Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽23057
-₽13410
₽6188
-₽13756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
accident
-
-
-
1 533
income
-
-
-
23 880
pensions
-
-
-
48 114
other
-
-
-
173
unemployment
-
-
-
1 187
total
-
-
-
74 887
Employee
146 389
-
127 852
-
unemployment
2 269
-
2 051
-
pensions
6 882
-
6 213
-
income
28 223
-
23 993
-
other
143
-
135
-
total
37 517
-
32 392
-
Employer
146 389
-
127 852
-
pensions
34 545
-
31 202
-
other
1 172
-
1 059
-
unemployment
8 054
-
7 273
-
accident
2 900
-
2 615
-
total
46 671
-
42 149
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 499
-
-
total
-
25 499
-
-
Dividends
-
144 501
-
-
withholding
-
29 444
-
-
total
-
29 444
-
-
Income
170 000
170 000
170 000
170 000
Total tax
84 188
54 943
74 541
74 887
After tax
85 812
115 057
95 459
95 113
Living cost
108 869
108 869
108 869
108 869
Free-cash
-23 057
6 188
-13 410
-13 756

Estimated living cost  is ₽108869 per month

₽73485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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