Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽1463
₽34096
₽61600
₽53671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
city
-
-
-
1 792
pensions
-
-
-
15 641
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 401
regional
-
-
-
8 255
health
-
-
-
382
national
-
-
-
2 655
total
-
-
-
32 126
Employee
89 260
-
152 159
-
city
958
-
1 634
-
regional
2 923
-
7 121
-
health
202
-
343
-
pensions
7 499
-
12 782
-
unemployment
-
-
-
-
national
422
-
2 008
-
total
12 004
-
23 888
-
Employer
89 260
-
152 159
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 042
-
unemployment
-
-
-
-
pensions
7 499
-
12 782
-
health
202
-
343
-
total
9 486
-
16 167
-
Corporate
70 273
170 000
-
-
regional
14 863
35 955
-
-
national
5 973
14 450
-
-
total
20 836
50 405
-
-
Dividends
49 438
119 595
-
-
withholding
17 304
41 858
-
-
total
17 304
41 858
-
-
Income
170 000
170 000
170 000
170 000
Total tax
59 630
92 263
40 055
32 126
After tax
110 370
77 737
129 945
137 874
Living cost
76 274
76 274
76 274
76 274
Free-cash
34 096
1 463
53 671
61 600

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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