Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 178000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽130292
₽136020
₽133479
₽126364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
178 000
health
-
-
-
3 776
income
-
-
-
26 700
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 859
unemployment
-
-
-
131
total
-
-
-
35 466
Employee
21 411
-
171 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 141
-
17 156
-
health
985
-
1 510
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 241
-
21 910
-
Employer
21 411
-
171 558
-
health
1 477
-
2 265
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 359
-
3 618
-
total
4 200
-
6 441
-
Corporate
152 388
178 000
-
-
income
15 239
17 800
-
-
total
15 239
17 800
-
-
Dividends
137 149
160 200
-
-
withholding
6 858
8 010
-
-
total
6 858
8 010
-
-
Income
178 000
178 000
178 000
178 000
Total tax
31 538
25 810
28 351
35 466
After tax
146 462
152 190
149 649
142 534
Living cost
16 170
16 170
16 170
16 170
Free-cash
130 292
136 020
133 479
126 364

Estimated living cost  is ₽16170 per week

₽10694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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