Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽125873
₽128803
₽131639
₽121950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 000
health
-
-
-
3 801
income
-
-
-
25 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 891
unemployment
-
-
-
132
total
-
-
-
34 774
Employee
21 552
-
166 516
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 892
-
2 902
-
health
991
-
1 520
-
income
2 156
-
16 651
-
total
5 276
-
21 437
-
Employer
21 552
-
166 516
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 375
-
3 642
-
health
1 487
-
2 280
-
unemployment
129
-
198
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 228
-
6 484
-
Corporate
147 220
173 000
-
-
income
14 722
17 300
-
-
total
14 722
17 300
-
-
Dividends
132 498
155 700
-
-
withholding
6 625
7 785
-
-
total
6 625
7 785
-
-
Income
173 000
173 000
173 000
173 000
Total tax
30 851
25 085
27 921
34 774
After tax
142 149
147 915
145 079
138 226
Living cost
16 276
16 276
16 276
16 276
Free-cash
125 873
131 639
128 803
121 950

Estimated living cost  is ₽16276 per week

₽10765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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