Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 173000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽126394
₽119703
₽123900
₽130182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
173 000
unemployment
-
-
-
144
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 329
income
-
-
-
25 950
health
-
-
-
4 141
total
-
-
-
35 564
Employee
23 482
-
165 935
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 061
-
3 162
-
income
2 349
-
16 594
-
accident

We are using the highest rate at 1.1%.

258
-
396
-
health
1 080
-
1 656
-
total
5 748
-
21 808
-
Employer
23 482
-
165 935
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 588
-
3 968
-
accident

We are using the highest rate at 1.1%.

258
-
396
-
unemployment
141
-
216
-
health
1 620
-
2 485
-
total
4 607
-
7 065
-
Corporate
144 911
173 000
-
-
income
14 491
17 300
-
-
total
14 491
17 300
-
-
Dividends
130 420
155 700
-
-
withholding
6 521
7 785
-
-
total
6 521
7 785
-
-
Income
173 000
173 000
173 000
173 000
Total tax
31 367
25 085
28 873
35 564
After tax
141 633
147 915
144 127
137 436
Living cost
17 733
17 733
17 733
17 733
Free-cash
123 900
130 182
126 394
119 703

Estimated living cost  is ₽17733 per week

₽11729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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