Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽42885
-₽6308
-₽28326
-₽24357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
other
-
-
-
156
unemployment
-
-
-
1 100
income
-
-
-
21 605
pensions
-
-
-
44 575
accident
-
-
-
1 419
total
-
-
-
68 855
Employee
151 947
-
113 752
-
unemployment
2 355
-
2 129
-
other
148
-
140
-
pensions
7 143
-
6 449
-
income
29 294
-
20 357
-
total
38 940
-
29 075
-
Employer
151 947
-
113 752
-
other
1 217
-
1 100
-
accident
3 010
-
2 714
-
pensions
35 856
-
32 386
-
unemployment
8 360
-
7 549
-
total
48 443
-
43 749
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 629
-
-
total
-
23 629
-
-
Dividends
-
133 871
-
-
withholding
-
27 177
-
-
total
-
27 177
-
-
Income
157 500
157 500
157 500
157 500
Total tax
87 383
50 806
72 824
68 855
After tax
70 117
106 694
84 676
88 645
Living cost
113 002
113 002
113 002
113 002
Free-cash
-42 885
-6 308
-28 326
-24 357

Estimated living cost  is ₽113002 per month

₽76275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1981
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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