Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 165000
per

Your estimated
City
free-cash

Andorra , Andorra
₽123560
₽100313
₽95928
₽120773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
36 301
income
-
-
-
7 831
total
-
-
-
44 132
Employee
26 673
-
142 858
-
social contributions
1 733
-
9 286
-
income
-
-
8 319
-
total
1 733
-
17 605
-
Employer
26 673
-
142 858
-
social contributions
4 135
-
22 142
-
total
4 135
-
22 142
-
Corporate
134 192
165 000
-
-
income
13 419
16 500
-
-
total
13 419
16 500
-
-
Dividends
120 773
148 500
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
19 287
16 500
39 747
44 132
After tax
145 713
148 500
125 253
120 868
Living cost
24 940
24 940
24 940
24 940
Free-cash
120 773
123 560
100 313
95 928

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽64732
₽17057
₽58432
₽64323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
chamber of commerce
-
-
-
660
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
49 005
surtax
-
-
-
-
total
-
-
-
80 099
Employee
36 267
33 064
134 374
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
40 487
-
total
9 798
8 427
58 040
-
Employer
36 267
33 064
134 374
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
4 031
-
chamber of commerce
145
132
537
-
health
1 371
1 250
3 664
-
other
1 722
1 570
6 063
-
total
10 437
9 516
30 627
-
Corporate
118 296
122 420
131 225
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

29 575
30 606
32 807
-
total
29 575
30 606
32 807
-
Dividends
88 721
91 815
-
-
withholding
24 398
25 250
-
-
total
24 398
25 250
-
-
Income
165 000
165 000
165 000
165 000
Total tax
74 208
73 799
121 474
80 099
After tax
90 792
91 201
43 526
84 901
Living cost
26 469
26 469
26 469
26 469
Free-cash
64 323
64 732
17 057
58 432

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽61879
₽14250
₽55503
₽60597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
chamber of commerce
-
-
-
660
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
49 005
surtax
-
-
-
164
total
-
-
-
80 263
Employee
41 463
33 064
134 219
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
40 413
-
total
12 228
8 427
57 966
-
Employer
41 463
33 064
134 219
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
4 026
-
chamber of commerce
165
132
537
-
health
1 567
1 250
3 664
-
other
1 970
1 570
6 059
-
total
12 096
9 680
30 782
-
Corporate
111 442
122 257
131 070
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 860
30 565
32 768
-
total
27 860
30 565
32 768
-
Dividends
83 582
91 692
-
-
withholding
22 985
25 215
-
-
total
22 985
25 215
-
-
Income
165 000
165 000
165 000
165 000
Total tax
75 169
73 887
121 516
80 263
After tax
89 831
91 113
43 484
84 737
Living cost
29 234
29 234
29 234
29 234
Free-cash
60 597
61 879
14 250
55 503

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽61504
₽26791
₽41404
₽49546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 660
national
-
-
-
64 000
total
-
-
-
93 345
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
127 796
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
6 005
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
9 585
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 666
-
national
18 246
-
47 390
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 112
-
total
29 096
-
70 758
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
127 796
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 663
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 866
-
surtax
6 729
-
14 491
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 858
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
11 322
-
total
17 275
-
37 200
-
Corporate
88 378
165 000
-
-
surtax
354
674
-
-
income
17 676
33 679
-
-
total
18 030
34 353
-
-
Dividends
70 348
130 647
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 802
38 892
-
-
total
20 802
38 892
-
-
Income
165 000
165 000
165 000
165 000
Total tax
85 203
73 245
107 958
93 345
After tax
79 797
91 755
57 042
71 655
Living cost
30 251
30 251
30 251
30 251
Free-cash
49 546
61 504
26 791
41 404

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽126812
₽124928
₽118254
₽121759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 750
total
-
-
-
32 483
Employee
18 887
-
159 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
15 932
-
total
4 624
-
20 126
-
Employer
18 887
-
159 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
142 407
165 000
-
-
income
14 241
16 500
-
-
total
14 241
16 500
-
-
Dividends
128 167
148 500
-
-
withholding
6 408
7 425
-
-
total
6 408
7 425
-
-
Income
165 000
165 000
165 000
165 000
Total tax
28 978
23 925
25 809
32 483
After tax
136 022
141 075
139 191
132 517
Living cost
14 263
14 263
14 263
14 263
Free-cash
121 759
126 812
124 928
118 254

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽130204
₽128320
₽121646
₽126353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 750
total
-
-
-
32 483
Employee
14 395
-
159 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
15 932
-
total
3 523
-
20 126
-
Employer
14 395
-
159 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
147 780
165 000
-
-
income
14 778
16 500
-
-
total
14 778
16 500
-
-
Dividends
133 002
148 500
-
-
withholding
6 650
7 425
-
-
total
6 650
7 425
-
-
Income
165 000
165 000
165 000
165 000
Total tax
27 776
23 925
25 809
32 483
After tax
137 224
141 075
139 191
132 517
Living cost
10 871
10 871
10 871
10 871
Free-cash
126 353
130 204
128 320
121 646

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽101098
₽91225
₽92625
₽96585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
13 424
health
-
-
-
4 207
income
-
-
-
35 535
total
-
-
-
53 166
Employee
63 798
63 798
154 991
-
health
494
1 085
2 634
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
34 781
-
total
9 853
12 286
44 557
-
Employer
63 798
63 798
154 991
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 867
-
total
2 949
6 476
10 009
-
Corporate
132 989
94 727
-
-
income
16 623
11 841
-
-
total
16 623
11 841
-
-
Dividends
116 366
82 885
-
-
withholding
19 781
14 090
-
-
total
19 781
14 090
-
-
Income
165 000
165 000
165 000
165 000
Total tax
49 206
44 693
54 566
53 166
After tax
115 794
120 307
110 434
111 834
Living cost
19 209
19 209
19 209
19 209
Free-cash
96 585
101 098
91 225
92 625

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽93397
₽83524
₽84924
₽89958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
13 424
health
-
-
-
4 207
income
-
-
-
35 535
total
-
-
-
53 166
Employee
63 798
63 798
154 991
-
health
635
1 085
2 634
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
34 781
-
total
10 434
12 286
44 557
-
Employer
63 798
63 798
154 991
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 867
-
total
3 791
6 476
10 009
-
Corporate
123 864
94 727
-
-
income
15 483
11 841
-
-
total
15 483
11 841
-
-
Dividends
108 381
82 885
-
-
withholding
18 424
14 090
-
-
total
18 424
14 090
-
-
Income
165 000
165 000
165 000
165 000
Total tax
48 132
44 693
54 566
53 166
After tax
116 868
120 307
110 434
111 834
Living cost
26 910
26 910
26 910
26 910
Free-cash
89 958
93 397
83 524
84 924

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽94079
₽69579
₽76624
₽87115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
28 093
health
-
-
-
22 275
solidarity contribution
-
-
-
1 290
income
-
-
-
17 195
total
-
-
-
68 853
Employee
28 710
-
129 310
-
health
3 876
-
17 457
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
657
-
income
3 445
-
15 840
-
total
9 187
-
40 208
-
Employer
28 710
-
129 310
-
social contributions
7 178
-
24 052
-
health
2 584
-
11 638
-
total
9 762
-
35 690
-
Corporate
126 528
165 000
-
-
income
24 040
31 350
-
-
total
24 040
31 350
-
-
Dividends
102 488
133 650
-
-
withholding
15 373
20 048
-
-
total
15 373
20 048
-
-
Income
165 000
165 000
165 000
165 000
Total tax
58 362
51 398
75 898
68 853
After tax
106 638
113 602
89 102
96 147
Living cost
19 523
19 523
19 523
19 523
Free-cash
87 115
94 079
69 579
76 624

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽89545
₽65045
₽72090
₽80962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
28 093
health
-
-
-
22 275
solidarity contribution
-
-
-
1 290
income
-
-
-
17 195
total
-
-
-
68 853
Employee
35 378
-
129 310
-
health
4 776
-
17 457
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
657
-
income
4 245
-
15 840
-
total
11 321
-
40 208
-
Employer
35 378
-
129 310
-
social contributions
8 845
-
24 052
-
health
3 184
-
11 638
-
total
12 029
-
35 690
-
Corporate
117 593
165 000
-
-
income
22 343
31 350
-
-
total
22 343
31 350
-
-
Dividends
95 250
133 650
-
-
withholding
14 288
20 048
-
-
total
14 288
20 048
-
-
Income
165 000
165 000
165 000
165 000
Total tax
59 981
51 398
75 898
68 853
After tax
105 019
113 602
89 102
96 147
Living cost
24 057
24 057
24 057
24 057
Free-cash
80 962
89 545
65 045
72 090

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽16254
-₽16254
₽56182
-₽16254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
labour market
-
-
-
13 142
municipal
-
-
-
34 919
pensions
-
-
-
721
national
-
-
-
19 971
total
-
-
-
68 753
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
141 189
141 189
141 189
68 753
After tax
23 811
23 811
23 811
96 247
Living cost
40 065
40 065
40 065
40 065
Free-cash
-16 254
-16 254
-16 254
56 182

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽111959
₽75063
₽68399
₽106806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
health
-
-
-
21 450
pensions
-
-
-
33 001
income
-
-
-
22 110
total
-
-
-
76 561
Employee
23 536
-
123 318
-
pensions
471
-
2 466
-
unemployment
376
-
1 973
-
income
2 650
-
23 776
-
total
3 497
-
28 215
-
Employer
23 536
-
123 318
-
pensions
4 708
-
24 664
-
unemployment
189
-
987
-
health
3 059
-
16 031
-
total
7 956
-
41 682
-
Corporate
133 508
165 000
-
-
income
26 701
33 001
-
-
total
26 701
33 001
-
-
Dividends
106 807
131 999
-
-
total
-
-
-
-
Income
165 000
165 000
165 000
165 000
Total tax
38 154
33 001
69 897
76 561
After tax
126 846
131 999
95 103
88 439
Living cost
20 040
20 040
20 040
20 040
Free-cash
106 806
111 959
75 063
68 399

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽70367
₽52931
₽71830
₽72906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
165 000
health
-
-
-
2 195
municipal
-
-
-
29 305
national
-
-
-
29 817
total
-
-
-
61 317
Employee
43 651
-
138 807
-
health
326
-
1 792
-
municipal
7 150
-
22 601
-
pensions
2 946
-
9 370
-
national
721
-
18 179
-
unemployment
655
-
2 081
-
total
11 798
-
54 023
-
Employer
43 651
-
138 807
-
accident
44
-
139
-
unemployment
283
-
902
-
health
335
-
1 069
-
pensions
7 573
-
24 083
-
total
8 235
-
26 193
-
Corporate
113 113
165 000
-
-
income
22 623
33 001
-
-
total
22 623
33 001
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

67 867
99 000
-
-
municipal
12 216
17 820
-
-
national
5 369
11 959
-
-
total
17 585
29 779
-
-
Income
165 000
165 000
165 000
165 000
Total tax
60 241
62 780
80 216
61 317
After tax
104 759
102 220
84 784
103 683
Living cost
31 853
31 853
31 853
31 853
Free-cash
72 906
70 367
52 931
71 830

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽57589
₽62964
₽66594
₽62199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
4 701
health
-
-
-
7 565
pensions
-
-
-
27 624
other
-
-
-
5 115
income
-
-
-
27 828
surtax
-
-
-
-
total
-
-
-
72 833
Employee
31 696
-
126 802
-
income
1 634
-
25 463
-
social contributions
904
-
3 613
-
pensions
3 585
-
9 189
-
surtax
-
-
-
-
total
6 123
-
38 265
-
Employer
31 696
-
126 802
-
pensions
5 208
-
15 403
-
social contributions
94
-
381
-
unemployment
1 283
-
5 136
-
health
2 218
-
12 173
-
other
1 094
-
5 105
-
total
9 897
-
38 198
-
Corporate
123 405
165 000
-
-
surtax
-
-
-
-
income
34 553
46 199
-
-
total
34 553
46 199
-
-
Dividends
88 852
118 801
-
-
surtax
-
-
-
-
withholding
11 372
15 206
-
-
social contributions
15 283
20 433
-
-
total
26 655
35 639
-
-
Income
165 000
165 000
165 000
165 000
Total tax
77 228
81 838
76 463
72 833
After tax
87 772
83 162
88 537
92 167
Living cost
25 573
25 573
25 573
25 573
Free-cash
62 199
57 589
62 964
66 594

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽54776
₽60151
₽63781
₽59674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
4 701
health
-
-
-
7 565
pensions
-
-
-
27 624
other
-
-
-
5 115
income
-
-
-
27 828
surtax
-
-
-
-
total
-
-
-
72 833
Employee
35 509
-
126 802
-
income
2 096
-
25 463
-
social contributions
1 012
-
3 613
-
pensions
4 015
-
9 189
-
surtax
-
-
-
-
total
7 123
-
38 265
-
Employer
35 509
-
126 802
-
pensions
5 833
-
15 403
-
social contributions
107
-
381
-
unemployment
1 437
-
5 136
-
health
2 486
-
12 173
-
other
1 225
-
5 105
-
total
11 088
-
38 198
-
Corporate
118 402
165 000
-
-
surtax
-
-
-
-
income
33 153
46 199
-
-
total
33 153
46 199
-
-
Dividends
85 249
118 801
-
-
surtax
-
-
-
-
withholding
10 913
15 206
-
-
social contributions
14 663
20 433
-
-
total
25 576
35 639
-
-
Income
165 000
165 000
165 000
165 000
Total tax
76 940
81 838
76 463
72 833
After tax
88 060
83 162
88 537
92 167
Living cost
28 386
28 386
28 386
28 386
Free-cash
59 674
54 776
60 151
63 781

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽43090
₽48465
₽52095
₽48792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
4 701
health
-
-
-
7 565
pensions
-
-
-
27 624
other
-
-
-
5 115
income
-
-
-
27 828
surtax
-
-
-
-
total
-
-
-
72 833
Employee
51 964
-
126 802
-
income
4 534
-
25 463
-
social contributions
1 480
-
3 613
-
pensions
5 877
-
9 189
-
surtax
-
-
-
-
total
11 891
-
38 265
-
Employer
51 964
-
126 802
-
pensions
8 538
-
15 403
-
social contributions
156
-
381
-
unemployment
2 105
-
5 136
-
health
3 637
-
12 173
-
other
1 793
-
5 105
-
total
16 229
-
38 198
-
Corporate
96 807
165 000
-
-
surtax
-
-
-
-
income
27 106
46 199
-
-
total
27 106
46 199
-
-
Dividends
69 701
118 801
-
-
surtax
-
-
-
-
withholding
8 922
15 206
-
-
social contributions
11 988
20 433
-
-
total
20 910
35 639
-
-
Income
165 000
165 000
165 000
165 000
Total tax
76 136
81 838
76 463
72 833
After tax
88 864
83 162
88 537
92 167
Living cost
40 072
40 072
40 072
40 072
Free-cash
48 792
43 090
48 465
52 095

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽150893
₽126143
₽157493
₽149795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
165 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 650
total
-
-
-
1 650
Employee
7 321
-
165 000
-
income
1 464
-
33 000
-
total
1 464
-
33 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

157 679
165 000
-
-
total
-
-
-
-
Dividends
157 679
165 000
-
-
withholding
7 884
8 250
-
-
total
7 884
8 250
-
-
Income
165 000
165 000
165 000
165 000
Total tax
9 348
8 250
33 000
1 650
After tax
155 652
156 750
132 000
163 350
Living cost
5 857
5 857
5 857
5 857
Free-cash
149 795
150 893
126 143
157 493

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽147623
₽122873
₽154223
₽145911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
165 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 650
total
-
-
-
1 650
Employee
11 409
-
165 000
-
income
2 282
-
33 000
-
total
2 282
-
33 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

153 591
165 000
-
-
total
-
-
-
-
Dividends
153 591
165 000
-
-
withholding
7 680
8 250
-
-
total
7 680
8 250
-
-
Income
165 000
165 000
165 000
165 000
Total tax
9 962
8 250
33 000
1 650
After tax
155 038
156 750
132 000
163 350
Living cost
9 127
9 127
9 127
9 127
Free-cash
145 911
147 623
122 873
154 223

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽52854
₽71286
₽53144
₽63708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 142
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
53 094
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 921
total
-
-
-
79 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
165 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 921
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
53 094
-
total
9 250
-
61 683
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
123 719
165 000
-
-
trade
17 754
23 678
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 020
1 362
-
-
chamber of commerce
307
368
-
-
income
18 558
24 750
-
-
total
37 639
50 158
-
-
Dividends
86 080
114 841
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 167
1 562
-
-
withholding
21 205
28 395
-
-
total
22 372
29 957
-
-
Income
165 000
165 000
165 000
165 000
Total tax
69 261
80 115
61 683
79 825
After tax
95 739
84 885
103 317
85 175
Living cost
32 031
32 031
32 031
32 031
Free-cash
63 708
52 854
71 286
53 144

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽58057
₽78187
₽58275
₽67236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 912
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
53 094
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 921
total
-
-
-
81 595
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
165 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 921
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
53 094
-
total
6 603
-
61 683
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
133 267
165 000
-
-
trade
20 989
25 988
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 099
1 362
-
-
chamber of commerce
318
364
-
-
income
19 989
24 750
-
-
total
42 395
52 464
-
-
Dividends
90 871
112 536
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 233
1 530
-
-
withholding
22 403
27 819
-
-
total
23 636
29 349
-
-
Income
165 000
165 000
165 000
165 000
Total tax
72 634
81 813
61 683
81 595
After tax
92 366
83 187
103 317
83 405
Living cost
25 130
25 130
25 130
25 130
Free-cash
67 236
58 057
78 187
58 275

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽49746
₽70724
₽49927
₽61407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
20 797
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
53 094
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 921
total
-
-
-
82 480
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
165 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 921
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
53 094
-
total
9 481
-
61 683
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 926
165 000
-
-
trade
20 221
27 142
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 014
1 362
-
-
chamber of commerce
301
361
-
-
income
18 438
24 750
-
-
total
39 974
53 615
-
-
Dividends
82 952
111 385
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 123
1 515
-
-
withholding
20 422
27 531
-
-
total
21 545
29 046
-
-
Income
165 000
165 000
165 000
165 000
Total tax
71 000
82 661
61 683
82 480
After tax
94 000
82 339
103 317
82 520
Living cost
32 593
32 593
32 593
32 593
Free-cash
61 407
49 746
70 724
49 927

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽43481
₽65309
₽43627
₽56939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
165 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
21 682
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
53 094
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 921
total
-
-
-
83 365
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
165 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 921
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
53 094
-
total
11 854
-
61 683
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
115 138
165 000
-
-
trade
19 747
28 298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

949
1 362
-
-
chamber of commerce
288
359
-
-
income
17 270
24 750
-
-
total
38 254
54 769
-
-
Dividends
76 884
110 231
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 039
1 499
-
-
withholding
18 906
27 243
-
-
total
19 945
28 742
-
-
Income
165 000
165 000
165 000
165 000
Total tax
70 053
83 511
61 683
83 365
After tax
94 947
81 489
103 317
81 635
Living cost
38 008
38 008
38 008
38 008
Free-cash
56 939
43 481
65 309
43 627

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽85148
₽54123
₽59196
₽82512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
49 011
surtax
-
-
-
7 962
total
-
-
-
87 169
Employee
27 940
-
141 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 969
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
44 049
-
total
9 304
-
68 934
-
Employer
27 940
-
141 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
131 177
165 000
-
-
income
34 106
42 901
-
-
total
34 106
42 901
-
-
Dividends
97 072
122 099
-
-
withholding
14 561
18 316
-
-
total
14 561
18 316
-
-
Income
165 000
165 000
165 000
165 000
Total tax
63 853
61 217
92 242
87 169
After tax
101 147
103 783
72 758
77 831
Living cost
18 635
18 635
18 635
18 635
Free-cash
82 512
85 148
54 123
59 196

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽85475
₽54450
₽59523
₽82894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
49 011
surtax
-
-
-
7 962
total
-
-
-
87 169
Employee
27 437
-
141 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 969
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
44 049
-
total
9 130
-
68 934
-
Employer
27 437
-
141 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
131 788
165 000
-
-
income
34 265
42 901
-
-
total
34 265
42 901
-
-
Dividends
97 523
122 099
-
-
withholding
14 628
18 316
-
-
total
14 628
18 316
-
-
Income
165 000
165 000
165 000
165 000
Total tax
63 798
61 217
92 242
87 169
After tax
101 202
103 783
72 758
77 831
Living cost
18 308
18 308
18 308
18 308
Free-cash
82 894
85 475
54 450
59 523

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽76400
₽79378
₽98031
₽76739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
unemployment
-
-
-
2 475
health
-
-
-
11 550
pensions
-
-
-
16 500
income
-
-
-
20 171
total
-
-
-
50 696
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
138 075
-
health
1 644
654
9 665
-
pensions
2 349
935
13 808
-
unemployment
352
140
2 071
-
income
2 872
1 143
16 880
-
total
7 217
2 872
42 424
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
138 075
-
pensions
4 581
1 823
26 925
-
total
4 581
1 823
26 925
-
Corporate
136 929
153 828
-
-
income
12 324
13 845
-
-
total
12 324
13 845
-
-
Dividends
124 605
139 983
-
-
withholding
23 675
26 597
-
-
social contributions
24 191
27 190
-
-
total
47 866
53 787
-
-
Income
165 000
165 000
165 000
165 000
Total tax
71 988
72 327
69 349
50 696
After tax
93 012
92 673
95 651
114 304
Living cost
16 273
16 273
16 273
16 273
Free-cash
76 739
76 400
79 378
98 031

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽61077
₽54510
₽53623
₽60380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
1 774
municipal
-
-
-
18 214
pensions
-
-
-
19 800
national
-
-
-
29 706
total
-
-
-
69 494
Employee
64 927
-
142 641
-
municipal
8 020
-
18 852
-
pensions
2 597
-
5 706
-
national
12 427
-
31 105
-
total
23 044
-
55 663
-
Employer
64 927
-
142 641
-
social contributions
698
-
1 533
-
pensions
5 194
-
11 411
-
total
5 892
-
12 944
-
Corporate
89 896
165 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 979
33 000
-
-
total
17 979
33 000
-
-
Dividends
71 917
132 000
-
-
withholding
15 822
29 040
-
-
total
15 822
29 040
-
-
Income
165 000
165 000
165 000
165 000
Total tax
62 737
62 040
68 607
69 494
After tax
102 263
102 960
96 393
95 506
Living cost
41 883
41 883
41 883
41 883
Free-cash
60 380
61 077
54 510
53 623

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽68237
₽37487
₽37487
₽70071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
social contributions
-
-
-
27 965
income
-
-
-
52 286
total
-
-
-
80 251
Employee
64 899
-
165 000
-
social contributions
5 392
-
27 965
-
income
12 246
-
52 286
-
total
17 638
-
80 251
-
Employer
64 899
-
165 000
-
total
-
-
-
-
Corporate
100 101
165 000
-
-
income
12 512
20 625
-
-
total
12 512
20 625
-
-
Dividends
87 589
144 375
-
-
withholding
17 517
28 876
-
-
total
17 517
28 876
-
-
Income
165 000
165 000
165 000
165 000
Total tax
47 667
49 501
80 251
80 251
After tax
117 333
115 499
84 749
84 749
Living cost
47 262
47 262
47 262
47 262
Free-cash
70 071
68 237
37 487
37 487

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽53025
₽35969
₽43155
₽48692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
regional
-
-
-
1 984
social contributions
-
-
-
41 525
municipal
-
-
-
987
national
-
-
-
42 340
total
-
-
-
86 836
Employee
73 736
-
165 000
-
regional
696
-
1 759
-
municipal
390
-
885
-
social contributions
24 864
-
54 440
-
national
12 777
-
36 938
-
total
38 727
-
94 022
-
Employer
73 736
-
165 000
-
total
-
-
-
-
Corporate
91 264
165 000
-
-
nationa
21 904
39 601
-
-
municipal
3 560
6 435
-
-
total
25 464
46 036
-
-
Dividends
65 800
118 964
-
-
withholding
17 108
30 930
-
-
total
17 108
30 930
-
-
Income
165 000
165 000
165 000
165 000
Total tax
81 299
76 966
94 022
86 836
After tax
83 701
88 034
70 978
78 164
Living cost
35 009
35 009
35 009
35 009
Free-cash
48 692
53 025
35 969
43 155

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽64377
₽48143
₽55291
₽62535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
165 000
regional
-
-
-
2 507
social contributions
-
-
-
41 525
municipal
-
-
-
987
national
-
-
-
42 340
total
-
-
-
87 359
Employee
46 023
-
165 000
-
regional
620
-
2 244
-
municipal
244
-
885
-
social contributions
15 519
-
54 440
-
national
7 291
-
36 938
-
total
23 674
-
94 507
-
Employer
46 023
-
165 000
-
total
-
-
-
-
Corporate
118 977
165 000
-
-