Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Dresden , Germany
₽72557
₽62085
₽84606
₽63189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
21 417
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 104
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 469
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 141
total
-
-
-
88 131
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 216
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
3 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 469
-
6 469
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 012
-
57 104
-
total
7 537
-
66 714
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
143 784
180 000
-
-
trade
22 646
28 351
-
-
income
21 568
27 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 186
1 484
-
-
chamber of commerce
350
402
-
-
total
45 750
57 237
-
-
Dividends
98 034
122 763
-
-
withholding
24 148
30 331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 328
1 667
-
-
total
25 476
31 998
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 763
89 235
66 714
88 131
After tax
101 237
90 765
113 286
91 869
Living cost
28 680
28 680
28 680
28 680
Free-cash
72 557
62 085
84 606
63 189

Estimated living cost  is ₽28680 per week

₽18040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽63064
₽63868
₽57591
₽56625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
1 935
pensions
-
-
-
21 600
municipal
-
-
-
19 801
national
-
-
-
31 587
total
-
-
-
74 923
Employee
75 110
-
155 608
-
national
14 376
-
33 113
-
municipal
9 277
-
20 498
-
pensions
3 004
-
6 224
-
total
26 657
-
59 835
-
Employer
75 110
-
155 608
-
pensions
6 009
-
12 449
-
social contributions
807
-
1 673
-
total
6 816
-
14 122
-
Corporate
93 116
180 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 623
36 000
-
-
total
18 623
36 000
-
-
Dividends
74 493
144 000
-
-
withholding
16 388
31 680
-
-
total
16 388
31 680
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 484
67 680
73 957
74 923
After tax
111 516
112 320
106 043
105 077
Living cost
48 452
48 452
48 452
48 452
Free-cash
63 064
63 868
57 591
56 625

Estimated living cost  is ₽48452 per week

₽32933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽725
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽116533
₽124301
₽56821
₽43550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 279
income
-
-
-
34 571
microenterprise
-
-
-
-
surtax
-
-
-
45 901
total
-
-
-
116 751
Employee
27 668
-
137 671
-
surtax
-
-
19 963
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 044
-
12 413
-
income
4 925
-
28 775
-
total
7 969
-
61 151
-
Employer
27 668
-
137 671
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 665
-
27 185
-
surtax
-
-
15 144
-
total
6 665
-
42 329
-
Corporate
145 667
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 134
36 000
-
-
total
29 134
36 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

116 533
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
43 768
36 000
103 480
116 751
After tax
136 232
144 000
76 520
63 249
Living cost
19 699
19 699
19 699
19 699
Free-cash
116 533
124 301
56 821
43 550

Estimated living cost  is ₽19699 per week

₽12567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽43845
₽49647
₽74227
₽58789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
58 775
pensions
-
-
-
11 094
health
-
-
-
11 676
total
-
-
-
81 545
Employee
80 859
80 859
162 403
-
health
12 411
10 557
11 676
-
pensions
14 555
11 094
11 094
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 235
13 235
25 741
-
total
40 201
34 886
48 511
-
Employer
80 859
80 859
162 403
-
pensions
5 628
5 628
6 995
-
unemployment
2 911
2 911
3 617
-
health
5 621
5 621
6 984
-
total
14 160
14 160
17 596
-
Corporate
85 974
84 982
-
-
income
17 194
16 997
-
-
total
17 194
16 997
-
-
Dividends
68 780
67 986
-
-
withholding
10 318
10 197
-
-
income
14 616
14 447
-
-
total
24 934
24 644
-
-
Income
180 000
180 000
180 000
180 000
Total tax
96 489
90 687
66 107
81 545
After tax
83 511
89 313
113 893
98 455
Living cost
39 666
39 666
39 666
39 666
Free-cash
43 845
49 647
74 227
58 789

Estimated living cost  is ₽39666 per week

₽28110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3576
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽631
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽58288
₽59167
₽51916
₽52864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
9 961
unemployment
-
-
-
86
pensions
-
-
-
9 266
municipal
-
-
-
46 271
accident
-
-
-
171
national
-
-
-
16 919
health
-
-
-
5 349
total
-
-
-
88 023
Employee
55 732
-
153 066
-
national
-
-
16 394
-
municipal
16 619
-
45 644
-
total
16 619
-
62 038
-
Employer
55 732
-
153 066
-
other
6 476
-
9 961
-
accident
112
-
171
-
pensions
6 025
-
9 266
-
unemployment
1 471
-
2 263
-
health
3 428
-
5 272
-
total
17 512
-
26 933
-
Corporate
106 757
180 000
-
-
income
23 487
39 600
-
-
total
23 487
39 600
-
-
Dividends
83 270
140 400
-
-
withholding
24 981
42 120
-
-
total
24 981
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 599
81 720
88 971
88 023
After tax
97 401
98 280
91 029
91 977
Living cost
39 113
39 113
39 113
39 113
Free-cash
58 288
59 167
51 916
52 864

Estimated living cost  is ₽39113 per week

₽25922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽65945
₽52642
₽76089
₽53722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
22 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 104
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 469
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 141
total
-
-
-
89 081
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 018
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
3 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 469
-
6 469
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 126
-
57 104
-
total
10 821
-
66 714
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
131 982
180 000
-
-
trade
21 711
29 610
-
-
income
19 798
27 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 089
1 484
-
-
chamber of commerce
331
399
-
-
total
42 929
58 493
-
-
Dividends
89 054
121 507
-
-
withholding
21 904
30 017
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 204
1 651
-
-
total
23 108
31 668
-
-
Income
180 000
180 000
180 000
180 000
Total tax
76 858
90 161
66 714
89 081
After tax
103 142
89 839
113 286
90 919
Living cost
37 197
37 197
37 197
37 197
Free-cash
65 945
52 642
76 089
53 722

Estimated living cost  is ₽37197 per week

₽24878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3923
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7842
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽96629
₽100554
₽90109
₽91658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
15 320
income
-
-
-
37 721
health
-
-
-
4 589
total
-
-
-
57 630
Employee
72 810
72 810
168 728
-
health
724
1 238
2 868
-
social contributions
3 538
6 043
8 151
-
income
7 646
6 740
36 888
-
total
11 908
14 021
47 907
-
Employer
72 810
72 810
168 728
-
social contributions
3 538
6 043
8 151
-
health
789
1 348
3 121
-
total
4 327
7 391
11 272
-
Corporate
133 054
99 800
-
-
income
16 632
12 476
-
-
total
16 632
12 476
-
-
Dividends
116 422
87 324
-
-
withholding
19 792
14 846
-
-
total
19 792
14 846
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 659
48 734
59 179
57 630
After tax
127 341
131 266
120 821
122 370
Living cost
30 712
30 712
30 712
30 712
Free-cash
96 629
100 554
90 109
91 658

Estimated living cost  is ₽30712 per week

₽20995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽83808
₽83442
₽86693
₽107040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
2 700
income
-
-
-
22 005
pensions
-
-
-
18 000
health
-
-
-
12 600
total
-
-
-
55 305
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 485
10 143
150 628
-
unemployment
382
152
2 259
-
health
1 784
710
10 544
-
pensions
2 549
1 014
15 063
-
income
3 116
1 240
18 414
-
total
7 831
3 116
46 280
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 485
10 143
150 628
-
pensions
4 970
1 978
29 372
-
total
4 970
1 978
29 372
-
Corporate
149 545
167 879
-
-
income
13 459
15 109
-
-
total
13 459
15 109
-
-
Dividends
136 086
152 770
-
-
withholding
25 856
29 026
-
-
social contributions
26 421
29 674
-
-
total
52 277
58 700
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 537
78 903
75 652
55 305
After tax
101 463
101 097
104 348
124 695
Living cost
17 655
17 655
17 655
17 655
Free-cash
83 808
83 442
86 693
107 040

Estimated living cost  is ₽17655 per week

₽12048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3810
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽115247
₽121130
₽80878
₽73610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
24 119
pensions
-
-
-
36 000
health
-
-
-
23 401
total
-
-
-
83 520
Employee
26 861
-
134 529
-
unemployment
429
-
2 153
-
pensions
537
-
2 690
-
income
3 024
-
25 938
-
total
3 990
-
30 781
-
Employer
26 861
-
134 529
-
pensions
5 373
-
26 906
-
unemployment
216
-
1 076
-
health
3 491
-
17 489
-
total
9 080
-
45 471
-
Corporate
144 059
180 000
-
-
income
28 813
36 000
-
-
total
28 813
36 000
-
-
Dividends
115 247
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
41 883
36 000
76 252
83 520
After tax
138 117
144 000
103 748
96 480
Living cost
22 870
22 870
22 870
22 870
Free-cash
115 247
121 130
80 878
73 610

Estimated living cost  is ₽22870 per week

₽15687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽11324
-₽6652
₽76893
₽101780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
358
income
-
-
-
50 265
pensions
-
-
-
4 016
accident
-
-
-
244
health
-
-
-
2 105
total
-
-
-
56 988
Employee
33 400
-
162 665
-
health
3 824
-
18 625
-
pensions
3 761
-
7 363
-
income
4 582
-
38 553
-
total
12 167
-
64 541
-
Employer
33 400
-
162 665
-
accident
558
-
2 716
-
pensions
5 431
-
10 633
-
unemployment
818
-
3 985
-
total
6 807
-
17 334
-
Corporate
139 793
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 814
162 000
-
-
total
125 814
162 000
-
-
Dividends
13 979
18 000
-
-
withholding
2 656
3 420
-
-
total
2 656
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
147 444
165 420
81 875
56 988
After tax
32 556
14 580
98 125
123 012
Living cost
21 232
21 232
21 232
21 232
Free-cash
11 324
-6 652
76 893
101 780

Estimated living cost  is ₽21232 per week

₽15562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽162029
₽163445
₽136445
₽170645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
9 443
-
180 000
-
income
1 888
-
36 000
-
total
1 888
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

170 557
180 000
-
-
total
-
-
-
-
Dividends
170 557
180 000
-
-
withholding
8 528
9 000
-
-
total
8 528
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 416
9 000
36 000
1 800
After tax
169 584
171 000
144 000
178 200
Living cost
7 555
7 555
7 555
7 555
Free-cash
162 029
163 445
136 445
170 645

Estimated living cost  is ₽7555 per week

₽4682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽100620
₽107014
₽76472
₽77977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
6 839
income
-
-
-
29 061
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 557
health
-
-
-
6 336
total
-
-
-
76 793
Employee
34 380
-
143 770
-
unemployment
343
-
1 437
-
health
482
-
2 012
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 406
-
10 062
-
income
5 919
-
28 558
-
total
9 150
-
42 069
-
Employer
34 380
-
143 770
-
other
1 720
-
7 189
-
accident
275
-
1 150
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 845
-
24 441
-
unemployment
343
-
1 437
-
health
482
-
2 012
-
total
8 665
-
36 229
-
Corporate
136 956
180 000
-
-
income
28 761
37 801
-
-
total
28 761
37 801
-
-
Dividends
108 195
142 199
-
-
withholding
7 574
9 955
-
-
total
7 574
9 955
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 150
47 756
78 298
76 793
After tax
125 850
132 244
101 702
103 207
Living cost
25 230
25 230
25 230
25 230
Free-cash
100 620
107 014
76 472
77 977

Estimated living cost  is ₽25230 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽59852
₽53860
₽39721
₽55921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
53 154
pensions
-
-
-
8 694
total
-
-
-
61 848
Employee
88 048
-
157 089
-
health
1 451
-
2 216
-
pensions
8 494
-
10 575
-
income
15 872
-
42 350
-
total
25 817
-
55 141
-
Employer
88 048
-
157 089
-
pensions
10 396
-
19 923
-
health
1 672
-
2 984
-
total
12 068
-
22 907
-
Corporate
79 884
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 179
34 200
-
-
total
15 179
34 200
-
-
Dividends
64 705
145 800
-
-
withholding
4 853
29 709
-
-
total
4 853
29 709
-
-
Income
180 000
180 000
180 000
180 000
Total tax
57 917
63 909
78 048
61 848
After tax
122 083
116 091
101 952
118 152
Living cost
62 231
62 231
62 231
62 231
Free-cash
59 852
53 860
39 721
55 921

Estimated living cost  is ₽62231 per week

₽46631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽137081
₽141480
₽138946
₽131746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
132
income
-
-
-
27 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 897
health
-
-
-
3 805
total
-
-
-
35 834
Employee
16 446
-
173 508
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
health
756
-
1 522
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 444
-
2 905
-
income
1 644
-
17 351
-
total
4 025
-
22 142
-
Employer
16 446
-
173 508
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
3 646
-
unemployment
98
-
199
-
health
1 135
-
2 283
-
total
3 226
-
6 492
-
Corporate
160 327
180 000
-
-
income
16 033
18 000
-
-
total
16 033
18 000
-
-
Dividends
144 294
162 000
-
-
withholding
7 215
8 100
-
-
total
7 215
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
30 499
26 100
28 634
35 834
After tax
149 501
153 900
151 366
144 166
Living cost
12 420
12 420
12 420
12 420
Free-cash
137 081
141 480
138 946
131 746

Estimated living cost  is ₽12420 per week

₽7251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽39191
₽36808
₽61388
₽45950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
58 775
pensions
-
-
-
11 094
health
-
-
-
11 676
total
-
-
-
81 545
Employee
87 787
80 859
162 403
-
health
10 952
10 557
11 676
-
pensions
11 094
11 094
11 094
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 235
13 235
25 741
-
total
35 281
34 886
48 511
-
Employer
87 787
80 859
162 403
-
pensions
6 109
5 628
6 995
-
unemployment
3 161
2 911
3 617
-
health
6 100
5 621
6 984
-
total
15 370
14 160
17 596
-
Corporate
76 843
84 982
-
-
income
15 369
16 997
-
-
total
15 369
16 997
-
-
Dividends
61 474
67 986
-
-
withholding
9 221
10 197
-
-
income
13 063
14 447
-
-
total
22 284
24 644
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 304
90 687
66 107
81 545
After tax
91 696
89 313
113 893
98 455
Living cost
52 505
52 505
52 505
52 505
Free-cash
39 191
36 808
61 388
45 950

Estimated living cost  is ₽52505 per week

₽38731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽91884
₽100310
₽71736
₽79463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
33 988
income
-
-
-
18 257
health
-
-
-
24 300
solidarity contribution
-
-
-
372
total
-
-
-
76 917
Employee
34 735
-
138 441
-
solidarity contribution
-
-
-
-
health
4 689
-
18 690
-
social contributions
2 258
-
7 566
-
income
4 168
-
16 828
-
total
11 115
-
43 084
-
Employer
34 735
-
138 441
-
social contributions
8 684
-
29 100
-
health
3 126
-
12 460
-
total
11 810
-
41 560
-
Corporate
133 455
180 000
-
-
income
25 356
34 200
-
-
total
25 356
34 200
-
-
Dividends
108 098
145 800
-
-
withholding
16 215
21 870
-
-
total
16 215
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 496
56 070
84 644
76 917
After tax
115 504
123 930
95 356
103 083
Living cost
23 620
23 620
23 620
23 620
Free-cash
91 884
100 310
71 736
79 463

Estimated living cost  is ₽23620 per week

₽16407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽51139
₽56083
₽37170
₽45301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
2 139
social contributions
-
-
-
46 296
municipal
-
-
-
1 069
national
-
-
-
45 241
total
-
-
-
94 745
Employee
84 152
-
180 000
-
national
14 582
-
39 337
-
regional
794
-
1 889
-
municipal
446
-
954
-
social contributions
28 376
-
60 696
-
total
44 198
-
102 876
-
Employer
84 152
-
180 000
-
total
-
-
-
-
Corporate
95 848
180 000
-
-
nationa
23 003
43 200
-
-
municipal
3 737
7 020
-
-
total
26 740
50 220
-
-
Dividends
69 107
129 780
-
-
withholding
17 969
33 743
-
-
total
17 969
33 743
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 907
83 963
102 876
94 745
After tax
91 093
96 037
77 124
85 255
Living cost
39 954
39 954
39 954
39 954
Free-cash
51 139
56 083
37 170
45 301

Estimated living cost  is ₽39954 per week

₽27851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽613
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽89378
₽92328
₽58321
₽64109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
-
unemployment
-
-
-
216
income
-
-
-
52 195
pensions
-
-
-
25 275
health
-
-
-
8 972
surtax
-
-
-
8 339
total
-
-
-
94 997
Employee
31 312
-
153 399
-
surtax
102
-
7 205
-
unemployment
2 180
-
8 796
-
other
-
-
-
-
health
800
-
3 222
-
pensions
2 088
-
8 429
-
income
5 249
-
46 532
-
total
10 419
-
74 184
-
Employer
31 312
-
153 399
-
other
-
-
-
-
pensions
4 174
-
16 846
-
unemployment
992
-
4 005
-
health
1 425
-
5 750
-
total
6 591
-
26 601
-
Corporate
142 097
180 000
-
-
income
36 945
46 799
-
-
total
36 945
46 799
-
-
Dividends
105 151
133 201
-
-
withholding
15 773
19 979
-
-
total
15 773
19 979
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 728
66 778
100 785
94 997
After tax
110 272
113 222
79 215
85 003
Living cost
20 894
20 894
20 894
20 894
Free-cash
89 378
92 328
58 321
64 109

Estimated living cost  is ₽20894 per week

₽12776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽79721
₽73576
₽59437
₽75637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
53 154
pensions
-
-
-
8 694
total
-
-
-
61 848
Employee
59 007
-
157 089
-
health
857
-
2 216
-
pensions
5 008
-
10 575
-
income
10 628
-
42 350
-
total
16 493
-
55 141
-
Employer
59 007
-
157 089
-
pensions
6 388
-
19 923
-
health
1 121
-
2 984
-
total
7 509
-
22 907
-
Corporate
113 484
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 562
34 200
-
-
total
21 562
34 200
-
-
Dividends
91 922
145 800
-
-
withholding
12 200
29 709
-
-
total
12 200
29 709
-
-
Income
180 000
180 000
180 000
180 000
Total tax
57 764
63 909
78 048
61 848
After tax
122 236
116 091
101 952
118 152
Living cost
42 515
42 515
42 515
42 515
Free-cash
79 721
73 576
59 437
75 637

Estimated living cost  is ₽42515 per week

₽31852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3187
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽39398
₽7309
₽61921
₽70053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 600
city
-
-
-
1 897
regional
-
-
-
9 140
pensions
-
-
-
16 560
national
-
-
-
3 345
health
-
-
-
405
total
-
-
-
34 947
Employee
87 769
-
161 111
-
national
415
-
2 456
-
unemployment
-
-
-
-
city
942
-
1 732
-
regional
2 874
-
7 880
-
health
198
-
362
-
pensions
7 374
-
13 532
-
total
11 803
-
25 962
-
Employer
87 769
-
161 111
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 755
-
3 223
-
pensions
7 374
-
13 532
-
unemployment
-
-
-
-
health
198
-
362
-
total
9 327
-
17 117
-
Corporate
81 939
180 000
-
-
regional
17 331
38 071
-
-
national
6 965
15 300
-
-
total
24 296
53 371
-
-
Dividends
57 643
126 629
-
-
withholding
20 176
44 320
-
-
total
20 176
44 320
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 602
97 691
43 079
34 947
After tax
114 398
82 309
136 921
145 053
Living cost
75 000
75 000
75 000
75 000
Free-cash
39 398
7 309
61 921
70 053

Estimated living cost  is ₽75000 per week

₽48771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽921
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽60890
₽45538
₽69910
₽46590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
23 320
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 104
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 469
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 141
total
-
-
-
90 034
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 905
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

368
-
3 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 469
-
6 469
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 692
-
57 104
-
total
13 529
-
66 714
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
123 095
180 000
-
-
trade
21 111
30 870
-
-
income
18 465
27 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 015
1 484
-
-
chamber of commerce
316
397
-
-
total
40 907
59 751
-
-
Dividends
82 188
120 249
-
-
withholding
20 188
29 702
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 110
1 633
-
-
total
21 298
31 335
-
-
Income
180 000
180 000
180 000
180 000
Total tax
75 734
91 086
66 714
90 034
After tax
104 266
88 914
113 286
89 966
Living cost
43 376
43 376
43 376
43 376
Free-cash
60 890
45 538
69 910
46 590

Estimated living cost  is ₽43376 per week

₽31680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3470
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽63916
₽58323
₽65017
₽68827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
5 579
social contributions
-
-
-
5 128
income
-
-
-
29 211
pensions
-
-
-
30 836
health
-
-
-
8 023
surtax
-
-
-
-
total
-
-
-
78 777
Employee
40 525
-
138 740
-
surtax
-
-
-
-
pensions
4 582
-
9 883
-
social contributions
1 155
-
3 953
-
income
2 392
-
27 491
-
total
8 129
-
41 327
-
Employer
40 525
-
138 740
-
other
1 398
-
5 513
-
pensions
6 657
-
16 595
-
unemployment
1 641
-
5 619
-
social contributions
122
-
417
-
health
2 837
-
13 116
-
total
12 655
-
41 260
-
Corporate
126 820
180 000
-
-
income
35 510
50 400
-
-
surtax
-
-
-
-
total
35 510
50 400
-
-
Dividends
91 311
129 600
-
-
withholding
11 689
16 589
-
-
social contributions
15 705
22 292
-
-
surtax
-
-
-
-
total
27 394
38 881
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 688
89 281
82 587
78 777
After tax
96 312
90 719
97 413
101 223
Living cost
32 396
32 396
32 396
32 396
Free-cash
63 916
58 323
65 017
68 827

Estimated living cost  is ₽32396 per week

₽20427
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽66794
₽61533
₽68227
₽72037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
5 579
social contributions
-
-
-
5 128
income
-
-
-
29 211
pensions
-
-
-
30 836
health
-
-
-
8 023
surtax
-
-
-
-
total
-
-
-
78 777
Employee
36 174
-
138 740
-
surtax
-
-
-
-
pensions
4 091
-
9 883
-
social contributions
1 031
-
3 953
-
income
1 865
-
27 491
-
total
6 987
-
41 327
-
Employer
36 174
-
138 740
-
other
1 249
-
5 513
-
pensions
5 944
-
16 595
-
unemployment
1 464
-
5 619
-
social contributions
108
-
417
-
health
2 532
-
13 116
-
total
11 297
-
41 260
-
Corporate
132 529
180 000
-
-
income
37 109
50 400
-
-
surtax
-
-
-
-
total
37 109
50 400
-
-
Dividends
95 421
129 600
-
-
withholding
12 213
16 589
-
-
social contributions
16 414
22 292
-
-
surtax
-
-
-
-
total
28 627
38 881
-
-
Income
180 000
180 000
180 000
180 000
Total tax
84 020
89 281
82 587
78 777
After tax
95 980
90 719
97 413
101 223
Living cost
29 186
29 186
29 186
29 186
Free-cash
66 794
61 533
68 227
72 037

Estimated living cost  is ₽29186 per week

₽16926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽90229
₽89737
₽91418
₽95518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
24 840
income
-
-
-
27 000
health
-
-
-
12 564
total
-
-
-
64 404
Employee
32 104
-
180 000
-
health
2 241
-
12 564
-
social contributions
4 431
-
24 840
-
income
5 355
-
31 100
-
total
12 027
-
68 504
-
Employer
32 104
-
180 000
-
total
-
-
-
-
Corporate
147 896
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 394
9 000
-
-
total
7 394
9 000
-
-
Dividends
140 501
171 000
-
-
health
9 807
11 937
-
-
withholding
21 075
25 650
-
-
social contributions
19 390
23 598
-
-
total
50 272
61 185
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 693
70 185
68 504
64 404
After tax
110 307
109 815
111 496
115 596
Living cost
20 078
20 078
20 078
20 078
Free-cash
90 229
89 737
91 418
95 518

Estimated living cost  is ₽20078 per week

₽13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64637
₽66103
₽14174
₽59058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
chamber of commerce
-
-
-
721
unemployment
-
-
-
5 807
income
-
-
-
51 938
pensions
-
-
-
20 464
health
-
-
-
8 461
surtax
-
-
-
187
total
-
-
-
87 578
Employee
47 320
37 734
145 436
-
unemployment
1 420
1 132
3 319
-
other
473
377
1 107
-
health
1 831
1 461
4 280
-
pensions
4 846
3 863
11 327
-
income
5 387
2 783
42 404
-
total
13 957
9 616
62 437
-
Employer
47 320
37 734
145 436
-
payroll
1 420
1 132
4 363
-
other
2 248
1 791
6 612
-
accident
615
491
1 437
-
pensions
5 939
4 737
13 883
-
unemployment
1 420
1 132
3 319
-
chamber of commerce
189
151
582
-
surtax
187
187
187
-
health
1 788
1 427
4 181
-
total
13 806
11 048
34 564
-
Corporate
118 876
131 219
141 842
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 718
32 805
35 461
-
total
29 718
32 805
35 461
-
Dividends
89 158
98 414
-
-
withholding
24 518
27 064
-
-
total
24 518
27 064
-
-
Income
180 000
180 000
180 000
180 000
Total tax
81 999
80 533
132 462
87 578
After tax
98 001
99 467
47 538
92 422
Living cost
33 364
33 364
33 364
33 364
Free-cash
64 637
66 103
14 174
59 058

Estimated living cost  is ₽33364 per week

₽22252
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽51917
₽66095
₽28111
₽43600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
23 607
national
-
-
-
68 886
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 383
total
-
-
-
101 876
Employee

The minimum management director salary is set at €45,000 per year.

67 730
-
139 418
-
national
20 823
-
51 290
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

589
-
1 213
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 182
-
6 551
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 080
-
10 456
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 533
-
7 272
-
total
33 207
-
76 782
-
Employer

The minimum management director salary is set at €45,000 per year.

67 730
-
139 418
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

880
-
1 813
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 002
-
12 352
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

988
-
2 036
-
surtax
7 680
-
15 809
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 165
-
8 573
-
total
19 715
-
40 583
-
Corporate
92 555
180 000
-
-
income
18 511
36 029
-
-
surtax
370
721
-
-
total
18 881
36 750
-
-
Dividends
73 673
143 251
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

21 756
42 631
-
-
total
21 756
42 631
-
-
Income
180 000
180 000
180 000
180 000
Total tax
93 559
79 381
117 365
101 876
After tax
86 441
100 619
62 635
78 124
Living cost
34 524
34 524
34 524
34 524
Free-cash
51 917
66 095
28 111
43 600

Estimated living cost  is ₽34524 per week

₽22238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽79138
₽85628
₽62699
₽66672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
88
unemployment
-
-
-
615
income
-
-
-
52 803
pensions
-
-
-
24 836
accident
-
-
-
791
total
-
-
-
79 133
Employee
47 133
-
152 021
-
unemployment
731
-
1 360
-
other
47
-
88
-
pensions
2 216
-
4 126
-
income
9 945
-
49 553
-
total
12 939
-
55 127
-
Employer
47 133
-
152 021
-
other
376
-
703
-
accident
933
-
1 738
-
pensions
11 123
-
20 712
-
unemployment
2 593
-
4 826
-
total
15 025
-
27 979
-
Corporate
117 844
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 676
27 000
-
-
total
17 676
27 000
-
-
Dividends
100 168
153 000
-
-
withholding
21 027
33 177
-
-
total
21 027
33 177
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 667
60 177
83 106
79 133
After tax
113 333
119 823
96 894
100 867
Living cost
34 195
34 195
34 195
34 195
Free-cash
79 138
85 628
62 699
66 672

Estimated living cost  is ₽34195 per week

₽25181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽40349
₽52882
₽43236
₽36058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
31 042
pensions
-
-
-
26 980
accident
-
-
-
1 518
communal
-
-
-
11 376
health
-
-
-
12 646
surtax
-
-
-
8 923
total
-
-
-
92 485
Employee
71 706
-
160 784
-
surtax
4 395
-
9 854
-
health
3 191
-
7 155
-
pensions
5 736
-
12 862
-
income
6 926
-
36 224
-
total
20 248
-
66 095
-
Employer
71 706
-
160 784
-
accident
645
-
1 446
-
pensions
5 736
-
12 862
-
health
2 187
-
4 904
-
total
8 568
-
19 212
-
Corporate
99 727
180 000
-
-
income
14 959
27 000
-
-
communal
6 731
12 150
-
-
surtax
1 048
1 890
-
-
total
22 738
41 040
-
-
Dividends
76 990
138 960
-
-
withholding
11 548
20 844
-
-
income
25 092
13 777
-
-
total
36 640
34 621
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 194
75 661
85 307
92 485
After tax
91 806
104 339
94 693
87 515
Living cost
51 457
51 457
51 457
51 457
Free-cash
40 349
52 882
43 236
36 058

Estimated living cost  is ₽51457 per week

₽38600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3118
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽88940
₽91954
₽57947
₽63735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
-
unemployment
-
-
-
216
income
-
-
-
52 195
pensions
-
-
-
25 275
health
-
-
-
8 972
surtax
-
-
-
8 339
total
-
-
-
94 997
Employee
31 887
-
153 399
-
surtax
113
-
7 205
-
unemployment
2 219
-
8 796
-
other
-
-
-
-
health
814
-
3 222
-
pensions
2 127
-
8 429
-
income
5 346
-
46 532
-
total
10 619
-
74 184
-
Employer
31 887
-
153 399
-
other
-
-
-
-
pensions
4 251
-
16 846
-
unemployment
1 012
-
4 005
-
health
1 450
-
5 750
-
total
6 713
-
26 601
-
Corporate
141 400
180 000
-
-
income
36 764
46 799
-
-
total
36 764
46 799
-
-
Dividends
104 636
133 201
-
-
withholding
15 696
19 979
-
-
total
15 696
19 979
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 792
66 778
100 785
94 997
After tax
110 208
113 222
79 215
85 003
Living cost
21 268
21 268
21 268
21 268
Free-cash
88 940
91 954
57 947
63 735

Estimated living cost  is ₽21268 per week

₽12840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽67003
₽69104
₽51085
₽59173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
2 714
social contributions
-
-
-
46 296
municipal
-
-
-
1 069
national
-
-
-
45 241
total
-
-
-
95 320
Employee
52 524
-
180 000
-
national
8 321
-
39 337
-
regional
707
-
2 421
-
municipal
279
-
954
-
social contributions
17 712
-
60 696
-
total
27 019
-
103 408
-
Employer
52 524
-
180 000
-
total
-
-
-
-
Corporate
127 476
180 000
-
-
nationa
30 593
43 200
-
-
municipal
6 336
8 947
-
-
total
36 929
52 147
-
-
Dividends
90 547
127 853
-
-
withholding
23 542
33 242
-
-
total
23 542
33 242
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 490
85 389
103 408
95 320
After tax
92 510
94 611
76 592
84 680
Living cost
25 507
25 507
25 507
25 507
Free-cash
67 003
69 104
51 085
59 173

Estimated living cost  is ₽25507 per week

₽15863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽84442
₽94824
₽66250
₽73977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
33 988
income
-
-
-
18 257
health
-
-
-
24 300
solidarity contribution
-
-
-
372
total
-
-
-
76 917
Employee
42 803
-
138 441
-
solidarity contribution
-
-
-
-
health
5 778
-
18 690
-
social contributions
2 782
-
7 566
-
income
5 136
-
16 828
-
total
13 696
-
43 084
-
Employer
42 803
-
138 441
-
social contributions
10 701
-
29 100
-
health
3 852
-
12 460
-
total
14 553
-
41 560
-
Corporate
122 644
180 000
-
-
income
23 302
34 200
-
-
total
23 302
34 200
-
-
Dividends
99 342
145 800
-
-
withholding
14 901
21 870
-
-
total
14 901
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 452
56 070
84 644
76 917
After tax
113 548
123 930
95 356
103 083
Living cost
29 106
29 106
29 106
29 106
Free-cash
84 442
94 824
66 250
73 977

Estimated living cost  is ₽29106 per week

₽21645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1612
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽68891
₽69361
₽17378
₽62401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
chamber of commerce
-
-
-
721
unemployment
-
-
-
5 807
income
-
-
-
51 938
pensions
-
-
-
20 464
health
-
-
-
8 461
surtax
-
-
-
-
total
-
-
-
87 391
Employee
41 390
37 734
145 612
-
unemployment
1 242
1 132
3 319
-
other
413
377
1 107
-
health
1 601
1 461
4 280
-
pensions
4 239
3 863
11 327
-
income
3 687
2 783
42 489
-
total
11 182
9 616
62 522
-
Employer
41 390
37 734
145 612
-
payroll
1 242
1 132
4 368
-
other
1 966
1 791
6 618
-
accident
537
491
1 437
-
pensions
5 195
4 737
13 883
-
unemployment
1 242
1 132
3 319
-
chamber of commerce
165
151
582
-
surtax
-
-
-
-
health
1 565
1 427
4 181
-
total
11 912
10 861
34 388
-
Corporate
126 698
131 406
142 018
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 675
32 852
35 504
-
total
31 675
32 852
35 504
-
Dividends
95 023
98 554
-
-
withholding
26 132
27 102
-
-
total
26 132
27 102
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 901
80 431
132 414
87 391
After tax
99 099
99 569
47 586
92 609
Living cost
30 208
30 208
30 208
30 208
Free-cash
68 891
69 361
17 378
62 401

Estimated living cost  is ₽30208 per week

₽18121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽157020
₽159227
₽132227
₽166427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
14 716
-
180 000
-
income
2 943
-
36 000
-
total
2 943
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

165 284
180 000
-
-
total
-
-
-
-
Dividends
165 284
180 000
-
-
withholding
8 264
9 000
-
-
total
8 264
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
11 207
9 000
36 000
1 800
After tax
168 793
171 000
144 000
178 200
Living cost
11 773
11 773
11 773
11 773
Free-cash
157 020
159 227
132 227
166 427

Estimated living cost  is ₽11773 per week

₽7967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽90615
₽98533
₽57078
₽61655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
unemployment
-
-
-
270
income
-
-
-
42 094
pensions
-
-
-
32 872
health
-
-
-
17 712
total
-
-
-
92 948
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 871
-
155 750
-
unemployment
59
-
217
-
health
2 704
-
10 062
-
pensions
6 490
-
24 141
-
income
7 221
-
38 855
-
total
16 474
-
73 275
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 871
-
155 750
-
pensions
3 705
-
13 784
-
unemployment
25
-
93
-
health
2 789
-
10 373
-
total
6 519
-
24 250
-
Corporate
131 610
180 000
-
-
income
25 005
34 200
-
-
total
25 005
34 200
-
-
Dividends
106 605
145 800
-
-
withholding
15 990
21 870
-
-
total
15 990
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
63 988
56 070
97 525
92 948
After tax
116 012
123 930
82 475
87 052
Living cost
25 397
25 397
25 397
25 397
Free-cash
90 615
98 533
57 078
61 655

Estimated living cost  is ₽25397 per week

₽17430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5849
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽24351
₽69005
₽127143
₽83887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
20 520
income
-
-
-
35 086
total
-
-
-
55 606
Employee
58 081
-
-
-
social contributions
4 763
-
679
-
income
12 812
-
-
-
total
17 575
-
679
-
Employer
58 081
-
-
-
social contributions
81 894
-
11 671
-
total
81 894
-
11 671
-
Corporate
40 024
180 000
-
-
income
8 805
39 600
-
-
total
8 805
39 600
-
-
Dividends
31 219
140 400
-
-
income
6 868
30 888
-
-
total
6 868
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
115 142
70 488
12 350
55 606
After tax
64 858
109 512
167 650
124 394
Living cost
40 507
40 507
40 507
40 507
Free-cash
24 351
69 005
127 143
83 887

Estimated living cost  is ₽40507 per week

₽26282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽71731
₽72682
₽52205
₽65850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 551
income
-
-
-
21 899
surtax
-
-
-
-
total
-
-
-
84 450
Employee
43 549
-
145 454
-
surtax
-
-
-
-
social contributions
4 790
-
15 999
-
income
9 058
-
47 551
-
total
13 848
-
63 550
-
Employer
43 549
-
145 454
-
social contributions
10 343
-
34 545
-
total
10 343
-
34 545
-
Corporate
126 109
180 000
-
-
income
26 482
37 801
-
-
surtax
-
-
-
-
total
26 482
37 801
-
-
Dividends
99 627
142 199
-
-
withholding
27 896
39 817
-
-
total
27 896
39 817
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 569
77 618
98 095
84 450
After tax
101 431
102 382
81 905
95 550
Living cost
29 700
29 700
29 700
29 700
Free-cash
71 731
72 682
52 205
65 850

Estimated living cost  is ₽29700 per week

₽22222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽51496
₽44987
₽51681
₽55491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
5 579
social contributions
-
-
-
5 128
income
-
-
-
29 211
pensions
-
-
-
30 836
health
-
-
-
8 023
surtax
-
-
-
-
total
-
-
-
78 777
Employee
59 304
-
138 740
-
surtax
-
-
-
-
pensions
6 708
-
9 883
-
social contributions
1 689
-
3 953
-
income
5 174
-
27 491
-
total
13 571
-
41 327
-
Employer
59 304
-
138 740
-
other
2 047
-
5 513
-
pensions
9 744
-
16 595
-
unemployment
2 402
-
5 619
-
social contributions
178
-
417
-
health
4 151
-
13 116
-
total
18 522
-
41 260
-
Corporate
102 174
180 000
-
-
income
28 608
50 400
-
-
surtax
-
-
-
-
total
28 608
50 400
-
-
Dividends
73 566
129 600
-
-
withholding
9 416
16 589
-
-
social contributions
12 655
22 292
-
-
surtax
-
-
-
-
total
22 071
38 881
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 772
89 281
82 587
78 777
After tax
97 228
90 719
97 413
101 223
Living cost
45 732
45 732
45 732
45 732
Free-cash
51 496
44 987
51 681
55 491

Estimated living cost  is ₽45732 per week

₽30951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽130357
₽133539
₽108431
₽103648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
8 291
social contributions
-
-
-
39 599
total
-
-
-
47 890
Employee
30 441
-
155 845
-
social contributions
1 978
-
10 131
-
income
-
-
8 821
-
total
1 978
-
18 952
-
Employer
30 441
-
155 845
-
social contributions
4 719
-
24 155
-
total
4 719
-
24 155
-
Corporate
144 841
180 000
-
-
income
14 484
17 999
-
-
total
14 484
17 999
-
-
Dividends
130 356
162 001
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
21 181
17 999
43 107
47 890
After tax
158 819
162 001
136 893
132 110
Living cost
28 462
28 462
28 462
28 462
Free-cash
130 357
133 539
108 431
103 648

Estimated living cost  is ₽28462 per week

₽18403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽26059
-₽26059
-₽26059
₽59838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
pensions
-
-
-
820
municipal
-
-
-
37 893
labour market
-
-
-
14 334
national
-
-
-
21 567
total
-
-
-
74 614
Employee
192 245
192 245
192 245
-
national
23 486
23 486
23 486
-
municipal
40 937
40 937
40 937
-
labour market
15 358
15 358
15 358
-
pensions
273
273
273
-
total
80 054
80 054
80 054
-
Employer
192 245
192 245
192 245
-
municipal
41 003
41 003
41 003
-
pensions
547
547
547
-
national
23 527
23 527
23 527
-
labour market
15 380
15 380
15 380
-
total
80 457
80 457
80 457
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
160 511
160 511
160 511
74 614
After tax
19 489
19 489
19 489
105 386
Living cost
45 548
45 548
45 548
45 548
Free-cash
-26 059
-26 059
-26 059
59 838

Estimated living cost  is ₽45548 per week

₽31173
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽700
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽11372
-₽6339
₽77206
₽102093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
358
income
-
-
-
50 265
pensions
-
-
-
4 016
accident
-
-
-
244
health
-
-
-
2 105
total
-
-
-
56 988
Employee
32 907
-
162 665
-
health
3 768
-
18 625
-
pensions
3 706
-
7 363
-
income
4 515
-
38 553
-
total
11 989
-
64 541
-
Employer
32 907
-
162 665
-
accident
549
-
2 716
-
pensions
5 351
-
10 633
-
unemployment
806
-
3 985
-
total
6 706
-
17 334
-
Corporate
140 386
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

126 347
162 000
-
-
total
126 347
162 000
-
-
Dividends
14 039
18 000
-
-
withholding
2 667
3 420
-
-
total
2 667
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
147 709
165 420
81 875
56 988
After tax
32 291
14 580
98 125
123 012
Living cost
20 919
20 919
20 919
20 919
Free-cash
11 372
-6 339
77 206
102 093

Estimated living cost  is ₽20919 per week

₽15227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽78315
₽75617
₽57206
₽77826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
municipal
-
-
-
31 972
national
-
-
-
31 472
health
-
-
-
2 377
total
-
-
-
65 821
Employee
49 817
-
151 426
-
national
823
-
18 778
-
unemployment
747
-
2 271
-
health
372
-
1 937
-
municipal
8 160
-
24 660
-
pensions
3 362
-
10 221
-
total
13 464
-
57 867
-
Employer
49 817
-
151 426
-
accident
50
-
151
-
pensions
8 643
-
26 272
-
unemployment
323
-
985
-
health
383
-
1 166
-
total
9 399
-
28 574
-
Corporate
120 784
180 000
-
-
income
24 157
36 000
-
-
total
24 157
36 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

72 470
108 000
-
-
municipal
13 045
19 440
-
-
national
5 267
12 590
-
-
total
18 312
32 030
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 332
68 030
86 441
65 821
After tax
114 668
111 970
93 559
114 179
Living cost
36 353
36 353
36 353
36 353
Free-cash
78 315
75 617
57 206
77 826

Estimated living cost  is ₽36353 per week

₽23746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽104192
₽109343
₽98898
₽100447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
15 320
income
-
-
-
37 721
health
-
-
-
4 589
total
-
-
-
57 630
Employee
72 810
72 810
168 728
-
health
564
1 238
2 868
-
social contributions
2 753
6 043
8 151
-
income
7 928
6 740
36 888
-
total
11 245
14 021
47 907
-
Employer
72 810
72 810
168 728
-
social contributions
2 753
6 043
8 151
-
health
613
1 348
3 121
-
total
3 366
7 391
11 272
-
Corporate
143 467
99 800
-
-
income
17 933
12 476
-
-
total
17 933
12 476
-
-
Dividends
125 534
87 324
-
-
withholding
21 341
14 846
-
-
total
21 341
14 846
-
-
Income
180 000
180 000
180 000
180 000
Total tax
53 885
48 734
59 179
57 630
After tax
126 115
131 266
120 821
122 370
Living cost
21 923
21 923
21 923
21 923
Free-cash
104 192
109 343
98 898
100 447

Estimated living cost  is ₽21923 per week

₽13139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽129208
₽134026
₽118077
₽137067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 000
unemployment
-
-
-
27
income
-
-
-
18 423
pensions
-
-
-
6 023
health
-
-
-
3 427
total
-
-
-
27 900
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 734
-
170 746
-
unemployment
108
-
449
-
health
1 847
-
7 637
-
pensions
3 260
-
13 476
-
income
1 486
-
16 075
-
total
6 701
-
37 637
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 734
-
170 746
-
pensions
1 195
-
4 941
-
unemployment
108
-
449
-
health
934
-
3 863
-
total
2 237
-
9 253
-
Corporate
156 029
180 000
-
-
income
14 042
16 200
-
-
total
14 042
16 200
-
-
Dividends
141 987
163 800
-
-
withholding
12 779
14 741
-
-
total
12 779
14 741
-
-
Income
180 000
180 000
180 000
180 000
Total tax
35 759
30 941
46 890
27 900
After tax
144 241
149 059
133 110
152 100
Living cost
15 033
15 033
15 033
15 033
Free-cash
129 208
134 026
118 077
137 067

Estimated living cost  is ₽15033 per week

₽9592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽89602
₽93785
₽70856
₽74829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
88
unemployment
-
-
-
615
income
-
-
-
52 803
pensions
-
-
-
24 836
accident
-
-
-
791
total
-
-
-
79 133
Employee
35 011
-
152 021
-
unemployment
543
-
1 360
-
other
34
-
88
-
pensions
1 646
-
4 126
-
income
6 750
-
49 553
-
total
8 973
-
55 127
-
Employer
35 011
-
152 021
-
other
280
-
703
-
accident
694
-
1 738
-
pensions
8 262
-
20 712
-
unemployment
1 926
-
4 826
-
total
11 162
-
27 979
-
Corporate
133 827
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 075
27 000
-
-
total
20 075
27 000
-
-
Dividends
113 752
153 000
-
-
withholding
24 150
33 177
-
-
total
24 150
33 177
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 360
60 177
83 106
79 133
After tax
115 640
119 823
96 894
100 867
Living cost
26 038
26 038
26 038
26 038
Free-cash
89 602
93 785
70 856
74 829

Estimated living cost  is ₽26038 per week

₽17575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽110228
₽110523
₽114019
₽114148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
61 794
pensions
-
-
-
1 311
health
-
-
-
950
total
-
-
-
64 055
Employee
2 738
-
178 525
-
unemployment
27
-
66
-
health
137
-
328
-
pensions
246
-
590
-
income
530
-
61 725
-
total
940
-
62 709
-
Employer
2 738
-
178 525
-
pensions
301
-
721
-
unemployment
55
-
131
-
health
260
-
623
-
total
616
-
1 475
-
Corporate
176 647
180 000
-
-
income
38 862
39 600
-
-
total
38 862
39 600
-
-
Dividends
137 784
140 400
-
-
withholding
27 557
28 080
-
-
total
27 557
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 975
67 680
64 184
64 055
After tax
112 025
112 320
115 816
115 945
Living cost
1 797
1 797
1 797
1 797
Free-cash
110 228
110 523
114 019
114 148

Estimated living cost  is ₽1797 per week

₽1068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽41
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽109053
₽113704
₽96199
₽96197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
unemployment
-
-
-
1 048
income
-
-
-
41 052
pensions
-
-
-
18 162
health
-
-
-
7 195
total
-
-
-
67 457
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 649
-
167 496
-
unemployment
185
-
524
-
health
1 269
-
3 597
-
pensions
3 451
-
9 779
-
income
3 398
-
41 052
-
total
8 303
-
54 952
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 649
-
167 496
-
pensions
2 958
-
8 382
-
unemployment
185
-
524
-
health
1 269
-
3 597
-
total
4 412
-
12 503
-
Corporate
150 939
180 000
-
-
income
22 641
27 000
-
-
total
22 641
27 000
-
-
Dividends
128 298
153 000
-
-
withholding
19 245
22 950
-
-
total
19 245
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 601
49 950
67 455
67 457
After tax
125 399
130 050
112 545
112 543
Living cost
16 346
16 346
16 346
16 346
Free-cash
109 053
113 704
96 199
96 197

Estimated living cost  is ₽16346 per week

₽11006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽76516
₽76855
₽56378
₽70023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 551
income
-
-
-
21 899
surtax
-
-
-
-
total
-
-
-
84 450
Employee
36 750
-
145 454
-
surtax
-
-
-
-
social contributions
4 043
-
15 999
-
income
7 181
-
47 551
-
total
11 224
-
63 550
-
Employer
36 750
-
145 454
-
social contributions
8 727
-
34 545
-
total
8 727
-
34 545
-
Corporate
134 523
180 000
-
-
income
28 250
37 801
-
-
surtax
-
-
-
-
total
28 250
37 801
-
-
Dividends
106 272
142 199
-
-
withholding
29 756
39 817
-
-
total
29 756
39 817
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 957
77 618
98 095
84 450
After tax
102 043
102 382
81 905
95 550
Living cost
25 527
25 527
25 527
25 527
Free-cash
76 516
76 855
56 378
70 023

Estimated living cost  is ₽25527 per week

₽18080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽80349
₽86546
₽63617
₽67590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
88
unemployment
-
-
-
615
income
-
-
-
52 803
pensions
-
-
-
24 836
accident
-
-
-
791
total
-
-
-
79 133
Employee
45 729
-
152 021
-
unemployment
708
-
1 360
-
other
45
-
88
-
pensions
2 149
-
4 126
-
income
9 551
-
49 553
-
total
12 453
-
55 127
-
Employer
45 729
-
152 021
-
other
367
-
703
-
accident
906
-
1 738
-
pensions
10 792
-
20 712
-
unemployment
2 516
-
4 826
-
total
14 581
-
27 979
-
Corporate
119 691
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 954
27 000
-
-
total
17 954
27 000
-
-
Dividends
101 737
153 000
-
-
withholding
21 386
33 177
-
-
total
21 386
33 177
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 374
60 177
83 106
79 133
After tax
113 626
119 823
96 894
100 867
Living cost
33 277
33 277
33 277
33 277
Free-cash
80 349
86 546
63 617
67 590

Estimated living cost  is ₽33277 per week

₽23898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽131832
₽137605
₽135071
₽127871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
unemployment
-
-
-
132
income
-
-
-
27 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 897
health
-
-
-
3 805
total
-
-
-
35 834
Employee
21 577
-
173 508
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
health
993
-
1 522
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
2 905
-
income
2 158
-
17 351
-
total
5 282
-
22 142
-
Employer
21 577
-
173 508
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 378
-
3 646
-
unemployment
130
-
199
-
health
1 489
-
2 283
-
total
4 234
-
6 492
-
Corporate
154 189
180 000
-
-
income
15 419
18 000
-
-
total
15 419
18 000
-
-
Dividends
138 770
162 000
-
-
withholding
6 938
8 100
-
-
total
6 938
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
31 873
26 100
28 634
35 834
After tax
148 127
153 900
151 366
144 166
Living cost
16 295
16 295
16 295
16 295
Free-cash
131 832
137 605
135 071
127 871

Estimated living cost  is ₽16295 per week

₽10778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽68445
₽56059
₽76730
₽57218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
trade
-
-
-
19 512
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
57 104
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 469
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 141
total
-
-
-
86 226
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 113
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
3 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 469
-
6 469
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 874
-
57 104
-
total
10 557
-
66 714
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 887
180 000
-
-
trade
19 070
25 830
-
-
income
19 933
27 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 096
1 484
-
-
chamber of commerce
338
408
-
-
total
40 437
54 722
-
-
Dividends
92 451
125 278
-
-
withholding
22 754
30 960
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 251
1 703
-
-
total
24 005
32 663
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 999
87 385
66 714
86 226
After tax
105 001
92 615
113 286
93 774
Living cost
36 556
36 556
36 556
36 556
Free-cash
68 445
56 059
76 730
57 218

Estimated living cost  is ₽36556 per week

₽25217
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽74154
₽72061
₽39375
₽39375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
30 337
income
-
-
-
56 350
total
-
-
-
86 687
Employee
74 066
-
180 000
-
social contributions
6 153
-
30 337
-
income
13 976
-
56 350
-
total
20 129
-
86 687
-
Employer
74 066
-
180 000
-
total
-
-
-
-
Corporate
105 934
180 000
-
-
income
13 241
22 500
-
-
total
13 241
22 500
-
-
Dividends
92 693
157 500
-
-
withholding
18 538
31 501
-
-
total
18 538
31 501
-
-
Income
180 000
180 000
180 000
180 000
Total tax
51 908
54 001
86 687
86 687
After tax
128 092
125 999
93 313
93 313
Living cost
53 938
53 938
53 938
53 938
Free-cash
74 154
72 061
39 375
39 375

Estimated living cost  is ₽53938 per week

₽41035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽80934
₽77626
₽92805
₽112864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 764
income
-
-
-
27 000
total
-
-
-
32 764
Employee
43 437
-
175 644
-
social contributions
4 352
-
4 356
-
income
4 713
-
44 111
-
total
9 065
-
48 467
-
Employer
43 437
-
175 644
-
social contributions
4 352
-
4 356
-
total
4 352
-
4 356
-
Corporate
132 211
180 000
-
-
income
46 275
63 000
-
-
total
46 275
63 000
-
-
Dividends
85 937
117 000
-
-
social contributions
5 002
5 002
-
-
total
5 002
5 002
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 694
68 002
52 823
32 764
After tax
115 306
111 998
127 177
147 236
Living cost
34 372
34 372
34 372
34 372
Free-cash
80 934
77 626
92 805
112 864

Estimated living cost  is ₽34372 per week

₽22640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽87037
₽81528
₽67389
₽83589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
53 154
pensions
-
-
-
8 694
total
-
-
-
61 848
Employee
47 443
-
157 089
-
health
619
-
2 216
-
pensions
3 621
-
10 575
-
income
8 640
-
42 350
-
total
12 880
-
55 141
-
Employer
47 443
-
157 089
-
pensions
4 793
-
19 923
-
health
902
-
2 984
-
total
5 695
-
22 907
-
Corporate
126 862
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 104
34 200
-
-
total
24 104
34 200
-
-
Dividends
102 759
145 800
-
-
withholding
15 721
29 709
-
-
total
15 721
29 709
-
-
Income
180 000
180 000
180 000
180 000
Total tax
58 400
63 909
78 048
61 848
After tax
121 600
116 091
101 952
118 152
Living cost
34 563
34 563
34 563
34 563
Free-cash
87 037
81 528
67 389
83 589

Estimated living cost  is ₽34563 per week

₽23710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽11053
-₽8410
₽75135
₽100022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other
-
-
-
358
income
-
-
-
50 265
pensions
-
-
-
4 016
accident
-
-
-
244
health
-
-
-
2 105
total
-
-
-
56 988
Employee
36 165
-
162 665
-
health
4 141
-
18 625
-
pensions
4 072
-
7 363
-
income
4 962
-
38 553
-
total
13 175
-
64 541
-
Employer
36 165
-
162 665
-
accident
604
-
2 716
-
pensions
5 880
-
10 633
-
unemployment
886
-
3 985
-
total
7 370
-
17 334
-
Corporate
136 465
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

122 819
162 000
-
-
total
122 819
162 000
-
-
Dividends
13 647
18 000
-
-
withholding
2 593
3 420
-
-
total
2 593
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
145 957
165 420
81 875
56 988
After tax
34 043
14 580
98 125
123 012
Living cost
22 990
22 990
22 990
22 990
Free-cash
11 053
-8 410
75 135
100 022

Estimated living cost  is ₽22990 per week

₽16872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽134252
₽124911
₽116513
₽95693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 000
unemployment
-
-
-
1 817
income
-
-
-
29 878
pensions
-
-
-
27 861
health insurance
-
-
-
11 205
work injury
-
-
-
757
total
-
-
-
71 518
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 463
-
180 000
-
health insurance
1 514
-
5 602
-
unemployment
246
-
909
-
work injury
102
-
379
-
pensions
3 765
-
13 930
-
income
2 046
-
29 878
-
total
7 673
-
50 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 537
180 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 595
18 000
-
-
total
1 595
18 000
-
-
Dividends
157 942
162 000
-
-
withholding
23 691
24 300
-
-
total
23 691
24 300
-
-
Income
180 000
180 000
180 000
180 000
Total tax
32 959
42 300
50 698
71 518
After tax
147 041
137 700
129 302
108 482
Living cost
12 789
12 789
12 789
12 789
Free-cash
134 252
124 911
116 513
95 693

Estimated living cost  is ₽12789 per week

₽7923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3538
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽52784
₽57092
₽37499
₽45401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
regional
-
-
-
4 137
social contributions
-
-
-
46 296
municipal
-
-
-
1 204
national
-
-
-
45 241
total
-
-
-
96 878
Employee
79 789
-
180 000
-
national
13 484
-
39 337
-
regional
1 205
-
3 672
-
municipal
476
-
1 075
-
social contributions
26 904
-
60 696
-
total
42 069
-
104 780
-
Employer
79 789
-
180 000
-
total
-
-
-
-
Corporate
100 211
180 000
-
-
nationa
24 051
43 200
-
-
municipal
4 830
8 675
-
-
total
28 881
51 875
-
-
Dividends
71 330
128 125
-
-
withholding
18 545
33 312
-
-
total
18 545
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 495
85 187
104 780
96 878
After tax
90 505
94 813
75 220
83 122
Living cost
37 721
37 721
37 721
37 721
Free-cash
52 784
57 092
37 499
45 401

Estimated living cost  is ₽37721 per week

₽26497
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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