Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽132300
₽128869
₽122031
₽126162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 000
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 207
income
-
-
-
26 250
total
-
-
-
35 644
Employee
22 942
-
168 098
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
health
1 055
-
1 618
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 014
-
3 089
-
income
2 295
-
16 810
-
total
5 616
-
21 904
-
Employer
22 942
-
168 098
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
health
1 583
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 528
-
3 877
-
total
4 501
-
6 902
-
Corporate
147 557
175 000
-
-
income
14 756
17 500
-
-
total
14 756
17 500
-
-
Dividends
132 801
157 500
-
-
withholding
6 640
7 875
-
-
total
6 640
7 875
-
-
Income
175 000
175 000
175 000
175 000
Total tax
31 513
25 375
28 806
35 644
After tax
143 487
149 625
146 194
139 356
Living cost
17 325
17 325
17 325
17 325
Free-cash
126 162
132 300
128 869
122 031

Estimated living cost  is ₽17325 per week

₽11459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽992
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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