Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 175000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽127747
₽130803
₽133470
₽123837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
175 000
health
-
-
-
3 772
income
-
-
-
26 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
35 008
Employee
21 392
-
168 564
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 878
-
2 880
-
health
984
-
1 509
-
income
2 140
-
16 856
-
total
5 237
-
21 606
-
Employer
21 392
-
168 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 357
-
3 615
-
health
1 476
-
2 263
-
unemployment
128
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
4 196
-
6 436
-
Corporate
149 411
175 000
-
-
income
14 941
17 500
-
-
total
14 941
17 500
-
-
Dividends
134 470
157 500
-
-
withholding
6 724
7 875
-
-
total
6 724
7 875
-
-
Income
175 000
175 000
175 000
175 000
Total tax
31 098
25 375
28 042
35 008
After tax
143 902
149 625
146 958
139 992
Living cost
16 155
16 155
16 155
16 155
Free-cash
127 747
133 470
130 803
123 837

Estimated living cost  is ₽16155 per week

₽10685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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