Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
₽3704
-₽14966
-₽24781
-₽14578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
accident
-
-
-
1 411
unemployment
-
-
-
1 093
pensions
-
-
-
44 290
other
-
-
-
155
income
-
-
-
21 901
total
-
-
-
68 850
Employee
137 460
-
116 923
-
pensions
6 462
-
5 834
-
income
26 501
-
21 774
-
unemployment
2 131
-
1 926
-
other
134
-
127
-
total
35 228
-
29 661
-
Employer
137 460
-
116 923
-
other
1 101
-
995
-
unemployment
7 563
-
6 829
-
accident
2 723
-
2 455
-
pensions
32 438
-
29 298
-
total
43 825
-
39 577
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 478
-
-
total
-
23 478
-
-
Dividends
-
133 022
-
-
withholding
-
27 090
-
-
total
-
27 090
-
-
Income
156 500
156 500
156 500
156 500
Total tax
79 053
50 568
69 238
68 850
After tax
77 447
105 932
87 262
87 650
Living cost
102 228
102 228
102 228
102 228
Free-cash
-24 781
3 704
-14 966
-14 578

Estimated living cost  is ₽102228 per month

₽69002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1792
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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