Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Dresden , Germany
₽60606
₽83792
₽62736
₽71626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 145
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 089
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
21 056
total
-
-
-
87 095
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 096
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 089
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 064
-
56 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
7 928
-
66 039
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 904
180 000
-
-
income
21 285
27 001
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 170
1 486
-
-
chamber of commerce
355
410
-
-
trade
22 349
28 350
-
-
total
45 159
57 247
-
-
Dividends
96 744
122 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 310
1 667
-
-
withholding
23 808
30 311
-
-
total
25 118
31 978
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 205
89 225
66 039
87 095
After tax
101 795
90 775
113 961
92 905
Living cost
30 169
30 169
30 169
30 169
Free-cash
71 626
60 606
83 792
62 736

Estimated living cost  is ₽30169 per week

₽18977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽59582
₽54683
₽53511
₽58705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
1 935
municipal
-
-
-
19 696
national
-
-
-
30 520
pensions
-
-
-
21 600
total
-
-
-
73 751
Employee
81 754
-
155 608
-
municipal
10 098
-
20 393
-
pensions
3 270
-
6 224
-
national
15 648
-
31 840
-
total
29 016
-
58 457
-
Employer
81 754
-
155 608
-
pensions
6 540
-
12 449
-
social contributions
879
-
1 673
-
total
7 419
-
14 122
-
Corporate
85 431
180 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 086
36 000
-
-
total
17 086
36 000
-
-
Dividends
68 345
144 000
-
-
withholding
15 036
31 680
-
-
total
15 036
31 680
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 557
67 680
72 579
73 751
After tax
111 443
112 320
107 421
106 249
Living cost
52 738
52 738
52 738
52 738
Free-cash
58 705
59 582
54 683
53 511

Estimated living cost  is ₽52738 per week

₽35846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽789
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽123278
₽55218
₽41784
₽115106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
income
-
-
-
33 431
surtax
-
-
-
45 901
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 162
microenterprise
-
-
-
-
total
-
-
-
117 494
Employee
29 104
-
136 400
-
surtax
-
-
19 779
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 202
-
13 057
-
income
5 181
-
27 624
-
total
8 383
-
60 460
-
Employer
29 104
-
136 400
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 011
-
28 596
-
surtax
-
-
15 004
-
total
7 011
-
43 600
-
Corporate
143 885
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

28 778
36 000
-
-
total
28 778
36 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

115 107
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
44 172
36 000
104 060
117 494
After tax
135 828
144 000
75 940
62 506
Living cost
20 722
20 722
20 722
20 722
Free-cash
115 106
123 278
55 218
41 784

Estimated living cost  is ₽20722 per week

₽13220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5058
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽47459
₽71228
₽57334
₽41358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 989
health
-
-
-
12 282
pensions
-
-
-
11 670
total
-
-
-
80 941
Employee
85 057
85 057
161 490
-
pensions
15 310
11 670
11 670
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 922
13 922
24 585
-
health
13 055
11 105
12 282
-
total
42 287
36 697
48 537
-
Employer
85 057
85 057
161 490
-
health
5 912
5 912
7 347
-
pensions
5 920
5 920
7 358
-
unemployment
3 062
3 062
3 805
-
total
14 894
14 894
18 510
-
Corporate
81 092
80 049
-
-
income
16 218
16 010
-
-
total
16 218
16 010
-
-
Dividends
64 875
64 039
-
-
income
13 787
13 609
-
-
withholding
9 731
9 606
-
-
total
23 518
23 215
-
-
Income
180 000
180 000
180 000
180 000
Total tax
96 917
90 816
67 047
80 941
After tax
83 083
89 184
112 953
99 059
Living cost
41 725
41 725
41 725
41 725
Free-cash
41 358
47 459
71 228
57 334

Estimated living cost  is ₽41725 per week

₽29570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽57287
₽50501
₽51494
₽56368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
180
other
-
-
-
10 440
unemployment
-
-
-
90
health
-
-
-
5 606
municipal
-
-
-
45 915
national
-
-
-
15 570
pensions
-
-
-
9 712
total
-
-
-
87 513
Employee
58 411
-
151 772
-
municipal
17 418
-
45 258
-
national
-
-
15 019
-
total
17 418
-
60 277
-
Employer
58 411
-
151 772
-
health
3 592
-
5 525
-
pensions
6 314
-
9 712
-
accident
117
-
180
-
unemployment
1 542
-
2 372
-
other
6 787
-
10 440
-
total
18 352
-
28 229
-
Corporate
103 236
180 000
-
-
income
22 712
39 600
-
-
total
22 712
39 600
-
-
Dividends
80 524
140 400
-
-
withholding
24 157
42 120
-
-
total
24 157
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 639
81 720
88 506
87 513
After tax
97 361
98 280
91 494
92 487
Living cost
40 993
40 993
40 993
40 993
Free-cash
56 368
57 287
50 501
51 494

Estimated living cost  is ₽40993 per week

₽27168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽50723
₽74833
₽52841
₽64719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 145
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 089
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
21 992
total
-
-
-
88 031
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 511
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

238
-
3 089
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 340
-
56 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
11 383
-
66 039
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 489
180 000
-
-
income
19 423
27 001
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 068
1 486
-
-
chamber of commerce
335
406
-
-
trade
21 300
29 609
-
-
total
42 126
58 502
-
-
Dividends
87 363
121 498
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 181
1 650
-
-
withholding
21 463
29 997
-
-
total
22 644
31 647
-
-
Income
180 000
180 000
180 000
180 000
Total tax
76 153
90 149
66 039
88 031
After tax
103 847
89 851
113 961
91 969
Living cost
39 128
39 128
39 128
39 128
Free-cash
64 719
50 723
74 833
52 841

Estimated living cost  is ₽39128 per week

₽26169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8249
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽98990
₽88925
₽90497
₽94859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
36 493
social contributions
-
-
-
16 115
health
-
-
-
4 589
total
-
-
-
57 197
Employee
76 590
76 590
168 313
-
social contributions
3 722
6 357
8 574
-
income
8 043
7 090
35 646
-
health
762
1 302
2 862
-
total
12 527
14 749
47 082
-
Employer
76 590
76 590
168 313
-
health
830
1 418
3 113
-
social contributions
3 722
6 357
8 574
-
total
4 552
7 775
11 687
-
Corporate
130 616
95 636
-
-
income
16 327
11 955
-
-
total
16 327
11 955
-
-
Dividends
114 289
83 681
-
-
withholding
19 429
14 225
-
-
total
19 429
14 225
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 835
48 704
58 769
57 197
After tax
127 165
131 296
121 231
122 803
Living cost
32 306
32 306
32 306
32 306
Free-cash
94 859
98 990
88 925
90 497

Estimated living cost  is ₽32306 per week

₽22085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽82878
₽86117
₽106464
₽83255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
22 005
unemployment
-
-
-
2 700
health
-
-
-
12 600
pensions
-
-
-
18 000
total
-
-
-
55 305
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 317
10 474
150 628
-
unemployment
395
157
2 259
-
pensions
2 632
1 047
15 063
-
income
3 217
1 280
18 414
-
health
1 842
733
10 544
-
total
8 086
3 217
46 280
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 317
10 474
150 628
-
pensions
5 132
2 042
29 372
-
total
5 132
2 042
29 372
-
Corporate
148 551
167 484
-
-
income
13 370
15 074
-
-
total
13 370
15 074
-
-
Dividends
135 182
152 410
-
-
social contributions
26 241
29 600
-
-
withholding
25 685
28 958
-
-
total
51 926
58 558
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 514
78 891
75 652
55 305
After tax
101 486
101 109
104 348
124 695
Living cost
18 231
18 231
18 231
18 231
Free-cash
83 255
82 878
86 117
106 464

Estimated living cost  is ₽18231 per week

₽12441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽119942
₽79691
₽72422
₽113753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
24 120
health
-
-
-
23 400
pensions
-
-
-
36 000
total
-
-
-
83 520
Employee
28 256
-
134 529
-
unemployment
452
-
2 153
-
pensions
565
-
2 690
-
income
3 181
-
25 937
-
total
4 198
-
30 780
-
Employer
28 256
-
134 529
-
health
3 673
-
17 490
-
pensions
5 652
-
26 906
-
unemployment
227
-
1 075
-
total
9 552
-
45 471
-
Corporate
142 193
180 000
-
-
income
28 439
36 000
-
-
total
28 439
36 000
-
-
Dividends
113 754
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
42 189
36 000
76 251
83 520
After tax
137 811
144 000
103 749
96 480
Living cost
24 058
24 058
24 058
24 058
Free-cash
113 753
119 942
79 691
72 422

Estimated living cost  is ₽24058 per week

₽16501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽7589
₽75692
₽100871
₽11179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
254
income
-
-
-
49 942
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
56 960
Employee
34 873
-
162 215
-
pensions
3 927
-
7 688
-
income
4 784
-
38 093
-
health
3 993
-
18 573
-
total
12 704
-
64 354
-
Employer
34 873
-
162 215
-
pensions
5 671
-
11 102
-
accident
582
-
2 709
-
unemployment
854
-
3 974
-
total
7 107
-
17 785
-
Corporate
138 020
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 218
162 000
-
-
total
124 218
162 000
-
-
Dividends
13 802
18 000
-
-
withholding
2 623
3 420
-
-
total
2 623
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 652
165 420
82 139
56 960
After tax
33 348
14 580
97 861
123 040
Living cost
22 169
22 169
22 169
22 169
Free-cash
11 179
-7 589
75 692
100 871

Estimated living cost  is ₽22169 per week

₽16248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽162855
₽135855
₽170055
₽161328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
10 181
-
180 000
-
income
2 036
-
36 000
-
total
2 036
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

169 819
180 000
-
-
total
-
-
-
-
Dividends
169 819
180 000
-
-
withholding
8 491
9 000
-
-
total
8 491
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 527
9 000
36 000
1 800
After tax
169 473
171 000
144 000
178 200
Living cost
8 145
8 145
8 145
8 145
Free-cash
161 328
162 855
135 855
170 055

Estimated living cost  is ₽8145 per week

₽5048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽105707
₽75367
₽75017
₽98979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 233
other
-
-
-
7 194
health
-
-
-
6 665
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 351
total
-
-
-
78 443
Employee
36 165
-
143 770
-
unemployment
361
-
1 438
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 531
-
10 063
-
income
6 226
-
28 349
-
health
507
-
2 013
-
total
9 625
-
41 863
-
Employer
36 165
-
143 770
-
health
507
-
2 013
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 149
-
24 442
-
accident
289
-
1 149
-
unemployment
361
-
1 438
-
other
1 809
-
7 188
-
total
9 115
-
36 230
-
Corporate
134 721
180 000
-
-
income
28 292
37 799
-
-
total
28 292
37 799
-
-
Dividends
106 429
142 201
-
-
withholding
7 449
9 954
-
-
total
7 449
9 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 481
47 753
78 093
78 443
After tax
125 519
132 247
101 907
101 557
Living cost
26 540
26 540
26 540
26 540
Free-cash
98 979
105 707
75 367
75 017

Estimated living cost  is ₽26540 per week

₽18752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽50937
₽36386
₽52650
₽54934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
52 010
pensions
-
-
-
9 028
total
-
-
-
61 038
Employee
93 822
-
157 189
-
pensions
9 051
-
11 065
-
income
16 912
-
41 169
-
health
1 546
-
2 258
-
total
27 509
-
54 492
-
Employer
93 822
-
157 189
-
health
1 782
-
2 987
-
pensions
11 078
-
19 823
-
total
12 860
-
22 810
-
Corporate
73 318
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 930
34 201
-
-
total
13 930
34 201
-
-
Dividends
59 389
145 799
-
-
withholding
4 455
28 550
-
-
total
4 455
28 550
-
-
Income
180 000
180 000
180 000
180 000
Total tax
58 754
62 751
77 302
61 038
After tax
121 246
117 249
102 698
118 962
Living cost
66 312
66 312
66 312
66 312
Free-cash
54 934
50 937
36 386
52 650

Estimated living cost  is ₽66312 per week

₽49689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽140842
₽137762
₽130653
₽136217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
unemployment
-
-
-
139
health
-
-
-
4 001
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 149
total
-
-
-
36 289
Employee
17 290
-
173 175
-
accident

We are using the highest rate at 1.1%.

190
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 518
-
3 055
-
income
1 729
-
17 317
-
health
795
-
1 600
-
total
4 232
-
22 355
-
Employer
17 290
-
173 175
-
health
1 193
-
2 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 906
-
3 833
-
accident

We are using the highest rate at 1.1%.

190
-
383
-
unemployment
103
-
209
-
total
3 392
-
6 825
-
Corporate
159 317
180 000
-
-
income
15 932
18 000
-
-
total
15 932
18 000
-
-
Dividends
143 386
162 000
-
-
withholding
7 169
8 100
-
-
total
7 169
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
30 725
26 100
29 180
36 289
After tax
149 275
153 900
150 820
143 711
Living cost
13 058
13 058
13 058
13 058
Free-cash
136 217
140 842
137 762
130 653

Estimated living cost  is ₽13058 per week

₽7623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽346
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽33953
₽57722
₽43828
₽36460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 989
health
-
-
-
12 282
pensions
-
-
-
11 670
total
-
-
-
80 941
Employee
92 345
85 057
161 490
-
pensions
11 670
11 670
11 670
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 922
13 922
24 585
-
health
11 520
11 105
12 282
-
total
37 112
36 697
48 537
-
Employer
92 345
85 057
161 490
-
health
6 417
5 912
7 347
-
pensions
6 427
5 920
7 358
-
unemployment
3 325
3 062
3 805
-
total
16 169
14 894
18 510
-
Corporate
71 487
80 049
-
-
income
14 297
16 010
-
-
total
14 297
16 010
-
-
Dividends
57 190
64 039
-
-
income
12 152
13 609
-
-
withholding
8 579
9 606
-
-
total
20 731
23 215
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 309
90 816
67 047
80 941
After tax
91 691
89 184
112 953
99 059
Living cost
55 231
55 231
55 231
55 231
Free-cash
36 460
33 953
57 722
43 828

Estimated living cost  is ₽55231 per week

₽40742
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽99180
₽69361
₽77323
₽90350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
18 013
social contributions
-
-
-
35 614
solidarity contribution
-
-
-
-
health
-
-
-
24 300
total
-
-
-
77 927
Employee
36 396
-
137 164
-
solidarity contribution
-
-
-
-
social contributions
2 366
-
7 928
-
income
4 368
-
16 608
-
health
4 914
-
18 517
-
total
11 648
-
43 053
-
Employer
36 396
-
137 164
-
health
3 276
-
12 345
-
social contributions
9 099
-
30 491
-
total
12 375
-
42 836
-
Corporate
131 229
180 000
-
-
income
24 933
34 200
-
-
total
24 933
34 200
-
-
Dividends
106 295
145 800
-
-
withholding
15 944
21 870
-
-
total
15 944
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 900
56 070
85 889
77 927
After tax
115 100
123 930
94 111
102 073
Living cost
24 750
24 750
24 750
24 750
Free-cash
90 350
99 180
69 361
77 323

Estimated living cost  is ₽24750 per week

₽17191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽54009
₽35599
₽43732
₽48807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
regional
-
-
-
2 129
municipal
-
-
-
1 070
national
-
-
-
44 744
total
-
-
-
94 239
Employee
88 521
-
180 000
-
municipal
469
-
955
-
national
15 339
-
38 841
-
regional
835
-
1 879
-
social contributions
29 849
-
60 697
-
total
46 492
-
102 372
-
Employer
88 521
-
180 000
-
total
-
-
-
-
Corporate
91 479
180 000
-
-
municipal
3 569
7 020
-
-
nationa
21 954
43 199
-
-
total
25 523
50 219
-
-
Dividends
65 956
129 780
-
-
withholding
17 149
33 743
-
-
total
17 149
33 743
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 164
83 962
102 372
94 239
After tax
90 836
96 038
77 628
85 761
Living cost
42 029
42 029
42 029
42 029
Free-cash
48 807
54 009
35 599
43 732

Estimated living cost  is ₽42029 per week

₽29297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽645
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽91240
₽57052
₽63138
₽88142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 700
other
-
-
-
-
surtax
-
-
-
7 931
unemployment
-
-
-
227
health
-
-
-
9 438
pensions
-
-
-
26 587
total
-
-
-
94 883
Employee
32 938
-
152 018
-
other
-
-
-
-
unemployment
2 293
-
9 252
-
pensions
2 196
-
8 867
-
surtax
108
-
6 738
-
income
5 521
-
44 742
-
health
841
-
3 389
-
total
10 959
-
72 988
-
Employer
32 938
-
152 018
-
health
1 499
-
6 048
-
pensions
4 391
-
17 720
-
unemployment
1 043
-
4 213
-
other
-
-
-
-
total
6 933
-
27 981
-
Corporate
140 129
180 000
-
-
income
36 433
46 800
-
-
total
36 433
46 800
-
-
Dividends
103 696
133 200
-
-
withholding
15 554
19 981
-
-
total
15 554
19 981
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 879
66 781
100 969
94 883
After tax
110 121
113 219
79 031
85 117
Living cost
21 979
21 979
21 979
21 979
Free-cash
88 142
91 240
57 052
63 138

Estimated living cost  is ₽21979 per week

₽13439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6005
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽71946
₽57395
₽73659
₽78496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
52 010
pensions
-
-
-
9 028
total
-
-
-
61 038
Employee
62 877
-
157 189
-
pensions
5 337
-
11 065
-
income
11 324
-
41 169
-
health
913
-
2 258
-
total
17 574
-
54 492
-
Employer
62 877
-
157 189
-
health
1 194
-
2 987
-
pensions
6 806
-
19 823
-
total
8 000
-
22 810
-
Corporate
109 122
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 734
34 201
-
-
total
20 734
34 201
-
-
Dividends
88 388
145 799
-
-
withholding
9 893
28 550
-
-
total
9 893
28 550
-
-
Income
180 000
180 000
180 000
180 000
Total tax
56 201
62 751
77 302
61 038
After tax
123 799
117 249
102 698
118 962
Living cost
45 303
45 303
45 303
45 303
Free-cash
78 496
71 946
57 395
73 659

Estimated living cost  is ₽45303 per week

₽33941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽3598
₽58719
₽66952
₽37275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 600
regional
-
-
-
8 883
health
-
-
-
404
city
-
-
-
1 898
national
-
-
-
2 991
pensions
-
-
-
16 561
total
-
-
-
34 337
Employee
92 112
-
161 110
-
unemployment
-
-
-
-
pensions
7 739
-
13 533
-
national
436
-
2 182
-
regional
3 016
-
7 646
-
city
989
-
1 730
-
health
208
-
362
-
total
12 388
-
25 453
-
Employer
92 112
-
161 110
-
health
208
-
362
-
pensions
7 739
-
13 533
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 842
-
3 222
-
total
9 789
-
17 117
-
Corporate
77 087
180 000
-
-
regional
16 304
38 071
-
-
national
6 552
15 299
-
-
total
22 856
53 370
-
-
Dividends
54 231
126 630
-
-
withholding
18 981
44 321
-
-
total
18 981
44 321
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 014
97 691
42 570
34 337
After tax
115 986
82 309
137 430
145 663
Living cost
78 711
78 711
78 711
78 711
Free-cash
37 275
3 598
58 719
66 952

Estimated living cost  is ₽78711 per week

₽51185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽966
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽43296
₽68332
₽45404
₽59451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 145
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 089
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
22 928
total
-
-
-
88 967
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

59 860
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

387
-
3 089
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 039
-
56 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
14 231
-
66 039
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
120 140
180 000
-
-
income
18 021
27 001
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

990
1 486
-
-
chamber of commerce
319
404
-
-
trade
20 605
30 870
-
-
total
39 935
59 761
-
-
Dividends
80 205
120 239
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 081
1 633
-
-
withholding
19 673
29 681
-
-
total
20 754
31 314
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 920
91 075
66 039
88 967
After tax
105 080
88 925
113 961
91 033
Living cost
45 629
45 629
45 629
45 629
Free-cash
59 451
43 296
68 332
45 404

Estimated living cost  is ₽45629 per week

₽33325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8062
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽56644
₽64312
₽67284
₽62524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 514
other
-
-
-
5 580
surtax
-
-
-
-
social contributions
-
-
-
5 130
health
-
-
-
7 753
pensions
-
-
-
31 662
total
-
-
-
78 639
Employee
42 629
-
139 222
-
pensions
4 820
-
9 717
-
surtax
-
-
-
-
social contributions
1 215
-
3 967
-
income
2 516
-
27 153
-
total
8 551
-
40 837
-
Employer
42 629
-
139 222
-
health
2 985
-
12 922
-
pensions
7 003
-
16 350
-
unemployment
1 726
-
5 638
-
social contributions
129
-
418
-
other
1 471
-
5 446
-
total
13 314
-
40 774
-
Corporate
124 059
180 000
-
-
income
34 737
50 399
-
-
surtax
-
-
-
-
total
34 737
50 399
-
-
Dividends
89 322
129 601
-
-
surtax
-
-
-
-
social contributions
15 363
22 291
-
-
withholding
11 434
16 588
-
-
total
26 797
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 399
89 278
81 611
78 639
After tax
96 601
90 722
98 389
101 361
Living cost
34 078
34 078
34 078
34 078
Free-cash
62 524
56 644
64 312
67 284

Estimated living cost  is ₽34078 per week

₽21487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽60021
₽67688
₽70660
₽65552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 514
other
-
-
-
5 580
surtax
-
-
-
-
social contributions
-
-
-
5 130
health
-
-
-
7 753
pensions
-
-
-
31 662
total
-
-
-
78 639
Employee
38 052
-
139 222
-
pensions
4 304
-
9 717
-
surtax
-
-
-
-
social contributions
1 085
-
3 967
-
income
1 962
-
27 153
-
total
7 351
-
40 837
-
Employer
38 052
-
139 222
-
health
2 663
-
12 922
-
pensions
6 253
-
16 350
-
unemployment
1 540
-
5 638
-
social contributions
113
-
418
-
other
1 314
-
5 446
-
total
11 883
-
40 774
-
Corporate
130 065
180 000
-
-
income
36 418
50 399
-
-
surtax
-
-
-
-
total
36 418
50 399
-
-
Dividends
93 647
129 601
-
-
surtax
-
-
-
-
social contributions
16 108
22 291
-
-
withholding
11 987
16 588
-
-
total
28 095
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 747
89 278
81 611
78 639
After tax
96 253
90 722
98 389
101 361
Living cost
30 701
30 701
30 701
30 701
Free-cash
65 552
60 021
67 688
70 660

Estimated living cost  is ₽30701 per week

₽17805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽88694
₽90630
₽94474
₽89214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 001
social contributions
-
-
-
24 840
health
-
-
-
12 564
total
-
-
-
64 405
Employee
33 771
-
180 000
-
social contributions
4 661
-
24 840
-
income
5 633
-
30 845
-
health
2 357
-
12 564
-
total
12 651
-
68 249
-
Employer
33 771
-
180 000
-
total
-
-
-
-
Corporate
146 229
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 311
9 001
-
-
total
7 311
9 001
-
-
Dividends
138 918
170 999
-
-
social contributions
19 170
23 599
-
-
withholding
20 837
25 649
-
-
health
9 696
11 936
-
-
total
49 703
61 184
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 665
70 185
68 249
64 405
After tax
110 335
109 815
111 751
115 595
Living cost
21 120
21 120
21 120
21 120
Free-cash
89 214
88 694
90 630
94 474

Estimated living cost  is ₽21120 per week

₽14135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64452
₽12558
₽57300
₽62915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 150
surtax
-
-
-
197
unemployment
-
-
-
6 109
chamber of commerce
-
-
-
720
health
-
-
-
8 901
pensions
-
-
-
21 527
total
-
-
-
87 604
Employee
49 777
39 693
144 278
-
other
497
397
1 164
-
unemployment
1 493
1 191
3 491
-
pensions
5 098
4 064
11 916
-
income
5 667
2 928
40 427
-
health
1 926
1 537
4 502
-
total
14 681
10 117
61 500
-
Employer
49 777
39 693
144 278
-
chamber of commerce
198
159
576
-
health
1 881
1 501
4 398
-
pensions
6 247
4 982
14 603
-
accident
646
516
1 512
-
unemployment
1 493
1 191
3 491
-
surtax
197
197
197
-
payroll
1 493
1 191
4 328
-
other
2 365
1 884
6 616
-
total
14 520
11 621
35 721
-
Corporate
115 703
128 686
140 498
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 925
32 172
35 125
-
total
28 925
32 172
35 125
-
Dividends
86 778
96 514
-
-
withholding
23 863
26 542
-
-
total
23 863
26 542
-
-
Income
180 000
180 000
180 000
180 000
Total tax
81 989
80 452
132 346
87 604
After tax
98 011
99 548
47 654
92 396
Living cost
35 096
35 096
35 096
35 096
Free-cash
62 915
64 452
12 558
57 300

Estimated living cost  is ₽35096 per week

₽23408
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽64342
₽26803
₽41749
₽49403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 311
social contributions
-
-
-
24 833
national
-
-
-
67 790
total
-
-
-
101 934
Employee

The minimum management director salary is set at €45,000 per year.

71 247
-
139 416
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

620
-
1 213
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 716
-
7 271
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 343
-
10 456
-
national
21 904
-
50 805
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 347
-
6 551
-
total
34 930
-
76 296
-
Employer

The minimum management director salary is set at €45,000 per year.

71 247
-
139 416
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 381
-
8 574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 313
-
12 352
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

926
-
1 813
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 040
-
2 036
-
surtax
8 079
-
15 809
-
total
20 739
-
40 584
-
Corporate
88 015
180 000
-
-
income
17 603
36 000
-
-
surtax
352
720
-
-
total
17 955
36 720
-
-
Dividends
70 060
143 280
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 656
42 621
-
-
total
20 656
42 621
-
-
Income
180 000
180 000
180 000
180 000
Total tax
94 280
79 341
116 880
101 934
After tax
85 720
100 659
63 120
78 066
Living cost
36 317
36 317
36 317
36 317
Free-cash
49 403
64 342
26 803
41 749

Estimated living cost  is ₽36317 per week

₽23393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3175
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽83956
₽60813
₽64993
₽77132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
832
income
-
-
-
51 339
other
-
-
-
93
unemployment
-
-
-
646
pensions
-
-
-
26 126
total
-
-
-
79 036
Employee
49 580
-
150 568
-
other
49
-
93
-
unemployment
769
-
1 431
-
pensions
2 331
-
4 340
-
income
10 461
-
47 920
-
total
13 610
-
53 784
-
Employer
49 580
-
150 568
-
pensions
11 700
-
21 788
-
accident
981
-
1 828
-
unemployment
2 727
-
5 077
-
other
395
-
739
-
total
15 803
-
29 432
-
Corporate
114 617
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 193
27 001
-
-
total
17 193
27 001
-
-
Dividends
97 424
152 999
-
-
withholding
20 291
33 072
-
-
total
20 291
33 072
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 897
60 073
83 216
79 036
After tax
113 103
119 927
96 784
100 964
Living cost
35 971
35 971
35 971
35 971
Free-cash
77 132
83 956
60 813
64 993

Estimated living cost  is ₽35971 per week

₽26489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽50852
₽41530
₽34355
₽37975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
communal
-
-
-
11 377
accident
-
-
-
1 518
income
-
-
-
30 072
surtax
-
-
-
8 923
health
-
-
-
12 647
pensions
-
-
-
26 980
total
-
-
-
91 517
Employee
75 429
-
160 785
-
pensions
6 033
-
12 863
-
surtax
4 623
-
9 853
-
income
7 286
-
35 254
-
health
3 357
-
7 156
-
total
21 299
-
65 126
-
Employer
75 429
-
160 785
-
health
2 300
-
4 905
-
pensions
6 033
-
12 863
-
accident
679
-
1 448
-
total
9 012
-
19 216
-
Corporate
95 559
180 000
-
-
communal
6 451
12 150
-
-
income
14 333
27 001
-
-
surtax
1 004
1 890
-
-
total
21 788
41 041
-
-
Dividends
73 771
138 959
-
-
income
24 733
13 134
-
-
withholding
11 065
20 845
-
-
total
35 798
33 979
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 897
75 020
84 342
91 517
After tax
92 103
104 980
95 658
88 483
Living cost
54 128
54 128
54 128
54 128
Free-cash
37 975
50 852
41 530
34 355

Estimated living cost  is ₽54128 per week

₽40604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽90847
₽56659
₽62745
₽87680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 700
other
-
-
-
-
surtax
-
-
-
7 931
unemployment
-
-
-
227
health
-
-
-
9 438
pensions
-
-
-
26 587
total
-
-
-
94 883
Employee
33 543
-
152 018
-
other
-
-
-
-
unemployment
2 334
-
9 252
-
pensions
2 238
-
8 867
-
surtax
119
-
6 738
-
income
5 623
-
44 742
-
health
856
-
3 389
-
total
11 170
-
72 988
-
Employer
33 543
-
152 018
-
health
1 525
-
6 048
-
pensions
4 472
-
17 720
-
unemployment
1 064
-
4 213
-
other
-
-
-
-
total
7 061
-
27 981
-
Corporate
139 396
180 000
-
-
income
36 244
46 800
-
-
total
36 244
46 800
-
-
Dividends
103 152
133 200
-
-
withholding
15 473
19 981
-
-
total
15 473
19 981
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 948
66 781
100 969
94 883
After tax
110 052
113 219
79 031
85 117
Living cost
22 372
22 372
22 372
22 372
Free-cash
87 680
90 847
56 659
62 745

Estimated living cost  is ₽22372 per week

₽13507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽67782
₽50254
₽58346
₽65569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
regional
-
-
-
2 713
municipal
-
-
-
1 070
national
-
-
-
44 744
total
-
-
-
94 823
Employee
55 251
-
180 000
-
municipal
293
-
955
-
national
8 753
-
38 841
-
regional
744
-
2 422
-
social contributions
18 631
-
60 697
-
total
28 421
-
102 915
-
Employer
55 251
-
180 000
-
total
-
-
-
-
Corporate
124 749
180 000
-
-
municipal
6 200
8 946
-
-
nationa
29 940
43 199
-
-
total
36 140
52 145
-
-
Dividends
88 609
127 854
-
-
withholding
23 039
33 242
-
-
total
23 039
33 242
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 600
85 387
102 915
94 823
After tax
92 400
94 613
77 085
85 177
Living cost
26 831
26 831
26 831
26 831
Free-cash
65 569
67 782
50 254
58 346

Estimated living cost  is ₽26831 per week

₽16686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6967
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽93432
₽63613
₽71575
₽82552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
18 013
social contributions
-
-
-
35 614
solidarity contribution
-
-
-
-
health
-
-
-
24 300
total
-
-
-
77 927
Employee
44 850
-
137 164
-
solidarity contribution
-
-
-
-
social contributions
2 915
-
7 928
-
income
5 382
-
16 608
-
health
6 055
-
18 517
-
total
14 352
-
43 053
-
Employer
44 850
-
137 164
-
health
4 036
-
12 345
-
social contributions
11 213
-
30 491
-
total
15 249
-
42 836
-
Corporate
119 901
180 000
-
-
income
22 781
34 200
-
-
total
22 781
34 200
-
-
Dividends
97 120
145 800
-
-
withholding
14 568
21 870
-
-
total
14 568
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 950
56 070
85 889
77 927
After tax
113 050
123 930
94 111
102 073
Living cost
30 498
30 498
30 498
30 498
Free-cash
82 552
93 432
63 613
71 575

Estimated living cost  is ₽30498 per week

₽22680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽67880
₽15927
₽60816
₽67387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 150
surtax
-
-
-
-
unemployment
-
-
-
6 109
chamber of commerce
-
-
-
720
health
-
-
-
8 901
pensions
-
-
-
21 527
total
-
-
-
87 407
Employee
43 539
39 693
144 459
-
other
435
397
1 164
-
unemployment
1 306
1 191
3 491
-
pensions
4 459
4 064
11 916
-
income
3 879
2 928
40 514
-
health
1 684
1 537
4 502
-
total
11 763
10 117
61 587
-
Employer
43 539
39 693
144 459
-
chamber of commerce
174
159
578
-
health
1 646
1 501
4 398
-
pensions
5 464
4 982
14 603
-
accident
565
516
1 512
-
unemployment
1 306
1 191
3 491
-
surtax
-
-
-
-
payroll
1 306
1 191
4 334
-
other
2 068
1 884
6 623
-
total
12 529
11 424
35 539
-
Corporate
123 931
128 883
140 679
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 983
32 221
35 170
-
total
30 983
32 221
35 170
-
Dividends
92 947
96 661
-
-
withholding
25 561
26 581
-
-
total
25 561
26 581
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 836
80 343
132 296
87 407
After tax
99 164
99 657
47 704
92 593
Living cost
31 777
31 777
31 777
31 777
Free-cash
67 387
67 880
15 927
60 816

Estimated living cost  is ₽31777 per week

₽19062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽158307
₽131307
₽165507
₽155927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
15 866
-
180 000
-
income
3 173
-
36 000
-
total
3 173
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

164 134
180 000
-
-
total
-
-
-
-
Dividends
164 134
180 000
-
-
withholding
8 207
9 000
-
-
total
8 207
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
11 380
9 000
36 000
1 800
After tax
168 620
171 000
144 000
178 200
Living cost
12 693
12 693
12 693
12 693
Free-cash
155 927
158 307
131 307
165 507

Estimated living cost  is ₽12693 per week

₽8589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽97215
₽56203
₽60965
₽88884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
income
-
-
-
41 464
unemployment
-
-
-
270
health
-
-
-
17 713
pensions
-
-
-
32 872
total
-
-
-
92 319
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 045
-
155 749
-
unemployment
62
-
217
-
pensions
6 827
-
24 141
-
income
7 595
-
38 415
-
health
2 845
-
10 061
-
total
17 329
-
72 834
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 045
-
155 749
-
health
2 934
-
10 371
-
pensions
3 897
-
13 783
-
unemployment
26
-
93
-
total
6 857
-
24 247
-
Corporate
129 098
180 000
-
-
income
24 529
34 200
-
-
total
24 529
34 200
-
-
Dividends
104 569
145 800
-
-
withholding
15 685
21 869
-
-
total
15 685
21 869
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 400
56 069
97 081
92 319
After tax
115 600
123 931
82 919
87 681
Living cost
26 716
26 716
26 716
26 716
Free-cash
88 884
97 215
56 203
60 965

Estimated living cost  is ₽26716 per week

₽18334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽65828
₽122997
₽80710
₽17672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
35 086
social contributions
-
-
-
20 520
total
-
-
-
55 606
Employee
62 637
-
-
-
social contributions
5 136
-
732
-
income
13 816
-
-
-
total
18 952
-
732
-
Employer
62 637
-
-
-
social contributions
88 318
-
12 587
-
total
88 318
-
12 587
-
Corporate
29 045
180 000
-
-
income
6 390
39 600
-
-
total
6 390
39 600
-
-
Dividends
22 655
140 400
-
-
income
4 984
30 888
-
-
total
4 984
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
118 644
70 488
13 319
55 606
After tax
61 356
109 512
166 681
124 394
Living cost
43 684
43 684
43 684
43 684
Free-cash
17 672
65 828
122 997
80 710

Estimated living cost  is ₽43684 per week

₽28344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽71143
₽51218
₽64864
₽70138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
income
-
-
-
21 343
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 551
total
-
-
-
83 894
Employee
45 810
-
145 454
-
surtax
-
-
-
-
social contributions
5 039
-
16 000
-
income
9 529
-
46 996
-
total
14 568
-
62 996
-
Employer
45 810
-
145 454
-
social contributions
10 880
-
34 544
-
total
10 880
-
34 544
-
Corporate
123 311
180 000
-
-
income
25 895
37 799
-
-
surtax
-
-
-
-
total
25 895
37 799
-
-
Dividends
97 416
142 201
-
-
withholding
27 277
39 816
-
-
total
27 277
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 620
77 615
97 540
83 894
After tax
101 380
102 385
82 460
96 106
Living cost
31 242
31 242
31 242
31 242
Free-cash
70 138
71 143
51 218
64 864

Estimated living cost  is ₽31242 per week

₽23376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽42615
₽50282
₽53254
₽49459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
28 514
other
-
-
-
5 580
surtax
-
-
-
-
social contributions
-
-
-
5 130
health
-
-
-
7 753
pensions
-
-
-
31 662
total
-
-
-
78 639
Employee
62 383
-
139 222
-
pensions
7 056
-
9 717
-
surtax
-
-
-
-
social contributions
1 777
-
3 967
-
income
5 443
-
27 153
-
total
14 276
-
40 837
-
Employer
62 383
-
139 222
-
health
4 366
-
12 922
-
pensions
10 250
-
16 350
-
unemployment
2 527
-
5 638
-
social contributions
187
-
418
-
other
2 153
-
5 446
-
total
19 483
-
40 774
-
Corporate
98 133
180 000
-
-
income
27 477
50 399
-
-
surtax
-
-
-
-
total
27 477
50 399
-
-
Dividends
70 656
129 601
-
-
surtax
-
-
-
-
social contributions
12 154
22 291
-
-
withholding
9 044
16 588
-
-
total
21 198
38 879
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 434
89 278
81 611
78 639
After tax
97 566
90 722
98 389
101 361
Living cost
48 107
48 107
48 107
48 107
Free-cash
49 459
42 615
50 282
53 254

Estimated living cost  is ₽48107 per week

₽32558
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽132060
₽107250
₽102467
₽128714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
7 992
social contributions
-
-
-
39 601
total
-
-
-
47 593
Employee
32 021
-
155 844
-
income
-
-
8 523
-
social contributions
2 081
-
10 131
-
total
2 081
-
18 654
-
Employer
32 021
-
155 844
-
social contributions
4 964
-
24 156
-
total
4 964
-
24 156
-
Corporate
143 015
180 000
-
-
income
14 301
18 000
-
-
total
14 301
18 000
-
-
Dividends
128 714
162 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
21 346
18 000
42 810
47 593
After tax
158 654
162 000
137 190
132 407
Living cost
29 940
29 940
29 940
29 940
Free-cash
128 714
132 060
107 250
102 467

Estimated living cost  is ₽29940 per week

₽19359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2257
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽36909
-₽36909
₽57946
-₽36909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
labour market
-
-
-
14 331
municipal
-
-
-
37 633
national
-
-
-
21 281
pensions
-
-
-
863
total
-
-
-
74 108
Employee
202 369
202 369
202 369
-
municipal
43 093
43 093
43 093
-
labour market
16 166
16 166
16 166
-
pensions
288
288
288
-
national
24 723
24 723
24 723
-
total
84 270
84 270
84 270
-
Employer
202 369
202 369
202 369
-
national
24 766
24 766
24 766
-
labour market
16 190
16 190
16 190
-
pensions
575
575
575
-
municipal
43 162
43 162
43 162
-
total
84 693
84 693
84 693
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
168 963
168 963
168 963
74 108
After tax
11 037
11 037
11 037
105 892
Living cost
47 946
47 946
47 946
47 946
Free-cash
-36 909
-36 909
-36 909
57 946

Estimated living cost  is ₽47946 per week

₽32815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽7262
₽76019
₽101198
₽11229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
254
income
-
-
-
49 942
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
56 960
Employee
34 359
-
162 215
-
pensions
3 869
-
7 688
-
income
4 714
-
38 093
-
health
3 934
-
18 573
-
total
12 517
-
64 354
-
Employer
34 359
-
162 215
-
pensions
5 587
-
11 102
-
accident
574
-
2 709
-
unemployment
842
-
3 974
-
total
7 003
-
17 785
-
Corporate
138 639
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 775
162 000
-
-
total
124 775
162 000
-
-
Dividends
13 864
18 000
-
-
withholding
2 634
3 420
-
-
total
2 634
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 929
165 420
82 139
56 960
After tax
33 071
14 580
97 861
123 040
Living cost
21 842
21 842
21 842
21 842
Free-cash
11 229
-7 262
76 019
101 198

Estimated living cost  is ₽21842 per week

₽15898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽74269
₽55896
₽77195
₽76883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
health
-
-
-
2 357
municipal
-
-
-
31 976
national
-
-
-
30 232
total
-
-
-
64 565
Employee
52 403
-
151 425
-
municipal
8 583
-
24 663
-
unemployment
786
-
2 272
-
pensions
3 536
-
10 222
-
national
866
-
18 217
-
health
391
-
1 917
-
total
14 162
-
57 291
-
Employer
52 403
-
151 425
-
health
403
-
1 166
-
pensions
9 092
-
26 271
-
accident
53
-
151
-
unemployment
340
-
985
-
total
9 888
-
28 573
-
Corporate
117 709
180 000
-
-
income
23 542
36 000
-
-
total
23 542
36 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

70 626
108 000
-
-
municipal
12 713
19 440
-
-
national
4 572
12 051
-
-
total
17 285
31 491
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 877
67 491
85 864
64 565
After tax
115 123
112 509
94 136
115 435
Living cost
38 240
38 240
38 240
38 240
Free-cash
76 883
74 269
55 896
77 195

Estimated living cost  is ₽38240 per week

₽24978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽609
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽108235
₽98170
₽99742
₽102815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
36 493
social contributions
-
-
-
16 115
health
-
-
-
4 589
total
-
-
-
57 197
Employee
76 590
76 590
168 313
-
social contributions
2 896
6 357
8 574
-
income
8 339
7 090
35 646
-
health
594
1 302
2 862
-
total
11 829
14 749
47 082
-
Employer
76 590
76 590
168 313
-
health
645
1 418
3 113
-
social contributions
2 896
6 357
8 574
-
total
3 541
7 775
11 687
-
Corporate
141 570
95 636
-
-
income
17 696
11 955
-
-
total
17 696
11 955
-
-
Dividends
123 875
83 681
-
-
withholding
21 058
14 225
-
-
total
21 058
14 225
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 124
48 704
58 769
57 197
After tax
125 876
131 296
121 231
122 803
Living cost
23 061
23 061
23 061
23 061
Free-cash
102 815
108 235
98 170
99 742

Estimated living cost  is ₽23061 per week

₽13821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽133244
₽115886
₽135865
₽128178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 000
income
-
-
-
18 352
unemployment
-
-
-
28
health
-
-
-
3 605
pensions
-
-
-
6 336
total
-
-
-
28 321
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 862
-
170 266
-
unemployment
113
-
473
-
pensions
3 429
-
14 176
-
income
1 563
-
15 883
-
health
1 943
-
8 033
-
total
7 048
-
38 565
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 862
-
170 266
-
health
983
-
4 064
-
pensions
1 257
-
5 198
-
unemployment
113
-
473
-
total
2 353
-
9 735
-
Corporate
154 784
180 000
-
-
income
13 930
16 201
-
-
total
13 930
16 201
-
-
Dividends
140 854
163 799
-
-
withholding
12 677
14 741
-
-
total
12 677
14 741
-
-
Income
180 000
180 000
180 000
180 000
Total tax
36 008
30 942
48 300
28 321
After tax
143 992
149 058
131 700
151 679
Living cost
15 814
15 814
15 814
15 814
Free-cash
128 178
133 244
115 886
135 865

Estimated living cost  is ₽15814 per week

₽10090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽92537
₽69394
₽73574
₽88138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
832
income
-
-
-
51 339
other
-
-
-
93
unemployment
-
-
-
646
pensions
-
-
-
26 126
total
-
-
-
79 036
Employee
36 829
-
150 568
-
other
36
-
93
-
unemployment
571
-
1 431
-
pensions
1 731
-
4 340
-
income
7 100
-
47 920
-
total
9 438
-
53 784
-
Employer
36 829
-
150 568
-
pensions
8 691
-
21 788
-
accident
730
-
1 828
-
unemployment
2 026
-
5 077
-
other
295
-
739
-
total
11 742
-
29 432
-
Corporate
131 429
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 714
27 001
-
-
total
19 714
27 001
-
-
Dividends
111 715
152 999
-
-
withholding
23 578
33 072
-
-
total
23 578
33 072
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 472
60 073
83 216
79 036
After tax
115 528
119 927
96 784
100 964
Living cost
27 390
27 390
27 390
27 390
Free-cash
88 138
92 537
69 394
73 574

Estimated living cost  is ₽27390 per week

₽18488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5790
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽110368
₽113763
₽113902
₽110047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
61 690
health
-
-
-
1 032
pensions
-
-
-
1 424
total
-
-
-
64 146
Employee
2 973
-
178 398
-
unemployment
30
-
71
-
pensions
268
-
641
-
income
575
-
61 616
-
health
149
-
356
-
total
1 022
-
62 684
-
Employer
2 973
-
178 398
-
health
282
-
676
-
pensions
327
-
783
-
unemployment
59
-
142
-
total
668
-
1 601
-
Corporate
176 358
180 000
-
-
income
38 799
39 600
-
-
total
38 799
39 600
-
-
Dividends
137 559
140 400
-
-
withholding
27 512
28 080
-
-
total
27 512
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 001
67 680
64 285
64 146
After tax
111 999
112 320
115 715
115 854
Living cost
1 952
1 952
1 952
1 952
Free-cash
110 047
110 368
113 763
113 902

Estimated living cost  is ₽1952 per week

₽1160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽45
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽112828
₽94120
₽94119
₽107929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
income
-
-
-
40 840
unemployment
-
-
-
1 104
health
-
-
-
7 580
pensions
-
-
-
19 135
total
-
-
-
68 659
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 969
-
166 827
-
unemployment
195
-
552
-
pensions
3 636
-
10 303
-
income
3 580
-
40 840
-
health
1 337
-
3 790
-
total
8 748
-
55 485
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 969
-
166 827
-
health
1 337
-
3 790
-
pensions
3 116
-
8 831
-
unemployment
195
-
552
-
total
4 648
-
13 173
-
Corporate
149 382
180 000
-
-
income
22 407
27 000
-
-
total
22 407
27 000
-
-
Dividends
126 975
153 000
-
-
withholding
19 046
22 950
-
-
total
19 046
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 849
49 950
68 658
68 659
After tax
125 151
130 050
111 342
111 341
Living cost
17 222
17 222
17 222
17 222
Free-cash
107 929
112 828
94 120
94 119

Estimated living cost  is ₽17222 per week

₽11595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽75533
₽55608
₽69254
₽75173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
income
-
-
-
21 343
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 551
total
-
-
-
83 894
Employee
38 658
-
145 454
-
surtax
-
-
-
-
social contributions
4 253
-
16 000
-
income
7 554
-
46 996
-
total
11 807
-
62 996
-
Employer
38 658
-
145 454
-
social contributions
9 180
-
34 544
-
total
9 180
-
34 544
-
Corporate
132 161
180 000
-
-
income
27 753
37 799
-
-
surtax
-
-
-
-
total
27 753
37 799
-
-
Dividends
104 408
142 201
-
-
withholding
29 235
39 816
-
-
total
29 235
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 975
77 615
97 540
83 894
After tax
102 025
102 385
82 460
96 106
Living cost
26 852
26 852
26 852
26 852
Free-cash
75 173
75 533
55 608
69 254

Estimated living cost  is ₽26852 per week

₽19019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽84922
₽61779
₽65959
₽78403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
832
income
-
-
-
51 339
other
-
-
-
93
unemployment
-
-
-
646
pensions
-
-
-
26 126
total
-
-
-
79 036
Employee
48 104
-
150 568
-
other
47
-
93
-
unemployment
745
-
1 431
-
pensions
2 261
-
4 340
-
income
10 047
-
47 920
-
total
13 100
-
53 784
-
Employer
48 104
-
150 568
-
pensions
11 352
-
21 788
-
accident
953
-
1 828
-
unemployment
2 646
-
5 077
-
other
386
-
739
-
total
15 337
-
29 432
-
Corporate
116 560
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 484
27 001
-
-
total
17 484
27 001
-
-
Dividends
99 076
152 999
-
-
withholding
20 671
33 072
-
-
total
20 671
33 072
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 592
60 073
83 216
79 036
After tax
113 408
119 927
96 784
100 964
Living cost
35 005
35 005
35 005
35 005
Free-cash
78 403
84 922
61 779
65 959

Estimated living cost  is ₽35005 per week

₽25139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽136768
₽133688
₽126579
₽130699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
unemployment
-
-
-
139
health
-
-
-
4 001
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 149
total
-
-
-
36 289
Employee
22 685
-
173 175
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 992
-
3 055
-
income
2 269
-
17 317
-
health
1 044
-
1 600
-
total
5 554
-
22 355
-
Employer
22 685
-
173 175
-
health
1 565
-
2 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 500
-
3 833
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
unemployment
136
-
209
-
total
4 450
-
6 825
-
Corporate
152 864
180 000
-
-
income
15 286
18 000
-
-
total
15 286
18 000
-
-
Dividends
137 578
162 000
-
-
withholding
6 879
8 100
-
-
total
6 879
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
32 169
26 100
29 180
36 289
After tax
147 831
153 900
150 820
143 711
Living cost
17 132
17 132
17 132
17 132
Free-cash
130 699
136 768
133 688
126 579

Estimated living cost  is ₽17132 per week

₽11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4412
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽54173
₽75507
₽56322
₽67206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 145
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 089
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
19 185
total
-
-
-
85 224
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 559
-
180 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
-
3 089
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 075
-
56 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
11 105
-
66 039
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 441
180 000
-
-
income
19 567
27 001
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 075
1 486
-
-
chamber of commerce
342
416
-
-
trade
18 718
25 831
-
-
total
39 702
54 734
-
-
Dividends
90 739
125 267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 227
1 701
-
-
withholding
22 306
30 938
-
-
total
23 533
32 639
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 340
87 373
66 039
85 224
After tax
105 660
92 627
113 961
94 776
Living cost
38 454
38 454
38 454
38 454
Free-cash
67 206
54 173
75 507
56 322

Estimated living cost  is ₽38454 per week

₽26526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7232
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽69263
₽37590
₽37590
₽71461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
55 537
social contributions
-
-
-
30 135
total
-
-
-
85 672
Employee
77 912
-
180 000
-
income
14 702
-
55 537
-
social contributions
6 473
-
30 135
-
total
21 175
-
85 672
-
Employer
77 912
-
180 000
-
total
-
-
-
-
Corporate
102 088
180 000
-
-
income
12 760
22 500
-
-
total
12 760
22 500
-
-
Dividends
89 328
157 500
-
-
withholding
17 866
31 499
-
-
total
17 866
31 499
-
-
Income
180 000
180 000
180 000
180 000
Total tax
51 801
53 999
85 672
85 672
After tax
128 199
126 001
94 328
94 328
Living cost
56 738
56 738
56 738
56 738
Free-cash
71 461
69 263
37 590
37 590

Estimated living cost  is ₽56738 per week

₽43165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽75581
₽91549
₽109432
₽79063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
income
-
-
-
28 352
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 060
total
-
-
-
34 412
Employee
45 692
-
175 418
-
income
4 958
-
43 131
-
social contributions
4 578
-
4 582
-
total
9 536
-
47 713
-
Employer
45 692
-
175 418
-
social contributions
4 578
-
4 582
-
total
4 578
-
4 582
-
Corporate
129 730
180 000
-
-
income
45 405
63 001
-
-
total
45 405
63 001
-
-
Dividends
84 325
116 999
-
-
social contributions
5 262
5 262
-
-
total
5 262
5 262
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 781
68 263
52 295
34 412
After tax
115 219
111 737
127 705
145 588
Living cost
36 156
36 156
36 156
36 156
Free-cash
79 063
75 581
91 549
109 432

Estimated living cost  is ₽36156 per week

₽23816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽80419
₽65868
₽82132
₽86290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
52 010
pensions
-
-
-
9 028
total
-
-
-
61 038
Employee
50 554
-
157 189
-
pensions
3 859
-
11 065
-
income
9 206
-
41 169
-
health
659
-
2 258
-
total
13 724
-
54 492
-
Employer
50 554
-
157 189
-
health
961
-
2 987
-
pensions
5 108
-
19 823
-
total
6 069
-
22 810
-
Corporate
123 377
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 442
34 201
-
-
total
23 442
34 201
-
-
Dividends
99 936
145 799
-
-
withholding
13 645
28 550
-
-
total
13 645
28 550
-
-
Income
180 000
180 000
180 000
180 000
Total tax
56 880
62 751
77 302
61 038
After tax
123 120
117 249
102 698
118 962
Living cost
36 830
36 830
36 830
36 830
Free-cash
86 290
80 419
65 868
82 132

Estimated living cost  is ₽36830 per week

₽25265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽9424
₽73857
₽99036
₽10899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
254
income
-
-
-
49 942
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
56 960
Employee
37 760
-
162 215
-
pensions
4 252
-
7 688
-
income
5 180
-
38 093
-
health
4 323
-
18 573
-
total
13 755
-
64 354
-
Employer
37 760
-
162 215
-
pensions
6 139
-
11 102
-
accident
631
-
2 709
-
unemployment
925
-
3 974
-
total
7 695
-
17 785
-
Corporate
134 545
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

121 091
162 000
-
-
total
121 091
162 000
-
-
Dividends
13 455
18 000
-
-
withholding
2 556
3 420
-
-
total
2 556
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
145 097
165 420
82 139
56 960
After tax
34 903
14 580
97 861
123 040
Living cost
24 004
24 004
24 004
24 004
Free-cash
10 899
-9 424
73 857
99 036

Estimated living cost  is ₽24004 per week

₽17616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽138021
₽114911
₽93016
₽133362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 000
income
-
-
-
29 747
unemployment
-
-
-
1 911
work injury
-
-
-
796
health insurance
-
-
-
11 783
pensions
-
-
-
29 298
total
-
-
-
73 535
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 518
-
180 000
-
health insurance
1 592
-
5 891
-
unemployment
258
-
955
-
work injury
108
-
398
-
pensions
3 959
-
14 649
-
income
2 152
-
29 747
-
total
8 069
-
51 640
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 482
180 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 585
1 800
-
-
total
1 585
1 800
-
-
Dividends
156 897
178 200
-
-
withholding
23 535
26 730
-
-
total
23 535
26 730
-
-
Income
180 000
180 000
180 000
180 000
Total tax
33 189
28 530
51 640
73 535
After tax
146 811
151 470
128 360
106 465
Living cost
13 449
13 449
13 449
13 449
Free-cash
133 362
138 021
114 911
93 016

Estimated living cost  is ₽13449 per week

₽8332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽55134
₽36047
₽43950
₽50602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
regional
-
-
-
4 127
municipal
-
-
-
1 204
national
-
-
-
44 744
total
-
-
-
96 371
Employee
83 932
-
180 000
-
municipal
501
-
1 074
-
national
14 184
-
38 841
-
regional
1 267
-
3 662
-
social contributions
28 301
-
60 697
-
total
44 253
-
104 274
-
Employer
83 932
-
180 000
-
total
-
-
-
-
Corporate
96 068
180 000
-
-
municipal
4 631
8 676
-
-
nationa
23 056
43 199
-
-
total
27 687
51 875
-
-
Dividends
68 381
128 125
-
-
withholding
17 779
33 312
-
-
total
17 779
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 719
85 187
104 274
96 371
After tax
90 281
94 813
75 726
83 629
Living cost
39 679
39 679
39 679
39 679
Free-cash
50 602
55 134
36 047
43 950

Estimated living cost  is ₽39679 per week

₽27872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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