Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽24817
-₽14703
₽5202
-₽14710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
accident
-
-
-
1 531
unemployment
-
-
-
1 190
pensions
-
-
-
48 113
other
-
-
-
167
income
-
-
-
23 840
total
-
-
-
74 841
Employee
147 724
-
127 467
-
pensions
6 945
-
6 270
-
other
144
-
136
-
income
28 480
-
23 840
-
unemployment
2 290
-
2 070
-
total
37 859
-
32 316
-
Employer
147 724
-
127 467
-
accident
2 926
-
2 638
-
other
1 183
-
1 069
-
unemployment
8 127
-
7 339
-
pensions
34 860
-
31 486
-
total
47 096
-
42 532
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 497
-
-
total
-
25 497
-
-
Dividends
-
144 503
-
-
withholding
-
29 439
-
-
total
-
29 439
-
-
Income
170 000
170 000
170 000
170 000
Total tax
84 955
54 936
74 848
74 841
After tax
85 045
115 064
95 152
95 159
Living cost
109 862
109 862
109 862
109 862
Free-cash
-24 817
5 202
-14 710
-14 703

Estimated living cost  is ₽109862 per month

₽74155
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1926
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close