Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 180000
per

Your estimated
City
free-cash

Dresden , Germany
₽83437
₽62538
₽59966
₽71218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 725
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 065
trade
-
-
-
20 899
total
-
-
-
86 641
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 920
-
180 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 087
-
55 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
3 065
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
8 099
-
65 742
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 080
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 164
1 485
-
-
income
21 162
26 999
-
-
chamber of commerce
357
413
-
-
trade
22 220
28 349
-
-
total
44 903
57 246
-
-
Dividends
96 176
122 753
-
-
withholding
23 657
30 301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 302
1 666
-
-
total
24 959
31 967
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 961
89 213
65 742
86 641
After tax
102 039
90 787
114 258
93 359
Living cost
30 821
30 821
30 821
30 821
Free-cash
71 218
59 966
83 437
62 538

Estimated living cost  is ₽30821 per week

₽19387
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽52839
₽51426
₽57358
₽56444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
1 935
national
-
-
-
30 436
pensions
-
-
-
21 600
municipal
-
-
-
19 641
total
-
-
-
73 612
Employee
85 201
-
155 608
-
municipal
10 524
-
20 338
-
national
16 307
-
31 515
-
pensions
3 408
-
6 224
-
total
30 239
-
58 077
-
Employer
85 201
-
155 608
-
pensions
6 816
-
12 449
-
social contributions
916
-
1 673
-
total
7 732
-
14 122
-
Corporate
81 443
180 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 289
36 000
-
-
total
16 289
36 000
-
-
Dividends
65 155
144 000
-
-
withholding
14 334
31 680
-
-
total
14 334
31 680
-
-
Income
180 000
180 000
180 000
180 000
Total tax
68 594
67 680
72 199
73 612
After tax
111 406
112 320
107 801
106 388
Living cost
54 962
54 962
54 962
54 962
Free-cash
56 444
57 358
52 839
51 426

Estimated living cost  is ₽54962 per week

₽37357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽823
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽54516
₽41010
₽122830
₽114483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
180 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 987
income
-
-
-
32 933
microenterprise
-
-
-
-
surtax
-
-
-
45 900
total
-
-
-
117 820
Employee
29 734
-
135 844
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 271
-
13 339
-
income
5 293
-
27 121
-
surtax
-
-
19 698
-
total
8 564
-
60 158
-
Employer
29 734
-
135 844
-
surtax
-
-
14 942
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 162
-
29 214
-
total
7 162
-
44 156
-
Corporate
143 104
180 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

28 621
36 000
-
-
total
28 621
36 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

114 483
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
44 347
36 000
104 314
117 820
After tax
135 653
144 000
75 686
62 180
Living cost
21 170
21 170
21 170
21 170
Free-cash
114 483
122 830
54 516
41 010

Estimated living cost  is ₽21170 per week

₽13506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽69916
₽56694
₽46503
₽40268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 209
health
-
-
-
12 548
pensions
-
-
-
11 922
total
-
-
-
80 679
Employee
86 896
86 896
161 090
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 223
14 223
24 077
-
health
13 338
11 345
12 548
-
pensions
15 641
11 922
11 922
-
total
43 202
37 490
48 547
-
Employer
86 896
86 896
161 090
-
unemployment
3 128
3 128
3 887
-
pensions
6 048
6 048
7 517
-
health
6 040
6 040
7 506
-
total
15 216
15 216
18 910
-
Corporate
78 954
77 888
-
-
income
15 790
15 577
-
-
total
15 790
15 577
-
-
Dividends
63 164
62 311
-
-
withholding
9 475
9 346
-
-
income
13 422
13 241
-
-
total
22 897
22 587
-
-
Income
180 000
180 000
180 000
180 000
Total tax
97 105
90 870
67 457
80 679
After tax
82 895
89 130
112 543
99 321
Living cost
42 627
42 627
42 627
42 627
Free-cash
40 268
46 503
69 916
56 694

Estimated living cost  is ₽42627 per week

₽30209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽678
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽50477
₽51473
₽57256
₽56334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
180
national
-
-
-
15 547
health
-
-
-
5 610
unemployment
-
-
-
90
other
-
-
-
10 448
pensions
-
-
-
9 719
municipal
-
-
-
45 909
total
-
-
-
87 503
Employee
58 456
-
151 750
-
municipal
17 432
-
45 252
-
national
-
-
14 996
-
total
17 432
-
60 248
-
Employer
58 456
-
151 750
-
other
6 793
-
10 448
-
unemployment
1 543
-
2 374
-
pensions
6 319
-
9 719
-
health
3 595
-
5 530
-
accident
117
-
180
-
total
18 367
-
28 251
-
Corporate
103 177
180 000
-
-
income
22 699
39 600
-
-
total
22 699
39 600
-
-
Dividends
80 478
140 400
-
-
withholding
24 144
42 120
-
-
total
24 144
42 120
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 642
81 720
88 499
87 503
After tax
97 358
98 280
91 501
92 497
Living cost
41 024
41 024
41 024
41 024
Free-cash
56 334
57 256
50 477
51 473

Estimated living cost  is ₽41024 per week

₽27189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽74284
₽52456
₽49885
₽64180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 725
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 065
trade
-
-
-
21 828
total
-
-
-
87 570
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 603
-
180 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 434
-
55 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
3 065
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
11 629
-
65 742
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
128 397
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 060
1 485
-
-
income
19 260
26 999
-
-
chamber of commerce
338
411
-
-
trade
21 121
29 610
-
-
total
41 779
58 505
-
-
Dividends
86 618
121 494
-
-
withholding
21 268
29 987
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 170
1 649
-
-
total
22 438
31 636
-
-
Income
180 000
180 000
180 000
180 000
Total tax
75 846
90 141
65 742
87 570
After tax
104 154
89 859
114 258
92 430
Living cost
39 974
39 974
39 974
39 974
Free-cash
64 180
49 885
74 284
52 456

Estimated living cost  is ₽39974 per week

₽26735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽88406
₽89987
₽98305
₽94086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
16 464
income
-
-
-
35 954
health
-
-
-
4 590
total
-
-
-
57 008
Employee
78 246
78 246
168 130
-
social contributions
3 802
6 494
8 759
-
income
8 216
7 243
35 102
-
health
778
1 330
2 858
-
total
12 796
15 067
46 719
-
Employer
78 246
78 246
168 130
-
health
848
1 448
3 111
-
social contributions
3 802
6 494
8 759
-
total
4 650
7 942
11 870
-
Corporate
129 549
93 812
-
-
income
16 193
11 727
-
-
total
16 193
11 727
-
-
Dividends
113 355
82 085
-
-
withholding
19 270
13 954
-
-
total
19 270
13 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
52 909
48 690
58 589
57 008
After tax
127 091
131 310
121 411
122 992
Living cost
33 005
33 005
33 005
33 005
Free-cash
94 086
98 305
88 406
89 987

Estimated living cost  is ₽33005 per week

₽22562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽84366
₽104713
₽81162
₽81578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
22 005
health
-
-
-
12 600
unemployment
-
-
-
2 700
pensions
-
-
-
18 000
total
-
-
-
55 305
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 844
11 479
150 628
-
income
3 526
1 403
18 414
-
health
2 019
804
10 544
-
pensions
2 884
1 148
15 063
-
unemployment
433
172
2 259
-
total
8 862
3 527
46 280
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 844
11 479
150 628
-
pensions
5 625
2 238
29 372
-
total
5 625
2 238
29 372
-
Corporate
145 532
166 282
-
-
income
13 098
14 965
-
-
total
13 098
14 965
-
-
Dividends
132 434
151 317
-
-
withholding
25 162
28 750
-
-
social contributions
25 693
29 376
-
-
total
50 855
58 126
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 440
78 856
75 652
55 305
After tax
101 560
101 144
104 348
124 695
Living cost
19 982
19 982
19 982
19 982
Free-cash
81 578
81 162
84 366
104 713

Estimated living cost  is ₽19982 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽79170
₽71902
₽119422
₽113099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
24 120
health
-
-
-
23 400
pensions
-
-
-
36 000
total
-
-
-
83 520
Employee
28 867
-
134 528
-
income
3 250
-
25 937
-
pensions
577
-
2 690
-
unemployment
462
-
2 153
-
total
4 289
-
30 780
-
Employer
28 867
-
134 528
-
unemployment
232
-
1 076
-
pensions
5 774
-
26 907
-
health
3 752
-
17 489
-
total
9 758
-
45 472
-
Corporate
141 376
180 000
-
-
income
28 276
36 000
-
-
total
28 276
36 000
-
-
Dividends
113 100
144 000
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
42 323
36 000
76 252
83 520
After tax
137 677
144 000
103 748
96 480
Living cost
24 578
24 578
24 578
24 578
Free-cash
113 099
119 422
79 170
71 902

Estimated living cost  is ₽24578 per week

₽16858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽75451
₽100687
-₽7777
₽11149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
257
income
-
-
-
49 878
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
56 956
Employee
35 168
-
162 125
-
income
4 825
-
38 001
-
health
4 027
-
18 563
-
pensions
3 960
-
7 753
-
total
12 812
-
64 317
-
Employer
35 168
-
162 125
-
unemployment
862
-
3 972
-
pensions
5 719
-
11 196
-
accident
587
-
2 707
-
total
7 168
-
17 875
-
Corporate
137 665
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

123 898
162 000
-
-
total
123 898
162 000
-
-
Dividends
13 766
18 000
-
-
withholding
2 616
3 420
-
-
total
2 616
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 494
165 420
82 192
56 956
After tax
33 506
14 580
97 808
123 044
Living cost
22 357
22 357
22 357
22 357
Free-cash
11 149
-7 777
75 451
100 687

Estimated living cost  is ₽22357 per week

₽16385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽135316
₽169516
₽162316
₽160688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
10 854
-
180 000
-
income
2 171
-
36 000
-
total
2 171
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

169 146
180 000
-
-
total
-
-
-
-
Dividends
169 146
180 000
-
-
withholding
8 457
9 000
-
-
total
8 457
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
10 628
9 000
36 000
1 800
After tax
169 372
171 000
144 000
178 200
Living cost
8 684
8 684
8 684
8 684
Free-cash
160 688
162 316
135 316
169 516

Estimated living cost  is ₽8684 per week

₽5382
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽239
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽74884
₽73721
₽105132
₽98257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 870
health
-
-
-
6 809
other
-
-
-
7 349
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
37 137
total
-
-
-
79 165
Employee
36 947
-
143 768
-
income
6 361
-
28 257
-
health
518
-
2 012
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 586
-
10 064
-
unemployment
369
-
1 439
-
total
9 834
-
41 772
-
Employer
36 947
-
143 768
-
other
1 848
-
7 187
-
unemployment
369
-
1 439
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 282
-
24 441
-
health
518
-
2 012
-
accident
295
-
1 151
-
total
9 312
-
36 230
-
Corporate
133 742
180 000
-
-
income
28 087
37 800
-
-
total
28 087
37 800
-
-
Dividends
105 655
142 200
-
-
withholding
7 396
9 954
-
-
total
7 396
9 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 629
47 754
78 002
79 165
After tax
125 371
132 246
101 998
100 835
Living cost
27 114
27 114
27 114
27 114
Free-cash
98 257
105 132
74 884
73 721

Estimated living cost  is ₽27114 per week

₽19158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽34729
₽51023
₽49486
₽52492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 444
pensions
-
-
-
9 194
total
-
-
-
60 638
Employee
96 690
-
157 239
-
income
17 429
-
40 582
-
health
1 593
-
2 280
-
pensions
9 328
-
11 309
-
total
28 350
-
54 171
-
Employer
96 690
-
157 239
-
pensions
11 416
-
19 772
-
health
1 836
-
2 989
-
total
13 252
-
22 761
-
Corporate
70 057
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 311
34 199
-
-
total
13 311
34 199
-
-
Dividends
56 746
145 801
-
-
withholding
4 256
27 976
-
-
total
4 256
27 976
-
-
Income
180 000
180 000
180 000
180 000
Total tax
59 169
62 175
76 932
60 638
After tax
120 831
117 825
103 068
119 362
Living cost
68 339
68 339
68 339
68 339
Free-cash
52 492
49 486
34 729
51 023

Estimated living cost  is ₽68339 per week

₽51208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽137416
₽130335
₽140656
₽135963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
health
-
-
-
4 058
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 222
total
-
-
-
36 421
Employee
17 536
-
173 078
-
income
1 753
-
17 308
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
health
807
-
1 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 540
-
3 098
-
total
4 293
-
22 417
-
Employer
17 536
-
173 078
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 933
-
3 888
-
health
1 210
-
2 435
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
total
3 441
-
6 923
-
Corporate
159 023
180 000
-
-
income
15 903
18 000
-
-
total
15 903
18 000
-
-
Dividends
143 120
162 000
-
-
withholding
7 156
8 100
-
-
total
7 156
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
30 793
26 100
29 340
36 421
After tax
149 207
153 900
150 660
143 579
Living cost
13 244
13 244
13 244
13 244
Free-cash
135 963
140 656
137 416
130 335

Estimated living cost  is ₽13244 per week

₽7732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽56118
₽42896
₽32705
₽35262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
56 209
health
-
-
-
12 548
pensions
-
-
-
11 922
total
-
-
-
80 679
Employee
94 341
86 896
161 090
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 223
14 223
24 077
-
health
11 770
11 345
12 548
-
pensions
11 922
11 922
11 922
-
total
37 915
37 490
48 547
-
Employer
94 341
86 896
161 090
-
unemployment
3 397
3 128
3 887
-
pensions
6 565
6 048
7 517
-
health
6 556
6 040
7 506
-
total
16 518
15 216
18 910
-
Corporate
69 141
77 888
-
-
income
13 828
15 577
-
-
total
13 828
15 577
-
-
Dividends
55 313
62 311
-
-
withholding
8 298
9 346
-
-
income
11 754
13 241
-
-
total
20 052
22 587
-
-
Income
180 000
180 000
180 000
180 000
Total tax
88 313
90 870
67 457
80 679
After tax
91 687
89 130
112 543
99 321
Living cost
56 425
56 425
56 425
56 425
Free-cash
35 262
32 705
56 118
42 896

Estimated living cost  is ₽56425 per week

₽41623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽647
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽67959
₽75840
₽98513
₽89445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
36 574
income
-
-
-
17 869
health
-
-
-
24 300
solidarity contribution
-
-
-
-
total
-
-
-
78 743
Employee
37 378
-
136 410
-
social contributions
2 430
-
8 141
-
income
4 485
-
16 478
-
health
5 046
-
18 415
-
solidarity contribution
-
-
-
-
total
11 961
-
43 034
-
Employer
37 378
-
136 410
-
health
3 364
-
12 277
-
social contributions
9 344
-
31 313
-
total
12 708
-
43 590
-
Corporate
129 914
180 000
-
-
income
24 684
34 200
-
-
total
24 684
34 200
-
-
Dividends
105 230
145 800
-
-
withholding
15 785
21 870
-
-
total
15 785
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
65 138
56 070
86 624
78 743
After tax
114 862
123 930
93 376
101 257
Living cost
25 417
25 417
25 417
25 417
Free-cash
89 445
98 513
67 959
75 840

Estimated living cost  is ₽25417 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽34915
₽43045
₽53100
₽47787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
national
-
-
-
44 527
regional
-
-
-
2 125
municipal
-
-
-
1 070
total
-
-
-
94 018
Employee
90 435
-
180 000
-
social contributions
30 495
-
60 696
-
municipal
479
-
954
-
regional
853
-
1 876
-
national
15 670
-
38 622
-
total
47 497
-
102 148
-
Employer
90 435
-
180 000
-
total
-
-
-
-
Corporate
89 565
180 000
-
-
nationa
21 496
43 201
-
-
municipal
3 493
7 019
-
-
total
24 989
50 220
-
-
Dividends
64 576
129 780
-
-
withholding
16 790
33 743
-
-
total
16 790
33 743
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 276
83 963
102 148
94 018
After tax
90 724
96 037
77 852
85 982
Living cost
42 937
42 937
42 937
42 937
Free-cash
47 787
53 100
34 915
43 045

Estimated living cost  is ₽42937 per week

₽29931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽56493
₽62715
₽90766
₽87600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 044
health
-
-
-
9 642
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
27 162
surtax
-
-
-
7 751
total
-
-
-
94 831
Employee
33 650
-
151 413
-
income
5 640
-
43 960
-
surtax
110
-
6 535
-
health
859
-
3 462
-
pensions
2 244
-
9 058
-
unemployment
2 342
-
9 452
-
other
-
-
-
-
total
11 195
-
72 467
-
Employer
33 650
-
151 413
-
other
-
-
-
-
unemployment
1 066
-
4 304
-
pensions
4 486
-
18 103
-
health
1 531
-
6 179
-
total
7 083
-
28 586
-
Corporate
139 267
180 000
-
-
income
36 208
46 800
-
-
total
36 208
46 800
-
-
Dividends
103 058
133 200
-
-
withholding
15 460
19 980
-
-
total
15 460
19 980
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 946
66 780
101 053
94 831
After tax
110 054
113 220
78 947
85 169
Living cost
22 454
22 454
22 454
22 454
Free-cash
87 600
90 766
56 493
62 715

Estimated living cost  is ₽22454 per week

₽13730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽56380
₽72674
₽71137
₽77887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 444
pensions
-
-
-
9 194
total
-
-
-
60 638
Employee
64 799
-
157 239
-
income
11 671
-
40 582
-
health
941
-
2 280
-
pensions
5 500
-
11 309
-
total
18 112
-
54 171
-
Employer
64 799
-
157 239
-
pensions
7 015
-
19 772
-
health
1 231
-
2 989
-
total
8 246
-
22 761
-
Corporate
106 956
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 321
34 199
-
-
total
20 321
34 199
-
-
Dividends
86 634
145 801
-
-
withholding
8 746
27 976
-
-
total
8 746
27 976
-
-
Income
180 000
180 000
180 000
180 000
Total tax
55 425
62 175
76 932
60 638
After tax
124 575
117 825
103 068
119 362
Living cost
46 688
46 688
46 688
46 688
Free-cash
77 887
71 137
56 380
72 674

Estimated living cost  is ₽46688 per week

₽34978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽57675
₽66005
₽2469
₽36631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
city
-
-
-
1 897
health
-
-
-
406
national
-
-
-
2 887
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 601
pensions
-
-
-
16 561
regional
-
-
-
8 803
total
-
-
-
34 155
Employee
93 434
-
161 110
-
regional
3 059
-
7 587
-
health
211
-
363
-
national
442
-
2 152
-
pensions
7 850
-
13 534
-
unemployment
-
-
-
-
city
1 003
-
1 731
-
total
12 565
-
25 367
-
Employer
93 434
-
161 110
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 868
-
3 221
-
unemployment
-
-
-
-
pensions
7 850
-
13 534
-
health
211
-
363
-
total
9 929
-
17 118
-
Corporate
75 610
180 000
-
-
regional
15 991
38 069
-
-
national
6 427
15 300
-
-
total
22 418
53 369
-
-
Dividends
53 193
126 631
-
-
withholding
18 617
44 322
-
-
total
18 617
44 322
-
-
Income
180 000
180 000
180 000
180 000
Total tax
63 529
97 691
42 485
34 155
After tax
116 471
82 309
137 515
145 845
Living cost
79 840
79 840
79 840
79 840
Free-cash
36 631
2 469
57 675
66 005

Estimated living cost  is ₽79840 per week

₽51919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽67643
₽44886
₽42319
₽58817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 725
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 065
trade
-
-
-
22 757
total
-
-
-
88 499
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 154
-
180 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 191
-
55 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

396
-
3 065
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
14 539
-
65 742
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 846
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

981
1 485
-
-
income
17 827
26 999
-
-
chamber of commerce
322
407
-
-
trade
20 382
30 869
-
-
total
39 512
59 760
-
-
Dividends
79 334
120 239
-
-
withholding
19 447
29 674
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 070
1 632
-
-
total
20 517
31 306
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 568
91 066
65 742
88 499
After tax
105 432
88 934
114 258
91 501
Living cost
46 615
46 615
46 615
46 615
Free-cash
58 817
42 319
67 643
44 886

Estimated living cost  is ₽46615 per week

₽34046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽63998
₽66607
₽55904
₽61919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
5 129
income
-
-
-
28 210
health
-
-
-
7 635
other
-
-
-
5 581
pensions
-
-
-
32 024
surtax
-
-
-
-
total
-
-
-
78 579
Employee
43 550
-
139 437
-
social contributions
1 242
-
3 974
-
income
2 570
-
27 007
-
surtax
-
-
-
-
pensions
4 924
-
9 644
-
total
8 736
-
40 625
-
Employer
43 550
-
139 437
-
other
1 502
-
5 417
-
unemployment
1 763
-
5 646
-
pensions
7 154
-
16 242
-
health
3 049
-
12 839
-
social contributions
131
-
419
-
total
13 599
-
40 563
-
Corporate
122 850
180 000
-
-
surtax
-
-
-
-
income
34 397
50 399
-
-
total
34 397
50 399
-
-
Dividends
88 453
129 601
-
-
withholding
11 322
16 589
-
-
surtax
-
-
-
-
social contributions
15 213
22 294
-
-
total
26 535
38 883
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 267
89 282
81 188
78 579
After tax
96 733
90 718
98 812
101 421
Living cost
34 814
34 814
34 814
34 814
Free-cash
61 919
55 904
63 998
66 607

Estimated living cost  is ₽34814 per week

₽21952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9441
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽67447
₽70056
₽59353
₽65009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
5 129
income
-
-
-
28 210
health
-
-
-
7 635
other
-
-
-
5 581
pensions
-
-
-
32 024
surtax
-
-
-
-
total
-
-
-
78 579
Employee
38 875
-
139 437
-
social contributions
1 108
-
3 974
-
income
2 004
-
27 007
-
surtax
-
-
-
-
pensions
4 397
-
9 644
-
total
7 509
-
40 625
-
Employer
38 875
-
139 437
-
other
1 342
-
5 417
-
unemployment
1 574
-
5 646
-
pensions
6 388
-
16 242
-
health
2 721
-
12 839
-
social contributions
116
-
419
-
total
12 141
-
40 563
-
Corporate
128 985
180 000
-
-
surtax
-
-
-
-
income
36 116
50 399
-
-
total
36 116
50 399
-
-
Dividends
92 869
129 601
-
-
withholding
11 887
16 589
-
-
surtax
-
-
-
-
social contributions
15 973
22 294
-
-
total
27 860
38 883
-
-
Income
180 000
180 000
180 000
180 000
Total tax
83 626
89 282
81 188
78 579
After tax
96 374
90 718
98 812
101 421
Living cost
31 365
31 365
31 365
31 365
Free-cash
65 009
59 353
67 447
70 056

Estimated living cost  is ₽31365 per week

₽18190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽90285
₽94020
₽88240
₽88770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
24 841
income
-
-
-
26 999
health
-
-
-
12 563
total
-
-
-
64 403
Employee
34 501
-
180 000
-
social contributions
4 762
-
24 841
-
income
5 754
-
30 734
-
health
2 408
-
12 563
-
total
12 924
-
68 138
-
Employer
34 501
-
180 000
-
total
-
-
-
-
Corporate
145 499
180 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 274
9 000
-
-
total
7 274
9 000
-
-
Dividends
138 225
171 000
-
-
health
9 647
11 936
-
-
withholding
20 733
25 650
-
-
social contributions
19 075
23 597
-
-
total
49 455
61 183
-
-
Income
180 000
180 000
180 000
180 000
Total tax
69 653
70 183
68 138
64 403
After tax
110 347
109 817
111 862
115 597
Living cost
21 577
21 577
21 577
21 577
Free-cash
88 770
88 240
90 285
94 020

Estimated living cost  is ₽21577 per week

₽14440
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽11848
₽56532
₽63730
₽62154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
49 366
health
-
-
-
9 093
unemployment
-
-
-
6 241
pensions
-
-
-
21 992
surtax
-
-
-
201
chamber of commerce
-
-
-
720
total
-
-
-
87 613
Employee
50 853
40 551
143 768
-
income
5 789
2 991
39 559
-
health
1 968
1 570
4 600
-
pensions
5 208
4 152
12 173
-
unemployment
1 526
1 217
3 567
-
other
508
406
1 190
-
total
14 999
10 336
61 089
-
Employer
50 853
40 551
143 768
-
other
2 416
1 925
6 618
-
surtax
201
201
201
-
unemployment
1 526
1 217
3 567
-
pensions
6 382
5 090
14 919
-
payroll
1 526
1 217
4 314
-
health
1 921
1 533
4 493
-
accident
660
527
1 545
-
chamber of commerce
203
162
575
-
total
14 835
11 872
36 232
-
Corporate
114 313
127 577
139 906
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 579
31 895
34 976
-
total
28 579
31 895
34 976
-
Dividends
85 734
95 682
-
-
withholding
23 578
26 312
-
-
total
23 578
26 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
81 991
80 415
132 297
87 613
After tax
98 009
99 585
47 703
92 387
Living cost
35 855
35 855
35 855
35 855
Free-cash
62 154
63 730
11 848
56 532

Estimated living cost  is ₽35855 per week

₽23914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽26226
₽40939
₽63564
₽48303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
25 369
national
-
-
-
67 311
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 279
total
-
-
-
101 959
Employee

The minimum management director salary is set at €45,000 per year.

72 787
-
139 414
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 796
-
7 272
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 420
-
6 552
-
national
22 378
-
50 593
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 459
-
10 456
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

633
-
1 213
-
total
35 686
-
76 086
-
Employer

The minimum management director salary is set at €45,000 per year.

72 787
-
139 414
-
surtax
8 253
-
15 811
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 062
-
2 035
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 450
-
12 353
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 476
-
8 574
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
1 813
-
total
21 187
-
40 586
-
Corporate
86 026
180 000
-
-
surtax
344
720
-
-
income
17 205
36 000
-
-
total
17 549
36 720
-
-
Dividends
68 477
143 280
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 173
42 614
-
-
total
20 173
42 614
-
-
Income
180 000
180 000
180 000
180 000
Total tax
94 595
79 334
116 672
101 959
After tax
85 405
100 666
63 328
78 041
Living cost
37 102
37 102
37 102
37 102
Free-cash
48 303
63 564
26 226
40 939

Estimated living cost  is ₽37102 per week

₽23898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽59988
₽64259
₽83225
₽76248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
850
income
-
-
-
50 698
unemployment
-
-
-
660
other
-
-
-
95
pensions
-
-
-
26 690
total
-
-
-
78 993
Employee
50 652
-
149 932
-
income
10 687
-
47 205
-
pensions
2 381
-
4 434
-
unemployment
786
-
1 462
-
other
50
-
95
-
total
13 904
-
53 196
-
Employer
50 652
-
149 932
-
other
404
-
755
-
unemployment
2 786
-
5 187
-
pensions
11 953
-
22 259
-
accident
1 002
-
1 867
-
total
16 145
-
30 068
-
Corporate
113 203
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

16 981
26 999
-
-
total
16 981
26 999
-
-
Dividends
96 222
153 001
-
-
withholding
19 974
33 028
-
-
total
19 974
33 028
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 004
60 027
83 264
78 993
After tax
112 996
119 973
96 736
101 007
Living cost
36 748
36 748
36 748
36 748
Free-cash
76 248
83 225
59 988
64 259

Estimated living cost  is ₽36748 per week

₽27061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2607
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽40790
₽33609
₽49949
₽36931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
1 518
income
-
-
-
29 648
health
-
-
-
12 648
communal
-
-
-
11 376
pensions
-
-
-
26 980
surtax
-
-
-
8 923
total
-
-
-
91 093
Employee
77 059
-
160 788
-
income
7 443
-
34 831
-
surtax
4 723
-
9 854
-
health
3 429
-
7 154
-
pensions
6 164
-
12 862
-
total
21 759
-
64 701
-
Employer
77 059
-
160 788
-
pensions
6 164
-
12 862
-
health
2 350
-
4 903
-
accident
693
-
1 446
-
total
9 207
-
19 211
-
Corporate
93 734
180 000
-
-
surtax
985
1 890
-
-
income
14 060
26 999
-
-
communal
6 328
12 150
-
-
total
21 373
41 039
-
-
Dividends
72 361
138 960
-
-
withholding
10 854
20 843
-
-
income
24 578
12 871
-
-
total
35 432
33 714
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 771
74 753
83 912
91 093
After tax
92 229
105 247
96 088
88 907
Living cost
55 298
55 298
55 298
55 298
Free-cash
36 931
49 949
40 790
33 609

Estimated living cost  is ₽55298 per week

₽41482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽56091
₽62313
₽90364
₽87127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
50 044
health
-
-
-
9 642
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
27 162
surtax
-
-
-
7 751
total
-
-
-
94 831
Employee
34 268
-
151 413
-
income
5 745
-
43 960
-
surtax
122
-
6 535
-
health
875
-
3 462
-
pensions
2 286
-
9 058
-
unemployment
2 385
-
9 452
-
other
-
-
-
-
total
11 413
-
72 467
-
Employer
34 268
-
151 413
-
other
-
-
-
-
unemployment
1 087
-
4 304
-
pensions
4 569
-
18 103
-
health
1 558
-
6 179
-
total
7 214
-
28 586
-
Corporate
138 518
180 000
-
-
income
36 015
46 800
-
-
total
36 015
46 800
-
-
Dividends
102 503
133 200
-
-
withholding
15 375
19 980
-
-
total
15 375
19 980
-
-
Income
180 000
180 000
180 000
180 000
Total tax
70 017
66 780
101 053
94 831
After tax
109 983
113 220
78 947
85 169
Living cost
22 856
22 856
22 856
22 856
Free-cash
87 127
90 364
56 091
62 313

Estimated living cost  is ₽22856 per week

₽13799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽49895
₽57982
₽67200
₽64940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
national
-
-
-
44 527
regional
-
-
-
2 714
municipal
-
-
-
1 070
total
-
-
-
94 607
Employee
56 446
-
180 000
-
social contributions
19 034
-
60 696
-
municipal
299
-
954
-
regional
760
-
2 422
-
national
8 943
-
38 622
-
total
29 036
-
102 694
-
Employer
56 446
-
180 000
-
total
-
-
-
-
Corporate
123 554
180 000
-
-
nationa
29 653
43 201
-
-
municipal
6 141
8 946
-
-
total
35 794
52 147
-
-
Dividends
87 761
127 853
-
-
withholding
22 819
33 242
-
-
total
22 819
33 242
-
-
Income
180 000
180 000
180 000
180 000
Total tax
87 649
85 389
102 694
94 607
After tax
92 351
94 611
77 306
85 393
Living cost
27 411
27 411
27 411
27 411
Free-cash
64 940
67 200
49 895
57 982

Estimated living cost  is ₽27411 per week

₽17047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽62056
₽69937
₽92610
₽81437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
36 574
income
-
-
-
17 869
health
-
-
-
24 300
solidarity contribution
-
-
-
-
total
-
-
-
78 743
Employee
46 059
-
136 410
-
social contributions
2 994
-
8 141
-
income
5 527
-
16 478
-
health
6 218
-
18 415
-
solidarity contribution
-
-
-
-
total
14 739
-
43 034
-
Employer
46 059
-
136 410
-
health
4 145
-
12 277
-
social contributions
11 515
-
31 313
-
total
15 660
-
43 590
-
Corporate
118 281
180 000
-
-
income
22 473
34 200
-
-
total
22 473
34 200
-
-
Dividends
95 807
145 800
-
-
withholding
14 371
21 870
-
-
total
14 371
21 870
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 243
56 070
86 624
78 743
After tax
112 757
123 930
93 376
101 257
Living cost
31 320
31 320
31 320
31 320
Free-cash
81 437
92 610
62 056
69 937

Estimated living cost  is ₽31320 per week

₽23292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽15293
₽60124
₽67230
₽66729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
49 366
health
-
-
-
9 093
unemployment
-
-
-
6 241
pensions
-
-
-
21 992
surtax
-
-
-
-
chamber of commerce
-
-
-
720
total
-
-
-
87 412
Employee
44 481
40 551
143 956
-
income
3 962
2 991
39 648
-
health
1 721
1 570
4 600
-
pensions
4 555
4 152
12 173
-
unemployment
1 334
1 217
3 567
-
other
444
406
1 190
-
total
12 016
10 336
61 178
-
Employer
44 481
40 551
143 956
-
other
2 113
1 925
6 623
-
surtax
-
-
-
-
unemployment
1 334
1 217
3 567
-
pensions
5 583
5 090
14 919
-
payroll
1 334
1 217
4 318
-
health
1 682
1 533
4 493
-
accident
577
527
1 545
-
chamber of commerce
178
162
575
-
total
12 801
11 671
36 040
-
Corporate
122 719
127 778
140 098
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 680
31 945
35 025
-
total
30 680
31 945
35 025
-
Dividends
92 039
95 833
-
-
withholding
25 310
26 354
-
-
total
25 310
26 354
-
-
Income
180 000
180 000
180 000
180 000
Total tax
80 807
80 306
132 243
87 412
After tax
99 193
99 694
47 757
92 588
Living cost
32 464
32 464
32 464
32 464
Free-cash
66 729
67 230
15 293
60 124

Estimated living cost  is ₽32464 per week

₽19474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3316
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽130468
₽164668
₽157468
₽154931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
180 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 800
total
-
-
-
1 800
Employee
16 915
-
180 000
-
income
3 383
-
36 000
-
total
3 383
-
36 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

163 085
180 000
-
-
total
-
-
-
-
Dividends
163 085
180 000
-
-
withholding
8 154
9 000
-
-
total
8 154
9 000
-
-
Income
180 000
180 000
180 000
180 000
Total tax
11 537
9 000
36 000
1 800
After tax
168 463
171 000
144 000
178 200
Living cost
13 532
13 532
13 532
13 532
Free-cash
154 931
157 468
130 468
164 668

Estimated living cost  is ₽13532 per week

₽9157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽55812
₽60581
₽96636
₽88125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
180 000
income
-
-
-
41 271
health
-
-
-
17 713
unemployment
-
-
-
270
pensions
-
-
-
32 872
total
-
-
-
92 126
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 997
-
155 750
-
income
7 760
-
38 222
-
health
2 906
-
10 063
-
pensions
6 975
-
24 142
-
unemployment
64
-
218
-
total
17 705
-
72 645
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 997
-
155 750
-
unemployment
27
-
93
-
pensions
3 982
-
13 784
-
health
2 997
-
10 373
-
total
7 006
-
24 250
-
Corporate
127 997
180 000
-
-
income
24 319
34 200
-
-
total
24 319
34 200
-
-
Dividends
103 678
145 800
-
-
withholding
15 552
21 871
-
-
total
15 552
21 871
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 582
56 071
96 895
92 126
After tax
115 418
123 929
83 105
87 874
Living cost
27 293
27 293
27 293
27 293
Free-cash
88 125
96 636
55 812
60 581

Estimated living cost  is ₽27293 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽117307
₽76349
₽61467
₽8503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
20 520
income
-
-
-
35 086
total
-
-
-
55 606
Employee
68 890
-
-
-
social contributions
5 649
-
805
-
income
15 196
-
-
-
total
20 845
-
805
-
Employer
68 890
-
-
-
social contributions
97 135
-
13 843
-
total
97 135
-
13 843
-
Corporate
13 974
180 000
-
-
income
3 074
39 600
-
-
total
3 074
39 600
-
-
Dividends
10 900
140 400
-
-
income
2 398
30 888
-
-
total
2 398
30 888
-
-
Income
180 000
180 000
180 000
180 000
Total tax
123 452
70 488
14 648
55 606
After tax
56 548
109 512
165 352
124 394
Living cost
48 045
48 045
48 045
48 045
Free-cash
8 503
61 467
117 307
76 349

Estimated living cost  is ₽48045 per week

₽31174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽50785
₽64432
₽70466
₽69441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 549
income
-
-
-
21 101
surtax
-
-
-
-
total
-
-
-
83 650
Employee
46 800
-
145 454
-
social contributions
5 148
-
16 000
-
income
9 735
-
46 751
-
surtax
-
-
-
-
total
14 883
-
62 751
-
Employer
46 800
-
145 454
-
social contributions
11 115
-
34 546
-
total
11 115
-
34 546
-
Corporate
122 085
180 000
-
-
surtax
-
-
-
-
income
25 638
37 800
-
-
total
25 638
37 800
-
-
Dividends
96 447
142 200
-
-
withholding
27 005
39 816
-
-
total
27 005
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
78 641
77 616
97 297
83 650
After tax
101 359
102 384
82 703
96 350
Living cost
31 918
31 918
31 918
31 918
Free-cash
69 441
70 466
50 785
64 432

Estimated living cost  is ₽31918 per week

₽23881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽49665
₽52274
₽41571
₽48565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
5 129
income
-
-
-
28 210
health
-
-
-
7 635
other
-
-
-
5 581
pensions
-
-
-
32 024
surtax
-
-
-
-
total
-
-
-
78 579
Employee
63 732
-
139 437
-
social contributions
1 815
-
3 974
-
income
5 561
-
27 007
-
surtax
-
-
-
-
pensions
7 208
-
9 644
-
total
14 584
-
40 625
-
Employer
63 732
-
139 437
-
other
2 199
-
5 417
-
unemployment
2 582
-
5 646
-
pensions
10 472
-
16 242
-
health
4 461
-
12 839
-
social contributions
191
-
419
-
total
19 905
-
40 563
-
Corporate
96 363
180 000
-
-
surtax
-
-
-
-
income
26 982
50 399
-
-
total
26 982
50 399
-
-
Dividends
69 381
129 601
-
-
withholding
8 881
16 589
-
-
surtax
-
-
-
-
social contributions
11 936
22 294
-
-
total
20 817
38 883
-
-
Income
180 000
180 000
180 000
180 000
Total tax
82 288
89 282
81 188
78 579
After tax
97 712
90 718
98 812
101 421
Living cost
49 147
49 147
49 147
49 147
Free-cash
48 565
41 571
49 665
52 274

Estimated living cost  is ₽49147 per week

₽33262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽674
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽106736
₽101951
₽131412
₽127994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
7 861
social contributions
-
-
-
39 601
total
-
-
-
47 462
Employee
32 714
-
155 845
-
social contributions
2 126
-
10 130
-
income
-
-
8 392
-
total
2 126
-
18 522
-
Employer
32 714
-
155 845
-
social contributions
5 071
-
24 155
-
total
5 071
-
24 155
-
Corporate
142 216
180 000
-
-
income
14 222
18 001
-
-
total
14 222
18 001
-
-
Dividends
127 994
161 999
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
21 419
18 001
42 677
47 462
After tax
158 581
161 999
137 323
132 538
Living cost
30 587
30 587
30 587
30 587
Free-cash
127 994
131 412
106 736
101 951

Estimated living cost  is ₽30587 per week

₽19777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7929
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽41287
₽57183
-₽41287
-₽41287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
national
-
-
-
21 166
pensions
-
-
-
880
labour market
-
-
-
14 330
municipal
-
-
-
37 527
total
-
-
-
73 903
Employee
206 455
206 455
206 455
-
municipal
43 963
43 963
43 963
-
national
25 222
25 222
25 222
-
pensions
293
293
293
-
labour market
16 493
16 493
16 493
-
total
85 971
85 971
85 971
-
Employer
206 455
206 455
206 455
-
national
25 266
25 266
25 266
-
pensions
587
587
587
-
labour market
16 516
16 516
16 516
-
municipal
44 033
44 033
44 033
-
total
86 402
86 402
86 402
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
180 000
180 000
180 000
180 000
Total tax
172 373
172 373
172 373
73 903
After tax
7 627
7 627
7 627
106 097
Living cost
48 914
48 914
48 914
48 914
Free-cash
-41 287
-41 287
-41 287
57 183

Estimated living cost  is ₽48914 per week

₽33477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽75781
₽101017
-₽7447
₽11200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
257
income
-
-
-
49 878
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
56 956
Employee
34 650
-
162 125
-
income
4 754
-
38 001
-
health
3 968
-
18 563
-
pensions
3 902
-
7 753
-
total
12 624
-
64 317
-
Employer
34 650
-
162 125
-
unemployment
849
-
3 972
-
pensions
5 634
-
11 196
-
accident
579
-
2 707
-
total
7 062
-
17 875
-
Corporate
138 289
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

124 460
162 000
-
-
total
124 460
162 000
-
-
Dividends
13 829
18 000
-
-
withholding
2 627
3 420
-
-
total
2 627
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
146 773
165 420
82 192
56 956
After tax
33 227
14 580
97 808
123 044
Living cost
22 027
22 027
22 027
22 027
Free-cash
11 200
-7 447
75 781
101 017

Estimated living cost  is ₽22027 per week

₽16033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽55312
₽76919
₽73678
₽76254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
180 000
national
-
-
-
29 688
health
-
-
-
2 348
municipal
-
-
-
31 978
total
-
-
-
64 014
Employee
53 536
-
151 425
-
municipal
8 769
-
24 665
-
health
400
-
1 908
-
national
884
-
17 983
-
pensions
3 613
-
10 221
-
unemployment
803
-
2 271
-
total
14 469
-
57 048
-
Employer
53 536
-
151 425
-
unemployment
348
-
985
-
pensions
9 288
-
26 271
-
health
411
-
1 166
-
accident
54
-
151
-
total
10 101
-
28 573
-
Corporate
116 363
180 000
-
-
income
23 273
36 000
-
-
total
23 273
36 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

69 818
108 000
-
-
municipal
12 567
19 440
-
-
national
4 269
11 815
-
-
total
16 836
31 255
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 679
67 255
85 621
64 014
After tax
115 321
112 745
94 379
115 986
Living cost
39 067
39 067
39 067
39 067
Free-cash
76 254
73 678
55 312
76 919

Estimated living cost  is ₽39067 per week

₽25518
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽622
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽97852
₽99433
₽107751
₽102213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
16 464
income
-
-
-
35 954
health
-
-
-
4 590
total
-
-
-
57 008
Employee
78 246
78 246
168 130
-
social contributions
2 958
6 494
8 759
-
income
8 520
7 243
35 102
-
health
606
1 330
2 858
-
total
12 084
15 067
46 719
-
Employer
78 246
78 246
168 130
-
health
658
1 448
3 111
-
social contributions
2 958
6 494
8 759
-
total
3 616
7 942
11 870
-
Corporate
140 740
93 812
-
-
income
17 592
11 727
-
-
total
17 592
11 727
-
-
Dividends
123 148
82 085
-
-
withholding
20 936
13 954
-
-
total
20 936
13 954
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 228
48 690
58 589
57 008
After tax
125 772
131 310
121 411
122 992
Living cost
23 559
23 559
23 559
23 559
Free-cash
102 213
107 751
97 852
99 433

Estimated living cost  is ₽23559 per week

₽14120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6608
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽114928
₽135340
₽132904
₽127724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
180 000
income
-
-
-
18 320
health
-
-
-
3 682
unemployment
-
-
-
29
pensions
-
-
-
6 473
total
-
-
-
28 504
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 357
-
170 055
-
income
1 597
-
15 798
-
health
1 985
-
8 207
-
pensions
3 503
-
14 483
-
unemployment
116
-
483
-
total
7 201
-
38 971
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 357
-
170 055
-
unemployment
116
-
483
-
pensions
1 284
-
5 310
-
health
1 004
-
4 152
-
total
2 404
-
9 945
-
Corporate
154 239
180 000
-
-
income
13 882
16 199
-
-
total
13 882
16 199
-
-
Dividends
140 357
163 801
-
-
withholding
12 633
14 741
-
-
total
12 633
14 741
-
-
Income
180 000
180 000
180 000
180 000
Total tax
36 120
30 940
48 916
28 504
After tax
143 880
149 060
131 084
151 496
Living cost
16 156
16 156
16 156
16 156
Free-cash
127 724
132 904
114 928
135 340

Estimated living cost  is ₽16156 per week

₽10308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽68754
₽73025
₽91991
₽87496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
850
income
-
-
-
50 698
unemployment
-
-
-
660
other
-
-
-
95
pensions
-
-
-
26 690
total
-
-
-
78 993
Employee
37 625
-
149 932
-
income
7 254
-
47 205
-
pensions
1 769
-
4 434
-
unemployment
583
-
1 462
-
other
37
-
95
-
total
9 643
-
53 196
-
Employer
37 625
-
149 932
-
other
301
-
755
-
unemployment
2 070
-
5 187
-
pensions
8 879
-
22 259
-
accident
745
-
1 867
-
total
11 995
-
30 068
-
Corporate
130 379
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

19 557
26 999
-
-
total
19 557
26 999
-
-
Dividends
110 822
153 001
-
-
withholding
23 327
33 028
-
-
total
23 327
33 028
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 522
60 027
83 264
78 993
After tax
115 478
119 973
96 736
101 007
Living cost
27 982
27 982
27 982
27 982
Free-cash
87 496
91 991
68 754
73 025

Estimated living cost  is ₽27982 per week

₽18887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽114152
₽114273
₽110602
₽110319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
61 847
health
-
-
-
909
pensions
-
-
-
1 253
total
-
-
-
64 009
Employee
2 617
-
178 590
-
income
506
-
61 781
-
health
131
-
313
-
pensions
236
-
564
-
unemployment
26
-
63
-
total
899
-
62 721
-
Employer
2 617
-
178 590
-
unemployment
52
-
125
-
pensions
288
-
689
-
health
249
-
595
-
total
589
-
1 409
-
Corporate
176 794
180 000
-
-
income
38 895
39 600
-
-
total
38 895
39 600
-
-
Dividends
137 899
140 400
-
-
withholding
27 580
28 080
-
-
total
27 580
28 080
-
-
Income
180 000
180 000
180 000
180 000
Total tax
67 963
67 680
64 130
64 009
After tax
112 037
112 320
115 870
115 991
Living cost
1 718
1 718
1 718
1 718
Free-cash
110 319
110 602
114 152
114 273

Estimated living cost  is ₽1718 per week

₽1021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽39
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽93298
₽93297
₽112482
₽107483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
180 000
income
-
-
-
40 757
health
-
-
-
7 733
unemployment
-
-
-
1 126
pensions
-
-
-
19 519
total
-
-
-
69 135
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 491
-
166 562
-
income
3 652
-
40 757
-
health
1 364
-
3 866
-
pensions
3 709
-
10 510
-
unemployment
199
-
563
-
total
8 924
-
55 696
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 491
-
166 562
-
unemployment
199
-
563
-
pensions
3 179
-
9 009
-
health
1 364
-
3 866
-
total
4 742
-
13 438
-
Corporate
148 767
180 000
-
-
income
22 315
27 000
-
-
total
22 315
27 000
-
-
Dividends
126 452
153 000
-
-
withholding
18 968
22 950
-
-
total
18 968
22 950
-
-
Income
180 000
180 000
180 000
180 000
Total tax
54 949
49 950
69 134
69 135
After tax
125 051
130 050
110 866
110 865
Living cost
17 568
17 568
17 568
17 568
Free-cash
107 483
112 482
93 298
93 297

Estimated living cost  is ₽17568 per week

₽11828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽55270
₽68917
₽74951
₽74584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
180 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 549
income
-
-
-
21 101
surtax
-
-
-
-
total
-
-
-
83 650
Employee
39 494
-
145 454
-
social contributions
4 345
-
16 000
-
income
7 717
-
46 751
-
surtax
-
-
-
-
total
12 062
-
62 751
-
Employer
39 494
-
145 454
-
social contributions
9 379
-
34 546
-
total
9 379
-
34 546
-
Corporate
131 127
180 000
-
-
surtax
-
-
-
-
income
27 536
37 800
-
-
total
27 536
37 800
-
-
Dividends
103 591
142 200
-
-
withholding
29 006
39 816
-
-
total
29 006
39 816
-
-
Income
180 000
180 000
180 000
180 000
Total tax
77 983
77 616
97 297
83 650
After tax
102 017
102 384
82 703
96 350
Living cost
27 433
27 433
27 433
27 433
Free-cash
74 584
74 951
55 270
68 917

Estimated living cost  is ₽27433 per week

₽19430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽60974
₽65245
₽84211
₽77552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
850
income
-
-
-
50 698
unemployment
-
-
-
660
other
-
-
-
95
pensions
-
-
-
26 690
total
-
-
-
78 993
Employee
49 144
-
149 932
-
income
10 264
-
47 205
-
pensions
2 309
-
4 434
-
unemployment
761
-
1 462
-
other
48
-
95
-
total
13 382
-
53 196
-
Employer
49 144
-
149 932
-
other
394
-
755
-
unemployment
2 703
-
5 187
-
pensions
11 598
-
22 259
-
accident
973
-
1 867
-
total
15 668
-
30 068
-
Corporate
115 188
180 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 279
26 999
-
-
total
17 279
26 999
-
-
Dividends
97 910
153 001
-
-
withholding
20 357
33 028
-
-
total
20 357
33 028
-
-
Income
180 000
180 000
180 000
180 000
Total tax
66 686
60 027
83 264
78 993
After tax
113 314
119 973
96 736
101 007
Living cost
35 762
35 762
35 762
35 762
Free-cash
77 552
84 211
60 974
65 245

Estimated living cost  is ₽35762 per week

₽25682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽133284
₽126203
₽136524
₽130369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
27 000
health
-
-
-
4 058
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 222
total
-
-
-
36 421
Employee
23 008
-
173 078
-
income
2 301
-
17 308
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
health
1 058
-
1 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 020
-
3 098
-
total
5 632
-
22 417
-
Employer
23 008
-
173 078
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 888
-
health
1 588
-
2 435
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
total
4 514
-
6 923
-
Corporate
152 477
180 000
-
-
income
15 248
18 000
-
-
total
15 248
18 000
-
-
Dividends
137 229
162 000
-
-
withholding
6 861
8 100
-
-
total
6 861
8 100
-
-
Income
180 000
180 000
180 000
180 000
Total tax
32 255
26 100
29 340
36 421
After tax
147 745
153 900
150 660
143 579
Living cost
17 376
17 376
17 376
17 376
Free-cash
130 369
136 524
133 284
126 203

Estimated living cost  is ₽17376 per week

₽11492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽74973
₽55931
₽53351
₽66661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
180 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 725
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 065
trade
-
-
-
19 042
total
-
-
-
84 784
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 630
-
180 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 163
-
55 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

230
-
3 065
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
11 345
-
65 742
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 370
180 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 068
1 485
-
-
income
19 405
26 999
-
-
chamber of commerce
344
419
-
-
trade
18 565
25 829
-
-
total
39 382
54 732
-
-
Dividends
89 989
125 267
-
-
withholding
22 110
30 931
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 217
1 701
-
-
total
23 327
32 632
-
-
Income
180 000
180 000
180 000
180 000
Total tax
74 054
87 364
65 742
84 784
After tax
105 946
92 636
114 258
95 216
Living cost
39 285
39 285
39 285
39 285
Free-cash
66 661
53 351
74 973
55 931

Estimated living cost  is ₽39285 per week

₽27100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽36805
₽36805
₽68034
₽70283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
55 181
social contributions
-
-
-
30 049
total
-
-
-
85 230
Employee
79 596
-
180 000
-
social contributions
6 613
-
30 049
-
income
15 019
-
55 181
-
total
21 632
-
85 230
-
Employer
79 596
-
180 000
-
total
-
-
-
-
Corporate
100 404
180 000
-
-
income
12 550
22 500
-
-
total
12 550
22 500
-
-
Dividends
87 854
157 500
-
-
withholding
17 570
31 501
-
-
total
17 570
31 501
-
-
Income
180 000
180 000
180 000
180 000
Total tax
51 752
54 001
85 230
85 230
After tax
128 248
125 999
94 770
94 770
Living cost
57 965
57 965
57 965
57 965
Free-cash
70 283
68 034
36 805
36 805

Estimated living cost  is ₽57965 per week

₽44099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽90998
₽107842
₽74687
₽78242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
180 000
income
-
-
-
28 965
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 255
total
-
-
-
35 220
Employee
46 680
-
175 319
-
social contributions
4 677
-
4 681
-
income
5 065
-
42 702
-
total
9 742
-
47 383
-
Employer
46 680
-
175 319
-
social contributions
4 677
-
4 681
-
total
4 677
-
4 681
-
Corporate
128 643
180 000
-
-
income
45 025
62 999
-
-
total
45 025
62 999
-
-
Dividends
83 618
117 001
-
-
social contributions
5 376
5 376
-
-
total
5 376
5 376
-
-
Income
180 000
180 000
180 000
180 000
Total tax
64 820
68 375
52 064
35 220
After tax
115 180
111 625
127 936
144 780
Living cost
36 938
36 938
36 938
36 938
Free-cash
78 242
74 687
90 998
107 842

Estimated living cost  is ₽36938 per week

₽24331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9128
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽65113
₽81407
₽79870
₽85921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
income
-
-
-
51 444
pensions
-
-
-
9 194
total
-
-
-
60 638
Employee
52 099
-
157 239
-
income
9 488
-
40 582
-
health
680
-
2 280
-
pensions
3 976
-
11 309
-
total
14 144
-
54 171
-
Employer
52 099
-
157 239
-
pensions
5 264
-
19 772
-
health
990
-
2 989
-
total
6 254
-
22 761
-
Corporate
121 647
180 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

23 114
34 199
-
-
total
23 114
34 199
-
-
Dividends
98 533
145 801
-
-
withholding
12 612
27 976
-
-
total
12 612
27 976
-
-
Income
180 000
180 000
180 000
180 000
Total tax
56 124
62 175
76 932
60 638
After tax
123 876
117 825
103 068
119 362
Living cost
37 955
37 955
37 955
37 955
Free-cash
85 921
79 870
65 113
81 407

Estimated living cost  is ₽37955 per week

₽26037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽73600
₽98836
-₽9628
₽10867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
accident
-
-
-
257
income
-
-
-
49 878
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
56 956
Employee
38 080
-
162 125
-
income
5 224
-
38 001
-
health
4 360
-
18 563
-
pensions
4 288
-
7 753
-
total
13 872
-
64 317
-
Employer
38 080
-
162 125
-
unemployment
933
-
3 972
-
pensions
6 191
-
11 196
-
accident
636
-
2 707
-
total
7 760
-
17 875
-
Corporate
134 160
180 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

120 744
162 000
-
-
total
120 744
162 000
-
-
Dividends
13 416
18 000
-
-
withholding
2 549
3 420
-
-
total
2 549
3 420
-
-
Income
180 000
180 000
180 000
180 000
Total tax
144 925
165 420
82 192
56 956
After tax
35 075
14 580
97 808
123 044
Living cost
24 208
24 208
24 208
24 208
Free-cash
10 867
-9 628
73 600
98 836

Estimated living cost  is ₽24208 per week

₽17766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽114147
₽91741
₽137707
₽132939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
180 000
health insurance
-
-
-
12 058
income
-
-
-
29 685
work injury
-
-
-
815
unemployment
-
-
-
1 955
pensions
-
-
-
29 983
total
-
-
-
74 496
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

22 021
-
180 000
-
work injury
110
-
407
-
income
2 202
-
29 685
-
health insurance
1 630
-
6 029
-
pensions
4 052
-
14 991
-
unemployment
264
-
978
-
total
8 258
-
52 090
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
157 979
180 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 580
1 800
-
-
total
1 580
1 800
-
-
Dividends
156 399
178 200
-
-
withholding
23 460
26 730
-
-
total
23 460
26 730
-
-
Income
180 000
180 000
180 000
180 000
Total tax
33 298
28 530
52 090
74 496
After tax
146 702
151 470
127 910
105 504
Living cost
13 763
13 763
13 763
13 763
Free-cash
132 939
137 707
114 147
91 741

Estimated living cost  is ₽13763 per week

₽8527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽35413
₽43313
₽54274
₽49644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
180 000
social contributions
-
-
-
46 296
national
-
-
-
44 527
regional
-
-
-
4 124
municipal
-
-
-
1 203
total
-
-
-
96 150
Employee
85 746
-
180 000
-
social contributions
28 913
-
60 696
-
municipal
512
-
1 074
-
regional
1 295
-
3 658
-
national
14 490
-
38 622
-
total
45 210
-
104 050
-
Employer
85 746
-
180 000
-
total
-
-
-
-
Corporate
94 254
180 000
-
-
nationa
22 622
43 201
-
-
municipal
4 544
8 676
-
-
total
27 166
51 877
-
-
Dividends
67 088
128 123
-
-
withholding
17 443
33 312
-
-
total
17 443
33 312
-
-
Income
180 000
180 000
180 000
180 000
Total tax
89 819
85 189
104 050
96 150
After tax
90 181
94 811
75 950
83 850
Living cost
40 537
40 537
40 537
40 537
Free-cash
49 644
54 274
35 413
43 313

Estimated living cost  is ₽40537 per week

₽28475
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8661
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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