Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 174000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽124252
₽128004
₽131261
₽133436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
174 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 608
income
-
-
-
26 100
health
-
-
-
3 581
unemployment
-
-
-
125
total
-
-
-
34 414
Employee
20 304
-
167 891
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 783
-
2 734
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
income
2 031
-
16 789
-
health
934
-
1 432
-
total
4 971
-
21 297
-
Employer
20 304
-
167 891
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 237
-
3 431
-
health
1 401
-
2 148
-
unemployment
122
-
187
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
total
3 983
-
6 108
-
Corporate
149 712
174 000
-
-
income
14 971
17 400
-
-
total
14 971
17 400
-
-
Dividends
134 740
156 600
-
-
withholding
6 737
7 830
-
-
total
6 737
7 830
-
-
Income
174 000
174 000
174 000
174 000
Total tax
30 662
25 230
27 405
34 414
After tax
143 338
148 770
146 595
139 586
Living cost
15 334
15 334
15 334
15 334
Free-cash
128 004
133 436
131 261
124 252

Estimated living cost  is ₽15334 per week

₽10142
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3949
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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