Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽115166
₽124657
₽118992
₽121625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 500
health
-
-
-
3 734
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 805
unemployment
-
-
-
130
income
-
-
-
24 675
total
-
-
-
33 344
Employee
21 173
-
158 130
-
health
974
-
1 494
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 859
-
2 851
-
income
2 118
-
15 813
-
total
5 184
-
20 515
-
Employer
21 173
-
158 130
-
health
1 461
-
2 240
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 333
-
3 578
-
unemployment
127
-
195
-
total
4 154
-
6 370
-
Corporate
139 172
164 500
-
-
income
13 917
16 450
-
-
total
13 917
16 450
-
-
Dividends
125 255
148 050
-
-
withholding
6 263
7 403
-
-
total
6 263
7 403
-
-
Income
164 500
164 500
164 500
164 500
Total tax
29 518
23 853
26 885
33 344
After tax
134 982
140 647
137 615
131 156
Living cost
15 990
15 990
15 990
15 990
Free-cash
118 992
124 657
121 625
115 166

Estimated living cost  is ₽15990 per week

₽10576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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