Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽9661
₽9063
-₽10977
-₽17909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
income
-
-
-
24 011
pensions
-
-
-
48 111
other
-
-
-
168
unemployment
-
-
-
1 192
accident
-
-
-
1 528
total
-
-
-
75 010
Employee
142 487
-
128 902
-
unemployment
2 208
-
1 996
-
pensions
6 698
-
6 055
-
other
139
-
132
-
income
27 470
-
24 421
-
total
36 515
-
32 604
-
Employer
142 487
-
128 902
-
accident
2 823
-
2 552
-
other
1 141
-
1 031
-
unemployment
7 839
-
7 086
-
pensions
33 624
-
30 421
-
total
45 427
-
41 090
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 500
-
-
total
-
25 500
-
-
Dividends
-
144 500
-
-
withholding
-
29 470
-
-
total
-
29 470
-
-
Income
170 000
170 000
170 000
170 000
Total tax
81 942
54 970
73 694
75 010
After tax
88 058
115 030
96 306
94 990
Living cost
105 967
105 967
105 967
105 967
Free-cash
-17 909
9 063
-9 661
-10 977

Estimated living cost  is ₽105967 per month

₽71526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10187
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1857
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22399
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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