Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽43052
₽36868
₽53325
₽64927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
income
-
-
-
52 632
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
76 900
Employee
86 179
86 179
153 746
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
22 276
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
46 544
-
Employer
86 179
86 179
153 746
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
72 287
71 230
-
-
income
14 457
14 246
-
-
total
14 457
14 246
-
-
Dividends
57 830
56 984
-
-
income
12 289
12 109
-
-
withholding
8 675
8 547
-
-
total
20 964
20 656
-
-
Income
172 500
172 500
172 500
172 500
Total tax
93 357
87 173
65 298
76 900
After tax
79 143
85 327
107 202
95 600
Living cost
42 276
42 276
42 276
42 276
Free-cash
36 868
43 052
64 927
53 325

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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