Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 162000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽114830
₽108800
₽113129
₽119770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
152
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 632
income
-
-
-
24 300
health
-
-
-
4 376
total
-
-
-
34 460
Employee
24 815
-
154 534
-
accident

We are using the highest rate at 1.1%.

273
-
419
-
income
2 482
-
15 454
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 179
-
3 341
-
health
1 142
-
1 750
-
total
6 076
-
20 964
-
Employer
24 815
-
154 534
-
accident

We are using the highest rate at 1.1%.

273
-
419
-
health
1 712
-
2 626
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 735
-
4 193
-
unemployment
149
-
228
-
total
4 869
-
7 466
-
Corporate
132 316
162 000
-
-
income
13 232
16 200
-
-
total
13 232
16 200
-
-
Dividends
119 085
145 800
-
-
withholding
5 954
7 290
-
-
total
5 954
7 290
-
-
Income
162 000
162 000
162 000
162 000
Total tax
30 131
23 490
28 430
34 460
After tax
131 869
138 510
133 570
127 540
Living cost
18 740
18 740
18 740
18 740
Free-cash
113 129
119 770
114 830
108 800

Estimated living cost  is ₽18740 per week

₽12395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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