Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 160000
per

Your estimated
City
free-cash

Andorra , Andorra
₽90529
₽113641
₽94781
₽116692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
social contributions
-
-
-
35 200
income
-
-
-
6 963
total
-
-
-
42 163
Employee
29 206
-
138 528
-
social contributions
1 898
-
9 004
-
income
-
-
7 435
-
total
1 898
-
16 439
-
Employer
29 206
-
138 528
-
social contributions
4 527
-
21 472
-
total
4 527
-
21 472
-
Corporate
126 267
160 000
-
-
income
12 626
16 000
-
-
total
12 626
16 000
-
-
Dividends
113 640
144 000
-
-
total
-
-
-
-
Income
160 000
160 000
160 000
160 000
Total tax
19 051
16 000
37 911
42 163
After tax
140 949
144 000
122 089
117 837
Living cost
27 308
27 308
27 308
27 308
Free-cash
113 641
116 692
94 781
90 529

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽53316
₽59192
₽13474
₽59642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
640
pensions
-
-
-
19 634
income
-
-
-
43 737
total
-
-
-
77 701
Employee
39 711
36 203
127 869
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
35 085
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
54 306
-
Employer
39 711
36 203
127 869
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 836
-
other
1 886
1 719
5 889
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
512
-
total
11 428
10 420
32 131
-
Corporate
108 860
113 377
124 421
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 215
28 344
31 106
-
total
27 215
28 344
31 106
-
Dividends
81 646
85 033
-
-
withholding
22 453
23 384
-
-
total
22 453
23 384
-
-
Income
160 000
160 000
160 000
160 000
Total tax
71 825
71 375
117 543
77 701
After tax
88 175
88 625
42 457
82 299
Living cost
28 983
28 983
28 983
28 983
Free-cash
59 192
59 642
13 474
53 316

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽50109
₽55111
₽10404
₽56516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
640
pensions
-
-
-
19 634
income
-
-
-
43 737
total
-
-
-
77 880
Employee
45 401
36 203
127 703
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
35 004
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
54 225
-
Employer
45 401
36 203
127 703
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 831
-
other
2 157
1 719
5 882
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
510
-
total
13 244
10 599
32 296
-
Corporate
101 356
113 198
124 255
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 339
28 299
31 064
-
total
25 339
28 299
31 064
-
Dividends
76 017
84 899
-
-
withholding
20 905
23 348
-
-
total
20 905
23 348
-
-
Income
160 000
160 000
160 000
160 000
Total tax
72 878
71 473
117 585
77 880
After tax
87 122
88 527
42 415
82 120
Living cost
32 011
32 011
32 011
32 011
Free-cash
55 111
56 516
10 404
50 109

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽36242
₽42735
₽23209
₽56359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
national
-
-
-
59 744
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 241
social contributions
-
-
-
22 649
total
-
-
-
90 634
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
123 924
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 077
-
national
19 978
-
44 932
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 463
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
9 294
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 825
-
total
31 859
-
67 591
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
123 924
-
surtax
7 368
-
14 054
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
10 980
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 622
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 612
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 808
-
total
18 915
-
36 076
-
Corporate
76 102
160 000
-
-
income
15 221
32 000
-
-
surtax
305
640
-
-
total
15 526
32 640
-
-
Dividends
60 576
127 360
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 841
37 877
-
-
total
17 841
37 877
-
-
Income
160 000
160 000
160 000
160 000
Total tax
84 141
70 517
103 667
90 634
After tax
75 859
89 483
56 333
69 366
Living cost
33 124
33 124
33 124
33 124
Free-cash
42 735
56 359
23 209
36 242

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽111938
₽115671
₽118215
₽121197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 000
total
-
-
-
32 459
Employee
20 661
-
153 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
15 378
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
19 966
-
Employer
20 661
-
153 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
135 286
160 000
-
-
income
13 528
16 000
-
-
total
13 528
16 000
-
-
Dividends
121 757
144 000
-
-
withholding
6 087
7 200
-
-
total
6 087
7 200
-
-
Income
160 000
160 000
160 000
160 000
Total tax
28 726
23 200
26 182
32 459
After tax
131 274
136 800
133 818
127 541
Living cost
15 603
15 603
15 603
15 603
Free-cash
115 671
121 197
118 215
111 938

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽115649
₽120696
₽121926
₽124908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
24 000
total
-
-
-
32 459
Employee
15 747
-
153 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
15 378
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
19 966
-
Employer
15 747
-
153 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
141 163
160 000
-
-
income
14 116
16 000
-
-
total
14 116
16 000
-
-
Dividends
127 047
144 000
-
-
withholding
6 352
7 200
-
-
total
6 352
7 200
-
-
Income
160 000
160 000
160 000
160 000
Total tax
27 412
23 200
26 182
32 459
After tax
132 588
136 800
133 818
127 541
Living cost
11 892
11 892
11 892
11 892
Free-cash
120 696
124 908
121 926
115 649

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽88326
₽90745
₽86922
₽95687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
health
-
-
-
4 081
social contributions
-
-
-
14 699
income
-
-
-
31 861
total
-
-
-
50 641
Employee
69 856
69 856
149 417
-
income
7 606
6 467
31 102
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 539
-
total
10 788
13 453
41 461
-
Employer
69 856
69 856
149 417
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 764
-
total
3 229
7 091
10 584
-
Corporate
124 949
83 053
-
-
income
15 619
10 382
-
-
total
15 619
10 382
-
-
Dividends
109 330
72 671
-
-
withholding
18 586
12 354
-
-
total
18 586
12 354
-
-
Income
160 000
160 000
160 000
160 000
Total tax
48 222
43 280
52 045
50 641
After tax
111 778
116 720
107 955
109 359
Living cost
21 033
21 033
21 033
21 033
Free-cash
90 745
95 687
86 922
88 326

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽79893
₽83487
₽78489
₽87254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
health
-
-
-
4 081
social contributions
-
-
-
14 699
income
-
-
-
31 861
total
-
-
-
50 641
Employee
69 856
69 856
149 417
-
income
7 336
6 467
31 102
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 539
-
total
11 426
13 453
41 461
-
Employer
69 856
69 856
149 417
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 764
-
total
4 152
7 091
10 584
-
Corporate
114 958
83 053
-
-
income
14 369
10 382
-
-
total
14 369
10 382
-
-
Dividends
100 589
72 671
-
-
withholding
17 100
12 354
-
-
total
17 100
12 354
-
-
Income
160 000
160 000
160 000
160 000
Total tax
47 047
43 280
52 045
50 641
After tax
112 953
116 720
107 955
109 359
Living cost
29 466
29 466
29 466
29 466
Free-cash
83 487
87 254
78 489
79 893

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽70547
₽81608
₽63665
₽89116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
health
-
-
-
21 600
social contributions
-
-
-
30 282
income
-
-
-
16 218
solidarity contribution
-
-
-
309
total
-
-
-
68 409
Employee
30 948
-
123 003
-
income
3 714
-
14 949
-
social contributions
2 012
-
6 741
-
health
4 178
-
16 605
-
solidarity contribution
-
-
-
-
total
9 904
-
38 295
-
Employer
30 948
-
123 003
-
social contributions
7 737
-
25 926
-
health
2 785
-
11 070
-
total
10 522
-
36 996
-
Corporate
118 530
160 000
-
-
income
22 521
30 400
-
-
total
22 521
30 400
-
-
Dividends
96 009
129 600
-
-
withholding
14 401
19 440
-
-
total
14 401
19 440
-
-
Income
160 000
160 000
160 000
160 000
Total tax
57 348
49 840
75 291
68 409
After tax
102 652
110 160
84 709
91 591
Living cost
21 044
21 044
21 044
21 044
Free-cash
81 608
89 116
63 665
70 547

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽65659
₽74977
₽58777
₽84228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
health
-
-
-
21 600
social contributions
-
-
-
30 282
income
-
-
-
16 218
solidarity contribution
-
-
-
309
total
-
-
-
68 409
Employee
38 135
-
123 003
-
income
4 576
-
14 949
-
social contributions
2 479
-
6 741
-
health
5 148
-
16 605
-
solidarity contribution
-
-
-
-
total
12 203
-
38 295
-
Employer
38 135
-
123 003
-
social contributions
9 534
-
25 926
-
health
3 432
-
11 070
-
total
12 966
-
36 996
-
Corporate
108 899
160 000
-
-
income
20 691
30 400
-
-
total
20 691
30 400
-
-
Dividends
88 208
129 600
-
-
withholding
13 231
19 440
-
-
total
13 231
19 440
-
-
Income
160 000
160 000
160 000
160 000
Total tax
59 091
49 840
75 291
68 409
After tax
100 909
110 160
84 709
91 591
Living cost
25 932
25 932
25 932
25 932
Free-cash
74 977
84 228
58 777
65 659

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽50515
-₽38495
-₽38495
-₽38495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
national
-
-
-
18 767
pensions
-
-
-
790
municipal
-
-
-
33 315
labour market
-
-
-
12 737
total
-
-
-
65 609
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
160 000
160 000
160 000
160 000
Total tax
154 619
154 619
154 619
65 609
After tax
5 381
5 381
5 381
94 391
Living cost
43 876
43 876
43 876
43 876
Free-cash
-38 495
-38 495
-38 495
50 515

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽63817
₽100414
₽70278
₽106057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
health
-
-
-
20 800
pensions
-
-
-
31 999
income
-
-
-
21 441
total
-
-
-
74 240
Employee
25 772
-
119 581
-
unemployment
412
-
1 914
-
income
2 901
-
23 055
-
pensions
515
-
2 391
-
total
3 828
-
27 360
-
Employer
25 772
-
119 581
-
pensions
5 155
-
23 917
-
health
3 350
-
15 545
-
unemployment
207
-
957
-
total
8 712
-
40 419
-
Corporate
125 517
160 000
-
-
income
25 103
32 000
-
-
total
25 103
32 000
-
-
Dividends
100 414
128 000
-
-
total
-
-
-
-
Income
160 000
160 000
160 000
160 000
Total tax
37 643
32 000
67 779
74 240
After tax
122 357
128 000
92 221
85 760
Living cost
21 943
21 943
21 943
21 943
Free-cash
100 414
106 057
70 278
63 817

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽68324
₽67665
₽49060
₽65384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
160 000
national
-
-
-
26 289
health
-
-
-
2 084
municipal
-
-
-
28 425
total
-
-
-
56 798
Employee
47 796
-
134 602
-
unemployment
717
-
2 019
-
municipal
7 829
-
21 925
-
national
790
-
15 943
-
pensions
3 226
-
9 085
-
health
357
-
1 693
-
total
12 919
-
50 665
-
Employer
47 796
-
134 602
-
pensions
8 292
-
23 353
-
health
367
-
1 036
-
accident
48
-
134
-
unemployment
310
-
874
-
total
9 017
-
25 397
-
Corporate
103 186
160 000
-
-
income
20 638
32 000
-
-
total
20 638
32 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

61 911
96 000
-
-
municipal
11 144
17 279
-
-
national
3 739
10 459
-
-
total
14 883
27 738
-
-
Income
160 000
160 000
160 000
160 000
Total tax
57 457
59 738
76 062
56 798
After tax
102 543
100 262
83 938
103 202
Living cost
34 878
34 878
34 878
34 878
Free-cash
67 665
65 384
49 060
68 324

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽62164
₽57685
₽59912
₽52639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
-
health
-
-
-
6 765
pensions
-
-
-
28 532
social contributions
-
-
-
4 558
income
-
-
-
25 019
other
-
-
-
4 960
total
-
-
-
69 834
Employee
34 706
-
123 983
-
income
1 789
-
23 978
-
surtax
-
-
-
-
social contributions
990
-
3 532
-
pensions
3 925
-
8 558
-
total
6 704
-
36 068
-
Employer
34 706
-
123 983
-
pensions
5 703
-
14 418
-
social contributions
103
-
372
-
other
1 198
-
4 809
-
health
2 429
-
11 397
-
unemployment
1 405
-
5 022
-
total
10 838
-
36 018
-
Corporate
114 455
160 000
-
-
income
32 047
44 799
-
-
surtax
-
-
-
-
total
32 047
44 799
-
-
Dividends
82 408
115 201
-
-
withholding
10 549
14 745
-
-
social contributions
14 175
19 815
-
-
surtax
-
-
-
-
total
24 724
34 560
-
-
Income
160 000
160 000
160 000
160 000
Total tax
74 313
79 359
72 086
69 834
After tax
85 687
80 641
87 914
90 166
Living cost
28 002
28 002
28 002
28 002
Free-cash
57 685
52 639
59 912
62 164

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽59085
₽54925
₽56833
₽49560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
-
health
-
-
-
6 765
pensions
-
-
-
28 532
social contributions
-
-
-
4 558
income
-
-
-
25 019
other
-
-
-
4 960
total
-
-
-
69 834
Employee
38 881
-
123 983
-
income
2 295
-
23 978
-
surtax
-
-
-
-
social contributions
1 109
-
3 532
-
pensions
4 396
-
8 558
-
total
7 800
-
36 068
-
Employer
38 881
-
123 983
-
pensions
6 387
-
14 418
-
social contributions
117
-
372
-
other
1 341
-
4 809
-
health
2 722
-
11 397
-
unemployment
1 574
-
5 022
-
total
12 141
-
36 018
-
Corporate
108 977
160 000
-
-
income
30 514
44 799
-
-
surtax
-
-
-
-
total
30 514
44 799
-
-
Dividends
78 463
115 201
-
-
withholding
10 044
14 745
-
-
social contributions
13 495
19 815
-
-
surtax
-
-
-
-
total
23 539
34 560
-
-
Income
160 000
160 000
160 000
160 000
Total tax
73 994
79 359
72 086
69 834
After tax
86 006
80 641
87 914
90 166
Living cost
31 081
31 081
31 081
31 081
Free-cash
54 925
49 560
56 833
59 085

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽46289
₽43004
₽44037
₽36764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
-
health
-
-
-
6 765
pensions
-
-
-
28 532
social contributions
-
-
-
4 558
income
-
-
-
25 019
other
-
-
-
4 960
total
-
-
-
69 834
Employee
56 899
-
123 983
-
income
4 965
-
23 978
-
surtax
-
-
-
-
social contributions
1 621
-
3 532
-
pensions
6 436
-
8 558
-
total
13 022
-
36 068
-
Employer
56 899
-
123 983
-
pensions
9 349
-
14 418
-
social contributions
171
-
372
-
other
1 964
-
4 809
-
health
3 982
-
11 397
-
unemployment
2 305
-
5 022
-
total
17 771
-
36 018
-
Corporate
85 331
160 000
-
-
income
23 893
44 799
-
-
surtax
-
-
-
-
total
23 893
44 799
-
-
Dividends
61 438
115 201
-
-
withholding
7 865
14 745
-
-
social contributions
10 568
19 815
-
-
surtax
-
-
-
-
total
18 433
34 560
-
-
Income
160 000
160 000
160 000
160 000
Total tax
73 119
79 359
72 086
69 834
After tax
86 881
80 641
87 914
90 166
Living cost
43 877
43 877
43 877
43 877
Free-cash
43 004
36 764
44 037
46 289

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽152557
₽145062
₽122157
₽146157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
160 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 600
total
-
-
-
1 600
Employee
7 303
-
160 000
-
income
1 460
-
32 000
-
total
1 460
-
32 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

152 697
160 000
-
-
total
-
-
-
-
Dividends
152 697
160 000
-
-
withholding
7 635
8 000
-
-
total
7 635
8 000
-
-
Income
160 000
160 000
160 000
160 000
Total tax
9 095
8 000
32 000
1 600
After tax
150 905
152 000
128 000
158 400
Living cost
5 843
5 843
5 843
5 843
Free-cash
145 062
146 157
122 157
152 557

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽149295
₽141188
₽118895
₽142895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
160 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 600
total
-
-
-
1 600
Employee
11 381
-
160 000
-
income
2 276
-
32 000
-
total
2 276
-
32 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

148 619
160 000
-
-
total
-
-
-
-
Dividends
148 619
160 000
-
-
withholding
7 431
8 000
-
-
total
7 431
8 000
-
-
Income
160 000
160 000
160 000
160 000
Total tax
9 707
8 000
32 000
1 600
After tax
150 293
152 000
128 000
158 400
Living cost
9 105
9 105
9 105
9 105
Free-cash
141 188
142 895
118 895
149 295

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽49647
₽59157
₽66545
₽47271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 456
trade
-
-
-
16 898
total
-
-
-
75 280
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
160 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
49 456
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
58 382
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 799
160 000
-
-
trade
16 474
22 960
-
-
income
17 219
23 999
-
-
chamber of commerce
307
372
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

946
1 321
-
-
total
34 946
48 652
-
-
Dividends
79 852
111 348
-
-
withholding
19 617
27 492
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 079
1 512
-
-
total
20 696
29 004
-
-
Income
160 000
160 000
160 000
160 000
Total tax
65 770
77 656
58 382
75 280
After tax
94 230
82 344
101 618
84 720
Living cost
35 073
35 073
35 073
35 073
Free-cash
59 157
47 271
66 545
49 647

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽55554
₽63233
₽74102
₽53183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 456
trade
-
-
-
18 548
total
-
-
-
76 930
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
160 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
49 456
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
58 382
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
125 253
160 000
-
-
trade
19 727
25 199
-
-
income
18 788
23 999
-
-
chamber of commerce
317
367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 033
1 321
-
-
total
39 865
50 886
-
-
Dividends
85 388
109 114
-
-
withholding
21 001
26 934
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 155
1 481
-
-
total
22 156
28 415
-
-
Income
160 000
160 000
160 000
160 000
Total tax
69 251
79 301
58 382
76 930
After tax
90 749
80 699
101 618
83 070
Living cost
27 516
27 516
27 516
27 516
Free-cash
63 233
53 183
74 102
55 554

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽46558
₽56953
₽65930
₽44189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 456
trade
-
-
-
19 372
total
-
-
-
77 754
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
160 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
49 456
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
58 382
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 930
160 000
-
-
trade
18 741
26 320
-
-
income
17 090
23 999
-
-
chamber of commerce
300
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

940
1 321
-
-
total
37 071
52 005
-
-
Dividends
76 860
107 995
-
-
withholding
18 869
26 653
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 038
1 465
-
-
total
19 907
28 118
-
-
Income
160 000
160 000
160 000
160 000
Total tax
67 359
80 123
58 382
77 754
After tax
92 641
79 877
101 618
82 246
Living cost
35 688
35 688
35 688
35 688
Free-cash
56 953
44 189
65 930
46 558

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽39805
₽52169
₽60001
₽37436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
160 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 456
trade
-
-
-
20 196
total
-
-
-
78 578
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
160 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
49 456
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
58 382
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
105 403
160 000
-
-
trade
18 076
27 440
-
-
income
15 811
23 999
-
-
chamber of commerce
286
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

869
1 321
-
-
total
35 042
53 124
-
-
Dividends
70 362
106 876
-
-
withholding
17 245
26 373
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

948
1 450
-
-
total
18 193
27 823
-
-
Income
160 000
160 000
160 000
160 000
Total tax
66 214
80 947
58 382
78 578
After tax
93 786
79 053
101 618
81 422
Living cost
41 617
41 617
41 617
41 617
Free-cash
52 169
37 436
60 001
39 805

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽55310
₽77345
₽49755
₽80236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
6 858
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
44 363
other
-
-
-
-
total
-
-
-
84 285
Employee
30 594
-
134 478
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
38 931
-
surtax
109
-
5 770
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
64 318
-
Employer
30 594
-
134 478
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
122 966
160 000
-
-
income
31 971
41 599
-
-
total
31 971
41 599
-
-
Dividends
90 994
118 401
-
-
withholding
13 649
17 760
-
-
total
13 649
17 760
-
-
Income
160 000
160 000
160 000
160 000
Total tax
62 250
59 359
89 840
84 285
After tax
97 750
100 641
70 160
75 715
Living cost
20 405
20 405
20 405
20 405
Free-cash
77 345
80 236
49 755
55 310

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽55668
₽77766
₽50113
₽80594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
surtax
-
-
-
6 858
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
44 363
other
-
-
-
-
total
-
-
-
84 285
Employee
30 042
-
134 478
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
38 931
-
surtax
98
-
5 770
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
64 318
-
Employer
30 042
-
134 478
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
123 634
160 000
-
-
income
32 145
41 599
-
-
total
32 145
41 599
-
-
Dividends
91 489
118 401
-
-
withholding
13 723
17 760
-
-
total
13 723
17 760
-
-
Income
160 000
160 000
160 000
160 000
Total tax
62 187
59 359
89 840
84 285
After tax
97 813
100 641
70 160
75 715
Living cost
20 047
20 047
20 047
20 047
Free-cash
77 766
80 594
50 113
55 668

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽92652
₽72104
₽74566
₽71726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
unemployment
-
-
-
2 400
health
-
-
-
11 200
pensions
-
-
-
16 000
income
-
-
-
19 560
total
-
-
-
49 160
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
133 891
-
unemployment
394
157
2 008
-
income
3 210
1 277
16 368
-
pensions
2 626
1 045
13 389
-
health
1 838
731
9 372
-
total
8 068
3 210
41 137
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
133 891
-
pensions
5 120
2 038
26 109
-
total
5 120
2 038
26 109
-
Corporate
128 625
147 513
-
-
income
11 576
13 276
-
-
total
11 576
13 276
-
-
Dividends
117 049
134 237
-
-
withholding
22 239
25 505
-
-
social contributions
22 705
26 057
-
-
total
44 944
51 562
-
-
Income
160 000
160 000
160 000
160 000
Total tax
69 708
70 086
67 246
49 160
After tax
90 292
89 914
92 754
110 840
Living cost
18 188
18 188
18 188
18 188
Free-cash
72 104
71 726
74 566
92 652

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽49706
₽55114
₽50564
₽55846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
national
-
-
-
27 802
pensions
-
-
-
19 200
social contributions
-
-
-
1 720
municipal
-
-
-
17 578
total
-
-
-
66 300
Employee
68 198
-
138 319
-
municipal
8 424
-
18 198
-
national
13 053
-
29 159
-
pensions
2 728
-
5 533
-
total
24 205
-
52 890
-
Employer
68 198
-
138 319
-
pensions
5 456
-
11 065
-
social contributions
733
-
1 487
-
total
6 189
-
12 552
-
Corporate
81 111
160 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 222
32 000
-
-
total
16 222
32 000
-
-
Dividends
64 889
128 000
-
-
withholding
14 276
28 160
-
-
total
14 276
28 160
-
-
Income
160 000
160 000
160 000
160 000
Total tax
60 892
60 160
65 442
66 300
After tax
99 108
99 840
94 558
93 700
Living cost
43 994
43 994
43 994
43 994
Free-cash
55 114
55 846
50 564
49 706

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽32572
₽62255
₽32572
₽60249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
social contributions
-
-
-
26 693
income
-
-
-
48 985
total
-
-
-
75 678
Employee
71 062
-
160 000
-
social contributions
5 904
-
26 693
-
income
13 409
-
48 985
-
total
19 313
-
75 678
-
Employer
71 062
-
160 000
-
total
-
-
-
-
Corporate
88 938
160 000
-
-
income
11 118
20 000
-
-
total
11 118
20 000
-
-
Dividends
77 820
140 000
-
-
withholding
15 564
28 001
-
-
total
15 564
28 001
-
-
Income
160 000
160 000
160 000
160 000
Total tax
45 995
48 001
75 678
75 678
After tax
114 005
111 999
84 322
84 322
Living cost
51 750
51 750
51 750
51 750
Free-cash
62 255
60 249
32 572
32 572

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38136
₽42289
₽30906
₽47031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
national
-
-
-
39 539
regional
-
-
-
1 888
social contributions
-
-
-
41 151
municipal
-
-
-
952
total
-
-
-
83 530
Employee
80 738
-
160 000
-
municipal
428
-
848
-
national
13 990
-
34 292
-
social contributions
27 225
-
53 952
-
regional
762
-
1 668
-
total
42 405
-
90 760
-
Employer
80 738
-
160 000
-
total
-
-
-
-
Corporate
79 262
160 000
-
-
nationa
19 022
38 400
-
-
municipal
3 091
6 241
-
-
total
22 113
44 641
-
-
Dividends
57 148
115 359
-
-
withholding
14 859
29 994
-
-
total
14 859
29 994
-
-
Income
160 000
160 000
160 000
160 000
Total tax
79 377
74 635
90 760
83 530
After tax
80 623
85 365
69 240
76 470
Living cost
38 334
38 334
38 334
38 334
Free-cash
42 289
47 031
30 906
38 136

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽51473
₽57611
₽44284
₽59626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
160 000
national
-
-
-
39 539
regional
-
-
-
2 413
social contributions
-
-
-
41 151
municipal
-
-
-
952
total
-
-
-
84 055
Employee
50 394
-
160 000
-
municipal
267
-
848
-
national
7 984
-
34 292
-
social contributions
16 993
-
53 952
-
regional
678
-
2 152
-
total
25 922
-
91 244
-
Employer
50 394
-
160 000
-
total
-
-
-
-
Corporate
109 606
160 000
-
-