Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168000
per

Your estimated
City
free-cash

Helsinki , Finland
₽72415
₽72587
₽52943
₽70096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
168 000
national
-
-
-
28 934
health
-
-
-
2 211
municipal
-
-
-
29 842
total
-
-
-
60 987
Employee
47 412
-
141 330
-
unemployment
711
-
2 121
-
municipal
7 766
-
23 017
-
national
783
-
17 311
-
pensions
3 200
-
9 539
-
health
354
-
1 801
-
total
12 814
-
53 789
-
Employer
47 412
-
141 330
-
pensions
8 226
-
24 522
-
health
364
-
1 088
-
accident
48
-
142
-
unemployment
308
-
918
-
total
8 946
-
26 670
-
Corporate
111 642
168 000
-
-
income
22 329
33 601
-
-
total
22 329
33 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

66 985
100 799
-
-
municipal
12 056
18 145
-
-
national
4 670
11 560
-
-
total
16 726
29 705
-
-
Income
168 000
168 000
168 000
168 000
Total tax
60 815
63 306
80 459
60 987
After tax
107 185
104 694
87 541
107 013
Living cost
34 598
34 598
34 598
34 598
Free-cash
72 587
70 096
52 943
72 415

Estimated living cost  is ₽34598 per week

₽22599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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