Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 160000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽116350
₽119046
₽112713
₽121700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 538
unemployment
-
-
-
123
income
-
-
-
24 000
health
-
-
-
3 526
total
-
-
-
32 187
Employee
19 995
-
153 984
-
health
920
-
1 410
-
accident

We are using the highest rate at 1.1%.

220
-
337
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 755
-
2 692
-
income
2 000
-
15 399
-
total
4 895
-
19 838
-
Employer
19 995
-
153 984
-
health
1 380
-
2 116
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 203
-
3 379
-
accident

We are using the highest rate at 1.1%.

220
-
337
-
unemployment
120
-
184
-
total
3 923
-
6 016
-
Corporate
136 082
160 000
-
-
income
13 608
16 000
-
-
total
13 608
16 000
-
-
Dividends
122 474
144 000
-
-
withholding
6 124
7 200
-
-
total
6 124
7 200
-
-
Income
160 000
160 000
160 000
160 000
Total tax
28 550
23 200
25 854
32 187
After tax
131 450
136 800
134 146
127 813
Living cost
15 100
15 100
15 100
15 100
Free-cash
116 350
121 700
119 046
112 713

Estimated living cost  is ₽15100 per week

₽9987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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