Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 162000
per

Your estimated
City
free-cash

Andorra , Andorra
₽120860
₽98127
₽93823
₽118072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
35 639
income
-
-
-
7 598
total
-
-
-
43 237
Employee
26 673
-
140 260
-
social contributions
1 733
-
9 118
-
income
-
-
8 075
-
total
1 733
-
17 193
-
Employer
26 673
-
140 260
-
social contributions
4 135
-
21 740
-
total
4 135
-
21 740
-
Corporate
131 192
162 000
-
-
income
13 120
16 200
-
-
total
13 120
16 200
-
-
Dividends
118 072
145 800
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
18 988
16 200
38 933
43 237
After tax
143 012
145 800
123 067
118 763
Living cost
24 940
24 940
24 940
24 940
Free-cash
118 072
120 860
98 127
93 823

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽63102
₽16304
₽56884
₽62691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
chamber of commerce
-
-
-
649
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
47 564
surtax
-
-
-
-
total
-
-
-
78 647
Employee
36 267
33 064
131 577
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
39 144
-
total
9 798
8 427
56 697
-
Employer
36 267
33 064
131 577
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 947
-
chamber of commerce
145
132
526
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 955
-
total
10 437
9 516
30 424
-
Corporate
115 296
119 420
128 428
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 824
29 855
32 106
-
total
28 824
29 855
32 106
-
Dividends
86 472
89 566
-
-
withholding
23 781
24 631
-
-
total
23 781
24 631
-
-
Income
162 000
162 000
162 000
162 000
Total tax
72 840
72 429
119 227
78 647
After tax
89 160
89 571
42 773
83 353
Living cost
26 469
26 469
26 469
26 469
Free-cash
62 691
63 102
16 304
56 884

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽60249
₽13498
₽53955
₽58964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
chamber of commerce
-
-
-
649
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
47 564
surtax
-
-
-
164
total
-
-
-
78 811
Employee
41 463
33 064
131 424
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
39 070
-
total
12 228
8 427
56 623
-
Employer
41 463
33 064
131 424
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 942
-
chamber of commerce
165
132
526
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 948
-
total
12 096
9 680
30 576
-
Corporate
108 442
119 257
128 275
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 111
29 814
32 069
-
total
27 111
29 814
32 069
-
Dividends
81 331
89 443
-
-
withholding
22 367
24 596
-
-
total
22 367
24 596
-
-
Income
162 000
162 000
162 000
162 000
Total tax
73 802
72 517
119 268
78 811
After tax
88 198
89 483
42 732
83 189
Living cost
29 234
29 234
29 234
29 234
Free-cash
58 964
60 249
13 498
53 955

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽60024
₽25899
₽40086
₽47874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 478
national
-
-
-
62 500
total
-
-
-
91 663
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
125 473
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 896
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
9 411
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 545
-
national
18 246
-
46 380
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 091
-
total
29 096
-
69 323
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
125 473
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 631
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 833
-
surtax
6 729
-
14 230
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 716
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
11 117
-
total
17 275
-
36 527
-
Corporate
85 378
162 000
-
-
surtax
342
657
-
-
income
17 075
32 810
-
-
total
17 417
33 467
-
-
Dividends
67 962
128 533
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

20 087
38 258
-
-
total
20 087
38 258
-
-
Income
162 000
162 000
162 000
162 000
Total tax
83 875
71 725
105 850
91 663
After tax
78 125
90 275
56 150
70 337
Living cost
30 251
30 251
30 251
30 251
Free-cash
47 874
60 024
25 899
40 086

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽124247
₽122228
₽115704
₽119193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 300
total
-
-
-
32 033
Employee
18 887
-
156 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
15 632
-
total
4 624
-
19 826
-
Employer
18 887
-
156 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
139 407
162 000
-
-
income
13 941
16 200
-
-
total
13 941
16 200
-
-
Dividends
125 467
145 800
-
-
withholding
6 274
7 290
-
-
total
6 274
7 290
-
-
Income
162 000
162 000
162 000
162 000
Total tax
28 544
23 490
25 509
32 033
After tax
133 456
138 510
136 491
129 967
Living cost
14 263
14 263
14 263
14 263
Free-cash
119 193
124 247
122 228
115 704

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽127639
₽125620
₽119096
₽123788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 300
total
-
-
-
32 033
Employee
14 395
-
156 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
15 632
-
total
3 523
-
19 826
-
Employer
14 395
-
156 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
144 780
162 000
-
-
income
14 478
16 200
-
-
total
14 478
16 200
-
-
Dividends
130 302
145 800
-
-
withholding
6 515
7 290
-
-
total
6 515
7 290
-
-
Income
162 000
162 000
162 000
162 000
Total tax
27 341
23 490
25 509
32 033
After tax
134 659
138 510
136 491
129 967
Living cost
10 871
10 871
10 871
10 871
Free-cash
123 788
127 639
125 620
119 096

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽98920
₽89341
₽90724
₽94405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
13 424
health
-
-
-
4 131
income
-
-
-
34 512
total
-
-
-
52 067
Employee
63 798
63 798
152 045
-
health
494
1 085
2 585
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
33 767
-
total
9 853
12 286
43 494
-
Employer
63 798
63 798
152 045
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 814
-
total
2 949
6 476
9 956
-
Corporate
129 989
91 727
-
-
income
16 248
11 465
-
-
total
16 248
11 465
-
-
Dividends
113 741
80 261
-
-
withholding
19 336
13 644
-
-
total
19 336
13 644
-
-
Income
162 000
162 000
162 000
162 000
Total tax
48 386
43 871
53 450
52 067
After tax
113 614
118 129
108 550
109 933
Living cost
19 209
19 209
19 209
19 209
Free-cash
94 405
98 920
89 341
90 724

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽91219
₽81640
₽83023
₽87778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
13 424
health
-
-
-
4 131
income
-
-
-
34 512
total
-
-
-
52 067
Employee
63 798
63 798
152 045
-
health
635
1 085
2 585
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
33 767
-
total
10 434
12 286
43 494
-
Employer
63 798
63 798
152 045
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 814
-
total
3 791
6 476
9 956
-
Corporate
120 864
91 727
-
-
income
15 108
11 465
-
-
total
15 108
11 465
-
-
Dividends
105 756
80 261
-
-
withholding
17 979
13 644
-
-
total
17 979
13 644
-
-
Income
162 000
162 000
162 000
162 000
Total tax
47 312
43 871
53 450
52 067
After tax
114 688
118 129
108 550
109 933
Living cost
26 910
26 910
26 910
26 910
Free-cash
87 778
91 219
81 640
83 023

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽92014
₽67722
₽74600
₽85049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
28 093
health
-
-
-
21 870
solidarity contribution
-
-
-
1 108
income
-
-
-
16 806
total
-
-
-
67 877
Employee
28 710
-
126 558
-
health
3 876
-
17 085
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
491
-
income
3 445
-
15 483
-
total
9 187
-
39 313
-
Employer
28 710
-
126 558
-
social contributions
7 178
-
24 052
-
health
2 584
-
11 390
-
total
9 762
-
35 442
-
Corporate
123 528
162 000
-
-
income
23 470
30 780
-
-
total
23 470
30 780
-
-
Dividends
100 058
131 220
-
-
withholding
15 009
19 683
-
-
total
15 009
19 683
-
-
Income
162 000
162 000
162 000
162 000
Total tax
57 428
50 463
74 755
67 877
After tax
104 572
111 537
87 245
94 123
Living cost
19 523
19 523
19 523
19 523
Free-cash
85 049
92 014
67 722
74 600

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽87480
₽63188
₽70066
₽78897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
28 093
health
-
-
-
21 870
solidarity contribution
-
-
-
1 108
income
-
-
-
16 806
total
-
-
-
67 877
Employee
35 378
-
126 558
-
health
4 776
-
17 085
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
491
-
income
4 245
-
15 483
-
total
11 321
-
39 313
-
Employer
35 378
-
126 558
-
social contributions
8 845
-
24 052
-
health
3 184
-
11 390
-
total
12 029
-
35 442
-
Corporate
114 593
162 000
-
-
income
21 773
30 780
-
-
total
21 773
30 780
-
-
Dividends
92 820
131 220
-
-
withholding
13 923
19 683
-
-
total
13 923
19 683
-
-
Income
162 000
162 000
162 000
162 000
Total tax
59 046
50 463
74 755
67 877
After tax
102 954
111 537
87 245
94 123
Living cost
24 057
24 057
24 057
24 057
Free-cash
78 897
87 480
63 188
70 066

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽19254
-₽19254
₽54586
-₽19254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
labour market
-
-
-
12 902
municipal
-
-
-
34 205
pensions
-
-
-
721
national
-
-
-
19 521
total
-
-
-
67 349
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
141 189
141 189
141 189
67 349
After tax
20 811
20 811
20 811
94 651
Living cost
40 065
40 065
40 065
40 065
Free-cash
-19 254
-19 254
-19 254
54 586

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽109559
₽73334
₽66790
₽104406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
health
-
-
-
21 060
pensions
-
-
-
32 401
income
-
-
-
21 709
total
-
-
-
75 170
Employee
23 536
-
121 077
-
pensions
471
-
2 422
-
unemployment
376
-
1 937
-
income
2 650
-
23 344
-
total
3 497
-
27 703
-
Employer
23 536
-
121 077
-
pensions
4 708
-
24 215
-
unemployment
189
-
968
-
health
3 059
-
15 740
-
total
7 956
-
40 923
-
Corporate
130 508
162 000
-
-
income
26 101
32 401
-
-
total
26 101
32 401
-
-
Dividends
104 406
129 599
-
-
total
-
-
-
-
Income
162 000
162 000
162 000
162 000
Total tax
37 554
32 401
68 626
75 170
After tax
124 446
129 599
93 374
86 830
Living cost
20 040
20 040
20 040
20 040
Free-cash
104 406
109 559
73 334
66 790

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽68674
₽51775
₽70332
₽71141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
162 000
health
-
-
-
2 149
municipal
-
-
-
28 773
national
-
-
-
28 893
total
-
-
-
59 815
Employee
43 651
-
136 281
-
health
326
-
1 752
-
municipal
7 150
-
22 192
-
pensions
2 946
-
9 200
-
national
721
-
17 467
-
unemployment
655
-
2 044
-
total
11 798
-
52 655
-
Employer
43 651
-
136 281
-
accident
44
-
137
-
unemployment
283
-
886
-
health
335
-
1 049
-
pensions
7 573
-
23 645
-
total
8 235
-
25 717
-
Corporate
110 113
162 000
-
-
income
22 022
32 401
-
-
total
22 022
32 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

66 069
97 199
-
-
municipal
11 892
17 495
-
-
national
5 059
11 577
-
-
total
16 951
29 072
-
-
Income
162 000
162 000
162 000
162 000
Total tax
59 006
61 473
78 372
59 815
After tax
102 994
100 527
83 628
102 185
Living cost
31 853
31 853
31 853
31 853
Free-cash
71 141
68 674
51 775
70 332

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56074
₽61652
₽65212
₽60684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
4 615
health
-
-
-
7 346
pensions
-
-
-
27 375
other
-
-
-
5 023
income
-
-
-
26 856
surtax
-
-
-
-
total
-
-
-
71 215
Employee
31 696
-
124 646
-
income
1 634
-
24 896
-
social contributions
904
-
3 552
-
pensions
3 585
-
8 971
-
surtax
-
-
-
-
total
6 123
-
37 419
-
Employer
31 696
-
124 646
-
pensions
5 208
-
15 048
-
social contributions
94
-
375
-
unemployment
1 283
-
5 048
-
health
2 218
-
11 893
-
other
1 094
-
4 992
-
total
9 897
-
37 356
-
Corporate
120 405
162 000
-
-
surtax
-
-
-
-
income
33 714
45 360
-
-
total
33 714
45 360
-
-
Dividends
86 691
116 640
-
-
surtax
-
-
-
-
withholding
11 097
14 931
-
-
social contributions
14 912
20 062
-
-
total
26 009
34 993
-
-
Income
162 000
162 000
162 000
162 000
Total tax
75 743
80 353
74 775
71 215
After tax
86 257
81 647
87 225
90 785
Living cost
25 573
25 573
25 573
25 573
Free-cash
60 684
56 074
61 652
65 212

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53261
₽58839
₽62399
₽58164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
4 615
health
-
-
-
7 346
pensions
-
-
-
27 375
other
-
-
-
5 023
income
-
-
-
26 856
surtax
-
-
-
-
total
-
-
-
71 215
Employee
35 509
-
124 646
-
income
2 096
-
24 896
-
social contributions
1 012
-
3 552
-
pensions
4 015
-
8 971
-
surtax
-
-
-
-
total
7 123
-
37 419
-
Employer
35 509
-
124 646
-
pensions
5 833
-
15 048
-
social contributions
107
-
375
-
unemployment
1 437
-
5 048
-
health
2 486
-
11 893
-
other
1 225
-
4 992
-
total
11 088
-
37 356
-
Corporate
115 402
162 000
-
-
surtax
-
-
-
-
income
32 313
45 360
-
-
total
32 313
45 360
-
-
Dividends
83 090
116 640
-
-
surtax
-
-
-
-
withholding
10 635
14 931
-
-
social contributions
14 291
20 062
-
-
total
24 926
34 993
-
-
Income
162 000
162 000
162 000
162 000
Total tax
75 450
80 353
74 775
71 215
After tax
86 550
81 647
87 225
90 785
Living cost
28 386
28 386
28 386
28 386
Free-cash
58 164
53 261
58 839
62 399

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽41575
₽47153
₽50713
₽47282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
4 615
health
-
-
-
7 346
pensions
-
-
-
27 375
other
-
-
-
5 023
income
-
-
-
26 856
surtax
-
-
-
-
total
-
-
-
71 215
Employee
51 964
-
124 646
-
income
4 534
-
24 896
-
social contributions
1 480
-
3 552
-
pensions
5 877
-
8 971
-
surtax
-
-
-
-
total
11 891
-
37 419
-
Employer
51 964
-
124 646
-
pensions
8 538
-
15 048
-
social contributions
156
-
375
-
unemployment
2 105
-
5 048
-
health
3 637
-
11 893
-
other
1 793
-
4 992
-
total
16 229
-
37 356
-
Corporate
93 807
162 000
-
-
surtax
-
-
-
-
income
26 265
45 360
-
-
total
26 265
45 360
-
-
Dividends
67 542
116 640
-
-
surtax
-
-
-
-
withholding
8 645
14 931
-
-
social contributions
11 616
20 062
-
-
total
20 261
34 993
-
-
Income
162 000
162 000
162 000
162 000
Total tax
74 646
80 353
74 775
71 215
After tax
87 354
81 647
87 225
90 785
Living cost
40 072
40 072
40 072
40 072
Free-cash
47 282
41 575
47 153
50 713

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽148043
₽123743
₽154523
₽146945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 620
total
-
-
-
1 620
Employee
7 321
-
162 000
-
income
1 464
-
32 400
-
total
1 464
-
32 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

154 679
162 000
-
-
total
-
-
-
-
Dividends
154 679
162 000
-
-
withholding
7 734
8 100
-
-
total
7 734
8 100
-
-
Income
162 000
162 000
162 000
162 000
Total tax
9 198
8 100
32 400
1 620
After tax
152 802
153 900
129 600
160 380
Living cost
5 857
5 857
5 857
5 857
Free-cash
146 945
148 043
123 743
154 523

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽144773
₽120473
₽151253
₽143061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
162 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 620
total
-
-
-
1 620
Employee
11 409
-
162 000
-
income
2 282
-
32 400
-
total
2 282
-
32 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 591
162 000
-
-
total
-
-
-
-
Dividends
150 591
162 000
-
-
withholding
7 530
8 100
-
-
total
7 530
8 100
-
-
Income
162 000
162 000
162 000
162 000
Total tax
9 812
8 100
32 400
1 620
After tax
152 188
153 900
129 600
160 380
Living cost
9 127
9 127
9 127
9 127
Free-cash
143 061
144 773
120 473
151 253

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51314
₽69616
₽51905
₽62169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 711
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 834
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 851
total
-
-
-
78 064
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
162 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 851
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
51 834
-
total
9 250
-
60 353
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
120 719
162 000
-
-
trade
17 324
23 247
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

997
1 337
-
-
chamber of commerce
302
364
-
-
income
18 108
24 300
-
-
total
36 731
49 248
-
-
Dividends
83 988
112 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 137
1 534
-
-
withholding
20 682
27 873
-
-
total
21 819
29 407
-
-
Income
162 000
162 000
162 000
162 000
Total tax
67 800
78 655
60 353
78 064
After tax
94 200
83 345
101 647
83 936
Living cost
32 031
32 031
32 031
32 031
Free-cash
62 169
51 314
69 616
51 905

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56549
₽76517
₽57077
₽65727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 440
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 834
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 851
total
-
-
-
79 793
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
162 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 851
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
51 834
-
total
6 603
-
60 353
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
130 267
162 000
-
-
trade
20 517
25 516
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 075
1 337
-
-
chamber of commerce
313
359
-
-
income
19 541
24 300
-
-
total
41 446
51 512
-
-
Dividends
88 821
110 489
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 204
1 502
-
-
withholding
21 890
27 307
-
-
total
23 094
28 809
-
-
Income
162 000
162 000
162 000
162 000
Total tax
71 143
80 321
60 353
79 793
After tax
90 857
81 679
101 647
82 207
Living cost
25 130
25 130
25 130
25 130
Free-cash
65 727
56 549
76 517
57 077

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48255
₽69054
₽48750
₽59914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
20 304
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 834
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 851
total
-
-
-
80 657
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
162 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 851
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
51 834
-
total
9 481
-
60 353
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 926
162 000
-
-
trade
19 728
26 649
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

989
1 337
-
-
chamber of commerce
296
356
-
-
income
17 988
24 300
-
-
total
39 001
52 642
-
-
Dividends
80 925
109 358
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 096
1 486
-
-
withholding
19 915
27 024
-
-
total
21 011
28 510
-
-
Income
162 000
162 000
162 000
162 000
Total tax
69 493
81 152
60 353
80 657
After tax
92 507
80 848
101 647
81 343
Living cost
32 593
32 593
32 593
32 593
Free-cash
59 914
48 255
69 054
48 750

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽42006
₽63639
₽42472
₽55460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
162 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
21 167
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 834
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 851
total
-
-
-
81 520
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
162 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 851
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
51 834
-
total
11 854
-
60 353
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 138
162 000
-
-
trade
19 232
27 783
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

926
1 337
-
-
chamber of commerce
283
354
-
-
income
16 821
24 300
-
-
total
37 262
53 774
-
-
Dividends
74 876
108 226
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 012
1 471
-
-
withholding
18 404
26 741
-
-
total
19 416
28 212
-
-
Income
162 000
162 000
162 000
162 000
Total tax
68 532
81 986
60 353
81 520
After tax
93 468
80 014
101 647
80 480
Living cost
38 008
38 008
38 008
38 008
Free-cash
55 460
42 006
63 639
42 472

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽83263
₽52744
₽57818
₽80624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
47 660
surtax
-
-
-
7 691
total
-
-
-
85 547
Employee
27 940
-
138 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 699
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
42 698
-
total
9 304
-
67 313
-
Employer
27 940
-
138 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
128 177
162 000
-
-
income
33 327
42 120
-
-
total
33 327
42 120
-
-
Dividends
94 851
119 880
-
-
withholding
14 228
17 982
-
-
total
14 228
17 982
-
-
Income
162 000
162 000
162 000
162 000
Total tax
62 741
60 102
90 621
85 547
After tax
99 259
101 898
71 379
76 453
Living cost
18 635
18 635
18 635
18 635
Free-cash
80 624
83 263
52 744
57 818

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽83590
₽53071
₽58145
₽81005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
47 660
surtax
-
-
-
7 691
total
-
-
-
85 547
Employee
27 437
-
138 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 699
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
42 698
-
total
9 130
-
67 313
-
Employer
27 437
-
138 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
128 788
162 000
-
-
income
33 486
42 120
-
-
total
33 486
42 120
-
-
Dividends
95 303
119 880
-
-
withholding
14 296
17 982
-
-
total
14 296
17 982
-
-
Income
162 000
162 000
162 000
162 000
Total tax
62 687
60 102
90 621
85 547
After tax
99 313
101 898
71 379
76 453
Living cost
18 308
18 308
18 308
18 308
Free-cash
81 005
83 590
53 071
58 145

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74721
₽77640
₽95952
₽75060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
unemployment
-
-
-
2 430
health
-
-
-
11 340
pensions
-
-
-
16 200
income
-
-
-
19 805
total
-
-
-
49 775
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
135 565
-
health
1 644
654
9 490
-
pensions
2 349
935
13 556
-
unemployment
352
140
2 033
-
income
2 872
1 143
16 573
-
total
7 217
2 872
41 652
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
135 565
-
pensions
4 581
1 823
26 435
-
total
4 581
1 823
26 435
-
Corporate
133 929
150 828
-
-
income
12 054
13 575
-
-
total
12 054
13 575
-
-
Dividends
121 875
137 253
-
-
withholding
23 156
26 078
-
-
social contributions
23 659
26 658
-
-
total
46 815
52 736
-
-
Income
162 000
162 000
162 000
162 000
Total tax
70 667
71 006
68 087
49 775
After tax
91 333
90 994
93 913
112 225
Living cost
16 273
16 273
16 273
16 273
Free-cash
75 060
74 721
77 640
95 952

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽59205
₽53001
₽52131
₽58508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
1 742
municipal
-
-
-
17 864
pensions
-
-
-
19 440
national
-
-
-
28 940
total
-
-
-
67 986
Employee
64 927
-
140 048
-
municipal
8 020
-
18 491
-
pensions
2 597
-
5 602
-
national
12 427
-
30 313
-
total
23 044
-
54 406
-
Employer
64 927
-
140 048
-
social contributions
698
-
1 506
-
pensions
5 194
-
11 204
-
total
5 892
-
12 710
-
Corporate
86 896
162 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 379
32 400
-
-
total
17 379
32 400
-
-
Dividends
69 517
129 600
-
-
withholding
15 294
28 512
-
-
total
15 294
28 512
-
-
Income
162 000
162 000
162 000
162 000
Total tax
61 609
60 912
67 116
67 986
After tax
100 391
101 088
94 884
94 014
Living cost
41 883
41 883
41 883
41 883
Free-cash
58 508
59 205
53 001
52 131

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽66137
₽36257
₽36257
₽67970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
social contributions
-
-
-
27 395
income
-
-
-
51 086
total
-
-
-
78 481
Employee
64 899
-
162 000
-
social contributions
5 392
-
27 395
-
income
12 246
-
51 086
-
total
17 638
-
78 481
-
Employer
64 899
-
162 000
-
total
-
-
-
-
Corporate
97 101
162 000
-
-
income
12 137
20 251
-
-
total
12 137
20 251
-
-
Dividends
84 964
141 749
-
-
withholding
16 993
28 350
-
-
total
16 993
28 350
-
-
Income
162 000
162 000
162 000
162 000
Total tax
46 768
48 601
78 481
78 481
After tax
115 232
113 399
83 519
83 519
Living cost
47 262
47 262
47 262
47 262
Free-cash
67 970
66 137
36 257
36 257

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽51425
₽34276
₽41520
₽47093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
regional
-
-
-
1 931
social contributions
-
-
-
41 525
municipal
-
-
-
964
national
-
-
-
41 051
total
-
-
-
85 471
Employee
73 736
-
162 000
-
regional
696
-
1 707
-
municipal
390
-
861
-
social contributions
24 864
-
54 440
-
national
12 777
-
35 707
-
total
38 727
-
92 715
-
Employer
73 736
-
162 000
-
total
-
-
-
-
Corporate
88 264
162 000
-
-
nationa
21 183
38 880
-
-
municipal
3 442
6 318
-
-
total
24 625
45 198
-
-
Dividends
63 639
116 802
-
-
withholding
16 546
30 368
-
-
total
16 546
30 368
-
-
Income
162 000
162 000
162 000
162 000
Total tax
79 898
75 566
92 715
85 471
After tax
82 102
86 434
69 285
76 529
Living cost
35 009
35 009
35 009
35 009
Free-cash
47 093
51 425
34 276
41 520

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽62800
₽46459
₽53664
₽60958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
162 000
regional
-
-
-
2 446
social contributions
-
-
-
41 525
municipal
-
-
-
964
national
-
-
-
41 051
total
-
-
-
85 986
Employee
46 023
-
162 000
-
regional
620
-
2 183
-
municipal
244
-
861
-
social contributions
15 519
-
54 440
-
national
7 291
-
35 707
-
total
23 674
-
93 191
-
Employer
46 023
-
162 000
-
total
-
-
-
-
Corporate
115 977
162 000
-
-