Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽125586
₽131315
₽128524
₽121686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
health
-
-
-
3 776
income
-
-
-
25 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 860
unemployment
-
-
-
131
total
-
-
-
34 642
Employee
21 415
-
166 057
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 142
-
16 606
-
health
985
-
1 511
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 242
-
21 361
-
Employer
21 415
-
166 057
-
health
1 478
-
2 266
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
3 619
-
total
4 202
-
6 443
-
Corporate
146 884
172 500
-
-
income
14 688
17 250
-
-
total
14 688
17 250
-
-
Dividends
132 196
155 250
-
-
withholding
6 610
7 763
-
-
total
6 610
7 763
-
-
Income
172 500
172 500
172 500
172 500
Total tax
30 742
25 013
27 804
34 642
After tax
141 758
147 487
144 696
137 858
Living cost
16 172
16 172
16 172
16 172
Free-cash
125 586
131 315
128 524
121 686

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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