Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽127033
₽132495
₽130220
₽123270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 000
unemployment
-
-
-
125
income
-
-
-
25 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 634
health
-
-
-
3 601
total
-
-
-
34 310
Employee
20 419
-
166 857
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
health
939
-
1 440
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 793
-
2 749
-
income
2 042
-
16 685
-
total
4 998
-
21 218
-
Employer
20 419
-
166 857
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 250
-
3 450
-
unemployment
123
-
188
-
health
1 409
-
2 160
-
total
4 006
-
6 142
-
Corporate
148 575
173 000
-
-
income
14 857
17 300
-
-
total
14 857
17 300
-
-
Dividends
133 718
155 700
-
-
withholding
6 686
7 785
-
-
total
6 686
7 785
-
-
Income
173 000
173 000
173 000
173 000
Total tax
30 547
25 085
27 360
34 310
After tax
142 453
147 915
145 640
138 690
Living cost
15 420
15 420
15 420
15 420
Free-cash
127 033
132 495
130 220
123 270

Estimated living cost  is ₽15420 per week

₽10199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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