Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 166000
per

Your estimated
City
free-cash

Valencia , Spain
-₽986
-₽22376
-₽20209
-₽35086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
166 000
accident
-
-
-
1 495
income
-
-
-
23 019
other
-
-
-
164
unemployment
-
-
-
1 158
pensions
-
-
-
46 976
total
-
-
-
72 812
Employee
152 478
-
122 099
-
other
149
-
141
-
unemployment
2 363
-
2 136
-
pensions
7 168
-
6 472
-
income
29 396
-
22 330
-
total
39 076
-
31 079
-
Employer
152 478
-
122 099
-
pensions
35 982
-
32 499
-
accident
3 021
-
2 723
-
unemployment
8 389
-
7 575
-
other
1 221
-
1 103
-
total
48 613
-
43 900
-
Corporate
-
166 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
24 901
-
-
total
-
24 901
-
-
Dividends
-
141 099
-
-
withholding
-
28 688
-
-
total
-
28 688
-
-
Income
166 000
166 000
166 000
166 000
Total tax
87 689
53 589
74 979
72 812
After tax
78 311
112 411
91 021
93 188
Living cost
113 397
113 397
113 397
113 397
Free-cash
-35 086
-986
-22 376
-20 209

Estimated living cost  is ₽113397 per month

₽76541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1988
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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