Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 162000
per

Your estimated
City
free-cash

Andorra , Andorra
₽92121
₽115704
₽96426
₽118729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
35 640
income
-
-
-
7 168
total
-
-
-
42 808
Employee
28 953
-
140 259
-
social contributions
1 882
-
9 116
-
income
-
-
7 646
-
total
1 882
-
16 762
-
Employer
28 953
-
140 259
-
social contributions
4 488
-
21 741
-
total
4 488
-
21 741
-
Corporate
128 559
162 000
-
-
income
12 855
16 200
-
-
total
12 855
16 200
-
-
Dividends
115 704
145 800
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
19 225
16 200
38 503
42 808
After tax
142 775
145 800
123 497
119 192
Living cost
27 071
27 071
27 071
27 071
Free-cash
115 704
118 729
96 426
92 121

Estimated living cost  is ₽27071 per week

₽17504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽54600
₽60519
₽14210
₽60965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
-
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
648
pensions
-
-
-
19 464
income
-
-
-
44 984
total
-
-
-
78 668
Employee
39 367
35 890
129 916
-
unemployment
1 181
1 077
3 157
-
other
393
359
1 053
-
income
3 507
2 647
36 295
-
pensions
4 032
3 674
10 774
-
health
1 523
1 389
4 071
-
total
10 636
9 146
55 350
-
Employer
39 367
35 890
129 916
-
pensions
4 941
4 505
13 204
-
surtax
-
-
-
-
payroll
1 181
1 077
3 898
-
other
1 870
1 704
5 961
-
health
1 489
1 357
3 977
-
accident
511
467
1 367
-
unemployment
1 181
1 077
3 157
-
chamber of commerce
157
144
520
-
total
11 330
10 331
32 084
-
Corporate
111 303
115 781
126 498
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 827
28 946
31 624
-
total
27 827
28 946
31 624
-
Dividends
83 477
86 835
-
-
withholding
22 956
23 880
-
-
total
22 956
23 880
-
-
Income
162 000
162 000
162 000
162 000
Total tax
72 749
72 303
119 058
78 668
After tax
89 251
89 697
42 942
83 332
Living cost
28 732
28 732
28 732
28 732
Free-cash
60 519
60 965
14 210
54 600

Estimated living cost  is ₽28732 per week

₽17236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽51421
₽56478
₽11164
₽57867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
178
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
648
pensions
-
-
-
19 464
income
-
-
-
44 984
total
-
-
-
78 846
Employee
45 007
35 890
129 750
-
unemployment
1 350
1 077
3 157
-
other
449
359
1 053
-
income
5 124
2 647
36 215
-
pensions
4 609
3 674
10 774
-
health
1 742
1 389
4 071
-
total
13 274
9 146
55 270
-
Employer
45 007
35 890
129 750
-
pensions
5 648
4 505
13 204
-
surtax
178
178
178
-
payroll
1 350
1 077
3 893
-
other
2 138
1 704
5 954
-
health
1 700
1 357
3 977
-
accident
584
467
1 367
-
unemployment
1 350
1 077
3 157
-
chamber of commerce
179
144
520
-
total
13 127
10 509
32 250
-
Corporate
103 864
115 603
126 332
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 965
28 902
31 583
-
total
25 965
28 902
31 583
-
Dividends
77 898
86 701
-
-
withholding
21 423
23 843
-
-
total
21 423
23 843
-
-
Income
162 000
162 000
162 000
162 000
Total tax
73 789
72 400
119 103
78 846
After tax
88 211
89 600
42 897
83 154
Living cost
31 733
31 733
31 733
31 733
Free-cash
56 478
57 867
11 164
51 421

Estimated living cost  is ₽31733 per week

₽21165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽37418
₽44251
₽24013
₽57757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
national
-
-
-
60 919
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 373
social contributions
-
-
-
22 453
total
-
-
-
91 745
Employee

The minimum management director salary is set at €45,000 per year.

64 420
-
125 474
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

561
-
1 092
-
national
19 805
-
45 684
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 360
-
6 544
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 831
-
9 410
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 027
-
5 896
-
total
31 584
-
68 626
-
Employer

The minimum management director salary is set at €45,000 per year.

64 420
-
125 474
-
surtax
7 304
-
14 229
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 708
-
11 117
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 962
-
7 716
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 630
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

940
-
1 832
-
total
18 751
-
36 524
-
Corporate
78 829
162 000
-
-
income
15 766
32 400
-
-
surtax
314
648
-
-
total
16 080
33 048
-
-
Dividends
62 748
128 952
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 497
38 358
-
-
total
18 497
38 358
-
-
Income
162 000
162 000
162 000
162 000
Total tax
84 912
71 406
105 150
91 745
After tax
77 088
90 594
56 850
70 255
Living cost
32 837
32 837
32 837
32 837
Free-cash
44 251
57 757
24 013
37 418

Estimated living cost  is ₽32837 per week

₽21151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽113847
₽117564
₽120240
₽123043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
24 300
total
-
-
-
32 686
Employee
20 481
-
155 838
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 048
-
15 584
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 798
-
2 758
-
health
942
-
1 445
-
total
5 013
-
20 132
-
Employer
20 481
-
155 838
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 257
-
3 461
-
health
1 413
-
2 167
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 018
-
6 161
-
Corporate
137 501
162 000
-
-
income
13 750
16 200
-
-
total
13 750
16 200
-
-
Dividends
123 751
145 800
-
-
withholding
6 188
7 290
-
-
total
6 188
7 290
-
-
Income
162 000
162 000
162 000
162 000
Total tax
28 969
23 490
26 293
32 686
After tax
133 031
138 510
135 707
129 314
Living cost
15 467
15 467
15 467
15 467
Free-cash
117 564
123 043
120 240
113 847

Estimated living cost  is ₽15467 per week

₽10230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽117525
₽122544
₽123918
₽126722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
24 300
total
-
-
-
32 686
Employee
15 610
-
155 838
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 561
-
15 584
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 758
-
health
718
-
1 445
-
total
3 822
-
20 132
-
Employer
15 610
-
155 838
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
3 461
-
health
1 077
-
2 167
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 062
-
6 161
-
Corporate
143 327
162 000
-
-
income
14 333
16 200
-
-
total
14 333
16 200
-
-
Dividends
128 995
145 800
-
-
withholding
6 450
7 290
-
-
total
6 450
7 290
-
-
Income
162 000
162 000
162 000
162 000
Total tax
27 667
23 490
26 293
32 686
After tax
134 333
138 510
135 707
129 314
Living cost
11 789
11 789
11 789
11 789
Free-cash
122 544
126 722
123 918
117 525

Estimated living cost  is ₽11789 per week

₽6882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽89709
₽92418
₽88292
₽97317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
4 131
social contributions
-
-
-
14 571
income
-
-
-
32 738
total
-
-
-
51 440
Employee
69 251
69 251
151 447
-
income
7 540
6 411
31 978
-
social contributions
2 618
5 747
7 752
-
health
537
1 178
2 574
-
total
10 695
13 336
42 304
-
Employer
69 251
69 251
151 447
-
social contributions
2 618
5 747
7 752
-
health
583
1 282
2 801
-
total
3 201
7 029
10 553
-
Corporate
127 253
85 720
-
-
income
15 906
10 716
-
-
total
15 906
10 716
-
-
Dividends
111 347
75 004
-
-
withholding
18 929
12 751
-
-
total
18 929
12 751
-
-
Income
162 000
162 000
162 000
162 000
Total tax
48 731
43 832
52 857
51 440
After tax
113 269
118 168
109 143
110 560
Living cost
20 851
20 851
20 851
20 851
Free-cash
92 418
97 317
88 292
89 709

Estimated living cost  is ₽20851 per week

₽12496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽81349
₽85223
₽79932
₽88957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
4 131
social contributions
-
-
-
14 571
income
-
-
-
32 738
total
-
-
-
51 440
Employee
69 251
69 251
151 447
-
income
7 272
6 411
31 978
-
social contributions
3 365
5 747
7 752
-
health
689
1 178
2 574
-
total
11 326
13 336
42 304
-
Employer
69 251
69 251
151 447
-
social contributions
3 365
5 747
7 752
-
health
750
1 282
2 801
-
total
4 115
7 029
10 553
-
Corporate
117 348
85 720
-
-
income
14 669
10 716
-
-
total
14 669
10 716
-
-
Dividends
102 680
75 004
-
-
withholding
17 456
12 751
-
-
total
17 456
12 751
-
-
Income
162 000
162 000
162 000
162 000
Total tax
47 566
43 832
52 857
51 440
After tax
114 434
118 168
109 143
110 560
Living cost
29 211
29 211
29 211
29 211
Free-cash
85 223
88 957
79 932
81 349

Estimated living cost  is ₽29211 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽72366
₽83344
₽65570
₽90757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
21 870
social contributions
-
-
-
29 902
income
-
-
-
16 534
solidarity contribution
-
-
-
548
total
-
-
-
68 854
Employee
30 559
-
125 137
-
income
3 667
-
15 238
-
social contributions
1 986
-
6 656
-
health
4 125
-
16 893
-
solidarity contribution
-
-
-
-
total
9 778
-
38 787
-
Employer
30 559
-
125 137
-
social contributions
7 640
-
25 601
-
health
2 750
-
11 262
-
total
10 390
-
36 863
-
Corporate
121 051
162 000
-
-
income
23 000
30 780
-
-
total
23 000
30 780
-
-
Dividends
98 052
131 220
-
-
withholding
14 708
19 683
-
-
total
14 708
19 683
-
-
Income
162 000
162 000
162 000
162 000
Total tax
57 876
50 463
75 650
68 854
After tax
104 124
111 537
86 350
93 146
Living cost
20 780
20 780
20 780
20 780
Free-cash
83 344
90 757
65 570
72 366

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽67540
₽76795
₽60744
₽85931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
21 870
social contributions
-
-
-
29 902
income
-
-
-
16 534
solidarity contribution
-
-
-
548
total
-
-
-
68 854
Employee
37 656
-
125 137
-
income
4 519
-
15 238
-
social contributions
2 448
-
6 656
-
health
5 084
-
16 893
-
solidarity contribution
-
-
-
-
total
12 051
-
38 787
-
Employer
37 656
-
125 137
-
social contributions
9 414
-
25 601
-
health
3 389
-
11 262
-
total
12 803
-
36 863
-
Corporate
111 540
162 000
-
-
income
21 193
30 780
-
-
total
21 193
30 780
-
-
Dividends
90 348
131 220
-
-
withholding
13 552
19 683
-
-
total
13 552
19 683
-
-
Income
162 000
162 000
162 000
162 000
Total tax
59 599
50 463
75 650
68 854
After tax
102 401
111 537
86 350
93 146
Living cost
25 606
25 606
25 606
25 606
Free-cash
76 795
85 931
60 744
67 540

Estimated living cost  is ₽25606 per week

₽19043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽51872
-₽34823
-₽34823
-₽34823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
national
-
-
-
19 111
pensions
-
-
-
783
municipal
-
-
-
33 831
labour market
-
-
-
12 897
total
-
-
-
66 622
Employee
183 628
183 628
183 628
-
municipal
39 103
39 103
39 103
-
national
22 434
22 434
22 434
-
pensions
261
261
261
-
labour market
14 669
14 669
14 669
-
total
76 467
76 467
76 467
-
Employer
183 628
183 628
183 628
-
pensions
522
522
522
-
labour market
14 690
14 690
14 690
-
municipal
39 165
39 165
39 165
-
national
22 473
22 473
22 473
-
total
76 850
76 850
76 850
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
153 317
153 317
153 317
66 622
After tax
8 683
8 683
8 683
95 378
Living cost
43 506
43 506
43 506
43 506
Free-cash
-34 823
-34 823
-34 823
51 872

Estimated living cost  is ₽43506 per week

₽29776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽65079
₽102252
₽71619
₽107847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
21 060
pensions
-
-
-
32 400
income
-
-
-
21 708
total
-
-
-
75 168
Employee
25 548
-
121 075
-
unemployment
408
-
1 938
-
income
2 876
-
23 344
-
pensions
511
-
2 422
-
total
3 795
-
27 704
-
Employer
25 548
-
121 075
-
pensions
5 110
-
24 215
-
health
3 321
-
15 740
-
unemployment
205
-
969
-
total
8 636
-
40 924
-
Corporate
127 816
162 000
-
-
income
25 564
32 400
-
-
total
25 564
32 400
-
-
Dividends
102 252
129 600
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
37 995
32 400
68 628
75 168
After tax
124 005
129 600
93 372
86 832
Living cost
21 753
21 753
21 753
21 753
Free-cash
102 252
107 847
71 619
65 079

Estimated living cost  is ₽21753 per week

₽14920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽69425
₽69071
₽50194
₽66728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
162 000
national
-
-
-
27 102
health
-
-
-
2 119
municipal
-
-
-
28 778
total
-
-
-
57 999
Employee
47 382
-
136 284
-
unemployment
711
-
2 044
-
municipal
7 761
-
22 197
-
national
783
-
16 350
-
pensions
3 198
-
9 200
-
health
354
-
1 723
-
total
12 807
-
51 514
-
Employer
47 382
-
136 284
-
pensions
8 220
-
23 645
-
health
364
-
1 049
-
accident
48
-
137
-
unemployment
308
-
885
-
total
8 940
-
25 716
-
Corporate
105 678
162 000
-
-
income
21 136
32 400
-
-
total
21 136
32 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

63 407
97 200
-
-
municipal
11 413
17 495
-
-
national
4 057
10 801
-
-
total
15 470
28 296
-
-
Income
162 000
162 000
162 000
162 000
Total tax
58 353
60 696
77 230
57 999
After tax
103 647
101 304
84 770
104 001
Living cost
34 576
34 576
34 576
34 576
Free-cash
69 071
66 728
50 194
69 425

Estimated living cost  is ₽34576 per week

₽22585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽63479
₽58893
₽60877
₽53889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
-
health
-
-
-
6 956
pensions
-
-
-
28 565
social contributions
-
-
-
4 616
income
-
-
-
25 604
other
-
-
-
5 021
total
-
-
-
70 762
Employee
34 406
-
125 341
-
income
1 774
-
24 410
-
surtax
-
-
-
-
social contributions
981
-
3 570
-
pensions
3 891
-
8 728
-
total
6 646
-
36 708
-
Employer
34 406
-
125 341
-
pensions
5 653
-
14 695
-
social contributions
103
-
376
-
other
1 188
-
4 895
-
health
2 408
-
11 614
-
unemployment
1 393
-
5 076
-
total
10 745
-
36 656
-
Corporate
116 849
162 000
-
-
income
32 718
45 360
-
-
surtax
-
-
-
-
total
32 718
45 360
-
-
Dividends
84 132
116 640
-
-
withholding
10 769
14 930
-
-
social contributions
14 470
20 062
-
-
surtax
-
-
-
-
total
25 239
34 992
-
-
Income
162 000
162 000
162 000
162 000
Total tax
75 348
80 352
73 364
70 762
After tax
86 652
81 648
88 636
91 238
Living cost
27 759
27 759
27 759
27 759
Free-cash
58 893
53 889
60 877
63 479

Estimated living cost  is ₽27759 per week

₽16099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽60426
₽56155
₽57824
₽50836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
-
health
-
-
-
6 956
pensions
-
-
-
28 565
social contributions
-
-
-
4 616
income
-
-
-
25 604
other
-
-
-
5 021
total
-
-
-
70 762
Employee
38 544
-
125 341
-
income
2 275
-
24 410
-
surtax
-
-
-
-
social contributions
1 099
-
3 570
-
pensions
4 358
-
8 728
-
total
7 732
-
36 708
-
Employer
38 544
-
125 341
-
pensions
6 332
-
14 695
-
social contributions
116
-
376
-
other
1 330
-
4 895
-
health
2 699
-
11 614
-
unemployment
1 560
-
5 076
-
total
12 037
-
36 656
-
Corporate
111 419
162 000
-
-
income
31 197
45 360
-
-
surtax
-
-
-
-
total
31 197
45 360
-
-
Dividends
80 223
116 640
-
-
withholding
10 268
14 930
-
-
social contributions
13 799
20 062
-
-
surtax
-
-
-
-
total
24 067
34 992
-
-
Income
162 000
162 000
162 000
162 000
Total tax
75 033
80 352
73 364
70 762
After tax
86 967
81 648
88 636
91 238
Living cost
30 812
30 812
30 812
30 812
Free-cash
56 155
50 836
57 824
60 426

Estimated living cost  is ₽30812 per week

₽19428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽47741
₽44341
₽45139
₽38151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
-
health
-
-
-
6 956
pensions
-
-
-
28 565
social contributions
-
-
-
4 616
income
-
-
-
25 604
other
-
-
-
5 021
total
-
-
-
70 762
Employee
56 406
-
125 341
-
income
4 922
-
24 410
-
surtax
-
-
-
-
social contributions
1 606
-
3 570
-
pensions
6 380
-
8 728
-
total
12 908
-
36 708
-
Employer
56 406
-
125 341
-
pensions
9 268
-
14 695
-
social contributions
169
-
376
-
other
1 947
-
4 895
-
health
3 948
-
11 614
-
unemployment
2 285
-
5 076
-
total
17 617
-
36 656
-
Corporate
87 978
162 000
-
-
income
24 634
45 360
-
-
surtax
-
-
-
-
total
24 634
45 360
-
-
Dividends
63 343
116 640
-
-
withholding
8 108
14 930
-
-
social contributions
10 895
20 062
-
-
surtax
-
-
-
-
total
19 003
34 992
-
-
Income
162 000
162 000
162 000
162 000
Total tax
74 162
80 352
73 364
70 762
After tax
87 838
81 648
88 636
91 238
Living cost
43 497
43 497
43 497
43 497
Free-cash
44 341
38 151
45 139
47 741

Estimated living cost  is ₽43497 per week

₽29438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽154528
₽146951
₽123748
₽148048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 620
total
-
-
-
1 620
Employee
7 314
-
162 000
-
income
1 463
-
32 400
-
total
1 463
-
32 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

154 686
162 000
-
-
total
-
-
-
-
Dividends
154 686
162 000
-
-
withholding
7 734
8 100
-
-
total
7 734
8 100
-
-
Income
162 000
162 000
162 000
162 000
Total tax
9 197
8 100
32 400
1 620
After tax
152 803
153 900
129 600
160 380
Living cost
5 852
5 852
5 852
5 852
Free-cash
146 951
148 048
123 748
154 528

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽151261
₽143071
₽120481
₽144781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 620
total
-
-
-
1 620
Employee
11 399
-
162 000
-
income
2 280
-
32 400
-
total
2 280
-
32 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 601
162 000
-
-
total
-
-
-
-
Dividends
150 601
162 000
-
-
withholding
7 530
8 100
-
-
total
7 530
8 100
-
-
Income
162 000
162 000
162 000
162 000
Total tax
9 810
8 100
32 400
1 620
After tax
152 190
153 900
129 600
160 380
Living cost
9 119
9 119
9 119
9 119
Free-cash
143 071
144 781
120 481
151 261

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽50615
₽60379
₽67854
₽48599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 775
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 449
trade
-
-
-
17 239
total
-
-
-
76 616
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 810
-
162 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 685
-
50 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 775
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 041
-
59 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
117 190
162 000
-
-
trade
16 817
23 246
-
-
income
17 579
24 301
-
-
chamber of commerce
309
374
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

967
1 336
-
-
total
35 672
49 257
-
-
Dividends
81 517
112 742
-
-
withholding
20 037
27 844
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 102
1 531
-
-
total
21 139
29 375
-
-
Income
162 000
162 000
162 000
162 000
Total tax
66 852
78 632
59 377
76 616
After tax
95 148
83 368
102 623
85 384
Living cost
34 769
34 769
34 769
34 769
Free-cash
60 379
48 599
67 854
50 615

Estimated living cost  is ₽34769 per week

₽23985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56424
₽64383
₽75345
₽54423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 775
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 449
trade
-
-
-
18 921
total
-
-
-
78 298
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 446
-
162 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
50 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 775
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
7 168
-
59 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
127 554
162 000
-
-
trade
20 090
25 514
-
-
income
19 133
24 301
-
-
chamber of commerce
320
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 053
1 336
-
-
total
40 596
51 520
-
-
Dividends
86 959
110 479
-
-
withholding
21 397
27 278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 178
1 501
-
-
total
22 575
28 779
-
-
Income
162 000
162 000
162 000
162 000
Total tax
70 339
80 299
59 377
78 298
After tax
91 661
81 701
102 623
83 702
Living cost
27 278
27 278
27 278
27 278
Free-cash
64 383
54 423
75 345
56 424

Estimated living cost  is ₽27278 per week

₽17159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽47482
₽58144
₽67244
₽45489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 775
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 449
trade
-
-
-
19 762
total
-
-
-
79 139
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 671
-
162 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 924
-
50 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 775
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 292
-
59 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
116 329
162 000
-
-
trade
19 136
26 649
-
-
income
17 449
24 301
-
-
chamber of commerce
302
367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

960
1 336
-
-
total
37 847
52 653
-
-
Dividends
78 481
109 346
-
-
withholding
19 278
26 994
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 060
1 485
-
-
total
20 338
28 479
-
-
Income
162 000
162 000
162 000
162 000
Total tax
68 477
81 132
59 377
79 139
After tax
93 523
80 868
102 623
82 861
Living cost
35 379
35 379
35 379
35 379
Free-cash
58 144
45 489
67 244
47 482

Estimated living cost  is ₽35379 per week

₽23662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽40765
₽53385
₽61367
₽38777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 775
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 449
trade
-
-
-
20 602
total
-
-
-
79 979
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 124
-
162 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 364
-
50 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 775
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
12 867
-
59 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 876
162 000
-
-
trade
18 500
27 784
-
-
income
16 181
24 301
-
-
chamber of commerce
289
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

890
1 336
-
-
total
35 860
53 785
-
-
Dividends
72 015
108 215
-
-
withholding
17 661
26 712
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

971
1 470
-
-
total
18 632
28 182
-
-
Income
162 000
162 000
162 000
162 000
Total tax
67 359
81 967
59 377
79 979
After tax
94 641
80 033
102 623
82 021
Living cost
41 256
41 256
41 256
41 256
Free-cash
53 385
38 777
61 367
40 765

Estimated living cost  is ₽41256 per week

₽30132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽56389
₽78806
₽50883
₽81670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
7 103
unemployment
-
-
-
205
health
-
-
-
8 533
pensions
-
-
-
24 039
income
-
-
-
45 503
other
-
-
-
-
total
-
-
-
85 383
Employee
30 329
-
136 699
-
unemployment
2 111
-
8 366
-
other
-
-
-
-
income
5 084
-
40 116
-
surtax
108
-
6 026
-
pensions
2 024
-
8 017
-
health
774
-
3 064
-
total
10 101
-
65 589
-
Employer
30 329
-
136 699
-
pensions
4 044
-
16 022
-
other
-
-
-
-
health
1 379
-
5 469
-
unemployment
962
-
3 809
-
total
6 385
-
25 300
-
Corporate
125 286
162 000
-
-
income
32 574
42 119
-
-
total
32 574
42 119
-
-
Dividends
92 712
119 881
-
-
withholding
13 906
17 983
-
-
total
13 906
17 983
-
-
Income
162 000
162 000
162 000
162 000
Total tax
62 966
60 102
90 889
85 383
After tax
99 034
101 898
71 111
76 617
Living cost
20 228
20 228
20 228
20 228
Free-cash
78 806
81 670
50 883
56 389

Estimated living cost  is ₽20228 per week

₽12213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽56744
₽79223
₽51238
₽82025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
surtax
-
-
-
7 103
unemployment
-
-
-
205
health
-
-
-
8 533
pensions
-
-
-
24 039
income
-
-
-
45 503
other
-
-
-
-
total
-
-
-
85 383
Employee
29 782
-
136 699
-
unemployment
2 073
-
8 366
-
other
-
-
-
-
income
4 992
-
40 116
-
surtax
97
-
6 026
-
pensions
1 986
-
8 017
-
health
761
-
3 064
-
total
9 909
-
65 589
-
Employer
29 782
-
136 699
-
pensions
3 970
-
16 022
-
other
-
-
-
-
health
1 355
-
5 469
-
unemployment
943
-
3 809
-
total
6 268
-
25 300
-
Corporate
125 949
162 000
-
-
income
32 747
42 119
-
-
total
32 747
42 119
-
-
Dividends
93 202
119 881
-
-
withholding
13 980
17 983
-
-
total
13 980
17 983
-
-
Income
162 000
162 000
162 000
162 000
Total tax
62 904
60 102
90 889
85 383
After tax
99 096
101 898
71 111
76 617
Living cost
19 873
19 873
19 873
19 873
Free-cash
79 223
82 025
51 238
56 744

Estimated living cost  is ₽19873 per week

₽12151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽94346
₽73520
₽76034
₽73148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
2 430
health
-
-
-
11 340
pensions
-
-
-
16 200
income
-
-
-
19 805
total
-
-
-
49 775
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
135 565
-
unemployment
387
154
2 033
-
income
3 155
1 256
16 573
-
pensions
2 581
1 027
13 556
-
health
1 807
719
9 490
-
total
7 930
3 156
41 652
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
135 565
-
pensions
5 033
2 003
26 435
-
total
5 033
2 003
26 435
-
Corporate
131 158
149 725
-
-
income
11 804
13 475
-
-
total
11 804
13 475
-
-
Dividends
119 354
136 250
-
-
withholding
22 677
25 888
-
-
social contributions
23 157
26 451
-
-
total
45 834
52 339
-
-
Income
162 000
162 000
162 000
162 000
Total tax
70 601
70 973
68 087
49 775
After tax
91 399
91 027
93 913
112 225
Living cost
17 879
17 879
17 879
17 879
Free-cash
73 520
73 148
76 034
94 346

Estimated living cost  is ₽17879 per week

₽12201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽50955
₽56743
₽51823
₽57469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
national
-
-
-
28 424
pensions
-
-
-
19 440
social contributions
-
-
-
1 741
municipal
-
-
-
17 821
total
-
-
-
67 426
Employee
67 617
-
140 048
-
municipal
8 352
-
18 448
-
national
12 942
-
29 798
-
pensions
2 705
-
5 602
-
total
23 999
-
53 848
-
Employer
67 617
-
140 048
-
pensions
5 409
-
11 204
-
social contributions
727
-
1 506
-
total
6 136
-
12 710
-
Corporate
83 784
162 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 757
32 400
-
-
total
16 757
32 400
-
-
Dividends
67 027
129 600
-
-
withholding
14 746
28 512
-
-
total
14 746
28 512
-
-
Income
162 000
162 000
162 000
162 000
Total tax
61 638
60 912
66 558
67 426
After tax
100 362
101 088
95 442
94 574
Living cost
43 619
43 619
43 619
43 619
Free-cash
56 743
57 469
51 823
50 955

Estimated living cost  is ₽43619 per week

₽29647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽33678
₽64086
₽33678
₽62098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
27 106
income
-
-
-
49 914
total
-
-
-
77 020
Employee
70 446
-
162 000
-
social contributions
5 853
-
27 106
-
income
13 293
-
49 914
-
total
19 146
-
77 020
-
Employer
70 446
-
162 000
-
total
-
-
-
-
Corporate
91 554
162 000
-
-
income
11 444
20 250
-
-
total
11 444
20 250
-
-
Dividends
80 110
141 750
-
-
withholding
16 022
28 350
-
-
total
16 022
28 350
-
-
Income
162 000
162 000
162 000
162 000
Total tax
46 612
48 600
77 020
77 020
After tax
115 388
113 400
84 980
84 980
Living cost
51 302
51 302
51 302
51 302
Free-cash
64 086
62 098
33 678
33 678

Estimated living cost  is ₽51302 per week

₽39029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽39227
₽43730
₽31907
₽48431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
national
-
-
-
40 227
regional
-
-
-
1 916
social contributions
-
-
-
41 666
municipal
-
-
-
962
total
-
-
-
84 771
Employee
80 039
-
162 000
-
municipal
424
-
860
-
national
13 869
-
34 914
-
social contributions
26 989
-
54 626
-
regional
755
-
1 691
-
total
42 037
-
92 091
-
Employer
80 039
-
162 000
-
total
-
-
-
-
Corporate
81 961
162 000
-
-
nationa
19 671
38 881
-
-
municipal
3 196
6 318
-
-
total
22 867
45 199
-
-
Dividends
59 094
116 801
-
-
withholding
15 364
30 368
-
-
total
15 364
30 368
-
-
Income
162 000
162 000
162 000
162 000
Total tax
80 268
75 567
92 091
84 771
After tax
81 732
86 433
69 909
77 229
Living cost
38 002
38 002
38 002
38 002
Free-cash
43 730
48 431
31 907
39 227

Estimated living cost  is ₽38002 per week

₽26490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52442
₽58892
₽45160
₽60890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
national
-
-
-
40 227
regional
-
-
-
2 443
social contributions
-
-
-
41 666
municipal
-
-
-
962
total
-
-
-
85 298
Employee
49 957
-
162 000
-
municipal
265
-
860
-
national
7 915
-
34 914
-
social contributions
16 846
-
54 626
-
regional
673
-
2 180
-
total
25 699
-
92 580
-
Employer
49 957
-
162 000
-
total
-
-
-
-
Corporate
112 043
162 000
-
-