Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽10653
-₽11449
-₽18969
₽7070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
other
-
-
-
158
unemployment
-
-
-
1 106
pensions
-
-
-
44 570
income
-
-
-
22 185
accident
-
-
-
1 415
total
-
-
-
69 434
Employee
133 811
-
118 973
-
pensions
6 291
-
5 679
-
income
25 798
-
22 433
-
unemployment
2 074
-
1 875
-
other
130
-
124
-
total
34 293
-
30 111
-
Employer
133 811
-
118 973
-
other
1 071
-
968
-
accident
2 651
-
2 390
-
pensions
31 577
-
28 521
-
unemployment
7 362
-
6 648
-
total
42 661
-
38 527
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 624
-
-
total
-
23 624
-
-
Dividends
-
133 876
-
-
withholding
-
27 291
-
-
total
-
27 291
-
-
Income
157 500
157 500
157 500
157 500
Total tax
76 954
50 915
68 638
69 434
After tax
80 546
106 585
88 862
88 066
Living cost
99 515
99 515
99 515
99 515
Free-cash
-18 969
7 070
-10 653
-11 449

Estimated living cost  is ₽99515 per month

₽67171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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Source

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