Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽119958
₽113612
₽123649
₽117630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
income
-
-
-
24 675
health
-
-
-
3 969
unemployment
-
-
-
138
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 108
total
-
-
-
33 890
Employee
22 508
-
157 728
-
income
2 251
-
15 773
-
accident

We are using the highest rate at 1.1%.

247
-
380
-
health
1 035
-
1 588
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 976
-
3 031
-
total
5 509
-
20 772
-
Employer
22 508
-
157 728
-
unemployment
135
-
207
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 480
-
3 803
-
health
1 553
-
2 382
-
accident

We are using the highest rate at 1.1%.

247
-
380
-
total
4 415
-
6 772
-
Corporate
137 575
164 500
-
-
income
13 757
16 450
-
-
total
13 757
16 450
-
-
Dividends
123 818
148 050
-
-
withholding
6 191
7 403
-
-
total
6 191
7 403
-
-
Income
164 500
164 500
164 500
164 500
Total tax
29 872
23 853
27 544
33 890
After tax
134 628
140 647
136 956
130 610
Living cost
16 998
16 998
16 998
16 998
Free-cash
117 630
123 649
119 958
113 612

Estimated living cost  is ₽16998 per week

₽11243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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