Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 182500
per

Your estimated
City
free-cash

Dresden , Germany
₽64267
₽63604
₽73982
₽86142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
21 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 409
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 208
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 327
total
-
-
-
89 819
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 880
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 208
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 002
-
58 327
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 409
-
6 409
-
total
7 466
-
67 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
146 620
182 500
-
-
trade
23 092
28 744
-
-
income
21 992
27 376
-
-
chamber of commerce
352
404
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 209
1 506
-
-
total
46 645
58 030
-
-
Dividends
99 974
124 470
-
-
withholding
24 638
30 761
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 355
1 691
-
-
total
25 993
32 452
-
-
Income
182 500
182 500
182 500
182 500
Total tax
80 104
90 482
67 944
89 819
After tax
102 396
92 018
114 556
92 681
Living cost
28 414
28 414
28 414
28 414
Free-cash
73 982
63 604
86 142
64 267

Estimated living cost  is ₽28414 per week

₽17873
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6697
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽57032
₽64196
₽63369
₽58011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
20 063
pensions
-
-
-
21 900
social contributions
-
-
-
1 962
national
-
-
-
31 859
total
-
-
-
75 784
Employee
77 020
-
157 770
-
municipal
9 513
-
20 769
-
national
14 741
-
33 407
-
pensions
3 081
-
6 311
-
total
27 335
-
60 487
-
Employer
77 020
-
157 770
-
pensions
6 162
-
12 622
-
social contributions
828
-
1 696
-
total
6 990
-
14 318
-
Corporate
93 408
182 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 682
36 500
-
-
total
18 682
36 500
-
-
Dividends
74 726
146 000
-
-
withholding
16 440
32 120
-
-
total
16 440
32 120
-
-
Income
182 500
182 500
182 500
182 500
Total tax
69 447
68 620
74 805
75 784
After tax
113 053
113 880
107 695
106 716
Living cost
49 684
49 684
49 684
49 684
Free-cash
63 369
64 196
58 011
57 032

Estimated living cost  is ₽49684 per week

₽33770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽44944
₽126483
₽118789
₽58329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
182 500
surtax
-
-
-
46 537
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
35 942
income
-
-
-
35 561
microenterprise
-
-
-
-
total
-
-
-
118 040
Employee
27 411
-
140 151
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 016
-
12 297
-
surtax
-
-
20 322
-
income
4 879
-
29 688
-
total
7 895
-
62 307
-
Employer
27 411
-
140 151
-
surtax
-
-
15 416
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 603
-
26 932
-
total
6 603
-
42 348
-
Corporate
148 486
182 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 697
36 501
-
-
total
29 697
36 501
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

118 789
145 999
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
44 195
36 501
104 655
118 040
After tax
138 305
145 999
77 845
64 460
Living cost
19 516
19 516
19 516
19 516
Free-cash
118 789
126 483
58 329
44 944

Estimated living cost  is ₽19516 per week

₽12451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽60256
₽51313
₽45569
₽76598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
10 991
health
-
-
-
11 568
income
-
-
-
60 388
total
-
-
-
82 947
Employee
80 108
80 108
165 067
-
pensions
14 419
10 991
10 991
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 112
13 112
26 613
-
health
12 296
10 459
11 568
-
total
39 827
34 562
49 172
-
Employer
80 108
80 108
165 067
-
pensions
5 576
5 576
6 930
-
unemployment
2 884
2 884
3 583
-
health
5 568
5 568
6 920
-
total
14 028
14 028
17 433
-
Corporate
89 347
88 364
-
-
income
17 869
17 674
-
-
total
17 869
17 674
-
-
Dividends
71 478
70 691
-
-
withholding
10 722
10 605
-
-
income
15 188
15 021
-
-
total
25 910
25 626
-
-
Income
182 500
182 500
182 500
182 500
Total tax
97 634
91 890
66 605
82 947
After tax
84 866
90 610
115 895
99 553
Living cost
39 297
39 297
39 297
39 297
Free-cash
45 569
51 313
76 598
60 256

Estimated living cost  is ₽39297 per week

₽27849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽54352
₽61025
₽60158
₽53414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
47 109
pensions
-
-
-
9 150
health
-
-
-
5 282
other
-
-
-
9 835
unemployment
-
-
-
85
accident
-
-
-
169
national
-
-
-
17 898
total
-
-
-
89 528
Employee
55 030
-
155 905
-
municipal
16 410
-
46 491
-
national
-
-
17 380
-
total
16 410
-
63 871
-
Employer
55 030
-
155 905
-
pensions
5 949
-
9 150
-
other
6 395
-
9 835
-
unemployment
1 453
-
2 235
-
accident
110
-
169
-
health
3 384
-
5 206
-
total
17 291
-
26 595
-
Corporate
110 179
182 500
-
-
income
24 239
40 150
-
-
total
24 239
40 150
-
-
Dividends
85 940
142 350
-
-
withholding
25 782
42 705
-
-
total
25 782
42 705
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 722
82 855
90 466
89 528
After tax
98 778
99 645
92 034
92 972
Living cost
38 620
38 620
38 620
38 620
Free-cash
60 158
61 025
53 414
54 352

Estimated living cost  is ₽38620 per week

₽25596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽54857
₽54225
₽67410
₽77704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
22 847
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 409
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 208
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 327
total
-
-
-
90 791
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 572
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
3 208
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 087
-
58 327
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 409
-
6 409
-
total
10 720
-
67 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
134 928
182 500
-
-
trade
22 195
30 021
-
-
income
20 239
27 376
-
-
chamber of commerce
335
402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 113
1 506
-
-
total
43 882
59 305
-
-
Dividends
91 047
123 195
-
-
withholding
22 405
30 443
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 232
1 675
-
-
total
23 637
32 118
-
-
Income
182 500
182 500
182 500
182 500
Total tax
78 239
91 423
67 944
90 791
After tax
104 261
91 077
114 556
91 709
Living cost
36 852
36 852
36 852
36 852
Free-cash
67 410
54 225
77 704
54 857

Estimated living cost  is ₽36852 per week

₽24647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽93449
₽102653
₽98764
₽91889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
4 653
social contributions
-
-
-
15 178
income
-
-
-
38 794
total
-
-
-
58 625
Employee
72 134
72 134
171 256
-
social contributions
3 505
5 987
8 075
-
income
7 575
6 677
37 955
-
health
717
1 227
2 911
-
total
11 797
13 891
48 941
-
Employer
72 134
72 134
171 256
-
social contributions
3 505
5 987
8 075
-
health
781
1 335
3 169
-
total
4 286
7 322
11 244
-
Corporate
135 990
103 045
-
-
income
16 999
12 881
-
-
total
16 999
12 881
-
-
Dividends
118 991
90 163
-
-
withholding
20 228
15 327
-
-
total
20 228
15 327
-
-
Income
182 500
182 500
182 500
182 500
Total tax
53 310
49 421
60 185
58 625
After tax
129 190
133 079
122 315
123 875
Living cost
30 426
30 426
30 426
30 426
Free-cash
98 764
102 653
91 889
93 449

Estimated living cost  is ₽30426 per week

₽20800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽109220
₽85279
₽85635
₽88590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
18 250
health
-
-
-
12 775
unemployment
-
-
-
2 737
income
-
-
-
22 311
total
-
-
-
56 073
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 838
9 885
152 720
-
pensions
2 484
989
15 272
-
unemployment
373
148
2 291
-
income
3 037
1 208
18 670
-
health
1 739
692
10 690
-
total
7 633
3 037
46 923
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 838
9 885
152 720
-
pensions
4 844
1 928
29 780
-
total
4 844
1 928
29 780
-
Corporate
152 818
170 687
-
-
income
13 754
15 362
-
-
total
13 754
15 362
-
-
Dividends
139 064
155 325
-
-
withholding
26 422
29 512
-
-
social contributions
27 005
30 175
-
-
total
53 427
59 687
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 658
80 014
76 703
56 073
After tax
102 842
102 486
105 797
126 427
Living cost
17 207
17 207
17 207
17 207
Free-cash
85 635
85 279
88 590
109 220

Estimated living cost  is ₽17207 per week

₽11742
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1408
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽344
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽75163
₽123341
₽117515
₽82534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
36 501
health
-
-
-
23 724
income
-
-
-
24 454
total
-
-
-
84 679
Employee
26 612
-
136 397
-
pensions
532
-
2 727
-
unemployment
425
-
2 182
-
income
2 996
-
26 297
-
total
3 953
-
31 206
-
Employer
26 612
-
136 397
-
pensions
5 323
-
27 279
-
unemployment
214
-
1 091
-
health
3 459
-
17 732
-
total
8 996
-
46 102
-
Corporate
146 893
182 500
-
-
income
29 378
36 501
-
-
total
29 378
36 501
-
-
Dividends
117 515
145 999
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
42 327
36 501
77 308
84 679
After tax
140 173
145 999
105 192
97 821
Living cost
22 658
22 658
22 658
22 658
Free-cash
117 515
123 341
82 534
75 163

Estimated living cost  is ₽22658 per week

₽15541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1349
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽103766
-₽6156
₽11571
₽78715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
3 960
health
-
-
-
2 076
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
51 167
total
-
-
-
57 796
Employee
32 937
-
165 208
-
pensions
3 709
-
7 261
-
income
4 519
-
39 378
-
health
3 771
-
18 916
-
total
11 999
-
65 555
-
Employer
32 937
-
165 208
-
pensions
5 356
-
10 485
-
unemployment
807
-
4 048
-
accident
550
-
2 759
-
total
6 713
-
17 292
-
Corporate
142 851
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

128 565
164 250
-
-
total
128 565
164 250
-
-
Dividends
14 285
18 250
-
-
withholding
2 714
3 468
-
-
total
2 714
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
149 991
167 718
82 847
57 796
After tax
32 509
14 782
99 653
124 704
Living cost
20 938
20 938
20 938
20 938
Free-cash
11 571
-6 156
78 715
103 766

Estimated living cost  is ₽20938 per week

₽15346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽173002
₽165702
₽164264
₽138327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
9 591
-
182 500
-
income
1 918
-
36 500
-
total
1 918
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

172 909
182 500
-
-
total
-
-
-
-
Dividends
172 909
182 500
-
-
withholding
8 645
9 125
-
-
total
8 645
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
10 563
9 125
36 500
1 825
After tax
171 937
173 375
146 000
180 675
Living cost
7 673
7 673
7 673
7 673
Free-cash
164 264
165 702
138 327
173 002

Estimated living cost  is ₽7673 per week

₽4755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽80382
₽109087
₽102751
₽78811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 236
health
-
-
-
6 277
other
-
-
-
6 775
income
-
-
-
29 834
total
-
-
-
77 122
Employee
34 061
-
146 523
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 384
-
9 985
-
unemployment
340
-
1 426
-
income
5 864
-
29 309
-
health
477
-
1 997
-
total
9 065
-
42 717
-
Employer
34 061
-
146 523
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 791
-
24 251
-
other
1 704
-
7 131
-
unemployment
340
-
1 426
-
accident
272
-
1 171
-
health
477
-
1 997
-
total
8 584
-
35 976
-
Corporate
139 855
182 500
-
-
income
29 369
38 325
-
-
total
29 369
38 325
-
-
Dividends
110 486
144 175
-
-
withholding
7 735
10 092
-
-
total
7 735
10 092
-
-
Income
182 500
182 500
182 500
182 500
Total tax
54 753
48 417
78 693
77 122
After tax
127 747
134 083
103 807
105 378
Living cost
24 996
24 996
24 996
24 996
Free-cash
102 751
109 087
78 811
80 382

Estimated living cost  is ₽24996 per week

₽17661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5244
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽57683
₽55485
₽62165
₽41273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
8 714
income
-
-
-
54 234
total
-
-
-
62 948
Employee
87 535
-
159 244
-
pensions
8 445
-
10 576
-
income
15 779
-
43 293
-
health
1 442
-
2 233
-
total
25 666
-
56 102
-
Employer
87 535
-
159 244
-
pensions
10 335
-
20 231
-
health
1 662
-
3 025
-
total
11 997
-
23 256
-
Corporate
82 967
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 763
34 675
-
-
total
15 763
34 675
-
-
Dividends
67 204
147 825
-
-
withholding
5 040
30 471
-
-
total
5 040
30 471
-
-
Income
182 500
182 500
182 500
182 500
Total tax
58 466
65 146
79 358
62 948
After tax
124 034
117 354
103 142
119 552
Living cost
61 869
61 869
61 869
61 869
Free-cash
62 165
55 485
41 273
57 683

Estimated living cost  is ₽61869 per week

₽46359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7269
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽134067
₽143733
₽139374
₽141408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 852
health
-
-
-
3 770
unemployment
-
-
-
131
income
-
-
-
27 375
total
-
-
-
36 128
Employee
16 294
-
176 068
-
accident

We are using the highest rate at 1.1%.

179
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 431
-
2 879
-
income
1 629
-
17 607
-
health
749
-
1 508
-
total
3 988
-
22 355
-
Employer
16 294
-
176 068
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
3 612
-
unemployment
97
-
197
-
accident

We are using the highest rate at 1.1%.

179
-
361
-
health
1 125
-
2 262
-
total
3 197
-
6 432
-
Corporate
163 009
182 500
-
-
income
16 301
18 250
-
-
total
16 301
18 250
-
-
Dividends
146 708
164 250
-
-
withholding
7 335
8 212
-
-
total
7 335
8 212
-
-
Income
182 500
182 500
182 500
182 500
Total tax
30 821
26 462
28 787
36 128
After tax
151 679
156 038
153 713
146 372
Living cost
12 305
12 305
12 305
12 305
Free-cash
139 374
143 733
141 408
134 067

Estimated living cost  is ₽12305 per week

₽7184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽47535
₽38592
₽40954
₽63877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
10 991
health
-
-
-
11 568
income
-
-
-
60 388
total
-
-
-
82 947
Employee
86 971
80 108
165 067
-
pensions
10 991
10 991
10 991
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 112
13 112
26 613
-
health
10 850
10 459
11 568
-
total
34 953
34 562
49 172
-
Employer
86 971
80 108
165 067
-
pensions
6 053
5 576
6 930
-
unemployment
3 131
2 884
3 583
-
health
6 044
5 568
6 920
-
total
15 228
14 028
17 433
-
Corporate
80 301
88 364
-
-
income
16 061
17 674
-
-
total
16 061
17 674
-
-
Dividends
64 240
70 691
-
-
withholding
9 636
10 605
-
-
income
13 650
15 021
-
-
total
23 286
25 626
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 528
91 890
66 605
82 947
After tax
92 972
90 610
115 895
99 553
Living cost
52 018
52 018
52 018
52 018
Free-cash
40 954
38 592
63 877
47 535

Estimated living cost  is ₽52018 per week

₽38372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4646
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽81694
₽102337
₽94019
₽74067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
24 637
social contributions
-
-
-
33 548
solidarity contribution
-
-
-
660
income
-
-
-
18 647
total
-
-
-
77 492
Employee
34 286
-
141 080
-
social contributions
2 229
-
7 468
-
income
4 114
-
17 185
-
solidarity contribution
-
-
-
-
health
4 629
-
19 046
-
total
10 972
-
43 699
-
Employer
34 286
-
141 080
-
social contributions
8 571
-
28 723
-
health
3 086
-
12 697
-
total
11 657
-
41 420
-
Corporate
136 557
182 500
-
-
income
25 946
34 675
-
-
total
25 946
34 675
-
-
Dividends
110 611
147 825
-
-
withholding
16 592
22 174
-
-
total
16 592
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 167
56 849
85 119
77 492
After tax
117 333
125 651
97 381
105 008
Living cost
23 314
23 314
23 314
23 314
Free-cash
94 019
102 337
74 067
81 694

Estimated living cost  is ₽23314 per week

₽16194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽46588
₽57790
₽52890
₽38384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 084
regional
-
-
-
2 172
social contributions
-
-
-
46 940
national
-
-
-
46 133
total
-
-
-
96 329
Employee
83 370
-
182 500
-
social contributions
28 113
-
61 539
-
municipal
441
-
968
-
regional
787
-
1 920
-
national
14 446
-
40 106
-
total
43 787
-
104 533
-
Employer
83 370
-
182 500
-
total
-
-
-
-
Corporate
99 130
182 500
-
-
nationa
23 790
43 799
-
-
municipal
3 867
7 117
-
-
total
27 657
50 916
-
-
Dividends
71 473
131 583
-
-
withholding
18 583
34 211
-
-
total
18 583
34 211
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 027
85 127
104 533
96 329
After tax
92 473
97 373
77 967
86 171
Living cost
39 583
39 583
39 583
39 583
Free-cash
52 890
57 790
38 384
46 588

Estimated living cost  is ₽39583 per week

₽27593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8787
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽65432
₽94092
₽91174
₽59698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
25 040
health
-
-
-
8 888
surtax
-
-
-
8 637
other
-
-
-
-
unemployment
-
-
-
214
income
-
-
-
53 589
total
-
-
-
96 368
Employee
31 022
-
156 146
-
surtax
101
-
7 514
-
pensions
2 069
-
8 351
-
other
-
-
-
-
unemployment
2 159
-
8 714
-
income
5 200
-
47 977
-
health
792
-
3 192
-
total
10 321
-
75 748
-
Employer
31 022
-
156 146
-
pensions
4 135
-
16 689
-
other
-
-
-
-
unemployment
983
-
3 968
-
health
1 412
-
5 697
-
total
6 530
-
26 354
-
Corporate
144 949
182 500
-
-
income
37 686
47 451
-
-
total
37 686
47 451
-
-
Dividends
107 262
135 049
-
-
withholding
16 089
20 257
-
-
total
16 089
20 257
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 626
67 708
102 102
96 368
After tax
111 874
114 792
80 398
86 132
Living cost
20 700
20 700
20 700
20 700
Free-cash
91 174
94 092
59 698
65 432

Estimated living cost  is ₽20700 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽77285
₽75087
₽81199
₽60875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
8 714
income
-
-
-
54 234
total
-
-
-
62 948
Employee
58 664
-
159 244
-
pensions
4 979
-
10 576
-
income
10 566
-
43 293
-
health
852
-
2 233
-
total
16 397
-
56 102
-
Employer
58 664
-
159 244
-
pensions
6 350
-
20 231
-
health
1 114
-
3 025
-
total
7 464
-
23 256
-
Corporate
116 372
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

22 111
34 675
-
-
total
22 111
34 675
-
-
Dividends
94 261
147 825
-
-
withholding
13 062
30 471
-
-
total
13 062
30 471
-
-
Income
182 500
182 500
182 500
182 500
Total tax
59 034
65 146
79 358
62 948
After tax
123 466
117 354
103 142
119 552
Living cost
42 267
42 267
42 267
42 267
Free-cash
81 199
75 087
60 875
77 285

Estimated living cost  is ₽42267 per week

₽31666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽71962
₽8533
₽40587
₽63763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
regional
-
-
-
9 346
city
-
-
-
1 924
pensions
-
-
-
16 790
health
-
-
-
410
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 650
national
-
-
-
3 499
total
-
-
-
35 619
Employee
87 674
-
163 366
-
regional
2 871
-
8 072
-
national
415
-
2 584
-
pensions
7 366
-
13 702
-
unemployment
-
-
-
-
city
941
-
1 755
-
health
198
-
368
-
total
11 791
-
26 481
-
Employer
87 674
-
163 366
-
pensions
7 366
-
13 702
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 753
-
3 267
-
unemployment
-
-
-
-
health
198
-
368
-
total
9 317
-
17 337
-
Corporate
84 545
182 500
-
-
regional
17 881
38 599
-
-
national
7 187
15 513
-
-
total
25 068
54 112
-
-
Dividends
59 477
128 388
-
-
withholding
20 818
44 936
-
-
total
20 818
44 936
-
-
Income
182 500
182 500
182 500
182 500
Total tax
66 994
99 048
43 818
35 619
After tax
115 506
83 452
138 682
146 881
Living cost
74 919
74 919
74 919
74 919
Free-cash
40 587
8 533
63 763
71 962

Estimated living cost  is ₽74919 per week

₽48718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽920
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽47763
₽47165
₽62380
₽71582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
23 819
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 409
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 208
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 327
total
-
-
-
91 763
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 377
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
-
3 208
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 629
-
58 327
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 409
-
6 409
-
total
13 403
-
67 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
126 123
182 500
-
-
trade
21 631
31 299
-
-
income
18 918
27 376
-
-
chamber of commerce
320
399
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 040
1 506
-
-
total
41 909
60 580
-
-
Dividends
84 214
121 921
-
-
withholding
20 696
30 124
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 138
1 657
-
-
total
21 834
31 781
-
-
Income
182 500
182 500
182 500
182 500
Total tax
77 146
92 361
67 944
91 763
After tax
105 354
90 139
114 556
90 737
Living cost
42 974
42 974
42 974
42 974
Free-cash
62 380
47 165
71 582
47 763

Estimated living cost  is ₽42974 per week

₽31386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽70244
₽59885
₽65424
₽66237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
30 897
health
-
-
-
8 255
surtax
-
-
-
-
other
-
-
-
5 657
social contributions
-
-
-
5 200
income
-
-
-
30 152
total
-
-
-
80 161
Employee
40 148
-
140 452
-
social contributions
1 145
-
4 002
-
surtax
-
-
-
-
pensions
4 539
-
10 095
-
income
2 369
-
28 023
-
total
8 053
-
42 120
-
Employer
40 148
-
140 452
-
pensions
6 596
-
16 935
-
social contributions
121
-
422
-
other
1 385
-
5 619
-
unemployment
1 625
-
5 688
-
health
2 811
-
13 384
-
total
12 538
-
42 048
-
Corporate
129 814
182 500
-
-
income
36 348
51 100
-
-
surtax
-
-
-
-
total
36 348
51 100
-
-
Dividends
93 466
131 400
-
-
withholding
11 965
16 819
-
-
surtax
-
-
-
-
social contributions
16 077
22 601
-
-
total
28 042
39 420
-
-
Income
182 500
182 500
182 500
182 500
Total tax
84 981
90 520
84 168
80 161
After tax
97 519
91 980
98 332
102 339
Living cost
32 095
32 095
32 095
32 095
Free-cash
65 424
59 885
66 237
70 244

Estimated living cost  is ₽32095 per week

₽20237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽73424
₽63065
₽68278
₽69417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
30 897
health
-
-
-
8 255
surtax
-
-
-
-
other
-
-
-
5 657
social contributions
-
-
-
5 200
income
-
-
-
30 152
total
-
-
-
80 161
Employee
35 838
-
140 452
-
social contributions
1 022
-
4 002
-
surtax
-
-
-
-
pensions
4 053
-
10 095
-
income
1 848
-
28 023
-
total
6 923
-
42 120
-
Employer
35 838
-
140 452
-
pensions
5 889
-
16 935
-
social contributions
107
-
422
-
other
1 237
-
5 619
-
unemployment
1 451
-
5 688
-
health
2 508
-
13 384
-
total
11 192
-
42 048
-
Corporate
135 470
182 500
-
-
income
37 932
51 100
-
-
surtax
-
-
-
-
total
37 932
51 100
-
-
Dividends
97 538
131 400
-
-
withholding
12 484
16 819
-
-
surtax
-
-
-
-
social contributions
16 776
22 601
-
-
total
29 260
39 420
-
-
Income
182 500
182 500
182 500
182 500
Total tax
85 307
90 520
84 168
80 161
After tax
97 193
91 980
98 332
102 339
Living cost
28 915
28 915
28 915
28 915
Free-cash
68 278
63 065
69 417
73 424

Estimated living cost  is ₽28915 per week

₽16769
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8661
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽97309
₽91448
₽91936
₽93039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
12 739
social contributions
-
-
-
25 184
income
-
-
-
27 376
total
-
-
-
65 299
Employee
31 806
-
182 500
-
social contributions
4 390
-
25 184
-
income
5 305
-
31 646
-
health
2 220
-
12 739
-
total
11 915
-
69 569
-
Employer
31 806
-
182 500
-
total
-
-
-
-
Corporate
150 694
182 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 535
9 125
-
-
total
7 535
9 125
-
-
Dividends
143 158
173 375
-
-
withholding
21 474
26 007
-
-
social contributions
19 756
23 926
-
-
health
9 992
12 102
-
-
total
51 222
62 035
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 672
71 160
69 569
65 299
After tax
111 828
111 340
112 931
117 201
Living cost
19 892
19 892
19 892
19 892
Free-cash
91 936
91 448
93 039
97 309

Estimated living cost  is ₽19892 per week

₽13312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽60661
₽67756
₽66311
₽15091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
20 274
health
-
-
-
8 383
surtax
-
-
-
185
unemployment
-
-
-
5 754
income
-
-
-
53 459
chamber of commerce
-
-
-
730
total
-
-
-
88 785
Employee
46 881
37 384
147 974
-
pensions
4 801
3 827
11 222
-
other
468
374
1 097
-
unemployment
1 406
1 122
3 288
-
income
5 337
2 757
43 878
-
health
1 814
1 447
4 240
-
total
13 826
9 527
63 725
-
Employer
46 881
37 384
147 974
-
payroll
1 406
1 122
4 440
-
chamber of commerce
187
150
591
-
pensions
5 883
4 693
13 754
-
surtax
185
185
185
-
other
2 227
1 775
6 702
-
unemployment
1 406
1 122
3 288
-
accident
609
486
1 424
-
health
1 771
1 413
4 142
-
total
13 674
10 946
34 526
-
Corporate
121 944
134 172
144 413
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 485
33 544
36 104
-
total
30 485
33 544
36 104
-
Dividends
91 458
100 628
-
-
withholding
25 150
27 673
-
-
total
25 150
27 673
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 135
81 690
134 355
88 785
After tax
99 365
100 810
48 145
93 715
Living cost
33 054
33 054
33 054
33 054
Free-cash
66 311
67 756
15 091
60 661

Estimated living cost  is ₽33054 per week

₽22046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽45029
₽67539
₽53760
₽29085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
23 388
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 547
national
-
-
-
70 333
total
-
-
-
103 268
Employee

The minimum management director salary is set at €45,000 per year.

67 101
-
141 355
-
national
20 630
-
52 218
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 033
-
10 601
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

584
-
1 230
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 500
-
7 373
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 153
-
6 644
-
total
32 900
-
78 066
-
Employer

The minimum management director salary is set at €45,000 per year.

67 101
-
141 355
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 946
-
12 524
-
surtax
7 608
-
16 029
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

979
-
2 063
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

872
-
1 837
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 126
-
8 693
-
total
19 531
-
41 146
-
Corporate
95 867
182 500
-
-
income
19 172
36 903
-
-
surtax
383
739
-
-
total
19 555
37 642
-
-
Dividends
76 312
144 858
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

22 551
43 116
-
-
total
22 551
43 116
-
-
Income
182 500
182 500
182 500
182 500
Total tax
94 537
80 758
119 212
103 268
After tax
87 963
101 742
63 288
79 232
Living cost
34 203
34 203
34 203
34 203
Free-cash
53 760
67 539
29 085
45 029

Estimated living cost  is ₽34203 per week

₽22031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽68348
₽87562
₽81135
₽64412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
24 606
other
-
-
-
87
unemployment
-
-
-
609
accident
-
-
-
783
income
-
-
-
54 189
total
-
-
-
80 274
Employee
46 695
-
154 781
-
pensions
2 195
-
4 087
-
other
46
-
87
-
unemployment
725
-
1 348
-
income
9 852
-
50 969
-
total
12 818
-
56 491
-
Employer
46 695
-
154 781
-
pensions
11 019
-
20 520
-
other
372
-
696
-
unemployment
2 569
-
4 782
-
accident
924
-
1 721
-
total
14 884
-
27 719
-
Corporate
120 921
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

18 138
27 376
-
-
total
18 138
27 376
-
-
Dividends
102 783
155 124
-
-
withholding
21 647
33 684
-
-
total
21 647
33 684
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 487
61 060
84 210
80 274
After tax
115 013
121 440
98 290
102 226
Living cost
33 878
33 878
33 878
33 878
Free-cash
81 135
87 562
64 412
68 348

Estimated living cost  is ₽33878 per week

₽24947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽37318
₽54502
₽41975
₽44593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
27 354
health
-
-
-
12 823
surtax
-
-
-
9 047
accident
-
-
-
1 538
communal
-
-
-
11 534
income
-
-
-
31 907
total
-
-
-
94 203
Employee
71 040
-
163 020
-
surtax
4 354
-
9 990
-
pensions
5 682
-
13 042
-
income
6 862
-
37 161
-
health
3 162
-
7 254
-
total
20 060
-
67 447
-
Employer
71 040
-
163 020
-
pensions
5 682
-
13 042
-
accident
639
-
1 467
-
health
2 166
-
4 972
-
total
8 487
-
19 481
-
Corporate
102 972
182 500
-
-
communal
6 950
12 319
-
-
income
15 447
27 376
-
-
surtax
1 081
1 915
-
-
total
23 478
41 610
-
-
Dividends
79 496
140 890
-
-
withholding
11 924
21 134
-
-
income
25 597
14 275
-
-
total
37 521
35 409
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 546
77 019
86 928
94 203
After tax
92 954
105 481
95 572
88 297
Living cost
50 979
50 979
50 979
50 979
Free-cash
41 975
54 502
44 593
37 318

Estimated living cost  is ₽50979 per week

₽38242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽65062
₽93722
₽90738
₽59328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
25 040
health
-
-
-
8 888
surtax
-
-
-
8 637
other
-
-
-
-
unemployment
-
-
-
214
income
-
-
-
53 589
total
-
-
-
96 368
Employee
31 591
-
156 146
-
surtax
112
-
7 514
-
pensions
2 108
-
8 351
-
other
-
-
-
-
unemployment
2 199
-
8 714
-
income
5 296
-
47 977
-
health
806
-
3 192
-
total
10 521
-
75 748
-
Employer
31 591
-
156 146
-
pensions
4 212
-
16 689
-
other
-
-
-
-
unemployment
1 002
-
3 968
-
health
1 437
-
5 697
-
total
6 651
-
26 354
-
Corporate
144 258
182 500
-
-
income
37 507
47 451
-
-
total
37 507
47 451
-
-
Dividends
106 752
135 049
-
-
withholding
16 013
20 257
-
-
total
16 013
20 257
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 692
67 708
102 102
96 368
After tax
111 808
114 792
80 398
86 132
Living cost
21 070
21 070
21 070
21 070
Free-cash
90 738
93 722
59 328
65 062

Estimated living cost  is ₽21070 per week

₽12721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽60322
₽70657
₽68574
₽52161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 084
regional
-
-
-
2 751
social contributions
-
-
-
46 940
national
-
-
-
46 133
total
-
-
-
96 908
Employee
52 036
-
182 500
-
social contributions
17 547
-
61 539
-
municipal
276
-
968
-
regional
700
-
2 456
-
national
8 244
-
40 106
-
total
26 767
-
105 069
-
Employer
52 036
-
182 500
-
total
-
-
-
-
Corporate
130 464
182 500
-
-
nationa
31 311
43 799
-
-
municipal
6 483
9 070
-
-
total
37 794
52 869
-
-
Dividends
92 669
129 631
-
-
withholding
24 095
33 704
-
-
total
24 095
33 704
-
-
Income
182 500
182 500
182 500
182 500
Total tax
88 656
86 573
105 069
96 908
After tax
93 844
95 927
77 431
85 592
Living cost
25 270
25 270
25 270
25 270
Free-cash
68 574
70 657
52 161
60 322

Estimated living cost  is ₽25270 per week

₽15715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽76279
₽96922
₽86674
₽68652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
24 637
social contributions
-
-
-
33 548
solidarity contribution
-
-
-
660
income
-
-
-
18 647
total
-
-
-
77 492
Employee
42 249
-
141 080
-
social contributions
2 746
-
7 468
-
income
5 070
-
17 185
-
solidarity contribution
-
-
-
-
health
5 704
-
19 046
-
total
13 520
-
43 699
-
Employer
42 249
-
141 080
-
social contributions
10 562
-
28 723
-
health
3 802
-
12 697
-
total
14 364
-
41 420
-
Corporate
125 886
182 500
-
-
income
23 918
34 675
-
-
total
23 918
34 675
-
-
Dividends
101 968
147 825
-
-
withholding
15 295
22 174
-
-
total
15 295
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 097
56 849
85 119
77 492
After tax
115 403
125 651
97 381
105 008
Living cost
28 729
28 729
28 729
28 729
Free-cash
86 674
96 922
68 652
76 279

Estimated living cost  is ₽28729 per week

₽21365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1592
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽63972
₽70984
₽70521
₽18264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
20 274
health
-
-
-
8 383
surtax
-
-
-
-
unemployment
-
-
-
5 754
income
-
-
-
53 459
chamber of commerce
-
-
-
730
total
-
-
-
88 600
Employee
41 006
37 384
148 144
-
pensions
4 199
3 827
11 222
-
other
409
374
1 097
-
unemployment
1 230
1 122
3 288
-
income
3 653
2 757
43 960
-
health
1 586
1 447
4 240
-
total
11 077
9 527
63 807
-
Employer
41 006
37 384
148 144
-
payroll
1 230
1 122
4 445
-
chamber of commerce
164
150
593
-
pensions
5 146
4 693
13 754
-
surtax
-
-
-
-
other
1 948
1 775
6 709
-
unemployment
1 230
1 122
3 288
-
accident
532
486
1 424
-
health
1 551
1 413
4 142
-
total
11 801
10 761
34 355
-
Corporate
129 693
134 357
144 584
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

32 424
33 590
36 146
-
total
32 424
33 590
36 146
-
Dividends
97 269
100 767
-
-
withholding
26 749
27 710
-
-
total
26 749
27 710
-
-
Income
182 500
182 500
182 500
182 500
Total tax
82 051
81 588
134 308
88 600
After tax
100 449
100 912
48 192
93 900
Living cost
29 928
29 928
29 928
29 928
Free-cash
70 521
70 984
18 264
63 972

Estimated living cost  is ₽29928 per week

₽17953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8385
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽168718
₽161418
₽159177
₽134043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
14 947
-
182 500
-
income
2 989
-
36 500
-
total
2 989
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

167 553
182 500
-
-
total
-
-
-
-
Dividends
167 553
182 500
-
-
withholding
8 377
9 125
-
-
total
8 377
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
11 366
9 125
36 500
1 825
After tax
171 134
173 375
146 000
180 675
Living cost
11 957
11 957
11 957
11 957
Free-cash
159 177
161 418
134 043
168 718

Estimated living cost  is ₽11957 per week

₽8091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽62580
₽100491
₽92643
₽58265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
182 500
pensions
-
-
-
33 328
health
-
-
-
17 958
unemployment
-
-
-
274
income
-
-
-
43 199
total
-
-
-
94 759
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 482
-
157 912
-
pensions
6 430
-
24 476
-
unemployment
59
-
221
-
income
7 153
-
39 590
-
health
2 679
-
10 202
-
total
16 321
-
74 489
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 482
-
157 912
-
pensions
3 671
-
13 974
-
unemployment
25
-
94
-
health
2 763
-
10 517
-
total
6 459
-
24 585
-
Corporate
134 560
182 500
-
-
income
25 567
34 674
-
-
total
25 567
34 674
-
-
Dividends
108 993
147 826
-
-
withholding
16 349
22 174
-
-
total
16 349
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
64 696
56 848
99 074
94 759
After tax
117 804
125 652
83 426
87 741
Living cost
25 161
25 161
25 161
25 161
Free-cash
92 643
100 491
58 265
62 580

Estimated living cost  is ₽25161 per week

₽17268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽85179
₽70090
₽24954
₽129074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
20 805
income
-
-
-
35 573
total
-
-
-
56 378
Employee
58 707
-
-
-
social contributions
4 814
-
686
-
income
12 950
-
-
-
total
17 764
-
686
-
Employer
58 707
-
-
-
social contributions
82 777
-
11 797
-
total
82 777
-
11 797
-
Corporate
41 016
182 500
-
-
income
9 024
40 150
-
-
total
9 024
40 150
-
-
Dividends
31 993
142 350
-
-
income
7 038
31 317
-
-
total
7 038
31 317
-
-
Income
182 500
182 500
182 500
182 500
Total tax
116 603
71 467
12 483
56 378
After tax
65 897
111 033
170 017
126 122
Living cost
40 943
40 943
40 943
40 943
Free-cash
24 954
70 090
129 074
85 179

Estimated living cost  is ₽40943 per week

₽26566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10005
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽67206
₽74382
₽73438
₽53369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
income
-
-
-
22 451
total
-
-
-
85 870
Employee
43 144
-
147 475
-
social contributions
4 746
-
16 223
-
surtax
-
-
-
-
income
8 974
-
48 459
-
total
13 720
-
64 682
-
Employer
43 144
-
147 475
-
social contributions
10 247
-
35 025
-
total
10 247
-
35 025
-
Corporate
129 109
182 500
-
-
income
27 112
38 325
-
-
surtax
-
-
-
-
total
27 112
38 325
-
-
Dividends
101 997
144 175
-
-
withholding
28 559
40 369
-
-
total
28 559
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 638
78 694
99 707
85 870
After tax
102 862
103 806
82 793
96 630
Living cost
29 424
29 424
29 424
29 424
Free-cash
73 438
74 382
53 369
67 206

Estimated living cost  is ₽29424 per week

₽22015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽57031
₽46672
₽53121
₽53024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
30 897
health
-
-
-
8 255
surtax
-
-
-
-
other
-
-
-
5 657
social contributions
-
-
-
5 200
income
-
-
-
30 152
total
-
-
-
80 161
Employee
58 753
-
140 452
-
social contributions
1 673
-
4 002
-
surtax
-
-
-
-
pensions
6 645
-
10 095
-
income
5 126
-
28 023
-
total
13 444
-
42 120
-
Employer
58 753
-
140 452
-
pensions
9 654
-
16 935
-
social contributions
176
-
422
-
other
2 028
-
5 619
-
unemployment
2 380
-
5 688
-
health
4 112
-
13 384
-
total
18 350
-
42 048
-
Corporate
105 396
182 500
-
-
income
29 512
51 100
-
-
surtax
-
-
-
-
total
29 512
51 100
-
-
Dividends
75 885
131 400
-
-
withholding
9 713
16 819
-
-
surtax
-
-
-
-
social contributions
13 052
22 601
-
-
total
22 765
39 420
-
-
Income
182 500
182 500
182 500
182 500
Total tax
84 071
90 520
84 168
80 161
After tax
98 429
91 980
98 332
102 339
Living cost
45 308
45 308
45 308
45 308
Free-cash
53 121
46 672
53 024
57 031

Estimated living cost  is ₽45308 per week

₽30664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽105614
₽136052
₽132900
₽110461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
40 150
income
-
-
-
8 538
total
-
-
-
48 688
Employee
30 158
-
158 008
-
social contributions
1 960
-
10 272
-
income
-
-
9 077
-
total
1 960
-
19 349
-
Employer
30 158
-
158 008
-
social contributions
4 675
-
24 492
-
total
4 675
-
24 492
-
Corporate
147 667
182 500
-
-
income
14 767
18 250
-
-
total
14 767
18 250
-
-
Dividends
132 901
164 250
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
21 402
18 250
43 841
48 688
After tax
161 098
164 250
138 659
133 812
Living cost
28 198
28 198
28 198
28 198
Free-cash
132 900
136 052
110 461
105 614

Estimated living cost  is ₽28198 per week

₽18233
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽61511
-₽21593
-₽21593
-₽21593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
38 535
pensions
-
-
-
812
labour market
-
-
-
14 535
national
-
-
-
21 994
total
-
-
-
75 876
Employee
190 412
190 412
190 412
-
municipal
40 547
40 547
40 547
-
national
23 262
23 262
23 262
-
pensions
271
271
271
-
labour market
15 211
15 211
15 211
-
total
79 291
79 291
79 291
-
Employer
190 412
190 412
190 412
-
labour market
15 233
15 233
15 233
-
pensions
541
541
541
-
municipal
40 612
40 612
40 612
-
national
23 303
23 303
23 303
-
total
79 689
79 689
79 689
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
158 980
158 980
158 980
75 876
After tax
23 520
23 520
23 520
106 624
Living cost
45 113
45 113
45 113
45 113
Free-cash
-21 593
-21 593
-21 593
61 511

Estimated living cost  is ₽45113 per week

₽30876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽694
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽104075
-₽5847
₽11619
₽79024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
3 960
health
-
-
-
2 076
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
51 167
total
-
-
-
57 796
Employee
32 451
-
165 208
-
pensions
3 654
-
7 261
-
income
4 452
-
39 378
-
health
3 716
-
18 916
-
total
11 822
-
65 555
-
Employer
32 451
-
165 208
-
pensions
5 277
-
10 485
-
unemployment
795
-
4 048
-
accident
542
-
2 759
-
total
6 614
-
17 292
-
Corporate
143 435
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

129 091
164 250
-
-
total
129 091
164 250
-
-
Dividends
14 344
18 250
-
-
withholding
2 725
3 468
-
-
total
2 725
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
150 252
167 718
82 847
57 796
After tax
32 248
14 782
99 653
124 704
Living cost
20 629
20 629
20 629
20 629
Free-cash
11 619
-5 847
79 024
104 075

Estimated living cost  is ₽20629 per week

₽15016
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽79187
₽77270
₽80042
₽58284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
182 500
municipal
-
-
-
32 415
health
-
-
-
2 419
national
-
-
-
32 464
total
-
-
-
67 298
Employee
49 354
-
153 529
-
municipal
8 084
-
25 001
-
national
815
-
19 591
-
pensions
3 331
-
10 362
-
unemployment
741
-
2 304
-
health
368
-
1 972
-
total
13 339
-
59 230
-
Employer
49 354
-
153 529
-
pensions
8 563
-
26 637
-
unemployment
320
-
999
-
accident
50
-
153
-
health
379
-
1 182
-
total
9 312
-
28 971
-
Corporate
123 834
182 500
-
-
income
24 768
36 501
-
-
total
24 768
36 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

74 300
109 499
-
-
municipal
13 374
19 710
-
-
national
5 650
13 004
-
-
total
19 024
32 714
-
-
Income
182 500
182 500
182 500
182 500
Total tax
66 443
69 215
88 201
67 298
After tax
116 057
113 285
94 299
115 202
Living cost
36 015
36 015
36 015
36 015
Free-cash
80 042
77 270
58 284
79 187

Estimated living cost  is ₽36015 per week

₽23525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽102156
₽111360
₽106256
₽100596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
4 653
social contributions
-
-
-
15 178
income
-
-
-
38 794
total
-
-
-
58 625
Employee
72 134
72 134
171 256
-
social contributions
2 727
5 987
8 075
-
income
7 854
6 677
37 955
-
health
559
1 227
2 911
-
total
11 140
13 891
48 941
-
Employer
72 134
72 134
171 256
-
social contributions
2 727
5 987
8 075
-
health
607
1 335
3 169
-
total
3 334
7 322
11 244
-
Corporate
146 306
103 045
-
-
income
18 288
12 881
-
-
total
18 288
12 881
-
-
Dividends
128 019
90 163
-
-
withholding
21 763
15 327
-
-
total
21 763
15 327
-
-
Income
182 500
182 500
182 500
182 500
Total tax
54 525
49 421
60 185
58 625
After tax
127 975
133 079
122 315
123 875
Living cost
21 719
21 719
21 719
21 719
Free-cash
106 256
111 360
100 596
102 156

Estimated living cost  is ₽21719 per week

₽13017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽139505
₽136234
₽131461
₽120692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
182 500
pensions
-
-
-
5 967
health
-
-
-
3 395
unemployment
-
-
-
27
income
-
-
-
18 712
total
-
-
-
28 101
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 532
-
173 332
-
pensions
3 229
-
13 351
-
unemployment
107
-
445
-
income
1 472
-
16 385
-
health
1 830
-
7 566
-
total
6 638
-
37 747
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 532
-
173 332
-
pensions
1 184
-
4 895
-
unemployment
107
-
445
-
health
926
-
3 827
-
total
2 217
-
9 167
-
Corporate
158 752
182 500
-
-
income
14 288
16 426
-
-
total
14 288
16 426
-
-
Dividends
144 464
166 074
-
-
withholding
13 002
14 946
-
-
total
13 002
14 946
-
-
Income
182 500
182 500
182 500
182 500
Total tax
36 145
31 372
46 914
28 101
After tax
146 355
151 128
135 586
154 399
Living cost
14 894
14 894
14 894
14 894
Free-cash
131 461
136 234
120 692
139 505

Estimated living cost  is ₽14894 per week

₽9503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽76430
₽95644
₽91500
₽72494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
24 606
other
-
-
-
87
unemployment
-
-
-
609
accident
-
-
-
783
income
-
-
-
54 189
total
-
-
-
80 274
Employee
34 686
-
154 781
-
pensions
1 631
-
4 087
-
other
34
-
87
-
unemployment
538
-
1 348
-
income
6 687
-
50 969
-
total
8 890
-
56 491
-
Employer
34 686
-
154 781
-
pensions
8 185
-
20 520
-
other
278
-
696
-
unemployment
1 908
-
4 782
-
accident
687
-
1 721
-
total
11 058
-
27 719
-
Corporate
136 755
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 513
27 376
-
-
total
20 513
27 376
-
-
Dividends
116 242
155 124
-
-
withholding
24 743
33 684
-
-
total
24 743
33 684
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 204
61 060
84 210
80 274
After tax
117 296
121 440
98 290
102 226
Living cost
25 796
25 796
25 796
25 796
Free-cash
91 500
95 644
72 494
76 430

Estimated living cost  is ₽25796 per week

₽17412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽115724
₽112052
₽111750
₽115595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
1 333
health
-
-
-
967
income
-
-
-
62 648
total
-
-
-
64 948
Employee
2 784
-
181 000
-
pensions
251
-
600
-
unemployment
28
-
67
-
income
539
-
62 578
-
health
139
-
333
-
total
957
-
63 578
-
Employer
2 784
-
181 000
-
pensions
306
-
733
-
unemployment
56
-
133
-
health
265
-
633
-
total
627
-
1 499
-
Corporate
179 089
182 500
-
-
income
39 400
40 150
-
-
total
39 400
40 150
-
-
Dividends
139 690
142 350
-
-
withholding
27 938
28 470
-
-
total
27 938
28 470
-
-
Income
182 500
182 500
182 500
182 500
Total tax
68 922
68 620
65 077
64 948
After tax
113 578
113 880
117 423
117 552
Living cost
1 828
1 828
1 828
1 828
Free-cash
111 750
112 052
115 595
115 724

Estimated living cost  is ₽1828 per week

₽1086
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽98448
₽115668
₽111064
₽98447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
182 500
pensions
-
-
-
17 986
health
-
-
-
7 125
unemployment
-
-
-
1 038
income
-
-
-
41 715
total
-
-
-
67 864
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 411
-
170 117
-
pensions
3 417
-
9 685
-
unemployment
183
-
519
-
income
3 365
-
41 715
-
health
1 257
-
3 563
-
total
8 222
-
55 482
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 411
-
170 117
-
pensions
2 929
-
8 301
-
unemployment
183
-
519
-
health
1 257
-
3 563
-
total
4 369
-
12 383
-
Corporate
153 720
182 500
-
-
income
23 058
27 375
-
-
total
23 058
27 375
-
-
Dividends
130 662
155 125
-
-
withholding
19 599
23 269
-
-
total
19 599
23 269
-
-
Income
182 500
182 500
182 500
182 500
Total tax
55 248
50 644
67 865
67 864
After tax
127 252
131 856
114 635
114 636
Living cost
16 188
16 188
16 188
16 188
Free-cash
111 064
115 668
98 447
98 448

Estimated living cost  is ₽16188 per week

₽10899
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽71340
₽78516
₽78179
₽57503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
income
-
-
-
22 451
total
-
-
-
85 870
Employee
36 409
-
147 475
-
social contributions
4 005
-
16 223
-
surtax
-
-
-
-
income
7 114
-
48 459
-
total
11 119
-
64 682
-
Employer
36 409
-
147 475
-
social contributions
8 646
-
35 025
-
total
8 646
-
35 025
-
Corporate
137 445
182 500
-
-
income
28 864
38 325
-
-
surtax
-
-
-
-
total
28 864
38 325
-
-
Dividends
108 581
144 175
-
-
withholding
30 402
40 369
-
-
total
30 402
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 031
78 694
99 707
85 870
After tax
103 469
103 806
82 793
96 630
Living cost
25 290
25 290
25 290
25 290
Free-cash
78 179
78 516
57 503
71 340

Estimated living cost  is ₽25290 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽69258
₽88472
₽82333
₽65322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
24 606
other
-
-
-
87
unemployment
-
-
-
609
accident
-
-
-
783
income
-
-
-
54 189
total
-
-
-
80 274
Employee
45 305
-
154 781
-
pensions
2 129
-
4 087
-
other
45
-
87
-
unemployment
701
-
1 348
-
income
9 463
-
50 969
-
total
12 338
-
56 491
-
Employer
45 305
-
154 781
-
pensions
10 692
-
20 520
-
other
363
-
696
-
unemployment
2 492
-
4 782
-
accident
897
-
1 721
-
total
14 444
-
27 719
-
Corporate
122 751
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

18 412
27 376
-
-
total
18 412
27 376
-
-
Dividends
104 339
155 124
-
-
withholding
22 005
33 684
-
-
total
22 005
33 684
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 199
61 060
84 210
80 274
After tax
115 301
121 440
98 290
102 226
Living cost
32 968
32 968
32 968
32 968
Free-cash
82 333
88 472
65 322
69 258

Estimated living cost  is ₽32968 per week

₽23676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽130227
₽139893
₽134173
₽137568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 852
health
-
-
-
3 770
unemployment
-
-
-
131
income
-
-
-
27 375
total
-
-
-
36 128
Employee
21 378
-
176 068
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 877
-
2 879
-
income
2 138
-
17 607
-
health
983
-
1 508
-
total
5 233
-
22 355
-
Employer
21 378
-
176 068
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 356
-
3 612
-
unemployment
128
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
health
1 475
-
2 262
-
total
4 194
-
6 432
-
Corporate
156 927
182 500
-
-
income
15 693
18 250
-
-
total
15 693
18 250
-
-
Dividends
141 234
164 250
-
-
withholding
7 062
8 212
-
-
total
7 062
8 212
-
-
Income
182 500
182 500
182 500
182 500
Total tax
32 182
26 462
28 787
36 128
After tax
150 318
156 038
153 713
146 372
Living cost
16 145
16 145
16 145
16 145
Free-cash
134 173
139 893
137 568
130 227

Estimated living cost  is ₽16145 per week

₽10678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4158
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽58408
₽57678
₽69948
₽78339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
trade
-
-
-
19 931
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 409
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 208
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 327
total
-
-
-
87 875
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 675
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
-
3 208
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 838
-
58 327
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 409
-
6 409
-
total
10 459
-
67 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
135 825
182 500
-
-
trade
19 491
26 188
-
-
income
20 374
27 376
-
-
chamber of commerce
342
409
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 120
1 506
-
-
total
41 327
55 479
-
-
Dividends
94 498
127 021
-
-
withholding
23 269
31 399
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 280
1 727
-
-
total
24 549
33 126
-
-
Income
182 500
182 500
182 500
182 500
Total tax
76 335
88 605
67 944
87 875
After tax
106 165
93 895
114 556
94 625
Living cost
36 217
36 217
36 217
36 217
Free-cash
69 948
57 678
78 339
58 408

Estimated living cost  is ₽36217 per week

₽24983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽40722
₽74312
₽76385
₽40722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
30 847
income
-
-
-
57 494
total
-
-
-
88 341
Employee
73 378
-
182 500
-
social contributions
6 096
-
30 847
-
income
13 846
-
57 494
-
total
19 942
-
88 341
-
Employer
73 378
-
182 500
-
total
-
-
-
-
Corporate
109 122
182 500
-
-
income
13 640
22 813
-
-
total
13 640
22 813
-
-
Dividends
95 482
159 687
-
-
withholding
19 096
31 938
-
-
total
19 096
31 938
-
-
Income
182 500
182 500
182 500
182 500
Total tax
52 678
54 751
88 341
88 341
After tax
129 822
127 749
94 159
94 159
Living cost
53 437
53 437
53 437
53 437
Free-cash
76 385
74 312
40 722
40 722

Estimated living cost  is ₽53437 per week

₽40654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7918
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽115311
₽79618
₽82894
₽94655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
182 500
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 761
income
-
-
-
27 376
total
-
-
-
33 137
Employee
43 033
-
178 185
-
social contributions
4 312
-
4 315
-
income
4 669
-
45 163
-
total
8 981
-
49 478
-
Employer
43 033
-
178 185
-
social contributions
4 312
-
4 315
-
total
4 312
-
4 315
-
Corporate
135 155
182 500
-
-
income
47 305
63 874
-
-
total
47 305
63 874
-
-
Dividends
87 850
118 626
-
-
social contributions
4 956
4 956
-
-
total
4 956
4 956
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 554
68 830
53 793
33 137
After tax
116 946
113 670
128 707
149 363
Living cost
34 052
34 052
34 052
34 052
Free-cash
82 894
79 618
94 655
115 311

Estimated living cost  is ₽34052 per week

₽22430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽85190
₽82992
₽88471
₽68780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
8 714
income
-
-
-
54 234
total
-
-
-
62 948
Employee
47 166
-
159 244
-
pensions
3 600
-
10 576
-
income
8 589
-
43 293
-
health
615
-
2 233
-
total
12 804
-
56 102
-
Employer
47 166
-
159 244
-
pensions
4 765
-
20 231
-
health
896
-
3 025
-
total
5 661
-
23 256
-
Corporate
129 672
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 637
34 675
-
-
total
24 637
34 675
-
-
Dividends
105 035
147 825
-
-
withholding
16 565
30 471
-
-
total
16 565
30 471
-
-
Income
182 500
182 500
182 500
182 500
Total tax
59 667
65 146
79 358
62 948
After tax
122 833
117 354
103 142
119 552
Living cost
34 362
34 362
34 362
34 362
Free-cash
88 471
82 992
68 780
85 190

Estimated living cost  is ₽34362 per week

₽23572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7198
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽102032
-₽7890
₽11303
₽76981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
pensions
-
-
-
3 960
health
-
-
-
2 076
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
51 167
total
-
-
-
57 796
Employee
35 664
-
165 208
-
pensions
4 016
-
7 261
-
income
4 893
-
39 378
-
health
4 083
-
18 916
-
total
12 992
-
65 555
-
Employer
35 664
-
165 208
-
pensions
5 799
-
10 485
-
unemployment
874
-
4 048
-
accident
596
-
2 759
-
total
7 269
-
17 292
-
Corporate
139 568
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 612
164 250
-
-
total
125 612
164 250
-
-
Dividends
13 957
18 250
-
-
withholding
2 652
3 468
-
-
total
2 652
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
148 525
167 718
82 847
57 796
After tax
33 975
14 782
99 653
124 704
Living cost
22 672
22 672
22 672
22 672
Free-cash
11 303
-7 890
76 981
102 032

Estimated living cost  is ₽22672 per week

₽16639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽98291
₽126958
₽136536
₽118891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
182 500
pensions
-
-
-
27 567
health insurance
-
-
-
11 087
work injury
-
-
-
749
unemployment
-
-
-
1 798
income
-
-
-
30 354
total
-
-
-
71 555
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 247
-
182 500
-
pensions
3 725
-
13 784
-
health insurance
1 498
-
5 543
-
unemployment
243
-
899
-
income
2 025
-
30 354
-
work injury
101
-
375
-
total
7 592
-
50 955
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 253
182 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 623
18 250
-
-
total
1 623
18 250
-
-
Dividends
160 630
164 250
-
-
withholding
24 095
24 638
-
-
total
24 095
24 638
-
-
Income
182 500
182 500
182 500
182 500
Total tax
33 310
42 888
50 955
71 555
After tax
149 190
139 612
131 545
110 945
Living cost
12 654
12 654
12 654
12 654
Free-cash
136 536
126 958
118 891
98 291

Estimated living cost  is ₽12654 per week

₽7840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽46637
₽58759
₽54491
₽38668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
municipal
-
-
-
1 219
regional
-
-
-
4 200
social contributions
-
-
-
46 940
national
-
-
-
46 133
total
-
-
-
98 492
Employee
79 048
-
182 500
-
social contributions
26 655
-
61 539
-
municipal
472
-
1 089
-
regional
1 193
-
3 727
-
national
13 358
-
40 106
-
total
41 678
-
106 461
-
Employer
79 048
-
182 500
-
total
-
-
-
-
Corporate
103 452
182 500
-
-
nationa
24 828
43 799
-
-
municipal
4 986
8 796
-
-
total
29 814
52 595
-
-
Dividends
73 637
129 905
-
-
withholding
19 146
33 775
-
-
total
19 146
33 775
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 638
86 370
106 461
98 492
After tax
91 862
96 130
76 039
84 008
Living cost
37 371
37 371
37 371
37 371
Free-cash
54 491
58 759
38 668
46 637

Estimated living cost  is ₽37371 per week

₽26250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7984
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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