Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165000
per

Your estimated
City
free-cash

Madrid , Spain
₽57071
₽78234
₽60854
₽72336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
income
-
-
-
47 412
pensions
-
-
-
23 639
unemployment
-
-
-
585
accident
-
-
-
753
other
-
-
-
84
total
-
-
-
72 473
Employee
43 525
-
138 370
-
pensions
2 045
-
3 927
-
other
43
-
84
-
income
9 091
-
44 319
-
unemployment
674
-
1 295
-
total
11 853
-
49 625
-
Employer
43 525
-
138 370
-
accident
862
-
1 654
-
unemployment
2 394
-
4 594
-
other
349
-
669
-
pensions
10 272
-
19 714
-
total
13 877
-
26 631
-
Corporate
107 598
165 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

16 140
24 751
-
-
total
16 140
24 751
-
-
Dividends
91 458
140 249
-
-
withholding
19 121
30 342
-
-
total
19 121
30 342
-
-
Income
165 000
165 000
165 000
165 000
Total tax
60 991
55 093
76 256
72 473
After tax
104 009
109 907
88 744
92 527
Living cost
31 673
31 673
31 673
31 673
Free-cash
72 336
78 234
57 071
60 854

Estimated living cost  is ₽31673 per week

₽22746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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