Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽19308
₽8286
-₽10637
-₽11733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
other
-
-
-
169
unemployment
-
-
-
1 193
income
-
-
-
23 976
pensions
-
-
-
48 108
accident
-
-
-
1 532
total
-
-
-
74 978
Employee
143 547
-
128 670
-
unemployment
2 225
-
2 011
-
other
140
-
133
-
pensions
6 748
-
6 093
-
income
27 675
-
24 315
-
total
36 788
-
32 552
-
Employer
143 547
-
128 670
-
other
1 149
-
1 039
-
accident
2 844
-
2 564
-
pensions
33 874
-
30 596
-
unemployment
7 898
-
7 131
-
total
45 765
-
41 330
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 498
-
-
total
-
25 498
-
-
Dividends
-
144 502
-
-
withholding
-
29 461
-
-
total
-
29 461
-
-
Income
170 000
170 000
170 000
170 000
Total tax
82 553
54 959
73 882
74 978
After tax
87 447
115 041
96 118
95 022
Living cost
106 755
106 755
106 755
106 755
Free-cash
-19 308
8 286
-10 637
-11 733

Estimated living cost  is ₽106755 per month

₽72058
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10262
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1871
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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