Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 181000
per

Your estimated
City
free-cash

Valencia , Spain
-₽10527
₽14424
-₽5674
-₽7075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
181 000
other
-
-
-
179
unemployment
-
-
-
1 267
income
-
-
-
25 770
pensions
-
-
-
51 220
accident
-
-
-
1 632
total
-
-
-
80 068
Employee
145 229
-
137 241
-
unemployment
2 251
-
2 124
-
other
142
-
134
-
pensions
6 827
-
6 447
-
income
27 999
-
26 210
-
total
37 219
-
34 915
-
Employer
145 229
-
137 241
-
other
1 163
-
1 096
-
accident
2 877
-
2 721
-
pensions
34 271
-
32 385
-
unemployment
7 990
-
7 550
-
total
46 301
-
43 752
-
Corporate
-
181 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
27 153
-
-
total
-
27 153
-
-
Dividends
-
153 847
-
-
withholding
-
31 416
-
-
total
-
31 416
-
-
Income
181 000
181 000
181 000
181 000
Total tax
83 520
58 569
78 667
80 068
After tax
97 480
122 431
102 333
100 932
Living cost
108 006
108 006
108 006
108 006
Free-cash
-10 527
14 424
-5 674
-7 075

Estimated living cost  is ₽108006 per month

₽72903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1893
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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