Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 164000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽123733
₽120354
₽113974
₽117892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
164 000
income
-
-
-
24 600
unemployment
-
-
-
134
health
-
-
-
3 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 955
total
-
-
-
33 539
Employee
21 831
-
157 432
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 917
-
2 940
-
income
2 183
-
15 743
-
health
1 004
-
1 540
-
total
5 344
-
20 591
-
Employer
21 831
-
157 432
-
health
1 507
-
2 310
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 406
-
3 689
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
unemployment
131
-
201
-
total
4 284
-
6 568
-
Corporate
137 885
164 000
-
-
income
13 788
16 400
-
-
total
13 788
16 400
-
-
Dividends
124 097
147 600
-
-
withholding
6 205
7 380
-
-
total
6 205
7 380
-
-
Income
164 000
164 000
164 000
164 000
Total tax
29 621
23 780
27 159
33 539
After tax
134 379
140 220
136 841
130 461
Living cost
16 487
16 487
16 487
16 487
Free-cash
117 892
123 733
120 354
113 974

Estimated living cost  is ₽16487 per week

₽10904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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