Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽33911
-₽28412
-₽10628
-₽50419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
accident
-
-
-
1 409
income
-
-
-
21 279
unemployment
-
-
-
1 095
other
-
-
-
153
pensions
-
-
-
44 289
total
-
-
-
68 225
Employee
156 901
-
111 325
-
income
30 249
-
19 548
-
pensions
7 376
-
6 659
-
unemployment
2 432
-
2 198
-
other
153
-
145
-
total
40 210
-
28 550
-
Employer
156 901
-
111 325
-
other
1 256
-
1 135
-
unemployment
8 632
-
7 795
-
pensions
37 026
-
33 442
-
accident
3 108
-
2 802
-
total
50 022
-
45 174
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 473
-
-
total
-
23 473
-
-
Dividends
-
133 027
-
-
withholding
-
26 968
-
-
total
-
26 968
-
-
Income
156 500
156 500
156 500
156 500
Total tax
90 232
50 441
73 724
68 225
After tax
66 268
106 059
82 776
88 275
Living cost
116 687
116 687
116 687
116 687
Free-cash
-50 419
-10 628
-33 911
-28 412

Estimated living cost  is ₽116687 per month

₽78762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2045
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24665
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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