Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Valencia , Spain
₽94465
₽75705
₽78995
₽97924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
509
income
-
-
-
57 662
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
79 454
Employee
28 978
-
156 842
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
54 972
-
other
28
-
73
-
total
7 426
-
59 586
-
Employer
28 978
-
156 842
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
141 783
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 267
27 001
-
-
total
21 267
27 001
-
-
Dividends
120 516
152 999
-
-
withholding
26 053
33 524
-
-
total
26 053
33 524
-
-
Income
180 000
180 000
180 000
180 000
Total tax
63 984
60 525
82 744
79 454
After tax
116 016
119 475
97 256
100 546
Living cost
21 551
21 551
21 551
21 551
Free-cash
94 465
97 924
75 705
78 995

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽106070
₽86324
₽87804
₽111364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
31 807
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
71 313
Employee
28 456
-
149 724
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
31 315
-
total
7 573
-
42 517
-
Employer
28 456
-
149 724
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 197
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 276
-
Corporate
144 373
180 000
-
-
income
30 319
37 799
-
-
total
30 319
37 799
-
-
Dividends
114 054
142 201
-
-
withholding
7 983
9 954
-
-
total
7 983
9 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
53 047
47 753
72 793
71 313
After tax
126 953
132 247
107 207
108 687
Living cost
20 883
20 883
20 883
20 883
Free-cash
106 070
111 364
86 324
87 804

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽139990
₽142936
₽135424
₽143630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
27 000
health
-
-
-
3 147
total
-
-
-
34 306
Employee
13 600
-
174 632
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
17 463
-
total
3 330
-
21 426
-
Employer
13 600
-
174 632
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
163 732
180 000
-
-
income
16 373
18 000
-
-
total
16 373
18 000
-
-
Dividends
147 359
162 000
-
-
withholding
7 368
8 100
-
-
total
7 368
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
29 740
26 100
26 794
34 306
After tax
150 260
153 900
153 206
145 694
Living cost
10 270
10 270
10 270
10 270
Free-cash
139 990
143 630
142 936
135 424

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽68536
₽65858
₽71365
₽63905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
34 094
other
-
-
-
5 580
health
-
-
-
8 922
social contributions
-
-
-
5 129
pensions
-
-
-
28 097
surtax
-
-
-
-
total
-
-
-
81 822
Employee
33 541
-
137 137
-
pensions
3 792
-
10 437
-
income
1 980
-
30 122
-
social contributions
956
-
3 907
-
surtax
-
-
-
-
total
6 728
-
44 466
-
Employer
33 541
-
137 137
-
health
2 348
-
13 755
-
social contributions
101
-
412
-
pensions
5 510
-
17 409
-
unemployment
1 358
-
5 553
-
other
1 157
-
5 734
-
total
10 474
-
42 863
-
Corporate
135 984
180 000
-
-
income
38 076
50 401
-
-
surtax
-
-
-
-
total
38 076
50 401
-
-
Dividends
97 908
129 599
-
-
social contributions
16 840
22 292
-
-
surtax
-
-
-
-
withholding
12 533
16 589
-
-
total
29 373
38 881
-
-
Income
180 000
180 000
180 000
180 000
Total tax
84 651
89 282
87 329
81 822
After tax
95 349
90 718
92 671
98 178
Living cost
26 813
26 813
26 813
26 813
Free-cash
68 536
63 905
65 858
71 365

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽52109
₽82281
₽63625
₽56911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
9 182
income
-
-
-
64 698
health
-
-
-
9 664
total
-
-
-
83 544
Employee
66 925
66 925
165 436
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
31 477
-
total
33 274
28 874
50 323
-
Employer
66 925
66 925
165 436
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
102 176
101 355
-
-
income
20 435
20 271
-
-
total
20 435
20 271
-
-
Dividends
81 742
81 084
-
-
income
17 371
17 231
-
-
withholding
12 261
12 163
-
-
total
29 632
29 394
-
-
Income
180 000
180 000
180 000
180 000
Total tax
95 060
90 258
64 888
83 544
After tax
84 940
89 742
115 112
96 456
Living cost
32 831
32 831
32 831
32 831
Free-cash
52 109
56 911
82 281
63 625

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽75647
₽87299
₽64687
₽66976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
22 612
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
60 292
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 317
total
-
-
-
91 575
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
60 292
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 317
-
total
6 237
-
68 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
150 025
180 000
-
-
income
22 503
27 001
-
-
trade
23 629
28 350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 237
1 486
-
-
chamber of commerce
335
378
-
-
total
47 704
57 215
-
-
Dividends
102 320
122 786
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 391
1 672
-
-
withholding
25 283
30 399
-
-
total
26 674
32 071
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 615
89 286
68 963
91 575
After tax
99 385
90 714
111 037
88 425
Living cost
23 738
23 738
23 738
23 738
Free-cash
75 647
66 976
87 299
64 687

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽108766
₽101316
₽102785
₽113028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
41 800
health
-
-
-
4 590
social contributions
-
-
-
12 680
total
-
-
-
59 070
Employee
60 263
60 263
170 107
-
health
467
1 025
2 891
-
income
6 562
5 579
41 009
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
50 646
-
Employer
60 263
60 263
170 107
-
health
507
1 115
3 147
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
9 893
-
Corporate
149 762
113 620
-
-
income
18 720
14 203
-
-
total
18 720
14 203
-
-
Dividends
131 043
99 417
-
-
withholding
22 277
16 901
-
-
total
22 277
16 901
-
-
Income
180 000
180 000
180 000
180 000
Total tax
53 089
48 827
60 539
59 070
After tax
126 911
131 173
119 461
120 930
Living cost
18 145
18 145
18 145
18 145
Free-cash
108 766
113 028
101 316
102 785

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽77013
₽54930
₽69125
₽77803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
income
-
-
-
23 743
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 550
surtax
-
-
-
-
total
-
-
-
86 293
Employee
36 044
-
145 455
-
income
7 497
-
49 681
-
social contributions
3 965
-
16 000
-
surtax
-
-
262
-
total
11 462
-
65 943
-
Employer
36 044
-
145 455
-
social contributions
8 560
-
34 545
-
total
8 560
-
34 545
-
Corporate
135 395
180 000
-
-
income
28 433
37 799
-
-
surtax
-
-
-
-
total
28 433
37 799
-
-
Dividends
106 962
142 201
-
-
withholding
29 950
39 816
-
-
total
29 950
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 405
77 615
100 488
86 293
After tax
101 595
102 385
79 512
93 707
Living cost
24 582
24 582
24 582
24 582
Free-cash
77 013
77 803
54 930
69 125

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽163788
₽137926
₽172126
₽164926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
7 592
-
180 000
-
income
1 518
-
36 000
-
total
1 518
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

172 408
180 000
-
-
total
-
-
-
-
Dividends
172 408
180 000
-
-
withholding
8 620
9 000
-
-
total
8 620
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 138
9 000
36 000
1 800
After tax
169 862
171 000
144 000
178 200
Living cost
6 074
6 074
6 074
6 074
Free-cash
163 788
164 926
137 926
172 126

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽96355
₽58247
₽62157
₽102909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
pensions
-
-
-
32 872
unemployment
-
-
-
271
income
-
-
-
45 966
health
-
-
-
17 713
total
-
-
-
96 822
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
155 749
-
health
2 238
-
10 061
-
unemployment
49
-
219
-
pensions
5 372
-
24 141
-
income
5 976
-
42 060
-
total
13 635
-
76 481
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
155 749
-
health
2 308
-
10 373
-
pensions
3 067
-
13 784
-
unemployment
21
-
94
-
total
5 396
-
24 251
-
Corporate
139 949
180 000
-
-
income
26 590
34 200
-
-
total
26 590
34 200
-
-
Dividends
113 359
145 800
-
-
withholding
17 003
21 870
-
-
total
17 003
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
62 624
56 070
100 732
96 822
After tax
117 376
123 930
79 268
83 178
Living cost
21 021
21 021
21 021
21 021
Free-cash
96 355
102 909
58 247
62 157

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽87150
₽96974
₽119595
₽84410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
income
-
-
-
27 001
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
31 956
Employee
35 952
-
176 395
-
social contributions
3 602
-
3 605
-
income
3 901
-
47 367
-
total
7 503
-
50 972
-
Employer
35 952
-
176 395
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
140 446
180 000
-
-
income
49 156
63 001
-
-
total
49 156
63 001
-
-
Dividends
91 290
116 999
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 401
67 141
54 577
31 956
After tax
115 599
112 859
125 423
148 044
Living cost
28 449
28 449
28 449
28 449
Free-cash
87 150
84 410
96 974
119 595

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽93603
₽94034
₽98977
₽93198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 001
health
-
-
-
12 564
social contributions
-
-
-
24 840
total
-
-
-
64 405
Employee
26 572
-
180 000
-
health
1 855
-
12 564
-
income
4 432
-
31 944
-
social contributions
3 668
-
24 840
-
total
9 955
-
69 348
-
Employer
26 572
-
180 000
-
total
-
-
-
-
Corporate
153 428
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 671
9 001
-
-
total
7 671
9 001
-
-
Dividends
145 757
170 999
-
-
social contributions
20 115
23 598
-
-
withholding
21 864
25 650
-
-
health
10 174
11 935
-
-
total
52 153
61 183
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 779
70 184
69 348
64 405
After tax
110 221
109 816
110 652
115 595
Living cost
16 618
16 618
16 618
16 618
Free-cash
93 603
93 198
94 034
98 977

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽94168
₽77600
₽85669
₽101993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
19 512
health
-
-
-
24 300
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
2 965
total
-
-
-
72 394
Employee
32 261
-
145 016
-
health
4 355
-
19 577
-
solidarity contribution
-
-
2 241
-
income
3 871
-
17 960
-
social contributions
2 097
-
5 702
-
total
10 323
-
45 480
-
Employer
32 261
-
145 016
-
health
2 903
-
13 051
-
social contributions
8 065
-
21 932
-
total
10 968
-
34 983
-
Corporate
136 771
180 000
-
-
income
25 986
34 200
-
-
total
25 986
34 200
-
-
Dividends
110 784
145 800
-
-
withholding
16 618
21 870
-
-
total
16 618
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
63 895
56 070
80 463
72 394
After tax
116 105
123 930
99 537
107 606
Living cost
21 937
21 937
21 937
21 937
Free-cash
94 168
101 993
77 600
85 669

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽159761
₽134535
₽168735
₽161535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
11 832
-
180 000
-
income
2 366
-
36 000
-
total
2 366
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

168 168
180 000
-
-
total
-
-
-
-
Dividends
168 168
180 000
-
-
withholding
8 408
9 000
-
-
total
8 408
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 774
9 000
36 000
1 800
After tax
169 226
171 000
144 000
178 200
Living cost
9 465
9 465
9 465
9 465
Free-cash
159 761
161 535
134 535
168 735

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽58254
₽54819
₽60326
₽52866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
34 094
other
-
-
-
5 580
health
-
-
-
8 922
social contributions
-
-
-
5 129
pensions
-
-
-
28 097
surtax
-
-
-
-
total
-
-
-
81 822
Employee
49 085
-
137 137
-
pensions
5 552
-
10 437
-
income
4 283
-
30 122
-
social contributions
1 398
-
3 907
-
surtax
-
-
-
-
total
11 233
-
44 466
-
Employer
49 085
-
137 137
-
health
3 435
-
13 755
-
social contributions
147
-
412
-
pensions
8 065
-
17 409
-
unemployment
1 988
-
5 553
-
other
1 694
-
5 734
-
total
15 329
-
42 863
-
Corporate
115 585
180 000
-
-
income
32 364
50 401
-
-
surtax
-
-
-
-
total
32 364
50 401
-
-
Dividends
83 221
129 599
-
-
social contributions
14 315
22 292
-
-
surtax
-
-
-
-
withholding
10 653
16 589
-
-
total
24 968
38 881
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 894
89 282
87 329
81 822
After tax
96 106
90 718
92 671
98 178
Living cost
37 852
37 852
37 852
37 852
Free-cash
58 254
52 866
54 819
60 326

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽112693
₽102925
₽102925
₽116538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
41 736
health
-
-
-
5 948
total
-
-
-
63 563
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
169 664
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
41 736
-
total
6 864
-
53 227
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
169 664
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
155 977
180 000
-
-
income
23 397
27 000
-
-
total
23 397
27 000
-
-
Dividends
132 581
153 000
-
-
withholding
19 887
22 950
-
-
total
19 887
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
53 795
49 950
63 563
63 563
After tax
126 205
130 050
116 437
116 437
Living cost
13 512
13 512
13 512
13 512
Free-cash
112 693
116 538
102 925
102 925

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽51821
₽82391
₽87640
₽29021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
16 559
city
-
-
-
1 897
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 600
health
-
-
-
405
regional
-
-
-
10 799
national
-
-
-
5 811
total
-
-
-
39 071
Employee
62 361
-
162 576
-
health
141
-
365
-
unemployment
-
-
-
-
city
669
-
1 766
-
pensions
5 239
-
12 018
-
regional
2 042
-
9 696
-
national
295
-
4 840
-
total
8 386
-
28 685
-
Employer
62 361
-
162 576
-
health
141
-
365
-
pensions
5 239
-
12 018
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
3 252
-
total
6 627
-
15 635
-
Corporate
110 326
180 000
-
-
regional
23 334
38 070
-
-
national
9 378
15 300
-
-
total
32 712
53 370
-
-
Dividends
77 614
126 629
-
-
withholding
27 165
44 320
-
-
total
27 165
44 320
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 890
97 690
44 320
39 071
After tax
105 110
82 310
135 680
140 929
Living cost
53 289
53 289
53 289
53 289
Free-cash
51 821
29 021
82 391
87 640

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽82514
₽59294
₽79912
₽80096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
municipal
-
-
-
31 961
health
-
-
-
2 445
national
-
-
-
35 593
total
-
-
-
69 999
Employee
41 232
-
151 426
-
health
308
-
2 005
-
unemployment
619
-
2 271
-
pensions
2 783
-
10 222
-
national
681
-
22 896
-
municipal
6 754
-
24 648
-
total
11 145
-
62 042
-
Employer
41 232
-
151 426
-
health
317
-
1 166
-
pensions
7 154
-
26 272
-
accident
42
-
152
-
unemployment
268
-
985
-
total
7 781
-
28 575
-
Corporate
130 988
180 000
-
-
income
26 198
36 000
-
-
total
26 198
36 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

78 593
108 000
-
-
municipal
14 147
19 440
-
-
national
8 126
14 375
-
-
total
22 273
33 815
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 397
69 815
90 617
69 999
After tax
112 603
110 185
89 383
110 001
Living cost
30 089
30 089
30 089
30 089
Free-cash
82 514
80 096
59 294
79 912

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽60253
₽32455
₽49733
₽69997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 628
social contributions
-
-
-
19 539
national
-
-
-
72 525
total
-
-
-
101 692
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
139 416
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
6 553
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
7 271
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 214
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
10 457
-
national
17 235
-
52 892
-
total
27 485
-
78 387
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
139 416
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
8 574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
12 353
-
surtax
6 356
-
15 809
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
1 811
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 036
-
total
16 317
-
40 583
-
Corporate
107 623
180 000
-
-
income
21 525
38 815
-
-
surtax
430
776
-
-
total
21 955
39 591
-
-
Dividends
85 669
140 408
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

25 415
41 837
-
-
total
25 415
41 837
-
-
Income
180 000
180 000
180 000
180 000
Total tax
91 172
81 428
118 970
101 692
After tax
88 828
98 572
61 030
78 308
Living cost
28 575
28 575
28 575
28 575
Free-cash
60 253
69 997
32 455
49 733

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽63503
₽55749
₽56575
₽64267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
75
municipal
-
-
-
47 236
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
20 581
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
89 412
Employee
48 465
-
156 578
-
national
-
-
20 125
-
municipal
14 452
-
46 692
-
total
14 452
-
66 817
-
Employer
48 465
-
156 578
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
116 308
180 000
-
-
income
25 588
39 600
-
-
total
25 588
39 600
-
-
Dividends
90 720
140 400
-
-
withholding
27 216
42 120
-
-
total
27 216
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 484
81 720
90 238
89 412
After tax
97 516
98 280
89 762
90 588
Living cost
34 012
34 012
34 012
34 012
Free-cash
63 503
64 267
55 749
56 575

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽29879
₽130574
₽86517
₽71635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
35 086
social contributions
-
-
-
20 520
total
-
-
-
55 606
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
49 112
180 000
-
-
income
10 805
39 600
-
-
total
10 805
39 600
-
-
Dividends
38 307
140 400
-
-
income
8 428
30 888
-
-
total
8 428
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
112 244
70 488
11 549
55 606
After tax
67 756
109 512
168 451
124 394
Living cost
37 877
37 877
37 877
37 877
Free-cash
29 879
71 635
130 574
86 517

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽102507
₽94042
₽95511
₽105754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
41 800
health
-
-
-
4 590
social contributions
-
-
-
12 680
total
-
-
-
59 070
Employee
60 263
60 263
170 107
-
health
599
1 025
2 891
-
income
6 328
5 579
41 009
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
50 646
-
Employer
60 263
60 263
170 107
-
health
653
1 115
3 147
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
9 893
-
Corporate
141 143
113 620
-
-
income
17 643
14 203
-
-
total
17 643
14 203
-
-
Dividends
123 500
99 417
-
-
withholding
20 995
16 901
-
-
total
20 995
16 901
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 074
48 827
60 539
59 070
After tax
127 926
131 173
119 461
120 930
Living cost
25 419
25 419
25 419
25 419
Free-cash
102 507
105 754
94 042
95 511

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽89153
₽71694
₽87728
₽84668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 390
pensions
-
-
-
7 746
total
-
-
-
64 136
Employee
38 621
-
156 809
-
health
504
-
2 092
-
pensions
2 948
-
9 187
-
income
7 033
-
45 700
-
total
10 485
-
56 979
-
Employer
38 621
-
156 809
-
health
734
-
2 979
-
pensions
3 902
-
20 212
-
total
4 636
-
23 191
-
Corporate
136 743
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

25 981
34 200
-
-
total
25 981
34 200
-
-
Dividends
110 763
145 800
-
-
withholding
21 609
32 996
-
-
total
21 609
32 996
-
-
Income
180 000
180 000
180 000
180 000
Total tax
62 711
67 196
80 170
64 136
After tax
117 289
112 804
99 830
115 864
Living cost
28 136
28 136
28 136
28 136
Free-cash
89 153
84 668
71 694
87 728

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽60028
₽47049
₽53486
₽63591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
1 267
regional
-
-
-
4 427
social contributions
-
-
-
39 224
national
-
-
-
50 375
total
-
-
-
95 293
Employee
66 040
-
180 000
-
social contributions
22 268
-
51 424
-
regional
997
-
4 019
-
national
11 160
-
45 130
-
municipal
394
-
1 157
-
total
34 819
-
101 730
-
Employer
66 040
-
180 000
-
total
-
-
-
-
Corporate
113 960
180 000
-
-
nationa
27 350
43 200
-
-
municipal
5 492
8 676
-
-
total
32 842
51 876
-
-
Dividends
81 118
128 124
-
-
withholding
21 090
33 312
-
-
total
21 090
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 751
85 188
101 730
95 293
After tax
91 249
94 812
78 270
84 707
Living cost
31 221
31 221
31 221
31 221
Free-cash
60 028
63 591
47 049
53 486

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12011
₽82652
₽106146
-₽2157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
3 165
income
-
-
-
51 819
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
57 117
Employee
26 328
-
164 828
-
health
3 015
-
18 873
-
pensions
2 965
-
5 804
-
income
3 612
-
40 762
-
total
9 592
-
65 439
-
Employer
26 328
-
164 828
-
pensions
4 281
-
8 381
-
accident
440
-
2 753
-
unemployment
645
-
4 038
-
total
5 366
-
15 172
-
Corporate
148 307
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

133 476
162 000
-
-
total
133 476
162 000
-
-
Dividends
14 831
18 000
-
-
withholding
2 818
3 420
-
-
total
2 818
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
151 252
165 420
80 611
57 117
After tax
28 748
14 580
99 389
122 883
Living cost
16 737
16 737
16 737
16 737
Free-cash
12 011
-2 157
82 652
106 146

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽72563
₽80780
₽60179
₽62310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
20 601
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
60 292
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 317
total
-
-
-
89 564
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
60 292
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
3 317
-
total
8 737
-
68 963
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 006
180 000
-
-
income
21 151
27 001
-
-
trade
20 234
25 830
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 163
1 486
-
-
chamber of commerce
326
382
-
-
total
42 874
54 699
-
-
Dividends
98 132
125 301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 333
1 706
-
-
withholding
24 236
31 028
-
-
total
25 569
32 734
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 180
87 433
68 963
89 564
After tax
102 820
92 567
111 037
90 436
Living cost
30 257
30 257
30 257
30 257
Free-cash
72 563
62 310
80 780
60 179

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽121268
₽62151
₽49415
₽127696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
income
-
-
-
38 354
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
45 900
total
-
-
-
114 281
Employee
22 900
-
141 891
-
income
4 076
-
32 589
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
20 574
-
total
6 595
-
63 437
-
Employer
22 900
-
141 891
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
15 608
-
total
5 516
-
38 108
-
Corporate
151 584
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

30 317
36 000
-
-
total
30 317
36 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

121 266
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
42 428
36 000
101 545
114 281
After tax
137 572
144 000
78 455
65 719
Living cost
16 304
16 304
16 304
16 304
Free-cash
121 268
127 696
62 151
49 415

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽100976
₽100842
₽101536
₽102577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 462
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
68 721
Employee
14 840
-
172 005
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
56 089
-
total
5 097
-
61 419
-
Employer
14 840
-
172 005
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
161 821
180 000
-
-
income
35 601
39 600
-
-
total
35 601
39 600
-
-
Dividends
126 221
140 400
-
-
withholding
25 244
28 080
-
-
total
25 244
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 281
67 680
69 415
68 721
After tax
110 719
112 320
110 585
111 279
Living cost
9 743
9 743
9 743
9 743
Free-cash
100 976
102 577
100 842
101 536

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽93122
₽62230
₽67021
₽95618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
57 159
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
9 694
total
-
-
-
95 376
Employee
26 392
-
157 983
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
52 471
-
other
-
-
-
-
surtax
94
-
8 755
-
total
8 791
-
78 150
-
Employer
26 392
-
157 983
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
148 051
180 000
-
-
income
38 494
46 800
-
-
total
38 494
46 800
-
-
Dividends
109 557
133 200
-
-
withholding
16 434
19 979
-
-
total
16 434
19 979
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 275
66 779
100 167
95 376
After tax
110 725
113 221
79 833
84 624
Living cost
17 603
17 603
17 603
17 603
Free-cash
93 122
95 618
62 230
67 021

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽73886
₽22186
₽67304
₽74273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
16 938
chamber of commerce