Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽132071
₽133848
₽136327
₽126913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 500
health
-
-
-
3 681
income
-
-
-
26 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 738
unemployment
-
-
-
128
total
-
-
-
34 572
Employee
15 910
-
167 220
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 397
-
2 811
-
health
732
-
1 472
-
income
1 591
-
16 722
-
total
3 895
-
21 357
-
Employer
15 910
-
167 220
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 753
-
3 527
-
health
1 098
-
2 209
-
unemployment
95
-
192
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
total
3 121
-
6 280
-
Corporate
154 468
173 500
-
-
income
15 447
17 350
-
-
total
15 447
17 350
-
-
Dividends
139 021
156 150
-
-
withholding
6 951
7 808
-
-
total
6 951
7 808
-
-
Income
173 500
173 500
173 500
173 500
Total tax
29 414
25 158
27 637
34 572
After tax
144 086
148 342
145 863
138 928
Living cost
12 015
12 015
12 015
12 015
Free-cash
132 071
136 327
133 848
126 913

Estimated living cost  is ₽12015 per week

₽7015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Varna model

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Estimated living cost

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