Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 168000
per

Your estimated
City
free-cash

Helsinki , Finland
₽72223
₽52605
₽69755
₽72254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
168 000
health
-
-
-
2 205
municipal
-
-
-
29 844
national
-
-
-
28 620
total
-
-
-
60 669
Employee
48 068
-
141 329
-
unemployment
721
-
2 120
-
pensions
3 244
-
9 539
-
municipal
7 873
-
23 018
-
national
794
-
17 176
-
health
359
-
1 794
-
total
12 991
-
53 647
-
Employer
48 068
-
141 329
-
pensions
8 339
-
24 521
-
health
369
-
1 089
-
unemployment
312
-
919
-
accident
49
-
142
-
total
9 069
-
26 671
-
Corporate
110 863
168 000
-
-
income
22 173
33 601
-
-
total
22 173
33 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

66 517
100 800
-
-
national
4 494
11 423
-
-
municipal
11 973
18 144
-
-
total
16 467
29 567
-
-
Income
168 000
168 000
168 000
168 000
Total tax
60 700
63 168
80 318
60 669
After tax
107 300
104 832
87 682
107 331
Living cost
35 077
35 077
35 077
35 077
Free-cash
72 223
69 755
52 605
72 254

Estimated living cost  is ₽35077 per week

₽22912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close