Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 161000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽112620
₽108342
₽114350
₽119169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 000
income
-
-
-
24 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 555
unemployment
-
-
-
150
health
-
-
-
4 317
total
-
-
-
34 172
Employee
24 478
-
153 636
-
income
2 448
-
15 364
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 126
-
1 727
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 149
-
3 296
-
total
5 992
-
20 800
-
Employer
24 478
-
153 636
-
unemployment
147
-
225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 697
-
4 136
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 689
-
2 590
-
total
4 802
-
7 364
-
Corporate
131 719
161 000
-
-
income
13 172
16 100
-
-
total
13 172
16 100
-
-
Dividends
118 547
144 900
-
-
withholding
5 928
7 245
-
-
total
5 928
7 245
-
-
Income
161 000
161 000
161 000
161 000
Total tax
29 894
23 345
28 164
34 172
After tax
131 106
137 655
132 836
126 828
Living cost
18 486
18 486
18 486
18 486
Free-cash
112 620
119 169
114 350
108 342

Estimated living cost  is ₽18486 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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