Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽123923
₽128185
₽125261
₽118805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
unemployment
-
-
-
128
income
-
-
-
24 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 745
health
-
-
-
3 687
total
-
-
-
33 160
Employee
15 936
-
157 710
-
accident

We are using the highest rate at 1.1%.

175
-
353
-
health
733
-
1 475
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 399
-
2 815
-
income
1 593
-
15 771
-
total
3 900
-
20 414
-
Employer
15 936
-
157 710
-
accident

We are using the highest rate at 1.1%.

175
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 756
-
3 533
-
unemployment
95
-
192
-
health
1 100
-
2 212
-
total
3 126
-
6 290
-
Corporate
144 938
164 000
-
-
income
14 494
16 400
-
-
total
14 494
16 400
-
-
Dividends
130 444
147 600
-
-
withholding
6 522
7 380
-
-
total
6 522
7 380
-
-
Income
164 000
164 000
164 000
164 000
Total tax
28 042
23 780
26 704
33 160
After tax
135 958
140 220
137 296
130 840
Living cost
12 035
12 035
12 035
12 035
Free-cash
123 923
128 185
125 261
118 805

Estimated living cost  is ₽12035 per week

₽7026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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