Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽131611
₽133218
₽135988
₽126332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 500
health
-
-
-
3 785
income
-
-
-
26 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 871
unemployment
-
-
-
132
total
-
-
-
34 813
Employee
16 359
-
167 042
-
accident

We are using the highest rate at 1.1%.

180
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 436
-
2 890
-
health
752
-
1 514
-
income
1 636
-
16 704
-
total
4 004
-
21 470
-
Employer
16 359
-
167 042
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 803
-
3 627
-
health
1 129
-
2 271
-
unemployment
98
-
197
-
accident

We are using the highest rate at 1.1%.

180
-
362
-
total
3 210
-
6 457
-
Corporate
153 931
173 500
-
-
income
15 393
17 350
-
-
total
15 393
17 350
-
-
Dividends
138 538
156 150
-
-
withholding
6 927
7 807
-
-
total
6 927
7 807
-
-
Income
173 500
173 500
173 500
173 500
Total tax
29 534
25 157
27 927
34 813
After tax
143 966
148 343
145 573
138 687
Living cost
12 355
12 355
12 355
12 355
Free-cash
131 611
135 988
133 218
126 332

Estimated living cost  is ₽12355 per week

₽7213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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