Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 157500
per

Your estimated
City
free-cash

Valencia , Spain
-₽39777
-₽32605
-₽14852
-₽58162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
157 500
accident
-
-
-
1 418
income
-
-
-
21 238
unemployment
-
-
-
1 099
other
-
-
-
159
pensions
-
-
-
44 574
total
-
-
-
68 488
Employee
163 531
-
110 417
-
income
31 527
-
19 194
-
pensions
7 688
-
6 941
-
unemployment
2 535
-
2 291
-
other
159
-
151
-
total
41 909
-
28 577
-
Employer
163 531
-
110 417
-
other
1 309
-
1 183
-
unemployment
8 997
-
8 124
-
pensions
38 590
-
34 855
-
accident
3 240
-
2 921
-
total
52 136
-
47 083
-
Corporate
-
157 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 626
-
-
total
-
23 626
-
-
Dividends
-
133 874
-
-
withholding
-
27 109
-
-
total
-
27 109
-
-
Income
157 500
157 500
157 500
157 500
Total tax
94 045
50 735
75 660
68 488
After tax
63 455
106 765
81 840
89 012
Living cost
121 617
121 617
121 617
121 617
Free-cash
-58 162
-14 852
-39 777
-32 605

Estimated living cost  is ₽121617 per month

₽82090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2132
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close