Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Andorra , Andorra
₽88906
₽111574
₽93093
₽114607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
34 651
income
-
-
-
6 801
total
-
-
-
41 452
Employee
29 029
-
136 364
-
social contributions
1 887
-
8 862
-
income
-
-
7 267
-
total
1 887
-
16 129
-
Employer
29 029
-
136 364
-
social contributions
4 500
-
21 136
-
total
4 500
-
21 136
-
Corporate
123 972
157 500
-
-
income
12 397
15 751
-
-
total
12 397
15 751
-
-
Dividends
111 574
141 749
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
18 784
15 751
37 265
41 452
After tax
138 716
141 749
120 235
116 048
Living cost
27 142
27 142
27 142
27 142
Free-cash
111 574
114 607
93 093
88 906

Estimated living cost  is ₽27142 per week

₽17550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52202
₽58003
₽13009
₽58447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
-
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
631
pensions
-
-
-
19 515
income
-
-
-
42 738
total
-
-
-
76 491
Employee
39 470
35 984
125 670
-
unemployment
1 184
1 080
3 165
-
other
394
360
1 056
-
income
3 516
2 654
34 188
-
pensions
4 042
3 684
10 802
-
health
1 527
1 393
4 082
-
total
10 663
9 171
53 293
-
Employer
39 470
35 984
125 670
-
pensions
4 954
4 517
13 239
-
surtax
-
-
-
-
payroll
1 184
1 080
3 770
-
other
1 875
1 708
5 797
-
health
1 492
1 361
3 987
-
accident
512
468
1 371
-
unemployment
1 184
1 080
3 165
-
chamber of commerce
158
144
502
-
total
11 359
10 358
31 831
-
Corporate
106 671
111 160
122 243
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 667
27 790
30 560
-
total
26 667
27 790
30 560
-
Dividends
80 004
83 370
-
-
withholding
22 001
22 927
-
-
total
22 001
22 927
-
-
Income
157 500
157 500
157 500
157 500
Total tax
70 690
70 246
115 684
76 491
After tax
86 810
87 254
41 816
81 009
Living cost
28 807
28 807
28 807
28 807
Free-cash
58 003
58 447
13 009
52 202

Estimated living cost  is ₽28807 per week

₽17281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49015
₽53945
₽9956
₽55341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
178
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
631
pensions
-
-
-
19 515
income
-
-
-
42 738
total
-
-
-
76 669
Employee
45 125
35 984
125 502
-
unemployment
1 354
1 080
3 165
-
other
451
360
1 056
-
income
5 137
2 654
34 107
-
pensions
4 621
3 684
10 802
-
health
1 746
1 393
4 082
-
total
13 309
9 171
53 212
-
Employer
45 125
35 984
125 502
-
pensions
5 663
4 517
13 239
-
surtax
178
178
178
-
payroll
1 354
1 080
3 765
-
other
2 144
1 708
5 790
-
health
1 705
1 361
3 987
-
accident
586
468
1 371
-
unemployment
1 354
1 080
3 165
-
chamber of commerce
180
144
502
-
total
13 164
10 536
31 997
-
Corporate
99 212
110 982
122 077
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 803
27 745
30 519
-
total
24 803
27 745
30 519
-
Dividends
74 409
83 237
-
-
withholding
20 463
22 891
-
-
total
20 463
22 891
-
-
Income
157 500
157 500
157 500
157 500
Total tax
71 739
70 343
115 728
76 669
After tax
85 761
87 157
41 772
80 831
Living cost
31 816
31 816
31 816
31 816
Free-cash
53 945
55 341
9 956
49 015

Estimated living cost  is ₽31816 per week

₽21220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽35349
₽41623
₽22615
₽55165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
national
-
-
-
58 616
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 100
social contributions
-
-
-
22 512
total
-
-
-
89 228
Employee

The minimum management director salary is set at €45,000 per year.

64 588
-
121 988
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
1 061
-
national
19 857
-
44 145
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 369
-
6 362
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 844
-
9 148
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 035
-
5 733
-
total
31 667
-
66 449
-
Employer

The minimum management director salary is set at €45,000 per year.

64 588
-
121 988
-
surtax
7 324
-
13 835
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 723
-
10 809
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 972
-
7 502
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 587
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

942
-
1 780
-
total
18 801
-
35 513
-
Corporate
74 111
157 500
-
-
income
14 822
31 499
-
-
surtax
296
631
-
-
total
15 118
32 130
-
-
Dividends
58 993
125 370
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 368
37 282
-
-
total
17 368
37 282
-
-
Income
157 500
157 500
157 500
157 500
Total tax
82 954
69 412
101 962
89 228
After tax
74 546
88 088
55 538
68 272
Living cost
32 923
32 923
32 923
32 923
Free-cash
41 623
55 165
22 615
35 349

Estimated living cost  is ₽32923 per week

₽21206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8322
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽109917
₽113624
₽116077
₽119127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
23 625
total
-
-
-
32 048
Employee
20 571
-
151 311
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 057
-
15 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 806
-
2 770
-
health
946
-
1 451
-
total
5 035
-
19 699
-
Employer
20 571
-
151 311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 267
-
3 476
-
health
1 420
-
2 177
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
unemployment
124
-
189
-
total
4 037
-
6 189
-
Corporate
132 893
157 500
-
-
income
13 289
15 750
-
-
total
13 289
15 750
-
-
Dividends
119 604
141 750
-
-
withholding
5 980
7 088
-
-
total
5 980
7 088
-
-
Income
157 500
157 500
157 500
157 500
Total tax
28 341
22 838
25 888
32 048
After tax
129 159
134 662
131 612
125 452
Living cost
15 535
15 535
15 535
15 535
Free-cash
113 624
119 127
116 077
109 917

Estimated living cost  is ₽15535 per week

₽10275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽113611
₽118626
₽119771
₽122821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
23 625
total
-
-
-
32 048
Employee
15 678
-
151 311
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
income
1 568
-
15 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 377
-
2 770
-
health
721
-
1 451
-
total
3 839
-
19 699
-
Employer
15 678
-
151 311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 728
-
3 476
-
health
1 082
-
2 177
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
unemployment
94
-
189
-
total
3 077
-
6 189
-
Corporate
138 745
157 500
-
-
income
13 874
15 750
-
-
total
13 874
15 750
-
-
Dividends
124 871
141 750
-
-
withholding
6 243
7 088
-
-
total
6 243
7 088
-
-
Income
157 500
157 500
157 500
157 500
Total tax
27 033
22 838
25 888
32 048
After tax
130 467
134 662
131 612
125 452
Living cost
11 841
11 841
11 841
11 841
Free-cash
118 626
122 821
119 771
113 611

Estimated living cost  is ₽11841 per week

₽6913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽314
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽86824
₽89085
₽85435
₽93997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
4 016
social contributions
-
-
-
14 609
income
-
-
-
31 145
total
-
-
-
49 770
Employee
69 432
69 432
147 008
-
income
7 560
6 427
30 398
-
social contributions
2 625
5 763
7 772
-
health
538
1 181
2 498
-
total
10 723
13 371
40 668
-
Employer
69 432
69 432
147 008
-
social contributions
2 625
5 763
7 772
-
health
584
1 285
2 719
-
total
3 209
7 048
10 491
-
Corporate
122 662
81 020
-
-
income
15 332
10 127
-
-
total
15 332
10 127
-
-
Dividends
107 329
70 893
-
-
withholding
18 245
12 051
-
-
total
18 245
12 051
-
-
Income
157 500
157 500
157 500
157 500
Total tax
47 509
42 597
51 159
49 770
After tax
109 991
114 903
106 341
107 730
Living cost
20 906
20 906
20 906
20 906
Free-cash
89 085
93 997
85 435
86 824

Estimated living cost  is ₽20906 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽78443
₽81871
₽77054
₽85616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
4 016
social contributions
-
-
-
14 609
income
-
-
-
31 145
total
-
-
-
49 770
Employee
69 432
69 432
147 008
-
income
7 291
6 427
30 398
-
social contributions
3 374
5 763
7 772
-
health
691
1 181
2 498
-
total
11 356
13 371
40 668
-
Employer
69 432
69 432
147 008
-
social contributions
3 374
5 763
7 772
-
health
752
1 285
2 719
-
total
4 126
7 048
10 491
-
Corporate
112 732
81 020
-
-
income
14 092
10 127
-
-
total
14 092
10 127
-
-
Dividends
98 640
70 893
-
-
withholding
16 768
12 051
-
-
total
16 768
12 051
-
-
Income
157 500
157 500
157 500
157 500
Total tax
46 342
42 597
51 159
49 770
After tax
111 158
114 903
106 341
107 730
Living cost
29 287
29 287
29 287
29 287
Free-cash
81 871
85 616
77 054
78 443

Estimated living cost  is ₽29287 per week

₽20021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽69174
₽80125
₽62348
₽87571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
21 262
social contributions
-
-
-
30 029
income
-
-
-
15 931
solidarity contribution
-
-
-
236
total
-
-
-
67 458
Employee
30 689
-
120 909
-
income
3 683
-
14 685
-
social contributions
1 995
-
6 684
-
health
4 143
-
16 323
-
solidarity contribution
-
-
-
-
total
9 821
-
37 692
-
Employer
30 689
-
120 909
-
social contributions
7 672
-
25 710
-
health
2 762
-
10 882
-
total
10 434
-
36 592
-
Corporate
116 377
157 500
-
-
income
22 112
29 925
-
-
total
22 112
29 925
-
-
Dividends
94 265
127 575
-
-
withholding
14 140
19 136
-
-
total
14 140
19 136
-
-
Income
157 500
157 500
157 500
157 500
Total tax
56 507
49 061
74 284
67 458
After tax
100 993
108 439
83 216
90 042
Living cost
20 868
20 868
20 868
20 868
Free-cash
80 125
87 571
62 348
69 174

Estimated living cost  is ₽20868 per week

₽14495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽64327
₽73551
₽57501
₽82724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
21 262
social contributions
-
-
-
30 029
income
-
-
-
15 931
solidarity contribution
-
-
-
236
total
-
-
-
67 458
Employee
37 817
-
120 909
-
income
4 538
-
14 685
-
social contributions
2 458
-
6 684
-
health
5 105
-
16 323
-
solidarity contribution
-
-
-
-
total
12 101
-
37 692
-
Employer
37 817
-
120 909
-
social contributions
9 454
-
25 710
-
health
3 403
-
10 882
-
total
12 857
-
36 592
-
Corporate
106 826
157 500
-
-
income
20 297
29 925
-
-
total
20 297
29 925
-
-
Dividends
86 529
127 575
-
-
withholding
12 979
19 136
-
-
total
12 979
19 136
-
-
Income
157 500
157 500
157 500
157 500
Total tax
58 234
49 061
74 284
67 458
After tax
99 266
108 439
83 216
90 042
Living cost
25 715
25 715
25 715
25 715
Free-cash
73 551
82 724
57 501
64 327

Estimated living cost  is ₽25715 per week

₽19124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽49391
-₽39818
-₽39818
-₽39818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
national
-
-
-
18 423
pensions
-
-
-
785
municipal
-
-
-
32 748
labour market
-
-
-
12 537
total
-
-
-
64 493
Employee
184 092
184 092
184 092
-
municipal
39 201
39 201
39 201
-
national
22 490
22 490
22 490
-
pensions
262
262
262
-
labour market
14 706
14 706
14 706
-
total
76 659
76 659
76 659
-
Employer
184 092
184 092
184 092
-
pensions
523
523
523
-
labour market
14 727
14 727
14 727
-
municipal
39 264
39 264
39 264
-
national
22 529
22 529
22 529
-
total
77 043
77 043
77 043
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
153 702
153 702
153 702
64 493
After tax
3 798
3 798
3 798
93 007
Living cost
43 616
43 616
43 616
43 616
Free-cash
-39 818
-39 818
-39 818
49 391

Estimated living cost  is ₽43616 per week

₽29851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽62610
₽98582
₽68973
₽104192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
health
-
-
-
20 475
pensions
-
-
-
31 501
income
-
-
-
21 105
total
-
-
-
73 081
Employee
25 615
-
117 711
-
unemployment
410
-
1 883
-
income
2 884
-
22 695
-
pensions
512
-
2 354
-
total
3 806
-
26 932
-
Employer
25 615
-
117 711
-
pensions
5 123
-
23 542
-
health
3 329
-
15 302
-
unemployment
206
-
942
-
total
8 658
-
39 786
-
Corporate
123 227
157 500
-
-
income
24 645
31 499
-
-
total
24 645
31 499
-
-
Dividends
98 581
126 001
-
-
total
-
-
-
-
Income
157 500
157 500
157 500
157 500
Total tax
37 109
31 499
66 718
73 081
After tax
120 391
126 001
90 782
84 419
Living cost
21 809
21 809
21 809
21 809
Free-cash
98 582
104 192
68 973
62 610

Estimated living cost  is ₽21809 per week

₽14959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽67145
₽66354
₽48055
₽64123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
157 500
national
-
-
-
25 658
health
-
-
-
2 049
municipal
-
-
-
27 982
total
-
-
-
55 689
Employee
47 506
-
132 498
-
unemployment
713
-
1 988
-
municipal
7 781
-
21 583
-
national
785
-
15 599
-
pensions
3 206
-
8 943
-
health
355
-
1 664
-
total
12 840
-
49 777
-
Employer
47 506
-
132 498
-
pensions
8 242
-
22 988
-
health
365
-
1 020
-
accident
48
-
132
-
unemployment
308
-
862
-
total
8 963
-
25 002
-
Corporate
101 031
157 500
-
-
income
20 206
31 499
-
-
total
20 206
31 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

60 619
94 500
-
-
municipal
10 912
17 010
-
-
national
3 559
10 202
-
-
total
14 471
27 212
-
-
Income
157 500
157 500
157 500
157 500
Total tax
56 480
58 711
74 779
55 689
After tax
101 020
98 789
82 721
101 811
Living cost
34 666
34 666
34 666
34 666
Free-cash
66 354
64 123
48 055
67 145

Estimated living cost  is ₽34666 per week

₽22644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3334
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽60949
₽56563
₽58878
₽51547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
-
health
-
-
-
6 611
pensions
-
-
-
28 232
social contributions
-
-
-
4 488
income
-
-
-
24 506
other
-
-
-
4 882
total
-
-
-
68 719
Employee
34 496
-
122 130
-
income
1 779
-
23 545
-
surtax
-
-
-
-
social contributions
984
-
3 480
-
pensions
3 902
-
8 394
-
total
6 665
-
35 419
-
Employer
34 496
-
122 130
-
pensions
5 668
-
14 149
-
social contributions
103
-
367
-
other
1 191
-
4 723
-
health
2 414
-
11 185
-
unemployment
1 397
-
4 947
-
total
10 773
-
35 371
-
Corporate
112 231
157 500
-
-
income
31 424
44 101
-
-
surtax
-
-
-
-
total
31 424
44 101
-
-
Dividends
80 807
113 399
-
-
withholding
10 343
14 515
-
-
social contributions
13 900
19 505
-
-
surtax
-
-
-
-
total
24 243
34 020
-
-
Income
157 500
157 500
157 500
157 500
Total tax
73 105
78 121
70 790
68 719
After tax
84 395
79 379
86 710
88 781
Living cost
27 832
27 832
27 832
27 832
Free-cash
56 563
51 547
58 878
60 949

Estimated living cost  is ₽27832 per week

₽16141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽57888
₽53821
₽55817
₽48486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
-
health
-
-
-
6 611
pensions
-
-
-
28 232
social contributions
-
-
-
4 488
income
-
-
-
24 506
other
-
-
-
4 882
total
-
-
-
68 719
Employee
38 645
-
122 130
-
income
2 281
-
23 545
-
surtax
-
-
-
-
social contributions
1 102
-
3 480
-
pensions
4 369
-
8 394
-
total
7 752
-
35 419
-
Employer
38 645
-
122 130
-
pensions
6 349
-
14 149
-
social contributions
117
-
367
-
other
1 333
-
4 723
-
health
2 706
-
11 185
-
unemployment
1 564
-
4 947
-
total
12 069
-
35 371
-
Corporate
106 787
157 500
-
-
income
29 901
44 101
-
-
surtax
-
-
-
-
total
29 901
44 101
-
-
Dividends
76 886
113 399
-
-
withholding
9 841
14 515
-
-
social contributions
13 223
19 505
-
-
surtax
-
-
-
-
total
23 064
34 020
-
-
Income
157 500
157 500
157 500
157 500
Total tax
72 786
78 121
70 790
68 719
After tax
84 714
79 379
86 710
88 781
Living cost
30 893
30 893
30 893
30 893
Free-cash
53 821
48 486
55 817
57 888

Estimated living cost  is ₽30893 per week

₽19479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽45170
₽41975
₽43099
₽35768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
-
health
-
-
-
6 611
pensions
-
-
-
28 232
social contributions
-
-
-
4 488
income
-
-
-
24 506
other
-
-
-
4 882
total
-
-
-
68 719
Employee
56 553
-
122 130
-
income
4 934
-
23 545
-
surtax
-
-
-
-
social contributions
1 611
-
3 480
-
pensions
6 397
-
8 394
-
total
12 942
-
35 419
-
Employer
56 553
-
122 130
-
pensions
9 292
-
14 149
-
social contributions
170
-
367
-
other
1 952
-
4 723
-
health
3 958
-
11 185
-
unemployment
2 291
-
4 947
-
total
17 663
-
35 371
-
Corporate
83 284
157 500
-
-
income
23 319
44 101
-
-
surtax
-
-
-
-
total
23 319
44 101
-
-
Dividends
59 965
113 399
-
-
withholding
7 675
14 515
-
-
social contributions
10 315
19 505
-
-
surtax
-
-
-
-
total
17 990
34 020
-
-
Income
157 500
157 500
157 500
157 500
Total tax
71 914
78 121
70 790
68 719
After tax
85 586
79 379
86 710
88 781
Living cost
43 611
43 611
43 611
43 611
Free-cash
41 975
35 768
43 099
45 170

Estimated living cost  is ₽43611 per week

₽29515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽150095
₽142702
₽120170
₽143795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 575
total
-
-
-
1 575
Employee
7 287
-
157 500
-
income
1 457
-
31 500
-
total
1 457
-
31 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

150 213
157 500
-
-
total
-
-
-
-
Dividends
150 213
157 500
-
-
withholding
7 511
7 875
-
-
total
7 511
7 875
-
-
Income
157 500
157 500
157 500
157 500
Total tax
8 968
7 875
31 500
1 575
After tax
148 532
149 625
126 000
155 925
Living cost
5 830
5 830
5 830
5 830
Free-cash
142 702
143 795
120 170
150 095

Estimated living cost  is ₽5830 per week

₽3613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽146840
₽138837
₽116915
₽140540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
157 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 575
total
-
-
-
1 575
Employee
11 357
-
157 500
-
income
2 271
-
31 500
-
total
2 271
-
31 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

146 143
157 500
-
-
total
-
-
-
-
Dividends
146 143
157 500
-
-
withholding
7 307
7 875
-
-
total
7 307
7 875
-
-
Income
157 500
157 500
157 500
157 500
Total tax
9 578
7 875
31 500
1 575
After tax
147 922
149 625
126 000
155 925
Living cost
9 085
9 085
9 085
9 085
Free-cash
138 837
140 540
116 915
146 840

Estimated living cost  is ₽9085 per week

₽6148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽48714
₽58011
₽65290
₽46199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 668
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 513
trade
-
-
-
16 576
total
-
-
-
73 926
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 927
-
157 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 694
-
48 513
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 668
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 067
-
57 350
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 573
157 500
-
-
trade
16 155
22 601
-
-
income
16 887
23 626
-
-
chamber of commerce
302
368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

929
1 299
-
-
total
34 273
47 894
-
-
Dividends
78 301
109 606
-
-
withholding
19 232
27 058
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 057
1 489
-
-
total
20 289
28 547
-
-
Income
157 500
157 500
157 500
157 500
Total tax
64 629
76 441
57 350
73 926
After tax
92 871
81 059
100 150
83 574
Living cost
34 860
34 860
34 860
34 860
Free-cash
58 011
46 199
65 290
48 714

Estimated living cost  is ₽34860 per week

₽24047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽54607
₽62079
₽72801
₽52091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 668
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 513
trade
-
-
-
18 194
total
-
-
-
75 544
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 536
-
157 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
48 513
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 668
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
7 187
-
57 350
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 964
157 500
-
-
trade
19 366
24 806
-
-
income
18 444
23 626
-
-
chamber of commerce
314
363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 014
1 299
-
-
total
39 138
50 094
-
-
Dividends
83 826
107 406
-
-
withholding
20 613
26 508
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 134
1 458
-
-
total
21 747
27 966
-
-
Income
157 500
157 500
157 500
157 500
Total tax
68 072
78 060
57 350
75 544
After tax
89 428
79 440
100 150
81 956
Living cost
27 349
27 349
27 349
27 349
Free-cash
62 079
52 091
72 801
54 607

Estimated living cost  is ₽27349 per week

₽17204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽45676
₽55845
₽64679
₽43157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 668
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 513
trade
-
-
-
19 003
total
-
-
-
76 353
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 790
-
157 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 934
-
48 513
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 668
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 319
-
57 350
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 710
157 500
-
-
trade
18 376
25 908
-
-
income
16 756
23 626
-
-
chamber of commerce
296
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

922
1 299
-
-
total
36 350
51 195
-
-
Dividends
75 360
106 306
-
-
withholding
18 497
26 234
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 018
1 443
-
-
total
19 515
27 677
-
-
Income
157 500
157 500
157 500
157 500
Total tax
66 184
78 872
57 350
76 353
After tax
91 316
78 628
100 150
81 147
Living cost
35 471
35 471
35 471
35 471
Free-cash
55 845
43 157
64 679
45 676

Estimated living cost  is ₽35471 per week

₽23723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽38974
₽51097
₽58786
₽36456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
157 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 668
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 513
trade
-
-
-
19 812
total
-
-
-
77 162
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 265
-
157 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 381
-
48 513
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

351
-
2 668
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
12 901
-
57 350
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 235
157 500
-
-
trade
17 704
27 012
-
-
income
15 485
23 626
-
-
chamber of commerce
283
358
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

852
1 299
-
-
total
34 324
52 295
-
-
Dividends
68 911
105 206
-
-
withholding
16 885
25 958
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

929
1 427
-
-
total
17 814
27 385
-
-
Income
157 500
157 500
157 500
157 500
Total tax
65 039
79 680
57 350
77 162
After tax
92 461
77 820
100 150
80 338
Living cost
41 364
41 364
41 364
41 364
Free-cash
51 097
36 456
58 786
38 974

Estimated living cost  is ₽41364 per week

₽30211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽54270
₽75915
₽48751
₽78787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
6 678
unemployment
-
-
-
206
health
-
-
-
8 556
pensions
-
-
-
24 102
income
-
-
-
43 407
other
-
-
-
-
total
-
-
-
82 949
Employee
30 408
-
132 133
-
unemployment
2 116
-
8 388
-
other
-
-
-
-
income
5 098
-
38 006
-
surtax
108
-
5 598
-
pensions
2 029
-
8 038
-
health
776
-
3 072
-
total
10 127
-
63 102
-
Employer
30 408
-
132 133
-
pensions
4 054
-
16 064
-
other
-
-
-
-
health
1 383
-
5 483
-
unemployment
965
-
3 819
-
total
6 402
-
25 366
-
Corporate
120 690
157 500
-
-
income
31 379
40 949
-
-
total
31 379
40 949
-
-
Dividends
89 311
116 551
-
-
withholding
13 396
17 483
-
-
total
13 396
17 483
-
-
Income
157 500
157 500
157 500
157 500
Total tax
61 304
58 432
88 468
82 949
After tax
96 196
99 068
69 032
74 551
Living cost
20 281
20 281
20 281
20 281
Free-cash
75 915
78 787
48 751
54 270

Estimated living cost  is ₽20281 per week

₽12245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54626
₽76333
₽49107
₽79143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
surtax
-
-
-
6 678
unemployment
-
-
-
206
health
-
-
-
8 556
pensions
-
-
-
24 102
income
-
-
-
43 407
other
-
-
-
-
total
-
-
-
82 949
Employee
29 860
-
132 133
-
unemployment
2 078
-
8 388
-
other
-
-
-
-
income
5 005
-
38 006
-
surtax
98
-
5 598
-
pensions
1 991
-
8 038
-
health
763
-
3 072
-
total
9 935
-
63 102
-
Employer
29 860
-
132 133
-
pensions
3 980
-
16 064
-
other
-
-
-
-
health
1 359
-
5 483
-
unemployment
946
-
3 819
-
total
6 285
-
25 366
-
Corporate
121 355
157 500
-
-
income
31 552
40 949
-
-
total
31 552
40 949
-
-
Dividends
89 803
116 551
-
-
withholding
13 470
17 483
-
-
total
13 470
17 483
-
-
Income
157 500
157 500
157 500
157 500
Total tax
61 242
58 432
88 468
82 949
After tax
96 258
99 068
69 032
74 551
Living cost
19 925
19 925
19 925
19 925
Free-cash
76 333
79 143
49 107
54 626

Estimated living cost  is ₽19925 per week

₽12183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽91131
₽70906
₽73326
₽70532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
unemployment
-
-
-
2 362
health
-
-
-
11 025
pensions
-
-
-
15 750
income
-
-
-
19 254
total
-
-
-
48 391
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
131 799
-
unemployment
389
155
1 977
-
income
3 173
1 263
16 112
-
pensions
2 595
1 033
13 180
-
health
1 817
723
9 226
-
total
7 974
3 174
40 495
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
131 799
-
pensions
5 061
2 014
25 701
-
total
5 061
2 014
25 701
-
Corporate
126 488
145 158
-
-
income
11 384
13 064
-
-
total
11 384
13 064
-
-
Dividends
115 104
132 093
-
-
withholding
21 870
25 098
-
-
social contributions
22 327
25 640
-
-
total
44 197
50 738
-
-
Income
157 500
157 500
157 500
157 500
Total tax
68 616
68 990
66 196
48 391
After tax
88 884
88 510
91 304
109 109
Living cost
17 978
17 978
17 978
17 978
Free-cash
70 906
70 532
73 326
91 131

Estimated living cost  is ₽17978 per week

₽12269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽48643
₽53824
₽49488
₽54552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
national
-
-
-
27 243
pensions
-
-
-
18 900
social contributions
-
-
-
1 693
municipal
-
-
-
17 293
total
-
-
-
65 129
Employee
67 786
-
136 157
-
municipal
8 373
-
17 903
-
national
12 974
-
28 578
-
pensions
2 711
-
5 446
-
total
24 058
-
51 927
-
Employer
67 786
-
136 157
-
pensions
5 423
-
10 893
-
social contributions
729
-
1 464
-
total
6 152
-
12 357
-
Corporate
79 089
157 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 818
31 500
-
-
total
15 818
31 500
-
-
Dividends
63 271
126 000
-
-
withholding
13 920
27 720
-
-
total
13 920
27 720
-
-
Income
157 500
157 500
157 500
157 500
Total tax
59 948
59 220
64 284
65 129
After tax
97 552
98 280
93 216
92 371
Living cost
43 728
43 728
43 728
43 728
Free-cash
53 824
54 552
49 488
48 643

Estimated living cost  is ₽43728 per week

₽29721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31747
₽60808
₽31747
₽58814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
social contributions
-
-
-
26 241
income
-
-
-
48 076
total
-
-
-
74 317
Employee
70 630
-
157 500
-
social contributions
5 868
-
26 241
-
income
13 328
-
48 076
-
total
19 196
-
74 317
-
Employer
70 630
-
157 500
-
total
-
-
-
-
Corporate
86 870
157 500
-
-
income
10 858
19 688
-
-
total
10 858
19 688
-
-
Dividends
76 011
137 812
-
-
withholding
15 202
27 562
-
-
total
15 202
27 562
-
-
Income
157 500
157 500
157 500
157 500
Total tax
45 256
47 250
74 317
74 317
After tax
112 244
110 250
83 183
83 183
Living cost
51 436
51 436
51 436
51 436
Free-cash
60 808
58 814
31 747
31 747

Estimated living cost  is ₽51436 per week

₽39131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37263
₽41217
₽30151
₽45931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
national
-
-
-
38 833
regional
-
-
-
1 858
social contributions
-
-
-
40 509
municipal
-
-
-
936
total
-
-
-
82 136
Employee
80 248
-
157 500
-
municipal
425
-
834
-
national
13 905
-
33 667
-
social contributions
27 060
-
53 108
-
regional
757
-
1 639
-
total
42 147
-
89 248
-
Employer
80 248
-
157 500
-
total
-
-
-
-
Corporate
77 252
157 500
-
-
nationa
18 540
37 800
-
-
municipal
3 012
6 143
-
-
total
21 552
43 943
-
-
Dividends
55 699
113 557
-
-
withholding
14 483
29 525
-
-
total
14 483
29 525
-
-
Income
157 500
157 500
157 500
157 500
Total tax
78 182
73 468
89 248
82 136
After tax
79 318
84 032
68 252
75 364
Living cost
38 101
38 101
38 101
38 101
Free-cash
41 217
45 931
30 151
37 263

Estimated living cost  is ₽38101 per week

₽26559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50525
₽56457
₽43449
₽58463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
national
-
-
-
38 833
regional
-
-
-
2 374
social contributions
-
-
-
40 509
municipal
-
-
-
936
total
-
-
-
82 652
Employee
50 088
-
157 500
-
municipal
266
-
834
-
national
7 935
-
33 667
-
social contributions
16 890
-
53 108
-
regional
674
-
2 119
-
total
25 765
-
89 728
-
Employer
50 088
-
157 500
-
total
-
-
-
-
Corporate
107 412
157 500
-
-