Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽131063
₽133627
₽124078
₽127958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 000
health
-
-
-
3 736
income
-
-
-
26 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 808
unemployment
-
-
-
130
total
-
-
-
34 924
Employee
21 183
-
168 627
-
income
2 119
-
16 863
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 860
-
2 852
-
health
975
-
1 494
-
total
5 187
-
21 566
-
Employer
21 183
-
168 627
-
unemployment
127
-
195
-
health
1 462
-
2 241
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 334
-
3 580
-
total
4 156
-
6 373
-
Corporate
149 661
175 000
-
-
income
14 966
17 500
-
-
total
14 966
17 500
-
-
Dividends
134 695
157 500
-
-
withholding
6 735
7 875
-
-
total
6 735
7 875
-
-
Income
175 000
175 000
175 000
175 000
Total tax
31 044
25 375
27 939
34 924
After tax
143 956
149 625
147 061
140 076
Living cost
15 998
15 998
15 998
15 998
Free-cash
127 958
133 627
131 063
124 078

Estimated living cost  is ₽15998 per week

₽10581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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