Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽18188
-₽31472
-₽19915
-₽35
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
other
-
-
-
154
pensions
-
-
-
44 286
income
-
-
-
21 737
accident
-
-
-
1 412
unemployment
-
-
-
1 097
total
-
-
-
68 686
Employee
142 534
-
115 462
-
pensions
6 701
-
6 050
-
income
27 479
-
21 196
-
other
139
-
132
-
unemployment
2 209
-
1 997
-
total
36 528
-
29 375
-
Employer
142 534
-
115 462
-
pensions
33 635
-
30 380
-
other
1 141
-
1 031
-
unemployment
7 842
-
7 081
-
accident
2 824
-
2 546
-
total
45 442
-
41 038
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 474
-
-
total
-
23 474
-
-
Dividends
-
133 026
-
-
withholding
-
27 059
-
-
total
-
27 059
-
-
Income
156 500
156 500
156 500
156 500
Total tax
81 970
50 533
70 413
68 686
After tax
74 530
105 967
86 087
87 814
Living cost
106 002
106 002
106 002
106 002
Free-cash
-31 472
-35
-19 915
-18 188

Estimated living cost  is ₽106002 per month

₽71550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1858
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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