Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽119660
₽115431
₽121865
₽126044
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 500
income
-
-
-
25 275
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 416
unemployment
-
-
-
146
health
-
-
-
4 209
total
-
-
-
35 046
Employee
23 865
-
161 320
-
income
2 387
-
16 132
-
accident

We are using the highest rate at 1.1%.

262
-
403
-
health
1 098
-
1 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 095
-
3 213
-
total
5 842
-
21 431
-
Employer
23 865
-
161 320
-
unemployment
143
-
220
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 630
-
4 033
-
accident

We are using the highest rate at 1.1%.

262
-
403
-
health
1 647
-
2 525
-
total
4 682
-
7 181
-
Corporate
139 953
168 500
-
-
income
13 995
16 850
-
-
total
13 995
16 850
-
-
Dividends
125 958
151 650
-
-
withholding
6 298
7 583
-
-
total
6 298
7 583
-
-
Income
168 500
168 500
168 500
168 500
Total tax
30 817
24 433
28 612
35 046
After tax
137 683
144 067
139 888
133 454
Living cost
18 023
18 023
18 023
18 023
Free-cash
119 660
126 044
121 865
115 431

Estimated living cost  is ₽18023 per week

₽11920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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