Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 172500
per

Your estimated
City
free-cash

Valencia , Spain
-₽20735
₽883
-₽19167
-₽33046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
172 500
other
-
-
-
176
accident
-
-
-
1 552
income
-
-
-
24 001
pensions
-
-
-
48 818
unemployment
-
-
-
1 208
total
-
-
-
75 755
Employee
155 859
-
127 625
-
income
30 048
-
23 505
-
other
152
-
144
-
pensions
7 327
-
6 615
-
unemployment
2 416
-
2 184
-
total
39 943
-
32 448
-
Employer
155 859
-
127 625
-
other
1 248
-
1 128
-
unemployment
8 575
-
7 743
-
accident
3 088
-
2 784
-
pensions
36 780
-
33 220
-
total
49 691
-
44 875
-
Corporate
-
172 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 877
-
-
total
-
25 877
-
-
Dividends
-
146 623
-
-
withholding
-
29 828
-
-
total
-
29 828
-
-
Income
172 500
172 500
172 500
172 500
Total tax
89 634
55 705
77 323
75 755
After tax
82 866
116 795
95 177
96 745
Living cost
115 912
115 912
115 912
115 912
Free-cash
-33 046
883
-20 735
-19 167

Estimated living cost  is ₽115912 per month

₽78239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2032
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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