Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽43369
-₽6570
-₽28681
-₽24616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
other
-
-
-
156
income
-
-
-
21 595
unemployment
-
-
-
1 102
pensions
-
-
-
44 573
accident
-
-
-
1 415
total
-
-
-
68 841
Employee
152 314
-
113 646
-
other
149
-
141
-
unemployment
2 361
-
2 134
-
pensions
7 160
-
6 465
-
income
29 365
-
20 313
-
total
39 035
-
29 053
-
Employer
152 314
-
113 646
-
other
1 219
-
1 102
-
accident
3 017
-
2 720
-
unemployment
8 380
-
7 567
-
pensions
35 943
-
32 464
-
total
48 559
-
43 853
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 623
-
-
total
-
23 623
-
-
Dividends
-
133 877
-
-
withholding
-
27 172
-
-
total
-
27 172
-
-
Income
157 500
157 500
157 500
157 500
Total tax
87 594
50 795
72 906
68 841
After tax
69 906
106 705
84 594
88 659
Living cost
113 275
113 275
113 275
113 275
Free-cash
-43 369
-6 570
-28 681
-24 616

Estimated living cost  is ₽113275 per month

₽76459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1986
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close