Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽21672
-₽1371
-₽19481
-₽33859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
income
-
-
-
21 680
pensions
-
-
-
44 293
unemployment
-
-
-
1 096
accident
-
-
-
1 408
other
-
-
-
156
total
-
-
-
68 633
Employee
144 344
-
114 941
-
pensions
6 786
-
6 126
-
other
141
-
133
-
income
27 828
-
20 983
-
unemployment
2 237
-
2 022
-
total
36 992
-
29 264
-
Employer
144 344
-
114 941
-
accident
2 860
-
2 578
-
unemployment
7 941
-
7 171
-
other
1 156
-
1 045
-
pensions
34 062
-
30 766
-
total
46 019
-
41 560
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 476
-
-
total
-
23 476
-
-
Dividends
-
133 024
-
-
withholding
-
27 047
-
-
total
-
27 047
-
-
Income
156 500
156 500
156 500
156 500
Total tax
83 011
50 523
70 824
68 633
After tax
73 489
105 977
85 676
87 867
Living cost
107 348
107 348
107 348
107 348
Free-cash
-33 859
-1 371
-21 672
-19 481

Estimated living cost  is ₽107348 per month

₽72458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1882
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22691
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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