Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽128117
₽133857
₽131185
₽124198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 500
unemployment
-
-
-
132
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 867
health
-
-
-
3 782
income
-
-
-
26 325
total
-
-
-
35 106
Employee
21 446
-
169 048
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 883
-
2 888
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
income
2 145
-
16 904
-
health
987
-
1 513
-
total
5 251
-
21 667
-
Employer
21 446
-
169 048
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 363
-
3 624
-
unemployment
129
-
197
-
health
1 480
-
2 269
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
total
4 208
-
6 452
-
Corporate
149 847
175 500
-
-
income
14 985
17 550
-
-
total
14 985
17 550
-
-
Dividends
134 862
157 950
-
-
withholding
6 743
7 897
-
-
total
6 743
7 897
-
-
Income
175 500
175 500
175 500
175 500
Total tax
31 187
25 447
28 119
35 106
After tax
144 313
150 053
147 381
140 394
Living cost
16 196
16 196
16 196
16 196
Free-cash
128 117
133 857
131 185
124 198

Estimated living cost  is ₽16196 per week

₽10712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4171
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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