Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 179500
per

Your estimated
City
free-cash

Dresden , Germany
₽72321
₽84339
₽61854
₽62996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
179 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 464
trade
-
-
-
21 343
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 130
total
-
-
-
87 846
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 189
-
179 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 464
-
6 464
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 011
-
56 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
3 130
-
total
7 531
-
66 503
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
143 311
179 500
-
-
income
21 496
26 925
-
-
chamber of commerce
350
402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 181
1 481
-
-
trade
22 571
28 272
-
-
total
45 598
57 080
-
-
Dividends
97 713
122 419
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 323
1 663
-
-
withholding
24 069
30 245
-
-
total
25 392
31 908
-
-
Income
179 500
179 500
179 500
179 500
Total tax
78 521
88 988
66 503
87 846
After tax
100 979
90 512
112 997
91 654
Living cost
28 658
28 658
28 658
28 658
Free-cash
72 321
61 854
84 339
62 996

Estimated living cost  is ₽28658 per week

₽18027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6755
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽62385
₽57096
₽63196
₽56132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
1 930
municipal
-
-
-
19 734
pensions
-
-
-
21 540
national
-
-
-
31 352
total
-
-
-
74 556
Employee
75 668
-
155 176
-
pensions
3 027
-
6 207
-
municipal
9 346
-
20 429
-
national
14 483
-
32 874
-
total
26 856
-
59 510
-
Employer
75 668
-
155 176
-
pensions
6 053
-
12 414
-
social contributions
813
-
1 668
-
total
6 866
-
14 082
-
Corporate
91 972
179 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

18 394
35 900
-
-
total
18 394
35 900
-
-
Dividends
73 577
143 600
-
-
withholding
16 187
31 592
-
-
total
16 187
31 592
-
-
Income
179 500
179 500
179 500
179 500
Total tax
68 303
67 492
73 592
74 556
After tax
111 197
112 008
105 908
104 944
Living cost
48 812
48 812
48 812
48 812
Free-cash
62 385
63 196
57 096
56 132

Estimated living cost  is ₽48812 per week

₽33177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽731
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽116154
₽56603
₽123917
₽43361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
179 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 251
income
-
-
-
34 431
surtax
-
-
-
45 773
microenterprise
-
-
-
-
total
-
-
-
116 455
Employee
27 647
-
137 239
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 042
-
12 403
-
income
4 921
-
28 649
-
surtax
-
-
19 900
-
total
7 963
-
60 952
-
Employer
27 647
-
137 239
-
surtax
-
-
15 097
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 660
-
27 164
-
total
6 660
-
42 261
-
Corporate
145 193
179 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 039
35 899
-
-
total
29 039
35 899
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

116 154
143 601
-
-
total
-
-
-
-
Income
179 500
179 500
179 500
179 500
Total tax
43 662
35 899
103 213
116 455
After tax
135 838
143 601
76 287
63 045
Living cost
19 684
19 684
19 684
19 684
Free-cash
116 154
123 917
56 603
43 361

Estimated living cost  is ₽19684 per week

₽12558
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽43628
₽73906
₽49425
₽58570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
11 667
income
-
-
-
58 542
pensions
-
-
-
11 085
total
-
-
-
81 294
Employee
80 798
80 798
161 917
-
pensions
14 544
11 085
11 085
-
health
12 402
10 549
11 667
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 225
13 225
25 623
-
total
40 171
34 859
48 375
-
Employer
80 798
80 798
161 917
-
pensions
5 624
5 624
6 990
-
health
5 616
5 616
6 979
-
unemployment
2 909
2 909
3 614
-
total
14 149
14 149
17 583
-
Corporate
85 545
84 553
-
-
income
17 109
16 910
-
-
total
17 109
16 910
-
-
Dividends
68 435
67 643
-
-
income
14 542
14 375
-
-
withholding
10 265
10 146
-
-
total
24 807
24 521
-
-
Income
179 500
179 500
179 500
179 500
Total tax
96 236
90 439
65 958
81 294
After tax
83 264
89 061
113 542
98 206
Living cost
39 636
39 636
39 636
39 636
Free-cash
43 628
49 425
73 906
58 570

Estimated living cost  is ₽39636 per week

₽28089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽58470
₽52025
₽59339
₽52962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
169
health
-
-
-
5 288
municipal
-
-
-
46 206
pensions
-
-
-
9 161
other
-
-
-
9 848
unemployment
-
-
-
85
national
-
-
-
17 113
total
-
-
-
87 870
Employee
55 099
-
152 872
-
municipal
16 430
-
45 586
-
national
-
-
16 594
-
total
16 430
-
62 180
-
Employer
55 099
-
152 872
-
pensions
5 956
-
9 161
-
other
6 403
-
9 848
-
health
3 389
-
5 212
-
unemployment
1 455
-
2 237
-
accident
110
-
169
-
total
17 313
-
26 627
-
Corporate
107 089
179 500
-
-
income
23 560
39 490
-
-
total
23 560
39 490
-
-
Dividends
83 529
140 010
-
-
withholding
25 059
42 003
-
-
total
25 059
42 003
-
-
Income
179 500
179 500
179 500
179 500
Total tax
82 362
81 493
88 807
87 870
After tax
97 138
98 007
90 693
91 630
Living cost
38 668
38 668
38 668
38 668
Free-cash
58 470
59 339
52 025
52 962

Estimated living cost  is ₽38668 per week

₽25628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽65717
₽75828
₽52420
₽53537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
179 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 464
trade
-
-
-
22 291
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 130
total
-
-
-
88 794
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 982
-
179 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 464
-
6 464
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 122
-
56 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
3 130
-
total
10 812
-
66 503
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
131 518
179 500
-
-
income
19 727
26 925
-
-
chamber of commerce
330
399
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 084
1 481
-
-
trade
21 634
29 527
-
-
total
42 775
58 332
-
-
Dividends
88 742
121 167
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 201
1 646
-
-
withholding
21 826
29 933
-
-
total
23 027
31 579
-
-
Income
179 500
179 500
179 500
179 500
Total tax
76 614
89 911
66 503
88 794
After tax
102 886
89 589
112 997
90 706
Living cost
37 169
37 169
37 169
37 169
Free-cash
65 717
52 420
75 828
53 537

Estimated living cost  is ₽37169 per week

₽24859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7836
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽96293
₽89813
₽100215
₽91356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
15 309
health
-
-
-
4 577
income
-
-
-
37 569
total
-
-
-
57 455
Employee
72 755
72 755
168 244
-
health
724
1 237
2 860
-
social contributions
3 535
6 038
8 144
-
income
7 640
6 735
36 738
-
total
11 899
14 010
47 742
-
Employer
72 755
72 755
168 244
-
health
788
1 347
3 112
-
social contributions
3 535
6 038
8 144
-
total
4 323
7 385
11 256
-
Corporate
132 589
99 360
-
-
income
16 574
12 420
-
-
total
16 574
12 420
-
-
Dividends
116 015
86 941
-
-
withholding
19 722
14 781
-
-
total
19 722
14 781
-
-
Income
179 500
179 500
179 500
179 500
Total tax
52 518
48 596
58 998
57 455
After tax
126 982
130 904
120 502
122 045
Living cost
30 689
30 689
30 689
30 689
Free-cash
96 293
100 215
89 813
91 356

Estimated living cost  is ₽30689 per week

₽20979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽83688
₽86568
₽83324
₽106859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
12 565
income
-
-
-
21 944
pensions
-
-
-
17 950
unemployment
-
-
-
2 693
total
-
-
-
55 152
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 246
10 048
150 209
-
unemployment
379
151
2 253
-
pensions
2 525
1 005
15 021
-
health
1 767
703
10 515
-
income
3 086
1 228
18 363
-
total
7 757
3 087
46 152
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 246
10 048
150 209
-
pensions
4 923
1 959
29 291
-
total
4 923
1 959
29 291
-
Corporate
149 331
167 493
-
-
income
13 440
15 074
-
-
total
13 440
15 074
-
-
Dividends
135 891
152 419
-
-
social contributions
26 384
29 607
-
-
withholding
25 819
28 960
-
-
total
52 203
58 567
-
-
Income
179 500
179 500
179 500
179 500
Total tax
78 323
78 687
75 443
55 152
After tax
101 177
100 813
104 057
124 348
Living cost
17 489
17 489
17 489
17 489
Free-cash
83 688
83 324
86 568
106 859

Estimated living cost  is ₽17489 per week

₽11935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3774
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽114869
₽80607
₽120748
₽73361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
23 334
income
-
-
-
24 053
pensions
-
-
-
35 899
total
-
-
-
83 286
Employee
26 841
-
134 154
-
unemployment
429
-
2 146
-
pensions
537
-
2 682
-
income
3 022
-
25 866
-
total
3 988
-
30 694
-
Employer
26 841
-
134 154
-
pensions
5 369
-
26 832
-
health
3 489
-
17 440
-
unemployment
215
-
1 074
-
total
9 073
-
45 346
-
Corporate
143 586
179 500
-
-
income
28 717
35 899
-
-
total
28 717
35 899
-
-
Dividends
114 869
143 601
-
-
total
-
-
-
-
Income
179 500
179 500
179 500
179 500
Total tax
41 778
35 899
76 040
83 286
After tax
137 722
143 601
103 460
96 214
Living cost
22 853
22 853
22 853
22 853
Free-cash
114 869
120 748
80 607
73 361

Estimated living cost  is ₽22853 per week

₽15675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1361
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽11311
₽76846
-₽6503
₽101625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
50 171
pensions
-
-
-
3 980
other
-
-
-
354
total
-
-
-
56 833
Employee
33 100
-
162 277
-
pensions
3 727
-
7 297
-
health
3 790
-
18 581
-
income
4 541
-
38 511
-
total
12 058
-
64 389
-
Employer
33 100
-
162 277
-
pensions
5 382
-
10 537
-
unemployment
811
-
3 976
-
accident
553
-
2 710
-
total
6 746
-
17 223
-
Corporate
139 655
179 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

125 689
161 550
-
-
total
125 689
161 550
-
-
Dividends
13 966
17 950
-
-
withholding
2 654
3 411
-
-
total
2 654
3 411
-
-
Income
179 500
179 500
179 500
179 500
Total tax
147 147
164 961
81 612
56 833
After tax
32 353
14 539
97 888
122 667
Living cost
21 042
21 042
21 042
21 042
Free-cash
11 311
-6 503
76 846
101 625

Estimated living cost  is ₽21042 per week

₽15422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽161238
₽135779
₽162704
₽169884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
179 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 795
total
-
-
-
1 795
Employee
9 776
-
179 500
-
income
1 955
-
35 900
-
total
1 955
-
35 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

169 724
179 500
-
-
total
-
-
-
-
Dividends
169 724
179 500
-
-
withholding
8 486
8 975
-
-
total
8 486
8 975
-
-
Income
179 500
179 500
179 500
179 500
Total tax
10 441
8 975
35 900
1 795
After tax
169 059
170 525
143 600
177 705
Living cost
7 821
7 821
7 821
7 821
Free-cash
161 238
162 704
135 779
169 884

Estimated living cost  is ₽7821 per week

₽4847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽100279
₽76216
₽106668
₽77646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
6 331
income
-
-
-
28 947
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 531
other
-
-
-
6 834
total
-
-
-
76 643
Employee
34 354
-
143 371
-
unemployment
343
-
1 433
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 404
-
10 035
-
health
481
-
2 007
-
income
5 914
-
28 470
-
total
9 142
-
41 945
-
Employer
34 354
-
143 371
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 841
-
24 372
-
other
1 718
-
7 169
-
health
481
-
2 007
-
unemployment
343
-
1 433
-
accident
275
-
1 147
-
total
8 658
-
36 128
-
Corporate
136 488
179 500
-
-
income
28 662
37 695
-
-
total
28 662
37 695
-
-
Dividends
107 826
141 805
-
-
withholding
7 548
9 926
-
-
total
7 548
9 926
-
-
Income
179 500
179 500
179 500
179 500
Total tax
54 010
47 621
78 073
76 643
After tax
125 490
131 879
101 427
102 857
Living cost
25 211
25 211
25 211
25 211
Free-cash
100 279
106 668
76 216
77 646

Estimated living cost  is ₽25211 per week

₽17813
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽59873
₽39735
₽53819
₽55891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
income
-
-
-
53 048
pensions
-
-
-
8 656
total
-
-
-
61 704
Employee
87 586
-
156 652
-
pensions
8 450
-
10 527
-
health
1 443
-
2 208
-
income
15 788
-
42 277
-
total
25 681
-
55 012
-
Employer
87 586
-
156 652
-
pensions
10 341
-
19 872
-
health
1 663
-
2 976
-
total
12 004
-
22 848
-
Corporate
79 909
179 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 183
34 104
-
-
total
15 183
34 104
-
-
Dividends
64 726
145 396
-
-
withholding
4 854
29 672
-
-
total
4 854
29 672
-
-
Income
179 500
179 500
179 500
179 500
Total tax
57 722
63 776
77 860
61 704
After tax
121 778
115 724
101 640
117 796
Living cost
61 905
61 905
61 905
61 905
Free-cash
59 873
53 819
39 735
55 891

Estimated living cost  is ₽61905 per week

₽46387
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽136672
₽138524
₽141067
₽131346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
3 801
income
-
-
-
26 925
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 891
unemployment
-
-
-
132
total
-
-
-
35 749
Employee
16 426
-
173 016
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 442
-
2 902
-
health
756
-
1 520
-
income
1 642
-
17 301
-
total
4 021
-
22 087
-
Employer
16 426
-
173 016
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 810
-
3 642
-
health
1 134
-
2 280
-
unemployment
98
-
198
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
total
3 223
-
6 484
-
Corporate
159 851
179 500
-
-
income
15 985
17 950
-
-
total
15 985
17 950
-
-
Dividends
143 866
161 550
-
-
withholding
7 194
8 078
-
-
total
7 194
8 078
-
-
Income
179 500
179 500
179 500
179 500
Total tax
30 423
26 028
28 571
35 749
After tax
149 077
153 472
150 929
143 751
Living cost
12 405
12 405
12 405
12 405
Free-cash
136 672
141 067
138 524
131 346

Estimated living cost  is ₽12405 per week

₽7242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽38975
₽61076
₽36595
₽45740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
11 667
income
-
-
-
58 542
pensions
-
-
-
11 085
total
-
-
-
81 294
Employee
87 721
80 798
161 917
-
pensions
11 085
11 085
11 085
-
health
10 944
10 549
11 667
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 225
13 225
25 623
-
total
35 254
34 859
48 375
-
Employer
87 721
80 798
161 917
-
pensions
6 105
5 624
6 990
-
health
6 096
5 616
6 979
-
unemployment
3 158
2 909
3 614
-
total
15 359
14 149
17 583
-
Corporate
76 421
84 553
-
-
income
15 283
16 910
-
-
total
15 283
16 910
-
-
Dividends
61 137
67 643
-
-
income
12 992
14 375
-
-
withholding
9 171
10 146
-
-
total
22 163
24 521
-
-
Income
179 500
179 500
179 500
179 500
Total tax
88 059
90 439
65 958
81 294
After tax
91 441
89 061
113 542
98 206
Living cost
52 466
52 466
52 466
52 466
Free-cash
38 975
36 595
61 076
45 740

Estimated living cost  is ₽52466 per week

₽38702
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽91746
₽71721
₽100119
₽79396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
33 769
health
-
-
-
24 233
income
-
-
-
18 225
solidarity contribution
-
-
-
410
total
-
-
-
76 637
Employee
34 511
-
138 154
-
solidarity contribution
-
-
-
-
health
4 659
-
18 651
-
social contributions
2 243
-
7 517
-
income
4 141
-
16 798
-
total
11 043
-
42 966
-
Employer
34 511
-
138 154
-
health
3 106
-
12 434
-
social contributions
8 628
-
28 912
-
total
11 734
-
41 346
-
Corporate
133 255
179 500
-
-
income
25 319
34 105
-
-
total
25 319
34 105
-
-
Dividends
107 937
145 395
-
-
withholding
16 191
21 809
-
-
total
16 191
21 809
-
-
Income
179 500
179 500
179 500
179 500
Total tax
64 287
55 914
84 312
76 637
After tax
115 213
123 586
95 188
102 863
Living cost
23 467
23 467
23 467
23 467
Free-cash
91 746
100 119
71 721
79 396

Estimated living cost  is ₽23467 per week

₽16301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽50907
₽37004
₽55845
₽45113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
46 168
municipal
-
-
-
1 067
regional
-
-
-
2 132
national
-
-
-
45 096
total
-
-
-
94 463
Employee
84 089
-
179 500
-
regional
793
-
1 884
-
municipal
445
-
952
-
national
14 571
-
39 209
-
social contributions
28 355
-
60 527
-
total
44 164
-
102 572
-
Employer
84 089
-
179 500
-
total
-
-
-
-
Corporate
95 411
179 500
-
-
municipal
3 720
7 001
-
-
nationa
22 898
43 080
-
-
total
26 618
50 081
-
-
Dividends
68 793
129 420
-
-
withholding
17 887
33 650
-
-
total
17 887
33 650
-
-
Income
179 500
179 500
179 500
179 500
Total tax
88 669
83 731
102 572
94 463
After tax
90 831
95 769
76 928
85 037
Living cost
39 924
39 924
39 924
39 924
Free-cash
50 907
55 845
37 004
45 113

Estimated living cost  is ₽39924 per week

₽27830
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽89084
₽58109
₽92026
₽63894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
8 965
income
-
-
-
51 993
surtax
-
-
-
8 299
pensions
-
-
-
25 256
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
94 728
Employee
31 289
-
152 919
-
unemployment
2 178
-
8 789
-
pensions
2 086
-
8 423
-
health
799
-
3 219
-
income
5 245
-
46 333
-
other
-
-
-
-
surtax
102
-
7 168
-
total
10 410
-
73 932
-
Employer
31 289
-
152 919
-
pensions
4 171
-
16 833
-
other
-
-
-
-
health
1 424
-
5 746
-
unemployment
991
-
4 002
-
total
6 586
-
26 581
-
Corporate
141 625
179 500
-
-
income
36 822
46 671
-
-
total
36 822
46 671
-
-
Dividends
104 803
132 829
-
-
withholding
15 720
19 925
-
-
total
15 720
19 925
-
-
Income
179 500
179 500
179 500
179 500
Total tax
69 538
66 596
100 513
94 728
After tax
109 962
112 904
78 987
84 772
Living cost
20 878
20 878
20 878
20 878
Free-cash
89 084
92 026
58 109
63 894

Estimated living cost  is ₽20878 per week

₽12766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽79547
₽59348
₽73432
₽75504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
income
-
-
-
53 048
pensions
-
-
-
8 656
total
-
-
-
61 704
Employee
58 698
-
156 652
-
pensions
4 982
-
10 527
-
health
852
-
2 208
-
income
10 572
-
42 277
-
total
16 406
-
55 012
-
Employer
58 698
-
156 652
-
pensions
6 354
-
19 872
-
health
1 115
-
2 976
-
total
7 469
-
22 848
-
Corporate
113 333
179 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 533
34 104
-
-
total
21 533
34 104
-
-
Dividends
91 800
145 396
-
-
withholding
12 253
29 672
-
-
total
12 253
29 672
-
-
Income
179 500
179 500
179 500
179 500
Total tax
57 661
63 776
77 860
61 704
After tax
121 839
115 724
101 640
117 796
Living cost
42 292
42 292
42 292
42 292
Free-cash
79 547
73 432
59 348
75 504

Estimated living cost  is ₽42292 per week

₽31685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽39131
₽61516
₽7015
₽69631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
403
pensions
-
-
-
16 513
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 590
regional
-
-
-
9 096
city
-
-
-
1 891
national
-
-
-
3 310
total
-
-
-
34 803
Employee
87 847
-
160 662
-
unemployment
-
-
-
-
pensions
7 380
-
13 496
-
regional
2 877
-
7 839
-
national
416
-
2 425
-
health
199
-
361
-
city
943
-
1 726
-
total
11 815
-
25 847
-
Employer
87 847
-
160 662
-
pensions
7 380
-
13 496
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 756
-
3 214
-
health
199
-
361
-
unemployment
-
-
-
-
total
9 335
-
17 071
-
Corporate
81 352
179 500
-
-
regional
17 205
37 964
-
-
national
6 916
15 258
-
-
total
24 121
53 222
-
-
Dividends
57 231
126 278
-
-
withholding
20 032
44 197
-
-
total
20 032
44 197
-
-
Income
179 500
179 500
179 500
179 500
Total tax
65 303
97 419
42 918
34 803
After tax
114 197
82 081
136 582
144 697
Living cost
75 066
75 066
75 066
75 066
Free-cash
39 131
7 015
61 516
69 631

Estimated living cost  is ₽75066 per week

₽48815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽922
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18593
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽60665
₽69653
₽45321
₽46414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
179 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 464
trade
-
-
-
23 239
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 130
total
-
-
-
89 742
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 862
-
179 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 464
-
6 464
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 686
-
56 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

368
-
3 130
-
total
13 518
-
66 503
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 638
179 500
-
-
income
18 395
26 925
-
-
chamber of commerce
316
397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 011
1 481
-
-
trade
21 033
30 784
-
-
total
40 755
59 587
-
-
Dividends
81 883
119 912
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 106
1 629
-
-
withholding
20 112
29 619
-
-
total
21 218
31 248
-
-
Income
179 500
179 500
179 500
179 500
Total tax
75 491
90 835
66 503
89 742
After tax
104 009
88 665
112 997
89 758
Living cost
43 344
43 344
43 344
43 344
Free-cash
60 665
45 321
69 653
46 414

Estimated living cost  is ₽43344 per week

₽31657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽63685
₽64810
₽58099
₽68574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
5 114
health
-
-
-
7 992
income
-
-
-
29 101
surtax
-
-
-
-
pensions
-
-
-
30 784
other
-
-
-
5 564
total
-
-
-
78 555
Employee
40 494
-
138 376
-
pensions
4 579
-
9 848
-
social contributions
1 155
-
3 943
-
income
2 390
-
27 403
-
surtax
-
-
-
-
total
8 124
-
41 194
-
Employer
40 494
-
138 376
-
pensions
6 652
-
16 539
-
other
1 397
-
5 495
-
health
2 835
-
13 072
-
unemployment
1 639
-
5 604
-
social contributions
122
-
415
-
total
12 645
-
41 125
-
Corporate
126 360
179 500
-
-
income
35 381
50 260
-
-
surtax
-
-
-
-
total
35 381
50 260
-
-
Dividends
90 980
129 240
-
-
surtax
-
-
-
-
social contributions
15 648
22 228
-
-
withholding
11 646
16 542
-
-
total
27 294
38 770
-
-
Income
179 500
179 500
179 500
179 500
Total tax
83 444
89 030
82 319
78 555
After tax
96 056
90 470
97 181
100 945
Living cost
32 371
32 371
32 371
32 371
Free-cash
63 685
58 099
64 810
68 574

Estimated living cost  is ₽32371 per week

₽20411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽66558
₽68017
₽61306
₽71781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
5 114
health
-
-
-
7 992
income
-
-
-
29 101
surtax
-
-
-
-
pensions
-
-
-
30 784
other
-
-
-
5 564
total
-
-
-
78 555
Employee
36 147
-
138 376
-
pensions
4 088
-
9 848
-
social contributions
1 031
-
3 943
-
income
1 864
-
27 403
-
surtax
-
-
-
-
total
6 983
-
41 194
-
Employer
36 147
-
138 376
-
pensions
5 940
-
16 539
-
other
1 248
-
5 495
-
health
2 530
-
13 072
-
unemployment
1 463
-
5 604
-
social contributions
108
-
415
-
total
11 289
-
41 125
-
Corporate
132 065
179 500
-
-
income
36 979
50 260
-
-
surtax
-
-
-
-
total
36 979
50 260
-
-
Dividends
95 086
129 240
-
-
surtax
-
-
-
-
social contributions
16 355
22 228
-
-
withholding
12 172
16 542
-
-
total
28 527
38 770
-
-
Income
179 500
179 500
179 500
179 500
Total tax
83 778
89 030
82 319
78 555
After tax
95 722
90 470
97 181
100 945
Living cost
29 164
29 164
29 164
29 164
Free-cash
66 558
61 306
68 017
71 781

Estimated living cost  is ₽29164 per week

₽16914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽89939
₽91134
₽89448
₽95212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
24 771
health
-
-
-
12 529
income
-
-
-
26 925
total
-
-
-
64 225
Employee
32 080
-
179 500
-
health
2 239
-
12 529
-
social contributions
4 428
-
24 771
-
income
5 351
-
31 003
-
total
12 018
-
68 303
-
Employer
32 080
-
179 500
-
total
-
-
-
-
Corporate
147 420
179 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 371
8 976
-
-
total
7 371
8 976
-
-
Dividends
140 049
170 524
-
-
health
9 775
11 902
-
-
social contributions
19 327
23 532
-
-
withholding
21 007
25 579
-
-
total
50 109
61 013
-
-
Income
179 500
179 500
179 500
179 500
Total tax
69 498
69 989
68 303
64 225
After tax
110 002
109 511
111 197
115 275
Living cost
20 063
20 063
20 063
20 063
Free-cash
89 939
89 448
91 134
95 212

Estimated living cost  is ₽20063 per week

₽13427
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1237
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽64393
₽14073
₽65855
₽58824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
8 455
surtax
-
-
-
187
income
-
-
-
51 725
chamber of commerce
-
-
-
718
pensions
-
-
-
20 449
unemployment
-
-
-
5 803
total
-
-
-
87 337
Employee
47 285
37 706
144 987
-
unemployment
1 418
1 131
3 316
-
pensions
4 842
3 860
11 319
-
health
1 830
1 460
4 277
-
income
5 383
2 781
42 209
-
other
472
377
1 106
-
total
13 945
9 609
62 227
-
Employer
47 285
37 706
144 987
-
chamber of commerce
189
151
580
-
pensions
5 934
4 733
13 872
-
other
2 246
1 790
6 593
-
health
1 787
1 426
4 178
-
unemployment
1 418
1 131
3 316
-
accident
614
490
1 436
-
surtax
187
187
187
-
payroll
1 418
1 131
4 349
-
total
13 793
11 039
34 511
-
Corporate
118 422
130 755
141 397
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 606
32 689
35 350
-
total
29 606
32 689
35 350
-
Dividends
88 816
98 066
-
-
withholding
24 424
26 969
-
-
total
24 424
26 969
-
-
Income
179 500
179 500
179 500
179 500
Total tax
81 768
80 306
132 088
87 337
After tax
97 732
99 194
47 412
92 163
Living cost
33 339
33 339
33 339
33 339
Free-cash
64 393
65 855
14 073
58 824

Estimated living cost  is ₽33339 per week

₽22236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽51673
₽27983
₽65866
₽43405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
23 589
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 355
national
-
-
-
68 653
total
-
-
-
101 597
Employee

The minimum management director salary is set at €45,000 per year.

67 679
-
139 029
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

589
-
1 210
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 076
-
10 427
-
national
20 807
-
51 127
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 180
-
6 534
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 530
-
7 252
-
total
33 182
-
76 550
-
Employer

The minimum management director salary is set at €45,000 per year.

67 679
-
139 029
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 997
-
12 317
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 162
-
8 550
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

988
-
2 031
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

880
-
1 806
-
surtax
7 674
-
15 765
-
total
19 701
-
40 469
-
Corporate
92 120
179 500
-
-
income
18 424
35 899
-
-
surtax
368
718
-
-
total
18 792
36 617
-
-
Dividends
73 329
142 882
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

21 654
42 519
-
-
total
21 654
42 519
-
-
Income
179 500
179 500
179 500
179 500
Total tax
93 329
79 136
117 019
101 597
After tax
86 171
100 364
62 481
77 903
Living cost
34 498
34 498
34 498
34 498
Free-cash
51 673
65 866
27 983
43 405

Estimated living cost  is ₽34498 per week

₽22221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽78841
₽62452
₽85325
₽66421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
790
income
-
-
-
52 599
pensions
-
-
-
24 818
other
-
-
-
88
unemployment
-
-
-
614
total
-
-
-
78 909
Employee
47 097
-
151 542
-
unemployment
731
-
1 359
-
pensions
2 214
-
4 122
-
income
9 937
-
49 351
-
other
47
-
88
-
total
12 929
-
54 920
-
Employer
47 097
-
151 542
-
pensions
11 114
-
20 697
-
other
375
-
702
-
unemployment
2 591
-
4 823
-
accident
932
-
1 736
-
total
15 012
-
27 958
-
Corporate
117 390
179 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 609
26 925
-
-
total
17 609
26 925
-
-
Dividends
99 782
152 575
-
-
withholding
20 939
33 080
-
-
total
20 939
33 080
-
-
Income
179 500
179 500
179 500
179 500
Total tax
66 489
60 005
82 878
78 909
After tax
113 011
119 495
96 622
100 591
Living cost
34 170
34 170
34 170
34 170
Free-cash
78 841
85 325
62 452
66 421

Estimated living cost  is ₽34170 per week

₽25162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽40143
₽43047
₽52658
₽35889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
1 514
health
-
-
-
12 612
income
-
-
-
30 918
surtax
-
-
-
8 899
pensions
-
-
-
26 906
communal
-
-
-
11 344
total
-
-
-
92 193
Employee
71 652
-
160 340
-
pensions
5 731
-
12 827
-
health
3 189
-
7 134
-
income
6 921
-
36 087
-
surtax
4 392
-
9 827
-
total
20 233
-
65 875
-
Employer
71 652
-
160 340
-
pensions
5 731
-
12 827
-
health
2 185
-
4 889
-
accident
645
-
1 444
-
total
8 561
-
19 160
-
Corporate
99 287
179 500
-
-
income
14 894
26 925
-
-
communal
6 703
12 116
-
-
surtax
1 043
1 885
-
-
total
22 640
40 926
-
-
Dividends
76 648
138 573
-
-
income
25 008
13 711
-
-
withholding
11 497
20 787
-
-
total
36 505
34 498
-
-
Income
179 500
179 500
179 500
179 500
Total tax
87 939
75 424
85 035
92 193
After tax
91 561
104 076
94 465
87 307
Living cost
51 418
51 418
51 418
51 418
Free-cash
40 143
52 658
43 047
35 889

Estimated living cost  is ₽51418 per week

₽38571
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3115
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽88646
₽57735
₽91652
₽63520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
8 965
income
-
-
-
51 993
surtax
-
-
-
8 299
pensions
-
-
-
25 256
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
94 728
Employee
31 863
-
152 919
-
unemployment
2 217
-
8 789
-
pensions
2 126
-
8 423
-
health
813
-
3 219
-
income
5 342
-
46 333
-
other
-
-
-
-
surtax
113
-
7 168
-
total
10 611
-
73 932
-
Employer
31 863
-
152 919
-
pensions
4 248
-
16 833
-
other
-
-
-
-
health
1 449
-
5 746
-
unemployment
1 011
-
4 002
-
total
6 708
-
26 581
-
Corporate
140 929
179 500
-
-
income
36 641
46 671
-
-
total
36 641
46 671
-
-
Dividends
104 288
132 829
-
-
withholding
15 642
19 925
-
-
total
15 642
19 925
-
-
Income
179 500
179 500
179 500
179 500
Total tax
69 602
66 596
100 513
94 728
After tax
109 898
112 904
78 987
84 772
Living cost
21 252
21 252
21 252
21 252
Free-cash
88 646
91 652
57 735
63 520

Estimated living cost  is ₽21252 per week

₽12831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽66761
₽50909
₽68862
₽58975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
46 168
municipal
-
-
-
1 067
regional
-
-
-
2 707
national
-
-
-
45 096
total
-
-
-
95 038
Employee
52 485
-
179 500
-
regional
707
-
2 416
-
municipal
278
-
952
-
national
8 315
-
39 209
-
social contributions
17 698
-
60 527
-
total
26 998
-
103 104
-
Employer
52 485
-
179 500
-
total
-
-
-
-
Corporate
127 015
179 500
-
-
municipal
6 313
8 922
-
-
nationa
30 484
43 080
-
-
total
36 797
52 002
-
-
Dividends
90 218
127 498
-
-
withholding
23 457
33 149
-
-
total
23 457
33 149
-
-
Income
179 500
179 500
179 500
179 500
Total tax
87 252
85 151
103 104
95 038
After tax
92 248
94 349
76 396
84 462
Living cost
25 487
25 487
25 487
25 487
Free-cash
66 761
68 862
50 909
58 975

Estimated living cost  is ₽25487 per week

₽15851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽84352
₽66270
₽94668
₽73945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
33 769
health
-
-
-
24 233
income
-
-
-
18 225
solidarity contribution
-
-
-
410
total
-
-
-
76 637
Employee
42 527
-
138 154
-
solidarity contribution
-
-
-
-
health
5 741
-
18 651
-
social contributions
2 764
-
7 517
-
income
5 103
-
16 798
-
total
13 608
-
42 966
-
Employer
42 527
-
138 154
-
health
3 827
-
12 434
-
social contributions
10 632
-
28 912
-
total
14 459
-
41 346
-
Corporate
122 514
179 500
-
-
income
23 278
34 105
-
-
total
23 278
34 105
-
-
Dividends
99 237
145 395
-
-
withholding
14 885
21 809
-
-
total
14 885
21 809
-
-
Income
179 500
179 500
179 500
179 500
Total tax
66 230
55 914
84 312
76 637
After tax
113 270
123 586
95 188
102 863
Living cost
28 918
28 918
28 918
28 918
Free-cash
84 352
94 668
66 270
73 945

Estimated living cost  is ₽28918 per week

₽21505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽68640
₽17274
₽69111
₽62164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
8 455
surtax
-
-
-
-
income
-
-
-
51 725
chamber of commerce
-
-
-
718
pensions
-
-
-
20 449
unemployment
-
-
-
5 803
total
-
-
-
87 150
Employee
41 359
37 706
145 163
-
unemployment
1 241
1 131
3 316
-
pensions
4 236
3 860
11 319
-
health
1 600
1 460
4 277
-
income
3 684
2 781
42 293
-
other
413
377
1 106
-
total
11 174
9 609
62 311
-
Employer
41 359
37 706
145 163
-
chamber of commerce
165
151
580
-
pensions
5 191
4 733
13 872
-
other
1 964
1 790
6 600
-
health
1 564
1 426
4 178
-
unemployment
1 241
1 131
3 316
-
accident
537
490
1 436
-
surtax
-
-
-
-
payroll
1 241
1 131
4 354
-
total
11 903
10 852
34 336
-
Corporate
126 238
130 942
141 572
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

31 560
32 736
35 393
-
total
31 560
32 736
35 393
-
Dividends
94 679
98 206
-
-
withholding
26 037
27 006
-
-
total
26 037
27 006
-
-
Income
179 500
179 500
179 500
179 500
Total tax
80 674
80 203
132 040
87 150
After tax
98 826
99 297
47 460
92 350
Living cost
30 186
30 186
30 186
30 186
Free-cash
68 640
69 111
17 274
62 164

Estimated living cost  is ₽30186 per week

₽18108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽156052
₽131412
₽158337
₽165517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
179 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 795
total
-
-
-
1 795
Employee
15 235
-
179 500
-
income
3 047
-
35 900
-
total
3 047
-
35 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

164 265
179 500
-
-
total
-
-
-
-
Dividends
164 265
179 500
-
-
withholding
8 213
8 975
-
-
total
8 213
8 975
-
-
Income
179 500
179 500
179 500
179 500
Total tax
11 260
8 975
35 900
1 795
After tax
168 240
170 525
143 600
177 705
Living cost
12 188
12 188
12 188
12 188
Free-cash
156 052
158 337
131 412
165 517

Estimated living cost  is ₽12188 per week

₽8248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽90294
₽56883
₽98208
₽61479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
179 500
health
-
-
-
17 662
income
-
-
-
41 931
pensions
-
-
-
32 781
unemployment
-
-
-
269
total
-
-
-
92 643
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 839
-
155 316
-
unemployment
59
-
217
-
pensions
6 485
-
24 074
-
health
2 702
-
10 035
-
income
7 215
-
38 729
-
total
16 461
-
73 055
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 839
-
155 316
-
pensions
3 702
-
13 745
-
health
2 787
-
10 346
-
unemployment
25
-
93
-
total
6 514
-
24 184
-
Corporate
131 147
179 500
-
-
income
24 918
34 106
-
-
total
24 918
34 106
-
-
Dividends
106 228
145 394
-
-
withholding
15 935
21 808
-
-
total
15 935
21 808
-
-
Income
179 500
179 500
179 500
179 500
Total tax
63 828
55 914
97 239
92 643
After tax
115 672
123 586
82 261
86 857
Living cost
25 378
25 378
25 378
25 378
Free-cash
90 294
98 208
56 883
61 479

Estimated living cost  is ₽25378 per week

₽17416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1627
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽23271
₽126161
₽68332
₽83173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
20 463
income
-
-
-
34 988
total
-
-
-
55 451
Employee
58 610
-
-
-
social contributions
4 806
-
685
-
income
12 928
-
-
-
total
17 734
-
685
-
Employer
58 610
-
-
-
social contributions
82 641
-
11 778
-
total
82 641
-
11 778
-
Corporate
38 249
179 500
-
-
income
8 415
39 490
-
-
total
8 415
39 490
-
-
Dividends
29 834
140 010
-
-
income
6 563
30 802
-
-
total
6 563
30 802
-
-
Income
179 500
179 500
179 500
179 500
Total tax
115 353
70 292
12 463
55 451
After tax
64 147
109 208
167 037
124 049
Living cost
40 876
40 876
40 876
40 876
Free-cash
23 271
68 332
126 161
83 173

Estimated living cost  is ₽40876 per week

₽26522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽71469
₽52021
₽72421
₽65630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
179 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 376
income
-
-
-
21 816
surtax
-
-
-
-
total
-
-
-
84 192
Employee
43 516
-
145 050
-
social contributions
4 787
-
15 955
-
income
9 051
-
47 397
-
surtax
-
-
-
-
total
13 838
-
63 352
-
Employer
43 516
-
145 050
-
social contributions
10 335
-
34 449
-
total
10 335
-
34 449
-
Corporate
125 649
179 500
-
-
income
26 387
37 695
-
-
surtax
-
-
-
-
total
26 387
37 695
-
-
Dividends
99 262
141 805
-
-
withholding
27 793
39 706
-
-
total
27 793
39 706
-
-
Income
179 500
179 500
179 500
179 500
Total tax
78 353
77 401
97 801
84 192
After tax
101 147
102 099
81 699
95 308
Living cost
29 678
29 678
29 678
29 678
Free-cash
71 469
72 421
52 021
65 630

Estimated living cost  is ₽29678 per week

₽22205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽51270
₽51483
₽44772
₽55247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
5 114
health
-
-
-
7 992
income
-
-
-
29 101
surtax
-
-
-
-
pensions
-
-
-
30 784
other
-
-
-
5 564
total
-
-
-
78 555
Employee
59 260
-
138 376
-
pensions
6 703
-
9 848
-
social contributions
1 688
-
3 943
-
income
5 171
-
27 403
-
surtax
-
-
-
-
total
13 562
-
41 194
-
Employer
59 260
-
138 376
-
pensions
9 737
-
16 539
-
other
2 045
-
5 495
-
health
4 148
-
13 072
-
unemployment
2 401
-
5 604
-
social contributions
178
-
415
-
total
18 509
-
41 125
-
Corporate
101 732
179 500
-
-
income
28 486
50 260
-
-
surtax
-
-
-
-
total
28 486
50 260
-
-
Dividends
73 246
129 240
-
-
surtax
-
-
-
-
social contributions
12 599
22 228
-
-
withholding
9 376
16 542
-
-
total
21 975
38 770
-
-
Income
179 500
179 500
179 500
179 500
Total tax
82 532
89 030
82 319
78 555
After tax
96 968
90 470
97 181
100 945
Living cost
45 698
45 698
45 698
45 698
Free-cash
51 270
44 772
51 483
55 247

Estimated living cost  is ₽45698 per week

₽30928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10405
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽129931
₽108083
₽133109
₽103313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
39 490
income
-
-
-
8 256
total
-
-
-
47 746
Employee
30 418
-
155 411
-
social contributions
1 977
-
10 102
-
income
-
-
8 785
-
total
1 977
-
18 887
-
Employer
30 418
-
155 411
-
social contributions
4 715
-
24 089
-
total
4 715
-
24 089
-
Corporate
144 367
179 500
-
-
income
14 436
17 950
-
-
total
14 436
17 950
-
-
Dividends
129 931
161 550
-
-
total
-
-
-
-
Income
179 500
179 500
179 500
179 500
Total tax
21 128
17 950
42 976
47 746
After tax
158 372
161 550
136 524
131 754
Living cost
28 441
28 441
28 441
28 441
Free-cash
129 931
133 109
108 083
103 313

Estimated living cost  is ₽28441 per week

₽18390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2144
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽26520
-₽26520
-₽26520
₽59579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
municipal
-
-
-
37 775
pensions
-
-
-
820
labour market
-
-
-
14 294
national
-
-
-
21 493
total
-
-
-
74 382
Employee
192 210
192 210
192 210
-
pensions
273
273
273
-
municipal
40 930
40 930
40 930
-
national
23 482
23 482
23 482
-
labour market
15 355
15 355
15 355
-
total
80 040
80 040
80 040
-
Employer
192 210
192 210
192 210
-
municipal
40 995
40 995
40 995
-
pensions
546
546
546
-
national
23 523
23 523
23 523
-
labour market
15 377
15 377
15 377
-
total
80 441
80 441
80 441
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
179 500
179 500
179 500
179 500
Total tax
160 481
160 481
160 481
74 382
After tax
19 019
19 019
19 019
105 118
Living cost
45 539
45 539
45 539
45 539
Free-cash
-26 520
-26 520
-26 520
59 579

Estimated living cost  is ₽45539 per week

₽31168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽700
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽11359
₽77157
-₽6192
₽101936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
50 171
pensions
-
-
-
3 980
other
-
-
-
354
total
-
-
-
56 833
Employee
32 612
-
162 277
-
pensions
3 672
-
7 297
-
health
3 734
-
18 581
-
income
4 474
-
38 511
-
total
11 880
-
64 389
-
Employer
32 612
-
162 277
-
pensions
5 303
-
10 537
-
unemployment
799
-
3 976
-
accident
545
-
2 710
-
total
6 647
-
17 223
-
Corporate
140 242
179 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

126 218
161 550
-
-
total
126 218
161 550
-
-
Dividends
14 024
17 950
-
-
withholding
2 665
3 411
-
-
total
2 665
3 411
-
-
Income
179 500
179 500
179 500
179 500
Total tax
147 410
164 961
81 612
56 833
After tax
32 090
14 539
97 888
122 667
Living cost
20 731
20 731
20 731
20 731
Free-cash
11 359
-6 192
77 157
101 936

Estimated living cost  is ₽20731 per week

₽15090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽78044
₽57022
₽75355
₽77585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
179 500
health
-
-
-
2 370
municipal
-
-
-
31 883
national
-
-
-
31 336
total
-
-
-
65 589
Employee
49 779
-
151 003
-
unemployment
747
-
2 266
-
pensions
3 359
-
10 193
-
municipal
8 153
-
24 591
-
national
822
-
18 678
-
health
372
-
1 930
-
total
13 453
-
57 658
-
Employer
49 779
-
151 003
-
pensions
8 636
-
26 198
-
health
382
-
1 163
-
unemployment
323
-
982
-
accident
50
-
151
-
total
9 391
-
28 494
-
Corporate
120 328
179 500
-
-
income
24 065
35 899
-
-
total
24 065
35 899
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

72 197
107 700
-
-
national
5 225
12 534
-
-
municipal
12 996
19 386
-
-
total
18 221
31 920
-
-
Income
179 500
179 500
179 500
179 500
Total tax
65 130
67 819
86 152
65 589
After tax
114 370
111 681
93 348
113 911
Living cost
36 326
36 326
36 326
36 326
Free-cash
78 044
75 355
57 022
77 585

Estimated living cost  is ₽36326 per week

₽23728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽103850
₽98596
₽108998
₽100139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
15 309
health
-
-
-
4 577
income
-
-
-
37 569
total
-
-
-
57 455
Employee
72 755
72 755
168 244
-
health
564
1 237
2 860
-
social contributions
2 751
6 038
8 144
-
income
7 922
6 735
36 738
-
total
11 237
14 010
47 742
-
Employer
72 755
72 755
168 244
-
health
612
1 347
3 112
-
social contributions
2 751
6 038
8 144
-
total
3 363
7 385
11 256
-
Corporate
142 995
99 360
-
-
income
17 874
12 420
-
-
total
17 874
12 420
-
-
Dividends
125 120
86 941
-
-
withholding
21 270
14 781
-
-
total
21 270
14 781
-
-
Income
179 500
179 500
179 500
179 500
Total tax
53 744
48 596
58 998
57 455
After tax
125 756
130 904
120 502
122 045
Living cost
21 906
21 906
21 906
21 906
Free-cash
103 850
108 998
98 596
100 139

Estimated living cost  is ₽21906 per week

₽13129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽128807
₽117662
₽133622
₽136640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
179 500
health
-
-
-
3 424
income
-
-
-
18 368
pensions
-
-
-
6 019
unemployment
-
-
-
27
total
-
-
-
27 838
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 718
-
170 253
-
unemployment
108
-
449
-
pensions
3 257
-
13 466
-
health
1 846
-
7 631
-
income
1 485
-
16 023
-
total
6 696
-
37 569
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 718
-
170 253
-
pensions
1 194
-
4 938
-
health
934
-
3 860
-
unemployment
108
-
449
-
total
2 236
-
9 247
-
Corporate
155 547
179 500
-
-
income
14 000
16 154
-
-
total
14 000
16 154
-
-
Dividends
141 547
163 346
-
-
withholding
12 739
14 702
-
-
total
12 739
14 702
-
-
Income
179 500
179 500
179 500
179 500
Total tax
35 671
30 856
46 816
27 838
After tax
143 829
148 644
132 684
151 662
Living cost
15 022
15 022
15 022
15 022
Free-cash
128 807
133 622
117 662
136 640

Estimated living cost  is ₽15022 per week

₽9584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽89296
₽70604
₽93477
₽74573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
790
income
-
-
-
52 599
pensions
-
-
-
24 818
other
-
-
-
88
unemployment
-
-
-
614
total
-
-
-
78 909
Employee
34 985
-
151 542
-
unemployment
542
-
1 359
-
pensions
1 645
-
4 122
-
income
6 745
-
49 351
-
other
34
-
88
-
total
8 966
-
54 920
-
Employer
34 985
-
151 542
-
pensions
8 256
-
20 697
-
other
280
-
702
-
unemployment
1 925
-
4 823
-
accident
693
-
1 736
-
total
11 154
-
27 958
-
Corporate
133 361
179 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 004
26 925
-
-
total
20 004
26 925
-
-
Dividends
113 357
152 575
-
-
withholding
24 062
33 080
-
-
total
24 062
33 080
-
-
Income
179 500
179 500
179 500
179 500
Total tax
64 186
60 005
82 878
78 909
After tax
115 314
119 495
96 622
100 591
Living cost
26 018
26 018
26 018
26 018
Free-cash
89 296
93 477
70 604
74 573

Estimated living cost  is ₽26018 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽109842
₽113590
₽110148
₽113722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
984
income
-
-
-
61 577
pensions
-
-
-
1 357
total
-
-
-
63 918
Employee
2 833
-
177 973
-
unemployment
28
-
68
-
pensions
255
-
611
-
health
142
-
339
-
income
548
-
61 505
-
total
973
-
62 523
-
Employer
2 833
-
177 973
-
pensions
312
-
746
-
health
269
-
645
-
unemployment
57
-
136
-
total
638
-
1 527
-
Corporate
176 029
179 500
-
-
income
38 726
39 490
-
-
total
38 726
39 490
-
-
Dividends
137 303
140 010
-
-
withholding
27 461
28 002
-
-
total
27 461
28 002
-
-
Income
179 500
179 500
179 500
179 500
Total tax
67 798
67 492
64 050
63 918
After tax
111 702
112 008
115 450
115 582
Living cost
1 860
1 860
1 860
1 860
Free-cash
109 842
110 148
113 590
113 722

Estimated living cost  is ₽1860 per week

₽1106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽108678
₽95796
₽113331
₽95794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
179 500
health
-
-
-
7 200
income
-
-
-
40 924
pensions
-
-
-
18 175
unemployment
-
-
-
1 049
total
-
-
-
67 348
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 666
-
166 987
-
unemployment
185
-
524
-
pensions
3 453
-
9 786
-
health
1 270
-
3 600
-
income
3 400
-
40 924
-
total
8 308
-
54 834
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 666
-
166 987
-
pensions
2 960
-
8 388
-
health
1 270
-
3 600
-
unemployment
185
-
524
-
total
4 415
-
12 512
-
Corporate
150 418
179 500
-
-
income
22 563
26 925
-
-
total
22 563
26 925
-
-
Dividends
127 856
152 575
-
-
withholding
19 178
22 886
-
-
total
19 178
22 886
-
-
Income
179 500
179 500
179 500
179 500
Total tax
54 464
49 811
67 346
67 348
After tax
125 036
129 689
112 154
112 152
Living cost
16 358
16 358
16 358
16 358
Free-cash
108 678
113 331
95 796
95 794

Estimated living cost  is ₽16358 per week

₽11014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽76251
₽56191
₽76591
₽69800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
179 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 376
income
-
-
-
21 816
surtax
-
-
-
-
total
-
-
-
84 192
Employee
36 722
-
145 050
-
social contributions
4 040
-
15 955
-
income
7 175
-
47 397
-
surtax
-
-
-
-
total
11 215
-
63 352
-
Employer
36 722
-
145 050
-
social contributions
8 721
-
34 449
-
total
8 721
-
34 449
-
Corporate
134 057
179 500
-
-
income
28 152
37 695
-
-
surtax
-
-
-
-
total
28 152
37 695
-
-
Dividends
105 905
141 805
-
-
withholding
29 653
39 706
-
-
total
29 653
39 706
-
-
Income
179 500
179 500
179 500
179 500
Total tax
77 741
77 401
97 801
84 192
After tax
101 759
102 099
81 699
95 308
Living cost
25 508
25 508
25 508
25 508
Free-cash
76 251
76 591
56 191
69 800

Estimated living cost  is ₽25508 per week

₽18066
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1772
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽80051
₽63370
₽86243
₽67339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
790
income
-
-
-
52 599
pensions
-
-
-
24 818
other
-
-
-
88
unemployment
-
-
-
614
total
-
-
-
78 909
Employee
45 695
-
151 542
-
unemployment
707
-
1 359
-
pensions
2 147
-
4 122
-
income
9 544
-
49 351
-
other
45
-
88
-
total
12 443
-
54 920
-
Employer
45 695
-
151 542
-
pensions
10 784
-
20 697
-
other
366
-
702
-
unemployment
2 514
-
4 823
-
accident
905
-
1 736
-
total
14 569
-
27 958
-
Corporate
119 236
179 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

17 885
26 925
-
-
total
17 885
26 925
-
-
Dividends
101 351
152 575
-
-
withholding
21 300
33 080
-
-
total
21 300
33 080
-
-
Income
179 500
179 500
179 500
179 500
Total tax
66 197
60 005
82 878
78 909
After tax
113 303
119 495
96 622
100 591
Living cost
33 252
33 252
33 252
33 252
Free-cash
80 051
86 243
63 370
67 339

Estimated living cost  is ₽33252 per week

₽23880
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽131431
₽134653
₽137196
₽127475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
health
-
-
-
3 801
income
-
-
-
26 925
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 891
unemployment
-
-
-
132
total
-
-
-
35 749
Employee
21 552
-
173 016
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 892
-
2 902
-
health
991
-
1 520
-
income
2 156
-
17 301
-
total
5 276
-
22 087
-
Employer
21 552
-
173 016
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 375
-
3 642
-
health
1 487
-
2 280
-
unemployment
129
-
198
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 228
-
6 484
-
Corporate
153 720
179 500
-
-
income
15 372
17 950
-
-
total
15 372
17 950
-
-
Dividends
138 347
161 550
-
-
withholding
6 917
8 078
-
-
total
6 917
8 078
-
-
Income
179 500
179 500
179 500
179 500
Total tax
31 793
26 028
28 571
35 749
After tax
147 707
153 472
150 929
143 751
Living cost
16 276
16 276
16 276
16 276
Free-cash
131 431
137 196
134 653
127 475

Estimated living cost  is ₽16276 per week

₽10765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽68208
₽76468
₽55828
₽57023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
179 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 464
trade
-
-
-
19 445
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
56 909
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 130
total
-
-
-
85 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 077
-
179 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 464
-
6 464
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 871
-
56 909
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
3 130
-
total
10 549
-
66 503
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
132 423
179 500
-
-
income
19 864
26 925
-
-
chamber of commerce
338
408
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 092
1 481
-
-
trade
19 002
25 758
-
-
total
40 296
54 572
-
-
Dividends
92 128
124 927
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 246
1 699
-
-
withholding
22 672
30 872
-
-
total
23 918
32 571
-
-
Income
179 500
179 500
179 500
179 500
Total tax
74 763
87 143
66 503
85 948
After tax
104 737
92 357
112 997
93 552
Living cost
36 529
36 529
36 529
36 529
Free-cash
68 208
55 828
76 468
57 023

Estimated living cost  is ₽36529 per week

₽25198
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽73842
₽39196
₽71754
₽39196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
30 245
income
-
-
-
56 162
total
-
-
-
86 407
Employee
74 011
-
179 500
-
social contributions
6 149
-
30 245
-
income
13 965
-
56 162
-
total
20 114
-
86 407
-
Employer
74 011
-
179 500
-
total
-
-
-
-
Corporate
105 489
179 500
-
-
income
13 186
22 437
-
-
total
13 186
22 437
-
-
Dividends
92 303
157 063
-
-
withholding
18 461
31 412
-
-
total
18 461
31 412
-
-
Income
179 500
179 500
179 500
179 500
Total tax
51 761
53 849
86 407
86 407
After tax
127 739
125 651
93 093
93 093
Living cost
53 897
53 897
53 897
53 897
Free-cash
73 842
71 754
39 196
39 196

Estimated living cost  is ₽53897 per week

₽41004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽80635
₽92499
₽77330
₽112339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
179 500
income
-
-
-
26 933
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 882
total
-
-
-
32 815
Employee
43 404
-
175 148
-
social contributions
4 349
-
4 352
-
income
4 710
-
43 951
-
total
9 059
-
48 303
-
Employer
43 404
-
175 148
-
social contributions
4 349
-
4 352
-
total
4 349
-
4 352
-
Corporate
131 747
179 500
-
-
income
46 112
62 825
-
-
total
46 112
62 825
-
-
Dividends
85 635
116 675
-
-
social contributions
4 999
4 999
-
-
total
4 999
4 999
-
-
Income
179 500
179 500
179 500
179 500
Total tax
64 519
67 824
52 655
32 815
After tax
114 981
111 676
126 845
146 685
Living cost
34 346
34 346
34 346
34 346
Free-cash
80 635
77 330
92 499
112 339

Estimated living cost  is ₽34346 per week

₽22623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽86823
₽67258
₽81342
₽83414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
income
-
-
-
53 048
pensions
-
-
-
8 656
total
-
-
-
61 704
Employee
47 194
-
156 652
-
pensions
3 602
-
10 527
-
health
616
-
2 208
-
income
8 594
-
42 277
-
total
12 812
-
55 012
-
Employer
47 194
-
156 652
-
pensions
4 768
-
19 872
-
health
897
-
2 976
-
total
5 665
-
22 848
-
Corporate
126 641
179 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 063
34 104
-
-
total
24 063
34 104
-
-
Dividends
102 578
145 396
-
-
withholding
15 755
29 672
-
-
total
15 755
29 672
-
-
Income
179 500
179 500
179 500
179 500
Total tax
58 295
63 776
77 860
61 704
After tax
121 205
115 724
101 640
117 796
Living cost
34 382
34 382
34 382
34 382
Free-cash
86 823
81 342
67 258
83 414

Estimated living cost  is ₽34382 per week

₽23586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽11045
₽75104
-₽8245
₽99883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
50 171
pensions
-
-
-
3 980
other
-
-
-
354
total
-
-
-
56 833
Employee
35 840
-
162 277
-
pensions
4 036
-
7 297
-
health
4 103
-
18 581
-
income
4 917
-
38 511
-
total
13 056
-
64 389
-
Employer
35 840
-
162 277
-
pensions
5 827
-
10 537
-
unemployment
878
-
3 976
-
accident
598
-
2 710
-
total
7 303
-
17 223
-
Corporate
136 357
179 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

122 721
161 550
-
-
total
122 721
161 550
-
-
Dividends
13 636
17 950
-
-
withholding
2 591
3 411
-
-
total
2 591
3 411
-
-
Income
179 500
179 500
179 500
179 500
Total tax
145 671
164 961
81 612
56 833
After tax
33 829
14 539
97 888
122 667
Living cost
22 784
22 784
22 784
22 784
Free-cash
11 045
-8 245
75 104
99 883

Estimated living cost  is ₽22784 per week

₽16721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽133826
₽116096
₽124525
₽95274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
179 500
income
-
-
-
29 787
health insurance
-
-
-
11 207
pensions
-
-
-
27 866
unemployment
-
-
-
1 817
work injury
-
-
-
757
total
-
-
-
71 434
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 467
-
179 500
-
unemployment
246
-
909
-
pensions
3 766
-
13 933
-
work injury
102
-
379
-
income
2 047
-
29 787
-
health insurance
1 515
-
5 604
-
total
7 676
-
50 612
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 033
179 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 590
17 950
-
-
total
1 590
17 950
-
-
Dividends
157 443
161 550
-
-
withholding
23 616
24 233
-
-
total
23 616
24 233
-
-
Income
179 500
179 500
179 500
179 500
Total tax
32 882
42 183
50 612
71 434
After tax
146 618
137 317
128 888
108 066
Living cost
12 792
12 792
12 792
12 792
Free-cash
133 826
124 525
116 096
95 274

Estimated living cost  is ₽12792 per week

₽7925
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3538
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽52551
₽37339
₽56855
₽45219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
179 500
social contributions
-
-
-
46 168
municipal
-
-
-
1 199
regional
-
-
-
4 125
national
-
-
-
45 096
total
-
-
-
96 588
Employee
79 729
-
179 500
-
regional
1 204
-
3 662
-
municipal
476
-
1 070
-
national
13 474
-
39 209
-
social contributions
26 884
-
60 527
-
total
42 038
-
104 468
-
Employer
79 729
-
179 500
-
total
-
-
-
-
Corporate
99 771
179 500
-
-
municipal
4 808
8 653
-
-
nationa
23 945
43 080
-
-
total
28 753
51 733
-
-
Dividends
71 018
127 768
-
-
withholding
18 465
33 219
-
-
total
18 465
33 219
-
-
Income
179 500
179 500
179 500
179 500
Total tax
89 256
84 952
104 468
96 588
After tax
90 244
94 548
75 032
82 912
Living cost
37 693
37 693
37 693
37 693
Free-cash
52 551
56 855
37 339
45 219

Estimated living cost  is ₽37693 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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