Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 176000
per

Your estimated
City
free-cash

Helsinki , Finland
₽76518
₽77536
₽56357
₽74840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
176 000
national
-
-
-
31 604
municipal
-
-
-
31 258
health
-
-
-
2 338
total
-
-
-
65 200
Employee
46 979
-
148 061
-
pensions
3 170
-
9 994
-
health
351
-
1 908
-
municipal
7 695
-
24 109
-
unemployment
705
-
2 221
-
national
776
-
19 191
-
total
12 697
-
57 423
-
Employer
46 979
-
148 061
-
pensions
8 151
-
25 689
-
health
361
-
1 140
-
unemployment
305
-
962
-
accident
47
-
147
-
total
8 864
-
27 938
-
Corporate
120 157
176 000
-
-
income
24 031
35 200
-
-
total
24 031
35 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

72 095
105 600
-
-
municipal
12 976
19 009
-
-
national
5 614
12 669
-
-
total
18 590
31 678
-
-
Income
176 000
176 000
176 000
176 000
Total tax
64 182
66 878
85 361
65 200
After tax
111 818
109 122
90 639
110 800
Living cost
34 282
34 282
34 282
34 282
Free-cash
77 536
74 840
56 357
76 518

Estimated living cost  is ₽34282 per week

₽22393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8047
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close