Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 176000
per

Your estimated
City
free-cash

Helsinki , Finland
₽77007
₽74343
₽56124
₽76285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
176 000
municipal
-
-
-
31 260
national
-
-
-
31 146
health
-
-
-
2 331
total
-
-
-
64 737
Employee
47 932
-
148 061
-
national
792
-
18 733
-
unemployment
719
-
2 222
-
health
358
-
1 900
-
municipal
7 851
-
24 109
-
pensions
3 235
-
9 995
-
total
12 955
-
56 959
-
Employer
47 932
-
148 061
-
accident
48
-
149
-
pensions
8 316
-
25 688
-
unemployment
311
-
963
-
health
368
-
1 139
-
total
9 043
-
27 939
-
Corporate
119 024
176 000
-
-
income
23 805
35 200
-
-
total
23 805
35 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

71 414
105 600
-
-
municipal
12 854
19 007
-
-
national
5 358
12 472
-
-
total
18 212
31 479
-
-
Income
176 000
176 000
176 000
176 000
Total tax
64 015
66 679
84 898
64 737
After tax
111 985
109 321
91 102
111 263
Living cost
34 978
34 978
34 978
34 978
Free-cash
77 007
74 343
56 124
76 285

Estimated living cost  is ₽34978 per week

₽22847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3364
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close