Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Valencia , Spain
-₽22345
-₽12828
₽6868
-₽13389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
accident
-
-
-
1 554
income
-
-
-
24 261
pensions
-
-
-
48 817
other
-
-
-
174
unemployment
-
-
-
1 206
total
-
-
-
76 012
Employee
147 745
-
129 962
-
unemployment
2 290
-
2 070
-
pensions
6 946
-
6 271
-
income
28 484
-
24 435
-
other
144
-
136
-
total
37 864
-
32 912
-
Employer
147 745
-
129 962
-
pensions
34 865
-
31 491
-
other
1 183
-
1 069
-
unemployment
8 129
-
7 340
-
accident
2 927
-
2 639
-
total
47 104
-
42 539
-
Corporate
-
172 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 872
-
-
total
-
25 872
-
-
Dividends
-
146 628
-
-
withholding
-
29 883
-
-
total
-
29 883
-
-
Income
172 500
172 500
172 500
172 500
Total tax
84 968
55 755
75 451
76 012
After tax
87 532
116 745
97 049
96 488
Living cost
109 878
109 878
109 878
109 878
Free-cash
-22 345
6 868
-12 828
-13 389

Estimated living cost  is ₽109878 per month

₽74166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1926
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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