Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽38507
-₽3967
-₽25114
-₽21987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
other
-
-
-
159
unemployment
-
-
-
1 093
income
-
-
-
21 564
pensions
-
-
-
44 289
accident
-
-
-
1 412
total
-
-
-
68 517
Employee
147 869
-
113 926
-
unemployment
2 292
-
2 072
-
other
144
-
137
-
pensions
6 951
-
6 276
-
income
28 508
-
20 585
-
total
37 895
-
29 070
-
Employer
147 869
-
113 926
-
other
1 184
-
1 070
-
accident
2 929
-
2 641
-
pensions
34 894
-
31 517
-
unemployment
8 135
-
7 346
-
total
47 142
-
42 574
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 473
-
-
total
-
23 473
-
-
Dividends
-
133 027
-
-
withholding
-
27 024
-
-
total
-
27 024
-
-
Income
156 500
156 500
156 500
156 500
Total tax
85 037
50 497
71 644
68 517
After tax
71 463
106 003
84 856
87 983
Living cost
109 970
109 970
109 970
109 970
Free-cash
-38 507
-3 967
-25 114
-21 987

Estimated living cost  is ₽109970 per month

₽74228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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