Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽132023
₽133781
₽136291
₽126852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 500
health
-
-
-
3 692
income
-
-
-
26 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 752
unemployment
-
-
-
128
total
-
-
-
34 597
Employee
15 957
-
167 201
-
accident

We are using the highest rate at 1.1%.

176
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 401
-
2 819
-
health
734
-
1 477
-
income
1 595
-
16 720
-
total
3 906
-
21 369
-
Employer
15 957
-
167 201
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 759
-
3 538
-
health
1 101
-
2 215
-
unemployment
95
-
193
-
accident

We are using the highest rate at 1.1%.

176
-
353
-
total
3 131
-
6 299
-
Corporate
154 412
173 500
-
-
income
15 441
17 350
-
-
total
15 441
17 350
-
-
Dividends
138 971
156 150
-
-
withholding
6 948
7 808
-
-
total
6 948
7 808
-
-
Income
173 500
173 500
173 500
173 500
Total tax
29 426
25 158
27 668
34 597
After tax
144 074
148 342
145 832
138 903
Living cost
12 051
12 051
12 051
12 051
Free-cash
132 023
136 291
133 781
126 852

Estimated living cost  is ₽12051 per week

₽7036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3836
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Estimated living cost

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