Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 178000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽134882
₽131596
₽124608
₽128752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 000
unemployment
-
-
-
141
health
-
-
-
4 042
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 201
income
-
-
-
26 700
total
-
-
-
36 084
Employee
22 918
-
171 105
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
health
1 054
-
1 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 012
-
3 086
-
income
2 292
-
17 110
-
total
5 610
-
22 200
-
Employer
22 918
-
171 105
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
health
1 581
-
2 425
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 525
-
3 873
-
total
4 496
-
6 896
-
Corporate
150 586
178 000
-
-
income
15 058
17 800
-
-
total
15 058
17 800
-
-
Dividends
135 527
160 200
-
-
withholding
6 776
8 010
-
-
total
6 776
8 010
-
-
Income
178 000
178 000
178 000
178 000
Total tax
31 940
25 810
29 096
36 084
After tax
146 060
152 190
148 904
141 916
Living cost
17 308
17 308
17 308
17 308
Free-cash
128 752
134 882
131 596
124 608

Estimated living cost  is ₽17308 per week

₽11447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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