Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽132163
₽136397
₽133977
₽127032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 500
unemployment
-
-
-
127
income
-
-
-
26 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 710
health
-
-
-
3 660
total
-
-
-
34 522
Employee
15 818
-
167 256
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
health
728
-
1 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 389
-
2 794
-
income
1 582
-
16 725
-
total
3 873
-
21 333
-
Employer
15 818
-
167 256
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 743
-
3 507
-
unemployment
95
-
191
-
health
1 092
-
2 196
-
total
3 104
-
6 244
-
Corporate
154 578
173 500
-
-
income
15 458
17 350
-
-
total
15 458
17 350
-
-
Dividends
139 120
156 150
-
-
withholding
6 956
7 807
-
-
total
6 956
7 807
-
-
Income
173 500
173 500
173 500
173 500
Total tax
29 391
25 157
27 577
34 522
After tax
144 109
148 343
145 923
138 978
Living cost
11 946
11 946
11 946
11 946
Free-cash
132 163
136 397
133 977
127 032

Estimated living cost  is ₽11946 per week

₽6974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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