Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 163000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽117712
₽123377
₽120279
₽113894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
163 000
unemployment
-
-
-
130
income
-
-
-
24 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 805
health
-
-
-
3 733
total
-
-
-
33 118
Employee
21 171
-
156 631
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
health
974
-
1 493
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 859
-
2 851
-
income
2 117
-
15 663
-
total
5 183
-
20 364
-
Employer
21 171
-
156 631
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 333
-
3 577
-
unemployment
127
-
195
-
health
1 461
-
2 240
-
total
4 154
-
6 369
-
Corporate
137 675
163 000
-
-
income
13 768
16 300
-
-
total
13 768
16 300
-
-
Dividends
123 908
146 700
-
-
withholding
6 195
7 335
-
-
total
6 195
7 335
-
-
Income
163 000
163 000
163 000
163 000
Total tax
29 300
23 635
26 733
33 118
After tax
133 700
139 365
136 267
129 882
Living cost
15 988
15 988
15 988
15 988
Free-cash
117 712
123 377
120 279
113 894

Estimated living cost  is ₽15988 per week

₽10575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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