Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 161500
per

Your estimated
City
free-cash

Andorra , Andorra
₽120409
₽97762
₽93470
₽117622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
35 531
income
-
-
-
7 559
total
-
-
-
43 090
Employee
26 673
-
139 826
-
social contributions
1 733
-
9 088
-
income
-
-
8 036
-
total
1 733
-
17 124
-
Employer
26 673
-
139 826
-
social contributions
4 135
-
21 674
-
total
4 135
-
21 674
-
Corporate
130 692
161 500
-
-
income
13 070
16 151
-
-
total
13 070
16 151
-
-
Dividends
117 623
145 349
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
18 938
16 151
38 798
43 090
After tax
142 562
145 349
122 702
118 410
Living cost
24 940
24 940
24 940
24 940
Free-cash
117 622
120 409
97 762
93 470

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽62831
₽16177
₽56626
₽62420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
chamber of commerce
-
-
-
646
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
47 325
surtax
-
-
-
-
total
-
-
-
78 405
Employee
36 267
33 064
131 110
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
38 921
-
total
9 798
8 427
56 474
-
Employer
36 267
33 064
131 110
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 933
-
chamber of commerce
145
132
524
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 937
-
total
10 437
9 516
30 390
-
Corporate
114 796
118 920
127 961
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

28 699
29 730
31 990
-
total
28 699
29 730
31 990
-
Dividends
86 096
89 190
-
-
withholding
23 677
24 527
-
-
total
23 677
24 527
-
-
Income
161 500
161 500
161 500
161 500
Total tax
72 611
72 200
118 854
78 405
After tax
88 889
89 300
42 646
83 095
Living cost
26 469
26 469
26 469
26 469
Free-cash
62 420
62 831
16 177
56 626

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽59975
₽13371
₽53697
₽58693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
chamber of commerce
-
-
-
646
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
47 325
surtax
-
-
-
164
total
-
-
-
78 569
Employee
41 463
33 064
130 957
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
38 847
-
total
12 228
8 427
56 400
-
Employer
41 463
33 064
130 957
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 928
-
chamber of commerce
165
132
524
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 931
-
total
12 096
9 680
30 543
-
Corporate
107 942
118 757
127 808
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 986
29 690
31 952
-
total
26 986
29 690
31 952
-
Dividends
80 956
89 067
-
-
withholding
22 263
24 494
-
-
total
22 263
24 494
-
-
Income
161 500
161 500
161 500
161 500
Total tax
73 573
72 291
118 895
78 569
After tax
87 927
89 209
42 605
82 931
Living cost
29 234
29 234
29 234
29 234
Free-cash
58 693
59 975
13 371
53 697

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽59779
₽25750
₽39864
₽47596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 449
national
-
-
-
62 251
total
-
-
-
91 385
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
125 088
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 879
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
9 382
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 525
-
national
18 246
-
46 212
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 088
-
total
29 096
-
69 086
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
125 088
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 625
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 826
-
surtax
6 729
-
14 186
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 693
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
11 083
-
total
17 275
-
36 413
-
Corporate
84 878
161 500
-
-
surtax
340
653
-
-
income
16 976
32 665
-
-
total
17 316
33 318
-
-
Dividends
67 562
128 181
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

19 966
38 152
-
-
total
19 966
38 152
-
-
Income
161 500
161 500
161 500
161 500
Total tax
83 653
71 470
105 499
91 385
After tax
77 847
90 030
56 001
70 115
Living cost
30 251
30 251
30 251
30 251
Free-cash
47 596
59 779
25 750
39 864

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽123820
₽121778
₽115279
₽118766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 225
total
-
-
-
31 958
Employee
18 887
-
155 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
15 582
-
total
4 624
-
19 776
-
Employer
18 887
-
155 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
138 907
161 500
-
-
income
13 891
16 150
-
-
total
13 891
16 150
-
-
Dividends
125 017
145 350
-
-
withholding
6 251
7 267
-
-
total
6 251
7 267
-
-
Income
161 500
161 500
161 500
161 500
Total tax
28 471
23 417
25 459
31 958
After tax
133 029
138 083
136 041
129 542
Living cost
14 263
14 263
14 263
14 263
Free-cash
118 766
123 820
121 778
115 279

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽127212
₽125170
₽118671
₽123361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
24 225
total
-
-
-
31 958
Employee
14 395
-
155 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
15 582
-
total
3 523
-
19 776
-
Employer
14 395
-
155 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
144 280
161 500
-
-
income
14 428
16 150
-
-
total
14 428
16 150
-
-
Dividends
129 852
145 350
-
-
withholding
6 492
7 267
-
-
total
6 492
7 267
-
-
Income
161 500
161 500
161 500
161 500
Total tax
27 268
23 417
25 459
31 958
After tax
134 232
138 083
136 041
129 542
Living cost
10 871
10 871
10 871
10 871
Free-cash
123 361
127 212
125 170
118 671

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽98555
₽89028
₽90406
₽94042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
13 424
health
-
-
-
4 119
income
-
-
-
34 342
total
-
-
-
51 885
Employee
63 798
63 798
151 554
-
health
494
1 085
2 576
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
33 599
-
total
9 853
12 286
43 317
-
Employer
63 798
63 798
151 554
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 804
-
total
2 949
6 476
9 946
-
Corporate
129 489
91 227
-
-
income
16 185
11 404
-
-
total
16 185
11 404
-
-
Dividends
113 304
79 823
-
-
withholding
19 262
13 570
-
-
total
19 262
13 570
-
-
Income
161 500
161 500
161 500
161 500
Total tax
48 249
43 736
53 263
51 885
After tax
113 251
117 764
108 237
109 615
Living cost
19 209
19 209
19 209
19 209
Free-cash
94 042
98 555
89 028
90 406

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽90854
₽81327
₽82705
₽87414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
13 424
health
-
-
-
4 119
income
-
-
-
34 342
total
-
-
-
51 885
Employee
63 798
63 798
151 554
-
health
635
1 085
2 576
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
33 599
-
total
10 434
12 286
43 317
-
Employer
63 798
63 798
151 554
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 804
-
total
3 791
6 476
9 946
-
Corporate
120 364
91 227
-
-
income
15 046
11 404
-
-
total
15 046
11 404
-
-
Dividends
105 319
79 823
-
-
withholding
17 905
13 570
-
-
total
17 905
13 570
-
-
Income
161 500
161 500
161 500
161 500
Total tax
47 176
43 736
53 263
51 885
After tax
114 324
117 764
108 237
109 615
Living cost
26 910
26 910
26 910
26 910
Free-cash
87 414
90 854
81 327
82 705

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽91670
₽67413
₽74263
₽84705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
28 093
health
-
-
-
21 802
solidarity contribution
-
-
-
1 078
income
-
-
-
16 741
total
-
-
-
67 714
Employee
28 710
-
126 099
-
health
3 876
-
17 023
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
463
-
income
3 445
-
15 423
-
total
9 187
-
39 163
-
Employer
28 710
-
126 099
-
social contributions
7 178
-
24 052
-
health
2 584
-
11 349
-
total
9 762
-
35 401
-
Corporate
123 028
161 500
-
-
income
23 375
30 685
-
-
total
23 375
30 685
-
-
Dividends
99 653
130 815
-
-
withholding
14 948
19 622
-
-
total
14 948
19 622
-
-
Income
161 500
161 500
161 500
161 500
Total tax
57 272
50 307
74 564
67 714
After tax
104 228
111 193
86 936
93 786
Living cost
19 523
19 523
19 523
19 523
Free-cash
84 705
91 670
67 413
74 263

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽87136
₽62879
₽69729
₽78553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
28 093
health
-
-
-
21 802
solidarity contribution
-
-
-
1 078
income
-
-
-
16 741
total
-
-
-
67 714
Employee
35 378
-
126 099
-
health
4 776
-
17 023
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
463
-
income
4 245
-
15 423
-
total
11 321
-
39 163
-
Employer
35 378
-
126 099
-
social contributions
8 845
-
24 052
-
health
3 184
-
11 349
-
total
12 029
-
35 401
-
Corporate
114 093
161 500
-
-
income
21 678
30 685
-
-
total
21 678
30 685
-
-
Dividends
92 415
130 815
-
-
withholding
13 862
19 622
-
-
total
13 862
19 622
-
-
Income
161 500
161 500
161 500
161 500
Total tax
58 890
50 307
74 564
67 714
After tax
102 610
111 193
86 936
93 786
Living cost
24 057
24 057
24 057
24 057
Free-cash
78 553
87 136
62 879
69 729

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽19754
-₽19754
₽54320
-₽19754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
labour market
-
-
-
12 862
municipal
-
-
-
34 086
pensions
-
-
-
721
national
-
-
-
19 446
total
-
-
-
67 115
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
141 189
141 189
141 189
67 115
After tax
20 311
20 311
20 311
94 385
Living cost
40 065
40 065
40 065
40 065
Free-cash
-19 754
-19 754
-19 754
54 320

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽109160
₽73045
₽66524
₽104005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
20 995
pensions
-
-
-
32 300
income
-
-
-
21 641
total
-
-
-
74 936
Employee
23 536
-
120 703
-
pensions
471
-
2 414
-
unemployment
376
-
1 932
-
income
2 650
-
23 272
-
total
3 497
-
27 618
-
Employer
23 536
-
120 703
-
pensions
4 708
-
24 141
-
unemployment
189
-
965
-
health
3 059
-
15 691
-
total
7 956
-
40 797
-
Corporate
130 008
161 500
-
-
income
26 002
32 300
-
-
total
26 002
32 300
-
-
Dividends
104 006
129 200
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
37 455
32 300
68 415
74 936
After tax
124 045
129 200
93 085
86 564
Living cost
20 040
20 040
20 040
20 040
Free-cash
104 005
109 160
73 045
66 524

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽68391
₽51584
₽70082
₽70846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
161 500
health
-
-
-
2 141
municipal
-
-
-
28 685
national
-
-
-
28 739
total
-
-
-
59 565
Employee
43 651
-
135 863
-
health
326
-
1 746
-
municipal
7 150
-
22 124
-
pensions
2 946
-
9 171
-
national
721
-
17 349
-
unemployment
655
-
2 037
-
total
11 798
-
52 427
-
Employer
43 651
-
135 863
-
accident
44
-
135
-
unemployment
283
-
883
-
health
335
-
1 045
-
pensions
7 573
-
23 573
-
total
8 235
-
25 636
-
Corporate
109 613
161 500
-
-
income
21 923
32 300
-
-
total
21 923
32 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

65 768
96 900
-
-
municipal
11 838
17 442
-
-
national
5 007
11 514
-
-
total
16 845
28 956
-
-
Income
161 500
161 500
161 500
161 500
Total tax
58 801
61 256
78 063
59 565
After tax
102 699
100 244
83 437
101 935
Living cost
31 853
31 853
31 853
31 853
Free-cash
70 846
68 391
51 584
70 082

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽55824
₽61434
₽64980
₽60433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
4 602
health
-
-
-
7 309
pensions
-
-
-
27 333
other
-
-
-
5 007
income
-
-
-
26 696
surtax
-
-
-
-
total
-
-
-
70 947
Employee
31 696
-
124 286
-
income
1 634
-
24 802
-
social contributions
904
-
3 541
-
pensions
3 585
-
8 935
-
surtax
-
-
-
-
total
6 123
-
37 278
-
Employer
31 696
-
124 286
-
pensions
5 208
-
14 989
-
social contributions
94
-
373
-
unemployment
1 283
-
5 034
-
health
2 218
-
11 846
-
other
1 094
-
4 973
-
total
9 897
-
37 215
-
Corporate
119 905
161 500
-
-
surtax
-
-
-
-
income
33 574
45 220
-
-
total
33 574
45 220
-
-
Dividends
86 331
116 280
-
-
surtax
-
-
-
-
withholding
11 051
14 883
-
-
social contributions
14 849
20 000
-
-
total
25 900
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
75 494
80 103
74 493
70 947
After tax
86 006
81 397
87 007
90 553
Living cost
25 573
25 573
25 573
25 573
Free-cash
60 433
55 824
61 434
64 980

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53011
₽58621
₽62167
₽57911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
4 602
health
-
-
-
7 309
pensions
-
-
-
27 333
other
-
-
-
5 007
income
-
-
-
26 696
surtax
-
-
-
-
total
-
-
-
70 947
Employee
35 509
-
124 286
-
income
2 096
-
24 802
-
social contributions
1 012
-
3 541
-
pensions
4 015
-
8 935
-
surtax
-
-
-
-
total
7 123
-
37 278
-
Employer
35 509
-
124 286
-
pensions
5 833
-
14 989
-
social contributions
107
-
373
-
unemployment
1 437
-
5 034
-
health
2 486
-
11 846
-
other
1 225
-
4 973
-
total
11 088
-
37 215
-
Corporate
114 902
161 500
-
-
surtax
-
-
-
-
income
32 172
45 220
-
-
total
32 172
45 220
-
-
Dividends
82 730
116 280
-
-
surtax
-
-
-
-
withholding
10 590
14 883
-
-
social contributions
14 230
20 000
-
-
total
24 820
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
75 203
80 103
74 493
70 947
After tax
86 297
81 397
87 007
90 553
Living cost
28 386
28 386
28 386
28 386
Free-cash
57 911
53 011
58 621
62 167

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽41325
₽46935
₽50481
₽47026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
4 602
health
-
-
-
7 309
pensions
-
-
-
27 333
other
-
-
-
5 007
income
-
-
-
26 696
surtax
-
-
-
-
total
-
-
-
70 947
Employee
51 964
-
124 286
-
income
4 534
-
24 802
-
social contributions
1 480
-
3 541
-
pensions
5 877
-
8 935
-
surtax
-
-
-
-
total
11 891
-
37 278
-
Employer
51 964
-
124 286
-
pensions
8 538
-
14 989
-
social contributions
156
-
373
-
unemployment
2 105
-
5 034
-
health
3 637
-
11 846
-
other
1 793
-
4 973
-
total
16 229
-
37 215
-
Corporate
93 307
161 500
-
-
surtax
-
-
-
-
income
26 127
45 220
-
-
total
26 127
45 220
-
-
Dividends
67 180
116 280
-
-
surtax
-
-
-
-
withholding
8 600
14 883
-
-
social contributions
11 555
20 000
-
-
total
20 155
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
74 402
80 103
74 493
70 947
After tax
87 098
81 397
87 007
90 553
Living cost
40 072
40 072
40 072
40 072
Free-cash
47 026
41 325
46 935
50 481

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽147568
₽123343
₽154028
₽146470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
161 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 615
total
-
-
-
1 615
Employee
7 321
-
161 500
-
income
1 464
-
32 300
-
total
1 464
-
32 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

154 179
161 500
-
-
total
-
-
-
-
Dividends
154 179
161 500
-
-
withholding
7 709
8 075
-
-
total
7 709
8 075
-
-
Income
161 500
161 500
161 500
161 500
Total tax
9 173
8 075
32 300
1 615
After tax
152 327
153 425
129 200
159 885
Living cost
5 857
5 857
5 857
5 857
Free-cash
146 470
147 568
123 343
154 028

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽144298
₽120073
₽150758
₽142586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
161 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 615
total
-
-
-
1 615
Employee
11 409
-
161 500
-
income
2 282
-
32 300
-
total
2 282
-
32 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 091
161 500
-
-
total
-
-
-
-
Dividends
150 091
161 500
-
-
withholding
7 505
8 075
-
-
total
7 505
8 075
-
-
Income
161 500
161 500
161 500
161 500
Total tax
9 787
8 075
32 300
1 615
After tax
151 713
153 425
129 200
159 885
Living cost
9 127
9 127
9 127
9 127
Free-cash
142 586
144 298
120 073
150 758

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽51059
₽69337
₽51697
₽61915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 640
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 625
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 839
total
-
-
-
77 772
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
161 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 839
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
51 625
-
total
9 250
-
60 132
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
120 219
161 500
-
-
trade
17 251
23 176
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

992
1 332
-
-
chamber of commerce
302
362
-
-
income
18 032
24 225
-
-
total
36 577
49 095
-
-
Dividends
83 641
112 405
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 132
1 529
-
-
withholding
20 595
27 786
-
-
total
21 727
29 315
-
-
Income
161 500
161 500
161 500
161 500
Total tax
67 554
78 410
60 132
77 772
After tax
93 946
83 090
101 368
83 728
Living cost
32 031
32 031
32 031
32 031
Free-cash
61 915
51 059
69 337
51 697

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56300
₽76238
₽56877
₽65476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 625
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 839
total
-
-
-
79 493
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
161 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 839
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
51 625
-
total
6 603
-
60 132
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
129 767
161 500
-
-
trade
20 438
25 437
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 071
1 332
-
-
chamber of commerce
312
357
-
-
income
19 465
24 225
-
-
total
41 286
51 351
-
-
Dividends
88 481
110 149
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 200
1 497
-
-
withholding
21 805
27 222
-
-
total
23 005
28 719
-
-
Income
161 500
161 500
161 500
161 500
Total tax
70 894
80 070
60 132
79 493
After tax
90 606
81 430
101 368
82 007
Living cost
25 130
25 130
25 130
25 130
Free-cash
65 476
56 300
76 238
56 877

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽48004
₽68775
₽48554
₽59663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
20 221
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 625
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 839
total
-
-
-
80 353
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
161 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 839
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
51 625
-
total
9 481
-
60 132
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 426
161 500
-
-
trade
19 646
26 567
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

986
1 332
-
-
chamber of commerce
296
356
-
-
income
17 914
24 225
-
-
total
38 842
52 480
-
-
Dividends
80 584
109 020
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 091
1 482
-
-
withholding
19 830
26 941
-
-
total
20 921
28 423
-
-
Income
161 500
161 500
161 500
161 500
Total tax
69 244
80 903
60 132
80 353
After tax
92 256
80 597
101 368
81 147
Living cost
32 593
32 593
32 593
32 593
Free-cash
59 663
48 004
68 775
48 554

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽41759
₽63360
₽42278
₽55215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
21 082
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
51 625
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 839
total
-
-
-
81 214
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
161 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 839
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
51 625
-
total
11 854
-
60 132
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 638
161 500
-
-
trade
19 145
27 698
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

921
1 332
-
-
chamber of commerce
283
353
-
-
income
16 746
24 225
-
-
total
37 095
53 608
-
-
Dividends
74 543
107 893
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 008
1 466
-
-
withholding
18 320
26 659
-
-
total
19 328
28 125
-
-
Income
161 500
161 500
161 500
161 500
Total tax
68 277
81 733
60 132
81 214
After tax
93 223
79 767
101 368
80 286
Living cost
38 008
38 008
38 008
38 008
Free-cash
55 215
41 759
63 360
42 278

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽82947
₽52514
₽57587
₽80311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
47 435
surtax
-
-
-
7 647
total
-
-
-
85 278
Employee
27 940
-
138 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 654
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
42 473
-
total
9 304
-
67 043
-
Employer
27 940
-
138 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
127 677
161 500
-
-
income
33 196
41 991
-
-
total
33 196
41 991
-
-
Dividends
94 482
119 509
-
-
withholding
14 172
17 927
-
-
total
14 172
17 927
-
-
Income
161 500
161 500
161 500
161 500
Total tax
62 554
59 918
90 351
85 278
After tax
98 946
101 582
71 149
76 222
Living cost
18 635
18 635
18 635
18 635
Free-cash
80 311
82 947
52 514
57 587

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽83274
₽52841
₽57914
₽80693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
47 435
surtax
-
-
-
7 647
total
-
-
-
85 278
Employee
27 437
-
138 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 654
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
42 473
-
total
9 130
-
67 043
-
Employer
27 437
-
138 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
128 288
161 500
-
-
income
33 355
41 991
-
-
total
33 355
41 991
-
-
Dividends
94 933
119 509
-
-
withholding
14 239
17 927
-
-
total
14 239
17 927
-
-
Income
161 500
161 500
161 500
161 500
Total tax
62 499
59 918
90 351
85 278
After tax
99 001
101 582
71 149
76 222
Living cost
18 308
18 308
18 308
18 308
Free-cash
80 693
83 274
52 841
57 914

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74441
₽77349
₽95606
₽74780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
2 423
health
-
-
-
11 305
pensions
-
-
-
16 150
income
-
-
-
19 743
total
-
-
-
49 621
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
135 146
-
health
1 644
654
9 460
-
pensions
2 349
935
13 515
-
unemployment
352
140
2 027
-
income
2 872
1 143
16 522
-
total
7 217
2 872
41 524
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
135 146
-
pensions
4 581
1 823
26 354
-
total
4 581
1 823
26 354
-
Corporate
133 429
150 328
-
-
income
12 009
13 530
-
-
total
12 009
13 530
-
-
Dividends
121 420
136 798
-
-
withholding
23 070
25 992
-
-
social contributions
23 570
26 569
-
-
total
46 640
52 561
-
-
Income
161 500
161 500
161 500
161 500
Total tax
70 447
70 786
67 878
49 621
After tax
91 053
90 714
93 622
111 879
Living cost
16 273
16 273
16 273
16 273
Free-cash
74 780
74 441
77 349
95 606

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽58893
₽52750
₽51884
₽58196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
1 736
municipal
-
-
-
17 805
pensions
-
-
-
19 380
national
-
-
-
28 812
total
-
-
-
67 733
Employee
64 927
-
139 615
-
municipal
8 020
-
18 431
-
pensions
2 597
-
5 585
-
national
12 427
-
30 181
-
total
23 044
-
54 197
-
Employer
64 927
-
139 615
-
social contributions
698
-
1 501
-
pensions
5 194
-
11 169
-
total
5 892
-
12 670
-
Corporate
86 396
161 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

17 279
32 300
-
-
total
17 279
32 300
-
-
Dividends
69 117
129 200
-
-
withholding
15 206
28 424
-
-
total
15 206
28 424
-
-
Income
161 500
161 500
161 500
161 500
Total tax
61 421
60 724
66 867
67 733
After tax
100 079
100 776
94 633
93 767
Living cost
41 883
41 883
41 883
41 883
Free-cash
58 196
58 893
52 750
51 884

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽65787
₽36052
₽36052
₽67620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
27 300
income
-
-
-
50 886
total
-
-
-
78 186
Employee
64 899
-
161 500
-
social contributions
5 392
-
27 300
-
income
12 246
-
50 886
-
total
17 638
-
78 186
-
Employer
64 899
-
161 500
-
total
-
-
-
-
Corporate
96 601
161 500
-
-
income
12 075
20 188
-
-
total
12 075
20 188
-
-
Dividends
84 527
141 312
-
-
withholding
16 905
28 263
-
-
total
16 905
28 263
-
-
Income
161 500
161 500
161 500
161 500
Total tax
46 618
48 451
78 186
78 186
After tax
114 882
113 049
83 314
83 314
Living cost
47 262
47 262
47 262
47 262
Free-cash
67 620
65 787
36 052
36 052

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽51158
₽33993
₽41248
₽46825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
regional
-
-
-
1 923
social contributions
-
-
-
41 525
municipal
-
-
-
960
national
-
-
-
40 835
total
-
-
-
85 243
Employee
73 736
-
161 500
-
regional
696
-
1 699
-
municipal
390
-
857
-
social contributions
24 864
-
54 440
-
national
12 777
-
35 502
-
total
38 727
-
92 498
-
Employer
73 736
-
161 500
-
total
-
-
-
-
Corporate
87 764
161 500
-
-
nationa
21 063
38 760
-
-
municipal
3 423
6 298
-
-
total
24 486
45 058
-
-
Dividends
63 278
116 442
-
-
withholding
16 453
30 275
-
-
total
16 453
30 275
-
-
Income
161 500
161 500
161 500
161 500
Total tax
79 666
75 333
92 498
85 243
After tax
81 834
86 167
69 002
76 257
Living cost
35 009
35 009
35 009
35 009
Free-cash
46 825
51 158
33 993
41 248

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽62538
₽46177
₽53395
₽60696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
regional
-
-
-
2 435
social contributions
-
-
-
41 525
municipal
-
-
-
960
national
-
-
-
40 835
total
-
-
-
85 755
Employee
46 023
-
161 500
-
regional
620
-
2 174
-
municipal
244
-
857
-
social contributions
15 519
-
54 440
-
national
7 291
-
35 502
-
total
23 674
-
92 973
-
Employer
46 023
-
161 500
-
total
-
-
-
-
Corporate
115 477
161 500
-
-