Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽45951
-₽8137
-₽30613
-₽26003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
other
-
-
-
158
income
-
-
-
21 387
unemployment
-
-
-
1 095
pensions
-
-
-
44 286
accident
-
-
-
1 410
total
-
-
-
68 336
Employee
153 513
-
112 301
-
other
150
-
142
-
unemployment
2 379
-
2 151
-
pensions
7 217
-
6 516
-
income
29 596
-
19 937
-
total
39 342
-
28 746
-
Employer
153 513
-
112 301
-
other
1 229
-
1 111
-
accident
3 041
-
2 742
-
unemployment
8 446
-
7 627
-
pensions
36 226
-
32 720
-
total
48 942
-
44 200
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 478
-
-
total
-
23 478
-
-
Dividends
-
133 022
-
-
withholding
-
26 992
-
-
total
-
26 992
-
-
Income
156 500
156 500
156 500
156 500
Total tax
88 284
50 470
72 946
68 336
After tax
68 216
106 030
83 554
88 164
Living cost
114 167
114 167
114 167
114 167
Free-cash
-45 951
-8 137
-30 613
-26 003

Estimated living cost  is ₽114167 per month

₽77061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2001
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close