Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽132829
₽138341
₽136287
₽129006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
126
income
-
-
-
27 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 676
health
-
-
-
3 633
total
-
-
-
35 435
Employee
20 603
-
173 802
-
accident

We are using the highest rate at 1.1%.

226
-
348
-
health
948
-
1 453
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 809
-
2 774
-
income
2 061
-
17 380
-
total
5 044
-
21 955
-
Employer
20 603
-
173 802
-
accident

We are using the highest rate at 1.1%.

226
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 270
-
3 481
-
unemployment
124
-
190
-
health
1 422
-
2 180
-
total
4 042
-
6 199
-
Corporate
155 355
180 000
-
-
income
15 535
18 000
-
-
total
15 535
18 000
-
-
Dividends
139 820
162 000
-
-
withholding
6 991
8 100
-
-
total
6 991
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
31 612
26 100
28 154
35 435
After tax
148 388
153 900
151 846
144 565
Living cost
15 559
15 559
15 559
15 559
Free-cash
132 829
138 341
136 287
129 006

Estimated living cost  is ₽15559 per week

₽10291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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