Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽40756
₽34573
₽51154
₽61627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
168 000
income
-
-
-
50 303
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
74 571
Employee
86 179
86 179
149 246
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
21 075
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
45 343
-
Employer
86 179
86 179
149 246
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
67 787
66 730
-
-
income
13 557
13 346
-
-
total
13 557
13 346
-
-
Dividends
54 230
53 384
-
-
income
11 523
11 345
-
-
withholding
8 135
8 007
-
-
total
19 658
19 352
-
-
Income
168 000
168 000
168 000
168 000
Total tax
91 151
84 969
64 097
74 571
After tax
76 849
83 031
103 903
93 429
Living cost
42 276
42 276
42 276
42 276
Free-cash
34 573
40 756
61 627
51 154

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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