Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165000
per

Your estimated
City
free-cash

Madrid , Spain
₽71603
₽56380
₽77621
₽60239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
accident
-
-
-
768
income
-
-
-
46 859
pensions
-
-
-
24 126
other
-
-
-
86
unemployment
-
-
-
597
total
-
-
-
72 436
Employee
44 421
-
137 821
-
unemployment
688
-
1 321
-
pensions
2 088
-
4 008
-
income
9 278
-
43 702
-
other
44
-
86
-
total
12 098
-
49 117
-
Employer
44 421
-
137 821
-
pensions
10 483
-
20 120
-
other
356
-
682
-
unemployment
2 444
-
4 688
-
accident
880
-
1 688
-
total
14 163
-
27 178
-
Corporate
106 416
165 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 962
24 751
-
-
total
15 962
24 751
-
-
Dividends
90 454
140 249
-
-
withholding
18 849
30 303
-
-
total
18 849
30 303
-
-
Income
165 000
165 000
165 000
165 000
Total tax
61 072
55 054
76 295
72 436
After tax
103 928
109 946
88 705
92 564
Living cost
32 325
32 325
32 325
32 325
Free-cash
71 603
77 621
56 380
60 239

Estimated living cost  is ₽32325 per week

₽23215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6142
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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