Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Andorra , Andorra
₽116811
₽94848
₽90664
₽114022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
34 649
income
-
-
-
7 247
total
-
-
-
41 896
Employee
26 673
-
136 363
-
social contributions
1 733
-
8 863
-
income
-
-
7 712
-
total
1 733
-
16 575
-
Employer
26 673
-
136 363
-
social contributions
4 135
-
21 137
-
total
4 135
-
21 137
-
Corporate
126 692
157 500
-
-
income
12 670
15 749
-
-
total
12 670
15 749
-
-
Dividends
114 023
141 751
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
18 538
15 749
37 712
41 896
After tax
138 962
141 751
119 788
115 604
Living cost
24 940
24 940
24 940
24 940
Free-cash
114 022
116 811
94 848
90 664

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽60655
₽15172
₽54563
₽60245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
chamber of commerce
-
-
-
630
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
45 404
surtax
-
-
-
-
total
-
-
-
76 468
Employee
36 267
33 064
127 382
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
37 130
-
total
9 798
8 427
54 683
-
Employer
36 267
33 064
127 382
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 821
-
chamber of commerce
145
132
510
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 791
-
total
10 437
9 516
30 118
-
Corporate
110 796
114 920
124 233
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

27 699
28 731
31 058
-
total
27 699
28 731
31 058
-
Dividends
83 096
86 190
-
-
withholding
22 852
23 702
-
-
total
22 852
23 702
-
-
Income
157 500
157 500
157 500
157 500
Total tax
70 786
70 376
115 859
76 468
After tax
86 714
87 124
41 641
81 032
Living cost
26 469
26 469
26 469
26 469
Free-cash
60 245
60 655
15 172
54 563

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽57800
₽12364
₽51634
₽56519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
chamber of commerce
-
-
-
630
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
45 404
surtax
-
-
-
164
total
-
-
-
76 632
Employee
41 463
33 064
127 230
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
37 058
-
total
12 228
8 427
54 611
-
Employer
41 463
33 064
127 230
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 816
-
chamber of commerce
165
132
509
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 786
-
total
12 096
9 680
30 271
-
Corporate
103 942
114 757
124 081
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 985
28 690
31 020
-
total
25 985
28 690
31 020
-
Dividends
77 957
86 067
-
-
withholding
21 438
23 669
-
-
total
21 438
23 669
-
-
Income
157 500
157 500
157 500
157 500
Total tax
71 747
70 466
115 902
76 632
After tax
85 753
87 034
41 598
80 868
Living cost
29 234
29 234
29 234
29 234
Free-cash
56 519
57 800
12 364
51 634

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽57807
₽24567
₽38105
₽45367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 209
national
-
-
-
60 250
total
-
-
-
89 144
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
121 990
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 734
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
9 149
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 362
-
national
18 246
-
44 866
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 061
-
total
29 096
-
67 172
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
121 990
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 585
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 781
-
surtax
6 729
-
13 833
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 502
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
10 809
-
total
17 275
-
35 510
-
Corporate
80 878
157 500
-
-
surtax
323
630
-
-
income
16 176
31 505
-
-
total
16 499
32 135
-
-
Dividends
64 379
125 365
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

19 012
37 307
-
-
total
19 012
37 307
-
-
Income
157 500
157 500
157 500
157 500
Total tax
81 882
69 442
102 682
89 144
After tax
75 618
88 058
54 818
68 356
Living cost
30 251
30 251
30 251
30 251
Free-cash
45 367
57 807
24 567
38 105

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽120399
₽118178
₽111879
₽115346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
23 625
total
-
-
-
31 358
Employee
18 887
-
151 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
15 182
-
total
4 624
-
19 376
-
Employer
18 887
-
151 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
134 907
157 500
-
-
income
13 491
15 750
-
-
total
13 491
15 750
-
-
Dividends
121 417
141 750
-
-
withholding
6 071
7 088
-
-
total
6 071
7 088
-
-
Income
157 500
157 500
157 500
157 500
Total tax
27 891
22 838
25 059
31 358
After tax
129 609
134 662
132 441
126 142
Living cost
14 263
14 263
14 263
14 263
Free-cash
115 346
120 399
118 178
111 879

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽123791
₽121570
₽115271
₽119941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
23 625
total
-
-
-
31 358
Employee
14 395
-
151 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
15 182
-
total
3 523
-
19 376
-
Employer
14 395
-
151 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
140 280
157 500
-
-
income
14 028
15 750
-
-
total
14 028
15 750
-
-
Dividends
126 252
141 750
-
-
withholding
6 312
7 088
-
-
total
6 312
7 088
-
-
Income
157 500
157 500
157 500
157 500
Total tax
26 688
22 838
25 059
31 358
After tax
130 812
134 662
132 441
126 142
Living cost
10 871
10 871
10 871
10 871
Free-cash
119 941
123 791
121 570
115 271

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽95651
₽86517
₽87874
₽91136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
13 424
health
-
-
-
4 016
income
-
-
-
32 977
total
-
-
-
50 417
Employee
63 798
63 798
147 627
-
health
494
1 085
2 510
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
32 248
-
total
9 853
12 286
41 900
-
Employer
63 798
63 798
147 627
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 732
-
total
2 949
6 476
9 874
-
Corporate
125 489
87 227
-
-
income
15 686
10 903
-
-
total
15 686
10 903
-
-
Dividends
109 803
76 323
-
-
withholding
18 667
12 975
-
-
total
18 667
12 975
-
-
Income
157 500
157 500
157 500
157 500
Total tax
47 155
42 640
51 774
50 417
After tax
110 345
114 860
105 726
107 083
Living cost
19 209
19 209
19 209
19 209
Free-cash
91 136
95 651
86 517
87 874

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽87950
₽78816
₽80173
₽84510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
13 424
health
-
-
-
4 016
income
-
-
-
32 977
total
-
-
-
50 417
Employee
63 798
63 798
147 627
-
health
635
1 085
2 510
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
32 248
-
total
10 434
12 286
41 900
-
Employer
63 798
63 798
147 627
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 732
-
total
3 791
6 476
9 874
-
Corporate
116 364
87 227
-
-
income
14 545
10 903
-
-
total
14 545
10 903
-
-
Dividends
101 820
76 323
-
-
withholding
17 310
12 975
-
-
total
17 310
12 975
-
-
Income
157 500
157 500
157 500
157 500
Total tax
46 080
42 640
51 774
50 417
After tax
111 420
114 860
105 726
107 083
Living cost
26 910
26 910
26 910
26 910
Free-cash
84 510
87 950
78 816
80 173

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽88916
₽64936
₽71563
₽81951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
28 093
health
-
-
-
21 263
solidarity contribution
-
-
-
836
income
-
-
-
16 222
total
-
-
-
66 414
Employee
28 710
-
122 429
-
health
3 876
-
16 528
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
241
-
income
3 445
-
14 947
-
total
9 187
-
37 970
-
Employer
28 710
-
122 429
-
social contributions
7 178
-
24 052
-
health
2 584
-
11 019
-
total
9 762
-
35 071
-
Corporate
119 028
157 500
-
-
income
22 615
29 925
-
-
total
22 615
29 925
-
-
Dividends
96 413
127 575
-
-
withholding
14 462
19 136
-
-
total
14 462
19 136
-
-
Income
157 500
157 500
157 500
157 500
Total tax
56 026
49 061
73 041
66 414
After tax
101 474
108 439
84 459
91 086
Living cost
19 523
19 523
19 523
19 523
Free-cash
81 951
88 916
64 936
71 563

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽84382
₽60402
₽67029
₽75799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
28 093
health
-
-
-
21 263
solidarity contribution
-
-
-
836
income
-
-
-
16 222
total
-
-
-
66 414
Employee
35 378
-
122 429
-
health
4 776
-
16 528
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
241
-
income
4 245
-
14 947
-
total
11 321
-
37 970
-
Employer
35 378
-
122 429
-
social contributions
8 845
-
24 052
-
health
3 184
-
11 019
-
total
12 029
-
35 071
-
Corporate
110 093
157 500
-
-
income
20 918
29 925
-
-
total
20 918
29 925
-
-
Dividends
89 175
127 575
-
-
withholding
13 376
19 136
-
-
total
13 376
19 136
-
-
Income
157 500
157 500
157 500
157 500
Total tax
57 644
49 061
73 041
66 414
After tax
99 856
108 439
84 459
91 086
Living cost
24 057
24 057
24 057
24 057
Free-cash
75 799
84 382
60 402
67 029

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽23754
-₽23754
₽52192
-₽23754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
labour market
-
-
-
12 542
municipal
-
-
-
33 134
pensions
-
-
-
721
national
-
-
-
18 846
total
-
-
-
65 243
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
141 189
141 189
141 189
65 243
After tax
16 311
16 311
16 311
92 257
Living cost
40 065
40 065
40 065
40 065
Free-cash
-23 754
-23 754
-23 754
52 192

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽105960
₽70740
₽64380
₽100805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
20 474
pensions
-
-
-
31 500
income
-
-
-
21 106
total
-
-
-
73 080
Employee
23 536
-
117 713
-
pensions
471
-
2 354
-
unemployment
376
-
1 883
-
income
2 650
-
22 696
-
total
3 497
-
26 933
-
Employer
23 536
-
117 713
-
pensions
4 708
-
23 543
-
unemployment
189
-
942
-
health
3 059
-
15 302
-
total
7 956
-
39 787
-
Corporate
126 008
157 500
-
-
income
25 202
31 500
-
-
total
25 202
31 500
-
-
Dividends
100 805
126 000
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
36 655
31 500
66 720
73 080
After tax
120 845
126 000
90 780
84 420
Living cost
20 040
20 040
20 040
20 040
Free-cash
100 805
105 960
70 740
64 380

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽66134
₽50043
₽68083
₽68491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
157 500
health
-
-
-
2 080
municipal
-
-
-
27 975
national
-
-
-
27 509
total
-
-
-
57 564
Employee
43 651
-
132 498
-
health
326
-
1 694
-
municipal
7 150
-
21 578
-
pensions
2 946
-
8 943
-
national
721
-
16 400
-
unemployment
655
-
1 987
-
total
11 798
-
50 602
-
Employer
43 651
-
132 498
-
accident
44
-
132
-
unemployment
283
-
861
-
health
335
-
1 020
-
pensions
7 573
-
22 989
-
total
8 235
-
25 002
-
Corporate
105 613
157 500
-
-
income
21 123
31 500
-
-
total
21 123
31 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

63 368
94 500
-
-
municipal
11 407
17 010
-
-
national
4 593
11 003
-
-
total
16 000
28 013
-
-
Income
157 500
157 500
157 500
157 500
Total tax
57 156
59 513
75 604
57 564
After tax
100 344
97 987
81 896
99 936
Living cost
31 853
31 853
31 853
31 853
Free-cash
68 491
66 134
50 043
68 083

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽53807
₽59688
₽63001
₽58420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
4 487
health
-
-
-
7 014
pensions
-
-
-
27 001
other
-
-
-
4 882
income
-
-
-
25 542
surtax
-
-
-
-
total
-
-
-
68 926
Employee
31 696
-
121 410
-
income
1 634
-
24 048
-
social contributions
904
-
3 459
-
pensions
3 585
-
8 642
-
surtax
-
-
-
-
total
6 123
-
36 149
-
Employer
31 696
-
121 410
-
pensions
5 208
-
14 515
-
social contributions
94
-
364
-
unemployment
1 283
-
4 917
-
health
2 218
-
11 472
-
other
1 094
-
4 822
-
total
9 897
-
36 090
-
Corporate
115 905
157 500
-
-
surtax
-
-
-
-
income
32 453
44 101
-
-
total
32 453
44 101
-
-
Dividends
83 452
113 399
-
-
surtax
-
-
-
-
withholding
10 681
14 515
-
-
social contributions
14 353
19 504
-
-
total
25 034
34 019
-
-
Income
157 500
157 500
157 500
157 500
Total tax
73 507
78 120
72 239
68 926
After tax
83 993
79 380
85 261
88 574
Living cost
25 573
25 573
25 573
25 573
Free-cash
58 420
53 807
59 688
63 001

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽50994
₽56875
₽60188
₽55893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
4 487
health
-
-
-
7 014
pensions
-
-
-
27 001
other
-
-
-
4 882
income
-
-
-
25 542
surtax
-
-
-
-
total
-
-
-
68 926
Employee
35 509
-
121 410
-
income
2 096
-
24 048
-
social contributions
1 012
-
3 459
-
pensions
4 015
-
8 642
-
surtax
-
-
-
-
total
7 123
-
36 149
-
Employer
35 509
-
121 410
-
pensions
5 833
-
14 515
-
social contributions
107
-
364
-
unemployment
1 437
-
4 917
-
health
2 486
-
11 472
-
other
1 225
-
4 822
-
total
11 088
-
36 090
-
Corporate
110 902
157 500
-
-
surtax
-
-
-
-
income
31 053
44 101
-
-
total
31 053
44 101
-
-
Dividends
79 849
113 399
-
-
surtax
-
-
-
-
withholding
10 221
14 515
-
-
social contributions
13 736
19 504
-
-
total
23 957
34 019
-
-
Income
157 500
157 500
157 500
157 500
Total tax
73 221
78 120
72 239
68 926
After tax
84 279
79 380
85 261
88 574
Living cost
28 386
28 386
28 386
28 386
Free-cash
55 893
50 994
56 875
60 188

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽39308
₽45189
₽48502
₽45012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
4 487
health
-
-
-
7 014
pensions
-
-
-
27 001
other
-
-
-
4 882
income
-
-
-
25 542
surtax
-
-
-
-
total
-
-
-
68 926
Employee
51 964
-
121 410
-
income
4 534
-
24 048
-
social contributions
1 480
-
3 459
-
pensions
5 877
-
8 642
-
surtax
-
-
-
-
total
11 891
-
36 149
-
Employer
51 964
-
121 410
-
pensions
8 538
-
14 515
-
social contributions
156
-
364
-
unemployment
2 105
-
4 917
-
health
3 637
-
11 472
-
other
1 793
-
4 822
-
total
16 229
-
36 090
-
Corporate
89 307
157 500
-
-
surtax
-
-
-
-
income
25 006
44 101
-
-
total
25 006
44 101
-
-
Dividends
64 301
113 399
-
-
surtax
-
-
-
-
withholding
8 231
14 515
-
-
social contributions
11 059
19 504
-
-
total
19 290
34 019
-
-
Income
157 500
157 500
157 500
157 500
Total tax
72 416
78 120
72 239
68 926
After tax
85 084
79 380
85 261
88 574
Living cost
40 072
40 072
40 072
40 072
Free-cash
45 012
39 308
45 189
48 502

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽143768
₽120143
₽150068
₽142670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 575
total
-
-
-
1 575
Employee
7 321
-
157 500
-
income
1 464
-
31 500
-
total
1 464
-
31 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 179
157 500
-
-
total
-
-
-
-
Dividends
150 179
157 500
-
-
withholding
7 509
7 875
-
-
total
7 509
7 875
-
-
Income
157 500
157 500
157 500
157 500
Total tax
8 973
7 875
31 500
1 575
After tax
148 527
149 625
126 000
155 925
Living cost
5 857
5 857
5 857
5 857
Free-cash
142 670
143 768
120 143
150 068

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽140498
₽116873
₽146798
₽138786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 575
total
-
-
-
1 575
Employee
11 409
-
157 500
-
income
2 282
-
31 500
-
total
2 282
-
31 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

146 091
157 500
-
-
total
-
-
-
-
Dividends
146 091
157 500
-
-
withholding
7 305
7 875
-
-
total
7 305
7 875
-
-
Income
157 500
157 500
157 500
157 500
Total tax
9 587
7 875
31 500
1 575
After tax
147 913
149 625
126 000
155 925
Living cost
9 127
9 127
9 127
9 127
Free-cash
138 786
140 498
116 873
146 798

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽49009
₽67109
₽50043
₽59863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 066
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 747
total
-
-
-
75 426
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
157 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
49 945
-
total
9 250
-
58 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
116 219
157 500
-
-
trade
16 677
22 601
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

959
1 299
-
-
chamber of commerce
296
357
-
-
income
17 432
23 625
-
-
total
35 364
47 882
-
-
Dividends
80 855
109 618
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 094
1 489
-
-
withholding
19 898
27 089
-
-
total
20 992
28 578
-
-
Income
157 500
157 500
157 500
157 500
Total tax
65 606
76 460
58 360
75 426
After tax
91 894
81 040
99 140
82 074
Living cost
32 031
32 031
32 031
32 031
Free-cash
59 863
49 009
67 109
50 043

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54288
₽74010
₽55279
₽63466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 731
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 747
total
-
-
-
77 091
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
157 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
49 945
-
total
6 603
-
58 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
125 767
157 500
-
-
trade
19 808
24 806
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 038
1 299
-
-
chamber of commerce
307
353
-
-
income
18 865
23 625
-
-
total
40 018
50 083
-
-
Dividends
85 749
107 418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 162
1 460
-
-
withholding
21 121
26 539
-
-
total
22 283
27 999
-
-
Income
157 500
157 500
157 500
157 500
Total tax
68 904
78 082
58 360
77 091
After tax
88 596
79 418
99 140
80 409
Living cost
25 130
25 130
25 130
25 130
Free-cash
63 466
54 288
74 010
55 279

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽46016
₽66547
₽46984
₽57673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 563
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 747
total
-
-
-
77 923
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
157 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
49 945
-
total
9 481
-
58 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
115 426
157 500
-
-
trade
18 988
25 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

953
1 299
-
-
chamber of commerce
290
350
-
-
income
17 314
23 625
-
-
total
37 545
51 183
-
-
Dividends
77 881
106 318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 053
1 444
-
-
withholding
19 155
26 264
-
-
total
20 208
27 708
-
-
Income
157 500
157 500
157 500
157 500
Total tax
67 234
78 891
58 360
77 923
After tax
90 266
78 609
99 140
79 577
Living cost
32 593
32 593
32 593
32 593
Free-cash
57 673
46 016
66 547
46 984

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽39789
₽61132
₽40736
₽53244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
20 396
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
49 945
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 747
total
-
-
-
78 756
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
157 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
49 945
-
total
11 854
-
58 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 638
157 500
-
-
trade
18 461
27 011
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

888
1 299
-
-
chamber of commerce
277
348
-
-
income
16 146
23 625
-
-
total
35 772
52 283
-
-
Dividends
71 867
105 217
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

971
1 430
-
-
withholding
17 651
25 990
-
-
total
18 622
27 420
-
-
Income
157 500
157 500
157 500
157 500
Total tax
66 248
79 703
58 360
78 756
After tax
91 252
77 797
99 140
78 744
Living cost
38 008
38 008
38 008
38 008
Free-cash
53 244
39 789
61 132
40 736

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽80432
₽50673
₽55746
₽77794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
45 636
surtax
-
-
-
7 287
total
-
-
-
83 119
Employee
27 940
-
134 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 295
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
40 673
-
total
9 304
-
64 884
-
Employer
27 940
-
134 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
123 677
157 500
-
-
income
32 157
40 950
-
-
total
32 157
40 950
-
-
Dividends
91 521
116 550
-
-
withholding
13 728
17 483
-
-
total
13 728
17 483
-
-
Income
157 500
157 500
157 500
157 500
Total tax
61 071
58 433
88 192
83 119
After tax
96 429
99 067
69 308
74 381
Living cost
18 635
18 635
18 635
18 635
Free-cash
77 794
80 432
50 673
55 746

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽80759
₽51000
₽56073
₽78178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
45 636
surtax
-
-
-
7 287
total
-
-
-
83 119
Employee
27 437
-
134 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 295
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
40 673
-
total
9 130
-
64 884
-
Employer
27 437
-
134 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
124 288
157 500
-
-
income
32 314
40 950
-
-
total
32 314
40 950
-
-
Dividends
91 974
116 550
-
-
withholding
13 795
17 483
-
-
total
13 795
17 483
-
-
Income
157 500
157 500
157 500
157 500
Total tax
61 014
58 433
88 192
83 119
After tax
96 486
99 067
69 308
74 381
Living cost
18 308
18 308
18 308
18 308
Free-cash
78 178
80 759
51 000
56 073

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽72203
₽75031
₽92835
₽72542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
2 363
health
-
-
-
11 025
pensions
-
-
-
15 750
income
-
-
-
19 254
total
-
-
-
48 392
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
131 799
-
health
1 644
654
9 226
-
pensions
2 349
935
13 180
-
unemployment
352
140
1 977
-
income
2 872
1 143
16 112
-
total
7 217
2 872
40 495
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
131 799
-
pensions
4 581
1 823
25 701
-
total
4 581
1 823
25 701
-
Corporate
129 429
146 328
-
-
income
11 649
13 170
-
-
total
11 649
13 170
-
-
Dividends
117 780
133 158
-
-
withholding
22 378
25 300
-
-
social contributions
22 860
25 859
-
-
total
45 238
51 159
-
-
Income
157 500
157 500
157 500
157 500
Total tax
68 685
69 024
66 196
48 392
After tax
88 815
88 476
91 304
109 108
Living cost
16 273
16 273
16 273
16 273
Free-cash
72 542
72 203
75 031
92 835

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽56397
₽50740
₽49894
₽55700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
1 693
municipal
-
-
-
17 339
pensions
-
-
-
18 900
national
-
-
-
27 791
total
-
-
-
65 723
Employee
64 927
-
136 157
-
municipal
8 020
-
17 948
-
pensions
2 597
-
5 446
-
national
12 427
-
29 126
-
total
23 044
-
52 520
-
Employer
64 927
-
136 157
-
social contributions
698
-
1 464
-
pensions
5 194
-
10 893
-
total
5 892
-
12 357
-
Corporate
82 396
157 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

16 479
31 500
-
-
total
16 479
31 500
-
-
Dividends
65 917
126 000
-
-
withholding
14 502
27 720
-
-
total
14 502
27 720
-
-
Income
157 500
157 500
157 500
157 500
Total tax
59 917
59 220
64 877
65 723
After tax
97 583
98 280
92 623
91 777
Living cost
41 883
41 883
41 883
41 883
Free-cash
55 700
56 397
50 740
49 894

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽62989
₽34411
₽34411
₽64819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
26 540
income
-
-
-
49 287
total
-
-
-
75 827
Employee
64 899
-
157 500
-
social contributions
5 392
-
26 540
-
income
12 246
-
49 287
-
total
17 638
-
75 827
-
Employer
64 899
-
157 500
-
total
-
-
-
-
Corporate
92 601
157 500
-
-
income
11 575
19 687
-
-
total
11 575
19 687
-
-
Dividends
81 026
137 813
-
-
withholding
16 206
27 562
-
-
total
16 206
27 562
-
-
Income
157 500
157 500
157 500
157 500
Total tax
45 419
47 249
75 827
75 827
After tax
112 081
110 251
81 673
81 673
Living cost
47 262
47 262
47 262
47 262
Free-cash
64 819
62 989
34 411
34 411

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽49023
₽32485
₽39602
₽44692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
regional
-
-
-
1 871
social contributions
-
-
-
40 509
municipal
-
-
-
935
national
-
-
-
39 574
total
-
-
-
82 889
Employee
73 736
-
157 500
-
regional
696
-
1 654
-
municipal
390
-
834
-
social contributions
24 864
-
53 110
-
national
12 777
-
34 408
-
total
38 727
-
90 006
-
Employer
73 736
-
157 500
-
total
-
-
-
-
Corporate
83 764
157 500
-
-
nationa
20 103
37 800
-
-
municipal
3 267
6 142
-
-
total
23 370
43 942
-
-
Dividends
60 394
113 558
-
-
withholding
15 702
29 526
-
-
total
15 702
29 526
-
-
Income
157 500
157 500
157 500
157 500
Total tax
77 799
73 468
90 006
82 889
After tax
79 701
84 032
67 494
74 611
Living cost
35 009
35 009
35 009
35 009
Free-cash
44 692
49 023
32 485
39 602

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽60435
₽44680
₽51757
₽58592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
regional
-
-
-
2 375
social contributions
-
-
-
40 509
municipal
-
-
-
935
national
-
-
-
39 574
total
-
-
-
83 393
Employee
46 023
-
157 500
-
regional
620
-
2 118
-
municipal
244
-
834
-
social contributions
15 519
-
53 110
-
national
7 291
-
34 408
-
total
23 674
-
90 470
-
Employer
46 023
-
157 500
-
total
-
-
-
-
Corporate
111 477
157 500
-
-