Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Valencia , Spain
₽4493
-₽15963
-₽15678
-₽26588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
accident
-
-
-
1 550
income
-
-
-
24 161
other
-
-
-
170
unemployment
-
-
-
1 209
pensions
-
-
-
48 818
total
-
-
-
75 908
Employee
150 962
-
129 035
-
other
147
-
139
-
unemployment
2 340
-
2 115
-
pensions
7 097
-
6 407
-
income
29 104
-
24 068
-
total
38 688
-
32 729
-
Employer
150 962
-
129 035
-
pensions
35 624
-
32 176
-
accident
2 991
-
2 696
-
unemployment
8 306
-
7 500
-
other
1 209
-
1 092
-
total
48 130
-
43 464
-
Corporate
-
172 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 877
-
-
total
-
25 877
-
-
Dividends
-
146 623
-
-
withholding
-
29 860
-
-
total
-
29 860
-
-
Income
172 500
172 500
172 500
172 500
Total tax
86 818
55 737
76 193
75 908
After tax
85 682
116 763
96 307
96 592
Living cost
112 270
112 270
112 270
112 270
Free-cash
-26 588
4 493
-15 963
-15 678

Estimated living cost  is ₽112270 per month

₽75780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1968
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close