Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 174500
per

Your estimated
City
free-cash

Andorra , Andorra
₽100709
₽126691
₽105344
₽129742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
social contributions
-
-
-
38 389
income
-
-
-
8 094
total
-
-
-
46 483
Employee
29 206
-
151 082
-
social contributions
1 898
-
9 820
-
income
-
-
8 610
-
total
1 898
-
18 430
-
Employer
29 206
-
151 082
-
social contributions
4 527
-
23 418
-
total
4 527
-
23 418
-
Corporate
140 767
174 500
-
-
income
14 076
17 450
-
-
total
14 076
17 450
-
-
Dividends
126 691
157 050
-
-
total
-
-
-
-
Income
174 500
174 500
174 500
174 500
Total tax
20 501
17 450
41 848
46 483
After tax
153 999
157 050
132 652
128 017
Living cost
27 308
27 308
27 308
27 308
Free-cash
126 691
129 742
105 344
100 709

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽60798
₽67078
₽17124
₽67526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
698
pensions
-
-
-
19 634
income
-
-
-
50 697
total
-
-
-
84 719
Employee
39 711
36 203
141 384
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
41 572
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
60 793
-
Employer
39 711
36 203
141 384
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
4 241
-
other
1 886
1 719
6 415
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
565
-
total
11 428
10 420
33 115
-
Corporate
123 360
127 877
137 936
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

30 840
31 969
34 485
-
total
30 840
31 969
34 485
-
Dividends
92 520
95 908
-
-
withholding
25 442
26 375
-
-
total
25 442
26 375
-
-
Income
174 500
174 500
174 500
174 500
Total tax
78 439
77 991
128 393
84 719
After tax
96 061
96 509
46 107
89 781
Living cost
28 983
28 983
28 983
28 983
Free-cash
67 078
67 526
17 124
60 798

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽57591
₽62997
₽14051
₽64401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
698
pensions
-
-
-
19 634
income
-
-
-
50 697
total
-
-
-
84 898
Employee
45 401
36 203
141 215
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
41 491
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
60 712
-
Employer
45 401
36 203
141 215
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
4 236
-
other
2 157
1 719
6 410
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
565
-
total
13 244
10 599
33 284
-
Corporate
115 856
127 698
137 767
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 964
31 925
34 442
-
total
28 964
31 925
34 442
-
Dividends
86 891
95 773
-
-
withholding
23 894
26 337
-
-
total
23 894
26 337
-
-
Income
174 500
174 500
174 500
174 500
Total tax
79 492
78 088
128 438
84 898
After tax
95 008
96 412
46 062
89 602
Living cost
32 011
32 011
32 011
32 011
Free-cash
62 997
64 401
14 051
57 591

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽42622
₽50814
₽27504
₽64302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
national
-
-
-
66 994
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
9 111
social contributions
-
-
-
22 649
total
-
-
-
98 754
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
135 157
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 176
-
national
19 978
-
49 814
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
7 049
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
10 137
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
6 353
-
total
31 859
-
74 529
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
135 157
-
surtax
7 368
-
15 326
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
11 975
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
8 311
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 757
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 974
-
total
18 915
-
39 343
-
Corporate
90 602
174 500
-
-
income
18 121
35 090
-
-
surtax
362
702
-
-
total
18 483
35 792
-
-
Dividends
72 119
138 709
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

21 305
41 282
-
-
total
21 305
41 282
-
-
Income
174 500
174 500
174 500
174 500
Total tax
90 562
77 074
113 872
98 754
After tax
83 938
97 426
60 628
75 746
Living cost
33 124
33 124
33 124
33 124
Free-cash
50 814
64 302
27 504
42 622

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽124263
₽128067
₽131264
₽133594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
26 175
total
-
-
-
34 634
Employee
20 661
-
168 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
16 829
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
21 417
-
Employer
20 661
-
168 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
149 786
174 500
-
-
income
14 979
17 450
-
-
total
14 979
17 450
-
-
Dividends
134 807
157 050
-
-
withholding
6 740
7 853
-
-
total
6 740
7 853
-
-
Income
174 500
174 500
174 500
174 500
Total tax
30 830
25 303
27 633
34 634
After tax
143 670
149 197
146 867
139 866
Living cost
15 603
15 603
15 603
15 603
Free-cash
128 067
133 594
131 264
124 263

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽127974
₽133093
₽134975
₽137305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
26 175
total
-
-
-
34 634
Employee
15 747
-
168 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
16 829
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
21 417
-
Employer
15 747
-
168 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
155 663
174 500
-
-
income
15 567
17 450
-
-
total
15 567
17 450
-
-
Dividends
140 096
157 050
-
-
withholding
7 004
7 853
-
-
total
7 004
7 853
-
-
Income
174 500
174 500
174 500
174 500
Total tax
29 515
25 303
27 633
34 634
After tax
144 985
149 197
146 867
139 866
Living cost
11 892
11 892
11 892
11 892
Free-cash
133 093
137 305
134 975
127 974

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽97513
₽101276
₽96018
₽106218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
health
-
-
-
4 450
social contributions
-
-
-
14 699
income
-
-
-
36 805
total
-
-
-
55 954
Employee
69 856
69 856
163 653
-
income
7 606
6 467
36 000
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 782
-
total
10 788
13 453
46 602
-
Employer
69 856
69 856
163 653
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
3 027
-
total
3 229
7 091
10 847
-
Corporate
139 449
97 553
-
-
income
17 431
12 194
-
-
total
17 431
12 194
-
-
Dividends
122 018
85 359
-
-
withholding
20 743
14 511
-
-
total
20 743
14 511
-
-
Income
174 500
174 500
174 500
174 500
Total tax
52 191
47 249
57 449
55 954
After tax
122 309
127 251
117 051
118 546
Living cost
21 033
21 033
21 033
21 033
Free-cash
101 276
106 218
96 018
97 513

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽89080
₽94016
₽87585
₽97785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
health
-
-
-
4 450
social contributions
-
-
-
14 699
income
-
-
-
36 805
total
-
-
-
55 954
Employee
69 856
69 856
163 653
-
income
7 336
6 467
36 000
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 782
-
total
11 426
13 453
46 602
-
Employer
69 856
69 856
163 653
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
3 027
-
total
4 152
7 091
10 847
-
Corporate
129 458
97 553
-
-
income
16 183
12 194
-
-
total
16 183
12 194
-
-
Dividends
113 275
85 359
-
-
withholding
19 257
14 511
-
-
total
19 257
14 511
-
-
Income
174 500
174 500
174 500
174 500
Total tax
51 018
47 249
57 449
55 954
After tax
123 482
127 251
117 051
118 546
Living cost
29 466
29 466
29 466
29 466
Free-cash
94 016
97 785
87 585
89 080

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽80330
₽91591
₽72923
₽99099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
health
-
-
-
23 558
social contributions
-
-
-
30 282
income
-
-
-
18 099
solidarity contribution
-
-
-
1 187
total
-
-
-
73 126
Employee
30 948
-
136 306
-
income
3 714
-
16 675
-
social contributions
2 012
-
6 741
-
health
4 178
-
18 401
-
solidarity contribution
-
-
522
-
total
9 904
-
42 339
-
Employer
30 948
-
136 306
-
social contributions
7 737
-
25 926
-
health
2 785
-
12 268
-
total
10 522
-
38 194
-
Corporate
133 030
174 500
-
-
income
25 276
33 155
-
-
total
25 276
33 155
-
-
Dividends
107 755
141 345
-
-
withholding
16 163
21 202
-
-
total
16 163
21 202
-
-
Income
174 500
174 500
174 500
174 500
Total tax
61 865
54 357
80 533
73 126
After tax
112 635
120 143
93 967
101 374
Living cost
21 044
21 044
21 044
21 044
Free-cash
91 591
99 099
72 923
80 330

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽75442
₽84960
₽68035
₽94211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
health
-
-
-
23 558
social contributions
-
-
-
30 282
income
-
-
-
18 099
solidarity contribution
-
-
-
1 187
total
-
-
-
73 126
Employee
38 135
-
136 306
-
income
4 576
-
16 675
-
social contributions
2 479
-
6 741
-
health
5 148
-
18 401
-
solidarity contribution
-
-
522
-
total
12 203
-
42 339
-
Employer
38 135
-
136 306
-
social contributions
9 534
-
25 926
-
health
3 432
-
12 268
-
total
12 966
-
38 194
-
Corporate
123 399
174 500
-
-
income
23 446
33 155
-
-
total
23 446
33 155
-
-
Dividends
99 953
141 345
-
-
withholding
14 993
21 202
-
-
total
14 993
21 202
-
-
Income
174 500
174 500
174 500
174 500
Total tax
63 608
54 357
80 533
73 126
After tax
110 892
120 143
93 967
101 374
Living cost
25 932
25 932
25 932
25 932
Free-cash
84 960
94 211
68 035
75 442

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽58229
-₽23995
-₽23995
-₽23995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
national
-
-
-
20 942
pensions
-
-
-
790
municipal
-
-
-
36 766
labour market
-
-
-
13 897
total
-
-
-
72 395
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
174 500
174 500
174 500
174 500
Total tax
154 619
154 619
154 619
72 395
After tax
19 881
19 881
19 881
102 105
Living cost
43 876
43 876
43 876
43 876
Free-cash
-23 995
-23 995
-23 995
58 229

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽71589
₽112013
₽78638
₽117657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
health
-
-
-
22 686
pensions
-
-
-
34 900
income
-
-
-
23 382
total
-
-
-
80 968
Employee
25 772
-
130 418
-
unemployment
412
-
2 086
-
income
2 901
-
25 144
-
pensions
515
-
2 608
-
total
3 828
-
29 838
-
Employer
25 772
-
130 418
-
pensions
5 155
-
26 084
-
health
3 350
-
16 954
-
unemployment
207
-
1 043
-
total
8 712
-
44 081
-
Corporate
140 017
174 500
-
-
income
28 004
34 900
-
-
total
28 004
34 900
-
-
Dividends
112 013
139 600
-
-
total
-
-
-
-
Income
174 500
174 500
174 500
174 500
Total tax
40 544
34 900
73 919
80 968
After tax
133 956
139 600
100 581
93 532
Living cost
21 943
21 943
21 943
21 943
Free-cash
112 013
117 657
78 638
71 589

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽75570
₽76199
₽55582
₽73567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
174 500
national
-
-
-
30 749
health
-
-
-
2 308
municipal
-
-
-
30 995
total
-
-
-
64 052
Employee
47 796
-
146 799
-
unemployment
717
-
2 202
-
municipal
7 829
-
23 905
-
national
790
-
18 442
-
pensions
3 226
-
9 909
-
health
357
-
1 881
-
total
12 919
-
56 339
-
Employer
47 796
-
146 799
-
pensions
8 292
-
25 470
-
health
367
-
1 131
-
accident
48
-
147
-
unemployment
310
-
953
-
total
9 017
-
27 701
-
Corporate
117 686
174 500
-
-
income
23 537
34 900
-
-
total
23 537
34 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

70 611
104 700
-
-
municipal
12 711
18 846
-
-
national
5 239
12 309
-
-
total
17 950
31 155
-
-
Income
174 500
174 500
174 500
174 500
Total tax
63 423
66 055
84 040
64 052
After tax
111 077
108 445
90 460
110 448
Living cost
34 878
34 878
34 878
34 878
Free-cash
76 199
73 567
55 582
75 570

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽70077
₽64995
₽66250
₽59946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
-
health
-
-
-
7 830
pensions
-
-
-
29 735
social contributions
-
-
-
4 972
income
-
-
-
28 474
other
-
-
-
5 410
total
-
-
-
76 421
Employee
34 706
-
134 406
-
income
1 789
-
26 716
-
surtax
-
-
-
-
social contributions
990
-
3 829
-
pensions
3 925
-
9 613
-
total
6 704
-
40 158
-
Employer
34 706
-
134 406
-
pensions
5 703
-
16 135
-
social contributions
103
-
403
-
other
1 198
-
5 357
-
health
2 429
-
12 752
-
unemployment
1 405
-
5 443
-
total
10 838
-
40 090
-
Corporate
128 955
174 500
-
-
income
36 107
48 861
-
-
surtax
-
-
-
-
total
36 107
48 861
-
-
Dividends
92 848
125 639
-
-
withholding
11 885
16 081
-
-
social contributions
15 969
21 610
-
-
surtax
-
-
-
-
total
27 854
37 691
-
-
Income
174 500
174 500
174 500
174 500
Total tax
81 503
86 552
80 248
76 421
After tax
92 997
87 948
94 252
98 079
Living cost
28 002
28 002
28 002
28 002
Free-cash
64 995
59 946
66 250
70 077

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽66998
₽62232
₽63171
₽56867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
-
health
-
-
-
7 830
pensions
-
-
-
29 735
social contributions
-
-
-
4 972
income
-
-
-
28 474
other
-
-
-
5 410
total
-
-
-
76 421
Employee
38 881
-
134 406
-
income
2 295
-
26 716
-
surtax
-
-
-
-
social contributions
1 109
-
3 829
-
pensions
4 396
-
9 613
-
total
7 800
-
40 158
-
Employer
38 881
-
134 406
-
pensions
6 387
-
16 135
-
social contributions
117
-
403
-
other
1 341
-
5 357
-
health
2 722
-
12 752
-
unemployment
1 574
-
5 443
-
total
12 141
-
40 090
-
Corporate
123 477
174 500
-
-
income
34 574
48 861
-
-
surtax
-
-
-
-
total
34 574
48 861
-
-
Dividends
88 903
125 639
-
-
withholding
11 380
16 081
-
-
social contributions
15 292
21 610
-
-
surtax
-
-
-
-
total
26 672
37 691
-
-
Income
174 500
174 500
174 500
174 500
Total tax
81 187
86 552
80 248
76 421
After tax
93 313
87 948
94 252
98 079
Living cost
31 081
31 081
31 081
31 081
Free-cash
62 232
56 867
63 171
66 998

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽54202
₽50314
₽50375
₽44071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
-
health
-
-
-
7 830
pensions
-
-
-
29 735
social contributions
-
-
-
4 972
income
-
-
-
28 474
other
-
-
-
5 410
total
-
-
-
76 421
Employee
56 899
-
134 406
-
income
4 965
-
26 716
-
surtax
-
-
-
-
social contributions
1 621
-
3 829
-
pensions
6 436
-
9 613
-
total
13 022
-
40 158
-
Employer
56 899
-
134 406
-
pensions
9 349
-
16 135
-
social contributions
171
-
403
-
other
1 964
-
5 357
-
health
3 982
-
12 752
-
unemployment
2 305
-
5 443
-
total
17 771
-
40 090
-
Corporate
99 831
174 500
-
-
income
27 952
48 861
-
-
surtax
-
-
-
-
total
27 952
48 861
-
-
Dividends
71 878
125 639
-
-
withholding
9 201
16 081
-
-
social contributions
12 363
21 610
-
-
surtax
-
-
-
-
total
21 564
37 691
-
-
Income
174 500
174 500
174 500
174 500
Total tax
80 309
86 552
80 248
76 421
After tax
94 191
87 948
94 252
98 079
Living cost
43 877
43 877
43 877
43 877
Free-cash
50 314
44 071
50 375
54 202

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽166912
₽158837
₽133757
₽159932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
174 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 745
total
-
-
-
1 745
Employee
7 303
-
174 500
-
income
1 460
-
34 900
-
total
1 460
-
34 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

167 197
174 500
-
-
total
-
-
-
-
Dividends
167 197
174 500
-
-
withholding
8 360
8 725
-
-
total
8 360
8 725
-
-
Income
174 500
174 500
174 500
174 500
Total tax
9 820
8 725
34 900
1 745
After tax
164 680
165 775
139 600
172 755
Living cost
5 843
5 843
5 843
5 843
Free-cash
158 837
159 932
133 757
166 912

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽163650
₽154963
₽130495
₽156670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
174 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 745
total
-
-
-
1 745
Employee
11 381
-
174 500
-
income
2 276
-
34 900
-
total
2 276
-
34 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

163 119
174 500
-
-
total
-
-
-
-
Dividends
163 119
174 500
-
-
withholding
8 156
8 725
-
-
total
8 156
8 725
-
-
Income
174 500
174 500
174 500
174 500
Total tax
10 432
8 725
34 900
1 745
After tax
164 068
165 775
139 600
172 755
Living cost
9 105
9 105
9 105
9 105
Free-cash
154 963
156 670
130 495
163 650

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽55642
₽66594
₽74621
₽54708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
174 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 055
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 545
trade
-
-
-
18 979
total
-
-
-
83 785
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
174 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
55 545
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
3 055
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
64 806
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 299
174 500
-
-
trade
18 555
25 041
-
-
income
19 395
26 175
-
-
chamber of commerce
328
393
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 067
1 440
-
-
total
39 345
53 049
-
-
Dividends
89 954
121 452
-
-
withholding
22 143
30 018
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 217
1 652
-
-
total
23 360
31 670
-
-
Income
174 500
174 500
174 500
174 500
Total tax
72 833
84 719
64 806
83 785
After tax
101 667
89 781
109 694
90 715
Living cost
35 073
35 073
35 073
35 073
Free-cash
66 594
54 708
74 621
55 642

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽61347
₽70519
₽82178
₽60472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
174 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 055
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 545
trade
-
-
-
20 831
total
-
-
-
85 637
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
174 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
55 545
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
3 055
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
64 806
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
139 753
174 500
-
-
trade
22 012
27 484
-
-
income
20 964
26 175
-
-
chamber of commerce
338
388
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 153
1 440
-
-
total
44 467
55 487
-
-
Dividends
95 287
119 014
-
-
withholding
23 477
29 408
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 291
1 617
-
-
total
24 768
31 025
-
-
Income
174 500
174 500
174 500
174 500
Total tax
76 465
86 512
64 806
85 637
After tax
98 035
87 988
109 694
88 863
Living cost
27 516
27 516
27 516
27 516
Free-cash
70 519
60 472
82 178
61 347

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽52249
₽64168
₽74006
₽51403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
174 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 055
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 545
trade
-
-
-
21 757
total
-
-
-
86 563
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
174 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
55 545
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
3 055
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
64 806
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
128 430
174 500
-
-
trade
21 127
28 706
-
-
income
19 264
26 175
-
-
chamber of commerce
321
386
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 060
1 440
-
-
total
41 772
56 707
-
-
Dividends
86 658
117 793
-
-
withholding
21 319
29 102
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 172
1 600
-
-
total
22 491
30 702
-
-
Income
174 500
174 500
174 500
174 500
Total tax
74 644
87 409
64 806
86 563
After tax
99 856
87 091
109 694
87 937
Living cost
35 688
35 688
35 688
35 688
Free-cash
64 168
51 403
74 006
52 249

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽45395
₽59307
₽68077
₽44576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
174 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 055
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
55 545
trade
-
-
-
22 682
total
-
-
-
87 488
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
174 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
55 545
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
3 055
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
64 806
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 903
174 500
-
-
trade
20 564
29 926
-
-
income
17 986
26 175
-
-
chamber of commerce
307
383
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

990
1 440
-
-
total
39 847
57 924
-
-
Dividends
80 057
116 576
-
-
withholding
19 669
28 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 081
1 584
-
-
total
20 750
30 383
-
-
Income
174 500
174 500
174 500
174 500
Total tax
73 576
88 307
64 806
87 488
After tax
100 924
86 193
109 694
87 012
Living cost
41 617
41 617
41 617
41 617
Free-cash
59 307
44 576
68 077
45 395

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽61980
₽86465
₽56425
₽89356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
8 163
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
50 888
other
-
-
-
-
total
-
-
-
92 115
Employee
30 594
-
148 978
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
45 456
-
surtax
109
-
7 075
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
72 148
-
Employer
30 594
-
148 978
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
137 466
174 500
-
-
income
35 741
45 370
-
-
total
35 741
45 370
-
-
Dividends
101 724
129 130
-
-
withholding
15 259
19 369
-
-
total
15 259
19 369
-
-
Income
174 500
174 500
174 500
174 500
Total tax
67 630
64 739
97 670
92 115
After tax
106 870
109 761
76 830
82 385
Living cost
20 405
20 405
20 405
20 405
Free-cash
86 465
89 356
56 425
61 980

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽62338
₽86885
₽56783
₽89714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
surtax
-
-
-
8 163
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
50 888
other
-
-
-
-
total
-
-
-
92 115
Employee
30 042
-
148 978
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
45 456
-
surtax
98
-
7 075
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
72 148
-
Employer
30 042
-
148 978
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
138 134
174 500
-
-
income
35 916
45 370
-
-
total
35 916
45 370
-
-
Dividends
102 219
129 130
-
-
withholding
15 333
19 369
-
-
total
15 333
19 369
-
-
Income
174 500
174 500
174 500
174 500
Total tax
67 568
64 739
97 670
92 115
After tax
106 932
109 761
76 830
82 385
Living cost
20 047
20 047
20 047
20 047
Free-cash
86 885
89 714
56 783
62 338

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽102696
₽80219
₽82970
₽79841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
unemployment
-
-
-
2 618
health
-
-
-
12 215
pensions
-
-
-
17 450
income
-
-
-
21 333
total
-
-
-
53 616
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
146 025
-
unemployment
394
157
2 190
-
income
3 210
1 277
17 852
-
pensions
2 626
1 045
14 603
-
health
1 838
731
10 222
-
total
8 068
3 210
44 867
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
146 025
-
pensions
5 120
2 038
28 475
-
total
5 120
2 038
28 475
-
Corporate
143 125
162 013
-
-
income
12 881
14 581
-
-
total
12 881
14 581
-
-
Dividends
130 244
147 432
-
-
withholding
24 746
28 012
-
-
social contributions
25 278
28 630
-
-
total
50 024
56 642
-
-
Income
174 500
174 500
174 500
174 500
Total tax
76 093
76 471
73 342
53 616
After tax
98 407
98 029
101 158
120 884
Living cost
18 188
18 188
18 188
18 188
Free-cash
80 219
79 841
82 970
102 696

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽56914
₽64162
₽57852
₽64894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
national
-
-
-
31 506
pensions
-
-
-
20 940
social contributions
-
-
-
1 876
municipal
-
-
-
19 270
total
-
-
-
73 592
Employee
68 198
-
150 854
-
municipal
8 424
-
19 945
-
national
13 053
-
32 985
-
pensions
2 728
-
6 034
-
total
24 205
-
58 964
-
Employer
68 198
-
150 854
-
pensions
5 456
-
12 068
-
social contributions
733
-
1 622
-
total
6 189
-
13 690
-
Corporate
95 611
174 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

19 122
34 900
-
-
total
19 122
34 900
-
-
Dividends
76 489
139 600
-
-
withholding
16 828
30 712
-
-
total
16 828
30 712
-
-
Income
174 500
174 500
174 500
174 500
Total tax
66 344
65 612
72 654
73 592
After tax
108 156
108 888
101 846
100 908
Living cost
43 994
43 994
43 994
43 994
Free-cash
64 162
64 894
57 852
56 914

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽38516
₽72405
₽38516
₽70400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
social contributions
-
-
-
29 450
income
-
-
-
54 784
total
-
-
-
84 234
Employee
71 062
-
174 500
-
social contributions
5 904
-
29 450
-
income
13 409
-
54 784
-
total
19 313
-
84 234
-
Employer
71 062
-
174 500
-
total
-
-
-
-
Corporate
103 438
174 500
-
-
income
12 930
21 812
-
-
total
12 930
21 812
-
-
Dividends
90 508
152 688
-
-
withholding
18 102
30 538
-
-
total
18 102
30 538
-
-
Income
174 500
174 500
174 500
174 500
Total tax
50 345
52 350
84 234
84 234
After tax
124 155
122 150
90 266
90 266
Living cost
51 750
51 750
51 750
51 750
Free-cash
72 405
70 400
38 516
38 516

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽44213
₽50025
₽36335
₽54769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
national
-
-
-
43 961
regional
-
-
-
2 074
social contributions
-
-
-
44 882
municipal
-
-
-
1 036
total
-
-
-
91 953
Employee
80 738
-
174 500
-
municipal
428
-
926
-
national
13 990
-
38 231
-
social contributions
27 225
-
58 841
-
regional
762
-
1 833
-
total
42 405
-
99 831
-
Employer
80 738
-
174 500
-
total
-
-
-
-
Corporate
93 762
174 500
-
-
nationa
22 503
41 880
-
-
municipal
3 657
6 806
-
-
total
26 160
48 686
-
-
Dividends
67 602
125 813
-
-
withholding
17 576
32 711
-
-
total
17 576
32 711
-
-
Income
174 500
174 500
174 500
174 500
Total tax
86 141
81 397
99 831
91 953
After tax
88 359
93 103
74 669
82 547
Living cost
38 334
38 334
38 334
38 334
Free-cash
50 025
54 769
36 335
44 213

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽57517
₽65233
₽49683
₽67249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 500
national
-
-
-
43 961
regional
-
-
-
2 632
social contributions
-
-
-
44 882
municipal
-
-
-
1 036
total
-
-
-
92 511
Employee
50 394
-
174 500
-
municipal
267
-
926
-
national
7 984
-
38 231
-
social contributions
16 993
-
58 841
-
regional
678
-
2 347
-
total
25 922
-
100 345
-
Employer
50 394
-
174 500
-
total
-
-
-
-
Corporate
124 106
174 500
-