Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 162500
per

Your estimated
City
free-cash

Andorra , Andorra
₽121356
₽98529
₽94210
₽118575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
35 750
income
-
-
-
7 646
total
-
-
-
43 396
Employee
26 624
-
140 691
-
social contributions
1 730
-
9 145
-
income
-
-
8 125
-
total
1 730
-
17 270
-
Employer
26 624
-
140 691
-
social contributions
4 127
-
21 807
-
total
4 127
-
21 807
-
Corporate
131 749
162 500
-
-
income
13 174
16 250
-
-
total
13 174
16 250
-
-
Dividends
118 575
146 250
-
-
total
-
-
-
-
Income
162 500
162 500
162 500
162 500
Total tax
19 031
16 250
39 077
43 396
After tax
143 469
146 250
123 423
119 104
Living cost
24 894
24 894
24 894
24 894
Free-cash
118 575
121 356
98 529
94 210

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽63420
₽16472
₽57189
₽63012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
chamber of commerce
-
-
-
651
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
47 860
surtax
-
-
-
-
total
-
-
-
78 890
Employee
36 201
33 003
132 078
-
health
1 400
1 278
3 743
-
pensions
3 707
3 379
9 907
-
other
361
330
968
-
unemployment
1 086
990
2 903
-
income
3 225
2 434
39 429
-
total
9 779
8 411
56 950
-
Employer
36 201
33 003
132 078
-
pensions
4 543
4 143
12 142
-
accident
470
429
1 257
-
unemployment
1 086
990
2 903
-
surtax
-
-
-
-
payroll
1 086
990
3 962
-
chamber of commerce
145
132
528
-
health
1 369
1 248
3 657
-
other
1 719
1 567
5 974
-
total
10 418
9 499
30 423
-
Corporate
115 881
119 999
128 935
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 970
30 000
32 234
-
total
28 970
30 000
32 234
-
Dividends
86 911
89 999
-
-
withholding
23 900
24 749
-
-
total
23 900
24 749
-
-
Income
162 500
162 500
162 500
162 500
Total tax
73 067
72 659
119 607
78 890
After tax
89 433
89 841
42 893
83 610
Living cost
26 421
26 421
26 421
26 421
Free-cash
63 012
63 420
16 472
57 189

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽60571
₽13674
₽54266
₽59290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
chamber of commerce
-
-
-
651
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
47 860
surtax
-
-
-
163
total
-
-
-
79 053
Employee
41 387
33 003
131 925
-
health
1 601
1 278
3 743
-
pensions
4 239
3 379
9 907
-
other
413
330
968
-
unemployment
1 242
990
2 903
-
income
4 712
2 434
39 355
-
total
12 207
8 411
56 876
-
Employer
41 387
33 003
131 925
-
pensions
5 194
4 143
12 142
-
accident
537
429
1 257
-
unemployment
1 242
990
2 903
-
surtax
163
163
163
-
payroll
1 242
990
3 957
-
chamber of commerce
165
132
528
-
health
1 564
1 248
3 657
-
other
1 966
1 567
5 967
-
total
12 073
9 662
30 574
-
Corporate
109 040
119 835
128 782
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 260
29 959
32 195
-
total
27 260
29 959
32 195
-
Dividends
81 780
89 876
-
-
withholding
22 489
24 716
-
-
total
22 489
24 716
-
-
Income
162 500
162 500
162 500
162 500
Total tax
74 029
72 748
119 645
79 053
After tax
88 471
89 752
42 855
83 447
Living cost
29 181
29 181
29 181
29 181
Free-cash
59 290
60 571
13 674
54 266

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽60308
₽26089
₽40362
₽48231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
20 647
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 512
national
-
-
-
62 784
total
-
-
-
91 943
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
125 862
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
5 915
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
9 440
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
6 564
-
national
18 212
-
46 564
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
1 095
-
total
29 043
-
69 578
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
125 862
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
1 636
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
1 837
-
surtax
6 717
-
14 273
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
7 740
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
11 152
-
total
17 243
-
36 638
-
Corporate
86 019
162 500
-
-
surtax
344
660
-
-
income
17 204
32 981
-
-
total
17 548
33 641
-
-
Dividends
68 471
128 859
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 240
38 356
-
-
total
20 240
38 356
-
-
Income
162 500
162 500
162 500
162 500
Total tax
84 074
71 997
106 216
91 943
After tax
78 426
90 503
56 284
70 557
Living cost
30 195
30 195
30 195
30 195
Free-cash
48 231
60 308
26 089
40 362

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽124716
₽122749
₽116193
₽119679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
24 375
total
-
-
-
32 086
Employee
18 831
-
156 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
15 684
-
total
4 609
-
19 865
-
Employer
18 831
-
156 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
139 975
162 500
-
-
income
13 998
16 250
-
-
total
13 998
16 250
-
-
Dividends
125 977
146 250
-
-
withholding
6 299
7 313
-
-
total
6 299
7 313
-
-
Income
162 500
162 500
162 500
162 500
Total tax
28 600
23 563
25 530
32 086
After tax
133 900
138 937
136 970
130 414
Living cost
14 221
14 221
14 221
14 221
Free-cash
119 679
124 716
122 749
116 193

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽128098
₽126131
₽119575
₽124257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
24 375
total
-
-
-
32 086
Employee
14 352
-
156 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
15 684
-
total
3 513
-
19 865
-
Employer
14 352
-
156 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
145 332
162 500
-
-
income
14 534
16 250
-
-
total
14 534
16 250
-
-
Dividends
130 798
146 250
-
-
withholding
6 540
7 313
-
-
total
6 540
7 313
-
-
Income
162 500
162 500
162 500
162 500
Total tax
27 404
23 563
25 530
32 086
After tax
135 096
138 937
136 970
130 414
Living cost
10 839
10 839
10 839
10 839
Free-cash
124 257
128 098
126 131
119 575

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽99315
₽89676
₽91062
₽94810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
13 399
health
-
-
-
4 144
income
-
-
-
34 721
total
-
-
-
52 264
Employee
63 681
63 681
152 549
-
health
493
1 083
2 593
-
social contributions
2 408
5 285
7 129
-
income
6 934
5 895
33 976
-
total
9 835
12 263
43 698
-
Employer
63 681
63 681
152 549
-
social contributions
2 408
5 285
7 129
-
health
536
1 179
2 823
-
total
2 944
6 464
9 952
-
Corporate
130 548
92 356
-
-
income
16 319
11 545
-
-
total
16 319
11 545
-
-
Dividends
114 229
80 811
-
-
withholding
19 418
13 739
-
-
total
19 418
13 739
-
-
Income
162 500
162 500
162 500
162 500
Total tax
48 516
44 011
53 650
52 264
After tax
113 984
118 489
108 850
110 236
Living cost
19 174
19 174
19 174
19 174
Free-cash
94 810
99 315
89 676
91 062

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽91628
₽81989
₽83375
₽88197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
13 399
health
-
-
-
4 144
income
-
-
-
34 721
total
-
-
-
52 264
Employee
63 681
63 681
152 549
-
health
633
1 083
2 593
-
social contributions
3 094
5 285
7 129
-
income
6 687
5 895
33 976
-
total
10 414
12 263
43 698
-
Employer
63 681
63 681
152 549
-
social contributions
3 094
5 285
7 129
-
health
690
1 179
2 823
-
total
3 784
6 464
9 952
-
Corporate
121 440
92 356
-
-
income
15 180
11 545
-
-
total
15 180
11 545
-
-
Dividends
106 260
80 811
-
-
withholding
18 064
13 739
-
-
total
18 064
13 739
-
-
Income
162 500
162 500
162 500
162 500
Total tax
47 442
44 011
53 650
52 264
After tax
115 058
118 489
108 850
110 236
Living cost
26 861
26 861
26 861
26 861
Free-cash
88 197
91 628
81 989
83 375

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽92428
₽68148
₽75063
₽85488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
27 992
health
-
-
-
21 937
solidarity contribution
-
-
-
1 169
income
-
-
-
16 886
total
-
-
-
67 984
Employee
28 608
-
127 095
-
health
3 862
-
17 158
-
social contributions
1 859
-
6 231
-
solidarity contribution
-
-
549
-
income
3 433
-
15 556
-
total
9 154
-
39 494
-
Employer
28 608
-
127 095
-
social contributions
7 152
-
23 966
-
health
2 575
-
11 439
-
total
9 727
-
35 405
-
Corporate
124 166
162 500
-
-
income
23 592
30 875
-
-
total
23 592
30 875
-
-
Dividends
100 574
131 625
-
-
withholding
15 086
19 744
-
-
total
15 086
19 744
-
-
Income
162 500
162 500
162 500
162 500
Total tax
57 559
50 619
74 899
67 984
After tax
104 941
111 881
87 601
94 516
Living cost
19 453
19 453
19 453
19 453
Free-cash
85 488
92 428
68 148
75 063

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽87910
₽63630
₽70545
₽79359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
27 992
health
-
-
-
21 937
solidarity contribution
-
-
-
1 169
income
-
-
-
16 886
total
-
-
-
67 984
Employee
35 252
-
127 095
-
health
4 759
-
17 158
-
social contributions
2 291
-
6 231
-
solidarity contribution
-
-
549
-
income
4 230
-
15 556
-
total
11 280
-
39 494
-
Employer
35 252
-
127 095
-
social contributions
8 813
-
23 966
-
health
3 173
-
11 439
-
total
11 986
-
35 405
-
Corporate
115 262
162 500
-
-
income
21 900
30 875
-
-
total
21 900
30 875
-
-
Dividends
93 363
131 625
-
-
withholding
14 004
19 744
-
-
total
14 004
19 744
-
-
Income
162 500
162 500
162 500
162 500
Total tax
59 170
50 619
74 899
67 984
After tax
103 330
111 881
87 601
94 516
Living cost
23 971
23 971
23 971
23 971
Free-cash
79 359
87 910
63 630
70 545

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽18471
-₽18471
₽54902
-₽18471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
labour market
-
-
-
12 942
municipal
-
-
-
34 330
pensions
-
-
-
720
national
-
-
-
19 604
total
-
-
-
67 596
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
162 500
162 500
162 500
162 500
Total tax
140 969
140 969
140 969
67 596
After tax
21 531
21 531
21 531
94 904
Living cost
40 002
40 002
40 002
40 002
Free-cash
-18 471
-18 471
-18 471
54 902

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽109997
₽73660
₽67096
₽104850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
health
-
-
-
21 125
pensions
-
-
-
32 500
income
-
-
-
21 776
total
-
-
-
75 401
Employee
23 493
-
121 451
-
pensions
470
-
2 430
-
unemployment
376
-
1 942
-
income
2 645
-
23 416
-
total
3 491
-
27 788
-
Employer
23 493
-
121 451
-
pensions
4 699
-
24 290
-
unemployment
189
-
971
-
health
3 054
-
15 788
-
total
7 942
-
41 049
-
Corporate
131 066
162 500
-
-
income
26 214
32 500
-
-
total
26 214
32 500
-
-
Dividends
104 852
130 000
-
-
total
-
-
-
-
Income
162 500
162 500
162 500
162 500
Total tax
37 647
32 500
68 837
75 401
After tax
124 853
130 000
93 663
87 099
Living cost
20 003
20 003
20 003
20 003
Free-cash
104 850
109 997
73 660
67 096

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽68998
₽51986
₽70600
₽71480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
162 500
health
-
-
-
2 156
municipal
-
-
-
28 862
national
-
-
-
29 087
total
-
-
-
60 105
Employee
43 571
-
136 704
-
health
325
-
1 760
-
municipal
7 136
-
22 260
-
pensions
2 940
-
9 228
-
national
720
-
17 624
-
unemployment
654
-
2 051
-
total
11 775
-
52 923
-
Employer
43 571
-
136 704
-
accident
44
-
137
-
unemployment
283
-
888
-
health
335
-
1 053
-
pensions
7 559
-
23 718
-
total
8 221
-
25 796
-
Corporate
110 709
162 500
-
-
income
22 142
32 500
-
-
total
22 142
32 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

66 425
97 500
-
-
municipal
11 956
17 550
-
-
national
5 131
11 657
-
-
total
17 087
29 207
-
-
Income
162 500
162 500
162 500
162 500
Total tax
59 225
61 707
78 719
60 105
After tax
103 275
100 793
83 781
102 395
Living cost
31 795
31 795
31 795
31 795
Free-cash
71 480
68 998
51 986
70 600

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56375
₽61889
₽65459
₽60976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
4 630
health
-
-
-
7 391
pensions
-
-
-
27 391
other
-
-
-
5 037
income
-
-
-
27 066
surtax
-
-
-
-
total
-
-
-
71 515
Employee
31 638
-
124 990
-
income
1 631
-
25 002
-
social contributions
902
-
3 561
-
pensions
3 578
-
9 011
-
surtax
-
-
-
-
total
6 111
-
37 574
-
Employer
31 638
-
124 990
-
pensions
5 199
-
15 116
-
social contributions
94
-
376
-
unemployment
1 281
-
5 062
-
health
2 214
-
11 945
-
other
1 092
-
5 012
-
total
9 880
-
37 511
-
Corporate
120 981
162 500
-
-
surtax
-
-
-
-
income
33 875
45 500
-
-
total
33 875
45 500
-
-
Dividends
87 106
117 000
-
-
surtax
-
-
-
-
withholding
11 150
14 975
-
-
social contributions
14 982
20 124
-
-
total
26 132
35 099
-
-
Income
162 500
162 500
162 500
162 500
Total tax
75 998
80 599
75 085
71 515
After tax
86 502
81 901
87 415
90 985
Living cost
25 526
25 526
25 526
25 526
Free-cash
60 976
56 375
61 889
65 459

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53567
₽59081
₽62651
₽58456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
4 630
health
-
-
-
7 391
pensions
-
-
-
27 391
other
-
-
-
5 037
income
-
-
-
27 066
surtax
-
-
-
-
total
-
-
-
71 515
Employee
35 443
-
124 990
-
income
2 092
-
25 002
-
social contributions
1 011
-
3 561
-
pensions
4 007
-
9 011
-
surtax
-
-
-
-
total
7 110
-
37 574
-
Employer
35 443
-
124 990
-
pensions
5 823
-
15 116
-
social contributions
107
-
376
-
unemployment
1 435
-
5 062
-
health
2 482
-
11 945
-
other
1 223
-
5 012
-
total
11 070
-
37 511
-
Corporate
115 988
162 500
-
-
surtax
-
-
-
-
income
32 476
45 500
-
-
total
32 476
45 500
-
-
Dividends
83 512
117 000
-
-
surtax
-
-
-
-
withholding
10 690
14 975
-
-
social contributions
14 364
20 124
-
-
total
25 054
35 099
-
-
Income
162 500
162 500
162 500
162 500
Total tax
75 710
80 599
75 085
71 515
After tax
86 790
81 901
87 415
90 985
Living cost
28 334
28 334
28 334
28 334
Free-cash
58 456
53 567
59 081
62 651

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽41903
₽47417
₽50987
₽47593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
4 630
health
-
-
-
7 391
pensions
-
-
-
27 391
other
-
-
-
5 037
income
-
-
-
27 066
surtax
-
-
-
-
total
-
-
-
71 515
Employee
51 868
-
124 990
-
income
4 526
-
25 002
-
social contributions
1 477
-
3 561
-
pensions
5 867
-
9 011
-
surtax
-
-
-
-
total
11 870
-
37 574
-
Employer
51 868
-
124 990
-
pensions
8 523
-
15 116
-
social contributions
156
-
376
-
unemployment
2 101
-
5 062
-
health
3 630
-
11 945
-
other
1 790
-
5 012
-
total
16 200
-
37 511
-
Corporate
94 432
162 500
-
-
surtax
-
-
-
-
income
26 442
45 500
-
-
total
26 442
45 500
-
-
Dividends
67 990
117 000
-
-
surtax
-
-
-
-
withholding
8 703
14 975
-
-
social contributions
11 694
20 124
-
-
total
20 397
35 099
-
-
Income
162 500
162 500
162 500
162 500
Total tax
74 909
80 599
75 085
71 515
After tax
87 591
81 901
87 415
90 985
Living cost
39 998
39 998
39 998
39 998
Free-cash
47 593
41 903
47 417
50 987

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽148541
₽124166
₽155041
₽147448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 625
total
-
-
-
1 625
Employee
7 292
-
162 500
-
income
1 458
-
32 500
-
total
1 458
-
32 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

155 208
162 500
-
-
total
-
-
-
-
Dividends
155 208
162 500
-
-
withholding
7 760
8 125
-
-
total
7 760
8 125
-
-
Income
162 500
162 500
162 500
162 500
Total tax
9 218
8 125
32 500
1 625
After tax
153 282
154 375
130 000
160 875
Living cost
5 834
5 834
5 834
5 834
Free-cash
147 448
148 541
124 166
155 041

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽145284
₽120909
₽151784
₽143579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 625
total
-
-
-
1 625
Employee
11 364
-
162 500
-
income
2 273
-
32 500
-
total
2 273
-
32 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

151 136
162 500
-
-
total
-
-
-
-
Dividends
151 136
162 500
-
-
withholding
7 557
8 125
-
-
total
7 557
8 125
-
-
Income
162 500
162 500
162 500
162 500
Total tax
9 830
8 125
32 500
1 625
After tax
152 670
154 375
130 000
160 875
Living cost
9 091
9 091
9 091
9 091
Free-cash
143 579
145 284
120 909
151 784

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51627
₽69932
₽52139
₽62466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
17 793
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 074
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 863
total
-
-
-
78 388
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
162 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 863
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
52 074
-
total
9 233
-
60 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
121 295
162 500
-
-
trade
17 405
23 319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 001
1 341
-
-
chamber of commerce
303
365
-
-
income
18 194
24 375
-
-
total
36 903
49 400
-
-
Dividends
84 391
113 101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 143
1 539
-
-
withholding
20 782
27 961
-
-
total
21 925
29 500
-
-
Income
162 500
162 500
162 500
162 500
Total tax
68 061
78 900
60 595
78 388
After tax
94 439
83 600
101 905
84 112
Living cost
31 973
31 973
31 973
31 973
Free-cash
62 466
51 627
69 932
52 139

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56846
₽76821
₽57291
₽66006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
19 530
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 074
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 863
total
-
-
-
80 125
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
162 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 863
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
52 074
-
total
6 592
-
60 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 825
162 500
-
-
trade
20 605
25 595
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 080
1 341
-
-
chamber of commerce
314
360
-
-
income
19 624
24 375
-
-
total
41 623
51 671
-
-
Dividends
89 202
110 830
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 209
1 507
-
-
withholding
21 986
27 392
-
-
total
23 195
28 899
-
-
Income
162 500
162 500
162 500
162 500
Total tax
71 410
80 570
60 595
80 125
After tax
91 090
81 930
101 905
82 375
Living cost
25 084
25 084
25 084
25 084
Free-cash
66 006
56 846
76 821
57 291

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48562
₽69372
₽48975
₽60199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
20 397
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 074
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 863
total
-
-
-
80 992
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
162 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 863
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
52 074
-
total
9 464
-
60 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
120 503
162 500
-
-
trade
19 822
26 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

995
1 341
-
-
chamber of commerce
297
357
-
-
income
18 076
24 375
-
-
total
39 190
52 804
-
-
Dividends
81 313
109 697
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 100
1 491
-
-
withholding
20 014
27 110
-
-
total
21 114
28 601
-
-
Income
162 500
162 500
162 500
162 500
Total tax
69 768
81 405
60 595
80 992
After tax
92 732
81 095
101 905
81 508
Living cost
32 533
32 533
32 533
32 533
Free-cash
60 199
48 562
69 372
48 975

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽42321
₽63967
₽42702
₽55750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
21 265
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
52 074
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 863
total
-
-
-
81 860
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
162 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
2 863
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
52 074
-
total
11 833
-
60 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 730
162 500
-
-
trade
19 333
27 869
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

930
1 341
-
-
chamber of commerce
284
355
-
-
income
16 910
24 375
-
-
total
37 457
53 940
-
-
Dividends
75 272
108 561
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 018
1 476
-
-
withholding
18 504
26 825
-
-
total
19 522
28 301
-
-
Income
162 500
162 500
162 500
162 500
Total tax
68 812
82 241
60 595
81 860
After tax
93 688
80 259
101 905
80 640
Living cost
37 938
37 938
37 938
37 938
Free-cash
55 750
42 321
63 967
42 702

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽83612
₽53013
₽58077
₽80977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
47 931
surtax
-
-
-
7 749
total
-
-
-
85 822
Employee
27 889
-
139 235
-
health
712
-
2 818
-
pensions
1 861
-
7 372
-
surtax
99
-
6 759
-
other
-
-
-
-
unemployment
1 941
-
7 693
-
income
4 675
-
42 979
-
total
9 288
-
67 621
-
Employer
27 889
-
139 235
-
pensions
3 718
-
14 733
-
unemployment
885
-
3 503
-
health
1 268
-
5 029
-
other
-
-
-
-
total
5 871
-
23 265
-
Corporate
128 740
162 500
-
-
income
33 473
42 250
-
-
total
33 473
42 250
-
-
Dividends
95 267
120 250
-
-
withholding
14 290
18 037
-
-
total
14 290
18 037
-
-
Income
162 500
162 500
162 500
162 500
Total tax
62 922
60 287
90 886
85 822
After tax
99 578
102 213
71 614
76 678
Living cost
18 601
18 601
18 601
18 601
Free-cash
80 977
83 612
53 013
58 077

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽83939
₽53340
₽58404
₽81359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
47 931
surtax
-
-
-
7 749
total
-
-
-
85 822
Employee
27 386
-
139 235
-
health
699
-
2 818
-
pensions
1 826
-
7 372
-
surtax
90
-
6 759
-
other
-
-
-
-
unemployment
1 906
-
7 693
-
income
4 591
-
42 979
-
total
9 112
-
67 621
-
Employer
27 386
-
139 235
-
pensions
3 651
-
14 733
-
unemployment
868
-
3 503
-
health
1 246
-
5 029
-
other
-
-
-
-
total
5 765
-
23 265
-
Corporate
129 349
162 500
-
-
income
33 632
42 250
-
-
total
33 632
42 250
-
-
Dividends
95 718
120 250
-
-
withholding
14 358
18 037
-
-
total
14 358
18 037
-
-
Income
162 500
162 500
162 500
162 500
Total tax
62 867
60 287
90 886
85 822
After tax
99 633
102 213
71 614
76 678
Living cost
18 274
18 274
18 274
18 274
Free-cash
81 359
83 939
53 340
58 404

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74886
₽77811
₽96181
₽75227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
unemployment
-
-
-
2 437
health
-
-
-
11 375
pensions
-
-
-
16 250
income
-
-
-
19 866
total
-
-
-
49 928
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
135 983
-
health
1 656
659
9 519
-
pensions
2 366
942
13 598
-
unemployment
355
141
2 040
-
income
2 893
1 151
16 624
-
total
7 270
2 893
41 781
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
135 983
-
pensions
4 614
1 836
26 517
-
total
4 614
1 836
26 517
-
Corporate
134 225
151 247
-
-
income
12 080
13 612
-
-
total
12 080
13 612
-
-
Dividends
122 145
137 635
-
-
withholding
23 207
26 151
-
-
social contributions
23 711
26 731
-
-
total
46 918
52 882
-
-
Income
162 500
162 500
162 500
162 500
Total tax
70 882
71 223
68 298
49 928
After tax
91 618
91 277
94 202
112 572
Living cost
16 391
16 391
16 391
16 391
Free-cash
75 227
74 886
77 811
96 181

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽59470
₽53222
₽52348
₽58772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
1 747
municipal
-
-
-
17 921
pensions
-
-
-
19 500
national
-
-
-
29 054
total
-
-
-
68 222
Employee
65 000
-
140 480
-
municipal
8 029
-
18 550
-
pensions
2 600
-
5 619
-
national
12 441
-
30 431
-
total
23 070
-
54 600
-
Employer
65 000
-
140 480
-
social contributions
699
-
1 510
-
pensions
5 200
-
11 238
-
total
5 899
-
12 748
-
Corporate
87 312
162 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 462
32 500
-
-
total
17 462
32 500
-
-
Dividends
69 849
130 000
-
-
withholding
15 367
28 600
-
-
total
15 367
28 600
-
-
Income
162 500
162 500
162 500
162 500
Total tax
61 798
61 100
67 348
68 222
After tax
100 702
101 400
95 152
94 278
Living cost
41 930
41 930
41 930
41 930
Free-cash
58 772
59 470
53 222
52 348

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽66576
₽36517
₽36517
₽68403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
social contributions
-
-
-
27 496
income
-
-
-
51 312
total
-
-
-
78 808
Employee
64 780
-
162 500
-
social contributions
5 382
-
27 496
-
income
12 224
-
51 312
-
total
17 606
-
78 808
-
Employer
64 780
-
162 500
-
total
-
-
-
-
Corporate
97 720
162 500
-
-
income
12 216
20 312
-
-
total
12 216
20 312
-
-
Dividends
85 505
142 188
-
-
withholding
17 100
28 437
-
-
total
17 100
28 437
-
-
Income
162 500
162 500
162 500
162 500
Total tax
46 922
48 749
78 808
78 808
After tax
115 578
113 751
83 692
83 692
Living cost
47 175
47 175
47 175
47 175
Free-cash
68 403
66 576
36 517
36 517

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽51755
₽34663
₽41880
₽47432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
regional
-
-
-
1 941
social contributions
-
-
-
41 448
municipal
-
-
-
968
national
-
-
-
41 318
total
-
-
-
85 675
Employee
73 601
-
162 500
-
regional
694
-
1 718
-
municipal
390
-
866
-
social contributions
24 818
-
54 340
-
national
12 753
-
35 968
-
total
38 655
-
92 892
-
Employer
73 601
-
162 500
-
total
-
-
-
-
Corporate
88 899
162 500
-
-
nationa
21 336
39 000
-
-
municipal
3 467
6 338
-
-
total
24 803
45 338
-
-
Dividends
64 097
117 162
-
-
withholding
16 665
30 462
-
-
total
16 665
30 462
-
-
Income
162 500
162 500
162 500
162 500
Total tax
80 123
75 800
92 892
85 675
After tax
82 377
86 700
69 608
76 825
Living cost
34 945
34 945
34 945
34 945
Free-cash
47 432
51 755
34 663
41 880

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽63105
₽46822
₽54001
₽61267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 500
regional
-
-
-
2 457
social contributions
-
-
-
41 448
municipal
-
-
-
968
national
-
-
-
41 318
total
-
-
-
86 191
Employee
45 939
-
162 500
-
regional
618
-
2 196
-
municipal
244
-
866
-
social contributions
15 491
-
54 340
-
national
7 278
-
35 968
-
total
23 631
-
93 370
-
Employer
45 939
-
162 500
-
total
-
-
-
-
Corporate
116 561
162 500
-
-