Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽121225
₽124416
₽114794
₽118666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
3 790
income
-
-
-
24 675
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 878
unemployment
-
-
-
132
total
-
-
-
33 475
Employee
21 493
-
158 034
-
income
2 150
-
15 804
-
accident

We are using the highest rate at 1.1%.

236
-
363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 887
-
2 894
-
health
989
-
1 516
-
total
5 262
-
20 577
-
Employer
21 493
-
158 034
-
unemployment
129
-
198
-
health
1 483
-
2 274
-
accident

We are using the highest rate at 1.1%.

236
-
363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 368
-
3 632
-
total
4 216
-
6 467
-
Corporate
138 790
164 500
-
-
income
13 879
16 450
-
-
total
13 879
16 450
-
-
Dividends
124 911
148 050
-
-
withholding
6 246
7 403
-
-
total
6 246
7 403
-
-
Income
164 500
164 500
164 500
164 500
Total tax
29 603
23 853
27 044
33 475
After tax
134 897
140 647
137 456
131 025
Living cost
16 231
16 231
16 231
16 231
Free-cash
118 666
124 416
121 225
114 794

Estimated living cost  is ₽16231 per week

₽10735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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