Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Valencia , Spain
-₽21214
₽7496
-₽11993
-₽12778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
other
-
-
-
173
unemployment
-
-
-
1 206
income
-
-
-
24 286
pensions
-
-
-
48 820
accident
-
-
-
1 553
total
-
-
-
76 038
Employee
146 888
-
130 208
-
unemployment
2 277
-
2 058
-
other
143
-
136
-
pensions
6 905
-
6 234
-
income
28 319
-
24 534
-
total
37 644
-
32 962
-
Employer
146 888
-
130 208
-
other
1 176
-
1 063
-
accident
2 910
-
2 623
-
pensions
34 663
-
31 308
-
unemployment
8 081
-
7 297
-
total
46 830
-
42 291
-
Corporate
-
172 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 873
-
-
total
-
25 873
-
-
Dividends
-
146 627
-
-
withholding
-
29 891
-
-
total
-
29 891
-
-
Income
172 500
172 500
172 500
172 500
Total tax
84 474
55 764
75 253
76 038
After tax
88 026
116 736
97 247
96 462
Living cost
109 240
109 240
109 240
109 240
Free-cash
-21 214
7 496
-11 993
-12 778

Estimated living cost  is ₽109240 per month

₽73735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1915
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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