Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽123767
₽119895
₽113558
₽117636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
141
health
-
-
-
4 042
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 201
income
-
-
-
24 750
total
-
-
-
34 134
Employee
22 918
-
158 105
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
health
1 054
-
1 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 012
-
3 086
-
income
2 292
-
15 811
-
total
5 610
-
20 901
-
Employer
22 918
-
158 105
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
health
1 581
-
2 425
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 525
-
3 873
-
total
4 496
-
6 896
-
Corporate
137 586
165 000
-
-
income
13 759
16 500
-
-
total
13 759
16 500
-
-
Dividends
123 827
148 500
-
-
withholding
6 191
7 425
-
-
total
6 191
7 425
-
-
Income
165 000
165 000
165 000
165 000
Total tax
30 056
23 925
27 797
34 134
After tax
134 944
141 075
137 203
130 866
Living cost
17 308
17 308
17 308
17 308
Free-cash
117 636
123 767
119 895
113 558

Estimated living cost  is ₽17308 per week

₽11447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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