Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽11850
-₽52597
-₽29594
-₽35517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
unemployment
-
-
-
1 099
accident
-
-
-
1 408
income
-
-
-
21 226
pensions
-
-
-
44 291
other
-
-
-
155
total
-
-
-
68 179
Employee
158 553
-
110 850
-
pensions
7 454
-
6 730
-
unemployment
2 457
-
2 221
-
income
30 568
-
19 355
-
other
155
-
146
-
total
40 634
-
28 452
-
Employer
158 553
-
110 850
-
pensions
37 415
-
33 794
-
accident
3 141
-
2 832
-
other
1 269
-
1 147
-
unemployment
8 723
-
7 877
-
total
50 548
-
45 650
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 476
-
-
total
-
23 476
-
-
Dividends
-
133 024
-
-
withholding
-
26 959
-
-
total
-
26 959
-
-
Income
156 500
156 500
156 500
156 500
Total tax
91 182
50 435
74 102
68 179
After tax
65 318
106 065
82 398
88 321
Living cost
117 915
117 915
117 915
117 915
Free-cash
-52 597
-11 850
-35 517
-29 594

Estimated living cost  is ₽117915 per month

₽79591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2067
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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