Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽4561
-₽5873
-₽8462
₽14349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
other
-
-
-
167
unemployment
-
-
-
1 188
pensions
-
-
-
48 109
income
-
-
-
24 242
accident
-
-
-
1 528
total
-
-
-
75 234
Employee
135 323
-
128 899
-
pensions
6 362
-
6 056
-
income
26 089
-
24 645
-
unemployment
2 097
-
2 000
-
other
132
-
132
-
total
34 680
-
32 833
-
Employer
135 323
-
128 899
-
other
1 083
-
1 028
-
accident
2 681
-
2 549
-
pensions
31 934
-
30 420
-
unemployment
7 445
-
7 091
-
total
43 143
-
41 088
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 502
-
-
total
-
25 502
-
-
Dividends
-
144 498
-
-
withholding
-
29 510
-
-
total
-
29 510
-
-
Income
170 000
170 000
170 000
170 000
Total tax
77 823
55 012
73 921
75 234
After tax
92 177
114 988
96 079
94 766
Living cost
100 640
100 640
100 640
100 640
Free-cash
-8 462
14 349
-4 561
-5 873

Estimated living cost  is ₽100640 per month

₽67930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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