Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Dresden , Germany
₽60354
₽71467
₽62660
₽83655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
20 995
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 980
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 078
total
-
-
-
86 915
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 419
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 078
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 073
-
55 980
-
total
7 994
-
65 920
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 581
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 168
1 485
-
-
income
21 237
27 001
-
-
trade
22 298
28 351
-
-
chamber of commerce
356
412
-
-
total
45 059
57 249
-
-
Dividends
96 521
122 752
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 306
1 666
-
-
withholding
23 749
30 306
-
-
total
25 055
31 972
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 108
89 221
65 920
86 915
After tax
101 892
90 779
114 080
93 085
Living cost
30 425
30 425
30 425
30 425
Free-cash
71 467
60 354
83 655
62 660

Estimated living cost  is ₽30425 per week

₽19138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7171
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽61641
₽60797
₽55114
₽56081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
19 747
pensions
-
-
-
21 600
national
-
-
-
30 925
social contributions
-
-
-
1 935
total
-
-
-
74 207
Employee
78 562
-
155 608
-
municipal
9 704
-
20 443
-
pensions
3 142
-
6 224
-
national
15 037
-
32 451
-
total
27 883
-
59 118
-
Employer
78 562
-
155 608
-
social contributions
845
-
1 673
-
pensions
6 285
-
12 449
-
total
7 130
-
14 122
-
Corporate
89 123
180 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 825
36 000
-
-
total
17 825
36 000
-
-
Dividends
71 299
144 000
-
-
withholding
15 686
31 680
-
-
total
15 686
31 680
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 524
67 680
73 240
74 207
After tax
111 476
112 320
106 760
105 793
Living cost
50 679
50 679
50 679
50 679
Free-cash
60 797
61 641
56 081
55 114

Estimated living cost  is ₽50679 per week

₽34446
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽759
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽123103
₽114863
₽41480
₽54944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
microenterprise
-
-
-
-
income
-
-
-
33 236
surtax
-
-
-
45 901
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 486
total
-
-
-
117 623
Employee
29 351
-
136 181
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 229
-
13 168
-
surtax
-
-
19 746
-
income
5 225
-
27 426
-
total
8 454
-
60 340
-
Employer
29 351
-
136 181
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 070
-
28 838
-
surtax
-
-
14 981
-
total
7 070
-
43 819
-
Corporate
143 579
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

28 716
36 000
-
-
total
28 716
36 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

114 862
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
44 240
36 000
104 159
117 623
After tax
135 760
144 000
75 841
62 377
Living cost
20 897
20 897
20 897
20 897
Free-cash
114 863
123 103
54 944
41 480

Estimated living cost  is ₽20897 per week

₽13332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽47083
₽40930
₽57083
₽70714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 683
pensions
-
-
-
11 769
health
-
-
-
12 386
total
-
-
-
80 838
Employee
85 778
85 778
161 333
-
health
13 166
11 199
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
24 385
-
pensions
15 440
11 769
11 769
-
total
42 646
37 008
48 540
-
Employer
85 778
85 778
161 333
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 421
-
health
5 963
5 963
7 409
-
total
15 021
15 021
18 667
-
Corporate
80 254
79 202
-
-
income
16 050
15 840
-
-
total
16 050
15 840
-
-
Dividends
64 204
63 361
-
-
income
13 644
13 465
-
-
withholding
9 630
9 504
-
-
total
23 274
22 969
-
-
Income
180 000
180 000
180 000
180 000
Total tax
96 991
90 838
67 207
80 838
After tax
83 009
89 162
112 793
99 162
Living cost
42 079
42 079
42 079
42 079
Free-cash
40 930
47 083
70 714
57 083

Estimated living cost  is ₽42079 per week

₽29820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽59318
₽58444
₽52974
₽52028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
46 299
accident
-
-
-
171
pensions
-
-
-
9 231
other
-
-
-
9 923
unemployment
-
-
-
85
health
-
-
-
5 328
national
-
-
-
17 027
total
-
-
-
88 064
Employee
55 518
-
153 170
-
municipal
16 555
-
45 675
-
national
-
-
16 504
-
total
16 555
-
62 179
-
Employer
55 518
-
153 170
-
accident
111
-
171
-
other
6 451
-
9 923
-
unemployment
1 466
-
2 254
-
pensions
6 001
-
9 231
-
health
3 414
-
5 252
-
total
17 443
-
26 831
-
Corporate
107 039
180 000
-
-
income
23 549
39 600
-
-
total
23 549
39 600
-
-
Dividends
83 490
140 400
-
-
withholding
25 047
42 120
-
-
total
25 047
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 594
81 720
89 010
88 064
After tax
97 406
98 280
90 990
91 936
Living cost
38 962
38 962
38 962
38 962
Free-cash
58 444
59 318
52 028
52 974

Estimated living cost  is ₽38962 per week

₽25823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽50395
₽64509
₽52693
₽74620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
21 927
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 980
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 078
total
-
-
-
87 847
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 939
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
3 078
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 377
-
55 980
-
total
11 479
-
65 920
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 061
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 066
1 485
-
-
income
19 359
27 001
-
-
trade
21 231
29 610
-
-
chamber of commerce
335
408
-
-
total
41 991
58 504
-
-
Dividends
87 070
121 496
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 176
1 649
-
-
withholding
21 385
29 992
-
-
total
22 561
31 641
-
-
Income
180 000
180 000
180 000
180 000
Total tax
76 031
90 145
65 920
87 847
After tax
103 969
89 855
114 080
92 153
Living cost
39 460
39 460
39 460
39 460
Free-cash
64 509
50 395
74 620
52 693

Estimated living cost  is ₽39460 per week

₽26391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽98722
₽94556
₽90296
₽88722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
36 282
health
-
-
-
4 590
social contributions
-
-
-
16 252
total
-
-
-
57 124
Employee
77 239
77 239
168 241
-
social contributions
3 753
6 410
8 646
-
health
768
1 313
2 859
-
income
8 111
7 150
35 434
-
total
12 632
14 873
46 939
-
Employer
77 239
77 239
168 241
-
social contributions
3 753
6 410
8 646
-
health
837
1 430
3 113
-
total
4 590
7 840
11 759
-
Corporate
130 198
94 921
-
-
income
16 275
11 866
-
-
total
16 275
11 866
-
-
Dividends
113 923
83 055
-
-
withholding
19 367
14 119
-
-
total
19 367
14 119
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 864
48 698
58 698
57 124
After tax
127 136
131 302
121 302
122 876
Living cost
32 580
32 580
32 580
32 580
Free-cash
94 556
98 722
88 722
90 296

Estimated living cost  is ₽32580 per week

₽22272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽82881
₽83260
₽106468
₽86121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
22 005
pensions
-
-
-
18 000
unemployment
-
-
-
2 700
health
-
-
-
12 600
total
-
-
-
55 305
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 310
10 471
150 628
-
health
1 842
733
10 544
-
income
3 216
1 280
18 414
-
pensions
2 631
1 047
15 063
-
unemployment
395
157
2 259
-
total
8 084
3 217
46 280
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 310
10 471
150 628
-
pensions
5 131
2 042
29 372
-
total
5 131
2 042
29 372
-
Corporate
148 559
167 487
-
-
income
13 370
15 074
-
-
total
13 370
15 074
-
-
Dividends
135 189
152 413
-
-
social contributions
26 242
29 601
-
-
withholding
25 686
28 958
-
-
total
51 928
58 559
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 513
78 892
75 652
55 305
After tax
101 487
101 108
104 348
124 695
Living cost
18 227
18 227
18 227
18 227
Free-cash
83 260
82 881
86 121
106 468

Estimated living cost  is ₽18227 per week

₽12438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽119738
₽113497
₽72217
₽79485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
24 121
pensions
-
-
-
36 000
health
-
-
-
23 400
total
-
-
-
83 521
Employee
28 495
-
134 528
-
income
3 208
-
25 937
-
pensions
570
-
2 692
-
unemployment
456
-
2 152
-
total
4 234
-
30 781
-
Employer
28 495
-
134 528
-
unemployment
229
-
1 077
-
pensions
5 699
-
26 906
-
health
3 704
-
17 489
-
total
9 632
-
45 472
-
Corporate
141 873
180 000
-
-
income
28 375
36 000
-
-
total
28 375
36 000
-
-
Dividends
113 498
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
42 241
36 000
76 253
83 521
After tax
137 759
144 000
103 747
96 479
Living cost
24 262
24 262
24 262
24 262
Free-cash
113 497
119 738
79 485
72 217

Estimated living cost  is ₽24262 per week

₽16641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7464
₽11197
₽100993
₽75851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
253
income
-
-
-
49 985
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
56 963
Employee
34 676
-
162 275
-
health
3 970
-
18 580
-
income
4 757
-
38 155
-
pensions
3 905
-
7 645
-
total
12 632
-
64 380
-
Employer
34 676
-
162 275
-
accident
579
-
2 710
-
unemployment
850
-
3 976
-
pensions
5 639
-
11 039
-
total
7 068
-
17 725
-
Corporate
138 257
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 432
162 000
-
-
total
124 432
162 000
-
-
Dividends
13 826
18 000
-
-
withholding
2 627
3 420
-
-
total
2 627
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 759
165 420
82 105
56 963
After tax
33 241
14 580
97 895
123 037
Living cost
22 044
22 044
22 044
22 044
Free-cash
11 197
-7 464
75 851
100 993

Estimated living cost  is ₽22044 per week

₽16156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽161900
₽160193
₽169100
₽134900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
11 374
-
180 000
-
income
2 275
-
36 000
-
total
2 275
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

168 626
180 000
-
-
total
-
-
-
-
Dividends
168 626
180 000
-
-
withholding
8 432
9 000
-
-
total
8 432
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 707
9 000
36 000
1 800
After tax
169 293
171 000
144 000
178 200
Living cost
9 100
9 100
9 100
9 100
Free-cash
160 193
161 900
134 900
169 100

Estimated living cost  is ₽9100 per week

₽5639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽105482
₽98698
₽74508
₽75178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 091
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 660
other
-
-
-
7 255
health
-
-
-
6 721
total
-
-
-
78 727
Employee
36 471
-
143 769
-
health
511
-
2 013
-
income
6 279
-
28 312
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 552
-
10 065
-
unemployment
364
-
1 437
-
total
9 706
-
41 827
-
Employer
36 471
-
143 769
-
accident
292
-
1 149
-
other
1 824
-
7 190
-
unemployment
364
-
1 437
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 201
-
24 441
-
health
511
-
2 013
-
total
9 192
-
36 230
-
Corporate
134 337
180 000
-
-
income
28 211
37 799
-
-
total
28 211
37 799
-
-
Dividends
106 126
142 201
-
-
withholding
7 428
9 954
-
-
total
7 428
9 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 537
47 753
78 057
78 727
After tax
125 463
132 247
101 943
101 273
Living cost
26 765
26 765
26 765
26 765
Free-cash
98 698
105 482
75 178
74 508

Estimated living cost  is ₽26765 per week

₽18911
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽50376
₽53994
₽52023
₽35748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 792
pensions
-
-
-
9 092
total
-
-
-
60 884
Employee
94 927
-
157 210
-
health
1 564
-
2 267
-
income
17 112
-
40 944
-
pensions
9 158
-
11 158
-
total
27 834
-
54 369
-
Employer
94 927
-
157 210
-
pensions
11 208
-
19 803
-
health
1 803
-
2 987
-
total
13 011
-
22 790
-
Corporate
72 062
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 691
34 201
-
-
total
13 691
34 201
-
-
Dividends
58 371
145 799
-
-
withholding
4 377
28 330
-
-
total
4 377
28 330
-
-
Income
180 000
180 000
180 000
180 000
Total tax
58 913
62 531
77 159
60 884
After tax
121 087
117 469
102 841
119 116
Living cost
67 093
67 093
67 093
67 093
Free-cash
53 994
50 376
35 748
52 023

Estimated living cost  is ₽67093 per week

₽50274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8391
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽140732
₽136067
₽130466
₽137557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
36 366
Employee
17 436
-
173 117
-
health
802
-
1 614
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
income
1 743
-
17 312
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531
-
3 080
-
total
4 268
-
22 392
-
Employer
17 436
-
173 117
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
unemployment
104
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922
-
3 866
-
health
1 203
-
2 421
-
total
3 421
-
6 883
-
Corporate
159 143
180 000
-
-
income
15 915
18 000
-
-
total
15 915
18 000
-
-
Dividends
143 228
162 000
-
-
withholding
7 161
8 100
-
-
total
7 161
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
30 765
26 100
29 275
36 366
After tax
149 235
153 900
150 725
143 634
Living cost
13 168
13 168
13 168
13 168
Free-cash
136 067
140 732
137 557
130 466

Estimated living cost  is ₽13168 per week

₽7687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽33463
₽35992
₽43463
₽57094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 683
pensions
-
-
-
11 769
health
-
-
-
12 386
total
-
-
-
80 838
Employee
93 127
85 778
161 333
-
health
11 618
11 199
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
24 385
-
pensions
11 769
11 769
11 769
-
total
37 427
37 008
48 540
-
Employer
93 127
85 778
161 333
-
unemployment
3 353
3 088
3 837
-
pensions
6 481
5 970
7 421
-
health
6 471
5 963
7 409
-
total
16 305
15 021
18 667
-
Corporate
70 567
79 202
-
-
income
14 113
15 840
-
-
total
14 113
15 840
-
-
Dividends
56 454
63 361
-
-
income
11 997
13 465
-
-
withholding
8 467
9 504
-
-
total
20 464
22 969
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 309
90 838
67 207
80 838
After tax
91 691
89 162
112 793
99 162
Living cost
55 699
55 699
55 699
55 699
Free-cash
35 992
33 463
57 094
43 463

Estimated living cost  is ₽55699 per week

₽41088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽99910
₽91340
₽78753
₽70896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
18 170
health
-
-
-
24 300
solidarity contribution
-
-
-
194
social contributions
-
-
-
34 563
total
-
-
-
77 227
Employee
35 323
-
137 989
-
social contributions
2 296
-
7 694
-
health
4 769
-
18 629
-
solidarity contribution
-
-
-
-
income
4 239
-
16 750
-
total
11 304
-
43 073
-
Employer
35 323
-
137 989
-
social contributions
8 831
-
29 592
-
health
3 179
-
12 419
-
total
12 010
-
42 011
-
Corporate
132 667
180 000
-
-
income
25 207
34 200
-
-
total
25 207
34 200
-
-
Dividends
107 460
145 800
-
-
withholding
16 119
21 870
-
-
total
16 119
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 640
56 070
85 084
77 227
After tax
115 360
123 930
94 916
102 773
Living cost
24 020
24 020
24 020
24 020
Free-cash
91 340
99 910
70 896
78 753

Estimated living cost  is ₽24020 per week

₽16684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽53652
₽48408
₽43463
₽35332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
1 069
regional
-
-
-
2 128
national
-
-
-
44 660
social contributions
-
-
-
46 295
total
-
-
-
94 152
Employee
89 271
-
180 000
-
social contributions
30 102
-
60 696
-
regional
842
-
1 878
-
municipal
473
-
955
-
national
15 469
-
38 754
-
total
46 886
-
102 283
-
Employer
89 271
-
180 000
-
total
-
-
-
-
Corporate
90 729
180 000
-
-
nationa
21 774
43 200
-
-
municipal
3 538
7 020
-
-
total
25 312
50 220
-
-
Dividends
65 417
129 780
-
-
withholding
17 009
33 743
-
-
total
17 009
33 743
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 207
83 963
102 283
94 152
After tax
90 793
96 037
77 717
85 848
Living cost
42 385
42 385
42 385
42 385
Free-cash
48 408
53 652
35 332
43 463

Estimated living cost  is ₽42385 per week

₽29546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽650
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽91054
₽87930
₽62972
₽56832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 443
pensions
-
-
-
26 812
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 518
surtax
-
-
-
7 861
total
-
-
-
94 863
Employee
33 217
-
151 781
-
other
-
-
-
-
health
848
-
3 418
-
surtax
109
-
6 658
-
income
5 568
-
44 435
-
pensions
2 215
-
8 942
-
unemployment
2 312
-
9 331
-
total
11 052
-
72 784
-
Employer
33 217
-
151 781
-
other
-
-
-
-
unemployment
1 052
-
4 249
-
pensions
4 428
-
17 870
-
health
1 512
-
6 100
-
total
6 992
-
28 219
-
Corporate
139 791
180 000
-
-
income
36 345
46 800
-
-
total
36 345
46 800
-
-
Dividends
103 446
133 200
-
-
withholding
15 516
19 981
-
-
total
15 516
19 981
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 905
66 781
101 003
94 863
After tax
110 095
113 219
78 997
85 137
Living cost
22 165
22 165
22 165
22 165
Free-cash
87 930
91 054
56 832
62 972

Estimated living cost  is ₽22165 per week

₽13553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽71633
₽78261
₽73280
₽57005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 792
pensions
-
-
-
9 092
total
-
-
-
60 884
Employee
63 617
-
157 210
-
health
924
-
2 267
-
income
11 458
-
40 944
-
pensions
5 400
-
11 158
-
total
17 782
-
54 369
-
Employer
63 617
-
157 210
-
pensions
6 887
-
19 803
-
health
1 209
-
2 987
-
total
8 096
-
22 790
-
Corporate
108 287
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 574
34 201
-
-
total
20 574
34 201
-
-
Dividends
87 714
145 799
-
-
withholding
9 451
28 330
-
-
total
9 451
28 330
-
-
Income
180 000
180 000
180 000
180 000
Total tax
55 903
62 531
77 159
60 884
After tax
124 097
117 469
102 841
119 116
Living cost
45 836
45 836
45 836
45 836
Free-cash
78 261
71 633
57 005
73 280

Estimated living cost  is ₽45836 per week

₽34340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽5916
₽38602
₽68891
₽60734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
city
-
-
-
1 897
pensions
-
-
-
16 560
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 600
regional
-
-
-
9 043
health
-
-
-
404
national
-
-
-
3 211
total
-
-
-
34 715
Employee
89 401
-
161 109
-
city
959
-
1 731
-
regional
2 927
-
7 784
-
health
202
-
363
-
pensions
7 511
-
13 534
-
unemployment
-
-
-
-
national
423
-
2 341
-
total
12 022
-
25 753
-
Employer
89 401
-
161 109
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 222
-
unemployment
-
-
-
-
pensions
7 511
-
13 534
-
health
202
-
363
-
total
9 500
-
17 119
-
Corporate
80 116
180 000
-
-
regional
16 945
38 070
-
-
national
6 810
15 300
-
-
total
23 755
53 370
-
-
Dividends
56 361
126 629
-
-
withholding
19 727
44 320
-
-
total
19 727
44 320
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 004
97 690
42 872
34 715
After tax
114 996
82 310
137 128
145 285
Living cost
76 394
76 394
76 394
76 394
Free-cash
38 602
5 916
60 734
68 891

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽42914
₽59204
₽45204
₽68065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
22 861
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 980
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 078
total
-
-
-
88 781
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 367
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
3 078
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 099
-
55 980
-
total
14 352
-
65 920
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 633
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

987
1 485
-
-
income
17 945
27 001
-
-
trade
20 516
30 870
-
-
chamber of commerce
320
406
-
-
total
39 768
59 762
-
-
Dividends
79 865
120 238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 077
1 632
-
-
withholding
19 584
29 677
-
-
total
20 661
31 309
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 781
91 071
65 920
88 781
After tax
105 219
88 929
114 080
91 219
Living cost
46 015
46 015
46 015
46 015
Free-cash
59 204
42 914
68 065
45 204

Estimated living cost  is ₽46015 per week

₽33608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3681
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8130
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽56355
₽62286
₽67017
₽64189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 396
pensions
-
-
-
31 805
other
-
-
-
5 579
health
-
-
-
7 707
surtax
-
-
-
-
social contributions
-
-
-
5 130
total
-
-
-
78 617
Employee
42 990
-
139 307
-
social contributions
1 226
-
3 969
-
surtax
-
-
-
-
income
2 537
-
27 096
-
pensions
4 861
-
9 687
-
total
8 624
-
40 752
-
Employer
42 990
-
139 307
-
other
1 483
-
5 435
-
social contributions
130
-
417
-
unemployment
1 740
-
5 642
-
pensions
7 062
-
16 308
-
health
3 010
-
12 891
-
total
13 425
-
40 693
-
Corporate
123 585
180 000
-
-
surtax
-
-
-
-
income
34 605
50 399
-
-
total
34 605
50 399
-
-
Dividends
88 980
129 601
-
-
surtax
-
-
-
-
social contributions
15 305
22 291
-
-
withholding
11 389
16 589
-
-
total
26 694
38 880
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 348
89 279
81 445
78 617
After tax
96 652
90 721
98 555
101 383
Living cost
34 366
34 366
34 366
34 366
Free-cash
62 286
56 355
64 189
67 017

Estimated living cost  is ₽34366 per week

₽21669
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽59760
₽65338
₽70422
₽67594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 396
pensions
-
-
-
31 805
other
-
-
-
5 579
health
-
-
-
7 707
surtax
-
-
-
-
social contributions
-
-
-
5 130
total
-
-
-
78 617
Employee
38 374
-
139 307
-
social contributions
1 094
-
3 969
-
surtax
-
-
-
-
income
1 979
-
27 096
-
pensions
4 340
-
9 687
-
total
7 413
-
40 752
-
Employer
38 374
-
139 307
-
other
1 325
-
5 435
-
social contributions
114
-
417
-
unemployment
1 554
-
5 642
-
pensions
6 306
-
16 308
-
health
2 686
-
12 891
-
total
11 985
-
40 693
-
Corporate
129 641
180 000
-
-
surtax
-
-
-
-
income
36 299
50 399
-
-
total
36 299
50 399
-
-
Dividends
93 342
129 601
-
-
surtax
-
-
-
-
social contributions
16 056
22 291
-
-
withholding
11 948
16 589
-
-
total
28 004
38 880
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 701
89 279
81 445
78 617
After tax
96 299
90 721
98 555
101 383
Living cost
30 961
30 961
30 961
30 961
Free-cash
65 338
59 760
67 594
70 422

Estimated living cost  is ₽30961 per week

₽17956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9274
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽88516
₽89040
₽94296
₽90496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 001
health
-
-
-
12 564
social contributions
-
-
-
24 839
total
-
-
-
64 404
Employee
34 058
-
180 000
-
social contributions
4 701
-
24 839
-
health
2 377
-
12 564
-
income
5 680
-
30 802
-
total
12 758
-
68 205
-
Employer
34 058
-
180 000
-
total
-
-
-
-
Corporate
145 942
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 297
9 001
-
-
total
7 297
9 001
-
-
Dividends
138 646
170 999
-
-
health
9 678
11 936
-
-
social contributions
19 132
23 598
-
-
withholding
20 796
25 649
-
-
total
49 606
61 183
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 661
70 184
68 205
64 404
After tax
110 339
109 816
111 795
115 596
Living cost
21 300
21 300
21 300
21 300
Free-cash
89 040
88 516
90 496
94 296

Estimated living cost  is ₽21300 per week

₽14254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64169
₽62617
₽56998
₽12280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
chamber of commerce
-
-
-
721
income
-
-
-
49 843
pensions
-
-
-
21 709
unemployment
-
-
-
6 161
health
-
-
-
8 976
surtax
-
-
-
198
total
-
-
-
87 608
Employee
50 199
40 030
144 078
-
other
501
400
1 174
-
health
1 942
1 550
4 541
-
income
5 715
2 953
40 085
-
pensions
5 141
4 098
12 017
-
unemployment
1 506
1 201
3 521
-
total
14 805
10 202
61 338
-
Employer
50 199
40 030
144 078
-
accident
652
520
1 525
-
other
2 385
1 900
6 616
-
chamber of commerce
200
160
576
-
unemployment
1 506
1 201
3 521
-
surtax
198
198
198
-
pensions
6 300
5 025
14 727
-
payroll
1 506
1 201
4 323
-
health
1 897
1 514
4 436
-
total
14 644
11 719
35 922
-
Corporate
115 158
128 251
140 266
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 789
32 064
35 066
-
total
28 789
32 064
35 066
-
Dividends
86 369
96 187
-
-
withholding
23 751
26 452
-
-
total
23 751
26 452
-
-
Income
180 000
180 000
180 000
180 000
Total tax
81 989
80 437
132 326
87 608
After tax
98 011
99 563
47 674
92 392
Living cost
35 394
35 394
35 394
35 394
Free-cash
62 617
64 169
12 280
56 998

Estimated living cost  is ₽35394 per week

₽23606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽64037
₽48970
₽41433
₽26577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
national
-
-
-
67 602
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 298
social contributions
-
-
-
25 043
total
-
-
-
101 943
Employee

The minimum management director salary is set at €45,000 per year.

71 850
-
139 418
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 748
-
7 272
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 376
-
6 552
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 389
-
10 457
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

625
-
1 212
-
national
22 090
-
50 723
-
total
35 228
-
76 216
-
Employer

The minimum management director salary is set at €45,000 per year.

71 850
-
139 418
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

934
-
1 811
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 048
-
2 036
-
surtax
8 147
-
15 810
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 367
-
12 352
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 419
-
8 574
-
total
20 915
-
40 583
-
Corporate
87 235
180 000
-
-
surtax
349
721
-
-
income
17 447
36 000
-
-
total
17 796
36 721
-
-
Dividends
69 439
143 279
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 467
42 618
-
-
total
20 467
42 618
-
-
Income
180 000
180 000
180 000
180 000
Total tax
94 406
79 339
116 799
101 943
After tax
85 594
100 661
63 201
78 057
Living cost
36 624
36 624
36 624
36 624
Free-cash
48 970
64 037
26 577
41 433

Estimated living cost  is ₽36624 per week

₽23591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽83668
₽76788
₽64705
₽60491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
839
income
-
-
-
51 088
pensions
-
-
-
26 347
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
79 019
Employee
50 000
-
150 319
-
other
50
-
93
-
income
10 550
-
47 640
-
pensions
2 350
-
4 377
-
unemployment
776
-
1 443
-
total
13 726
-
53 553
-
Employer
50 000
-
150 319
-
accident
989
-
1 843
-
other
398
-
745
-
unemployment
2 751
-
5 120
-
pensions
11 799
-
21 972
-
total
15 937
-
29 680
-
Corporate
114 062
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 110
27 001
-
-
total
17 110
27 001
-
-
Dividends
96 953
152 999
-
-
withholding
20 163
33 055
-
-
total
20 163
33 055
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 936
60 056
83 233
79 019
After tax
113 064
119 944
96 767
100 981
Living cost
36 276
36 276
36 276
36 276
Free-cash
76 788
83 668
60 491
64 705

Estimated living cost  is ₽36276 per week

₽26713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽50499
₽37564
₽34064
₽41238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
1 517
income
-
-
-
29 907
pensions
-
-
-
26 980
health
-
-
-
12 646
surtax
-
-
-
8 923
communal
-
-
-
11 376
total
-
-
-
91 349
Employee
76 068
-
160 786
-
health
3 385
-
7 156
-
surtax
4 662
-
9 853
-
income
7 347
-
35 088
-
pensions
6 085
-
12 863
-
total
21 479
-
64 960
-
Employer
76 068
-
160 786
-
accident
684
-
1 447
-
pensions
6 085
-
12 863
-
health
2 320
-
4 905
-
total
9 089
-
19 215
-
Corporate
94 844
180 000
-
-
surtax
995
1 891
-
-
communal
6 403
12 150
-
-
income
14 226
27 001
-
-
total
21 624
41 042
-
-
Dividends
73 220
138 958
-
-
income
24 674
13 028
-
-
withholding
10 983
20 844
-
-
total
35 657
33 872
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 849
74 914
84 175
91 349
After tax
92 151
105 086
95 825
88 651
Living cost
54 587
54 587
54 587
54 587
Free-cash
37 564
50 499
41 238
34 064

Estimated living cost  is ₽54587 per week

₽40948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽90657
₽87466
₽62575
₽56435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 443
pensions
-
-
-
26 812
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 518
surtax
-
-
-
7 861
total
-
-
-
94 863
Employee
33 827
-
151 781
-
other
-
-
-
-
health
863
-
3 418
-
surtax
120
-
6 658
-
income
5 671
-
44 435
-
pensions
2 257
-
8 942
-
unemployment
2 354
-
9 331
-
total
11 265
-
72 784
-
Employer
33 827
-
151 781
-
other
-
-
-
-
unemployment
1 073
-
4 249
-
pensions
4 510
-
17 870
-
health
1 538
-
6 100
-
total
7 121
-
28 219
-
Corporate
139 052
180 000
-
-
income
36 152
46 800
-
-
total
36 152
46 800
-
-
Dividends
102 899
133 200
-
-
withholding
15 434
19 981
-
-
total
15 434
19 981
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 972
66 781
101 003
94 863
After tax
110 028
113 219
78 997
85 137
Living cost
22 562
22 562
22 562
22 562
Free-cash
87 466
90 657
56 435
62 575

Estimated living cost  is ₽22562 per week

₽13622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1961
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽67554
₽65325
₽58205
₽50115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
1 069
regional
-
-
-
2 713
national
-
-
-
44 660
social contributions
-
-
-
46 295
total
-
-
-
94 737
Employee
55 719
-
180 000
-
social contributions
18 789
-
60 696
-
regional
750
-
2 422
-
municipal
295
-
955
-
national
8 827
-
38 754
-
total
28 661
-
102 827
-
Employer
55 719
-
180 000
-
total
-
-
-
-
Corporate
124 281
180 000
-
-
nationa
29 828
43 200
-
-
municipal
6 176
8 946
-
-
total
36 004
52 146
-
-
Dividends
88 277
127 855
-
-
withholding
22 952
33 242
-
-
total
22 952
33 242
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 617
85 388
102 827
94 737
After tax
92 383
94 612
77 173
85 263
Living cost
27 058
27 058
27 058
27 058
Free-cash
65 325
67 554
50 115
58 205

Estimated living cost  is ₽27058 per week

₽16828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽94331
₽83773
₽73174
₽65317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
18 170
health
-
-
-
24 300
solidarity contribution
-
-
-
194
social contributions
-
-
-
34 563
total
-
-
-
77 227
Employee
43 527
-
137 989
-
social contributions
2 829
-
7 694
-
health
5 876
-
18 629
-
solidarity contribution
-
-
-
-
income
5 223
-
16 750
-
total
13 928
-
43 073
-
Employer
43 527
-
137 989
-
social contributions
10 882
-
29 592
-
health
3 917
-
12 419
-
total
14 799
-
42 011
-
Corporate
121 673
180 000
-
-
income
23 118
34 200
-
-
total
23 118
34 200
-
-
Dividends
98 556
145 800
-
-
withholding
14 783
21 870
-
-
total
14 783
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 628
56 070
85 084
77 227
After tax
113 372
123 930
94 916
102 773
Living cost
29 599
29 599
29 599
29 599
Free-cash
83 773
94 331
65 317
73 174

Estimated living cost  is ₽29599 per week

₽22011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽67626
₽67130
₽60544
₽15675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
chamber of commerce
-
-
-
721
income
-
-
-
49 843
pensions
-
-
-
21 709
unemployment
-
-
-
6 161
health
-
-
-
8 976
surtax
-
-
-
-
total
-
-
-
87 410
Employee
43 908
40 030
144 263
-
other
438
400
1 174
-
health
1 698
1 550
4 541
-
income
3 911
2 953
40 174
-
pensions
4 497
4 098
12 017
-
unemployment
1 317
1 201
3 521
-
total
11 861
10 202
61 427
-
Employer
43 908
40 030
144 263
-
accident
570
520
1 525
-
other
2 085
1 900
6 624
-
chamber of commerce
175
160
578
-
unemployment
1 317
1 201
3 521
-
surtax
-
-
-
-
pensions
5 511
5 025
14 727
-
payroll
1 317
1 201
4 327
-
health
1 660
1 514
4 436
-
total
12 635
11 521
35 738
-
Corporate
123 456
128 449
140 451
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 865
32 113
35 114
-
total
30 865
32 113
35 114
-
Dividends
92 591
96 336
-
-
withholding
25 463
26 492
-
-
total
25 463
26 492
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 824
80 328
132 279
87 410
After tax
99 176
99 672
47 721
92 590
Living cost
32 046
32 046
32 046
32 046
Free-cash
67 130
67 626
15 675
60 544

Estimated living cost  is ₽32046 per week

₽19224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽156820
₽154161
₽164020
₽129820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
17 726
-
180 000
-
income
3 545
-
36 000
-
total
3 545
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

162 274
180 000
-
-
total
-
-
-
-
Dividends
162 274
180 000
-
-
withholding
8 114
9 000
-
-
total
8 114
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
11 659
9 000
36 000
1 800
After tax
168 341
171 000
144 000
178 200
Living cost
14 180
14 180
14 180
14 180
Free-cash
154 161
156 820
129 820
164 020

Estimated living cost  is ₽14180 per week

₽9596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽96987
₽88585
₽60815
₽56046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
income
-
-
-
41 388
pensions
-
-
-
32 872
unemployment
-
-
-
271
health
-
-
-
17 712
total
-
-
-
92 243
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 418
-
155 750
-
health
2 869
-
10 063
-
income
7 660
-
38 340
-
pensions
6 885
-
24 142
-
unemployment
63
-
217
-
total
17 477
-
72 762
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 418
-
155 750
-
unemployment
27
-
93
-
pensions
3 931
-
13 784
-
health
2 958
-
10 373
-
total
6 916
-
24 250
-
Corporate
128 666
180 000
-
-
income
24 447
34 201
-
-
total
24 447
34 201
-
-
Dividends
104 220
145 799
-
-
withholding
15 633
21 870
-
-
total
15 633
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 473
56 071
97 012
92 243
After tax
115 527
123 929
82 988
87 757
Living cost
26 942
26 942
26 942
26 942
Free-cash
88 585
96 987
56 046
60 815

Estimated living cost  is ₽26942 per week

₽18490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽65950
₽17928
₽80832
₽123156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
35 086
social contributions
-
-
-
20 520
total
-
-
-
55 606
Employee
62 462
-
-
-
social contributions
5 122
-
730
-
income
13 778
-
-
-
total
18 900
-
730
-
Employer
62 462
-
-
-
social contributions
88 072
-
12 552
-
total
88 072
-
12 552
-
Corporate
29 466
180 000
-
-
income
6 482
39 600
-
-
total
6 482
39 600
-
-
Dividends
22 983
140 400
-
-
income
5 056
30 888
-
-
total
5 056
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
118 510
70 488
13 282
55 606
After tax
61 490
109 512
166 718
124 394
Living cost
43 562
43 562
43 562
43 562
Free-cash
17 928
65 950
123 156
80 832

Estimated living cost  is ₽43562 per week

₽28265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽70878
₽69865
₽64695
₽51047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
income
-
-
-
21 249
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 549
total
-
-
-
83 798
Employee
46 198
-
145 454
-
social contributions
5 082
-
16 000
-
surtax
-
-
-
-
income
9 609
-
46 900
-
total
14 691
-
62 900
-
Employer
46 198
-
145 454
-
social contributions
10 972
-
34 546
-
total
10 972
-
34 546
-
Corporate
122 830
180 000
-
-
surtax
-
-
-
-
income
25 794
37 799
-
-
total
25 794
37 799
-
-
Dividends
97 036
142 201
-
-
withholding
27 171
39 816
-
-
total
27 171
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 628
77 615
97 446
83 798
After tax
101 372
102 385
82 554
96 202
Living cost
31 507
31 507
31 507
31 507
Free-cash
69 865
70 878
51 047
64 695

Estimated living cost  is ₽31507 per week

₽23574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽42206
₽49110
₽52868
₽50040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 396
pensions
-
-
-
31 805
other
-
-
-
5 579
health
-
-
-
7 707
surtax
-
-
-
-
social contributions
-
-
-
5 130
total
-
-
-
78 617
Employee
62 912
-
139 307
-
social contributions
1 792
-
3 969
-
surtax
-
-
-
-
income
5 489
-
27 096
-
pensions
7 116
-
9 687
-
total
14 397
-
40 752
-
Employer
62 912
-
139 307
-
other
2 171
-
5 435
-
social contributions
189
-
417
-
unemployment
2 549
-
5 642
-
pensions
10 337
-
16 308
-
health
4 403
-
12 891
-
total
19 649
-
40 693
-
Corporate
97 439
180 000
-
-
surtax
-
-
-
-
income
27 283
50 399
-
-
total
27 283
50 399
-
-
Dividends
70 156
129 601
-
-
surtax
-
-
-
-
social contributions
12 066
22 291
-
-
withholding
8 980
16 589
-
-
total
21 046
38 880
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 375
89 279
81 445
78 617
After tax
97 625
90 721
98 555
101 383
Living cost
48 515
48 515
48 515
48 515
Free-cash
49 110
42 206
50 040
52 868

Estimated living cost  is ₽48515 per week

₽32834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽665
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽131806
₽128431
₽102264
₽107049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
7 941
social contributions
-
-
-
39 601
total
-
-
-
47 542
Employee
32 293
-
155 845
-
income
-
-
8 471
-
social contributions
2 099
-
10 131
-
total
2 099
-
18 602
-
Employer
32 293
-
155 845
-
social contributions
5 006
-
24 155
-
total
5 006
-
24 155
-
Corporate
142 702
180 000
-
-
income
14 270
18 000
-
-
total
14 270
18 000
-
-
Dividends
128 432
162 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
21 375
18 000
42 757
47 542
After tax
158 625
162 000
137 243
132 458
Living cost
30 194
30 194
30 194
30 194
Free-cash
128 431
131 806
107 049
102 264

Estimated living cost  is ₽30194 per week

₽19523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7827
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽38845
-₽38845
₽57609
-₽38845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
37 586
pensions
-
-
-
871
national
-
-
-
21 230
labour market
-
-
-
14 330
total
-
-
-
74 017
Employee
204 175
204 175
204 175
-
labour market
16 311
16 311
16 311
-
national
24 944
24 944
24 944
-
municipal
43 478
43 478
43 478
-
pensions
290
290
290
-
total
85 023
85 023
85 023
-
Employer
204 175
204 175
204 175
-
labour market
16 334
16 334
16 334
-
municipal
43 547
43 547
43 547
-
pensions
580
580
580
-
national
24 987
24 987
24 987
-
total
85 448
85 448
85 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
170 471
170 471
170 471
74 017
After tax
9 529
9 529
9 529
105 983
Living cost
48 374
48 374
48 374
48 374
Free-cash
-38 845
-38 845
-38 845
57 609

Estimated living cost  is ₽48374 per week

₽33108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽7139
₽11249
₽101318
₽76176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
253
income
-
-
-
49 985
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
56 963
Employee
34 165
-
162 275
-
health
3 912
-
18 580
-
income
4 687
-
38 155
-
pensions
3 847
-
7 645
-
total
12 446
-
64 380
-
Employer
34 165
-
162 275
-
accident
570
-
2 710
-
unemployment
837
-
3 976
-
pensions
5 555
-
11 039
-
total
6 962
-
17 725
-
Corporate
138 872
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 985
162 000
-
-
total
124 985
162 000
-
-
Dividends
13 887
18 000
-
-
withholding
2 639
3 420
-
-
total
2 639
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
147 032
165 420
82 105
56 963
After tax
32 968
14 580
97 895
123 037
Living cost
21 719
21 719
21 719
21 719
Free-cash
11 249
-7 139
76 176
101 318

Estimated living cost  is ₽21719 per week

₽15809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽74038
₽76636
₽77089
₽55667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
municipal
-
-
-
31 976
health
-
-
-
2 352
national
-
-
-
30 019
total
-
-
-
64 347
Employee
52 847
-
151 426
-
health
395
-
1 912
-
municipal
8 656
-
24 664
-
pensions
3 566
-
10 221
-
unemployment
793
-
2 272
-
national
873
-
18 125
-
total
14 283
-
57 194
-
Employer
52 847
-
151 426
-
accident
53
-
151
-
unemployment
343
-
984
-
pensions
9 169
-
26 273
-
health
406
-
1 167
-
total
9 971
-
28 575
-
Corporate
117 182
180 000
-
-
income
23 436
36 000
-
-
total
23 436
36 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

70 309
108 000
-
-
national
4 455
11 959
-
-
municipal
12 655
19 439
-
-
total
17 110
31 398
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 800
67 398
85 769
64 347
After tax
115 200
112 602
94 231
115 653
Living cost
38 564
38 564
38 564
38 564
Free-cash
76 636
74 038
55 667
77 089

Estimated living cost  is ₽38564 per week

₽25190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽108046
₽102580
₽99620
₽98046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
36 282
health
-
-
-
4 590
social contributions
-
-
-
16 252
total
-
-
-
57 124
Employee
77 239
77 239
168 241
-
social contributions
2 920
6 410
8 646
-
health
599
1 313
2 859
-
income
8 410
7 150
35 434
-
total
11 929
14 873
46 939
-
Employer
77 239
77 239
168 241
-
social contributions
2 920
6 410
8 646
-
health
650
1 430
3 113
-
total
3 570
7 840
11 759
-
Corporate
141 245
94 921
-
-
income
17 655
11 866
-
-
total
17 655
11 866
-
-
Dividends
123 590
83 055
-
-
withholding
21 010
14 119
-
-
total
21 010
14 119
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 164
48 698
58 698
57 124
After tax
125 836
131 302
121 302
122 876
Living cost
23 256
23 256
23 256
23 256
Free-cash
102 580
108 046
98 046
99 620

Estimated living cost  is ₽23256 per week

₽13938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽133109
₽128001
₽135660
₽115513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 000
income
-
-
-
18 339
pensions
-
-
-
6 389
unemployment
-
-
-
29
health
-
-
-
3 635
total
-
-
-
28 392
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 056
-
170 183
-
health
1 960
-
8 101
-
income
1 576
-
15 848
-
pensions
3 458
-
14 296
-
unemployment
114
-
477
-
total
7 108
-
38 722
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 056
-
170 183
-
unemployment
114
-
477
-
pensions
1 268
-
5 242
-
health
991
-
4 098
-
total
2 373
-
9 817
-
Corporate
154 571
180 000
-
-
income
13 911
16 201
-
-
total
13 911
16 201
-
-
Dividends
140 660
163 799
-
-
withholding
12 659
14 742
-
-
total
12 659
14 742
-
-
Income
180 000
180 000
180 000
180 000
Total tax
36 051
30 943
48 539
28 392
After tax
143 949
149 057
131 461
151 608
Living cost
15 948
15 948
15 948
15 948
Free-cash
128 001
133 109
115 513
135 660

Estimated living cost  is ₽15948 per week

₽10175
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽92322
₽87887
₽73359
₽69145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
839
income
-
-
-
51 088
pensions
-
-
-
26 347
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
79 019
Employee
37 141
-
150 319
-
other
36
-
93
-
income
7 161
-
47 640
-
pensions
1 746
-
4 377
-
unemployment
576
-
1 443
-
total
9 519
-
53 553
-
Employer
37 141
-
150 319
-
accident
736
-
1 843
-
other
297
-
745
-
unemployment
2 043
-
5 120
-
pensions
8 765
-
21 972
-
total
11 841
-
29 680
-
Corporate
131 018
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 653
27 001
-
-
total
19 653
27 001
-
-
Dividends
111 365
152 999
-
-
withholding
23 478
33 055
-
-
total
23 478
33 055
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 491
60 056
83 233
79 019
After tax
115 509
119 944
96 767
100 981
Living cost
27 622
27 622
27 622
27 622
Free-cash
87 887
92 322
69 145
73 359

Estimated living cost  is ₽27622 per week

₽18644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽109570
₽109119
₽112635
₽112439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
61 154
pensions
-
-
-
2 006
health
-
-
-
1 455
total
-
-
-
64 615
Employee
4 189
-
177 743
-
health
209
-
502
-
income
810
-
61 049
-
pensions
377
-
903
-
unemployment
42
-
100
-
total
1 438
-
62 554
-
Employer
4 189
-
177 743
-
unemployment
84
-
201
-
pensions
461
-
1 103
-
health
398
-
953
-
total
943
-
2 257
-
Corporate
174 868
180 000
-
-
income
38 471
39 600
-
-
total
38 471
39 600
-
-
Dividends
136 397
140 400
-
-
withholding
27 279
28 080
-
-
total
27 279
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 131
67 680
64 811
64 615
After tax
111 869
112 320
115 189
115 385
Living cost
2 750
2 750
2 750
2 750
Free-cash
109 119
109 570
112 439
112 635

Estimated living cost  is ₽2750 per week

₽1635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽112680
₽107739
₽93768
₽93766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
income
-
-
-
40 805
pensions
-
-
-
19 299
unemployment
-
-
-
1 113
health
-
-
-
7 645
total
-
-
-
68 862
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
166 713
-
health
1 349
-
3 823
-
income
3 610
-
40 805
-
pensions
3 667
-
10 392
-
unemployment
196
-
557
-
total
8 822
-
55 577
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
166 713
-
unemployment
196
-
557
-
pensions
3 143
-
8 907
-
health
1 349
-
3 823
-
total
4 688
-
13 287
-
Corporate
149 119
180 000
-
-
income
22 368
27 000
-
-
total
22 368
27 000
-
-
Dividends
126 751
153 000
-
-
withholding
19 013
22 950
-
-
total
19 013
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 891
49 950
68 864
68 862
After tax
125 109
130 050
111 136
111 138
Living cost
17 370
17 370
17 370
17 370
Free-cash
107 739
112 680
93 766
93 768

Estimated living cost  is ₽17370 per week

₽11695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3828
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽75305
₽74942
₽69122
₽55474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
income
-
-
-
21 249
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 549
total
-
-
-
83 798
Employee
38 986
-
145 454
-
social contributions
4 289
-
16 000
-
surtax
-
-
-
-
income
7 618
-
46 900
-
total
11 907
-
62 900
-
Employer
38 986
-
145 454
-
social contributions
9 258
-
34 546
-
total
9 258
-
34 546
-
Corporate
131 756
180 000
-
-
surtax
-
-
-
-
income
27 668
37 799
-
-
total
27 668
37 799
-
-
Dividends
104 088
142 201
-
-
withholding
29 145
39 816
-
-
total
29 145
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 978
77 615
97 446
83 798
After tax
102 022
102 385
82 554
96 202
Living cost
27 080
27 080
27 080
27 080
Free-cash
74 942
75 305
55 474
69 122

Estimated living cost  is ₽27080 per week

₽19180
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽84642
₽78070
₽65679
₽61465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
839
income
-
-
-
51 088
pensions
-
-
-
26 347
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
79 019
Employee
48 511
-
150 319
-
other
48
-
93
-
income
10 132
-
47 640
-
pensions
2 280
-
4 377
-
unemployment
751
-
1 443
-
total
13 211
-
53 553
-
Employer
48 511
-
150 319
-
accident
961
-
1 843
-
other
389
-
745
-
unemployment
2 669
-
5 120
-
pensions
11 448
-
21 972
-
total
15 467
-
29 680
-
Corporate
116 022
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 403
27 001
-
-
total
17 403
27 001
-
-
Dividends
98 619
152 999
-
-
withholding
20 547
33 055
-
-
total
20 547
33 055
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 628
60 056
83 233
79 019
After tax
113 372
119 944
96 767
100 981
Living cost
35 302
35 302
35 302
35 302
Free-cash
78 070
84 642
61 465
65 679

Estimated living cost  is ₽35302 per week

₽25352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽136624
₽130504
₽126358
₽133449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
36 366
Employee
22 876
-
173 117
-
health
1 052
-
1 614
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
income
2 288
-
17 312
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 008
-
3 080
-
total
5 599
-
22 392
-
Employer
22 876
-
173 117
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
unemployment
137
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 521
-
3 866
-
health
1 579
-
2 421
-
total
4 488
-
6 883
-
Corporate
152 635
180 000
-
-
income
15 264
18 000
-
-
total
15 264
18 000
-
-
Dividends
137 372
162 000
-
-
withholding
6 869
8 100
-
-
total
6 869
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
32 220
26 100
29 275
36 366
After tax
147 780
153 900
150 725
143 634
Living cost
17 276
17 276
17 276
17 276
Free-cash
130 504
136 624
133 449
126 358

Estimated living cost  is ₽17276 per week

₽11426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽53850
₽66991
₽56172
₽75300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
19 128
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 980
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 078
total
-
-
-
85 048
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 979
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 078
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 110
-
55 980
-
total
11 199
-
65 920
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 021
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 073
1 485
-
-
income
19 504
27 001
-
-
trade
18 658
25 831
-
-
chamber of commerce
343
416
-
-
total
39 578
54 733
-
-
Dividends
90 443
125 268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 222
1 702
-
-
withholding
22 230
30 935
-
-
total
23 452
32 637
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 229
87 370
65 920
85 048
After tax
105 771
92 630
114 080
94 952
Living cost
38 780
38 780
38 780
38 780
Free-cash
66 991
53 850
75 300
56 172

Estimated living cost  is ₽38780 per week

₽26751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4173
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽68781
₽70999
₽37283
₽37283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
55 397
social contributions
-
-
-
30 101
total
-
-
-
85 498
Employee
78 572
-
180 000
-
income
14 826
-
55 397
-
social contributions
6 528
-
30 101
-
total
21 354
-
85 498
-
Employer
78 572
-
180 000
-
total
-
-
-
-
Corporate
101 428
180 000
-
-
income
12 678
22 500
-
-
total
12 678
22 500
-
-
Dividends
88 750
157 500
-
-
withholding
17 750
31 500
-
-
total
17 750
31 500
-
-
Income
180 000
180 000
180 000
180 000
Total tax
51 782
54 000
85 498
85 498
After tax
128 218
126 000
94 502
94 502
Living cost
57 219
57 219
57 219
57 219
Free-cash
70 999
68 781
37 283
37 283

Estimated living cost  is ₽57219 per week

₽43531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8479
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽75229
₽78740
₽108213
₽91332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
income
-
-
-
28 593
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 731
total
-
-
-
35 324
Employee
46 079
-
175 379
-
income
5 000
-
42 963
-
social contributions
4 617
-
4 621
-
total
9 617
-
47 584
-
Employer
46 079
-
175 379
-
social contributions
4 617
-
4 621
-
total
4 617
-
4 621
-
Corporate
129 304
180 000
-
-
income
45 256
63 001
-
-
total
45 256
63 001
-
-
Dividends
84 048
116 999
-
-
social contributions
5 307
5 307
-
-
total
5 307
5 307
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 797
68 308
52 205
35 324
After tax
115 203
111 692
127 795
144 676
Living cost
36 463
36 463
36 463
36 463
Free-cash
78 740
75 229
91 332
108 213

Estimated living cost  is ₽36463 per week

₽24018
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽80206
₽86148
₽81853
₽65578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 792
pensions
-
-
-
9 092
total
-
-
-
60 884
Employee
51 149
-
157 210
-
health
667
-
2 267
-
income
9 315
-
40 944
-
pensions
3 904
-
11 158
-
total
13 886
-
54 369
-
Employer
51 149
-
157 210
-
pensions
5 168
-
19 803
-
health
972
-
2 987
-
total
6 140
-
22 790
-
Corporate
122 711
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 315
34 201
-
-
total
23 315
34 201
-
-
Dividends
99 395
145 799
-
-
withholding
13 248
28 330
-
-
total
13 248
28 330
-
-
Income
180 000
180 000
180 000
180 000
Total tax
56 589
62 531
77 159
60 884
After tax
123 411
117 469
102 841
119 116
Living cost
37 263
37 263
37 263
37 263
Free-cash
86 148
80 206
65 578
81 853

Estimated living cost  is ₽37263 per week

₽25562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9289
₽10918
₽99168
₽74026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
253
income
-
-
-
49 985
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
56 963
Employee
37 547
-
162 275
-
health
4 299
-
18 580
-
income
5 151
-
38 155
-
pensions
4 228
-
7 645
-
total
13 678
-
64 380
-
Employer
37 547
-
162 275
-
accident
627
-
2 710
-
unemployment
920
-
3 976
-
pensions
6 105
-
11 039
-
total
7 652
-
17 725
-
Corporate
134 802
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

121 322
162 000
-
-
total
121 322
162 000
-
-
Dividends
13 480
18 000
-
-
withholding
2 561
3 420
-
-
total
2 561
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
145 213
165 420
82 105
56 963
After tax
34 787
14 580
97 895
123 037
Living cost
23 869
23 869
23 869
23 869
Free-cash
10 918
-9 289
74 026
99 168

Estimated living cost  is ₽23869 per week

₽17517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽137904
₽133204
₽92540
₽114624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 000
work injury
-
-
-
803
health insurance
-
-
-
11 886
income
-
-
-
29 724
pensions
-
-
-
29 554
unemployment
-
-
-
1 927
total
-
-
-
73 894
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 706
-
180 000
-
work injury
109
-
402
-
income
2 171
-
29 724
-
pensions
3 994
-
14 777
-
health insurance
1 606
-
5 943
-
unemployment
260
-
964
-
total
8 140
-
51 810
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 294
180 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 583
1 800
-
-
total
1 583
1 800
-
-
Dividends
156 711
178 200
-
-
withholding
23 507
26 730
-
-
total
23 507
26 730
-
-
Income
180 000
180 000
180 000
180 000
Total tax
33 230
28 530
51 810
73 894
After tax
146 770
151 470
128 190
106 106
Living cost
13 566
13 566
13 566
13 566
Free-cash
133 204
137 904
114 624
92 540

Estimated living cost  is ₽13566 per week

₽8404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽986
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽54795
₽50227
₽43700
₽35800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
1 203
regional
-
-
-
4 126
national
-
-
-
44 660
social contributions
-
-
-
46 295
total
-
-
-
96 284
Employee
84 643
-
180 000
-
social contributions
28 541
-
60 696
-
regional
1 278
-
3 661
-
municipal
505
-
1 073
-
national
14 304
-
38 754
-
total
44 628
-
104 184
-
Employer
84 643
-
180 000
-
total
-
-
-
-
Corporate
95 357
180 000
-
-
nationa
22 886
43 200
-
-
municipal
4 596
8 677
-
-
total
27 482
51 877
-
-
Dividends
67 876
128 124
-
-
withholding
17 647
33 312
-
-
total
17 647
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 757
85 189
104 184
96 284
After tax
90 243
94 811
75 816
83 716
Living cost
40 016
40 016
40 016
40 016
Free-cash
50 227
54 795
35 800
43 700

Estimated living cost  is ₽40016 per week

₽28108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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