Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽131549
₽133922
₽124533
₽128357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 000
income
-
-
-
26 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 719
unemployment
-
-
-
128
health
-
-
-
3 667
total
-
-
-
34 764
Employee
20 793
-
168 744
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 825
-
2 800
-
health
957
-
1 467
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
income
2 080
-
16 874
-
total
5 091
-
21 492
-
Employer
20 793
-
168 744
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
health
1 435
-
2 200
-
unemployment
125
-
191
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 291
-
3 514
-
total
4 080
-
6 256
-
Corporate
150 128
175 000
-
-
income
15 013
17 500
-
-
total
15 013
17 500
-
-
Dividends
135 115
157 500
-
-
withholding
6 756
7 875
-
-
total
6 756
7 875
-
-
Income
175 000
175 000
175 000
175 000
Total tax
30 940
25 375
27 748
34 764
After tax
144 060
149 625
147 252
140 236
Living cost
15 703
15 703
15 703
15 703
Free-cash
128 357
133 922
131 549
124 533

Estimated living cost  is ₽15703 per week

₽10386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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