Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽23148
-₽5168
-₽40650
-₽26694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
accident
-
-
-
1 412
other
-
-
-
153
pensions
-
-
-
44 292
unemployment
-
-
-
1 097
income
-
-
-
21 517
total
-
-
-
68 471
Employee
149 493
-
113 458
-
pensions
7 028
-
6 345
-
unemployment
2 317
-
2 095
-
other
146
-
138
-
income
28 821
-
20 397
-
total
38 312
-
28 975
-
Employer
149 493
-
113 458
-
accident
2 962
-
2 670
-
pensions
35 277
-
31 863
-
other
1 197
-
1 082
-
unemployment
8 225
-
7 427
-
total
47 661
-
43 042
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 477
-
-
total
-
23 477
-
-
Dividends
-
133 023
-
-
withholding
-
27 014
-
-
total
-
27 014
-
-
Income
156 500
156 500
156 500
156 500
Total tax
85 973
50 491
72 017
68 471
After tax
70 527
106 009
84 483
88 029
Living cost
111 177
111 177
111 177
111 177
Free-cash
-40 650
-5 168
-26 694
-23 148

Estimated living cost  is ₽111177 per month

₽75043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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