Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 178500
per

Your estimated
City
free-cash

Valencia , Spain
₽93313
₽74713
₽78026
₽96799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
unemployment
-
-
-
512
income
-
-
-
56 818
other
-
-
-
73
accident
-
-
-
659
pensions
-
-
-
20 705
total
-
-
-
78 767
Employee
29 188
-
155 175
-
unemployment
452
-
1 134
-
pensions
1 372
-
3 439
-
income
5 627
-
54 108
-
other
28
-
73
-
total
7 479
-
58 754
-
Employer
29 188
-
155 175
-
pensions
6 888
-
17 267
-
accident
578
-
1 449
-
unemployment
1 606
-
4 024
-
other
234
-
586
-
total
9 306
-
23 326
-
Corporate
140 007
178 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 002
26 775
-
-
total
21 002
26 775
-
-
Dividends
119 005
151 725
-
-
withholding
25 693
33 219
-
-
total
25 693
33 219
-
-
Income
178 500
178 500
178 500
178 500
Total tax
63 480
59 994
82 080
78 767
After tax
115 020
118 506
96 420
99 733
Living cost
21 707
21 707
21 707
21 707
Free-cash
93 313
96 799
74 713
78 026

Estimated living cost  is ₽21707 per week

₽14652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽104780
₽84863
₽86338
₽110109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 809
income
-
-
-
31 336
other
-
-
-
5 701
health
-
-
-
5 282
total
-
-
-
71 128
Employee
28 661
-
148 027
-
health
401
-
1 681
-
unemployment
286
-
1 200
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 006
-
8 402
-
income
4 934
-
30 846
-
total
7 627
-
42 129
-
Employer
28 661
-
148 027
-
health
401
-
1 681
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 873
-
20 407
-
accident
229
-
1 185
-
unemployment
286
-
1 200
-
other
1 434
-
6 001
-
total
7 223
-
30 474
-
Corporate
142 615
178 500
-
-
income
29 949
37 485
-
-
total
29 949
37 485
-
-
Dividends
112 666
141 015
-
-
withholding
7 887
9 872
-
-
total
7 887
9 872
-
-
Income
178 500
178 500
178 500
178 500
Total tax
52 686
47 357
72 603
71 128
After tax
125 814
131 143
105 897
107 372
Living cost
21 034
21 034
21 034
21 034
Free-cash
104 780
110 109
84 863
86 338

Estimated living cost  is ₽21034 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽138577
₽141406
₽133984
₽142250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 088
unemployment
-
-
-
110
income
-
-
-
26 775
health
-
-
-
3 176
total
-
-
-
34 149
Employee
13 728
-
173 081
-
health
631
-
1 270
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 205
-
2 425
-
income
1 373
-
17 308
-
total
3 360
-
21 307
-
Employer
13 728
-
173 081
-
health
948
-
1 906
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 513
-
3 044
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
unemployment
82
-
166
-
total
2 694
-
5 420
-
Corporate
162 079
178 500
-
-
income
16 208
17 850
-
-
total
16 208
17 850
-
-
Dividends
145 871
160 650
-
-
withholding
7 294
8 033
-
-
total
7 294
8 033
-
-
Income
178 500
178 500
178 500
178 500
Total tax
29 556
25 883
26 727
34 149
After tax
148 944
152 617
151 773
144 351
Living cost
10 367
10 367
10 367
10 367
Free-cash
138 577
142 250
141 406
133 984

Estimated living cost  is ₽10367 per week

₽6053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽67622
₽65305
₽70591
₽62956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
33 434
other
-
-
-
5 534
health
-
-
-
8 780
social contributions
-
-
-
5 086
pensions
-
-
-
28 068
surtax
-
-
-
-
total
-
-
-
80 902
Employee
33 784
-
136 113
-
pensions
3 820
-
10 308
-
income
1 994
-
29 616
-
social contributions
963
-
3 878
-
surtax
-
-
-
-
total
6 777
-
43 802
-
Employer
33 784
-
136 113
-
health
2 365
-
13 592
-
social contributions
102
-
409
-
pensions
5 550
-
17 203
-
unemployment
1 368
-
5 513
-
other
1 165
-
5 669
-
total
10 550
-
42 386
-
Corporate
134 166
178 500
-
-
income
37 566
49 980
-
-
surtax
-
-
-
-
total
37 566
49 980
-
-
Dividends
96 599
128 520
-
-
social contributions
16 614
22 106
-
-
surtax
-
-
-
-
withholding
12 364
16 451
-
-
total
28 978
38 557
-
-
Income
178 500
178 500
178 500
178 500
Total tax
83 871
88 537
86 188
80 902
After tax
94 629
89 963
92 312
97 598
Living cost
27 007
27 007
27 007
27 007
Free-cash
67 622
62 956
65 305
70 591

Estimated living cost  is ₽27007 per week

₽17029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽51056
₽81089
₽62733
₽55892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions
-
-
-
9 249
income
-
-
-
63 716
health
-
-
-
9 734
total
-
-
-
82 699
Employee
67 409
67 409
163 830
-
health
10 347
8 801
9 734
-
pensions
12 134
9 249
9 249
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 034
11 034
30 690
-
total
33 515
29 084
49 673
-
Employer
67 409
67 409
163 830
-
health
4 686
4 686
5 823
-
pensions
4 692
4 692
5 832
-
unemployment
2 427
2 427
3 015
-
total
11 805
11 805
14 670
-
Corporate
100 114
99 287
-
-
income
20 022
19 857
-
-
total
20 022
19 857
-
-
Dividends
80 092
79 430
-
-
income
17 020
16 879
-
-
withholding
12 014
11 915
-
-
total
29 034
28 794
-
-
Income
178 500
178 500
178 500
178 500
Total tax
94 376
89 540
64 343
82 699
After tax
84 124
88 960
114 157
95 801
Living cost
33 068
33 068
33 068
33 068
Free-cash
51 056
55 892
81 089
62 733

Estimated living cost  is ₽33068 per week

₽23434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽74787
₽86372
₽64039
₽66054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
178 500
trade
-
-
-
22 333
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 275
total
-
-
-
90 552
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 192
-
178 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

843
-
59 551
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 275
-
total
6 282
-
68 219
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
148 308
178 500
-
-
income
22 247
26 775
-
-
trade
23 358
28 114
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 224
1 473
-
-
chamber of commerce
333
376
-
-
total
47 162
56 738
-
-
Dividends
101 147
121 762
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 374
1 658
-
-
withholding
24 986
30 141
-
-
total
26 360
31 799
-
-
Income
178 500
178 500
178 500
178 500
Total tax
79 804
88 537
68 219
90 552
After tax
98 696
89 963
110 281
87 948
Living cost
23 909
23 909
23 909
23 909
Free-cash
74 787
66 054
86 372
64 039

Estimated living cost  is ₽23909 per week

₽15040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5635
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽107516
₽100289
₽101753
₽111812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
41 147
health
-
-
-
4 552
social contributions
-
-
-
12 772
total
-
-
-
58 471
Employee
60 699
60 699
168 586
-
health
470
1 032
2 866
-
income
6 609
5 619
40 360
-
social contributions
2 295
5 038
6 795
-
total
9 374
11 689
50 021
-
Employer
60 699
60 699
168 586
-
health
511
1 123
3 119
-
social contributions
2 295
5 038
6 795
-
total
2 806
6 161
9 914
-
Corporate
148 044
111 640
-
-
income
18 506
13 955
-
-
total
18 506
13 955
-
-
Dividends
129 538
97 685
-
-
withholding
22 022
16 607
-
-
total
22 022
16 607
-
-
Income
178 500
178 500
178 500
178 500
Total tax
52 708
48 412
59 935
58 471
After tax
125 792
130 088
118 565
120 029
Living cost
18 276
18 276
18 276
18 276
Free-cash
107 516
111 812
100 289
101 753

Estimated living cost  is ₽18276 per week

₽10953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽75976
₽54330
₽68304
₽76771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
178 500
income
-
-
-
23 408
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
62 028
surtax
-
-
-
-
total
-
-
-
85 436
Employee
36 305
-
144 243
-
income
7 552
-
49 073
-
social contributions
3 994
-
15 867
-
surtax
-
-
213
-
total
11 546
-
65 153
-
Employer
36 305
-
144 243
-
social contributions
8 622
-
34 257
-
total
8 622
-
34 257
-
Corporate
133 573
178 500
-
-
income
28 050
37 485
-
-
surtax
-
-
-
-
total
28 050
37 485
-
-
Dividends
105 523
141 015
-
-
withholding
29 546
39 484
-
-
total
29 546
39 484
-
-
Income
178 500
178 500
178 500
178 500
Total tax
77 764
76 969
99 410
85 436
After tax
100 736
101 531
79 090
93 064
Living cost
24 760
24 760
24 760
24 760
Free-cash
75 976
76 771
54 330
68 304

Estimated living cost  is ₽24760 per week

₽18526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽162467
₽136814
₽170729
₽163589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
178 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 785
total
-
-
-
1 785
Employee
7 482
-
178 500
-
income
1 496
-
35 700
-
total
1 496
-
35 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

171 018
178 500
-
-
total
-
-
-
-
Dividends
171 018
178 500
-
-
withholding
8 551
8 925
-
-
total
8 551
8 925
-
-
Income
178 500
178 500
178 500
178 500
Total tax
10 047
8 925
35 700
1 785
After tax
168 453
169 575
142 800
176 715
Living cost
5 986
5 986
5 986
5 986
Free-cash
162 467
163 589
136 814
170 729

Estimated living cost  is ₽5986 per week

₽3710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽95121
₽57725
₽61601
₽101725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
178 500
pensions
-
-
-
32 599
unemployment
-
-
-
268
income
-
-
-
45 294
health
-
-
-
17 565
total
-
-
-
95 726
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
154 451
-
health
2 254
-
9 978
-
unemployment
49
-
216
-
pensions
5 411
-
23 939
-
income
6 020
-
41 420
-
total
13 734
-
75 553
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
154 451
-
health
2 325
-
10 287
-
pensions
3 089
-
13 669
-
unemployment
21
-
93
-
total
5 435
-
24 049
-
Corporate
138 159
178 500
-
-
income
26 251
33 914
-
-
total
26 251
33 914
-
-
Dividends
111 908
144 586
-
-
withholding
16 786
21 688
-
-
total
16 786
21 688
-
-
Income
178 500
178 500
178 500
178 500
Total tax
62 206
55 602
99 602
95 726
After tax
116 294
122 898
78 898
82 774
Living cost
21 173
21 173
21 173
21 173
Free-cash
95 121
101 725
57 725
61 601

Estimated living cost  is ₽21173 per week

₽14530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽85959
₽95856
₽118105
₽83201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
178 500
income
-
-
-
26 775
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 966
total
-
-
-
31 741
Employee
36 212
-
174 869
-
social contributions
3 628
-
3 631
-
income
3 929
-
46 728
-
total
7 557
-
50 359
-
Employer
36 212
-
174 869
-
social contributions
3 628
-
3 631
-
total
3 628
-
3 631
-
Corporate
138 660
178 500
-
-
income
48 532
62 475
-
-
total
48 532
62 475
-
-
Dividends
90 129
116 025
-
-
social contributions
4 170
4 170
-
-
total
4 170
4 170
-
-
Income
178 500
178 500
178 500
178 500
Total tax
63 887
66 645
53 990
31 741
After tax
114 613
111 855
124 510
146 759
Living cost
28 654
28 654
28 654
28 654
Free-cash
85 959
83 201
95 856
118 105

Estimated living cost  is ₽28654 per week

₽18875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽92572
₽93055
₽97895
₽92163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
26 775
health
-
-
-
12 459
social contributions
-
-
-
24 633
total
-
-
-
63 867
Employee
26 764
-
178 500
-
health
1 868
-
12 459
-
income
4 464
-
31 615
-
social contributions
3 694
-
24 633
-
total
10 026
-
68 707
-
Employer
26 764
-
178 500
-
total
-
-
-
-
Corporate
151 736
178 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

7 587
8 925
-
-
total
7 587
8 925
-
-
Dividends
144 148
169 575
-
-
social contributions
19 893
23 401
-
-
withholding
21 622
25 436
-
-
health
10 062
11 837
-
-
total
51 577
60 674
-
-
Income
178 500
178 500
178 500
178 500
Total tax
69 190
69 599
68 707
63 867
After tax
109 310
108 901
109 793
114 633
Living cost
16 738
16 738
16 738
16 738
Free-cash
92 572
92 163
93 055
97 895

Estimated living cost  is ₽16738 per week

₽11202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽92896
₽76400
₽84370
₽100785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
19 287
health
-
-
-
24 098
social contributions
-
-
-
25 822
solidarity contribution
-
-
-
2 811
total
-
-
-
72 018
Employee
32 518
-
143 479
-
health
4 390
-
19 370
-
solidarity contribution
-
-
2 095
-
income
3 902
-
17 754
-
social contributions
2 114
-
5 748
-
total
10 406
-
44 967
-
Employer
32 518
-
143 479
-
health
2 927
-
12 913
-
social contributions
8 130
-
22 108
-
total
11 057
-
35 021
-
Corporate
134 925
178 500
-
-
income
25 636
33 915
-
-
total
25 636
33 915
-
-
Dividends
109 290
144 585
-
-
withholding
16 393
21 688
-
-
total
16 393
21 688
-
-
Income
178 500
178 500
178 500
178 500
Total tax
63 492
55 603
79 988
72 018
After tax
115 008
122 897
98 512
106 482
Living cost
22 112
22 112
22 112
22 112
Free-cash
92 896
100 785
76 400
84 370

Estimated living cost  is ₽22112 per week

₽16444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽158498
₽133472
₽167387
₽160247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
178 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 785
total
-
-
-
1 785
Employee
11 661
-
178 500
-
income
2 332
-
35 700
-
total
2 332
-
35 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

166 839
178 500
-
-
total
-
-
-
-
Dividends
166 839
178 500
-
-
withholding
8 342
8 925
-
-
total
8 342
8 925
-
-
Income
178 500
178 500
178 500
178 500
Total tax
10 674
8 925
35 700
1 785
After tax
167 826
169 575
142 800
176 715
Living cost
9 328
9 328
9 328
9 328
Free-cash
158 498
160 247
133 472
167 387

Estimated living cost  is ₽9328 per week

₽6313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽57264
₽54186
₽59472
₽51837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
33 434
other
-
-
-
5 534
health
-
-
-
8 780
social contributions
-
-
-
5 086
pensions
-
-
-
28 068
surtax
-
-
-
-
total
-
-
-
80 902
Employee
49 440
-
136 113
-
pensions
5 592
-
10 308
-
income
4 314
-
29 616
-
social contributions
1 408
-
3 878
-
surtax
-
-
-
-
total
11 314
-
43 802
-
Employer
49 440
-
136 113
-
health
3 460
-
13 592
-
social contributions
148
-
409
-
pensions
8 124
-
17 203
-
unemployment
2 003
-
5 513
-
other
1 706
-
5 669
-
total
15 441
-
42 386
-
Corporate
113 619
178 500
-
-
income
31 813
49 980
-
-
surtax
-
-
-
-
total
31 813
49 980
-
-
Dividends
81 806
128 520
-
-
social contributions
14 071
22 106
-
-
surtax
-
-
-
-
withholding
10 471
16 451
-
-
total
24 542
38 557
-
-
Income
178 500
178 500
178 500
178 500
Total tax
83 110
88 537
86 188
80 902
After tax
95 390
89 963
92 312
97 598
Living cost
38 126
38 126
38 126
38 126
Free-cash
57 264
51 837
54 186
59 472

Estimated living cost  is ₽38126 per week

₽25803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽111488
₽101574
₽101575
₽115358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
178 500
pensions
-
-
-
15 119
unemployment
-
-
-
872
income
-
-
-
41 338
health
-
-
-
5 989
total
-
-
-
63 318
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
168 091
-
health
1 057
-
2 995
-
unemployment
154
-
436
-
pensions
2 873
-
8 141
-
income
2 828
-
41 338
-
total
6 912
-
52 910
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
168 091
-
health
1 057
-
2 995
-
pensions
2 462
-
6 978
-
unemployment
154
-
436
-
total
3 673
-
10 409
-
Corporate
154 308
178 500
-
-
income
23 146
26 775
-
-
total
23 146
26 775
-
-
Dividends
131 162
151 725
-
-
withholding
19 674
22 759
-
-
total
19 674
22 759
-
-
Income
178 500
178 500
178 500
178 500
Total tax
53 405
49 534
63 319
63 318
After tax
125 095
128 966
115 181
115 182
Living cost
13 608
13 608
13 608
13 608
Free-cash
111 488
115 358
101 574
101 575

Estimated living cost  is ₽13608 per week

₽9162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽50886
₽80941
₽86251
₽27902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions
-
-
-
16 422
city
-
-
-
1 882
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 569
health
-
-
-
402
regional
-
-
-
10 624
national
-
-
-
5 628
total
-
-
-
38 527
Employee
62 868
-
161 158
-
health
142
-
363
-
unemployment
-
-
-
-
city
675
-
1 750
-
pensions
5 282
-
11 983
-
regional
2 059
-
9 518
-
national
298
-
4 654
-
total
8 456
-
28 268
-
Employer
62 868
-
161 158
-
health
142
-
363
-
pensions
5 282
-
11 983
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 257
-
3 223
-
total
6 681
-
15 569
-
Corporate
108 260
178 500
-
-
regional
22 897
37 753
-
-
national
9 202
15 172
-
-
total
32 099
52 925
-
-
Dividends
76 160
125 575
-
-
withholding
26 656
43 951
-
-
total
26 656
43 951
-
-
Income
178 500
178 500
178 500
178 500
Total tax
73 892
96 876
43 837
38 527
After tax
104 608
81 624
134 663
139 973
Living cost
53 722
53 722
53 722
53 722
Free-cash
50 886
27 902
80 941
86 251

Estimated living cost  is ₽53722 per week

₽34935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽81534
₽58646
₽79092
₽79095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
178 500
municipal
-
-
-
31 694
health
-
-
-
2 419
national
-
-
-
34 989
total
-
-
-
69 102
Employee
41 530
-
150 164
-
health
310
-
1 983
-
unemployment
623
-
2 253
-
pensions
2 803
-
10 135
-
national
686
-
22 398
-
municipal
6 802
-
24 443
-
total
11 224
-
61 212
-
Employer
41 530
-
150 164
-
health
319
-
1 156
-
pensions
7 205
-
26 053
-
accident
42
-
150
-
unemployment
270
-
977
-
total
7 836
-
28 336
-
Corporate
129 134
178 500
-
-
income
25 827
35 700
-
-
total
25 827
35 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

77 480
107 100
-
-
municipal
13 946
19 278
-
-
national
7 827
14 121
-
-
total
21 773
33 399
-
-
Income
178 500
178 500
178 500
178 500
Total tax
66 660
69 099
89 548
69 102
After tax
111 840
109 401
88 952
109 398
Living cost
30 306
30 306
30 306
30 306
Free-cash
81 534
79 095
58 646
79 092

Estimated living cost  is ₽30306 per week

₽19796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽59129
₽31860
₽48861
₽69121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 529
social contributions
-
-
-
19 680
national
-
-
-
71 648
total
-
-
-
100 857
Employee

The minimum management director salary is set at €45,000 per year.

56 464
-
138 255
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 653
-
6 497
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 945
-
7 211
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
1 203
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 235
-
10 369
-
national
17 359
-
52 332
-
total
27 683
-
77 612
-
Employer

The minimum management director salary is set at €45,000 per year.

56 464
-
138 255
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 472
-
8 503
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 003
-
12 249
-
surtax
6 402
-
15 678
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

734
-
1 798
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

824
-
2 018
-
total
16 435
-
40 246
-
Corporate
105 600
178 500
-
-
income
21 120
38 284
-
-
surtax
422
765
-
-
total
21 542
39 049
-
-
Dividends
84 057
139 451
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

24 929
41 548
-
-
total
24 929
41 548
-
-
Income
178 500
178 500
178 500
178 500
Total tax
90 589
80 597
117 858
100 857
After tax
87 911
97 903
60 642
77 643
Living cost
28 782
28 782
28 782
28 782
Free-cash
59 129
69 121
31 860
48 861

Estimated living cost  is ₽28782 per week

₽18539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽62525
₽54953
₽55782
₽63290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
unemployment
-
-
-
75
municipal
-
-
-
46 759
other
-
-
-
8 702
health
-
-
-
4 673
national
-
-
-
20 092
accident
-
-
-
150
pensions
-
-
-
8 096
total
-
-
-
88 547
Employee
48 691
-
154 969
-
national
-
-
19 633
-
municipal
14 520
-
46 212
-
total
14 520
-
65 845
-
Employer
48 691
-
154 969
-
health
2 994
-
4 606
-
pensions
5 263
-
8 096
-
accident
97
-
150
-
unemployment
1 285
-
1 977
-
other
5 658
-
8 702
-
total
15 297
-
23 531
-
Corporate
114 510
178 500
-
-
income
25 192
39 270
-
-
total
25 192
39 270
-
-
Dividends
89 318
139 230
-
-
withholding
26 795
41 769
-
-
total
26 795
41 769
-
-
Income
178 500
178 500
178 500
178 500
Total tax
81 804
81 039
89 376
88 547
After tax
96 696
97 461
89 124
89 953
Living cost
34 171
34 171
34 171
34 171
Free-cash
62 525
63 290
54 953
55 782

Estimated living cost  is ₽34171 per week

₽22647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽28801
₽128972
₽85402
₽70643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
34 793
social contributions
-
-
-
20 349
total
-
-
-
55 142
Employee
54 424
-
-
-
income
12 005
-
-
-
social contributions
4 463
-
636
-
total
16 468
-
636
-
Employer
54 424
-
-
-
social contributions
76 738
-
10 936
-
total
76 738
-
10 936
-
Corporate
47 338
178 500
-
-
income
10 414
39 270
-
-
total
10 414
39 270
-
-
Dividends
36 924
139 230
-
-
income
8 123
30 631
-
-
total
8 123
30 631
-
-
Income
178 500
178 500
178 500
178 500
Total tax
111 743
69 901
11 572
55 142
After tax
66 757
108 599
166 928
123 358
Living cost
37 956
37 956
37 956
37 956
Free-cash
28 801
70 643
128 972
85 402

Estimated living cost  is ₽37956 per week

₽24628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽101210
₽92962
₽94426
₽104485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
41 147
health
-
-
-
4 552
social contributions
-
-
-
12 772
total
-
-
-
58 471
Employee
60 699
60 699
168 586
-
health
604
1 032
2 866
-
income
6 374
5 619
40 360
-
social contributions
2 950
5 038
6 795
-
total
9 928
11 689
50 021
-
Employer
60 699
60 699
168 586
-
health
658
1 123
3 119
-
social contributions
2 950
5 038
6 795
-
total
3 608
6 161
9 914
-
Corporate
139 362
111 640
-
-
income
17 420
13 955
-
-
total
17 420
13 955
-
-
Dividends
121 942
97 685
-
-
withholding
20 731
16 607
-
-
total
20 731
16 607
-
-
Income
178 500
178 500
178 500
178 500
Total tax
51 687
48 412
59 935
58 471
After tax
126 813
130 088
118 565
120 029
Living cost
25 603
25 603
25 603
25 603
Free-cash
101 210
104 485
92 962
94 426

Estimated living cost  is ₽25603 per week

₽17502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽88323
₽70916
₽86824
₽83831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
55 785
pensions
-
-
-
7 722
total
-
-
-
63 507
Employee
38 666
-
155 515
-
health
504
-
2 080
-
pensions
2 951
-
9 170
-
income
7 041
-
45 180
-
total
10 496
-
56 430
-
Employer
38 666
-
155 515
-
health
735
-
2 955
-
pensions
3 907
-
20 030
-
total
4 642
-
22 985
-
Corporate
135 193
178 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

25 687
33 914
-
-
total
25 687
33 914
-
-
Dividends
109 506
144 586
-
-
withholding
21 183
32 586
-
-
total
21 183
32 586
-
-
Income
178 500
178 500
178 500
178 500
Total tax
62 008
66 500
79 415
63 507
After tax
116 492
112 000
99 085
114 993
Living cost
28 169
28 169
28 169
28 169
Free-cash
88 323
83 831
70 916
86 824

Estimated living cost  is ₽28169 per week

₽19324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽58985
₽45910
₽52395
₽62575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
municipal
-
-
-
1 251
regional
-
-
-
4 364
social contributions
-
-
-
39 508
national
-
-
-
49 535
total
-
-
-
94 658
Employee
66 517
-
178 500
-
social contributions
22 429
-
51 796
-
regional
1 004
-
3 955
-
national
11 241
-
44 252
-
municipal
397
-
1 140
-
total
35 071
-
101 143
-
Employer
66 517
-
178 500
-
total
-
-
-
-
Corporate
111 983
178 500
-
-
nationa
26 875
42 839
-
-
municipal
5 397
8 604
-
-
total
32 272
51 443
-
-
Dividends
79 710
127 056
-
-
withholding
20 725
33 035
-
-
total
20 725
33 035
-
-
Income
178 500
178 500
178 500
178 500
Total tax
88 068
84 478
101 143
94 658
After tax
90 432
94 022
77 357
83 842
Living cost
31 447
31 447
31 447
31 447
Free-cash
58 985
62 575
45 910
52 395

Estimated living cost  is ₽31447 per week

₽22089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽11875
₽81659
₽105031
-₽2375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions
-
-
-
3 184
income
-
-
-
51 305
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
56 635
Employee
26 480
-
163 340
-
health
3 032
-
18 702
-
pensions
2 982
-
5 838
-
income
3 633
-
40 307
-
total
9 647
-
64 847
-
Employer
26 480
-
163 340
-
pensions
4 306
-
8 430
-
accident
442
-
2 728
-
unemployment
649
-
4 002
-
total
5 397
-
15 160
-
Corporate
146 623
178 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

131 961
160 650
-
-
total
131 961
160 650
-
-
Dividends
14 662
17 850
-
-
withholding
2 786
3 391
-
-
total
2 786
3 391
-
-
Income
178 500
178 500
178 500
178 500
Total tax
149 791
164 041
80 007
56 635
After tax
28 709
14 459
98 493
121 865
Living cost
16 834
16 834
16 834
16 834
Free-cash
11 875
-2 375
81 659
105 031

Estimated living cost  is ₽16834 per week

₽12338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽71650
₽79805
₽59456
₽61322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
178 500
trade
-
-
-
20 349
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
59 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 275
total
-
-
-
88 568
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 276
-
178 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 230
-
59 551
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
3 275
-
total
8 801
-
68 219
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
139 224
178 500
-
-
income
20 883
26 775
-
-
trade
19 979
25 615
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 149
1 473
-
-
chamber of commerce
324
382
-
-
total
42 335
54 245
-
-
Dividends
96 889
124 255
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 315
1 693
-
-
withholding
23 923
30 764
-
-
total
25 238
32 457
-
-
Income
178 500
178 500
178 500
178 500
Total tax
76 374
86 702
68 219
88 568
After tax
102 126
91 798
110 281
89 932
Living cost
30 476
30 476
30 476
30 476
Free-cash
71 650
61 322
79 805
59 456

Estimated living cost  is ₽30476 per week

₽21023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽119902
₽61232
₽48566
₽126378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
178 500
income
-
-
-
37 750
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 244
surtax
-
-
-
45 518
total
-
-
-
113 512
Employee
23 066
-
140 394
-
income
4 106
-
32 034
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 538
-
10 348
-
surtax
-
-
20 358
-
total
6 644
-
62 740
-
Employer
23 066
-
140 394
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 556
-
22 663
-
surtax
-
-
15 443
-
total
5 556
-
38 106
-
Corporate
149 878
178 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

29 976
35 700
-
-
total
29 976
35 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

119 902
142 800
-
-
total
-
-
-
-
Income
178 500
178 500
178 500
178 500
Total tax
42 176
35 700
100 846
113 512
After tax
136 324
142 800
77 654
64 988
Living cost
16 422
16 422
16 422
16 422
Free-cash
119 902
126 378
61 232
48 566

Estimated living cost  is ₽16422 per week

₽10477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4009
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽100008
₽99823
₽100517
₽101614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
income
-
-
-
55 920
health
-
-
-
5 167
pensions
-
-
-
7 126
total
-
-
-
68 213
Employee
14 880
-
170 483
-
health
744
-
1 782
-
unemployment
149
-
356
-
pensions
1 339
-
3 207
-
income
2 879
-
55 545
-
total
5 111
-
60 890
-
Employer
14 880
-
170 483
-
health
1 414
-
3 385
-
pensions
1 637
-
3 919
-
unemployment
298
-
713
-
total
3 349
-
8 017
-
Corporate
160 272
178 500
-
-
income
35 260
39 270
-
-
total
35 260
39 270
-
-
Dividends
125 012
139 230
-
-
withholding
25 002
27 846
-
-
total
25 002
27 846
-
-
Income
178 500
178 500
178 500
178 500
Total tax
68 722
67 116
68 907
68 213
After tax
109 778
111 384
109 593
110 287
Living cost
9 770
9 770
9 770
9 770
Free-cash
100 008
101 614
99 823
100 517

Estimated living cost  is ₽9770 per week

₽5806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽92037
₽61390
₽66217
₽94546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions
-
-
-
21 071
unemployment
-
-
-
180
income
-
-
-
56 312
other
-
-
-
-
health
-
-
-
7 479
surtax
-
-
-
9 511
total
-
-
-
94 553
Employee
26 583
-
156 324
-
health
679
-
2 686
-
unemployment
1 850
-
7 333
-
pensions
1 774
-
7 027
-
income
4 456
-
51 590
-
other
-
-
-
-
surtax
94
-
8 567
-
total
8 853
-
77 203
-
Employer
26 583
-
156 324
-
health
1 209
-
4 794
-
pensions
3 544
-
14 044
-
unemployment
843
-
3 339
-
other
-
-
-
-
total
5 596
-
22 177
-
Corporate
146 320
178 500
-
-
income
38 043
46 410
-
-
total
38 043
46 410
-
-
Dividends
108 278
132 090
-
-
withholding
16 241
19 814
-
-
total
16 241
19 814
-
-
Income
178 500
178 500
178 500
178 500
Total tax
68 733
66 224
99 380
94 553
After tax
109 767
112 276
79 120
83 947
Living cost
17 730
17 730
17 730
17 730
Free-cash
92 037
94 546
61 390
66 217

Estimated living cost  is ₽17730 per week

₽10705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1541
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽72895
₽21641
₽66400
₽73287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 500
pensions
-
-
-
17 061
chamber of commerce