Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156500
per

Your estimated
City
free-cash

Valencia , Spain
-₽4310
-₽39119
-₽22324
-₽25560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 500
other
-
-
-
160
unemployment
-
-
-
1 096
pensions
-
-
-
44 291
income
-
-
-
21 555
accident
-
-
-
1 408
total
-
-
-
68 510
Employee
148 332
-
113 793
-
unemployment
2 299
-
2 078
-
income
28 597
-
20 528
-
pensions
6 973
-
6 296
-
other
145
-
137
-
total
38 014
-
29 039
-
Employer
148 332
-
113 793
-
accident
2 939
-
2 649
-
pensions
35 003
-
31 616
-
other
1 188
-
1 073
-
unemployment
8 161
-
7 369
-
total
47 291
-
42 707
-
Corporate
-
156 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 478
-
-
total
-
23 478
-
-
Dividends
-
133 022
-
-
withholding
-
27 018
-
-
total
-
27 018
-
-
Income
156 500
156 500
156 500
156 500
Total tax
85 305
50 496
71 746
68 510
After tax
71 195
106 004
84 754
87 990
Living cost
110 314
110 314
110 314
110 314
Free-cash
-39 119
-4 310
-25 560
-22 324

Estimated living cost  is ₽110314 per month

₽74460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1934
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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