Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165500
per

Your estimated
City
free-cash

Valencia , Spain
-₽36142
-₽23170
-₽20786
-₽1642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 500
unemployment
-
-
-
1 161
accident
-
-
-
1 491
pensions
-
-
-
46 840
income
-
-
-
22 918
other
-
-
-
165
total
-
-
-
72 575
Employee
152 899
-
121 477
-
other
149
-
141
-
income
29 478
-
22 164
-
pensions
7 188
-
6 490
-
unemployment
2 370
-
2 142
-
total
39 185
-
30 937
-
Employer
152 899
-
121 477
-
accident
3 029
-
2 731
-
unemployment
8 412
-
7 596
-
pensions
36 081
-
32 589
-
other
1 224
-
1 106
-
total
48 746
-
44 022
-
Corporate
-
165 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
24 828
-
-
total
-
24 828
-
-
Dividends
-
140 672
-
-
withholding
-
28 603
-
-
total
-
28 603
-
-
Income
165 500
165 500
165 500
165 500
Total tax
87 931
53 431
74 959
72 575
After tax
77 569
112 069
90 541
92 925
Living cost
113 711
113 711
113 711
113 711
Free-cash
-36 142
-1 642
-23 170
-20 786

Estimated living cost  is ₽113711 per month

₽76753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1993
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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