Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 170000
per

Your estimated
City
free-cash

Valencia , Spain
-₽28907
-₽25085
-₽5547
-₽44042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
170 000
accident
-
-
-
1 533
income
-
-
-
23 377
unemployment
-
-
-
1 191
other
-
-
-
167
pensions
-
-
-
48 113
total
-
-
-
74 381
Employee
162 303
-
123 270
-
income
31 291
-
22 161
-
pensions
7 630
-
6 889
-
unemployment
2 516
-
2 274
-
other
158
-
150
-
total
41 595
-
31 474
-
Employer
162 303
-
123 270
-
other
1 299
-
1 174
-
unemployment
8 929
-
8 063
-
pensions
38 300
-
34 593
-
accident
3 215
-
2 899
-
total
51 743
-
46 729
-
Corporate
-
170 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
25 497
-
-
total
-
25 497
-
-
Dividends
-
144 503
-
-
withholding
-
29 346
-
-
total
-
29 346
-
-
Income
170 000
170 000
170 000
170 000
Total tax
93 338
54 843
78 203
74 381
After tax
76 662
115 157
91 797
95 619
Living cost
120 704
120 704
120 704
120 704
Free-cash
-44 042
-5 547
-28 907
-25 085

Estimated living cost  is ₽120704 per month

₽81473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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