Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽22763
-₽2191
-₽20284
-₽35335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
income
-
-
-
21 646
pensions
-
-
-
44 293
unemployment
-
-
-
1 097
accident
-
-
-
1 411
other
-
-
-
157
total
-
-
-
68 604
Employee
145 463
-
114 619
-
pensions
6 838
-
6 174
-
other
142
-
134
-
income
28 044
-
20 855
-
unemployment
2 255
-
2 038
-
total
37 279
-
29 201
-
Employer
145 463
-
114 619
-
accident
2 882
-
2 598
-
unemployment
8 003
-
7 227
-
other
1 165
-
1 053
-
pensions
34 326
-
31 004
-
total
46 376
-
41 882
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 471
-
-
total
-
23 471
-
-
Dividends
-
133 029
-
-
withholding
-
27 040
-
-
total
-
27 040
-
-
Income
156 500
156 500
156 500
156 500
Total tax
83 655
50 511
71 083
68 604
After tax
72 845
105 989
85 417
87 896
Living cost
108 180
108 180
108 180
108 180
Free-cash
-35 335
-2 191
-22 763
-20 284

Estimated living cost  is ₽108180 per month

₽73020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1896
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22867
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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