-
-
97 717
Employee
85 040
-
182 500
-
social contributions
28 675
-
61 538
-
regional
1 284
-
3 714
-
municipal
508
-
1 088
-
national
14 371
-
39 386
-
total
44 838
-
105 726
-
Employer
85 040
-
182 500
-
total
-
-
-
-
Corporate
97 460
182 500
-
-
nationa
23 391
43 801
-
-
municipal
4 698
8 796
-
-
total
28 089
52 597
-
-
Dividends
69 371
129 903
-
-
withholding
18 037
33 775
-
-
total
18 037
33 775
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 964
86 372
105 726
97 717
After tax
91 536
96 128
76 774
84 783
Living cost
40 203
40 203
40 203
40 203
Free-cash
51 333
55 925
36 571
44 580

Estimated living cost  is ₽40203 per week

₽28240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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