Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽26547
-₽8689
-₽46950
-₽31344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
accident
-
-
-
1 409
other
-
-
-
158
pensions
-
-
-
44 291
unemployment
-
-
-
1 093
income
-
-
-
21 365
total
-
-
-
68 316
Employee
154 271
-
112 083
-
pensions
7 252
-
6 548
-
unemployment
2 391
-
2 161
-
other
150
-
143
-
income
29 742
-
19 845
-
total
39 535
-
28 697
-
Employer
154 271
-
112 083
-
accident
3 056
-
2 755
-
pensions
36 405
-
32 881
-
other
1 235
-
1 116
-
unemployment
8 488
-
7 664
-
total
49 184
-
44 416
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 475
-
-
total
-
23 475
-
-
Dividends
-
133 025
-
-
withholding
-
26 983
-
-
total
-
26 983
-
-
Income
156 500
156 500
156 500
156 500
Total tax
88 719
50 458
73 113
68 316
After tax
67 781
106 042
83 387
88 184
Living cost
114 731
114 731
114 731
114 731
Free-cash
-46 950
-8 689
-31 344
-26 547

Estimated living cost  is ₽114731 per month

₽77441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2011
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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