Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165500
per

Your estimated
City
free-cash

Valencia , Spain
-₽32501
-₽27607
-₽8706
-₽48777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 500
accident
-
-
-
1 493
income
-
-
-
22 611
unemployment
-
-
-
1 159
other
-
-
-
167
pensions
-
-
-
46 840
total
-
-
-
72 270
Employee
162 481
-
118 719
-
income
31 325
-
21 060
-
pensions
7 638
-
6 896
-
unemployment
2 518
-
2 277
-
other
158
-
150
-
total
41 639
-
30 383
-
Employer
162 481
-
118 719
-
other
1 301
-
1 176
-
unemployment
8 939
-
8 072
-
pensions
38 342
-
34 631
-
accident
3 219
-
2 902
-
total
51 801
-
46 781
-
Corporate
-
165 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
24 825
-
-
total
-
24 825
-
-
Dividends
-
140 675
-
-
withholding
-
28 544
-
-
total
-
28 544
-
-
Income
165 500
165 500
165 500
165 500
Total tax
93 440
53 369
77 164
72 270
After tax
72 060
112 131
88 336
93 230
Living cost
120 837
120 837
120 837
120 837
Free-cash
-48 777
-8 706
-32 501
-27 607

Estimated living cost  is ₽120837 per month

₽81563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2118
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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