Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽119342
₽121905
₽125138
₽115439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 500
health
-
-
-
3 821
income
-
-
-
24 825
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 918
unemployment
-
-
-
133
total
-
-
-
33 697
Employee
21 669
-
158 981
-
accident

We are using the highest rate at 1.1%.

238
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 902
-
2 918
-
health
997
-
1 529
-
income
2 167
-
15 898
-
total
5 304
-
20 711
-
Employer
21 669
-
158 981
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 388
-
3 662
-
health
1 495
-
2 293
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

238
-
366
-
total
4 251
-
6 520
-
Corporate
139 580
165 500
-
-
income
13 958
16 550
-
-
total
13 958
16 550
-
-
Dividends
125 622
148 950
-
-
withholding
6 281
7 448
-
-
total
6 281
7 448
-
-
Income
165 500
165 500
165 500
165 500
Total tax
29 794
23 998
27 231
33 697
After tax
135 706
141 502
138 269
131 803
Living cost
16 364
16 364
16 364
16 364
Free-cash
119 342
125 138
121 905
115 439

Estimated living cost  is ₽16364 per week

₽10823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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