Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 174000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽119577
₽126251
₽130404
₽123898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 000
health
-
-
-
4 289
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 519
unemployment
-
-
-
149
income
-
-
-
26 100
total
-
-
-
36 057
Employee
24 319
-
166 684
-
accident

We are using the highest rate at 1.1%.

267
-
410
-
health
1 119
-
1 715
-
income
2 432
-
16 668
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 135
-
3 274
-
total
5 953
-
22 067
-
Employer
24 319
-
166 684
-
unemployment
146
-
224
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 680
-
4 109
-
health
1 678
-
2 573
-
accident

We are using the highest rate at 1.1%.

267
-
410
-
total
4 771
-
7 316
-
Corporate
144 910
174 000
-
-
income
14 491
17 400
-
-
total
14 491
17 400
-
-
Dividends
130 419
156 600
-
-
withholding
6 521
7 830
-
-
total
6 521
7 830
-
-
Income
174 000
174 000
174 000
174 000
Total tax
31 736
25 230
29 383
36 057
After tax
142 264
148 770
144 617
137 943
Living cost
18 366
18 366
18 366
18 366
Free-cash
123 898
130 404
126 251
119 577

Estimated living cost  is ₽18366 per week

₽12147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4730
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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