Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 158000
per

Your estimated
City
free-cash

Andorra , Andorra
₽89243
₽112004
₽93443
₽115039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
social contributions
-
-
-
34 761
income
-
-
-
6 836
total
-
-
-
41 597
Employee
29 048
-
136 797
-
social contributions
1 888
-
8 890
-
income
-
-
7 304
-
total
1 888
-
16 194
-
Employer
29 048
-
136 797
-
social contributions
4 503
-
21 203
-
total
4 503
-
21 203
-
Corporate
124 449
158 000
-
-
income
12 445
15 801
-
-
total
12 445
15 801
-
-
Dividends
112 004
142 199
-
-
total
-
-
-
-
Income
158 000
158 000
158 000
158 000
Total tax
18 836
15 801
37 397
41 597
After tax
139 164
142 199
120 603
116 403
Living cost
27 160
27 160
27 160
27 160
Free-cash
112 004
115 039
93 443
89 243

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52441
₽58255
₽13120
₽58703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
633
pensions
-
-
-
19 528
income
-
-
-
42 956
total
-
-
-
76 733
Employee
39 497
36 008
126 119
-
unemployment
1 185
1 080
3 167
-
other
394
360
1 056
-
income
3 518
2 656
34 386
-
pensions
4 045
3 687
10 809
-
health
1 528
1 394
4 084
-
total
10 670
9 177
53 502
-
Employer
39 497
36 008
126 119
-
pensions
4 957
4 520
13 247
-
surtax
-
-
-
-
payroll
1 185
1 080
3 784
-
other
1 876
1 710
5 816
-
health
1 493
1 361
3 990
-
accident
513
468
1 372
-
unemployment
1 185
1 080
3 167
-
chamber of commerce
158
144
504
-
total
11 367
10 363
31 880
-
Corporate
107 137
111 629
122 690
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 785
27 908
30 672
-
total
26 785
27 908
30 672
-
Dividends
80 352
83 721
-
-
withholding
22 097
23 023
-
-
total
22 097
23 023
-
-
Income
158 000
158 000
158 000
158 000
Total tax
70 919
70 471
116 054
76 733
After tax
87 081
87 529
41 946
81 267
Living cost
28 826
28 826
28 826
28 826
Free-cash
58 255
58 703
13 120
52 441

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49251
₽54198
₽10062
₽55594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
633
pensions
-
-
-
19 528
income
-
-
-
42 956
total
-
-
-
76 911
Employee
45 155
36 008
125 953
-
unemployment
1 355
1 080
3 167
-
other
451
360
1 056
-
income
5 141
2 656
34 307
-
pensions
4 624
3 687
10 809
-
health
1 747
1 394
4 084
-
total
13 318
9 177
53 423
-
Employer
45 155
36 008
125 953
-
pensions
5 667
4 520
13 247
-
surtax
178
178
178
-
payroll
1 355
1 080
3 779
-
other
2 145
1 710
5 809
-
health
1 706
1 361
3 990
-
accident
586
468
1 372
-
unemployment
1 355
1 080
3 167
-
chamber of commerce
180
144
504
-
total
13 172
10 541
32 046
-
Corporate
99 673
111 450
122 524
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 917
27 863
30 631
-
total
24 917
27 863
30 631
-
Dividends
74 755
83 587
-
-
withholding
20 557
22 987
-
-
total
20 557
22 987
-
-
Income
158 000
158 000
158 000
158 000
Total tax
71 964
70 568
116 100
76 911
After tax
86 036
87 432
41 900
81 089
Living cost
31 838
31 838
31 838
31 838
Free-cash
54 198
55 594
10 062
49 251

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽35547
₽41872
₽22743
₽55421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
national
-
-
-
58 852
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 129
social contributions
-
-
-
22 527
total
-
-
-
89 508
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
122 376
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
1 065
-
national
19 870
-
44 307
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
6 384
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
9 179
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
5 753
-
total
31 687
-
66 688
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
122 376
-
surtax
7 328
-
13 878
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
10 842
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
7 526
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 591
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 787
-
total
18 813
-
35 624
-
Corporate
74 555
158 000
-
-
income
14 911
31 599
-
-
surtax
298
633
-
-
total
15 209
32 232
-
-
Dividends
59 346
125 768
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 474
37 402
-
-
total
17 474
37 402
-
-
Income
158 000
158 000
158 000
158 000
Total tax
83 183
69 634
102 312
89 508
After tax
74 817
88 366
55 688
68 492
Living cost
32 945
32 945
32 945
32 945
Free-cash
41 872
55 421
22 743
35 547

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽110276
₽113994
₽116456
₽119512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
23 700
total
-
-
-
32 146
Employee
20 627
-
151 794
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
15 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
19 759
-
Employer
20 627
-
151 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
133 326
158 000
-
-
income
13 332
15 800
-
-
total
13 332
15 800
-
-
Dividends
119 993
142 200
-
-
withholding
5 999
7 110
-
-
total
5 999
7 110
-
-
Income
158 000
158 000
158 000
158 000
Total tax
28 428
22 910
25 966
32 146
After tax
129 572
135 090
132 034
125 854
Living cost
15 578
15 578
15 578
15 578
Free-cash
113 994
119 512
116 456
110 276

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽113981
₽119011
₽120161
₽123217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
23 700
total
-
-
-
32 146
Employee
15 721
-
151 794
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
15 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
19 759
-
Employer
15 721
-
151 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
139 194
158 000
-
-
income
13 919
15 800
-
-
total
13 919
15 800
-
-
Dividends
125 274
142 200
-
-
withholding
6 264
7 110
-
-
total
6 264
7 110
-
-
Income
158 000
158 000
158 000
158 000
Total tax
27 116
22 910
25 966
32 146
After tax
130 884
135 090
132 034
125 854
Living cost
11 873
11 873
11 873
11 873
Free-cash
119 011
123 217
120 161
113 981

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽87131
₽89430
₽85737
₽94347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
health
-
-
-
4 029
social contributions
-
-
-
14 619
income
-
-
-
31 301
total
-
-
-
49 949
Employee
69 479
69 479
147 494
-
income
7 565
6 432
30 552
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
2 507
-
total
10 730
13 379
40 837
-
Employer
69 479
69 479
147 494
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
2 728
-
total
3 212
7 052
10 506
-
Corporate
123 138
81 469
-
-
income
15 392
10 183
-
-
total
15 392
10 183
-
-
Dividends
107 746
71 286
-
-
withholding
18 316
12 119
-
-
total
18 316
12 119
-
-
Income
158 000
158 000
158 000
158 000
Total tax
47 650
42 733
51 343
49 949
After tax
110 350
115 267
106 657
108 051
Living cost
20 920
20 920
20 920
20 920
Free-cash
89 430
94 347
85 737
87 131

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽78744
₽82212
₽77350
₽85960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
health
-
-
-
4 029
social contributions
-
-
-
14 619
income
-
-
-
31 301
total
-
-
-
49 949
Employee
69 479
69 479
147 494
-
income
7 296
6 432
30 552
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
2 507
-
total
11 363
13 379
40 837
-
Employer
69 479
69 479
147 494
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
2 728
-
total
4 129
7 052
10 506
-
Corporate
113 201
81 469
-
-
income
14 149
10 183
-
-
total
14 149
10 183
-
-
Dividends
99 052
71 286
-
-
withholding
16 840
12 119
-
-
total
16 840
12 119
-
-
Income
158 000
158 000
158 000
158 000
Total tax
46 481
42 733
51 343
49 949
After tax
111 519
115 267
106 657
108 051
Living cost
29 307
29 307
29 307
29 307
Free-cash
82 212
85 960
77 350
78 744

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽69488
₽80452
₽62658
₽87902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
health
-
-
-
21 330
social contributions
-
-
-
30 047
income
-
-
-
15 993
solidarity contribution
-
-
-
261
total
-
-
-
67 631
Employee
30 707
-
121 353
-
income
3 685
-
14 742
-
social contributions
1 996
-
6 689
-
health
4 145
-
16 383
-
solidarity contribution
-
-
-
-
total
9 826
-
37 814
-
Employer
30 707
-
121 353
-
social contributions
7 677
-
25 725
-
health
2 764
-
10 922
-
total
10 441
-
36 647
-
Corporate
116 852
158 000
-
-
income
22 202
30 020
-
-
total
22 202
30 020
-
-
Dividends
94 650
127 980
-
-
withholding
14 198
19 197
-
-
total
14 198
19 197
-
-
Income
158 000
158 000
158 000
158 000
Total tax
56 667
49 217
74 461
67 631
After tax
101 333
108 783
83 539
90 369
Living cost
20 881
20 881
20 881
20 881
Free-cash
80 452
87 902
62 658
69 488

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽64638
₽73872
₽57808
₽83052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
health
-
-
-
21 330
social contributions
-
-
-
30 047
income
-
-
-
15 993
solidarity contribution
-
-
-
261
total
-
-
-
67 631
Employee
37 839
-
121 353
-
income
4 541
-
14 742
-
social contributions
2 460
-
6 689
-
health
5 108
-
16 383
-
solidarity contribution
-
-
-
-
total
12 109
-
37 814
-
Employer
37 839
-
121 353
-
social contributions
9 460
-
25 725
-
health
3 406
-
10 922
-
total
12 866
-
36 647
-
Corporate
107 295
158 000
-
-
income
20 386
30 020
-
-
total
20 386
30 020
-
-
Dividends
86 909
127 980
-
-
withholding
13 036
19 197
-
-
total
13 036
19 197
-
-
Income
158 000
158 000
158 000
158 000
Total tax
58 397
49 217
74 461
67 631
After tax
99 603
108 783
83 539
90 369
Living cost
25 731
25 731
25 731
25 731
Free-cash
73 872
83 052
57 808
64 638

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽49630
-₽39475
-₽39475
-₽39475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
national
-
-
-
18 494
pensions
-
-
-
786
municipal
-
-
-
32 863
labour market
-
-
-
12 577
total
-
-
-
64 720
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
158 000
158 000
158 000
158 000
Total tax
153 825
153 825
153 825
64 720
After tax
4 175
4 175
4 175
93 280
Living cost
43 650
43 650
43 650
43 650
Free-cash
-39 475
-39 475
-39 475
49 630

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽62864
₽98961
₽69244
₽104577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
health
-
-
-
20 540
pensions
-
-
-
31 599
income
-
-
-
21 173
total
-
-
-
73 312
Employee
25 632
-
118 086
-
unemployment
410
-
1 890
-
income
2 886
-
22 767
-
pensions
513
-
2 361
-
total
3 809
-
27 018
-
Employer
25 632
-
118 086
-
pensions
5 127
-
23 618
-
health
3 332
-
15 351
-
unemployment
206
-
945
-
total
8 665
-
39 914
-
Corporate
123 704
158 000
-
-
income
24 741
31 599
-
-
total
24 741
31 599
-
-
Dividends
98 963
126 401
-
-
total
-
-
-
-
Income
158 000
158 000
158 000
158 000
Total tax
37 215
31 599
66 932
73 312
After tax
120 785
126 401
91 068
84 688
Living cost
21 824
21 824
21 824
21 824
Free-cash
98 961
104 577
69 244
62 864

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽67386
₽66633
₽48267
₽64389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
158 000
national
-
-
-
25 797
health
-
-
-
2 056
municipal
-
-
-
28 071
total
-
-
-
55 924
Employee
47 538
-
132 918
-
unemployment
713
-
1 994
-
municipal
7 786
-
21 651
-
national
785
-
15 673
-
pensions
3 208
-
8 973
-
health
355
-
1 670
-
total
12 847
-
49 961
-
Employer
47 538
-
132 918
-
pensions
8 247
-
23 060
-
health
365
-
1 024
-
accident
48
-
134
-
unemployment
309
-
864
-
total
8 969
-
25 082
-
Corporate
101 493
158 000
-
-
income
20 298
31 599
-
-
total
20 298
31 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

60 896
94 800
-
-
municipal
10 962
17 064
-
-
national
3 601
10 258
-
-
total
14 563
27 322
-
-
Income
158 000
158 000
158 000
158 000
Total tax
56 677
58 921
75 043
55 924
After tax
101 323
99 079
82 957
102 076
Living cost
34 690
34 690
34 690
34 690
Free-cash
66 633
64 389
48 267
67 386

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽61204
₽56801
₽59091
₽51780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
-
health
-
-
-
6 644
pensions
-
-
-
28 284
social contributions
-
-
-
4 503
income
-
-
-
24 615
other
-
-
-
4 899
total
-
-
-
68 945
Employee
34 519
-
122 495
-
income
1 780
-
23 634
-
surtax
-
-
-
-
social contributions
984
-
3 491
-
pensions
3 904
-
8 429
-
total
6 668
-
35 554
-
Employer
34 519
-
122 495
-
pensions
5 672
-
14 207
-
social contributions
103
-
367
-
other
1 192
-
4 740
-
health
2 416
-
11 229
-
unemployment
1 397
-
4 961
-
total
10 780
-
35 504
-
Corporate
112 701
158 000
-
-
income
31 557
44 240
-
-
surtax
-
-
-
-
total
31 557
44 240
-
-
Dividends
81 144
113 760
-
-
withholding
10 386
14 561
-
-
social contributions
13 957
19 568
-
-
surtax
-
-
-
-
total
24 343
34 129
-
-
Income
158 000
158 000
158 000
158 000
Total tax
73 348
78 369
71 058
68 945
After tax
84 652
79 631
86 942
89 055
Living cost
27 851
27 851
27 851
27 851
Free-cash
56 801
51 780
59 091
61 204

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽58142
₽54056
₽56029
₽48718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
-
health
-
-
-
6 644
pensions
-
-
-
28 284
social contributions
-
-
-
4 503
income
-
-
-
24 615
other
-
-
-
4 899
total
-
-
-
68 945
Employee
38 671
-
122 495
-
income
2 282
-
23 634
-
surtax
-
-
-
-
social contributions
1 103
-
3 491
-
pensions
4 372
-
8 429
-
total
7 757
-
35 554
-
Employer
38 671
-
122 495
-
pensions
6 353
-
14 207
-
social contributions
117
-
367
-
other
1 334
-
4 740
-
health
2 707
-
11 229
-
unemployment
1 565
-
4 961
-
total
12 076
-
35 504
-
Corporate
107 253
158 000
-
-
income
30 031
44 240
-
-
surtax
-
-
-
-
total
30 031
44 240
-
-
Dividends
77 223
113 760
-
-
withholding
9 885
14 561
-
-
social contributions
13 282
19 568
-
-
surtax
-
-
-
-
total
23 167
34 129
-
-
Income
158 000
158 000
158 000
158 000
Total tax
73 031
78 369
71 058
68 945
After tax
84 969
79 631
86 942
89 055
Living cost
30 913
30 913
30 913
30 913
Free-cash
54 056
48 718
56 029
58 142

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽45415
₽42200
₽43302
₽35991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
-
health
-
-
-
6 644
pensions
-
-
-
28 284
social contributions
-
-
-
4 503
income
-
-
-
24 615
other
-
-
-
4 899
total
-
-
-
68 945
Employee
56 591
-
122 495
-
income
4 938
-
23 634
-
surtax
-
-
-
-
social contributions
1 612
-
3 491
-
pensions
6 401
-
8 429
-
total
12 951
-
35 554
-
Employer
56 591
-
122 495
-
pensions
9 299
-
14 207
-
social contributions
170
-
367
-
other
1 953
-
4 740
-
health
3 961
-
11 229
-
unemployment
2 292
-
4 961
-
total
17 675
-
35 504
-
Corporate
83 734
158 000
-
-
income
23 446
44 240
-
-
surtax
-
-
-
-
total
23 446
44 240
-
-
Dividends
60 288
113 760
-
-
withholding
7 718
14 561
-
-
social contributions
10 370
19 568
-
-
surtax
-
-
-
-
total
18 088
34 129
-
-
Income
158 000
158 000
158 000
158 000
Total tax
72 160
78 369
71 058
68 945
After tax
85 840
79 631
86 942
89 055
Living cost
43 640
43 640
43 640
43 640
Free-cash
42 200
35 991
43 302
45 415

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽150591
₽143178
₽120571
₽144271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
158 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 580
total
-
-
-
1 580
Employee
7 285
-
158 000
-
income
1 457
-
31 600
-
total
1 457
-
31 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 715
158 000
-
-
total
-
-
-
-
Dividends
150 715
158 000
-
-
withholding
7 536
7 900
-
-
total
7 536
7 900
-
-
Income
158 000
158 000
158 000
158 000
Total tax
8 993
7 900
31 600
1 580
After tax
149 007
150 100
126 400
156 420
Living cost
5 829
5 829
5 829
5 829
Free-cash
143 178
144 271
120 571
150 591

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽147337
₽139313
₽117317
₽141017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
158 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 580
total
-
-
-
1 580
Employee
11 354
-
158 000
-
income
2 271
-
31 600
-
total
2 271
-
31 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

146 646
158 000
-
-
total
-
-
-
-
Dividends
146 646
158 000
-
-
withholding
7 333
7 900
-
-
total
7 333
7 900
-
-
Income
158 000
158 000
158 000
158 000
Total tax
9 604
7 900
31 600
1 580
After tax
148 396
150 100
126 400
156 420
Living cost
9 083
9 083
9 083
9 083
Free-cash
139 313
141 017
117 317
147 337

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽48909
₽58251
₽65553
₽46433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 712
trade
-
-
-
16 644
total
-
-
-
74 207
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
158 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
48 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 678
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
57 563
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 043
158 000
-
-
trade
16 222
22 673
-
-
income
16 956
23 700
-
-
chamber of commerce
303
369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

933
1 303
-
-
total
34 414
48 045
-
-
Dividends
78 628
109 955
-
-
withholding
19 314
27 145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 063
1 493
-
-
total
20 377
28 638
-
-
Income
158 000
158 000
158 000
158 000
Total tax
64 865
76 683
57 563
74 207
After tax
93 135
81 317
100 437
83 793
Living cost
34 884
34 884
34 884
34 884
Free-cash
58 251
46 433
65 553
48 909

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54801
₽62316
₽73069
₽52323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 712
trade
-
-
-
18 268
total
-
-
-
75 831
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
158 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
48 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 678
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
57 563
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
123 441
158 000
-
-
trade
19 442
24 885
-
-
income
18 517
23 700
-
-
chamber of commerce
314
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 019
1 303
-
-
total
39 292
50 252
-
-
Dividends
84 150
107 749
-
-
withholding
20 694
26 594
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 139
1 463
-
-
total
21 833
28 057
-
-
Income
158 000
158 000
158 000
158 000
Total tax
68 316
78 309
57 563
75 831
After tax
89 684
79 691
100 437
82 169
Living cost
27 368
27 368
27 368
27 368
Free-cash
62 316
52 323
73 069
54 801

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽45861
₽56078
₽64942
₽43384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 712
trade
-
-
-
19 081
total
-
-
-
76 644
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
158 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
48 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 678
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
57 563
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 179
158 000
-
-
trade
18 453
25 991
-
-
income
16 828
23 700
-
-
chamber of commerce
297
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

926
1 303
-
-
total
36 504
51 356
-
-
Dividends
75 676
106 644
-
-
withholding
18 575
26 318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 022
1 447
-
-
total
19 597
27 765
-
-
Income
158 000
158 000
158 000
158 000
Total tax
66 427
79 121
57 563
76 644
After tax
91 573
78 879
100 437
81 356
Living cost
35 495
35 495
35 495
35 495
Free-cash
56 078
43 384
64 942
45 861

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽39153
₽51326
₽59045
₽36674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
158 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 712
trade
-
-
-
19 892
total
-
-
-
77 455
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
158 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
48 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
2 678
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
57 563
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 698
158 000
-
-
trade
17 784
27 097
-
-
income
15 555
23 700
-
-
chamber of commerce
283
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

856
1 303
-
-
total
34 478
52 460
-
-
Dividends
69 220
105 540
-
-
withholding
16 961
26 042
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

933
1 432
-
-
total
17 894
27 474
-
-
Income
158 000
158 000
158 000
158 000
Total tax
65 282
79 934
57 563
77 455
After tax
92 718
78 066
100 437
80 545
Living cost
41 392
41 392
41 392
41 392
Free-cash
51 326
36 674
59 045
39 153

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽54490
₽76212
₽48964
₽79087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
6 718
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
43 612
other
-
-
-
-
total
-
-
-
83 215
Employee
30 428
-
132 616
-
unemployment
2 118
-
8 393
-
other
-
-
-
-
income
5 101
-
38 209
-
surtax
108
-
5 638
-
pensions
2 030
-
8 043
-
health
777
-
3 074
-
total
10 134
-
63 357
-
Employer
30 428
-
132 616
-
pensions
4 057
-
16 075
-
other
-
-
-
-
health
1 384
-
5 487
-
unemployment
965
-
3 822
-
total
6 406
-
25 384
-
Corporate
121 166
158 000
-
-
income
31 503
41 080
-
-
total
31 503
41 080
-
-
Dividends
89 662
116 920
-
-
withholding
13 450
17 538
-
-
total
13 450
17 538
-
-
Income
158 000
158 000
158 000
158 000
Total tax
61 493
58 618
88 741
83 215
After tax
96 507
99 382
69 259
74 785
Living cost
20 295
20 295
20 295
20 295
Free-cash
76 212
79 087
48 964
54 490

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54847
₽76631
₽49321
₽79444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
surtax
-
-
-
6 718
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
43 612
other
-
-
-
-
total
-
-
-
83 215
Employee
29 880
-
132 616
-
unemployment
2 080
-
8 393
-
other
-
-
-
-
income
5 009
-
38 209
-
surtax
98
-
5 638
-
pensions
1 992
-
8 043
-
health
763
-
3 074
-
total
9 942
-
63 357
-
Employer
29 880
-
132 616
-
pensions
3 983
-
16 075
-
other
-
-
-
-
health
1 360
-
5 487
-
unemployment
946
-
3 822
-
total
6 289
-
25 384
-
Corporate
121 831
158 000
-
-
income
31 677
41 080
-
-
total
31 677
41 080
-
-
Dividends
90 154
116 920
-
-
withholding
13 523
17 538
-
-
total
13 523
17 538
-
-
Income
158 000
158 000
158 000
158 000
Total tax
61 431
58 618
88 741
83 215
After tax
96 569
99 382
69 259
74 785
Living cost
19 938
19 938
19 938
19 938
Free-cash
76 631
79 444
49 321
54 847

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽91370
₽71086
₽73510
₽70708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
unemployment
-
-
-
2 370
health
-
-
-
11 060
pensions
-
-
-
15 800
income
-
-
-
19 316
total
-
-
-
48 546
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
132 218
-
unemployment
392
156
1 983
-
income
3 191
1 270
16 164
-
pensions
2 610
1 039
13 222
-
health
1 827
727
9 255
-
total
8 020
3 192
40 624
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
132 218
-
pensions
5 090
2 026
25 782
-
total
5 090
2 026
25 782
-
Corporate
126 805
145 585
-
-
income
11 412
13 103
-
-
total
11 412
13 103
-
-
Dividends
115 393
132 482
-
-
withholding
21 925
25 172
-
-
social contributions
22 383
25 715
-
-
total
44 308
50 887
-
-
Income
158 000
158 000
158 000
158 000
Total tax
68 830
69 208
66 406
48 546
After tax
89 170
88 792
91 594
109 454
Living cost
18 084
18 084
18 084
18 084
Free-cash
71 086
70 708
73 510
91 370

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽48986
₽54278
₽49833
₽55002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
national
-
-
-
27 411
pensions
-
-
-
18 960
social contributions
-
-
-
1 698
municipal
-
-
-
17 355
total
-
-
-
65 424
Employee
67 573
-
136 590
-
municipal
8 346
-
17 967
-
national
12 933
-
28 751
-
pensions
2 703
-
5 464
-
total
23 982
-
52 182
-
Employer
67 573
-
136 590
-
pensions
5 406
-
10 927
-
social contributions
726
-
1 468
-
total
6 132
-
12 395
-
Corporate
79 836
158 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 967
31 600
-
-
total
15 967
31 600
-
-
Dividends
63 868
126 400
-
-
withholding
14 051
27 808
-
-
total
14 051
27 808
-
-
Income
158 000
158 000
158 000
158 000
Total tax
60 132
59 408
64 577
65 424
After tax
97 868
98 592
93 423
92 576
Living cost
43 590
43 590
43 590
43 590
Free-cash
54 278
55 002
49 833
48 986

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31930
₽61124
₽31930
₽59130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
social contributions
-
-
-
26 334
income
-
-
-
48 266
total
-
-
-
74 600
Employee
70 678
-
158 000
-
social contributions
5 872
-
26 334
-
income
13 337
-
48 266
-
total
19 209
-
74 600
-
Employer
70 678
-
158 000
-
total
-
-
-
-
Corporate
87 322
158 000
-
-
income
10 916
19 749
-
-
total
10 916
19 749
-
-
Dividends
76 407
138 251
-
-
withholding
15 281
27 651
-
-
total
15 281
27 651
-
-
Income
158 000
158 000
158 000
158 000
Total tax
45 406
47 400
74 600
74 600
After tax
112 594
110 600
83 400
83 400
Living cost
51 470
51 470
51 470
51 470
Free-cash
61 124
59 130
31 930
31 930

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37453
₽41455
₽30314
₽46172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
national
-
-
-
38 979
regional
-
-
-
1 864
social contributions
-
-
-
40 637
municipal
-
-
-
940
total
-
-
-
82 420
Employee
80 302
-
158 000
-
municipal
425
-
838
-
national
13 914
-
33 798
-
social contributions
27 078
-
53 278
-
regional
758
-
1 645
-
total
42 175
-
89 559
-
Employer
80 302
-
158 000
-
total
-
-
-
-
Corporate
77 698
158 000
-
-
nationa
18 647
37 920
-
-
municipal
3 030
6 162
-
-
total
21 677
44 082
-
-
Dividends
56 021
113 918
-
-
withholding
14 566
29 619
-
-
total
14 566
29 619
-
-
Income
158 000
158 000
158 000
158 000
Total tax
78 418
73 701
89 559
82 420
After tax
79 582
84 299
68 441
75 580
Living cost
38 127
38 127
38 127
38 127
Free-cash
41 455
46 172
30 314
37 453

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50721
₽56701
₽43621
₽58709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
158 000
national
-
-
-
38 979
regional
-
-
-
2 383
social contributions
-
-
-
40 637
municipal
-
-
-
940
total
-
-
-
82 939
Employee
50 121
-
158 000
-
municipal
266
-
838
-
national
7 941
-
33 798
-
social contributions
16 901
-
53 278
-
regional
675
-
2 125
-
total
25 783
-
90 039
-
Employer
50 121
-
158 000
-
total
-
-
-
-
Corporate
107 879
158 000
-
-