Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 161500
per

Your estimated
City
free-cash

Andorra , Andorra
₽91583
₽114991
₽95875
₽118042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
35 529
income
-
-
-
7 080
total
-
-
-
42 609
Employee
29 206
-
139 826
-
social contributions
1 898
-
9 089
-
income
-
-
7 556
-
total
1 898
-
16 645
-
Employer
29 206
-
139 826
-
social contributions
4 527
-
21 672
-
total
4 527
-
21 672
-
Corporate
127 767
161 500
-
-
income
12 776
16 150
-
-
total
12 776
16 150
-
-
Dividends
114 990
145 350
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
19 201
16 150
38 317
42 609
After tax
142 299
145 350
123 183
118 891
Living cost
27 308
27 308
27 308
27 308
Free-cash
114 991
118 042
95 875
91 583

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽54089
₽60008
₽13854
₽60457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
646
pensions
-
-
-
19 634
income
-
-
-
44 458
total
-
-
-
78 428
Employee
39 711
36 203
129 269
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
35 755
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
54 976
-
Employer
39 711
36 203
129 269
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 877
-
other
1 886
1 719
5 943
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
517
-
total
11 428
10 420
32 231
-
Corporate
110 360
114 877
125 821
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 590
28 720
31 456
-
total
27 590
28 720
31 456
-
Dividends
82 770
86 157
-
-
withholding
22 762
23 693
-
-
total
22 762
23 693
-
-
Income
161 500
161 500
161 500
161 500
Total tax
72 509
72 060
118 663
78 428
After tax
88 991
89 440
42 837
83 072
Living cost
28 983
28 983
28 983
28 983
Free-cash
60 008
60 457
13 854
54 089

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽50882
₽55927
₽10782
₽57332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
646
pensions
-
-
-
19 634
income
-
-
-
44 458
total
-
-
-
78 607
Employee
45 401
36 203
129 098
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
35 674
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
54 895
-
Employer
45 401
36 203
129 098
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 874
-
other
2 157
1 719
5 936
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
517
-
total
13 244
10 599
32 400
-
Corporate
102 856
114 698
125 652
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 715
28 675
31 412
-
total
25 715
28 675
31 412
-
Dividends
77 141
86 023
-
-
withholding
21 213
23 656
-
-
total
21 213
23 656
-
-
Income
161 500
161 500
161 500
161 500
Total tax
73 562
72 157
118 707
78 607
After tax
87 938
89 343
42 793
82 893
Living cost
32 011
32 011
32 011
32 011
Free-cash
55 927
57 332
10 782
50 882

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽36903
₽43571
₽23653
₽57196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
national
-
-
-
60 494
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 330
social contributions
-
-
-
22 649
total
-
-
-
91 473
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
125 086
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 088
-
national
19 978
-
45 437
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 524
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
9 382
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 879
-
total
31 859
-
68 310
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
125 086
-
surtax
7 368
-
14 185
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
11 083
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 692
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 627
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 826
-
total
18 915
-
36 413
-
Corporate
77 602
161 500
-
-
income
15 521
32 300
-
-
surtax
310
646
-
-
total
15 831
32 946
-
-
Dividends
61 771
128 553
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 200
38 234
-
-
total
18 200
38 234
-
-
Income
161 500
161 500
161 500
161 500
Total tax
84 805
71 180
104 723
91 473
After tax
76 695
90 320
56 777
70 027
Living cost
33 124
33 124
33 124
33 124
Free-cash
43 571
57 196
23 653
36 903

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽113213
₽116952
₽119565
₽122479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 225
total
-
-
-
32 684
Employee
20 661
-
155 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
15 528
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
20 116
-
Employer
20 661
-
155 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
136 786
161 500
-
-
income
13 679
16 150
-
-
total
13 679
16 150
-
-
Dividends
123 107
145 350
-
-
withholding
6 155
7 268
-
-
total
6 155
7 268
-
-
Income
161 500
161 500
161 500
161 500
Total tax
28 945
23 418
26 332
32 684
After tax
132 555
138 082
135 168
128 816
Living cost
15 603
15 603
15 603
15 603
Free-cash
116 952
122 479
119 565
113 213

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽116924
₽121978
₽123276
₽126190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 225
total
-
-
-
32 684
Employee
15 747
-
155 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
15 528
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
20 116
-
Employer
15 747
-
155 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
142 663
161 500
-
-
income
14 266
16 150
-
-
total
14 266
16 150
-
-
Dividends
128 397
145 350
-
-
withholding
6 420
7 268
-
-
total
6 420
7 268
-
-
Income
161 500
161 500
161 500
161 500
Total tax
27 630
23 418
26 332
32 684
After tax
133 870
138 082
135 168
128 816
Living cost
11 892
11 892
11 892
11 892
Free-cash
121 978
126 190
123 276
116 924

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽89278
₽91835
₽87862
₽96777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
4 119
social contributions
-
-
-
14 699
income
-
-
-
32 371
total
-
-
-
51 189
Employee
69 856
69 856
150 889
-
income
7 606
6 467
31 609
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 565
-
total
10 788
13 453
41 994
-
Employer
69 856
69 856
150 889
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 791
-
total
3 229
7 091
10 611
-
Corporate
126 449
84 553
-
-
income
15 805
10 570
-
-
total
15 805
10 570
-
-
Dividends
110 644
73 983
-
-
withholding
18 810
12 576
-
-
total
18 810
12 576
-
-
Income
161 500
161 500
161 500
161 500
Total tax
48 632
43 690
52 605
51 189
After tax
112 868
117 810
108 895
110 311
Living cost
21 033
21 033
21 033
21 033
Free-cash
91 835
96 777
87 862
89 278

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽80845
₽84577
₽79429
₽88344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
4 119
social contributions
-
-
-
14 699
income
-
-
-
32 371
total
-
-
-
51 189
Employee
69 856
69 856
150 889
-
income
7 336
6 467
31 609
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 565
-
total
11 426
13 453
41 994
-
Employer
69 856
69 856
150 889
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 791
-
total
4 152
7 091
10 611
-
Corporate
116 458
84 553
-
-
income
14 557
10 570
-
-
total
14 557
10 570
-
-
Dividends
101 901
73 983
-
-
withholding
17 322
12 576
-
-
total
17 322
12 576
-
-
Income
161 500
161 500
161 500
161 500
Total tax
47 457
43 690
52 605
51 189
After tax
114 043
117 810
108 895
110 311
Living cost
29 466
29 466
29 466
29 466
Free-cash
84 577
88 344
79 429
80 845

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽71560
₽82640
₽64677
₽90149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
21 802
social contributions
-
-
-
30 282
income
-
-
-
16 412
solidarity contribution
-
-
-
400
total
-
-
-
68 896
Employee
30 948
-
124 379
-
income
3 714
-
15 127
-
social contributions
2 012
-
6 741
-
health
4 178
-
16 791
-
solidarity contribution
-
-
-
-
total
9 904
-
38 659
-
Employer
30 948
-
124 379
-
social contributions
7 737
-
25 926
-
health
2 785
-
11 194
-
total
10 522
-
37 120
-
Corporate
120 030
161 500
-
-
income
22 806
30 685
-
-
total
22 806
30 685
-
-
Dividends
97 225
130 815
-
-
withholding
14 584
19 622
-
-
total
14 584
19 622
-
-
Income
161 500
161 500
161 500
161 500
Total tax
57 816
50 307
75 779
68 896
After tax
103 684
111 193
85 721
92 604
Living cost
21 044
21 044
21 044
21 044
Free-cash
82 640
90 149
64 677
71 560

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽66672
₽76010
₽59789
₽85261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
21 802
social contributions
-
-
-
30 282
income
-
-
-
16 412
solidarity contribution
-
-
-
400
total
-
-
-
68 896
Employee
38 135
-
124 379
-
income
4 576
-
15 127
-
social contributions
2 479
-
6 741
-
health
5 148
-
16 791
-
solidarity contribution
-
-
-
-
total
12 203
-
38 659
-
Employer
38 135
-
124 379
-
social contributions
9 534
-
25 926
-
health
3 432
-
11 194
-
total
12 966
-
37 120
-
Corporate
110 399
161 500
-
-
income
20 976
30 685
-
-
total
20 976
30 685
-
-
Dividends
89 423
130 815
-
-
withholding
13 413
19 622
-
-
total
13 413
19 622
-
-
Income
161 500
161 500
161 500
161 500
Total tax
59 558
50 307
75 779
68 896
After tax
101 942
111 193
85 721
92 604
Living cost
25 932
25 932
25 932
25 932
Free-cash
76 010
85 261
59 789
66 672

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽51313
-₽36995
-₽36995
-₽36995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
national
-
-
-
18 992
pensions
-
-
-
790
municipal
-
-
-
33 672
labour market
-
-
-
12 857
total
-
-
-
66 311
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
154 619
154 619
154 619
66 311
After tax
6 881
6 881
6 881
95 189
Living cost
43 876
43 876
43 876
43 876
Free-cash
-36 995
-36 995
-36 995
51 313

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽64621
₽101614
₽71142
₽107257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
health
-
-
-
20 995
pensions
-
-
-
32 300
income
-
-
-
21 641
total
-
-
-
74 936
Employee
25 772
-
120 702
-
unemployment
412
-
1 931
-
income
2 901
-
23 272
-
pensions
515
-
2 414
-
total
3 828
-
27 617
-
Employer
25 772
-
120 702
-
pensions
5 155
-
24 141
-
health
3 350
-
15 692
-
unemployment
207
-
965
-
total
8 712
-
40 798
-
Corporate
127 017
161 500
-
-
income
25 403
32 300
-
-
total
25 403
32 300
-
-
Dividends
101 614
129 200
-
-
total
-
-
-
-
Income
161 500
161 500
161 500
161 500
Total tax
37 943
32 300
68 415
74 936
After tax
123 557
129 200
93 085
86 564
Living cost
21 943
21 943
21 943
21 943
Free-cash
101 614
107 257
71 142
64 621

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽69074
₽68548
₽49748
₽66231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
161 500
national
-
-
-
26 750
health
-
-
-
2 108
municipal
-
-
-
28 690
total
-
-
-
57 548
Employee
47 796
-
135 863
-
unemployment
717
-
2 038
-
municipal
7 829
-
22 129
-
national
790
-
16 184
-
pensions
3 226
-
9 172
-
health
357
-
1 714
-
total
12 919
-
51 237
-
Employer
47 796
-
135 863
-
pensions
8 292
-
23 572
-
health
367
-
1 046
-
accident
48
-
136
-
unemployment
310
-
883
-
total
9 017
-
25 637
-
Corporate
104 686
161 500
-
-
income
20 938
32 300
-
-
total
20 938
32 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

62 811
96 900
-
-
municipal
11 306
17 441
-
-
national
3 894
10 650
-
-
total
15 200
28 091
-
-
Income
161 500
161 500
161 500
161 500
Total tax
58 074
60 391
76 874
57 548
After tax
103 426
101 109
84 626
103 952
Living cost
34 878
34 878
34 878
34 878
Free-cash
68 548
66 231
49 748
69 074

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽62985
₽58442
₽60567
₽53395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
-
health
-
-
-
6 875
pensions
-
-
-
28 656
social contributions
-
-
-
4 601
income
-
-
-
25 375
other
-
-
-
5 006
total
-
-
-
70 513
Employee
34 706
-
125 060
-
income
1 789
-
24 261
-
surtax
-
-
-
-
social contributions
990
-
3 563
-
pensions
3 925
-
8 666
-
total
6 704
-
36 490
-
Employer
34 706
-
125 060
-
pensions
5 703
-
14 596
-
social contributions
103
-
376
-
other
1 198
-
4 866
-
health
2 429
-
11 538
-
unemployment
1 405
-
5 065
-
total
10 838
-
36 441
-
Corporate
115 955
161 500
-
-
income
32 468
45 220
-
-
surtax
-
-
-
-
total
32 468
45 220
-
-
Dividends
83 487
116 280
-
-
withholding
10 687
14 883
-
-
social contributions
14 359
20 000
-
-
surtax
-
-
-
-
total
25 046
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
75 056
80 103
72 931
70 513
After tax
86 444
81 397
88 569
90 987
Living cost
28 002
28 002
28 002
28 002
Free-cash
58 442
53 395
60 567
62 985

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽59906
₽55680
₽57488
₽50316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
-
health
-
-
-
6 875
pensions
-
-
-
28 656
social contributions
-
-
-
4 601
income
-
-
-
25 375
other
-
-
-
5 006
total
-
-
-
70 513
Employee
38 881
-
125 060
-
income
2 295
-
24 261
-
surtax
-
-
-
-
social contributions
1 109
-
3 563
-
pensions
4 396
-
8 666
-
total
7 800
-
36 490
-
Employer
38 881
-
125 060
-
pensions
6 387
-
14 596
-
social contributions
117
-
376
-
other
1 341
-
4 866
-
health
2 722
-
11 538
-
unemployment
1 574
-
5 065
-
total
12 141
-
36 441
-
Corporate
110 477
161 500
-
-
income
30 933
45 220
-
-
surtax
-
-
-
-
total
30 933
45 220
-
-
Dividends
79 544
116 280
-
-
withholding
10 182
14 883
-
-
social contributions
13 683
20 000
-
-
surtax
-
-
-
-
total
23 865
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
74 739
80 103
72 931
70 513
After tax
86 761
81 397
88 569
90 987
Living cost
31 081
31 081
31 081
31 081
Free-cash
55 680
50 316
57 488
59 906

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽47110
₽43762
₽44692
₽37520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
-
health
-
-
-
6 875
pensions
-
-
-
28 656
social contributions
-
-
-
4 601
income
-
-
-
25 375
other
-
-
-
5 006
total
-
-
-
70 513
Employee
56 899
-
125 060
-
income
4 965
-
24 261
-
surtax
-
-
-
-
social contributions
1 621
-
3 563
-
pensions
6 436
-
8 666
-
total
13 022
-
36 490
-
Employer
56 899
-
125 060
-
pensions
9 349
-
14 596
-
social contributions
171
-
376
-
other
1 964
-
4 866
-
health
3 982
-
11 538
-
unemployment
2 305
-
5 065
-
total
17 771
-
36 441
-
Corporate
86 831
161 500
-
-
income
24 313
45 220
-
-
surtax
-
-
-
-
total
24 313
45 220
-
-
Dividends
62 518
116 280
-
-
withholding
8 003
14 883
-
-
social contributions
10 752
20 000
-
-
surtax
-
-
-
-
total
18 755
34 883
-
-
Income
161 500
161 500
161 500
161 500
Total tax
73 861
80 103
72 931
70 513
After tax
87 639
81 397
88 569
90 987
Living cost
43 877
43 877
43 877
43 877
Free-cash
43 762
37 520
44 692
47 110

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽154042
₽146487
₽123357
₽147582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
161 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 615
total
-
-
-
1 615
Employee
7 303
-
161 500
-
income
1 460
-
32 300
-
total
1 460
-
32 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

154 197
161 500
-
-
total
-
-
-
-
Dividends
154 197
161 500
-
-
withholding
7 710
8 075
-
-
total
7 710
8 075
-
-
Income
161 500
161 500
161 500
161 500
Total tax
9 170
8 075
32 300
1 615
After tax
152 330
153 425
129 200
159 885
Living cost
5 843
5 843
5 843
5 843
Free-cash
146 487
147 582
123 357
154 042

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽150780
₽142613
₽120095
₽144320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
161 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 615
total
-
-
-
1 615
Employee
11 381
-
161 500
-
income
2 276
-
32 300
-
total
2 276
-
32 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 119
161 500
-
-
total
-
-
-
-
Dividends
150 119
161 500
-
-
withholding
7 506
8 075
-
-
total
7 506
8 075
-
-
Income
161 500
161 500
161 500
161 500
Total tax
9 782
8 075
32 300
1 615
After tax
151 718
153 425
129 200
159 885
Living cost
9 105
9 105
9 105
9 105
Free-cash
142 613
144 320
120 095
150 780

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽50267
₽59925
₽67381
₽48041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 755
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 085
trade
-
-
-
17 114
total
-
-
-
76 160
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
161 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
50 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 755
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
59 046
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
116 299
161 500
-
-
trade
16 688
23 175
-
-
income
17 445
24 225
-
-
chamber of commerce
309
374
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

960
1 333
-
-
total
35 402
49 107
-
-
Dividends
80 897
112 393
-
-
withholding
19 879
27 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 093
1 526
-
-
total
20 972
29 279
-
-
Income
161 500
161 500
161 500
161 500
Total tax
66 502
78 386
59 046
76 160
After tax
94 998
83 114
102 454
85 340
Living cost
35 073
35 073
35 073
35 073
Free-cash
59 925
48 041
67 381
50 267

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽56154
₽63983
₽74938
₽53936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 755
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 085
trade
-
-
-
18 784
total
-
-
-
77 830
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
161 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
50 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 755
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
59 046
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
126 753
161 500
-
-
trade
19 964
25 435
-
-
income
19 014
24 225
-
-
chamber of commerce
321
371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 046
1 333
-
-
total
40 345
51 364
-
-
Dividends
86 409
110 136
-
-
withholding
21 257
27 189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 169
1 495
-
-
total
22 426
28 684
-
-
Income
161 500
161 500
161 500
161 500
Total tax
70 001
80 048
59 046
77 830
After tax
91 499
81 452
102 454
83 670
Living cost
27 516
27 516
27 516
27 516
Free-cash
63 983
53 936
74 938
56 154

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽47147
₽57699
₽66766
₽44936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 755
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 085
trade
-
-
-
19 619
total
-
-
-
78 665
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
161 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
50 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 755
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
59 046
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
115 430
161 500
-
-
trade
18 988
26 566
-
-
income
17 314
24 225
-
-
chamber of commerce
302
367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

952
1 333
-
-
total
37 556
52 491
-
-
Dividends
77 875
109 008
-
-
withholding
19 124
26 906
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 052
1 479
-
-
total
20 176
28 385
-
-
Income
161 500
161 500
161 500
161 500
Total tax
68 113
80 876
59 046
78 665
After tax
93 387
80 624
102 454
82 835
Living cost
35 688
35 688
35 688
35 688
Free-cash
57 699
44 936
66 766
47 147

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽40384
₽52907
₽60837
₽38174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
161 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 755
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
50 085
trade
-
-
-
20 453
total
-
-
-
79 499
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
161 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
50 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 755
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
59 046
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
106 903
161 500
-
-
trade
18 334
27 697
-
-
income
16 035
24 225
-
-
chamber of commerce
288
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

883
1 333
-
-
total
35 540
53 620
-
-
Dividends
71 364
107 879
-
-
withholding
17 495
26 625
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

962
1 464
-
-
total
18 457
28 089
-
-
Income
161 500
161 500
161 500
161 500
Total tax
66 976
81 709
59 046
79 499
After tax
94 524
79 791
102 454
82 001
Living cost
41 617
41 617
41 617
41 617
Free-cash
52 907
38 174
60 837
40 384

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽56000
₽78288
₽50445
₽81178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
6 992
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
45 039
other
-
-
-
-
total
-
-
-
85 095
Employee
30 594
-
135 978
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
39 605
-
surtax
109
-
5 906
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
65 128
-
Employer
30 594
-
135 978
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
124 466
161 500
-
-
income
32 361
41 991
-
-
total
32 361
41 991
-
-
Dividends
92 105
119 509
-
-
withholding
13 816
17 926
-
-
total
13 816
17 926
-
-
Income
161 500
161 500
161 500
161 500
Total tax
62 807
59 917
90 650
85 095
After tax
98 693
101 583
70 850
76 405
Living cost
20 405
20 405
20 405
20 405
Free-cash
78 288
81 178
50 445
56 000

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽56358
₽78709
₽50803
₽81536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
surtax
-
-
-
6 992
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
45 039
other
-
-
-
-
total
-
-
-
85 095
Employee
30 042
-
135 978
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
39 605
-
surtax
98
-
5 906
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
65 128
-
Employer
30 042
-
135 978
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
125 134
161 500
-
-
income
32 535
41 991
-
-
total
32 535
41 991
-
-
Dividends
92 599
119 509
-
-
withholding
13 890
17 926
-
-
total
13 890
17 926
-
-
Income
161 500
161 500
161 500
161 500
Total tax
62 744
59 917
90 650
85 095
After tax
98 756
101 583
70 850
76 405
Living cost
20 047
20 047
20 047
20 047
Free-cash
78 709
81 536
50 803
56 358

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽93691
₽72943
₽75434
₽72566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
unemployment
-
-
-
2 423
health
-
-
-
11 305
pensions
-
-
-
16 150
income
-
-
-
19 743
total
-
-
-
49 621
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
135 146
-
unemployment
394
157
2 027
-
income
3 210
1 277
16 522
-
pensions
2 626
1 045
13 515
-
health
1 838
731
9 460
-
total
8 068
3 210
41 524
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
135 146
-
pensions
5 120
2 038
26 354
-
total
5 120
2 038
26 354
-
Corporate
130 125
149 013
-
-
income
11 711
13 411
-
-
total
11 711
13 411
-
-
Dividends
118 414
135 602
-
-
withholding
22 499
25 764
-
-
social contributions
22 971
26 323
-
-
total
45 470
52 087
-
-
Income
161 500
161 500
161 500
161 500
Total tax
70 369
70 746
67 878
49 621
After tax
91 131
90 754
93 622
111 879
Living cost
18 188
18 188
18 188
18 188
Free-cash
72 943
72 566
75 434
93 691

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽50452
₽56050
₽51317
₽56782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
national
-
-
-
28 185
pensions
-
-
-
19 380
social contributions
-
-
-
1 736
municipal
-
-
-
17 753
total
-
-
-
67 054
Employee
68 198
-
139 615
-
municipal
8 424
-
18 379
-
national
13 053
-
29 555
-
pensions
2 728
-
5 585
-
total
24 205
-
53 519
-
Employer
68 198
-
139 615
-
pensions
5 456
-
11 169
-
social contributions
733
-
1 501
-
total
6 189
-
12 670
-
Corporate
82 611
161 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 522
32 300
-
-
total
16 522
32 300
-
-
Dividends
66 089
129 200
-
-
withholding
14 540
28 424
-
-
total
14 540
28 424
-
-
Income
161 500
161 500
161 500
161 500
Total tax
61 456
60 724
66 189
67 054
After tax
100 044
100 776
95 311
94 446
Living cost
43 994
43 994
43 994
43 994
Free-cash
56 050
56 782
51 317
50 452

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽33187
₽63307
₽33187
₽61299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
social contributions
-
-
-
26 978
income
-
-
-
49 585
total
-
-
-
76 563
Employee
71 062
-
161 500
-
social contributions
5 904
-
26 978
-
income
13 409
-
49 585
-
total
19 313
-
76 563
-
Employer
71 062
-
161 500
-
total
-
-
-
-
Corporate
90 438
161 500
-
-
income
11 304
20 188
-
-
total
11 304
20 188
-
-
Dividends
79 134
141 312
-
-
withholding
15 826
28 263
-
-
total
15 826
28 263
-
-
Income
161 500
161 500
161 500
161 500
Total tax
46 443
48 451
76 563
76 563
After tax
115 057
113 049
84 937
84 937
Living cost
51 750
51 750
51 750
51 750
Free-cash
63 307
61 299
33 187
33 187

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38766
₽43088
₽31467
₽47833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
national
-
-
-
39 996
regional
-
-
-
1 907
social contributions
-
-
-
41 537
municipal
-
-
-
960
total
-
-
-
84 400
Employee
80 738
-
161 500
-
municipal
428
-
857
-
national
13 990
-
34 698
-
social contributions
27 225
-
54 459
-
regional
762
-
1 685
-
total
42 405
-
91 699
-
Employer
80 738
-
161 500
-
total
-
-
-
-
Corporate
80 762
161 500
-
-
nationa
19 383
38 760
-
-
municipal
3 150
6 298
-
-
total
22 533
45 058
-
-
Dividends
58 229
116 442
-
-
withholding
15 140
30 275
-
-
total
15 140
30 275
-
-
Income
161 500
161 500
161 500
161 500
Total tax
80 078
75 333
91 699
84 400
After tax
81 422
86 167
69 801
77 100
Living cost
38 334
38 334
38 334
38 334
Free-cash
43 088
47 833
31 467
38 766

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52100
₽58399
₽44841
₽60416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 500
national
-
-
-
39 996
regional
-
-
-
2 435
social contributions
-
-
-
41 537
municipal
-
-
-
960
total
-
-
-
84 928
Employee
50 394
-
161 500
-
municipal
267
-
857
-
national
7 984
-
34 698
-
social contributions
16 993
-
54 459
-
regional
678
-
2 173
-
total
25 922
-
92 187
-
Employer
50 394
-
161 500
-
total
-
-
-
-
Corporate
111 106
161 500
-
-