Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165000
per

Your estimated
City
free-cash

Andorra , Andorra
₽94039
₽118141
₽98425
₽121192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
36 300
income
-
-
-
7 353
total
-
-
-
43 653
Employee
29 206
-
142 856
-
social contributions
1 898
-
9 285
-
income
-
-
7 841
-
total
1 898
-
17 126
-
Employer
29 206
-
142 856
-
social contributions
4 527
-
22 141
-
total
4 527
-
22 141
-
Corporate
131 267
165 000
-
-
income
13 126
16 500
-
-
total
13 126
16 500
-
-
Dividends
118 141
148 500
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
19 551
16 500
39 267
43 653
After tax
145 449
148 500
125 733
121 347
Living cost
27 308
27 308
27 308
27 308
Free-cash
118 141
121 192
98 425
94 039

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽55896
₽61911
₽14736
₽62361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
660
pensions
-
-
-
19 634
income
-
-
-
46 137
total
-
-
-
80 121
Employee
39 711
36 203
132 529
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
37 321
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
56 542
-
Employer
39 711
36 203
132 529
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 975
-
other
1 886
1 719
6 070
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
529
-
total
11 428
10 420
32 468
-
Corporate
113 860
118 377
129 083
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 465
29 594
32 271
-
total
28 465
29 594
32 271
-
Dividends
85 396
88 783
-
-
withholding
23 484
24 415
-
-
total
23 484
24 415
-
-
Income
165 000
165 000
165 000
165 000
Total tax
74 106
73 656
121 281
80 121
After tax
90 894
91 344
43 719
84 879
Living cost
28 983
28 983
28 983
28 983
Free-cash
61 911
62 361
14 736
55 896

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽52689
₽57830
₽11662
₽59235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
660
pensions
-
-
-
19 634
income
-
-
-
46 137
total
-
-
-
80 300
Employee
45 401
36 203
132 363
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
37 241
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
56 462
-
Employer
45 401
36 203
132 363
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 970
-
other
2 157
1 719
6 063
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
529
-
total
13 244
10 599
32 635
-
Corporate
106 356
118 198
128 916
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 589
29 549
32 230
-
total
26 589
29 549
32 230
-
Dividends
79 767
88 649
-
-
withholding
21 936
24 379
-
-
total
21 936
24 379
-
-
Income
165 000
165 000
165 000
165 000
Total tax
75 159
73 754
121 327
80 300
After tax
89 841
91 246
43 673
84 700
Living cost
32 011
32 011
32 011
32 011
Free-cash
57 830
59 235
11 662
52 689

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽38442
₽45521
₽24690
₽59146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
national
-
-
-
62 244
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 541
social contributions
-
-
-
22 649
total
-
-
-
93 434
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
127 800
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 112
-
national
19 978
-
46 616
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 665
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
9 585
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
6 008
-
total
31 859
-
69 986
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
127 800
-
surtax
7 368
-
14 492
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
11 323
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 860
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 660
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 865
-
total
18 915
-
37 200
-
Corporate
81 102
165 000
-
-
income
16 221
33 000
-
-
surtax
324
660
-
-
total
16 545
33 660
-
-
Dividends
64 557
131 339
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

19 036
39 070
-
-
total
19 036
39 070
-
-
Income
165 000
165 000
165 000
165 000
Total tax
86 355
72 730
107 186
93 434
After tax
78 645
92 270
57 814
71 566
Living cost
33 124
33 124
33 124
33 124
Free-cash
45 521
59 146
24 690
38 442

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽116188
₽119945
₽122715
₽125472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 750
total
-
-
-
33 209
Employee
20 661
-
158 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
15 878
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
20 466
-
Employer
20 661
-
158 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
140 286
165 000
-
-
income
14 028
16 500
-
-
total
14 028
16 500
-
-
Dividends
126 257
148 500
-
-
withholding
6 313
7 425
-
-
total
6 313
7 425
-
-
Income
165 000
165 000
165 000
165 000
Total tax
29 452
23 925
26 682
33 209
After tax
135 548
141 075
138 318
131 791
Living cost
15 603
15 603
15 603
15 603
Free-cash
119 945
125 472
122 715
116 188

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽119899
₽124970
₽126426
₽129183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 750
total
-
-
-
33 209
Employee
15 747
-
158 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
15 878
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
20 466
-
Employer
15 747
-
158 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
146 163
165 000
-
-
income
14 616
16 500
-
-
total
14 616
16 500
-
-
Dividends
131 547
148 500
-
-
withholding
6 578
7 425
-
-
total
6 578
7 425
-
-
Income
165 000
165 000
165 000
165 000
Total tax
28 138
23 925
26 682
33 209
After tax
136 862
141 075
138 318
131 791
Living cost
11 892
11 892
11 892
11 892
Free-cash
124 970
129 183
126 426
119 899

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽91494
₽94378
₽90056
₽99318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
4 208
social contributions
-
-
-
14 699
income
-
-
-
33 566
total
-
-
-
52 473
Employee
69 856
69 856
154 325
-
income
7 606
6 467
32 792
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 624
-
total
10 788
13 453
43 236
-
Employer
69 856
69 856
154 325
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 855
-
total
3 229
7 091
10 675
-
Corporate
129 949
88 053
-
-
income
16 243
11 006
-
-
total
16 243
11 006
-
-
Dividends
113 706
77 047
-
-
withholding
19 329
13 099
-
-
total
19 329
13 099
-
-
Income
165 000
165 000
165 000
165 000
Total tax
49 589
44 649
53 911
52 473
After tax
115 411
120 351
111 089
112 527
Living cost
21 033
21 033
21 033
21 033
Free-cash
94 378
99 318
90 056
91 494

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽83061
₽87118
₽81623
₽90885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
4 208
social contributions
-
-
-
14 699
income
-
-
-
33 566
total
-
-
-
52 473
Employee
69 856
69 856
154 325
-
income
7 336
6 467
32 792
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 624
-
total
11 426
13 453
43 236
-
Employer
69 856
69 856
154 325
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 855
-
total
4 152
7 091
10 675
-
Corporate
119 958
88 053
-
-
income
14 995
11 006
-
-
total
14 995
11 006
-
-
Dividends
104 963
77 047
-
-
withholding
17 843
13 099
-
-
total
17 843
13 099
-
-
Income
165 000
165 000
165 000
165 000
Total tax
48 416
44 649
53 911
52 473
After tax
116 584
120 351
111 089
112 527
Living cost
29 466
29 466
29 466
29 466
Free-cash
87 118
90 885
81 623
83 061

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽73921
₽85050
₽67037
₽92558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
22 275
social contributions
-
-
-
30 282
income
-
-
-
16 866
solidarity contribution
-
-
-
612
total
-
-
-
70 035
Employee
30 948
-
127 590
-
income
3 714
-
15 544
-
social contributions
2 012
-
6 741
-
health
4 178
-
17 225
-
solidarity contribution
-
-
-
-
total
9 904
-
39 510
-
Employer
30 948
-
127 590
-
social contributions
7 737
-
25 926
-
health
2 785
-
11 483
-
total
10 522
-
37 409
-
Corporate
123 530
165 000
-
-
income
23 471
31 350
-
-
total
23 471
31 350
-
-
Dividends
100 059
133 650
-
-
withholding
15 009
20 048
-
-
total
15 009
20 048
-
-
Income
165 000
165 000
165 000
165 000
Total tax
58 906
51 398
76 919
70 035
After tax
106 094
113 602
88 081
94 965
Living cost
21 044
21 044
21 044
21 044
Free-cash
85 050
92 558
67 037
73 921

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽69033
₽78419
₽62149
₽87670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
22 275
social contributions
-
-
-
30 282
income
-
-
-
16 866
solidarity contribution
-
-
-
612
total
-
-
-
70 035
Employee
38 135
-
127 590
-
income
4 576
-
15 544
-
social contributions
2 479
-
6 741
-
health
5 148
-
17 225
-
solidarity contribution
-
-
-
-
total
12 203
-
39 510
-
Employer
38 135
-
127 590
-
social contributions
9 534
-
25 926
-
health
3 432
-
11 483
-
total
12 966
-
37 409
-
Corporate
113 899
165 000
-
-
income
21 641
31 350
-
-
total
21 641
31 350
-
-
Dividends
92 258
133 650
-
-
withholding
13 839
20 048
-
-
total
13 839
20 048
-
-
Income
165 000
165 000
165 000
165 000
Total tax
60 649
51 398
76 919
70 035
After tax
104 351
113 602
88 081
94 965
Living cost
25 932
25 932
25 932
25 932
Free-cash
78 419
87 670
62 149
69 033

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽53175
-₽33495
-₽33495
-₽33495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
national
-
-
-
19 517
pensions
-
-
-
790
municipal
-
-
-
34 505
labour market
-
-
-
13 137
total
-
-
-
67 949
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
154 619
154 619
154 619
67 949
After tax
10 381
10 381
10 381
97 051
Living cost
43 876
43 876
43 876
43 876
Free-cash
-33 495
-33 495
-33 495
53 175

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽66498
₽104414
₽73161
₽110057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
21 450
pensions
-
-
-
32 999
income
-
-
-
22 110
total
-
-
-
76 559
Employee
25 772
-
123 320
-
unemployment
412
-
1 974
-
income
2 901
-
23 775
-
pensions
515
-
2 467
-
total
3 828
-
28 216
-
Employer
25 772
-
123 320
-
pensions
5 155
-
24 663
-
health
3 350
-
16 031
-
unemployment
207
-
986
-
total
8 712
-
41 680
-
Corporate
130 517
165 000
-
-
income
26 103
33 000
-
-
total
26 103
33 000
-
-
Dividends
104 415
132 000
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
38 643
33 000
69 896
76 559
After tax
126 357
132 000
95 104
88 441
Living cost
21 943
21 943
21 943
21 943
Free-cash
104 414
110 057
73 161
66 498

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽70822
₽70609
₽51364
₽68204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
165 000
national
-
-
-
27 827
health
-
-
-
2 162
municipal
-
-
-
29 311
total
-
-
-
59 300
Employee
47 796
-
138 806
-
unemployment
717
-
2 083
-
municipal
7 829
-
22 606
-
national
790
-
16 748
-
pensions
3 226
-
9 370
-
health
357
-
1 758
-
total
12 919
-
52 565
-
Employer
47 796
-
138 806
-
pensions
8 292
-
24 082
-
health
367
-
1 069
-
accident
48
-
140
-
unemployment
310
-
902
-
total
9 017
-
26 193
-
Corporate
108 186
165 000
-
-
income
21 638
33 000
-
-
total
21 638
33 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

64 911
99 000
-
-
municipal
11 683
17 821
-
-
national
4 256
11 097
-
-
total
15 939
28 918
-
-
Income
165 000
165 000
165 000
165 000
Total tax
59 513
61 918
78 758
59 300
After tax
105 487
103 082
86 242
105 700
Living cost
34 878
34 878
34 878
34 878
Free-cash
70 609
68 204
51 364
70 822

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽64900
₽60207
₽62096
₽55156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
-
health
-
-
-
7 134
pensions
-
-
-
28 946
social contributions
-
-
-
4 701
income
-
-
-
26 202
other
-
-
-
5 115
total
-
-
-
72 098
Employee
34 706
-
127 576
-
income
1 789
-
24 923
-
surtax
-
-
-
-
social contributions
990
-
3 636
-
pensions
3 925
-
8 922
-
total
6 704
-
37 481
-
Employer
34 706
-
127 576
-
pensions
5 703
-
15 009
-
social contributions
103
-
383
-
other
1 198
-
4 998
-
health
2 429
-
11 864
-
unemployment
1 405
-
5 167
-
total
10 838
-
37 421
-
Corporate
119 455
165 000
-
-
income
33 447
46 201
-
-
surtax
-
-
-
-
total
33 447
46 201
-
-
Dividends
86 008
118 799
-
-
withholding
11 009
15 207
-
-
social contributions
14 793
20 434
-
-
surtax
-
-
-
-
total
25 802
35 641
-
-
Income
165 000
165 000
165 000
165 000
Total tax
76 791
81 842
74 902
72 098
After tax
88 209
83 158
90 098
92 902
Living cost
28 002
28 002
28 002
28 002
Free-cash
60 207
55 156
62 096
64 900

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽61821
₽57446
₽59017
₽52077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
-
health
-
-
-
7 134
pensions
-
-
-
28 946
social contributions
-
-
-
4 701
income
-
-
-
26 202
other
-
-
-
5 115
total
-
-
-
72 098
Employee
38 881
-
127 576
-
income
2 295
-
24 923
-
surtax
-
-
-
-
social contributions
1 109
-
3 636
-
pensions
4 396
-
8 922
-
total
7 800
-
37 481
-
Employer
38 881
-
127 576
-
pensions
6 387
-
15 009
-
social contributions
117
-
383
-
other
1 341
-
4 998
-
health
2 722
-
11 864
-
unemployment
1 574
-
5 167
-
total
12 141
-
37 421
-
Corporate
113 977
165 000
-
-
income
31 914
46 201
-
-
surtax
-
-
-
-
total
31 914
46 201
-
-
Dividends
82 063
118 799
-
-
withholding
10 504
15 207
-
-
social contributions
14 114
20 434
-
-
surtax
-
-
-
-
total
24 618
35 641
-
-
Income
165 000
165 000
165 000
165 000
Total tax
76 473
81 842
74 902
72 098
After tax
88 527
83 158
90 098
92 902
Living cost
31 081
31 081
31 081
31 081
Free-cash
57 446
52 077
59 017
61 821

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽49025
₽45526
₽46221
₽39281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
-
health
-
-
-
7 134
pensions
-
-
-
28 946
social contributions
-
-
-
4 701
income
-
-
-
26 202
other
-
-
-
5 115
total
-
-
-
72 098
Employee
56 899
-
127 576
-
income
4 965
-
24 923
-
surtax
-
-
-
-
social contributions
1 621
-
3 636
-
pensions
6 436
-
8 922
-
total
13 022
-
37 481
-
Employer
56 899
-
127 576
-
pensions
9 349
-
15 009
-
social contributions
171
-
383
-
other
1 964
-
4 998
-
health
3 982
-
11 864
-
unemployment
2 305
-
5 167
-
total
17 771
-
37 421
-
Corporate
90 331
165 000
-
-
income
25 292
46 201
-
-
surtax
-
-
-
-
total
25 292
46 201
-
-
Dividends
65 038
118 799
-
-
withholding
8 325
15 207
-
-
social contributions
11 187
20 434
-
-
surtax
-
-
-
-
total
19 512
35 641
-
-
Income
165 000
165 000
165 000
165 000
Total tax
75 597
81 842
74 902
72 098
After tax
89 403
83 158
90 098
92 902
Living cost
43 877
43 877
43 877
43 877
Free-cash
45 526
39 281
46 221
49 025

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽157507
₽149812
₽126157
₽150907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
165 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 650
total
-
-
-
1 650
Employee
7 303
-
165 000
-
income
1 460
-
33 000
-
total
1 460
-
33 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

157 697
165 000
-
-
total
-
-
-
-
Dividends
157 697
165 000
-
-
withholding
7 885
8 250
-
-
total
7 885
8 250
-
-
Income
165 000
165 000
165 000
165 000
Total tax
9 345
8 250
33 000
1 650
After tax
155 655
156 750
132 000
163 350
Living cost
5 843
5 843
5 843
5 843
Free-cash
149 812
150 907
126 157
157 507

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽154245
₽145938
₽122895
₽147645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
165 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 650
total
-
-
-
1 650
Employee
11 381
-
165 000
-
income
2 276
-
33 000
-
total
2 276
-
33 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

153 619
165 000
-
-
total
-
-
-
-
Dividends
153 619
165 000
-
-
withholding
7 681
8 250
-
-
total
7 681
8 250
-
-
Income
165 000
165 000
165 000
165 000
Total tax
9 957
8 250
33 000
1 650
After tax
155 043
156 750
132 000
163 350
Living cost
9 105
9 105
9 105
9 105
Free-cash
145 938
147 645
122 895
154 245

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51713
₽61721
₽69330
₽49837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 836
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 555
trade
-
-
-
17 617
total
-
-
-
78 214
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
165 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
51 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 836
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
60 597
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 799
165 000
-
-
trade
17 191
23 677
-
-
income
17 969
24 749
-
-
chamber of commerce
314
379
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

988
1 362
-
-
total
36 462
50 167
-
-
Dividends
83 336
114 832
-
-
withholding
20 489
28 363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 127
1 560
-
-
total
21 616
29 923
-
-
Income
165 000
165 000
165 000
165 000
Total tax
68 206
80 090
60 597
78 214
After tax
96 794
84 910
104 403
86 786
Living cost
35 073
35 073
35 073
35 073
Free-cash
61 721
49 837
69 330
51 713

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽57553
₽65744
₽76887
₽55696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 836
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 555
trade
-
-
-
19 334
total
-
-
-
79 931
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
165 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
51 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 836
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
60 597
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 253
165 000
-
-
trade
20 515
25 987
-
-
income
19 538
24 749
-
-
chamber of commerce
326
376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 074
1 362
-
-
total
41 453
52 474
-
-
Dividends
88 800
112 526
-
-
withholding
21 855
27 787
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 202
1 527
-
-
total
23 057
29 314
-
-
Income
165 000
165 000
165 000
165 000
Total tax
71 740
81 788
60 597
79 931
After tax
93 260
83 212
104 403
85 069
Living cost
27 516
27 516
27 516
27 516
Free-cash
65 744
55 696
76 887
57 553

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48520
₽59440
₽68715
₽46676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 836
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 555
trade
-
-
-
20 195
total
-
-
-
80 792
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
165 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
51 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 836
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
60 597
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 930
165 000
-
-
trade
19 564
27 142
-
-
income
17 840
24 749
-
-
chamber of commerce
307
372
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

981
1 362
-
-
total
38 692
53 625
-
-
Dividends
80 239
111 374
-
-
withholding
19 715
27 499
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 084
1 512
-
-
total
20 799
29 011
-
-
Income
165 000
165 000
165 000
165 000
Total tax
69 872
82 636
60 597
80 792
After tax
95 128
82 364
104 403
84 208
Living cost
35 688
35 688
35 688
35 688
Free-cash
59 440
46 676
68 715
48 520

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽41733
₽54631
₽62786
₽39899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 836
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 555
trade
-
-
-
21 053
total
-
-
-
81 650
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
165 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
51 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 836
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
60 597
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 403
165 000
-
-
trade
18 934
28 297
-
-
income
16 560
24 749
-
-
chamber of commerce
293
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

910
1 362
-
-
total
36 697
54 779
-
-
Dividends
73 705
110 221
-
-
withholding
18 081
27 209
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

995
1 496
-
-
total
19 076
28 705
-
-
Income
165 000
165 000
165 000
165 000
Total tax
68 752
83 484
60 597
81 650
After tax
96 248
81 516
104 403
83 350
Living cost
41 617
41 617
41 617
41 617
Free-cash
54 631
39 899
62 786
41 733

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽57609
₽80490
₽52055
₽83381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
7 308
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
46 614
other
-
-
-
-
total
-
-
-
86 986
Employee
30 594
-
139 478
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
41 181
-
surtax
109
-
6 220
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
67 018
-
Employer
30 594
-
139 478
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
127 966
165 000
-
-
income
33 271
42 899
-
-
total
33 271
42 899
-
-
Dividends
94 695
122 101
-
-
withholding
14 204
18 315
-
-
total
14 204
18 315
-
-
Income
165 000
165 000
165 000
165 000
Total tax
64 105
61 214
92 540
86 986
After tax
100 895
103 786
72 460
78 014
Living cost
20 405
20 405
20 405
20 405
Free-cash
80 490
83 381
52 055
57 609

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽57967
₽80911
₽52413
₽83739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
surtax
-
-
-
7 308
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
46 614
other
-
-
-
-
total
-
-
-
86 986
Employee
30 042
-
139 478
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
41 181
-
surtax
98
-
6 220
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
67 018
-
Employer
30 042
-
139 478
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
128 634
165 000
-
-
income
33 445
42 899
-
-
total
33 445
42 899
-
-
Dividends
95 189
122 101
-
-
withholding
14 278
18 315
-
-
total
14 278
18 315
-
-
Income
165 000
165 000
165 000
165 000
Total tax
64 042
61 214
92 540
86 986
After tax
100 958
103 786
72 460
78 014
Living cost
20 047
20 047
20 047
20 047
Free-cash
80 911
83 739
52 413
57 967

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽96116
₽74902
₽77463
₽74524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
2 475
health
-
-
-
11 550
pensions
-
-
-
16 500
income
-
-
-
20 171
total
-
-
-
50 696
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
138 075
-
unemployment
394
157
2 071
-
income
3 210
1 277
16 880
-
pensions
2 626
1 045
13 808
-
health
1 838
731
9 665
-
total
8 068
3 210
42 424
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
138 075
-
pensions
5 120
2 038
26 925
-
total
5 120
2 038
26 925
-
Corporate
133 625
152 513
-
-
income
12 026
13 726
-
-
total
12 026
13 726
-
-
Dividends
121 599
138 787
-
-
withholding
23 104
26 370
-
-
social contributions
23 592
26 944
-
-
total
46 696
53 314
-
-
Income
165 000
165 000
165 000
165 000
Total tax
71 910
72 288
69 349
50 696
After tax
93 090
92 712
95 651
114 304
Living cost
18 188
18 188
18 188
18 188
Free-cash
74 902
74 524
77 463
96 116

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽52191
₽58234
₽53078
₽58966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
national
-
-
-
29 079
pensions
-
-
-
19 800
social contributions
-
-
-
1 774
municipal
-
-
-
18 162
total
-
-
-
68 815
Employee
68 198
-
142 641
-
municipal
8 424
-
18 800
-
national
13 053
-
30 478
-
pensions
2 728
-
5 706
-
total
24 205
-
54 984
-
Employer
68 198
-
142 641
-
pensions
5 456
-
11 411
-
social contributions
733
-
1 533
-
total
6 189
-
12 944
-
Corporate
86 111
165 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 222
33 000
-
-
total
17 222
33 000
-
-
Dividends
68 889
132 000
-
-
withholding
15 156
29 040
-
-
total
15 156
29 040
-
-
Income
165 000
165 000
165 000
165 000
Total tax
62 772
62 040
67 928
68 815
After tax
102 228
102 960
97 072
96 185
Living cost
43 994
43 994
43 994
43 994
Free-cash
58 234
58 966
53 078
52 191

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽34622
₽65755
₽34622
₽63749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
27 643
income
-
-
-
50 985
total
-
-
-
78 628
Employee
71 062
-
165 000
-
social contributions
5 904
-
27 643
-
income
13 409
-
50 985
-
total
19 313
-
78 628
-
Employer
71 062
-
165 000
-
total
-
-
-
-
Corporate
93 938
165 000
-
-
income
11 742
20 626
-
-
total
11 742
20 626
-
-
Dividends
82 196
144 374
-
-
withholding
16 440
28 875
-
-
total
16 440
28 875
-
-
Income
165 000
165 000
165 000
165 000
Total tax
47 495
49 501
78 628
78 628
After tax
117 505
115 499
86 372
86 372
Living cost
51 750
51 750
51 750
51 750
Free-cash
65 755
63 749
34 622
34 622

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽40234
₽44956
₽32780
₽49698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
national
-
-
-
41 062
regional
-
-
-
1 952
social contributions
-
-
-
42 437
municipal
-
-
-
981
total
-
-
-
86 432
Employee
80 738
-
165 000
-
municipal
428
-
874
-
national
13 990
-
35 650
-
social contributions
27 225
-
55 638
-
regional
762
-
1 724
-
total
42 405
-
93 886
-
Employer
80 738
-
165 000
-
total
-
-
-
-
Corporate
84 262
165 000
-
-
nationa
20 222
39 600
-
-
municipal
3 286
6 436
-
-
total
23 508
46 036
-
-
Dividends
60 754
118 965
-
-
withholding
15 797
30 932
-
-
total
15 797
30 932
-
-
Income
165 000
165 000
165 000
165 000
Total tax
81 710
76 968
93 886
86 432
After tax
83 290
88 032
71 114
78 568
Living cost
38 334
38 334
38 334
38 334
Free-cash
44 956
49 698
32 780
40 234

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽53559
₽60239
₽46146
₽62256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
national
-
-
-
41 062
regional
-
-
-
2 489
social contributions
-
-
-
42 437
municipal
-
-
-
981
total
-
-
-
86 969
Employee
50 394
-
165 000
-
municipal
267
-
874
-
national
7 984
-
35 650
-
social contributions
16 993
-
55 638
-
regional
678
-
2 220
-
total
25 922
-
94 382
-
Employer
50 394
-
165 000
-
total
-
-
-
-
Corporate
114 606
165 000
-
-