Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽3919
-₽25178
-₽22065
-₽38627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
accident
-
-
-
1 420
income
-
-
-
21 711
other
-
-
-
160
unemployment
-
-
-
1 099
pensions
-
-
-
44 574
total
-
-
-
68 964
Employee
148 718
-
114 681
-
other
145
-
137
-
unemployment
2 305
-
2 084
-
pensions
6 991
-
6 312
-
income
28 672
-
20 726
-
total
38 113
-
29 259
-
Employer
148 718
-
114 681
-
pensions
35 094
-
31 698
-
accident
2 946
-
2 656
-
unemployment
8 182
-
7 388
-
other
1 191
-
1 076
-
total
47 413
-
42 818
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 623
-
-
total
-
23 623
-
-
Dividends
-
133 877
-
-
withholding
-
27 195
-
-
total
-
27 195
-
-
Income
157 500
157 500
157 500
157 500
Total tax
85 526
50 818
72 077
68 964
After tax
71 974
106 682
85 423
88 536
Living cost
110 601
110 601
110 601
110 601
Free-cash
-38 627
-3 919
-25 178
-22 065

Estimated living cost  is ₽110601 per month

₽74654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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