Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Dresden , Germany
₽63351
₽62612
₽72889
₽84897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
21 546
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 160
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 448
total
-
-
-
88 502
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 543
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

993
-
57 448
-
total
7 396
-
66 956
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
144 457
180 000
-
-
trade
22 752
28 349
-
-
chamber of commerce
349
400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 192
1 485
-
-
income
21 669
27 000
-
-
total
45 962
57 234
-
-
Dividends
98 494
122 765
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 335
1 668
-
-
withholding
24 271
30 339
-
-
total
25 606
32 007
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 964
89 241
66 956
88 502
After tax
101 036
90 759
113 044
91 498
Living cost
28 147
28 147
28 147
28 147
Free-cash
72 889
62 612
84 897
63 351

Estimated living cost  is ₽28147 per week

₽17705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽56384
₽63513
₽62702
₽57351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
19 793
social contributions
-
-
-
1 935
national
-
-
-
31 481
pensions
-
-
-
21 600
total
-
-
-
74 809
Employee
75 660
-
155 608
-
pensions
3 026
-
6 224
-
national
14 481
-
33 007
-
municipal
9 345
-
20 489
-
total
26 852
-
59 720
-
Employer
75 660
-
155 608
-
pensions
6 053
-
12 449
-
social contributions
813
-
1 673
-
total
6 866
-
14 122
-
Corporate
92 480
180 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 496
36 000
-
-
total
18 496
36 000
-
-
Dividends
73 984
144 000
-
-
withholding
16 277
31 680
-
-
total
16 277
31 680
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 491
67 680
73 842
74 809
After tax
111 509
112 320
106 158
105 191
Living cost
48 807
48 807
48 807
48 807
Free-cash
62 702
63 513
57 351
56 384

Estimated living cost  is ₽48807 per week

₽33174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽731
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽44184
₽124668
₽117044
₽57399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
35 604
income
-
-
-
34 980
microenterprise
-
-
-
-
surtax
-
-
-
45 899
total
-
-
-
116 483
Employee
27 154
-
138 127
-
surtax
-
-
20 028
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 987
-
12 182
-
income
4 834
-
29 185
-
total
7 821
-
61 395
-
Employer
27 154
-
138 127
-
surtax
-
-
15 194
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 541
-
26 679
-
total
6 541
-
41 873
-
Corporate
146 306
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 261
35 999
-
-
total
29 261
35 999
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

117 045
144 001
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
43 623
35 999
103 268
116 483
After tax
136 377
144 001
76 732
63 517
Living cost
19 333
19 333
19 333
19 333
Free-cash
117 044
124 668
57 399
44 184

Estimated living cost  is ₽19333 per week

₽12334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽59311
₽50432
₽44738
₽75300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
11 459
pensions
-
-
-
10 888
income
-
-
-
59 414
total
-
-
-
81 761
Employee
79 356
79 356
162 730
-
health
12 180
10 360
11 459
-
pensions
14 284
10 888
10 888
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 989
12 989
26 155
-
total
39 453
34 237
48 502
-
Employer
79 356
79 356
162 730
-
health
5 516
5 516
6 855
-
pensions
5 523
5 523
6 865
-
unemployment
2 857
2 857
3 550
-
total
13 896
13 896
17 270
-
Corporate
87 722
86 748
-
-
income
17 545
17 349
-
-
total
17 545
17 349
-
-
Dividends
70 177
69 399
-
-
income
14 914
14 748
-
-
withholding
10 526
10 410
-
-
total
25 440
25 158
-
-
Income
180 000
180 000
180 000
180 000
Total tax
96 334
90 640
65 772
81 761
After tax
83 666
89 360
114 228
98 239
Living cost
38 928
38 928
38 928
38 928
Free-cash
44 738
50 432
75 300
59 311

Estimated living cost  is ₽38928 per week

₽27588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽619
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽53055
₽59431
₽58560
₽52112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
5 313
accident
-
-
-
170
other
-
-
-
9 894
municipal
-
-
-
46 321
pensions
-
-
-
9 204
national
-
-
-
17 109
unemployment
-
-
-
85
total
-
-
-
88 096
Employee
55 356
-
153 248
-
national
-
-
16 588
-
municipal
16 507
-
45 699
-
total
16 507
-
62 287
-
Employer
55 356
-
153 248
-
health
3 404
-
5 236
-
accident
111
-
170
-
pensions
5 984
-
9 204
-
other
6 432
-
9 894
-
unemployment
1 461
-
2 248
-
total
17 392
-
26 752
-
Corporate
107 252
180 000
-
-
income
23 595
39 600
-
-
total
23 595
39 600
-
-
Dividends
83 656
140 400
-
-
withholding
25 097
42 120
-
-
total
25 097
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 591
81 720
89 039
88 096
After tax
97 409
98 280
90 961
91 904
Living cost
38 849
38 849
38 849
38 849
Free-cash
58 560
59 431
52 112
53 055

Estimated living cost  is ₽38849 per week

₽25747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽54034
₽53326
₽66385
₽76538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
22 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 160
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 448
total
-
-
-
89 460
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 125
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
3 160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 049
-
57 448
-
total
10 619
-
66 956
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 875
180 000
-
-
trade
21 858
29 610
-
-
chamber of commerce
330
397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 097
1 485
-
-
income
19 931
27 000
-
-
total
43 216
58 492
-
-
Dividends
89 660
121 508
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 213
1 651
-
-
withholding
22 061
30 025
-
-
total
23 274
31 676
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 109
90 168
66 956
89 460
After tax
102 891
89 832
113 044
90 540
Living cost
36 506
36 506
36 506
36 506
Free-cash
66 385
53 326
76 538
54 034

Estimated living cost  is ₽36506 per week

₽24415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽92073
₽101115
₽97263
₽90533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
4 590
social contributions
-
-
-
15 035
income
-
-
-
38 161
total
-
-
-
57 786
Employee
71 456
71 456
168 876
-
health
711
1 215
2 871
-
social contributions
3 472
5 931
7 999
-
income
7 504
6 615
37 332
-
total
11 687
13 761
48 202
-
Employer
71 456
71 456
168 876
-
health
774
1 323
3 125
-
social contributions
3 472
5 931
7 999
-
total
4 246
7 254
11 124
-
Corporate
133 926
101 291
-
-
income
16 741
12 662
-
-
total
16 741
12 662
-
-
Dividends
117 186
88 629
-
-
withholding
19 922
15 067
-
-
total
19 922
15 067
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 596
48 744
59 326
57 786
After tax
127 404
131 256
120 674
122 214
Living cost
30 141
30 141
30 141
30 141
Free-cash
97 263
101 115
90 533
92 073

Estimated living cost  is ₽30141 per week

₽20604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽107655
₽84044
₽84397
₽87308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
12 600
pensions
-
-
-
18 000
unemployment
-
-
-
2 700
income
-
-
-
22 005
total
-
-
-
55 305
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 598
9 790
150 628
-
health
1 722
685
10 544
-
pensions
2 460
979
15 063
-
unemployment
369
147
2 259
-
income
3 007
1 197
18 414
-
total
7 558
3 008
46 280
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 598
9 790
150 628
-
pensions
4 797
1 909
29 372
-
total
4 797
1 909
29 372
-
Corporate
150 606
168 302
-
-
income
13 555
15 147
-
-
total
13 555
15 147
-
-
Dividends
137 051
153 154
-
-
social contributions
26 613
29 753
-
-
withholding
26 040
29 099
-
-
total
52 653
58 852
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 563
78 916
75 652
55 305
After tax
101 437
101 084
104 348
124 695
Living cost
17 040
17 040
17 040
17 040
Free-cash
84 397
84 044
87 308
107 655

Estimated living cost  is ₽17040 per week

₽11628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽74034
₽121556
₽115783
₽81305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
23 399
pensions
-
-
-
36 001
income
-
-
-
24 121
total
-
-
-
83 521
Employee
26 362
-
134 529
-
pensions
527
-
2 691
-
unemployment
421
-
2 153
-
income
2 968
-
25 937
-
total
3 916
-
30 781
-
Employer
26 362
-
134 529
-
health
3 426
-
17 488
-
pensions
5 273
-
26 905
-
unemployment
212
-
1 076
-
total
8 911
-
45 469
-
Corporate
144 727
180 000
-
-
income
28 945
35 999
-
-
total
28 945
35 999
-
-
Dividends
115 782
144 001
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
41 772
35 999
76 250
83 521
After tax
138 228
144 001
103 750
96 479
Living cost
22 445
22 445
22 445
22 445
Free-cash
115 783
121 556
81 305
74 034

Estimated living cost  is ₽22445 per week

₽15395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽102379
-₽6036
₽11419
₽77682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
50 478
total
-
-
-
57 005
Employee
32 431
-
162 962
-
health
3 713
-
18 659
-
pensions
3 652
-
7 150
-
income
4 449
-
38 856
-
total
11 814
-
64 665
-
Employer
32 431
-
162 962
-
accident
541
-
2 721
-
pensions
5 273
-
10 324
-
unemployment
795
-
3 992
-
total
6 609
-
17 037
-
Corporate
140 960
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

126 864
162 000
-
-
total
126 864
162 000
-
-
Dividends
14 096
18 000
-
-
withholding
2 678
3 420
-
-
total
2 678
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
147 965
165 420
81 702
57 005
After tax
32 035
14 580
98 298
122 995
Living cost
20 616
20 616
20 616
20 616
Free-cash
11 419
-6 036
77 682
102 379

Estimated living cost  is ₽20616 per week

₽15110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽170524
₽163324
₽161885
₽136324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
9 595
-
180 000
-
income
1 919
-
36 000
-
total
1 919
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

170 405
180 000
-
-
total
-
-
-
-
Dividends
170 405
180 000
-
-
withholding
8 520
9 000
-
-
total
8 520
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 439
9 000
36 000
1 800
After tax
169 561
171 000
144 000
178 200
Living cost
7 676
7 676
7 676
7 676
Free-cash
161 885
163 324
136 324
170 524

Estimated living cost  is ₽7676 per week

₽4757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽79038
₽107484
₽101206
₽77483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
6 218
other
-
-
-
6 712
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
33 915
income
-
-
-
29 356
total
-
-
-
76 201
Employee
33 741
-
144 366
-
health
473
-
1 979
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 361
-
9 891
-
unemployment
337
-
1 413
-
income
5 809
-
28 838
-
total
8 980
-
42 121
-
Employer
33 741
-
144 366
-
health
473
-
1 979
-
accident
270
-
1 155
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 737
-
24 024
-
other
1 688
-
7 064
-
unemployment
337
-
1 413
-
total
8 505
-
35 635
-
Corporate
137 756
180 000
-
-
income
28 930
37 800
-
-
total
28 930
37 800
-
-
Dividends
108 826
142 200
-
-
withholding
7 618
9 955
-
-
total
7 618
9 955
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 033
47 755
77 756
76 201
After tax
125 967
132 245
102 244
103 799
Living cost
24 761
24 761
24 761
24 761
Free-cash
101 206
107 484
77 483
79 038

Estimated living cost  is ₽24761 per week

₽17495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽56058
₽53979
₽60058
₽39857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
8 680
income
-
-
-
53 201
total
-
-
-
61 881
Employee
87 807
-
157 088
-
health
1 447
-
2 214
-
pensions
8 471
-
10 556
-
income
15 828
-
42 400
-
total
25 746
-
55 170
-
Employer
87 807
-
157 088
-
health
1 668
-
2 984
-
pensions
10 368
-
19 928
-
total
12 036
-
22 912
-
Corporate
80 157
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 229
34 201
-
-
total
15 229
34 201
-
-
Dividends
64 928
145 799
-
-
withholding
4 870
29 759
-
-
total
4 870
29 759
-
-
Income
180 000
180 000
180 000
180 000
Total tax
57 881
63 960
78 082
61 881
After tax
122 119
116 040
101 918
118 119
Living cost
62 061
62 061
62 061
62 061
Free-cash
60 058
53 979
39 857
56 058

Estimated living cost  is ₽62061 per week

₽46504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽131502
₽141338
₽136889
₽138683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
3 849
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 953
unemployment
-
-
-
134
income
-
-
-
27 000
total
-
-
-
35 936
Employee
16 634
-
173 434
-
health
765
-
1 539
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 460
-
2 939
-
income
1 663
-
17 343
-
total
4 071
-
22 189
-
Employer
16 634
-
173 434
-
health
1 148
-
2 309
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 833
-
3 688
-
unemployment
99
-
201
-
total
3 263
-
6 566
-
Corporate
160 102
180 000
-
-
income
16 010
18 000
-
-
total
16 010
18 000
-
-
Dividends
144 092
162 000
-
-
withholding
7 205
8 100
-
-
total
7 205
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
30 549
26 100
28 755
35 936
After tax
149 451
153 900
151 245
144 064
Living cost
12 562
12 562
12 562
12 562
Free-cash
136 889
141 338
138 683
131 502

Estimated living cost  is ₽12562 per week

₽7334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽333
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽46710
₽37831
₽40168
₽62699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
11 459
pensions
-
-
-
10 888
income
-
-
-
59 414
total
-
-
-
81 761
Employee
86 155
79 356
162 730
-
health
10 748
10 360
11 459
-
pensions
10 888
10 888
10 888
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 989
12 989
26 155
-
total
34 625
34 237
48 502
-
Employer
86 155
79 356
162 730
-
health
5 987
5 516
6 855
-
pensions
5 996
5 523
6 865
-
unemployment
3 102
2 857
3 550
-
total
15 085
13 896
17 270
-
Corporate
78 760
86 748
-
-
income
15 751
17 349
-
-
total
15 751
17 349
-
-
Dividends
63 009
69 399
-
-
income
13 390
14 748
-
-
withholding
9 452
10 410
-
-
total
22 842
25 158
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 303
90 640
65 772
81 761
After tax
91 697
89 360
114 228
98 239
Living cost
51 529
51 529
51 529
51 529
Free-cash
40 168
37 831
62 699
46 710

Estimated living cost  is ₽51529 per week

₽38011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽80591
₽100945
₽92746
₽73073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
24 300
social contributions
-
-
-
33 075
solidarity contribution
-
-
-
655
income
-
-
-
18 394
total
-
-
-
76 424
Employee
33 802
-
139 158
-
health
4 563
-
18 786
-
solidarity contribution
-
-
-
-
social contributions
2 197
-
7 363
-
income
4 056
-
16 951
-
total
10 816
-
43 100
-
Employer
33 802
-
139 158
-
health
3 042
-
12 524
-
social contributions
8 450
-
28 318
-
total
11 492
-
40 842
-
Corporate
134 706
180 000
-
-
income
25 594
34 200
-
-
total
25 594
34 200
-
-
Dividends
109 112
145 800
-
-
withholding
16 367
21 870
-
-
total
16 367
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 269
56 070
83 942
76 424
After tax
115 731
123 930
96 058
103 576
Living cost
22 985
22 985
22 985
22 985
Free-cash
92 746
100 945
73 073
80 591

Estimated living cost  is ₽22985 per week

₽15966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽45833
₽56826
₽51976
₽37728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
2 141
municipal
-
-
-
1 070
social contributions
-
-
-
46 296
national
-
-
-
45 448
total
-
-
-
94 955
Employee
82 588
-
180 000
-
regional
779
-
1 893
-
national
14 310
-
39 516
-
social contributions
27 849
-
60 697
-
municipal
437
-
954
-
total
43 375
-
103 060
-
Employer
82 588
-
180 000
-
total
-
-
-
-
Corporate
97 412
180 000
-
-
nationa
23 378
43 200
-
-
municipal
3 798
7 020
-
-
total
27 176
50 220
-
-
Dividends
70 236
129 780
-
-
withholding
18 261
33 742
-
-
total
18 261
33 742
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 812
83 962
103 060
94 955
After tax
91 188
96 038
76 940
85 045
Living cost
39 212
39 212
39 212
39 212
Free-cash
51 976
56 826
37 728
45 833

Estimated living cost  is ₽39212 per week

₽27334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽64457
₽92714
₽89821
₽58776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 805
other
-
-
-
-
pensions
-
-
-
24 805
unemployment
-
-
-
212
income
-
-
-
52 731
surtax
-
-
-
8 484
total
-
-
-
95 037
Employee
30 730
-
153 894
-
health
785
-
3 162
-
pensions
2 049
-
8 272
-
unemployment
2 139
-
8 632
-
surtax
101
-
7 373
-
income
5 151
-
47 173
-
other
-
-
-
-
total
10 225
-
74 612
-
Employer
30 730
-
153 894
-
health
1 398
-
5 643
-
pensions
4 097
-
16 532
-
other
-
-
-
-
unemployment
973
-
3 931
-
total
6 468
-
26 106
-
Corporate
142 801
180 000
-
-
income
37 128
46 800
-
-
total
37 128
46 800
-
-
Dividends
105 673
133 200
-
-
withholding
15 852
19 980
-
-
total
15 852
19 980
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 673
66 780
100 718
95 037
After tax
110 327
113 220
79 282
84 963
Living cost
20 506
20 506
20 506
20 506
Free-cash
89 821
92 714
58 776
64 457

Estimated living cost  is ₽20506 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽75720
₽73641
₽79773
₽59519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
8 680
income
-
-
-
53 201
total
-
-
-
61 881
Employee
58 846
-
157 088
-
health
854
-
2 214
-
pensions
4 995
-
10 556
-
income
10 598
-
42 400
-
total
16 447
-
55 170
-
Employer
58 846
-
157 088
-
health
1 118
-
2 984
-
pensions
6 370
-
19 928
-
total
7 488
-
22 912
-
Corporate
113 666
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 597
34 201
-
-
total
21 597
34 201
-
-
Dividends
92 068
145 799
-
-
withholding
12 296
29 759
-
-
total
12 296
29 759
-
-
Income
180 000
180 000
180 000
180 000
Total tax
57 828
63 960
78 082
61 881
After tax
122 172
116 040
101 918
118 119
Living cost
42 399
42 399
42 399
42 399
Free-cash
79 773
73 641
59 519
75 720

Estimated living cost  is ₽42399 per week

₽31765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽69228
₽6323
₽38833
₽61083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
406
city
-
-
-
1 897
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 601
regional
-
-
-
9 071
pensions
-
-
-
16 559
national
-
-
-
3 251
total
-
-
-
34 785
Employee
88 924
-
161 110
-
health
201
-
363
-
regional
2 912
-
7 812
-
pensions
7 471
-
13 533
-
unemployment
-
-
-
-
national
421
-
2 373
-
city
954
-
1 731
-
total
11 959
-
25 812
-
Employer
88 924
-
161 110
-
health
201
-
363
-
pensions
7 471
-
13 533
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 778
-
3 222
-
unemployment
-
-
-
-
total
9 450
-
17 118
-
Corporate
80 649
180 000
-
-
national
6 856
15 301
-
-
regional
17 057
38 070
-
-
total
23 913
53 371
-
-
Dividends
56 735
126 629
-
-
withholding
19 858
44 319
-
-
total
19 858
44 319
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 180
97 690
42 930
34 785
After tax
114 820
82 310
137 070
145 215
Living cost
75 987
75 987
75 987
75 987
Free-cash
38 833
6 323
61 083
69 228

Estimated living cost  is ₽75987 per week

₽49413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽47013
₽46337
₽61406
₽70474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
23 461
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 160
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 448
total
-
-
-
90 417
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 847
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
-
3 160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 567
-
57 448
-
total
13 277
-
66 956
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
124 153
180 000
-
-
trade
21 292
30 869
-
-
chamber of commerce
316
395
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 025
1 485
-
-
income
18 622
27 000
-
-
total
41 255
59 749
-
-
Dividends
82 898
120 250
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 120
1 635
-
-
withholding
20 372
29 709
-
-
total
21 492
31 344
-
-
Income
180 000
180 000
180 000
180 000
Total tax
76 024
91 093
66 956
90 417
After tax
103 976
88 907
113 044
89 583
Living cost
42 570
42 570
42 570
42 570
Free-cash
61 406
46 337
70 474
47 013

Estimated living cost  is ₽42570 per week

₽31092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽69223
₽58928
₽64415
₽65274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 121
other
-
-
-
5 580
pensions
-
-
-
30 542
social contributions
-
-
-
5 128
income
-
-
-
29 613
surtax
-
-
-
-
total
-
-
-
78 984
Employee
39 771
-
138 569
-
pensions
4 497
-
9 942
-
surtax
-
-
-
-
social contributions
1 134
-
3 948
-
income
2 347
-
27 612
-
total
7 978
-
41 502
-
Employer
39 771
-
138 569
-
health
2 785
-
13 185
-
pensions
6 534
-
16 683
-
other
1 372
-
5 536
-
social contributions
120
-
416
-
unemployment
1 610
-
5 611
-
total
12 421
-
41 431
-
Corporate
127 809
180 000
-
-
surtax
-
-
-
-
income
35 786
50 400
-
-
total
35 786
50 400
-
-
Dividends
92 023
129 600
-
-
social contributions
15 829
22 290
-
-
surtax
-
-
-
-
withholding
11 778
16 589
-
-
total
27 607
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 792
89 279
82 933
78 984
After tax
96 208
90 721
97 067
101 016
Living cost
31 793
31 793
31 793
31 793
Free-cash
64 415
58 928
65 274
69 223

Estimated living cost  is ₽31793 per week

₽20047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽72373
₽62078
₽67242
₽68424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 121
other
-
-
-
5 580
pensions
-
-
-
30 542
social contributions
-
-
-
5 128
income
-
-
-
29 613
surtax
-
-
-
-
total
-
-
-
78 984
Employee
35 501
-
138 569
-
pensions
4 015
-
9 942
-
surtax
-
-
-
-
social contributions
1 012
-
3 948
-
income
1 830
-
27 612
-
total
6 857
-
41 502
-
Employer
35 501
-
138 569
-
health
2 485
-
13 185
-
pensions
5 834
-
16 683
-
other
1 226
-
5 536
-
social contributions
106
-
416
-
unemployment
1 437
-
5 611
-
total
11 088
-
41 431
-
Corporate
133 412
180 000
-
-
surtax
-
-
-
-
income
37 355
50 400
-
-
total
37 355
50 400
-
-
Dividends
96 056
129 600
-
-
social contributions
16 520
22 290
-
-
surtax
-
-
-
-
withholding
12 295
16 589
-
-
total
28 815
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
84 115
89 279
82 933
78 984
After tax
95 885
90 721
97 067
101 016
Living cost
28 643
28 643
28 643
28 643
Free-cash
67 242
62 078
68 424
72 373

Estimated living cost  is ₽28643 per week

₽16612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽95890
₽90110
₽90594
₽91698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
12 565
social contributions
-
-
-
24 840
income
-
-
-
27 000
total
-
-
-
64 405
Employee
31 508
-
180 000
-
health
2 199
-
12 565
-
social contributions
4 349
-
24 840
-
income
5 255
-
31 192
-
total
11 803
-
68 597
-
Employer
31 508
-
180 000
-
total
-
-
-
-
Corporate
148 492
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 424
9 001
-
-
total
7 424
9 001
-
-
Dividends
141 068
170 999
-
-
social contributions
19 467
23 599
-
-
health
9 847
11 935
-
-
withholding
21 160
25 650
-
-
total
50 474
61 184
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 701
70 185
68 597
64 405
After tax
110 299
109 815
111 403
115 595
Living cost
19 705
19 705
19 705
19 705
Free-cash
90 594
90 110
91 698
95 890

Estimated living cost  is ₽19705 per week

₽13187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽59687
₽66696
₽65257
₽14751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 304
pensions
-
-
-
20 084
unemployment
-
-
-
5 700
income
-
-
-
52 579
chamber of commerce
-
-
-
719
surtax
-
-
-
183
total
-
-
-
87 569
Employee
46 441
37 033
145 851
-
health
1 797
1 434
4 201
-
pensions
4 756
3 791
11 117
-
unemployment
1 393
1 111
3 257
-
income
5 287
2 732
43 113
-
other
464
370
1 086
-
total
13 697
9 438
62 774
-
Employer
46 441
37 033
145 851
-
payroll
1 393
1 111
4 375
-
health
1 755
1 400
4 104
-
surtax
183
183
183
-
accident
603
481
1 411
-
pensions
5 828
4 648
13 625
-
chamber of commerce
185
148
584
-
other
2 206
1 758
6 611
-
unemployment
1 393
1 111
3 257
-
total
13 546
10 840
34 150
-
Corporate
120 012
132 126
142 324
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 004
33 031
35 581
-
total
30 004
33 031
35 581
-
Dividends
90 009
99 094
-
-
withholding
24 752
27 251
-
-
total
24 752
27 251
-
-
Income
180 000
180 000
180 000
180 000
Total tax
81 999
80 560
132 505
87 569
After tax
98 001
99 440
47 495
92 431
Living cost
32 744
32 744
32 744
32 744
Free-cash
65 257
66 696
14 751
59 687

Estimated living cost  is ₽32744 per week

₽21839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽44261
₽66517
₽52816
₽28581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
23 168
national
-
-
-
69 279
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 410
total
-
-
-
101 857
Employee

The minimum management director salary is set at €45,000 per year.

66 471
-
139 414
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 123
-
6 553
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 985
-
10 456
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 213
-
national
20 436
-
51 460
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 467
-
7 271
-
total
32 589
-
76 953
-
Employer

The minimum management director salary is set at €45,000 per year.

66 471
-
139 414
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 088
-
8 574
-
surtax
7 537
-
15 811
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
1 813
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 890
-
12 351
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

970
-
2 035
-
total
19 349
-
40 584
-
Corporate
94 180
180 000
-
-
surtax
377
727
-
-
income
18 836
36 329
-
-
total
19 213
37 056
-
-
Dividends
74 967
142 944
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

22 151
42 545
-
-
total
22 151
42 545
-
-
Income
180 000
180 000
180 000
180 000
Total tax
93 302
79 601
117 537
101 857
After tax
86 698
100 399
62 463
78 143
Living cost
33 882
33 882
33 882
33 882
Free-cash
52 816
66 517
28 581
44 261

Estimated living cost  is ₽33882 per week

₽21825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽67272
₽86225
₽79858
₽63373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
776
other
-
-
-
86
pensions
-
-
-
24 375
unemployment
-
-
-
603
income
-
-
-
53 328
total
-
-
-
79 168
Employee
46 257
-
152 541
-
pensions
2 174
-
4 049
-
unemployment
718
-
1 335
-
other
46
-
86
-
income
9 760
-
50 138
-
total
12 698
-
55 608
-
Employer
46 257
-
152 541
-
accident
915
-
1 705
-
pensions
10 916
-
20 327
-
other
369
-
690
-
unemployment
2 545
-
4 737
-
total
14 745
-
27 459
-
Corporate
118 999
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 850
27 000
-
-
total
17 850
27 000
-
-
Dividends
101 149
153 000
-
-
withholding
21 289
33 215
-
-
total
21 289
33 215
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 582
60 215
83 067
79 168
After tax
113 418
119 785
96 933
100 832
Living cost
33 560
33 560
33 560
33 560
Free-cash
79 858
86 225
63 373
67 272

Estimated living cost  is ₽33560 per week

₽24713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽36667
₽53593
₽41203
₽43842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
12 648
accident
-
-
-
1 518
pensions
-
-
-
26 979
communal
-
-
-
11 376
income
-
-
-
31 389
surtax
-
-
-
8 923
total
-
-
-
92 833
Employee
70 373
-
160 785
-
health
3 132
-
7 154
-
pensions
5 629
-
12 863
-
surtax
4 313
-
9 854
-
income
6 797
-
36 572
-
total
19 871
-
66 443
-
Employer
70 373
-
160 785
-
health
2 146
-
4 904
-
accident
633
-
1 448
-
pensions
5 629
-
12 863
-
total
8 408
-
19 215
-
Corporate
101 219
180 000
-
-
communal
6 832
12 150
-
-
surtax
1 063
1 890
-
-
income
15 183
27 000
-
-
total
23 078
41 040
-
-
Dividends
78 141
138 959
-
-
income
25 218
14 023
-
-
withholding
11 722
20 844
-
-
total
36 940
34 867
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 297
75 907
85 658
92 833
After tax
91 703
104 093
94 342
87 167
Living cost
50 500
50 500
50 500
50 500
Free-cash
41 203
53 593
43 842
36 667

Estimated living cost  is ₽50500 per week

₽37883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3060
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽64091
₽92348
₽89392
₽58410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 805
other
-
-
-
-
pensions
-
-
-
24 805
unemployment
-
-
-
212
income
-
-
-
52 731
surtax
-
-
-
8 484
total
-
-
-
95 037
Employee
31 294
-
153 894
-
health
799
-
3 162
-
pensions
2 088
-
8 272
-
unemployment
2 178
-
8 632
-
surtax
111
-
7 373
-
income
5 246
-
47 173
-
other
-
-
-
-
total
10 422
-
74 612
-
Employer
31 294
-
153 894
-
health
1 423
-
5 643
-
pensions
4 172
-
16 532
-
other
-
-
-
-
unemployment
993
-
3 931
-
total
6 588
-
26 106
-
Corporate
142 117
180 000
-
-
income
36 950
46 800
-
-
total
36 950
46 800
-
-
Dividends
105 167
133 200
-
-
withholding
15 776
19 980
-
-
total
15 776
19 980
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 736
66 780
100 718
95 037
After tax
110 264
113 220
79 282
84 963
Living cost
20 872
20 872
20 872
20 872
Free-cash
89 392
92 348
58 410
64 091

Estimated living cost  is ₽20872 per week

₽12602
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5973
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽59439
₽69579
₽67517
₽51379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
2 715
municipal
-
-
-
1 070
social contributions
-
-
-
46 296
national
-
-
-
45 448
total
-
-
-
95 529
Employee
51 548
-
180 000
-
regional
694
-
2 422
-
national
8 167
-
39 516
-
social contributions
17 382
-
60 697
-
municipal
273
-
954
-
total
26 516
-
103 589
-
Employer
51 548
-
180 000
-
total
-
-
-
-
Corporate
128 452
180 000
-
-
nationa
30 829
43 200
-
-
municipal
6 384
8 946
-
-
total
37 213
52 146
-
-
Dividends
91 240
127 854
-
-
withholding
23 722
33 243
-
-
total
23 722
33 243
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 451
85 389
103 589
95 529
After tax
92 549
94 611
76 411
84 471
Living cost
25 032
25 032
25 032
25 032
Free-cash
67 517
69 579
51 379
59 439

Estimated living cost  is ₽25032 per week

₽15568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2536
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽75252
₽95606
₽85502
₽67734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
24 300
social contributions
-
-
-
33 075
solidarity contribution
-
-
-
655
income
-
-
-
18 394
total
-
-
-
76 424
Employee
41 653
-
139 158
-
health
5 623
-
18 786
-
solidarity contribution
-
-
-
-
social contributions
2 707
-
7 363
-
income
4 998
-
16 951
-
total
13 328
-
43 100
-
Employer
41 653
-
139 158
-
health
3 749
-
12 524
-
social contributions
10 413
-
28 318
-
total
14 162
-
40 842
-
Corporate
124 185
180 000
-
-
income
23 595
34 200
-
-
total
23 595
34 200
-
-
Dividends
100 590
145 800
-
-
withholding
15 089
21 870
-
-
total
15 089
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 174
56 070
83 942
76 424
After tax
113 826
123 930
96 058
103 576
Living cost
28 324
28 324
28 324
28 324
Free-cash
85 502
95 606
67 734
75 252

Estimated living cost  is ₽28324 per week

₽21063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽62967
₽69891
₽69430
₽17894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 304
pensions
-
-
-
20 084
unemployment
-
-
-
5 700
income
-
-
-
52 579
chamber of commerce
-
-
-
719
surtax
-
-
-
-
total
-
-
-
87 386
Employee
40 621
37 033
146 023
-
health
1 571
1 434
4 201
-
pensions
4 160
3 791
11 117
-
unemployment
1 219
1 111
3 257
-
income
3 619
2 732
43 196
-
other
406
370
1 086
-
total
10 975
9 438
62 857
-
Employer
40 621
37 033
146 023
-
payroll
1 219
1 111
4 380
-
health
1 536
1 400
4 104
-
surtax
-
-
-
-
accident
527
481
1 411
-
pensions
5 098
4 648
13 625
-
chamber of commerce
162
148
584
-
other
1 929
1 758
6 617
-
unemployment
1 219
1 111
3 257
-
total
11 690
10 657
33 978
-
Corporate
127 689
132 309
142 496
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 922
33 077
35 624
-
total
31 922
33 077
35 624
-
Dividends
95 767
99 232
-
-
withholding
26 336
27 290
-
-
total
26 336
27 290
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 923
80 462
132 459
87 386
After tax
99 077
99 538
47 541
92 614
Living cost
29 647
29 647
29 647
29 647
Free-cash
69 430
69 891
17 894
62 967

Estimated living cost  is ₽29647 per week

₽17785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽166238
₽159038
₽156794
₽132038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
14 952
-
180 000
-
income
2 991
-
36 000
-
total
2 991
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

165 048
180 000
-
-
total
-
-
-
-
Dividends
165 048
180 000
-
-
withholding
8 253
9 000
-
-
total
8 253
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
11 244
9 000
36 000
1 800
After tax
168 756
171 000
144 000
178 200
Living cost
11 962
11 962
11 962
11 962
Free-cash
156 794
159 038
132 038
166 238

Estimated living cost  is ₽11962 per week

₽8095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽61709
₽99004
₽91232
₽57392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
health
-
-
-
17 712
pensions
-
-
-
32 873
unemployment
-
-
-
270
income
-
-
-
42 511
total
-
-
-
93 366
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 092
-
155 751
-
health
2 654
-
10 061
-
pensions
6 370
-
24 142
-
unemployment
58
-
219
-
income
7 086
-
39 012
-
total
16 168
-
73 434
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 092
-
155 751
-
health
2 737
-
10 373
-
pensions
3 636
-
13 783
-
unemployment
25
-
93
-
total
6 398
-
24 249
-
Corporate
132 510
180 000
-
-
income
25 177
34 201
-
-
total
25 177
34 201
-
-
Dividends
107 333
145 799
-
-
withholding
16 100
21 870
-
-
total
16 100
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
63 843
56 071
97 683
93 366
After tax
116 157
123 929
82 317
86 634
Living cost
24 925
24 925
24 925
24 925
Free-cash
91 232
99 004
57 392
61 709

Estimated living cost  is ₽24925 per week

₽17106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽82125
₽67243
₽20646
₽124844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
20 520
income
-
-
-
35 086
total
-
-
-
55 606
Employee
60 608
-
-
-
social contributions
4 970
-
708
-
income
13 369
-
-
-
total
18 339
-
708
-
Employer
60 608
-
-
-
social contributions
85 457
-
12 179
-
total
85 457
-
12 179
-
Corporate
33 935
180 000
-
-
income
7 466
39 600
-
-
total
7 466
39 600
-
-
Dividends
26 469
140 400
-
-
income
5 823
30 888
-
-
total
5 823
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
117 085
70 488
12 887
55 606
After tax
62 915
109 512
167 113
124 394
Living cost
42 269
42 269
42 269
42 269
Free-cash
20 646
67 243
124 844
82 125

Estimated living cost  is ₽42269 per week

₽27426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽66203
₽73237
₽72300
₽52558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 550
income
-
-
-
22 099
surtax
-
-
-
-
total
-
-
-
84 649
Employee
42 739
-
145 454
-
surtax
-
-
-
-
social contributions
4 701
-
16 000
-
income
8 890
-
47 750
-
total
13 591
-
63 750
-
Employer
42 739
-
145 454
-
social contributions
10 150
-
34 544
-
total
10 150
-
34 544
-
Corporate
127 110
180 000
-
-
surtax
-
-
-
-
income
26 694
37 800
-
-
total
26 694
37 800
-
-
Dividends
100 417
142 200
-
-
withholding
28 117
39 815
-
-
total
28 117
39 815
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 552
77 615
98 294
84 649
After tax
101 448
102 385
81 706
95 351
Living cost
29 148
29 148
29 148
29 148
Free-cash
72 300
73 237
52 558
66 203

Estimated living cost  is ₽29148 per week

₽21809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽56134
₽45839
₽52224
₽52185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
8 121
other
-
-
-
5 580
pensions
-
-
-
30 542
social contributions
-
-
-
5 128
income
-
-
-
29 613
surtax
-
-
-
-
total
-
-
-
78 984
Employee
58 202
-
138 569
-
pensions
6 583
-
9 942
-
surtax
-
-
-
-
social contributions
1 658
-
3 948
-
income
5 078
-
27 612
-
total
13 319
-
41 502
-
Employer
58 202
-
138 569
-
health
4 074
-
13 185
-
pensions
9 563
-
16 683
-
other
2 009
-
5 536
-
social contributions
175
-
416
-
unemployment
2 358
-
5 611
-
total
18 179
-
41 431
-
Corporate
103 620
180 000
-
-
surtax
-
-
-
-
income
29 014
50 400
-
-
total
29 014
50 400
-
-
Dividends
74 606
129 600
-
-
social contributions
12 833
22 290
-
-
surtax
-
-
-
-
withholding
9 549
16 589
-
-
total
22 382
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 894
89 279
82 933
78 984
After tax
97 106
90 721
97 067
101 016
Living cost
44 882
44 882
44 882
44 882
Free-cash
52 224
45 839
52 185
56 134

Estimated living cost  is ₽44882 per week

₽30376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽104069
₽134067
₽130945
₽108854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
8 398
social contributions
-
-
-
39 600
total
-
-
-
47 998
Employee
29 875
-
155 844
-
social contributions
1 942
-
10 129
-
income
-
-
8 928
-
total
1 942
-
19 057
-
Employer
29 875
-
155 844
-
social contributions
4 631
-
24 156
-
total
4 631
-
24 156
-
Corporate
145 494
180 000
-
-
income
14 549
18 000
-
-
total
14 549
18 000
-
-
Dividends
130 946
162 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
21 122
18 000
43 213
47 998
After tax
158 878
162 000
136 787
132 002
Living cost
27 933
27 933
27 933
27 933
Free-cash
130 945
134 067
108 854
104 069

Estimated living cost  is ₽27933 per week

₽18061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽60517
-₽22160
-₽22160
-₽22160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
municipal
-
-
-
37 987
labour market
-
-
-
14 336
national
-
-
-
21 670
pensions
-
-
-
804
total
-
-
-
74 797
Employee
188 608
188 608
188 608
-
pensions
268
268
268
-
labour market
15 067
15 067
15 067
-
national
23 042
23 042
23 042
-
municipal
40 163
40 163
40 163
-
total
78 540
78 540
78 540
-
Employer
188 608
188 608
188 608
-
municipal
40 227
40 227
40 227
-
labour market
15 089
15 089
15 089
-
national
23 082
23 082
23 082
-
pensions
536
536
536
-
total
78 934
78 934
78 934
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
157 474
157 474
157 474
74 797
After tax
22 526
22 526
22 526
105 203
Living cost
44 686
44 686
44 686
44 686
Free-cash
-22 160
-22 160
-22 160
60 517

Estimated living cost  is ₽44686 per week

₽30583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽102683
-₽5732
₽11464
₽77986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
50 478
total
-
-
-
57 005
Employee
31 953
-
162 962
-
health
3 659
-
18 659
-
pensions
3 598
-
7 150
-
income
4 384
-
38 856
-
total
11 641
-
64 665
-
Employer
31 953
-
162 962
-
accident
534
-
2 721
-
pensions
5 195
-
10 324
-
unemployment
783
-
3 992
-
total
6 512
-
17 037
-
Corporate
141 535
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

127 382
162 000
-
-
total
127 382
162 000
-
-
Dividends
14 154
18 000
-
-
withholding
2 689
3 420
-
-
total
2 689
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
148 224
165 420
81 702
57 005
After tax
31 776
14 580
98 298
122 995
Living cost
20 312
20 312
20 312
20 312
Free-cash
11 464
-5 732
77 986
102 683

Estimated living cost  is ₽20312 per week

₽14785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽78050
₽76103
₽78829
₽57434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
health
-
-
-
2 384
municipal
-
-
-
31 972
national
-
-
-
31 917
total
-
-
-
66 273
Employee
48 891
-
151 427
-
health
365
-
1 943
-
pensions
3 299
-
10 221
-
unemployment
734
-
2 271
-
national
808
-
19 222
-
municipal
8 008
-
24 658
-
total
13 214
-
58 315
-
Employer
48 891
-
151 427
-
health
376
-
1 166
-
accident
49
-
152
-
pensions
8 482
-
26 272
-
unemployment
317
-
984
-
total
9 224
-
28 574
-
Corporate
121 885
180 000
-
-
income
24 376
35 999
-
-
total
24 376
35 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

73 131
108 001
-
-
national
5 516
12 781
-
-
municipal
13 164
19 440
-
-
total
18 680
32 221
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 494
68 220
86 889
66 273
After tax
114 506
111 780
93 111
113 727
Living cost
35 677
35 677
35 677
35 677
Free-cash
78 829
76 103
57 434
78 050

Estimated living cost  is ₽35677 per week

₽23304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽100699
₽109741
₽104685
₽99159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
4 590
social contributions
-
-
-
15 035
income
-
-
-
38 161
total
-
-
-
57 786
Employee
71 456
71 456
168 876
-
health
554
1 215
2 871
-
social contributions
2 702
5 931
7 999
-
income
7 780
6 615
37 332
-
total
11 036
13 761
48 202
-
Employer
71 456
71 456
168 876
-
health
601
1 323
3 125
-
social contributions
2 702
5 931
7 999
-
total
3 303
7 254
11 124
-
Corporate
144 146
101 291
-
-
income
18 019
12 662
-
-
total
18 019
12 662
-
-
Dividends
126 127
88 629
-
-
withholding
21 442
15 067
-
-
total
21 442
15 067
-
-
Income
180 000
180 000
180 000
180 000
Total tax
53 800
48 744
59 326
57 786
After tax
126 200
131 256
120 674
122 214
Living cost
21 515
21 515
21 515
21 515
Free-cash
104 685
109 741
99 159
100 699

Estimated living cost  is ₽21515 per week

₽12894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽137498
₽134304
₽129576
₽118857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 000
health
-
-
-
3 363
pensions
-
-
-
5 911
unemployment
-
-
-
26
income
-
-
-
18 448
total
-
-
-
27 748
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 330
-
170 918
-
health
1 813
-
7 495
-
pensions
3 199
-
13 226
-
unemployment
106
-
441
-
income
1 458
-
16 145
-
total
6 576
-
37 307
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 330
-
170 918
-
health
917
-
3 791
-
pensions
1 173
-
4 850
-
unemployment
106
-
441
-
total
2 196
-
9 082
-
Corporate
156 475
180 000
-
-
income
14 083
16 199
-
-
total
14 083
16 199
-
-
Dividends
142 392
163 801
-
-
withholding
12 815
14 743
-
-
total
12 815
14 743
-
-
Income
180 000
180 000
180 000
180 000
Total tax
35 670
30 942
46 389
27 748
After tax
144 330
149 058
133 611
152 252
Living cost
14 754
14 754
14 754
14 754
Free-cash
129 576
134 304
118 857
137 498

Estimated living cost  is ₽14754 per week

₽9413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽75278
₽94231
₽90129
₽71379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
776
other
-
-
-
86
pensions
-
-
-
24 375
unemployment
-
-
-
603
income
-
-
-
53 328
total
-
-
-
79 168
Employee
34 361
-
152 541
-
pensions
1 615
-
4 049
-
unemployment
533
-
1 335
-
other
34
-
86
-
income
6 624
-
50 138
-
total
8 806
-
55 608
-
Employer
34 361
-
152 541
-
accident
681
-
1 705
-
pensions
8 108
-
20 327
-
other
275
-
690
-
unemployment
1 890
-
4 737
-
total
10 954
-
27 459
-
Corporate
134 685
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 202
27 000
-
-
total
20 202
27 000
-
-
Dividends
114 483
153 000
-
-
withholding
24 355
33 215
-
-
total
24 355
33 215
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 317
60 215
83 067
79 168
After tax
115 683
119 785
96 933
100 832
Living cost
25 554
25 554
25 554
25 554
Free-cash
90 129
94 231
71 379
75 278

Estimated living cost  is ₽25554 per week

₽17248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2457
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽114240
₽110581
₽110297
₽114116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
920
pensions
-
-
-
1 268
income
-
-
-
61 833
total
-
-
-
64 021
Employee
2 648
-
178 573
-
health
132
-
317
-
pensions
238
-
571
-
unemployment
26
-
63
-
income
512
-
61 767
-
total
908
-
62 718
-
Employer
2 648
-
178 573
-
health
252
-
602
-
pensions
291
-
698
-
unemployment
53
-
127
-
total
596
-
1 427
-
Corporate
176 756
180 000
-
-
income
38 886
39 600
-
-
total
38 886
39 600
-
-
Dividends
137 869
140 400
-
-
withholding
27 574
28 080
-
-
total
27 574
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 964
67 680
64 145
64 021
After tax
112 036
112 320
115 855
115 979
Living cost
1 739
1 739
1 739
1 739
Free-cash
110 297
110 581
114 116
114 240

Estimated living cost  is ₽1739 per week

₽1033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽96936
₽114015
₽109454
₽96936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
health
-
-
-
7 058
pensions
-
-
-
17 816
unemployment
-
-
-
1 028
income
-
-
-
41 127
total
-
-
-
67 029
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 180
-
167 734
-
health
1 245
-
3 529
-
pensions
3 385
-
9 593
-
unemployment
181
-
514
-
income
3 333
-
41 127
-
total
8 144
-
54 763
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 180
-
167 734
-
health
1 245
-
3 529
-
pensions
2 902
-
8 223
-
unemployment
181
-
514
-
total
4 328
-
12 266
-
Corporate
151 492
180 000
-
-
income
22 724
27 000
-
-
total
22 724
27 000
-
-
Dividends
128 768
153 000
-
-
withholding
19 315
22 950
-
-
total
19 315
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 511
49 950
67 029
67 029
After tax
125 489
130 050
112 971
112 971
Living cost
16 035
16 035
16 035
16 035
Free-cash
109 454
114 015
96 936
96 936

Estimated living cost  is ₽16035 per week

₽10796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽70299
₽77333
₽76997
₽56654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 550
income
-
-
-
22 099
surtax
-
-
-
-
total
-
-
-
84 649
Employee
36 067
-
145 454
-
surtax
-
-
-
-
social contributions
3 968
-
16 000
-
income
7 047
-
47 750
-
total
11 015
-
63 750
-
Employer
36 067
-
145 454
-
social contributions
8 565
-
34 544
-
total
8 565
-
34 544
-
Corporate
135 368
180 000
-
-
surtax
-
-
-
-
income
28 427
37 800
-
-
total
28 427
37 800
-
-
Dividends
106 941
142 200
-
-
withholding
29 944
39 815
-
-
total
29 944
39 815
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 951
77 615
98 294
84 649
After tax
102 049
102 385
81 706
95 351
Living cost
25 052
25 052
25 052
25 052
Free-cash
76 997
77 333
56 654
70 299

Estimated living cost  is ₽25052 per week

₽17744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽68173
₽87126
₽81046
₽64274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
776
other
-
-
-
86
pensions
-
-
-
24 375
unemployment
-
-
-
603
income
-
-
-
53 328
total
-
-
-
79 168
Employee
44 879
-
152 541
-
pensions
2 109
-
4 049
-
unemployment
695
-
1 335
-
other
44
-
86
-
income
9 374
-
50 138
-
total
12 222
-
55 608
-
Employer
44 879
-
152 541
-
accident
889
-
1 705
-
pensions
10 591
-
20 327
-
other
360
-
690
-
unemployment
2 469
-
4 737
-
total
14 309
-
27 459
-
Corporate
120 812
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

18 121
27 000
-
-
total
18 121
27 000
-
-
Dividends
102 691
153 000
-
-
withholding
21 643
33 215
-
-
total
21 643
33 215
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 295
60 215
83 067
79 168
After tax
113 705
119 785
96 933
100 832
Living cost
32 659
32 659
32 659
32 659
Free-cash
81 046
87 126
64 274
68 173

Estimated living cost  is ₽32659 per week

₽23454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽127582
₽137418
₽131579
₽134763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
3 849
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 953
unemployment
-
-
-
134
income
-
-
-
27 000
total
-
-
-
35 936
Employee
21 824
-
173 434
-
health
1 004
-
1 539
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 916
-
2 939
-
income
2 183
-
17 343
-
total
5 343
-
22 189
-
Employer
21 824
-
173 434
-
health
1 506
-
2 309
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 405
-
3 688
-
unemployment
131
-
201
-
total
4 282
-
6 566
-
Corporate
153 894
180 000
-
-
income
15 389
18 000
-
-
total
15 389
18 000
-
-
Dividends
138 505
162 000
-
-
withholding
6 925
8 100
-
-
total
6 925
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
31 939
26 100
28 755
35 936
After tax
148 061
153 900
151 245
144 064
Living cost
16 482
16 482
16 482
16 482
Free-cash
131 579
137 418
134 763
127 582

Estimated living cost  is ₽16482 per week

₽10901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽57536
₽56733
₽68888
₽77167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
19 631
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 160
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 448
total
-
-
-
86 587
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 237
-
180 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
3 160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 802
-
57 448
-
total
10 360
-
66 956
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
133 763
180 000
-
-
trade
19 195
25 829
-
-
chamber of commerce
337
406
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 104
1 485
-
-
income
20 065
27 000
-
-
total
40 701
54 720
-
-
Dividends
93 062
125 280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 261
1 704
-
-
withholding
22 913
30 966
-
-
total
24 174
32 670
-
-
Income
180 000
180 000
180 000
180 000
Total tax
75 235
87 390
66 956
86 587
After tax
104 765
92 610
113 044
93 413
Living cost
35 877
35 877
35 877
35 877
Free-cash
68 888
56 733
77 167
57 536

Estimated living cost  is ₽35877 per week

₽24748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽40015
₽73064
₽75116
₽40015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 641
social contributions
-
-
-
30 409
total
-
-
-
87 050
Employee
72 689
-
180 000
-
social contributions
6 039
-
30 409
-
income
13 716
-
56 641
-
total
19 755
-
87 050
-
Employer
72 689
-
180 000
-
total
-
-
-
-
Corporate
107 311
180 000
-
-
income
13 415
22 500
-
-
total
13 415
22 500
-
-
Dividends
93 896
157 500
-
-
withholding
18 779
31 501
-
-
total
18 779
31 501
-
-
Income
180 000
180 000
180 000
180 000
Total tax
51 949
54 001
87 050
87 050
After tax
128 051
125 999
92 950
92 950
Living cost
52 935
52 935
52 935
52 935
Free-cash
75 116
73 064
40 015
40 015

Estimated living cost  is ₽52935 per week

₽40272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽113504
₽78358
₽81605
₽93255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
income
-
-
-
27 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 763
total
-
-
-
32 763
Employee
42 629
-
175 725
-
social contributions
4 271
-
4 275
-
income
4 626
-
44 462
-
total
8 897
-
48 737
-
Employer
42 629
-
175 725
-
social contributions
4 271
-
4 275
-
total
4 271
-
4 275
-
Corporate
133 100
180 000
-
-
income
46 585
63 000
-
-
total
46 585
63 000
-
-
Dividends
86 514
117 000
-
-
social contributions
4 909
4 909
-
-
total
4 909
4 909
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 662
67 909
53 012
32 763
After tax
115 338
112 091
126 988
147 237
Living cost
33 733
33 733
33 733
33 733
Free-cash
81 605
78 358
93 255
113 504

Estimated living cost  is ₽33733 per week

₽22220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽83650
₽81571
₽87067
₽67449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
8 680
income
-
-
-
53 201
total
-
-
-
61 881
Employee
47 313
-
157 088
-
health
617
-
2 214
-
pensions
3 611
-
10 556
-
income
8 616
-
42 400
-
total
12 844
-
55 170
-
Employer
47 313
-
157 088
-
health
899
-
2 984
-
pensions
4 780
-
19 928
-
total
5 679
-
22 912
-
Corporate
127 008
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 132
34 201
-
-
total
24 132
34 201
-
-
Dividends
102 876
145 799
-
-
withholding
15 809
29 759
-
-
total
15 809
29 759
-
-
Income
180 000
180 000
180 000
180 000
Total tax
58 464
63 960
78 082
61 881
After tax
121 536
116 040
101 918
118 119
Living cost
34 469
34 469
34 469
34 469
Free-cash
87 067
81 571
67 449
83 650

Estimated living cost  is ₽34469 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽100672
-₽7743
₽11156
₽75975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
50 478
total
-
-
-
57 005
Employee
35 116
-
162 962
-
health
4 021
-
18 659
-
pensions
3 954
-
7 150
-
income
4 818
-
38 856
-
total
12 793
-
64 665
-
Employer
35 116
-
162 962
-
accident
586
-
2 721
-
pensions
5 710
-
10 324
-
unemployment
860
-
3 992
-
total
7 156
-
17 037
-
Corporate
137 728
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

123 955
162 000
-
-
total
123 955
162 000
-
-
Dividends
13 773
18 000
-
-
withholding
2 617
3 420
-
-
total
2 617
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 521
165 420
81 702
57 005
After tax
33 479
14 580
98 298
122 995
Living cost
22 323
22 323
22 323
22 323
Free-cash
11 156
-7 743
75 975
100 672

Estimated living cost  is ₽22323 per week

₽16383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽96706
₽125160
₽134586
₽117119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 000
health insurance
-
-
-
10 986
work injury
-
-
-
742
pensions
-
-
-
27 317
unemployment
-
-
-
1 782
income
-
-
-
29 927
total
-
-
-
70 754
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 063
-
180 000
-
pensions
3 692
-
13 659
-
work injury
100
-
371
-
unemployment
241
-
891
-
health insurance
1 485
-
5 493
-
income
2 006
-
29 927
-
total
7 524
-
50 341
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 937
180 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 599
18 000
-
-
total
1 599
18 000
-
-
Dividends
158 337
162 000
-
-
withholding
23 751
24 300
-
-
total
23 751
24 300
-
-
Income
180 000
180 000
180 000
180 000
Total tax
32 874
42 300
50 341
70 754
After tax
147 126
137 700
129 659
109 246
Living cost
12 540
12 540
12 540
12 540
Free-cash
134 586
125 160
117 119
96 706

Estimated living cost  is ₽12540 per week

₽7768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽45892
₽57792
₽53566
₽38017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
4 141
municipal
-
-
-
1 203
social contributions
-
-
-
46 296
national
-
-
-
45 448
total
-
-
-
97 088
Employee
78 306
-
180 000
-
regional
1 182
-
3 676
-
national
13 233
-
39 516
-
social contributions
26 404
-
60 697
-
municipal
467
-
1 074
-
total
41 286
-
104 963
-
Employer
78 306
-
180 000
-
total
-
-
-
-
Corporate
101 694
180 000
-
-
nationa
24 406
43 200
-
-
municipal
4 902
8 676
-
-
total
29 308
51 876
-
-
Dividends
72 385
128 124
-
-
withholding
18 820
33 312
-
-
total
18 820
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 414
85 188
104 963
97 088
After tax
90 586
94 812
75 037
82 912
Living cost
37 020
37 020
37 020
37 020
Free-cash
53 566
57 792
38 017
45 892

Estimated living cost  is ₽37020 per week

₽26004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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