Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
₽1244
-₽18221
-₽29180
-₽16954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
accident
-
-
-
1 409
unemployment
-
-
-
1 098
pensions
-
-
-
44 288
other
-
-
-
159
income
-
-
-
21 790
total
-
-
-
68 744
Employee
140 797
-
115 962
-
pensions
6 619
-
5 976
-
income
27 145
-
21 393
-
unemployment
2 182
-
1 973
-
other
137
-
130
-
total
36 083
-
29 472
-
Employer
140 797
-
115 962
-
other
1 127
-
1 019
-
unemployment
7 746
-
6 995
-
accident
2 789
-
2 515
-
pensions
33 225
-
30 010
-
total
44 887
-
40 539
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 477
-
-
total
-
23 477
-
-
Dividends
-
133 023
-
-
withholding
-
27 069
-
-
total
-
27 069
-
-
Income
156 500
156 500
156 500
156 500
Total tax
80 970
50 546
70 011
68 744
After tax
75 530
105 954
86 489
87 756
Living cost
104 710
104 710
104 710
104 710
Free-cash
-29 180
1 244
-18 221
-16 954

Estimated living cost  is ₽104710 per month

₽70678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1835
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close