Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 182500
per

Your estimated
City
free-cash

Dresden , Germany
₽85962
₽63276
₽64169
₽73772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 113
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 197
trade
-
-
-
21 793
total
-
-
-
89 586
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 298
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
3 197
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 014
-
58 113
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
7 553
-
67 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
146 202
182 500
-
-
chamber of commerce
355
407
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 207
1 506
-
-
trade
23 027
28 743
-
-
income
21 930
27 375
-
-
total
46 519
58 031
-
-
Dividends
99 683
124 469
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 351
1 691
-
-
withholding
24 560
30 757
-
-
total
25 911
32 448
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 983
90 479
67 793
89 586
After tax
102 517
92 021
114 707
92 914
Living cost
28 745
28 745
28 745
28 745
Free-cash
73 772
63 276
85 962
64 169

Estimated living cost  is ₽28745 per week

₽18082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽57617
₽63615
₽56638
₽62778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
1 962
pensions
-
-
-
21 900
national
-
-
-
31 687
municipal
-
-
-
20 048
total
-
-
-
75 597
Employee
77 919
-
157 770
-
municipal
9 624
-
20 755
-
national
14 914
-
33 234
-
pensions
3 117
-
6 311
-
total
27 655
-
60 300
-
Employer
77 919
-
157 770
-
pensions
6 234
-
12 622
-
social contributions
838
-
1 696
-
total
7 072
-
14 318
-
Corporate
92 367
182 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 473
36 500
-
-
total
18 473
36 500
-
-
Dividends
73 893
146 000
-
-
withholding
16 257
32 120
-
-
total
16 257
32 120
-
-
Income
182 500
182 500
182 500
182 500
Total tax
69 457
68 620
74 618
75 597
After tax
113 043
113 880
107 882
106 903
Living cost
50 265
50 265
50 265
50 265
Free-cash
62 778
63 615
57 617
56 638

Estimated living cost  is ₽50265 per week

₽34164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽57970
₽126256
₽44552
₽118470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
182 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 361
income
-
-
-
35 306
surtax
-
-
-
46 537
microenterprise
-
-
-
-
total
-
-
-
118 204
Employee
27 731
-
139 868
-
surtax
-
-
20 281
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 051
-
12 441
-
income
4 936
-
29 431
-
total
7 987
-
62 153
-
Employer
27 731
-
139 868
-
surtax
-
-
15 386
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 680
-
27 247
-
total
6 680
-
42 633
-
Corporate
148 089
182 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 619
36 500
-
-
total
29 619
36 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

118 471
146 000
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
44 286
36 500
104 786
118 204
After tax
138 214
146 000
77 714
64 296
Living cost
19 744
19 744
19 744
19 744
Free-cash
118 470
126 256
57 970
44 552

Estimated living cost  is ₽19744 per week

₽12596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽75929
₽50826
₽59933
₽45014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
11 703
income
-
-
-
59 989
pensions
-
-
-
11 119
total
-
-
-
82 811
Employee
81 043
81 043
164 863
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
26 357
-
pensions
14 588
11 119
11 119
-
health
12 439
10 581
11 703
-
total
40 292
34 965
49 179
-
Employer
81 043
81 043
164 863
-
unemployment
2 918
2 918
3 625
-
health
5 633
5 633
7 000
-
pensions
5 641
5 641
7 011
-
total
14 192
14 192
17 636
-
Corporate
88 259
87 265
-
-
income
17 651
17 453
-
-
total
17 651
17 453
-
-
Dividends
70 608
69 812
-
-
income
15 004
14 835
-
-
withholding
10 591
10 473
-
-
total
25 595
25 308
-
-
Income
182 500
182 500
182 500
182 500
Total tax
97 730
91 918
66 815
82 811
After tax
84 770
90 582
115 685
99 689
Living cost
39 756
39 756
39 756
39 756
Free-cash
45 014
50 826
75 929
59 933

Estimated living cost  is ₽39756 per week

₽28174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽52746
₽60136
₽53705
₽59247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
10 062
health
-
-
-
5 403
accident
-
-
-
173
pensions
-
-
-
9 360
national
-
-
-
17 260
unemployment
-
-
-
87
municipal
-
-
-
46 941
total
-
-
-
89 286
Employee
56 296
-
155 294
-
municipal
16 788
-
46 309
-
national
-
-
16 730
-
total
16 788
-
63 039
-
Employer
56 296
-
155 294
-
other
6 542
-
10 062
-
unemployment
1 486
-
2 286
-
health
3 462
-
5 325
-
accident
113
-
173
-
pensions
6 086
-
9 360
-
total
17 689
-
27 206
-
Corporate
108 516
182 500
-
-
income
23 874
40 150
-
-
total
23 874
40 150
-
-
Dividends
84 642
142 350
-
-
withholding
25 393
42 705
-
-
total
25 393
42 705
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 744
82 855
90 245
89 286
After tax
98 756
99 645
92 255
93 214
Living cost
39 509
39 509
39 509
39 509
Free-cash
59 247
60 136
52 746
53 705

Estimated living cost  is ₽39509 per week

₽26185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽77425
₽53799
₽54663
₽67135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 113
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 197
trade
-
-
-
22 762
total
-
-
-
90 555
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 127
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 197
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 135
-
58 113
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 845
-
67 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
134 373
182 500
-
-
chamber of commerce
335
403
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 109
1 506
-
-
trade
22 105
30 022
-
-
income
20 156
27 375
-
-
total
43 705
59 306
-
-
Dividends
90 667
123 194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 226
1 675
-
-
withholding
22 307
30 438
-
-
total
23 533
32 113
-
-
Income
182 500
182 500
182 500
182 500
Total tax
78 083
91 419
67 793
90 555
After tax
104 417
91 081
114 707
91 945
Living cost
37 282
37 282
37 282
37 282
Free-cash
67 135
53 799
77 425
54 663

Estimated living cost  is ₽37282 per week

₽24934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽91626
₽102303
₽93188
₽98368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
15 355
health
-
-
-
4 654
income
-
-
-
38 521
total
-
-
-
58 530
Employee
72 976
72 976
171 165
-
social contributions
3 546
6 057
8 169
-
income
7 663
6 755
37 678
-
health
726
1 241
2 910
-
total
11 935
14 053
48 757
-
Employer
72 976
72 976
171 165
-
health
791
1 351
3 166
-
social contributions
3 546
6 057
8 169
-
total
4 337
7 408
11 335
-
Corporate
135 447
102 117
-
-
income
16 931
12 765
-
-
total
16 931
12 765
-
-
Dividends
118 516
89 352
-
-
withholding
20 147
15 189
-
-
total
20 147
15 189
-
-
Income
182 500
182 500
182 500
182 500
Total tax
53 350
49 415
60 092
58 530
After tax
129 150
133 085
122 408
123 970
Living cost
30 782
30 782
30 782
30 782
Free-cash
98 368
102 303
91 626
93 188

Estimated living cost  is ₽30782 per week

₽21042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽88252
₽84947
₽108882
₽85313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
12 775
income
-
-
-
22 311
pensions
-
-
-
18 250
unemployment
-
-
-
2 737
total
-
-
-
56 073
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
152 720
-
income
3 096
1 232
18 670
-
pensions
2 533
1 008
15 272
-
health
1 773
706
10 690
-
unemployment
380
151
2 291
-
total
7 782
3 097
46 923
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
152 720
-
pensions
4 939
1 966
29 780
-
total
4 939
1 966
29 780
-
Corporate
152 235
170 455
-
-
income
13 701
15 341
-
-
total
13 701
15 341
-
-
Dividends
138 533
155 114
-
-
social contributions
26 899
30 132
-
-
withholding
26 321
29 472
-
-
total
53 220
59 604
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 642
80 008
76 703
56 073
After tax
102 858
102 492
105 797
126 427
Living cost
17 545
17 545
17 545
17 545
Free-cash
85 313
84 947
88 252
108 882

Estimated living cost  is ₽17545 per week

₽11973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽82266
₽123077
₽74896
₽117182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
23 726
income
-
-
-
24 455
pensions
-
-
-
36 500
total
-
-
-
84 681
Employee
26 922
-
136 397
-
income
3 031
-
26 298
-
pensions
538
-
2 728
-
unemployment
430
-
2 183
-
total
3 999
-
31 209
-
Employer
26 922
-
136 397
-
unemployment
216
-
1 091
-
health
3 499
-
17 732
-
pensions
5 385
-
27 279
-
total
9 100
-
46 102
-
Corporate
146 477
182 500
-
-
income
29 296
36 500
-
-
total
29 296
36 500
-
-
Dividends
117 181
146 000
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
42 395
36 500
77 311
84 681
After tax
140 105
146 000
105 189
97 819
Living cost
22 923
22 923
22 923
22 923
Free-cash
117 182
123 077
82 266
74 896

Estimated living cost  is ₽22923 per week

₽15722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽78600
-₽6245
₽103681
₽11557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
51 136
pensions
-
-
-
3 977
total
-
-
-
57 792
Employee
33 077
-
165 165
-
income
4 538
-
39 334
-
pensions
3 725
-
7 292
-
health
3 787
-
18 912
-
total
12 050
-
65 538
-
Employer
33 077
-
165 165
-
unemployment
810
-
4 047
-
accident
552
-
2 758
-
pensions
5 379
-
10 530
-
total
6 741
-
17 335
-
Corporate
142 682
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

128 414
164 250
-
-
total
128 414
164 250
-
-
Dividends
14 268
18 250
-
-
withholding
2 711
3 468
-
-
total
2 711
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
149 916
167 718
82 873
57 792
After tax
32 584
14 782
99 627
124 708
Living cost
21 027
21 027
21 027
21 027
Free-cash
11 557
-6 245
78 600
103 681

Estimated living cost  is ₽21027 per week

₽15411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽138136
₽165511
₽172811
₽164037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
9 830
-
182 500
-
income
1 966
-
36 500
-
total
1 966
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

172 670
182 500
-
-
total
-
-
-
-
Dividends
172 670
182 500
-
-
withholding
8 633
9 125
-
-
total
8 633
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
10 599
9 125
36 500
1 825
After tax
171 901
173 375
146 000
180 675
Living cost
7 864
7 864
7 864
7 864
Free-cash
164 037
165 511
138 136
172 811

Estimated living cost  is ₽7864 per week

₽4874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽654
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽78141
₽108795
₽79723
₽102384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
6 854
health
-
-
-
6 350
income
-
-
-
29 649
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 636
total
-
-
-
77 489
Employee
34 458
-
146 119
-
income
5 932
-
29 123
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 411
-
10 102
-
health
483
-
2 021
-
unemployment
344
-
1 443
-
total
9 170
-
42 689
-
Employer
34 458
-
146 119
-
other
1 724
-
7 215
-
unemployment
344
-
1 443
-
health
483
-
2 021
-
accident
276
-
1 169
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 859
-
24 534
-
total
8 686
-
36 382
-
Corporate
139 358
182 500
-
-
income
29 266
38 324
-
-
total
29 266
38 324
-
-
Dividends
110 092
144 176
-
-
withholding
7 706
10 093
-
-
total
7 706
10 093
-
-
Income
182 500
182 500
182 500
182 500
Total tax
54 828
48 417
79 071
77 489
After tax
127 672
134 083
103 429
105 011
Living cost
25 288
25 288
25 288
25 288
Free-cash
102 384
108 795
78 141
79 723

Estimated living cost  is ₽25288 per week

₽17867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽40170
₽54517
₽56597
₽60533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
53 857
pensions
-
-
-
8 826
total
-
-
-
62 683
Employee
89 447
-
159 275
-
income
16 124
-
42 902
-
health
1 474
-
2 247
-
pensions
8 629
-
10 736
-
total
26 227
-
55 885
-
Employer
89 447
-
159 275
-
health
1 699
-
3 027
-
pensions
10 561
-
20 198
-
total
12 260
-
23 225
-
Corporate
80 793
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 351
34 675
-
-
total
15 351
34 675
-
-
Dividends
65 442
147 825
-
-
withholding
4 909
30 088
-
-
total
4 909
30 088
-
-
Income
182 500
182 500
182 500
182 500
Total tax
58 747
64 763
79 110
62 683
After tax
123 753
117 737
103 390
119 817
Living cost
63 220
63 220
63 220
63 220
Free-cash
60 533
54 517
40 170
56 597

Estimated living cost  is ₽63220 per week

₽47372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽141392
₽143723
₽134052
₽139359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
3 773
income
-
-
-
27 375
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
36 134
Employee
16 306
-
176 063
-
income
1 630
-
17 606
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 432
-
2 881
-
health
750
-
1 509
-
total
3 992
-
22 357
-
Employer
16 306
-
176 063
-
unemployment
98
-
197
-
health
1 125
-
2 264
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 797
-
3 615
-
total
3 200
-
6 437
-
Corporate
162 995
182 500
-
-
income
16 300
18 250
-
-
total
16 300
18 250
-
-
Dividends
146 695
164 250
-
-
withholding
7 335
8 213
-
-
total
7 335
8 213
-
-
Income
182 500
182 500
182 500
182 500
Total tax
30 827
26 463
28 794
36 134
After tax
151 673
156 037
153 706
146 366
Living cost
12 314
12 314
12 314
12 314
Free-cash
139 359
143 723
141 392
134 052

Estimated living cost  is ₽12314 per week

₽7189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽63060
₽37957
₽47064
₽40347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
11 703
income
-
-
-
59 989
pensions
-
-
-
11 119
total
-
-
-
82 811
Employee
87 987
81 043
164 863
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
26 357
-
pensions
11 119
11 119
11 119
-
health
10 977
10 581
11 703
-
total
35 361
34 965
49 179
-
Employer
87 987
81 043
164 863
-
unemployment
3 168
2 918
3 625
-
health
6 114
5 633
7 000
-
pensions
6 123
5 641
7 011
-
total
15 405
14 192
17 636
-
Corporate
79 108
87 265
-
-
income
15 821
17 453
-
-
total
15 821
17 453
-
-
Dividends
63 286
69 812
-
-
income
13 448
14 835
-
-
withholding
9 493
10 473
-
-
total
22 941
25 308
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 528
91 918
66 815
82 811
After tax
92 972
90 582
115 685
99 689
Living cost
52 625
52 625
52 625
52 625
Free-cash
40 347
37 957
63 060
47 064

Estimated living cost  is ₽52625 per week

₽38820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽603
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽73797
₽102208
₽81466
₽93844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
33 733
health
-
-
-
24 637
income
-
-
-
18 619
solidarity contribution
-
-
-
602
total
-
-
-
77 591
Employee
34 475
-
140 935
-
social contributions
2 241
-
7 509
-
solidarity contribution
-
-
-
-
income
4 137
-
17 160
-
health
4 654
-
19 026
-
total
11 032
-
43 695
-
Employer
34 475
-
140 935
-
health
3 103
-
12 684
-
social contributions
8 619
-
28 881
-
total
11 722
-
41 565
-
Corporate
136 304
182 500
-
-
income
25 898
34 675
-
-
total
25 898
34 675
-
-
Dividends
110 406
147 825
-
-
withholding
16 561
22 174
-
-
total
16 561
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 213
56 849
85 260
77 591
After tax
117 287
125 651
97 240
104 909
Living cost
23 443
23 443
23 443
23 443
Free-cash
93 844
102 208
73 797
81 466

Estimated living cost  is ₽23443 per week

₽16284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽38035
₽57327
₽46270
₽52368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
46 938
national
-
-
-
45 991
regional
-
-
-
2 171
municipal
-
-
-
1 084
total
-
-
-
96 184
Employee
84 344
-
182 500
-
social contributions
28 441
-
61 539
-
municipal
447
-
967
-
national
14 615
-
39 996
-
regional
796
-
1 917
-
total
44 299
-
104 419
-
Employer
84 344
-
182 500
-
total
-
-
-
-
Corporate
98 156
182 500
-
-
nationa
23 558
43 799
-
-
municipal
3 829
7 117
-
-
total
27 387
50 916
-
-
Dividends
70 769
131 583
-
-
withholding
18 400
34 211
-
-
total
18 400
34 211
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 086
85 127
104 419
96 184
After tax
92 414
97 373
78 081
86 316
Living cost
40 046
40 046
40 046
40 046
Free-cash
52 368
57 327
38 035
46 270

Estimated living cost  is ₽40046 per week

₽27915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽59415
₽93851
₽65218
₽90895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
-
health
-
-
-
8 992
income
-
-
-
53 254
pensions
-
-
-
25 332
surtax
-
-
-
8 546
unemployment
-
-
-
216
total
-
-
-
96 340
Employee
31 384
-
155 839
-
surtax
103
-
7 411
-
income
5 261
-
47 578
-
other
-
-
-
-
pensions
2 093
-
8 448
-
health
801
-
3 229
-
unemployment
2 185
-
8 816
-
total
10 443
-
75 482
-
Employer
31 384
-
155 839
-
other
-
-
-
-
unemployment
994
-
4 014
-
health
1 428
-
5 763
-
pensions
4 184
-
16 884
-
total
6 606
-
26 661
-
Corporate
144 510
182 500
-
-
income
37 573
47 450
-
-
total
37 573
47 450
-
-
Dividends
106 937
135 050
-
-
withholding
16 041
20 257
-
-
total
16 041
20 257
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 663
67 707
102 143
96 340
After tax
111 837
114 793
80 357
86 160
Living cost
20 942
20 942
20 942
20 942
Free-cash
90 895
93 851
59 415
65 218

Estimated living cost  is ₽20942 per week

₽12805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽60200
₽74547
₽76627
₽80794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
53 857
pensions
-
-
-
8 826
total
-
-
-
62 683
Employee
59 945
-
159 275
-
income
10 796
-
42 902
-
health
870
-
2 247
-
pensions
5 088
-
10 736
-
total
16 754
-
55 885
-
Employer
59 945
-
159 275
-
health
1 139
-
3 027
-
pensions
6 489
-
20 198
-
total
7 628
-
23 225
-
Corporate
114 927
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 836
34 675
-
-
total
21 836
34 675
-
-
Dividends
93 091
147 825
-
-
withholding
12 298
30 088
-
-
total
12 298
30 088
-
-
Income
182 500
182 500
182 500
182 500
Total tax
58 516
64 763
79 110
62 683
After tax
123 984
117 737
103 390
119 817
Living cost
43 190
43 190
43 190
43 190
Free-cash
80 794
74 547
60 200
76 627

Estimated living cost  is ₽43190 per week

₽32358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3237
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽62327
₽6876
₽70577
₽39640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 650
health
-
-
-
411
pensions
-
-
-
16 790
city
-
-
-
1 924
national
-
-
-
3 341
regional
-
-
-
9 230
total
-
-
-
35 346
Employee
89 615
-
163 347
-
national
424
-
2 445
-
city
962
-
1 754
-
pensions
7 529
-
13 720
-
health
203
-
368
-
regional
2 934
-
7 954
-
unemployment
-
-
-
-
total
12 052
-
26 241
-
Employer
89 615
-
163 347
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 792
-
3 267
-
unemployment
-
-
-
-
health
203
-
368
-
pensions
7 529
-
13 720
-
total
9 524
-
17 355
-
Corporate
82 376
182 500
-
-
regional
17 422
38 598
-
-
national
7 002
15 512
-
-
total
24 424
54 110
-
-
Dividends
57 953
128 390
-
-
withholding
20 283
44 937
-
-
total
20 283
44 937
-
-
Income
182 500
182 500
182 500
182 500
Total tax
66 283
99 047
43 596
35 346
After tax
116 217
83 453
138 904
147 154
Living cost
76 577
76 577
76 577
76 577
Free-cash
39 640
6 876
62 327
70 577

Estimated living cost  is ₽76577 per week

₽49797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽940
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽71232
₽46667
₽47501
₽62057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 113
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 197
trade
-
-
-
23 731
total
-
-
-
91 524
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 035
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
-
3 197
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 707
-
58 113
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
13 559
-
67 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
125 465
182 500
-
-
chamber of commerce
321
402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 036
1 506
-
-
trade
21 518
31 299
-
-
income
18 820
27 375
-
-
total
41 695
60 582
-
-
Dividends
83 771
121 919
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 133
1 657
-
-
withholding
20 581
30 119
-
-
total
21 714
31 776
-
-
Income
182 500
182 500
182 500
182 500
Total tax
76 968
92 358
67 793
91 524
After tax
105 532
90 142
114 707
90 976
Living cost
43 475
43 475
43 475
43 475
Free-cash
62 057
46 667
71 232
47 501

Estimated living cost  is ₽43475 per week

₽31753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽66082
₽59512
₽70085
₽65118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
5 657
social contributions
-
-
-
5 199
health
-
-
-
8 194
income
-
-
-
29 816
pensions
-
-
-
31 080
surtax
-
-
-
-
total
-
-
-
79 946
Employee
40 617
-
140 561
-
surtax
-
-
-
-
social contributions
1 158
-
4 004
-
income
2 397
-
27 949
-
pensions
4 592
-
10 057
-
total
8 147
-
42 010
-
Employer
40 617
-
140 561
-
other
1 401
-
5 603
-
unemployment
1 644
-
5 693
-
health
2 844
-
13 341
-
pensions
6 673
-
16 881
-
social contributions
122
-
421
-
total
12 684
-
41 939
-
Corporate
129 199
182 500
-
-
surtax
-
-
-
-
income
36 176
51 100
-
-
total
36 176
51 100
-
-
Dividends
93 023
131 400
-
-
social contributions
16 000
22 600
-
-
surtax
-
-
-
-
withholding
11 906
16 819
-
-
total
27 906
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
84 913
90 519
83 949
79 946
After tax
97 587
91 981
98 551
102 554
Living cost
32 469
32 469
32 469
32 469
Free-cash
65 118
59 512
66 082
70 085

Estimated living cost  is ₽32469 per week

₽20473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽69299
₽62729
₽73302
₽67999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
5 657
social contributions
-
-
-
5 199
health
-
-
-
8 194
income
-
-
-
29 816
pensions
-
-
-
31 080
surtax
-
-
-
-
total
-
-
-
79 946
Employee
36 256
-
140 561
-
surtax
-
-
-
-
social contributions
1 034
-
4 004
-
income
1 869
-
27 949
-
pensions
4 101
-
10 057
-
total
7 004
-
42 010
-
Employer
36 256
-
140 561
-
other
1 252
-
5 603
-
unemployment
1 468
-
5 693
-
health
2 538
-
13 341
-
pensions
5 958
-
16 881
-
social contributions
108
-
421
-
total
11 324
-
41 939
-
Corporate
134 921
182 500
-
-
surtax
-
-
-
-
income
37 779
51 100
-
-
total
37 779
51 100
-
-
Dividends
97 142
131 400
-
-
social contributions
16 708
22 600
-
-
surtax
-
-
-
-
withholding
12 434
16 819
-
-
total
29 142
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
85 249
90 519
83 949
79 946
After tax
97 251
91 981
98 551
102 554
Living cost
29 252
29 252
29 252
29 252
Free-cash
67 999
62 729
69 299
73 302

Estimated living cost  is ₽29252 per week

₽16965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽92864
₽91218
₽97078
₽91710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
25 185
health
-
-
-
12 738
income
-
-
-
27 375
total
-
-
-
65 298
Employee
32 178
-
182 500
-
social contributions
4 441
-
25 185
-
income
5 367
-
31 589
-
health
2 246
-
12 738
-
total
12 054
-
69 512
-
Employer
32 178
-
182 500
-
total
-
-
-
-
Corporate
150 322
182 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 515
9 125
-
-
total
7 515
9 125
-
-
Dividends
142 807
173 375
-
-
social contributions
19 708
23 926
-
-
withholding
21 421
26 006
-
-
health
9 968
12 101
-
-
total
51 097
62 033
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 666
71 158
69 512
65 298
After tax
111 834
111 342
112 988
117 202
Living cost
20 124
20 124
20 124
20 124
Free-cash
91 710
91 218
92 864
97 078

Estimated living cost  is ₽20124 per week

₽13468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽14733
₽67390
₽60271
₽65924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
8 481
income
-
-
-
53 060
chamber of commerce
-
-
-
729
pensions
-
-
-
20 511
surtax
-
-
-
187
unemployment
-
-
-
5 821
total
-
-
-
88 789
Employee
47 428
37 820
147 714
-
income
5 399
2 790
43 436
-
other
474
378
1 109
-
pensions
4 857
3 872
11 353
-
health
1 835
1 464
4 290
-
unemployment
1 423
1 135
3 326
-
total
13 988
9 639
63 514
-
Employer
47 428
37 820
147 714
-
other
2 253
1 796
6 703
-
unemployment
1 423
1 135
3 326
-
health
1 792
1 430
4 191
-
surtax
187
187
187
-
accident
616
492
1 441
-
pensions
5 952
4 747
13 914
-
payroll
1 423
1 135
4 432
-
chamber of commerce
189
151
591
-
total
13 835
11 073
34 785
-
Corporate
121 237
133 608
144 113
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 308
33 402
36 028
-
total
30 308
33 402
36 028
-
Dividends
90 929
100 205
-
-
withholding
25 005
27 556
-
-
total
25 005
27 556
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 136
81 670
134 327
88 789
After tax
99 364
100 830
48 173
93 711
Living cost
33 440
33 440
33 440
33 440
Free-cash
65 924
67 390
14 733
60 271

Estimated living cost  is ₽33440 per week

₽22303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽28794
₽67277
₽44615
₽53199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
23 661
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 531
national
-
-
-
70 090
total
-
-
-
103 282
Employee

The minimum management director salary is set at €45,000 per year.

67 885
-
141 353
-
national
20 870
-
52 107
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 091
-
10 602
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 189
-
6 644
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 541
-
7 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

591
-
1 230
-
total
33 282
-
77 956
-
Employer

The minimum management director salary is set at €45,000 per year.

67 885
-
141 353
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

991
-
2 064
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 175
-
8 693
-
surtax
7 697
-
16 029
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

882
-
1 837
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 015
-
12 524
-
total
19 760
-
41 147
-
Corporate
94 855
182 500
-
-
surtax
380
735
-
-
income
18 971
36 716
-
-
total
19 351
37 451
-
-
Dividends
75 504
145 049
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

22 305
43 169
-
-
total
22 305
43 169
-
-
Income
182 500
182 500
182 500
182 500
Total tax
94 698
80 620
119 103
103 282
After tax
87 802
101 880
63 397
79 218
Living cost
34 603
34 603
34 603
34 603
Free-cash
53 199
67 277
28 794
44 615

Estimated living cost  is ₽34603 per week

₽22289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽63992
₽87190
₽67974
₽80690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
88
accident
-
-
-
792
income
-
-
-
53 864
pensions
-
-
-
24 893
unemployment
-
-
-
616
total
-
-
-
80 253
Employee
47 240
-
154 457
-
income
9 967
-
50 606
-
other
47
-
88
-
pensions
2 221
-
4 135
-
unemployment
733
-
1 363
-
total
12 968
-
56 192
-
Employer
47 240
-
154 457
-
other
376
-
704
-
unemployment
2 599
-
4 837
-
accident
935
-
1 742
-
pensions
11 148
-
20 760
-
total
15 058
-
28 043
-
Corporate
120 202
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

18 029
27 375
-
-
total
18 029
27 375
-
-
Dividends
102 172
155 125
-
-
withholding
21 482
33 662
-
-
total
21 482
33 662
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 537
61 037
84 235
80 253
After tax
114 963
121 463
98 265
102 247
Living cost
34 273
34 273
34 273
34 273
Free-cash
80 690
87 190
63 992
67 974

Estimated living cost  is ₽34273 per week

₽25239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽44219
₽54061
₽36938
₽41442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
12 823
accident
-
-
-
1 538
income
-
-
-
31 691
pensions
-
-
-
27 355
communal
-
-
-
11 533
surtax
-
-
-
9 048
total
-
-
-
93 988
Employee
71 869
-
163 017
-
surtax
4 405
-
9 990
-
income
6 942
-
36 944
-
pensions
5 749
-
13 041
-
health
3 199
-
7 252
-
total
20 295
-
67 227
-
Employer
71 869
-
163 017
-
health
2 192
-
4 971
-
accident
647
-
1 468
-
pensions
5 749
-
13 041
-
total
8 588
-
19 480
-
Corporate
102 044
182 500
-
-
surtax
1 072
1 916
-
-
income
15 306
27 375
-
-
communal
6 889
12 319
-
-
total
23 267
41 610
-
-
Dividends
78 777
140 891
-
-
income
25 518
14 121
-
-
withholding
11 816
21 134
-
-
total
37 334
35 255
-
-
Income
182 500
182 500
182 500
182 500
Total tax
89 484
76 865
86 707
93 988
After tax
93 016
105 635
95 793
88 512
Living cost
51 574
51 574
51 574
51 574
Free-cash
41 442
54 061
44 219
36 938

Estimated living cost  is ₽51574 per week

₽38688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽59041
₽93477
₽64844
₽90457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
-
health
-
-
-
8 992
income
-
-
-
53 254
pensions
-
-
-
25 332
surtax
-
-
-
8 546
unemployment
-
-
-
216
total
-
-
-
96 340
Employee
31 960
-
155 839
-
surtax
113
-
7 411
-
income
5 358
-
47 578
-
other
-
-
-
-
pensions
2 132
-
8 448
-
health
816
-
3 229
-
unemployment
2 224
-
8 816
-
total
10 643
-
75 482
-
Employer
31 960
-
155 839
-
other
-
-
-
-
unemployment
1 014
-
4 014
-
health
1 453
-
5 763
-
pensions
4 261
-
16 884
-
total
6 728
-
26 661
-
Corporate
143 812
182 500
-
-
income
37 392
47 450
-
-
total
37 392
47 450
-
-
Dividends
106 420
135 050
-
-
withholding
15 964
20 257
-
-
total
15 964
20 257
-
-
Income
182 500
182 500
182 500
182 500
Total tax
70 727
67 707
102 143
96 340
After tax
111 773
114 793
80 357
86 160
Living cost
21 316
21 316
21 316
21 316
Free-cash
90 457
93 477
59 041
64 844

Estimated living cost  is ₽21316 per week

₽12870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽51977
₽70361
₽60169
₽68252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
46 938
national
-
-
-
45 991
regional
-
-
-
2 753
municipal
-
-
-
1 084
total
-
-
-
96 766
Employee
52 644
-
182 500
-
social contributions
17 752
-
61 539
-
municipal
279
-
967
-
national
8 340
-
39 996
-
regional
709
-
2 456
-
total
27 080
-
104 958
-
Employer
52 644
-
182 500
-
total
-
-
-
-
Corporate
129 856
182 500
-
-
nationa
31 166
43 799
-
-
municipal
6 455
9 070
-
-
total
37 621
52 869
-
-
Dividends
92 236
129 631
-
-
withholding
23 982
33 705
-
-
total
23 982
33 705
-
-
Income
182 500
182 500
182 500
182 500
Total tax
88 683
86 574
104 958
96 766
After tax
93 817
95 926
77 542
85 734
Living cost
25 565
25 565
25 565
25 565
Free-cash
68 252
70 361
51 977
60 169

Estimated living cost  is ₽25565 per week

₽15899
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽68352
₽96763
₽76021
₽86459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
33 733
health
-
-
-
24 637
income
-
-
-
18 619
solidarity contribution
-
-
-
602
total
-
-
-
77 591
Employee
42 482
-
140 935
-
social contributions
2 761
-
7 509
-
solidarity contribution
-
-
-
-
income
5 098
-
17 160
-
health
5 735
-
19 026
-
total
13 594
-
43 695
-
Employer
42 482
-
140 935
-
health
3 823
-
12 684
-
social contributions
10 620
-
28 881
-
total
14 443
-
41 565
-
Corporate
125 574
182 500
-
-
income
23 859
34 675
-
-
total
23 859
34 675
-
-
Dividends
101 715
147 825
-
-
withholding
15 257
22 174
-
-
total
15 257
22 174
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 153
56 849
85 260
77 591
After tax
115 347
125 651
97 240
104 909
Living cost
28 888
28 888
28 888
28 888
Free-cash
86 459
96 763
68 352
76 021

Estimated living cost  is ₽28888 per week

₽21483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽17943
₽70655
₽63621
₽70186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
8 481
income
-
-
-
53 060
chamber of commerce
-
-
-
729
pensions
-
-
-
20 511
surtax
-
-
-
-
unemployment
-
-
-
5 821
total
-
-
-
88 602
Employee
41 485
37 820
147 889
-
income
3 696
2 790
43 520
-
other
414
378
1 109
-
pensions
4 248
3 872
11 353
-
health
1 605
1 464
4 290
-
unemployment
1 244
1 135
3 326
-
total
11 207
9 639
63 598
-
Employer
41 485
37 820
147 889
-
other
1 970
1 796
6 710
-
unemployment
1 244
1 135
3 326
-
health
1 569
1 430
4 191
-
surtax
-
-
-
-
accident
538
492
1 441
-
pensions
5 207
4 747
13 914
-
payroll
1 244
1 135
4 438
-
chamber of commerce
166
151
591
-
total
11 938
10 886
34 611
-
Corporate
129 077
133 795
144 287
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

32 270
33 449
36 071
-
total
32 270
33 449
36 071
-
Dividends
96 807
100 346
-
-
withholding
26 622
27 594
-
-
total
26 622
27 594
-
-
Income
182 500
182 500
182 500
182 500
Total tax
82 037
81 568
134 280
88 602
After tax
100 463
100 932
48 220
93 898
Living cost
30 277
30 277
30 277
30 277
Free-cash
70 186
70 655
17 943
63 621

Estimated living cost  is ₽30277 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽133745
₽161120
₽168420
₽158822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
182 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 825
total
-
-
-
1 825
Employee
15 319
-
182 500
-
income
3 064
-
36 500
-
total
3 064
-
36 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

167 181
182 500
-
-
total
-
-
-
-
Dividends
167 181
182 500
-
-
withholding
8 359
9 125
-
-
total
8 359
9 125
-
-
Income
182 500
182 500
182 500
182 500
Total tax
11 423
9 125
36 500
1 825
After tax
171 077
173 375
146 000
180 675
Living cost
12 255
12 255
12 255
12 255
Free-cash
158 822
161 120
133 745
168 420

Estimated living cost  is ₽12255 per week

₽8293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽58065
₽100196
₽62546
₽92259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
182 500
health
-
-
-
17 957
income
-
-
-
42 939
pensions
-
-
-
33 329
unemployment
-
-
-
274
total
-
-
-
94 499
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
157 911
-
income
7 237
-
39 491
-
pensions
6 505
-
24 477
-
health
2 710
-
10 202
-
unemployment
59
-
222
-
total
16 511
-
74 392
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
157 911
-
unemployment
25
-
95
-
health
2 795
-
10 518
-
pensions
3 714
-
13 975
-
total
6 534
-
24 588
-
Corporate
134 000
182 500
-
-
income
25 460
34 676
-
-
total
25 460
34 676
-
-
Dividends
108 540
147 824
-
-
withholding
16 281
22 173
-
-
total
16 281
22 173
-
-
Income
182 500
182 500
182 500
182 500
Total tax
64 786
56 849
98 980
94 499
After tax
117 714
125 651
83 520
88 001
Living cost
25 455
25 455
25 455
25 455
Free-cash
92 259
100 196
58 065
62 546

Estimated living cost  is ₽25455 per week

₽17469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽126579
₽68178
₽83267
₽20936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
20 805
income
-
-
-
35 573
total
-
-
-
56 378
Employee
61 448
-
-
-
social contributions
5 039
-
718
-
income
13 554
-
-
-
total
18 593
-
718
-
Employer
61 448
-
-
-
social contributions
86 641
-
12 348
-
total
86 641
-
12 348
-
Corporate
34 411
182 500
-
-
income
7 570
40 150
-
-
total
7 570
40 150
-
-
Dividends
26 841
142 350
-
-
income
5 905
31 317
-
-
total
5 905
31 317
-
-
Income
182 500
182 500
182 500
182 500
Total tax
118 709
71 467
13 066
56 378
After tax
63 791
111 033
169 434
126 122
Living cost
42 855
42 855
42 855
42 855
Free-cash
20 936
68 178
126 579
83 267

Estimated living cost  is ₽42855 per week

₽27806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽53149
₽74039
₽66986
₽73083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
income
-
-
-
22 327
surtax
-
-
-
-
total
-
-
-
85 746
Employee
43 648
-
147 475
-
surtax
-
-
-
-
social contributions
4 801
-
16 223
-
income
9 079
-
48 335
-
total
13 880
-
64 558
-
Employer
43 648
-
147 475
-
social contributions
10 366
-
35 025
-
total
10 366
-
35 025
-
Corporate
128 486
182 500
-
-
surtax
-
-
-
-
income
26 982
38 324
-
-
total
26 982
38 324
-
-
Dividends
101 504
144 176
-
-
withholding
28 421
40 369
-
-
total
28 421
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 649
78 693
99 583
85 746
After tax
102 851
103 807
82 917
96 754
Living cost
29 768
29 768
29 768
29 768
Free-cash
73 083
74 039
53 149
66 986

Estimated living cost  is ₽29768 per week

₽22272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽52714
₽46144
₽56717
₽52669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
5 657
social contributions
-
-
-
5 199
health
-
-
-
8 194
income
-
-
-
29 816
pensions
-
-
-
31 080
surtax
-
-
-
-
total
-
-
-
79 946
Employee
59 439
-
140 561
-
surtax
-
-
-
-
social contributions
1 693
-
4 004
-
income
5 186
-
27 949
-
pensions
6 723
-
10 057
-
total
13 602
-
42 010
-
Employer
59 439
-
140 561
-
other
2 051
-
5 603
-
unemployment
2 408
-
5 693
-
health
4 160
-
13 341
-
pensions
9 767
-
16 881
-
social contributions
178
-
421
-
total
18 564
-
41 939
-
Corporate
104 496
182 500
-
-
surtax
-
-
-
-
income
29 258
51 100
-
-
total
29 258
51 100
-
-
Dividends
75 238
131 400
-
-
social contributions
12 940
22 600
-
-
surtax
-
-
-
-
withholding
9 630
16 819
-
-
total
22 570
39 419
-
-
Income
182 500
182 500
182 500
182 500
Total tax
83 994
90 519
83 949
79 946
After tax
98 506
91 981
98 551
102 554
Living cost
45 837
45 837
45 837
45 837
Free-cash
52 669
46 144
52 714
56 717

Estimated living cost  is ₽45837 per week

₽31022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3750
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽110203
₽135724
₽105352
₽132535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
8 472
social contributions
-
-
-
40 149
total
-
-
-
48 621
Employee
30 510
-
158 007
-
income
-
-
9 010
-
social contributions
1 983
-
10 271
-
total
1 983
-
19 281
-
Employer
30 510
-
158 007
-
social contributions
4 729
-
24 489
-
total
4 729
-
24 489
-
Corporate
147 260
182 500
-
-
income
14 726
18 249
-
-
total
14 726
18 249
-
-
Dividends
132 534
164 251
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
21 438
18 249
43 770
48 621
After tax
161 062
164 251
138 730
133 879
Living cost
28 527
28 527
28 527
28 527
Free-cash
132 535
135 724
110 203
105 352

Estimated living cost  is ₽28527 per week

₽18445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽23936
-₽23936
₽61103
-₽23936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
labour market
-
-
-
14 534
pensions
-
-
-
821
national
-
-
-
21 932
municipal
-
-
-
38 479
total
-
-
-
75 766
Employee
192 597
192 597
192 597
-
labour market
15 386
15 386
15 386
-
municipal
41 012
41 012
41 012
-
national
23 529
23 529
23 529
-
pensions
274
274
274
-
total
80 201
80 201
80 201
-
Employer
192 597
192 597
192 597
-
national
23 570
23 570
23 570
-
labour market
15 408
15 408
15 408
-
pensions
548
548
548
-
municipal
41 078
41 078
41 078
-
total
80 604
80 604
80 604
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
182 500
182 500
182 500
182 500
Total tax
160 805
160 805
160 805
75 766
After tax
21 695
21 695
21 695
106 734
Living cost
45 631
45 631
45 631
45 631
Free-cash
-23 936
-23 936
-23 936
61 103

Estimated living cost  is ₽45631 per week

₽31230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽702
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽78910
-₽5935
₽103991
₽11604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
51 136
pensions
-
-
-
3 977
total
-
-
-
57 792
Employee
32 589
-
165 165
-
income
4 471
-
39 334
-
pensions
3 670
-
7 292
-
health
3 732
-
18 912
-
total
11 873
-
65 538
-
Employer
32 589
-
165 165
-
unemployment
799
-
4 047
-
accident
544
-
2 758
-
pensions
5 299
-
10 530
-
total
6 642
-
17 335
-
Corporate
143 269
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

128 942
164 250
-
-
total
128 942
164 250
-
-
Dividends
14 327
18 250
-
-
withholding
2 722
3 468
-
-
total
2 722
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
150 179
167 718
82 873
57 792
After tax
32 321
14 782
99 627
124 708
Living cost
20 717
20 717
20 717
20 717
Free-cash
11 604
-5 935
78 910
103 991

Estimated living cost  is ₽20717 per week

₽15080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽58143
₽76970
₽79047
₽79723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
182 500
health
-
-
-
2 415
national
-
-
-
32 187
municipal
-
-
-
32 415
total
-
-
-
67 017
Employee
49 930
-
153 530
-
municipal
8 178
-
25 001
-
national
825
-
19 316
-
pensions
3 370
-
10 363
-
health
373
-
1 968
-
unemployment
749
-
2 303
-
total
13 495
-
58 951
-
Employer
49 930
-
153 530
-
unemployment
324
-
998
-
health
384
-
1 181
-
accident
50
-
153
-
pensions
8 663
-
26 638
-
total
9 421
-
28 970
-
Corporate
123 149
182 500
-
-
income
24 630
36 500
-
-
total
24 630
36 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

73 889
109 500
-
-
national
5 495
12 884
-
-
municipal
13 300
19 710
-
-
total
18 795
32 594
-
-
Income
182 500
182 500
182 500
182 500
Total tax
66 341
69 094
87 921
67 017
After tax
116 159
113 406
94 579
115 483
Living cost
36 436
36 436
36 436
36 436
Free-cash
79 723
76 970
58 143
79 047

Estimated living cost  is ₽36436 per week

₽23800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽100435
₽111112
₽101997
₽105948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
15 355
health
-
-
-
4 654
income
-
-
-
38 521
total
-
-
-
58 530
Employee
72 976
72 976
171 165
-
social contributions
2 759
6 057
8 169
-
income
7 946
6 755
37 678
-
health
566
1 241
2 910
-
total
11 271
14 053
48 757
-
Employer
72 976
72 976
171 165
-
health
614
1 351
3 166
-
social contributions
2 759
6 057
8 169
-
total
3 373
7 408
11 335
-
Corporate
145 884
102 117
-
-
income
18 235
12 765
-
-
total
18 235
12 765
-
-
Dividends
127 649
89 352
-
-
withholding
21 700
15 189
-
-
total
21 700
15 189
-
-
Income
182 500
182 500
182 500
182 500
Total tax
54 579
49 415
60 092
58 530
After tax
127 921
133 085
122 408
123 970
Living cost
21 973
21 973
21 973
21 973
Free-cash
105 948
111 112
100 435
101 997

Estimated living cost  is ₽21973 per week

₽13169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽120204
₽136061
₽139240
₽131233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
182 500
health
-
-
-
3 434
income
-
-
-
18 694
pensions
-
-
-
6 037
unemployment
-
-
-
27
total
-
-
-
28 192
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
173 225
-
income
1 489
-
16 342
-
pensions
3 267
-
13 507
-
health
1 851
-
7 654
-
unemployment
108
-
450
-
total
6 715
-
37 953
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
173 225
-
unemployment
108
-
450
-
health
936
-
3 872
-
pensions
1 198
-
4 953
-
total
2 242
-
9 275
-
Corporate
158 474
182 500
-
-
income
14 262
16 425
-
-
total
14 262
16 425
-
-
Dividends
144 213
166 075
-
-
withholding
12 980
14 946
-
-
total
12 980
14 946
-
-
Income
182 500
182 500
182 500
182 500
Total tax
36 199
31 371
47 228
28 192
After tax
146 301
151 129
135 272
154 308
Living cost
15 068
15 068
15 068
15 068
Free-cash
131 233
136 061
120 204
139 240

Estimated living cost  is ₽15068 per week

₽9614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽72168
₽95366
₽76150
₽91174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
88
accident
-
-
-
792
income
-
-
-
53 864
pensions
-
-
-
24 893
unemployment
-
-
-
616
total
-
-
-
80 253
Employee
35 091
-
154 457
-
income
6 765
-
50 606
-
other
34
-
88
-
pensions
1 650
-
4 135
-
unemployment
544
-
1 363
-
total
8 993
-
56 192
-
Employer
35 091
-
154 457
-
other
281
-
704
-
unemployment
1 931
-
4 837
-
accident
695
-
1 742
-
pensions
8 281
-
20 760
-
total
11 188
-
28 043
-
Corporate
136 221
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 434
27 375
-
-
total
20 434
27 375
-
-
Dividends
115 788
155 125
-
-
withholding
24 614
33 662
-
-
total
24 614
33 662
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 229
61 037
84 235
80 253
After tax
117 271
121 463
98 265
102 247
Living cost
26 097
26 097
26 097
26 097
Free-cash
91 174
95 366
72 168
76 150

Estimated living cost  is ₽26097 per week

₽17615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽115706
₽112120
₽115831
₽111830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
931
income
-
-
-
62 694
pensions
-
-
-
1 284
total
-
-
-
64 909
Employee
2 680
-
181 056
-
income
518
-
62 627
-
pensions
241
-
578
-
health
134
-
321
-
unemployment
27
-
64
-
total
920
-
63 590
-
Employer
2 680
-
181 056
-
unemployment
54
-
128
-
health
255
-
610
-
pensions
295
-
706
-
total
604
-
1 444
-
Corporate
179 217
182 500
-
-
income
39 428
40 150
-
-
total
39 428
40 150
-
-
Dividends
139 789
142 350
-
-
withholding
27 958
28 470
-
-
total
27 958
28 470
-
-
Income
182 500
182 500
182 500
182 500
Total tax
68 910
68 620
65 034
64 909
After tax
113 590
113 880
117 466
117 591
Living cost
1 760
1 760
1 760
1 760
Free-cash
111 830
112 120
115 706
115 831

Estimated living cost  is ₽1760 per week

₽1046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽98000
₽115479
₽98000
₽110820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
182 500
health
-
-
-
7 208
income
-
-
-
41 669
pensions
-
-
-
18 196
unemployment
-
-
-
1 050
total
-
-
-
68 123
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
169 973
-
income
3 404
-
41 669
-
pensions
3 457
-
9 798
-
health
1 272
-
3 604
-
unemployment
185
-
525
-
total
8 318
-
55 596
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
169 973
-
unemployment
185
-
525
-
health
1 272
-
3 604
-
pensions
2 963
-
8 398
-
total
4 420
-
12 527
-
Corporate
153 385
182 500
-
-
income
23 008
27 375
-
-
total
23 008
27 375
-
-
Dividends
130 377
155 125
-
-
withholding
19 557
23 269
-
-
total
19 557
23 269
-
-
Income
182 500
182 500
182 500
182 500
Total tax
55 303
50 644
68 123
68 123
After tax
127 197
131 856
114 377
114 377
Living cost
16 377
16 377
16 377
16 377
Free-cash
110 820
115 479
98 000
98 000

Estimated living cost  is ₽16377 per week

₽11026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽57332
₽78222
₽71169
₽77880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
182 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
63 419
income
-
-
-
22 327
surtax
-
-
-
-
total
-
-
-
85 746
Employee
36 834
-
147 475
-
surtax
-
-
-
-
social contributions
4 052
-
16 223
-
income
7 197
-
48 335
-
total
11 249
-
64 558
-
Employer
36 834
-
147 475
-
social contributions
8 747
-
35 025
-
total
8 747
-
35 025
-
Corporate
136 919
182 500
-
-
surtax
-
-
-
-
income
28 752
38 324
-
-
total
28 752
38 324
-
-
Dividends
108 167
144 176
-
-
withholding
30 287
40 369
-
-
total
30 287
40 369
-
-
Income
182 500
182 500
182 500
182 500
Total tax
79 035
78 693
99 583
85 746
After tax
103 465
103 807
82 917
96 754
Living cost
25 585
25 585
25 585
25 585
Free-cash
77 880
78 222
57 332
71 169

Estimated living cost  is ₽25585 per week

₽18121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽64912
₽88110
₽68894
₽81899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
88
accident
-
-
-
792
income
-
-
-
53 864
pensions
-
-
-
24 893
unemployment
-
-
-
616
total
-
-
-
80 253
Employee
45 834
-
154 457
-
income
9 573
-
50 606
-
other
45
-
88
-
pensions
2 154
-
4 135
-
unemployment
710
-
1 363
-
total
12 482
-
56 192
-
Employer
45 834
-
154 457
-
other
367
-
704
-
unemployment
2 521
-
4 837
-
accident
908
-
1 742
-
pensions
10 817
-
20 760
-
total
14 613
-
28 043
-
Corporate
122 053
182 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

18 309
27 375
-
-
total
18 309
27 375
-
-
Dividends
103 745
155 125
-
-
withholding
21 844
33 662
-
-
total
21 844
33 662
-
-
Income
182 500
182 500
182 500
182 500
Total tax
67 248
61 037
84 235
80 253
After tax
115 252
121 463
98 265
102 247
Living cost
33 353
33 353
33 353
33 353
Free-cash
81 899
88 110
64 912
68 894

Estimated living cost  is ₽33353 per week

₽23953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽137549
₽139880
₽130209
₽134157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
health
-
-
-
3 773
income
-
-
-
27 375
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
36 134
Employee
21 394
-
176 063
-
income
2 140
-
17 606
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 878
-
2 881
-
health
984
-
1 509
-
total
5 237
-
22 357
-
Employer
21 394
-
176 063
-
unemployment
128
-
197
-
health
1 476
-
2 264
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 358
-
3 615
-
total
4 197
-
6 437
-
Corporate
156 909
182 500
-
-
income
15 691
18 250
-
-
total
15 691
18 250
-
-
Dividends
141 218
164 250
-
-
withholding
7 061
8 213
-
-
total
7 061
8 213
-
-
Income
182 500
182 500
182 500
182 500
Total tax
32 186
26 463
28 794
36 134
After tax
150 314
156 037
153 706
146 366
Living cost
16 157
16 157
16 157
16 157
Free-cash
134 157
139 880
137 549
130 209

Estimated living cost  is ₽16157 per week

₽10686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽78068
₽57257
₽58211
₽69674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
182 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
58 113
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 197
trade
-
-
-
19 857
total
-
-
-
87 650
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 220
-
182 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
3 197
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 883
-
58 113
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 580
-
67 793
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
135 280
182 500
-
-
chamber of commerce
342
412
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 117
1 506
-
-
trade
19 413
26 190
-
-
income
20 291
27 375
-
-
total
41 163
55 483
-
-
Dividends
94 117
127 018
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 275
1 727
-
-
withholding
23 169
31 394
-
-
total
24 444
33 121
-
-
Income
182 500
182 500
182 500
182 500
Total tax
76 187
88 604
67 793
87 650
After tax
106 313
93 896
114 707
94 850
Living cost
36 639
36 639
36 639
36 639
Free-cash
69 674
57 257
78 068
58 211

Estimated living cost  is ₽36639 per week

₽25275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽40322
₽73688
₽40322
₽75786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
57 314
social contributions
-
-
-
30 803
total
-
-
-
88 117
Employee
74 235
-
182 500
-
income
14 008
-
57 314
-
social contributions
6 167
-
30 803
-
total
20 175
-
88 117
-
Employer
74 235
-
182 500
-
total
-
-
-
-
Corporate
108 265
182 500
-
-
income
13 532
22 813
-
-
total
13 532
22 813
-
-
Dividends
94 732
159 687
-
-
withholding
18 946
31 938
-
-
total
18 946
31 938
-
-
Income
182 500
182 500
182 500
182 500
Total tax
52 653
54 751
88 117
88 117
After tax
129 847
127 749
94 383
94 383
Living cost
54 061
54 061
54 061
54 061
Free-cash
75 786
73 688
40 322
40 322

Estimated living cost  is ₽54061 per week

₽41129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽94375
₽79161
₽114815
₽82477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
182 500
income
-
-
-
27 375
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 860
total
-
-
-
33 235
Employee
43 536
-
178 134
-
income
4 724
-
44 943
-
social contributions
4 362
-
4 366
-
total
9 086
-
49 309
-
Employer
43 536
-
178 134
-
social contributions
4 362
-
4 366
-
total
4 362
-
4 366
-
Corporate
134 602
182 500
-
-
income
47 111
63 875
-
-
total
47 111
63 875
-
-
Dividends
87 491
118 625
-
-
social contributions
5 014
5 014
-
-
total
5 014
5 014
-
-
Income
182 500
182 500
182 500
182 500
Total tax
65 573
68 889
53 675
33 235
After tax
116 927
113 611
128 825
149 265
Living cost
34 450
34 450
34 450
34 450
Free-cash
82 477
79 161
94 375
114 815

Estimated living cost  is ₽34450 per week

₽22692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽68278
₽82625
₽84705
₽88223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
income
-
-
-
53 857
pensions
-
-
-
8 826
total
-
-
-
62 683
Employee
48 196
-
159 275
-
income
8 777
-
42 902
-
health
629
-
2 247
-
pensions
3 679
-
10 736
-
total
13 085
-
55 885
-
Employer
48 196
-
159 275
-
health
916
-
3 027
-
pensions
4 869
-
20 198
-
total
5 785
-
23 225
-
Corporate
128 518
182 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 418
34 675
-
-
total
24 418
34 675
-
-
Dividends
104 100
147 825
-
-
withholding
15 877
30 088
-
-
total
15 877
30 088
-
-
Income
182 500
182 500
182 500
182 500
Total tax
59 165
64 763
79 110
62 683
After tax
123 335
117 737
103 390
119 817
Living cost
35 112
35 112
35 112
35 112
Free-cash
88 223
82 625
68 278
84 705

Estimated living cost  is ₽35112 per week

₽24087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽76859
-₽7986
₽101940
₽11290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
51 136
pensions
-
-
-
3 977
total
-
-
-
57 792
Employee
35 815
-
165 165
-
income
4 914
-
39 334
-
pensions
4 033
-
7 292
-
health
4 101
-
18 912
-
total
13 048
-
65 538
-
Employer
35 815
-
165 165
-
unemployment
877
-
4 047
-
accident
598
-
2 758
-
pensions
5 823
-
10 530
-
total
7 298
-
17 335
-
Corporate
139 386
182 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 448
164 250
-
-
total
125 448
164 250
-
-
Dividends
13 939
18 250
-
-
withholding
2 648
3 468
-
-
total
2 648
3 468
-
-
Income
182 500
182 500
182 500
182 500
Total tax
148 442
167 718
82 873
57 792
After tax
34 058
14 782
99 627
124 708
Living cost
22 768
22 768
22 768
22 768
Free-cash
11 290
-7 986
76 859
101 940

Estimated living cost  is ₽22768 per week

₽16709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽118538
₽126812
₽97700
₽136340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
182 500
income
-
-
-
30 325
health insurance
-
-
-
11 214
work injury
-
-
-
758
pensions
-
-
-
27 884
unemployment
-
-
-
1 819
total
-
-
-
72 000
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 480
-
182 500
-
income
2 048
-
30 325
-
work injury
102
-
379
-
health insurance
1 516
-
5 607
-
pensions
3 768
-
13 942
-
unemployment
246
-
909
-
total
7 680
-
51 162
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 020
182 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 620
18 250
-
-
total
1 620
18 250
-
-
Dividends
160 400
164 250
-
-
withholding
24 060
24 638
-
-
total
24 060
24 638
-
-
Income
182 500
182 500
182 500
182 500
Total tax
33 360
42 888
51 162
72 000
After tax
149 140
139 612
131 338
110 500
Living cost
12 800
12 800
12 800
12 800
Free-cash
136 340
126 812
118 538
97 700

Estimated living cost  is ₽12800 per week

₽7930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽38345
₽58323
₽46348
₽54005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
182 500
social contributions
-
-
-
46 938
national
-
-
-
45 991
regional
-
-
-
4 197
municipal
-
-
-
1 219
total
-
-
-
98 345
Employee
79 971
-
182 500
-
social contributions
26 966
-
61 539
-
municipal
477
-
1 088
-
national
13 514
-
39 996
-
regional
1 207
-
3 725
-
total
42 164
-
106 348
-
Employer
79 971
-
182 500
-
total
-
-
-
-
Corporate
102 529
182 500
-
-
nationa
24 607
43 799
-
-
municipal
4 942
8 796
-
-
total
29 549
52 595
-
-
Dividends
72 981
129 905
-
-
withholding
18 975
33 775
-
-
total
18 975
33 775
-
-
Income
182 500
182 500
182 500
182 500
Total tax
90 688
86 370
106 348
98 345
After tax
91 812
96 130
76 152
84 155
Living cost
37 807
37 807
37 807
37 807
Free-cash
54 005
58 323
38 345
46 348

Estimated living cost  is ₽37807 per week

₽26557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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