Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽36598
-₽2793
-₽23683
-₽20971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
other
-
-
-
159
unemployment
-
-
-
1 103
income
-
-
-
21 758
pensions
-
-
-
44 574
accident
-
-
-
1 420
total
-
-
-
69 014
Employee
147 180
-
115 124
-
unemployment
2 281
-
2 062
-
other
144
-
136
-
pensions
6 919
-
6 247
-
income
28 375
-
20 905
-
total
37 719
-
29 350
-
Employer
147 180
-
115 124
-
other
1 178
-
1 065
-
accident
2 916
-
2 629
-
pensions
34 731
-
31 370
-
unemployment
8 097
-
7 312
-
total
46 922
-
42 376
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 628
-
-
total
-
23 628
-
-
Dividends
-
133 872
-
-
withholding
-
27 208
-
-
total
-
27 208
-
-
Income
157 500
157 500
157 500
157 500
Total tax
84 641
50 836
71 726
69 014
After tax
72 859
106 664
85 774
88 486
Living cost
109 457
109 457
109 457
109 457
Free-cash
-36 598
-2 793
-23 683
-20 971

Estimated living cost  is ₽109457 per month

₽73882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1919
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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