Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 161000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽120135
₽113929
₽109832
₽115948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
161 000
income
-
-
-
24 150
health
-
-
-
4 091
unemployment
-
-
-
142
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 265
total
-
-
-
33 648
Employee
23 199
-
154 020
-
health
1 067
-
1 636
-
income
2 320
-
15 402
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 037
-
3 124
-
accident

We are using the highest rate at 1.1%.

255
-
391
-
total
5 679
-
20 553
-
Employer
23 199
-
154 020
-
accident

We are using the highest rate at 1.1%.

255
-
391
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 556
-
3 920
-
health
1 601
-
2 455
-
unemployment
139
-
213
-
total
4 551
-
6 979
-
Corporate
133 250
161 000
-
-
income
13 325
16 100
-
-
total
13 325
16 100
-
-
Dividends
119 925
144 900
-
-
withholding
5 996
7 245
-
-
total
5 996
7 245
-
-
Income
161 000
161 000
161 000
161 000
Total tax
29 551
23 345
27 532
33 648
After tax
131 449
137 655
133 468
127 352
Living cost
17 520
17 520
17 520
17 520
Free-cash
113 929
120 135
115 948
109 832

Estimated living cost  is ₽17520 per week

₽11587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1003
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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